Kiwi Flights Review – Login, Services, And Travel Experiences

BY  Sibashree Aug 27, 2025

Have you decided to relocate to Cyprus for career purposes? That would be a wise decision as this island nation follows one of the EU’s most simplified tax regimes for expats. Beyond the economic aspects, you also get to enjoy year-round sunshine and its rich cultural tapestry.  Yet, the core question that you must be clear about before living this coastal life is, at the end of the day, what your real take-home pay will be? Relocation can be costly since it involves several factors, one of which is your net income. This is why it is necessary to validate your take-home pay; rent, healthcare, school fees, and day-to-day expenses can quickly accumulate if your financial estimates are off. Fortunately, Cyprus mandates a transparent and predictable taxation system, which is rather easy to navigate with the help of a Cyprus salary calculator. This guide explains how Cyprus’s 2025 tax rules work, demonstrating salary breakdown interpretation and offering a step-by-step case study example for clarity.  Decoding the Cypriot Tax System: The Core Components As per the Cypriot tax system, your net salary isn’t just your gross salary after deducting “a flat tax.” Instead, it’s the final value of a progressive income tax system, and a few compulsory, specific deductions. When you understand all these core pillars, you can proceed toward accurate financial planning. The Progressive Income Tax Brackets (2025) For the 2025 tax year, typically running on a calendar-year basis, Cyprus applies a progressive structure: Annual income tax (€)Tax rate 0-19,5000%19,501-28,00020%28,001-36,30025%36,301-60,00030%Over 60,00035% Optimizing Around the €19,500 Tax-free Threshold A unique feature of Cyprus’s progressive income tax system is the €19,500 tax-free threshold. This threshold is indeed advantageous for those moderate and higher earners, protecting a significant portion of their income from taxation by lowering their effective tax rate.  That is why it is often suggested to optimize financial planning, such as contributing to approved pensions, life insurance, or charitable donations (within the 1/5 cap), to further reduce taxable income. Structuring income and deductions strategically around this threshold is one of the simplest ways to optimize your relocation budget. Social Insurance Contributions (Sic) Everyone, including you and your employer, is liable to contribute towards the national Social Insurance Fund, which supports pensions, sickness benefits, and unemployment protection.  However, the limit of contribution varies by party: Employee contribution: 8.8% of gross salary Employer contribution: 8.8% of gross salary Annual cap: €66,612 (as per 2025 figure) Now, this annual cap highlights that even if your yearly income crosses €66,612, you aren't liable to pay Social Insurance on the portion above that limit. For high earners, this annual cap significantly lowers the effective contribution rate. The General Healthcare System (Ghs / Gesy) The healthcare sector in Cyprus is funded by the General Healthcare System (GHS), the amount of which is contributed by everyone living and working in the country through the comprehensive GeSY healthcare system. They provide all-inclusive medical coverage to residents, including GP visits, specialists, and hospital services. Employee contribution: 2.65% of gross salary Employer contribution: 2.90% Cap: €180,000 annual earnings Unlike Social Insurance, the GHS cap is high, where most employees have to pay the full 2.65% on their entire income. Employer vs. Employee Contributions If you are an employee negotiating your salary, be clear about your gross salary (the basis for your tax obligations and deductions) and the cost to the company (gross salary plus employer-side contributions). For employees, the compulsory deductions include: 8.8% Social Insurance (capped) 2.65% GHS Income tax per progressive brackets For employers, the mandatory obligations are higher and include: 8.8% Social Insurance 2.90% GHS 2.0% Social Cohesion Fund (no cap) 1.2% Redundancy Fund 0.5% Human Resource Development Fund Up to 8.0% Central Holiday Fund (unless exempt) Now, assuming that you are an employee structuring your budget, prioritize employee deductions. However, do not ignore the employer’s additional costs; understanding them would be beneficial during salary package negotiations, provided that benefits are negotiable. Case Study Example: Net Pay on a €50,000 Gross Salary This hypothetical example of €50,000 annual gross salary would help understand what the final take-home pay looks like in 2025 for an employee with no special expat exemptions or extra allowances. Step 1: Calculate Deductions Social Insurance: 8.8% of €50,000 = €4,400 GHS: 2.65% of €50,000 = €1,325 Step 2: Apply Progressive Income Tax €0-€19,500 @ 0% = €0 €19,501-€28,000 (€8,500 @ 20%) = €1,700 €28,001-€36,300 (€8,300 @ 25%) = €2,075 €36,301-€50,000 (€13,700 @ 30%) = €4,110 Total income tax = €7,885 Step 3: Net Pay €50,000 − €4,400 − €1,325 − €7,885 = €36,390 per year≈ €3,033 per month (assuming 12 equal payments). However, if your employer pays a 13th salary, a common practice in Cyprus companies, your monthly net pay will be even lower but spread across 13 payments. For that, you can use a Cyprus salary calculator to model these variations instantly. How Employer Costs Compare Using the same case study example of €50,000 gross salary, here’s what the employer’s total annual outlay would look like: Social Insurance: €4,400 GHS: €1,450 Social Cohesion Fund: €1,000 Redundancy Fund: €600 HR Development Fund: €250 Holiday Fund (if not exempt): €4,000 Total Cost: With holiday fund exemption → €57,700 Without exemption → €61,700 This difference is the reason to negotiate your salary package as much as possible. Moreover, some employers even offset holiday fund obligations by allowing extra paid leave instead. Final Words Relocating to an entirely new place with a new environment and legal systems is an adventure. But by taking control of your financial details upfront, and using the progressive tax brackets, understanding obligated deductions, and leveraging a precise Cyprus salary calculator, you can overturn uncertainty into confidence.

