Play Airlines Reviews: My First Experience Shocked Me! 

Aug 2, 2023

Last Updated on: Sep 22, 2025

Travel Blog

I travel often, and I know many of you do, too. Recently, I tried Play Airlines, a new budget airline popular with Gen Z.  

Founded in 2019, Play Airlines follows the motto “pay less, play more.” It offers flights from major East Coast cities in the US to destinations like London and Copenhagen. 

Also, all these flights are hundreds of dollars less than those of other airlines. This is why it appeals to travelers looking to save money. 

The airline carriers are among the best that offer ultra-low fares when traveling to Europe. So the new entrant in the market has appeared in the search results for Transatlantic flights after April 2022. The airline aims to bring visitors to Iceland and connect North America and Europe.

The airline started flying in 2021 in Iceland; however, in North America, the service began in April 2022.

Do you want to know more about the PLAY Airlines reviews? I will tell you about the airline, its foundation, and my experience? Keep reading! 

This Is My Experience With Play Airlines!

When the airline carrier was first inaugurated, Play Airlines and Baltimore Airport collaborated to create a good impression in the form of a water cannon salute when the first plane of Play Airline pulled up to the gate. Overall, the first impression was quite well made by Play Airlines.

The staff is helpful and interactive. Another added advantage of a low-budget carrier airline. It is unheard of for a low-budget carrier airline to be perfect concerning its services.

I would also like to discuss certain shortcomings that I identified. Do give it a go before you book tickets on Play! The flight I traveled on was spacious, clean, and memorable because I was finally traveling to Paris, one of my dream destinations.

What Is Play Airlines?

What Is Play Airlines?

Play Airlines is addressed as the Ultra Low-Cost Carrier (ULCC), which is not completely uncommon. However, many carriers have additional charges based on transportation, which ULCC still needs! These airlines are perfect for passengers traveling on a budget like me!

My travel plans are concrete, and I am not free to have flexible dates and timings because I have a job! I am also one of those who do not care about luxury or frills added to necessities.

Therefore, I am functional when it comes to services such as Wi-Fi and entertainment charging points. Ultimately, I can adjust this much if I am traveling to a destination, especially for a vacation.

Play is the successor of Wow Air, a low-cost airline carrier that ran out of service in 2019. So, if you question, is Play Airlines safe? It is.

PLAY Airlines Reviews 2025: Did I like It? 

My Experience On Flying With Play Airlines

So I was traveling to Paris from Boston and was charged $292 for a roundtrip. To begin with, this is quite a cheap deal that I have got on Play Airline. Another significant thing I noticed and did not expect was a comfortable seat and 34 inches of legroom.

Isn’t that amazing? Finding another airline that gives 34 inches of leg space might be challenging! It is quite unheard of in a budget carrier. The seats are Delta Comfort Plus, which is comfortable, and I was very relaxed throughout the flight. The chairs are tall enough for you to rest your head.

As a frequent flier, half of your problems are solved if the seat is comfortable! According to my Play Airlines review, it is quite comfortable to travel with this airline. The space for the leg also helps in extending the tray table. There was no charging extension or plug-ins in the Play flights, which is usually there in transatlantic carriers and U.S. airlines.

I found the crew very supportive and helpful. I had a very positive experience while interacting with the crew. No food or snack is free; however, this is one of the side effects of low-budget carriers. I did not see any food or water services throughout the flight except at the beginning and end.

What I Found Beneficial?

What I Found Beneficial?

In A321neo, headrests were present in each seat with extra padding and adjustable wings. When you fly Play Airlines, you will get better seating comfort than most of the low-budget flying airlines. The setting does help in creating a more comfortable sleeping position.

I also noticed that every seat had its lights and dedicated air vents. It helped me a lot because I am an avid reader, so there was no issue with my entertainment as I almost finished a book on the flight.

A significant advantage I found on Play Airlines is that there was no bundling, nor was the fare made complicated concerning overall expenditure. I also found the timings of the flights to be mostly punctual. The connecting flights to Europe via Keflavik are conveniently set.

