How To Use VPN To Book Flights & Hotels Cheaper And Save Money

BY  Sibashree Sep 5, 2024

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives.  As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points!  However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option.  Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available.  The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you.  THIS IS Why You Will Choose FintechZoom Best Travel Credit Card Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options.  FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats.  In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options.  THIS Is The FintechZoom Best Travel Credit Card  Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements.  1. Chase Sapphire Preferred® Card As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent.  Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion.  What You Get From The Chase Sapphire Preferred® Card The table below explains the benefits of the Chase Sapphire Preferred® Card.  Welcome Bonus60000Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)Travel Purchase through the Card5x Reward PointsDining3x Reward PointsAll Other Travel Purchases2x Reward PointsAnnual Hotel CreditsUp to $50Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)Yearly Bonus10%Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)Purchase Protection Benefits $500 for Each Item and $50000 for Every AccountForeign Transaction FeesWaived OffReferral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral)  However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high.  * Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit.  2. The Platinum Card® from American Express Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits.  Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently. “No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet. However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” - Forbes This Is What You Get From Platinum Card® from American Express Learn the American Express Platinum Card® benefits from the table below.  Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)Foreign Purchase Transaction Fees NoneFlight And Prepaid Hotels Booked through the Card5x Reward PointsOther Purchases 1x Reward PointsAirline Free Credit Up to $200CLEAR® Plus Membership$199Global Entry or TSA PreCheck® Application Fee CreditUp to $85Hotel Benefits Up to $200Digital Entertainment CreditMaximum $240Equinox Credit $300Cellphone ProtectionUp to $800 for Each Eligible Card Account Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention.  I am so proud to have chosen this card!  3. Capital One Venture Rewards Credit Card The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card. Unlimited 2x reward points on every purchase 75000 sign-up bonus on a $4000 purchase in the first three months 1,300+ airport lounges access So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms.  4. Citi Premier® Card The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage.  You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits.  Things No One Told You About Choosing FintechZoom Best Travel Credit Card FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips.  Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes.  Consider Your Travel Habits You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right?  Know the Sign-Up Bonus When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance.  Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget.  Look at the Annual Fee Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits?  These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay.  Know About The Foreign Transaction Fees Benefits Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently.  Flexible Redemption Options Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners.  Of course, the option of redeeming your points as cashback or gift cards is always available.  FAQs About FintechZoom Best Travel Credit Card 1. What makes FintechZoom’s travel credit card recommendations reliable? FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us.  Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements.  2. Can I have more than one travel credit card? Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses.  If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now.  So, use your cards strategically to optimize your travel benefits and earn more points.  3. How can I maximize my travel rewards with the FintechZoom best travel credit card? You can follow simple tricks to optimize your travel credit card benefits.  Know and use the sign-up bonuses. Pay your credit card bill in full and final at the end of every month. Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits.  4. Are there any downsides to using the FintechZoom best travel credit card? Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full. Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

BY  Shahnawaz Nov 18, 2022