Their food and drink collection is quite decent; you can order based on your requirement. There is also no connectivity, such as Wi-Fi, messaging, or entertainment.

What Did I Find Negative? 

What I Found Negative?

I have heard that the seat arrangements are a mixed bag, such as seats with 34 inches of leg space, while some seats give you a meager 28 inches of leg space.

So, as a traveler, you should search on Google Flights regarding the space of the specific flights of Play Airlines before you book tickets. Make sure to check the legroom extension to have some wiggle room.

Another significant shortcoming that I noticed on the flight was that there needed to be more power. As a traveler, one thing that is essential in today’s time is charging your phone, which I wasn’t able to do because of no power.

You will not be getting any refund; hence, in case of cancellation from your side, you will need clarification with the services. Another thing that might look like a chore to you is creating an account to view or book seats and baggage fees.

The complete itinerary or any schedule based on base fare will only be accessible if you have an account on the official website, www.flyplay.com.

PLAY Airlines Reviews: Why Should You Go For It? 

If you’re on the hunt for a budget-friendly way to travel, Play Airlines might just be the perfect fit.  

I recently flew with them to Iceland, and I have to say, I was genuinely impressed with the comfort and cleanliness of the experience—especially given how affordable their fares are.  

I’m already looking into booking another trip to Europe with them this fall! For those of us who prefer a more laid-back travel style, Play Airlines is ideal.  

They get you where you need to go without the extra costs that typically come with mainstream airlines.  

On my trip to Iceland, the money I saved on airfare allowed me to explore more once I got there. 

 I treated myself to a bus tour along the stunning southern coast and even checked out the unique Lava Show in Reykjavík, all without feeling like I was stretching my budget too thin.  

Honestly, flying with a low-cost airline like Play opened up more opportunities for me and truly enhanced my overall travel experience. 

How To Book On Play Airlines?

You have to visit their official website, but before that, search Google Flights. Accordingly, select flights and seats based on your preferences and make your payment.

Frequently Asked Questions (FAQs) 

1. Play Airlines vs Icelandair: Which one is better? 

Play Airlines for the cheapest fares on a no-frills flight, but expect to pay extra for amenities like bags, food, and seat selection.  
Opt for Icelandair if you prioritize comfort, want complimentary amenities such as Wi-Fi and in-flight entertainment, and are willing to pay more for the added services.  

2. How Much are PLAY Airlines baggage fees? 

PLAY Airlines offers a pay-as-you-go model for baggage. Every fare includes one free personal item.  
However, you will need to pay for checked baggage and additional services like seat selection.  
For complete details on baggage fees, visit the PLAY Airlines Terms and Conditions page. 

3. Is There Food On PLAY Airlines? 

Yes, you can purchase food and drinks onboard all PLAY Airlines flights from their onboard menu, but it is not complimentary 

Play Airlines Reviews 2025: Should You Go For It? 

My overall experience on Play Airlines was mostly positive. However, some of the shortcomings are quite significant. Having no power to charge your mobile phone devices can seriously put travelers who are traveling long distances at risk.

The only solution to this problem is carrying a power bank. You must be aware of these issues before you book a flight!

There are limited options to travel to Iceland if you cancel the flight you have booked, or if the authorities have delayed it. 

Comment below regarding your choice of place to visit in Iceland and why!

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Sibashree is a travel, culture, and leisure writer who has been writing since the age of 12 and professionally since 2014. With more than a decade of travel writing experience and journeys across India and several parts of the world, she brings a deeply personal and thoughtful perspective to her work. A student of English Literature and Mass Communication, Sibashree has always viewed travel as more than movement — for her, it has been a way of understanding people, cultures, and herself. Her passion for spiritual exploration has also led her to many unusual and meaningful destinations over the years. Outside of writing, Sibashree enjoys watching European cinema, reading about global politics, and reflecting on the stories hidden within everyday places.

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READ MORE Paraguay food

Top 10 Most Popular Paraguay Food That You Must Try

BY  Abdul Aziz May 1, 2024

Many of the countries in South America are popular for their exquisite and varied cuisine. However, the practices of Paraguay food are not known to many. The Paraguayan Cuisine has been influenced by the local indigenous tribe’s culinary traditions and practices brought by immigrants from Spain, Italy, and Portugal. Being a foodie myself, I love traveling around the world to have a taste of every new variety of food that the world has to offer. Visiting remote areas, meeting with new people, and trying out their traditional dishes is what I have always loved! I was also in your shoes when I first landed in Paraguay, a bit startled and confused. Although, as I began to explore, my first meal at a fancy restaurant in Asuncion changed my entire perception of the state.  Tid-Bits About Paraguay Food Classic Paraguay food includes some of the most exclusive dishes that are bound to beat any of the Peruvian or Argentine preparations. Traditional culinary elements in Paraguay food recipes consist of meat, maize, vegetables, manioc, cheese, fish, milk, and even fruits.  ‘Asado’ is a local term used for barbecue, which is referred to as both a cooking practice and a social event. In Paraguay, barbecuing is the most important mode of cooking their traditional Paraguayan food dishes.  Here in this article, I will elucidate the best dishes and popular foods in Paraguay that you must try in Paraguay this year. The Paraguay famous foods excite your taste buds and have an experience like never before.  1. Kivevé You will be stuck in a dilemma whether to count this as a main course or a dessert. Kieve is the most popular and loved Paraguay food. It is a vegetarian dish that is cooked out of andai (a type of juicy pumpkin), cornmeal, Paraguayan cheese, milk, and sugar. Kieve is a typical food in Paraguay. It has a very creamy and light texture and is orangish in color. This rich-flavored delicacy is served lukewarm and is often consumed as a side dish or even main meal, at breakfasts, and as an evening snack. 2. Chipa Considered a staple Paraguay food, Chipa is a simple bread roll that was invented by the local indigenous people in the 18th century. It is a bun that is made out of manioc or cassava flour, lard, and anise, and beaten eggs and cheese. There are different versions of Chipa available, varying over the regional influences. The bread has a very crunchy crust due to the addition of lard. The crumb is soft and has a unique flavor. It is prepared and consumed by every household in the state.  3. Bori Bori Bori-Bori (Vori-Vori) is a nutritious and flavorful thick soup that is prepared out of vegetables such as carrots, celery, onions. It is filled with meat (chicken or beef) and dumplings of cornmeal plus cheese. The prime flavoring ingredients in this soup are bay leaves, cloves, and parsley. The addition of saffron to this hearty broth makes it even more flavorful and rich golden in color. It must be served piping hot, garnished with some parsley and Paraguayan cheese on the side. It is especially popular during the winters.  4. Sopa Paraguaya This specialty is not what it sounds like. Even though SOPA translates to soup in the local language, it is not at all in the vicinity of any soupy preparations. It is the national dish of Paraguay, which resembles a cakey thick bread.  It is crafted out of cornflour, cheese, milk, and eggs. The flavor is inculcated through the use of onions and pork fat. It is usually baked and is often termed solid soup. It has a soft and crumbly texture and is served on special occasions as a side dish.  5. Mbeju Mbeju, when translated to the local Guarani language, means cake. It is a very simple and staple Paraguay food. It is a kind of starchy pancake that is prepared with cassava flour, salt, oil, milk, eggs, crumbled cheese, and even pork fat. The dough is kneaded well and rolled out thickly like a pancake. It is then fried in hot oil. It is usually consumed during breakfast, sometimes dinner, alongside a bitter herbal tea or coffee.  6. Soyo This is another popular Paraguay food, which is a thick unpassed soup. It is made with beef grounded in a mortar, rice, and vegetables, including green peppers, onions, and tomatoes. Soyo is another good example of Paraguay’s famous food.  The dish is flavored with garlic, parsley, oregano, salt, and pepper. The name is derived from the native Guarani phrase so’o josopy, meaning crushed meat. A whole bowl of soyo can be considered as a complete meal and has a high calorific value. 