What is most likely to cause someone to fall overboard? It is always good to know how you can pull yourselves out of any danger. Whether you are taking a Boat Ed exam or you just want to be safe during a boat ride, you need to know about all the different safety precautions. One popular question on the internet is why someone falls overboard and what to do in such a situation.  Falling overboard is a major risk on small boats. But how can you reduce this risk? In this article, I will help you find out. What Does It Mean To Fall Overboard? Falling overboard here is mainly referred to as falling from a boat when it is on the move. According to the recreational boat statistics by U.S. Coast Guard, 299 boat accidents happened centering falling overboard. A massive 63% of these accidents ended up in death or fatal injuries. When a boat is moving, it usually causes swaying movement back and forth, and the people in the boat experience agitation, causing them to lose their balance during the ride. It is extremely against safety protocols to stand up while on a recreational boat ride. Since you already struggle to have balance while sitting, standing up reduces that balance to zero. Usually, people don't stand up when riding small recreational boats. However, most of the cases are caused due to carelessness or under the influence of alcohol. What Is Most Likely To Cause Someone To Fall Overboard? The most prominent reason for a passenger falling overboard is due to standing when the boat is moving. But why would someone stand when the boat is moving and swaying the passenger back and forth? Here are a few common reasons - 1. Fishing Anglers need to stand up when they are fishing. Standing up makes it easier for them to handle their rod and fight the fish when it resists. Unfortunately, standing during fishing may also cause someone to fall overboard. That is why anglers are recommended to wear certified PFDs when they are fishing. 2. Alcohol/Intoxication Although it may sound silly, alcohol is among the topmost reasons for people fall overboard when they are sailing. Some people ride on boats when they are under the influence of alcohol or intoxicated by drugs. These influences force them to make a poor judgements. An intoxicated person has more chance of standing up than a sober person. As a result, they fall overboard. So, what is most likely to cause someone to fall overboard? You can ask that for alcohol and drugs. It’s better to ditch them before getting onboard. 3. Carelessness Another cause for falling overboard is carelessness. Boat riders may want to stand up carelessly to take photos and videos for social media. Sometimes, they also stand up just to show off or impress others. Standing up during a small boat ride is considered careless since it makes you lose your balance. Also, it is one of many reasons for falling overboard. What Is The Immediate Thing To Do When Someone Falls Overboard? When you notice that someone fell overboard, it's critical to remain calm. You don't want to get into a panic, waste time, or worsen the situation. When you realize you have a man overboard situation, the first thing you need to do is slow the boat down and turn off the engine.   This will permit you to focus on the casualty so that protecting them is simpler. Additionally, it extraordinarily decreases the gamble of the individual incidentally being harmed by the boat on the off chance that it's actually moving and the motor is running. You must yell "MAN OVERBOARD!" if you are just another passenger and are not actually in charge of the boat. What's more, keep your eyes on the individual in the water. It's easy to lose track of someone in the water, so point them out so the captain and other passengers can find them.  This is doubly evident on the off chance that the individual isn't wearing a PFD, despite the fact that they ought to be. In the water, a life jacket is a useful visual locator. However, if one is not present, you must make every effort to keep an eye on the individual. What To Do When Someone Falls Overboard? It is possible to save someone who has fallen overboard. But, the actions need to be taken immediately. You should also know if the person has fallen into warm water or cold water. Here are a few important steps to help you rescue someone who has fallen overboard. Ask For Help When you notice that someone has fallen overboard, the first thing you have to do is to ask other passengers and occupants for help. If the situation is critical to handle, you should call U.S. Coast Guard for help. Keep An Eye Of The Victim When someone falls overboard, you should keep an eye on them and track their movement. Usually, they will try to swim and go to safety. However, when the wave is rough, they will struggle. Also, if the water is cold, you need to make sure that they are alert and awake at all costs. Most importantly, you should keep track of their location at all times. Throw A Life Ring Or Jacket When someone falls overboard, you can help them by throwing in a life ring or jacket. The life rings are Type IV PFD colored in bright shades. You can also help them with a reaching pole or offer them something to grab onto. It will help you get them out of the water. Turn Back Or Stop The Boat You should slow down the boat and turn back for the victim when someone falls overboard. But, some boats are big enough and cannot be moved easily. Using a smaller boat or life raft can help you save the victim. Having a life raft or small boat as a precaution can help prevent propeller injury while reaching close to the victim in an attempt to save them. Pull The Victim Back In The Boat If all the conditions are met, you are ready to pull the person back on the boat. However, make sure not to put all the weight of the boat on one side of the boat. Doing so can put you at an even larger risk. Read More: When Can Navigation Rules Be Overlooked? How To Avoid Falling Overboard When The Boat Is Moving? Having proper precautions minimize the risk of an accident happening. Here are some of the precautions you can take before sailing off. Wearing PFDs or lifejackets approved by the U.S. Coast Guard should be mandatory for passengers.  The driver of the boats needs an ignition safety switch that acts as a kill switch. It can come in handy during such events. The passengers should not sit in places that are not meant for seating. Passengers should also not sit on the pedestal seating when the boat is on the move.  