7. Tereré Since the climate in Paraguay tends to grow hotter every summer, Terere acts as a relief to many. It is a cold-brewed herbal tea that is bitter in taste and is commonly known as yerba mate.  Terere is one of the essential elements of export, and the natives can be seen carrying around a thermos flask, guampa (a spherical mug), and bombilla (a silver straw) everywhere they go. It is a very healthy and refreshing drink and has high caffeine content. 8. Dulce de Mamon Here comes our most awaited syrupy sweet dessert in the list of top Paraguay food you must try! Dulce de Mamon is one of the oldest and most traditional preparations of Paraguay, which has only two major ingredients. It is cooked by boiling small cut wedges of papaya in sugar syrup. The mixture is simmered for almost 2 hours in order for the papaya to achieve a soft texture. You can even add some cloves, lemon zest, and a little orange juice to enhance the flavors.  9. Pira Caldo Another most favored Paraguay food includes Pira Caldo. It is basically a light fish stew made with freshwater catches such as surubi, mandi’y, and tare’y. I have never in my life tasted such meaty textured fishes with a tinge of saltiness in them. Initially, vegetables such as onions, tomatoes, leeks, celery, bell peppers, and carrots are fried in pork or beef fat and are cooked with other spices. It is then combined with milk and soft white cheese to improve the thickness and flavor. 10. Bife Koygua Bife Koygua, or hidden steak as it is known, is another popular Paraguay food that is a must-try.  It is a heavy preparation in which the beef steaks are covered with onions and tomatoes. Hence the name. According to the local language, bife means beef, and koygua means shy or hidden. The recipe calls for the steak to be pounded first with spices, then fried with onions and topped with tomatoes. Towards the end, an egg or two is added at the top, and the dish is garnished with parsley. Puchero Paraguayo Recipe The Paraguayan version of a traditional meat stew is called Puchero paraguayo. This stew has its origins in Spain and is now prepared in several countries throughout South America and the Philippines. The name of the stew, Puchero, comes from the Spanish word meaning "stewpot". Course: Main Course Cuisine: Latin American, Paraguayan Servings: 4 people Author: Nita Ragoonanan Ingredients 1½ lb beef (skirt or flank steak, cut into pieces) 3 cloves garlic, cut in half 1 onion, chopped 1 green bell pepper, diced 2 carrots 10 oz. pumpkin, cubed 2 potatoes, cubed ½ cup rice 6 tablespoons olive oil Salt Pepper Equipment Pressure cooker Instructions To start, get a large pot and fill it with 10 cups (2.5L) of water. Add in some onions, carrots, and bell peppers, and bring it to a boil. Let it simmer for 15 minutes and season it with salt and pepper to your liking. Set it aside. Next, heat some olive oil in a pressure cooker and add in some garlic and meat. Saute over high heat while stirring constantly until the meat is browned. Pour in the reserved broth and vegetables and close the pressure cooker. Cook for 45 minutes on medium-low heat. While waiting, rinse the rice. After 45 minutes, open the pressure cooker and add in the rice, potatoes, and pumpkin. Close the pressure cooker again and continue cooking for 15 minutes. Frequently Asked Questions!!! (FAQs): Q1. What Is The Traditional Dessert In Paraguay? Ans: Mazamorra also known as Kaguyjy is one of the most popular traditional deserts in Paraguay. it is made of corn and sugar, mixed with honey or milk. Ka'i Ladrillo is a candy made of peanuts and molasses. Q2. What Is Paraguay's National Dish? Ans: Sopa Paraguaya is the national dish of Paraguay. it is similar to cornbread and made up of corn flour, pig fat, or butter, with cheese and milk. it is very spongy and is rich in calories and protein. Q3. What Is The National Drink Of Paraguay? Ans: Yerba mate tea is prepared with cold water. different variations of terre can be found in Brazil and Argentina. Its birthplace is Paraguay. Final Thoughts These are some of the most exotic preparations from Paraguay that made their way into my Top 10 list. Thanks to those Guarani friends that I had over there who guided me through to the best of their culinary traditions. And if you are hesitating about visiting this place, trust me, the experience is worthwhile. It is not only about their food but also their culture, traditions, and heritage. This beautiful country deserves all the appreciation in the world.

READ MORE Yacht in Norway

Chartering a Yacht in Norway: Your Ultimate Guide to an Unforgettable Adventure

BY  Sibashree Jan 15, 2025

Looking to customize your sailing experience? Explore World Sea Explorers' Custom Charters for tailored adventures. Norway’s breathtaking fjords, rugged coastline, and enchanting islands make it a dream destination for yacht enthusiasts.  Whether you’re a seasoned sailor or a first-time charterer, exploring Norway by yacht is an extraordinary experience that combines adventure, luxury, and a deep connection to nature. Here’s everything you need to know about chartering a yacht in Norway. Why Choose Chartering A Yacht In Norway? Norway offers unparalleled opportunities for exploration. Its coastline stretches over 83,000 kilometers, dotted with picturesque villages, vibrant cities, and awe-inspiring natural wonders.  Furthermore, the majestic fjords and the playful sunlight on the water look straight from a movie scene, and being in a charter Yacht sailing through the water feels like you are on a Viking journey of your own. And Trollfjord is, of course, the crown jewel when it comes to a journey in a yacht in Norway. Despite the challenges (the fjord is narrow, and the navigation has to be very specific), it has become a popular go-to destination since the filming of Downsizing with Matt Damon. The rock formations along the fjord are dramatic, and they look almost gothic. Further, the gurgling waterfalls will be music to your ears, and the mist covering the rocks will create a sense of intrigue.  Here’s what makes Norway a top sailing destination: 1. The Majestic Fjords Cruise through iconic fjords like Geirangerfjord and Nærøyfjord, both UNESCO World Heritage Sites. The sheer cliffs, cascading waterfalls, and serene waters create a scene from a fairytale. 2. The Midnight Sun And Northern Lights Depending on the season, you can either sail under the midnight sun during summer or witness the magical northern lights in winter. 3. Rich Wildlife Spot puffins, sea eagles, whales, and seals as you sail through Norway’s pristine waters. 4. Cultural Immersion Stop at coastal towns like Bergen and Ålesund to experience Norway’s rich maritime history, sample local cuisine, and enjoy vibrant cultural festivals. Types Of Yacht Charters Available In Norway When chartering a yacht in Norway, you can choose between several options based on your preferences and skill level: Bareboat Charters: Ideal for experienced sailors, this option gives you complete control over your journey. Crewed Charters: Perfect for those who prefer a more relaxed experience. With a professional crew, you can enjoy gourmet meals, guided tours, and personalized service. Catamarans: Great for families and groups, catamarans offer spacious accommodations and stable sailing conditions. Luxury Yachts: For a premium experience, luxury yachts provide opulent amenities, including hot tubs, gourmet kitchens, and private cabins. Best Time To Charter A Yacht In Norway Summer (June to August): The most popular season for yacht charters, with mild weather, calm seas, and 24-hour daylight thanks to the midnight sun. Spring and Autumn (May and September): Quieter seasons with fewer crowds and stunning natural colors. Winter (November to February): A unique opportunity to combine yachting with Arctic adventures like chasing the northern lights and exploring snow-covered landscapes. Top Destinations to Explore | Chartering A Yacht In Norway If you want the ultimate Scandinavian adventure, your journey must begin in Norway. In the land of the Vikings, these are the places you can explore while enjoying a ride on a Yacht in Norway.  