A boat should not be overcrowded with too many passengers. All the passengers and gears should be well-balanced. Passengers must not stand up or move around the deck of the boat during the journey. If journeying on a smaller boat, do not let the passengers lean themselves beyond the gunwales. Slow down the boat during a turn. Also, stay updated with recent weather reports and travel accordingly. Rules To Follow Onboard The same rule applies to all boats to ensure the safety of passengers. This is because you should always have at least one hand on the boat when standing or moving around the boat. Here are some of the rules that you must follow: Numerous toe rails and lifelines, as well as handholds scattered throughout the boat for you to grab and hold on to, ensure your safety. You run the risk of going overboard if you disregard this rule and are careless while aboard the ship.  You should also avoid going onto the deck when the weather is windy or when the boat is caught in any other bad weather to ensure your safety onboard. Assuming you should go at hand, we recommend wearing a saddle that is secured to jack lines and continuously keeping one hand on the boat. Decks can be risky, particularly on more modest boats, for example, boats when the boat is moving. To stay away from undesirable and dangerous circumstances, forever know about your environmental elements, remain as quiet as could be expected and remain sober while exploring a deck. Frequently Asked Questions (FAQs): Here are some important questions I have answered. These might be helpful for situations such as falling overboard. 1. Do People Survive Falling Off A Cruise Ship? Ans: The chances of survival when someone falls from a cruise ship are very minimum. In most cases, the chances of survival are reduced to 85% to 90%, which causes death. 2. What To Do If You Fall Overboard? Ans: If you fall overboard during a boat cruise, the first thing you should do is stay calm and think positively. Also, it is better for you to stay afloat than try to swim. That way, you will save more energy. Also, cooperate with the rescuers when they try to help you. 3. Can You Survive If You Fell Overboard? Ans: Yes, the chances of survival become high if you are already wearing a life vest. But, if you try to float and stay close to the boat after the fall, it will be easier for your companions to save you. Bottom Line Most of the cases of falling overboard are caused by someone standing when the boat is on the move. You should always try not to stand up or move around the boat during a journey. As long as you and the rest of the passengers are maintaining all the precautions, no accidents should happen. However, if anything were to happen, you can follow these precautions to help them. I think this article was helpful. You can share your feedback in the comment. Read Also: Best Pet Friendly Hotels Near Me In Florida City – Reviewed Top 11 Outlets In Massachusetts You Can Visit While Traveling Top 15 Restaurants In Colombia You Must Visit While Traveling

BY  Sibashree Oct 28, 2024

Glacier National Park, or the “Crown of the Continent,” boasts unique geology, fossils, ecosystems, and thriving wildlife.  “Far away in northwestern Montana, hidden from view by clustering mountain-peaks, lies an unmapped corner—the Crown of the Continent.” - George Bird Grinnell, Editor, Forest and Stream It is also a hiker’s paradise with trails of varying difficulty levels. In addition, a drive through the park will allow you to visit more than 700 lakes and learn about the history of American-Indian tribes like the Blackfeet, Kootenai, Salish, and more! Let’s explore the miles of wonders and help you make an itinerary with a guide on things to do and places to stay in the park. Having said that, the park offers boating, bus rides, and horse riding tours. However, hiking is the best way to get to know the park well.  Where Is Glacier National Park? How To Reach It? The 1,583 square miles of wilderness of Glacier National Park is in northwestern Montana, United States. It is close to Waterton Lakes and the Canada-United States border.  Furthermore, Columbia Falls is the nearest city to this national park. If you want to visit the park, you can reach its southern boundary through Highway 2. However, if you want to enter the park from its east side, you must take Highway 89.  Moreover, the nearest airports to this national park are Kalispell and Great Falls. From there, you will have to reach the park by road.  Visitor Centers of the Park Apgar Visitor Center St. Mary Visitor Center Logan Pass Visitor Center Operating Hours: The park is open 24 hours a day. You can visit the park on 365 days of the year.  You will have to pay some fees at the entrance. The entrance stations will not always be human-crewed. However, you must make a self-payment following the instructions at the entrance.  Where To Stay In Glacier National Park? Once you have reached the park safely, you will, of course, look for safe accommodation. Camping and wilderness camping are surely the best options if you want to make the most of the park experience.  However, you can always explore the lodging options for more comfort. The park also has restaurants and stores, providing you with basic amenities.  Lodges In Glacier National Park  Look at the table below for details about the lodging options at Glacier National Park. Lodging Facility OperatesContact Information Glacier National Park Lodges/Xanterra Parks & ResortsVillage Inn MotelLake McDonald LodgeRising Sun Motor InnSwiftcurrent Motor Inn(855) 733-4522 (USA)(303) 265-7010 (Outside the USA)Glacier Park Collection Apgar Village LodgeMotel Lake McDonald(844) 868-7474Sperry Chalet & Granite Park Chalet (These are two backcountry chalets in Glacier National Park.)Sperry ChaletGranite Park Chalet(888) 345-2649 It is always better to check the availability at the lodges in advance. Further, some of these lodges have historic associations. For example, the Lake McDonald Lodge became a “National Historic Landmark” in 1987.  