1. Lofoten Islands Famous for their dramatic peaks, crystal-clear waters, and charming fishing villages. Further, this dramatic Archipelago in Norway has Henningsvær, a quaint village and a bustling hub of fishing activities.  Surfing is a popular outdoor activity here and you will encounter whales and the mighty eagles in action. You can even join a wildlife safari here while playing along the waves.  Moreover, for the most cinematic beach experience, you must Hestegård. Taking a horseback ride here is a lifetime experience.  2. Bergen:  Known as the gateway to the fjords, this vibrant city is a must-visit for its colorful waterfront and rich history. It will take you to Sognefjord, the deepest and longest fjord in Norway. You can also visit Hardangerfjord, where Trolltunga, the most popular mountain plateau, is present. Did you know that as many as seven mountains surround Bergen? So, hiking is a popular outdoor activity here, along with water pursuits and cultural exploration.  3. Tromsø Located above the Arctic Circle, Tromsø is a hub for winter activities and a great base for northern lights viewing. One of the most populous municipalities of Norway, Tromsø always remains dark from the 21st of November to the 21st of January. There is no sunrise during this span. So, the twilight from 9 AM to 2 PM feels like magic.  Moreover, Tromsø can be the gateway to your Arctic adventure. From here, you can plan a visit to the Lyngenfjord region.  4. Svalbard For the ultimate Arctic adventure, head to Svalbard, where you can sail among glaciers and spot polar bears in the wild.  Tips For A Successful Charter Yacht In Norway Plan Ahead: Norway’s yacht charters are in high demand, especially during summer. Book your yacht well in advance. Pack Wisely: Bring layers, waterproof clothing, and sturdy footwear to stay comfortable in varying weather conditions. Know the Rules: Familiarize yourself with Norway’s maritime laws and environmental guidelines to ensure a safe and eco-friendly journey. Work with Local Experts: Collaborate with reputable yacht charter companies and guides to customize your itinerary and navigate Norway’s unique sailing routes. Why Choose a Sustainable Charter? Norway’s commitment to sustainability makes it an ideal destination for eco-conscious travelers. Many yacht charter companies offer green options, including hybrid yachts, eco-friendly practices, and partnerships with local conservation projects.  By choosing a sustainable charter yacht in Norway, you’re helping to preserve the country’s pristine environment for future generations. Ready To Charter A Yacht In Norway? Chartering a yacht in Norway is more than just a vacation; it’s an opportunity to immerse yourself in one of the world’s most beautiful and unspoiled landscapes.  Whether you’re seeking adventure, relaxation, or a mix of both, Norway promises an unforgettable experience you’ll cherish forever. So, pack your bags, gather your crew, and get ready to explore the Land of the Midnight Sun from the deck of your private yacht. Adventure awaits! Also read Top 10 Most Popular Paraguay Food That You Must Try. Top 13+ Famous Wonders Of India That You Must Visit. Top Tips For Motorbike Rental In Phuket – A Guide To Exploring The Island On Two Wheels.

READ MORE Cypriot tax system

How To Accurately Budget Your Relocation to Cyprus Using the 2025 Tax Calculator

BY  Sibashree Aug 27, 2025

Have you decided to relocate to Cyprus for career purposes? That would be a wise decision as this island nation follows one of the EU’s most simplified tax regimes for expats. Beyond the economic aspects, you also get to enjoy year-round sunshine and its rich cultural tapestry.  Yet, the core question that you must be clear about before living this coastal life is, at the end of the day, what your real take-home pay will be? Relocation can be costly since it involves several factors, one of which is your net income. This is why it is necessary to validate your take-home pay; rent, healthcare, school fees, and day-to-day expenses can quickly accumulate if your financial estimates are off. Fortunately, Cyprus mandates a transparent and predictable taxation system, which is rather easy to navigate with the help of a Cyprus salary calculator. This guide explains how Cyprus’s 2025 tax rules work, demonstrating salary breakdown interpretation and offering a step-by-step case study example for clarity.  Decoding the Cypriot Tax System: The Core Components As per the Cypriot tax system, your net salary isn’t just your gross salary after deducting “a flat tax.” Instead, it’s the final value of a progressive income tax system, and a few compulsory, specific deductions. When you understand all these core pillars, you can proceed toward accurate financial planning. The Progressive Income Tax Brackets (2025) For the 2025 tax year, typically running on a calendar-year basis, Cyprus applies a progressive structure: Annual income tax (€)Tax rate 0-19,5000%19,501-28,00020%28,001-36,30025%36,301-60,00030%Over 60,00035% Optimizing Around the €19,500 Tax-free Threshold A unique feature of Cyprus’s progressive income tax system is the €19,500 tax-free threshold. This threshold is indeed advantageous for those moderate and higher earners, protecting a significant portion of their income from taxation by lowering their effective tax rate.  That is why it is often suggested to optimize financial planning, such as contributing to approved pensions, life insurance, or charitable donations (within the 1/5 cap), to further reduce taxable income. Structuring income and deductions strategically around this threshold is one of the simplest ways to optimize your relocation budget. Social Insurance Contributions (Sic) Everyone, including you and your employer, is liable to contribute towards the national Social Insurance Fund, which supports pensions, sickness benefits, and unemployment protection.  However, the limit of contribution varies by party: Employee contribution: 8.8% of gross salary Employer contribution: 8.8% of gross salary Annual cap: €66,612 (as per 2025 figure) Now, this annual cap highlights that even if your yearly income crosses €66,612, you aren't liable to pay Social Insurance on the portion above that limit. For high earners, this annual cap significantly lowers the effective contribution rate. The General Healthcare System (Ghs / Gesy) The healthcare sector in Cyprus is funded by the General Healthcare System (GHS), the amount of which is contributed by everyone living and working in the country through the comprehensive GeSY healthcare system. They provide all-inclusive medical coverage to residents, including GP visits, specialists, and hospital services. Employee contribution: 2.65% of gross salary Employer contribution: 2.90% Cap: €180,000 annual earnings Unlike Social Insurance, the GHS cap is high, where most employees have to pay the full 2.65% on their entire income. Employer vs. Employee Contributions If you are an employee negotiating your salary, be clear about your gross salary (the basis for your tax obligations and deductions) and the cost to the company (gross salary plus employer-side contributions). For employees, the compulsory deductions include: 8.8% Social Insurance (capped) 2.65% GHS Income tax per progressive brackets For employers, the mandatory obligations are higher and include: 8.8% Social Insurance 2.90% GHS 2.0% Social Cohesion Fund (no cap) 1.2% Redundancy Fund 0.5% Human Resource Development Fund Up to 8.0% Central Holiday Fund (unless exempt) Now, assuming that you are an employee structuring your budget, prioritize employee deductions. However, do not ignore the employer’s additional costs; understanding them would be beneficial during salary package negotiations, provided that benefits are negotiable. Case Study Example: Net Pay on a €50,000 Gross Salary This hypothetical example of €50,000 annual gross salary would help understand what the final take-home pay looks like in 2025 for an employee with no special expat exemptions or extra allowances. Step 1: Calculate Deductions Social Insurance: 8.8% of €50,000 = €4,400 GHS: 2.65% of €50,000 = €1,325 Step 2: Apply Progressive Income Tax €0-€19,500 @ 0% = €0 €19,501-€28,000 (€8,500 @ 20%) = €1,700 €28,001-€36,300 (€8,300 @ 25%) = €2,075 €36,301-€50,000 (€13,700 @ 30%) = €4,110 Total income tax = €7,885 Step 3: Net Pay €50,000 − €4,400 − €1,325 − €7,885 = €36,390 per year≈ €3,033 per month (assuming 12 equal payments). However, if your employer pays a 13th salary, a common practice in Cyprus companies, your monthly net pay will be even lower but spread across 13 payments. For that, you can use a Cyprus salary calculator to model these variations instantly. How Employer Costs Compare Using the same case study example of €50,000 gross salary, here’s what the employer’s total annual outlay would look like: Social Insurance: €4,400 GHS: €1,450 Social Cohesion Fund: €1,000 Redundancy Fund: €600 HR Development Fund: €250 Holiday Fund (if not exempt): €4,000 Total Cost: With holiday fund exemption → €57,700 Without exemption → €61,700 This difference is the reason to negotiate your salary package as much as possible. Moreover, some employers even offset holiday fund obligations by allowing extra paid leave instead. Final Words Relocating to an entirely new place with a new environment and legal systems is an adventure. But by taking control of your financial details upfront, and using the progressive tax brackets, understanding obligated deductions, and leveraging a precise Cyprus salary calculator, you can overturn uncertainty into confidence.