Did you know that Lake McDonald Lodge is one of the best examples of Swiss chalet architecture, and it is a member of the Historic Hotels of America? Talk to the staff in the lodges to unearth more stories and anecdotes about these places.  Camping In Glacier National Park Glacier National Park has 13 front country campgrounds. Along with putting up a tent, these campsites are also suitable for RVs and other vehicles.  These campgrounds are available on a first-come, first-served, or reservation basis. So, let’s explore the options.  Type of BookingName of the CampgroundHighlights First-Come, First-Served Bowman Lake CampgroundIt offers the best view of Bowman Lake.Further, it is known for its serene ambiance. Cut Bank CampgroundThe Cut Bank Campground is the best for backcountry trips.It is also close to many day-hiking trails. Kintla Lake CampgroundI found this campground the most picturesque camping destination in the park.Sitting on the Kintla Lake, it is a quiet place for camping. Logging Creek CampgroundThis campground is close to Logging Lake.Also, you will love it if you prefer some solitude. Quartz Creek CampgroundIt is the smallest campground in the park, and you will love it for its pristine charm. Rising Sun CampgroundYou can enjoy the best view of Red Eagle Mountain from this camping ground.Further, as the name suggests, it offers beautiful sunrise views. ReservedApgar CampgroundThe evening programs at the Apgar Amphitheater are the most entertaining thing to do in the park.You can take a short walk from this camping ground to enjoy the sunset views of Lake McDonald. Avalanche CampgroundAvalanche Campground is great for wildlife viewing, especially birdwatching.In addition, it is connected to many day-hiking trails. Fish Creek CampgroundIt offers decent views of Lake McDonald.Also, you can enjoy some privacy here. Many Glacier CampgroundIt is the best camping ground to experience wilderness in the park. Further, you can see bears and bighorn sheep here. St. Mary CampgroundIt is the hub of interpretive programs and many other events in the park.Also, it is the largest campground on the park’s eastern side. Sprague Creek CampgroundCamping is comfortable here with shades of trees.Further, it offers the best view of Lake McDonald. Two Medicine CampgroundIf you want red bus and boat tours, Two Medicine Campground is the best for you. Further, it offers better privacy than other campgrounds.Also, it leads to the Running Eagle Falls and many other popular hiking trails.  So, choose a campground based on your desired experience and other preferences. For reservation, contacting the park authority at least six months before your visit is better.   Wilderness Camping In Glacier National Park You will need a wilderness permit if you’re going to do wilderness camping in the park. If you ask me, camping by the riverside is the best option. Further, if you want to be more adventurous, you can try wilderness camping in winter with special permits.  Here, I will only discuss the best riverside camping options in the wilderness. You will need river camping permits and must abide by the camping regulations on the riverside.  North Fork Flathead River The undesignated wilderness camping along the North Fork Flathead River is a great place if you want to try paddling or angling. Boating in the river is also a popular activity here.  Middle Fork Flathead River  The Middle Fork Flathead River camping is the best choice to explore the Bob Marshall Wilderness. Further, the primitive setup here offers you the most adventurous camping experience.  What To Do In Glacier National Park? Try Hiking To Know The Park's Best  It does not matter whether you want a short hiking expedition or a long backpacking experience. The Glacier National Park has you covered. So, let’s know about some of the trails.  Avalanche Lake  Difficulty Level - Easy to Moderate Trek Distance - 5.9 Miles  This trek route is close to the Lake McDonald Lodge, and before you start the trek, you can enjoy a boat ride in Lake McDonald before starting your day.  You will see many waterfalls and mountains while hiking through this beautiful and easy trail.  Highline Trail Difficulty Level - Moderate Trek Distance - 7.2 Miles  If you want to experience the core essence of the Glacier National Park in one day, you must trek through the Highline Trail. You will visit Alpine meadows, snow-capped peaks, and the best wildflowers throughout your hiking expedition. Further, the Continental Divide makes the pain-stricken hike worth it. However, be careful during the last 4 miles of the trek, as trekking downward through the trail is Scary!  Siyeh Pass Difficulty Level - Strenuous Trek Distance - Over 10 Miles  Siyeh Pass is the trekking trail you must explore to see the 1.5 billion-year-old fossils in the park. You will also get to see many glaciers throughout the trek. The glaciers visible in this trekking route are: Blackfoot Sexton Piegan Jackson In addition, you will love trekking through the spruce and fir forests, and the wildflowers in the meadows are a treat for the eyes.  Hidden Meadow  Difficulty Level - Easy Trek Distance - 3 Miles  Hidden Meadow in Glacier National Park is a kid-friendly trail. Further, it is a short trek taking you through forests until you reach a meadow for an expansive view of the surroundings.  Also, you will love the largest Douglas firs here.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.