BY  Sibashree Jul 12, 2024

“A river of grass flowing imperceptibly from the hinterland into the sea.” That’s Everglades National Park, a paradise exuding the most pristine and tranquil vibe.  You know, you always don’t need something out-of-the-box to have an ever-lasting impression. The spiritual ones know that being present in the moment and soaking the energy can be the most fulfilling experience.  Similarly, Everglades National Park does not need snowclad mountains or glaciers to draw millions of visitors annually. A diverse ecosystem and the conservation of natural lives here thrive amidst the National Park’s quiet hub.  President Harry S Truman rightly pointed out, "Here is land, tranquil in its quiet beauty, serving not as the source of water, but as the last receiver of it. To its natural abundance we owe the spectacular plant and animal life that distinguishes this place from all others in our country." (Source) So, if you are heading to Florida and want the most immersive experience, plan a trip to Everglades National Park, a swampland just outside Miami. You will have sea turtles, alligators, manatees, Roseate spoonbills, and fish to welcome you.  Everglades National Park: Know The UNESCO World Heritage Site In the Brief Synthesis of Everglades National Park and its outstanding universal value, the UNESCO World Heritage Convention says,  “Everglades National Park is the largest designated sub-tropical wilderness reserve on the North American continent. Its juncture at the interface of temperate and sub-tropical America, fresh and brackish water, shallow bays and deeper coastal waters creates a complex of habitats supporting a high diversity of flora and fauna. It contains the largest mangrove ecosystem in the Western Hemisphere, the largest continuous stand of sawgrass prairie and the most significant breeding ground for wading birds in North America.” There are many other interesting factors adding to the outstanding value of this place. Let’s have a look at them. The Everglades has limestone substrate, which is one of the most active modern carbonate sedimentation areas. It is home to more than 400 species of birds. It is a major migration corridor for birds. Around 20 threatened, endangered, or rare species live in the Everglades. The Everglades was inscribed as a UNESCO World Heritage Site in 1979. Today, various federal, global, local, and tribal governments manage the Everglades, and they work in agreement to restore the sanctity of the place.  An Encounter With The Most Fascinating Wildlife At Everglades National Park  Spanning across 1.5 million acres over Florida’s southern part, Everglades National Park attracted 1,155,193 visitors in 2022 and 810,189 in 2023. Diverse wildlife is the major crowd-puller for this park.  About the Everglades, the UNESCO World Heritage Convention says, “The mixture of subtropical and temperate wildlife species is found nowhere else in the United States.” Animals You Will Encounter At Everglades National Park AmphibiansSouthern leopard frogFlorida cricket frogEastern narrow-mouth toadPig frogBirdsRoseate spoonbillBlack-bellied whistling-duckEurasian WigeonAmerican WigeonInsectsArachnidsMosquitoesBiting fliesCentipedesReptilesLizardsSnakesAmerican alligatorsAmerican crocodilesMammalsShort-finned pilot whale Atlantic bottlenosed dolphin White-tailed deerWest Indian manatees The biodiversity of the Everglades is very crucial for Flordia’s ecological benefits. The Comprehensive Everglades Restoration Plan has been there since 2000 to restore the ecosystem of the National Park.  ** The table does not furnish exhaustive details of the animals found in the Everglades. Only a few species are mentioned.  What’s More At Everglades National Park?  Along with having an encounter with the most diverse wildlife, you can take part in boating, camping, and guided tours at the Everglades. Let’s make the most of it.  Enjoy Guided Tours & Other Services You cannot help falling in love with the following guided tours at the Everglades. Shark Valley Tram Tour Everglades Institue Tours Permitted Tour Guides You can also take airboat tours to Coopertown, Everglades Safari Park, and Gator Park.  Are you in for boating tours? Go for Backcountry boat tours, Florida Bay boat tours, and Ten Thousand Islands boat tours.  Glamping Everglades Style You cannot just miss “glamping Everglades style” if you visit the National Park between November and April. Enjoy the best of wildlife with modern comfort during your stay in these tents equipped with fans, electricity, and other amenities.  Did you know that the Flamingo Eco-tents of Everglades National Park, Florida, was featured on the list of Best Glamping Spot of 2022, published by USA Today? Glamping service here begins at $109 per night. Enjoy A Serene Boating Experience  Being in the water at the Everglades will offer you the most versatile experience. As you paddle through the water, you will also meet amazing birds and fish.  Further, when you pass through narrow channels of mud and seagrass cut through the long banks, you will surely catch a whiff of adventure.   In addition, once you reach Ten Thousand Islands, you will be at a loss for words meeting the oyster reefs and sandbars. If you are a fan of boating and aquatic pursuits, you can also visit other National Parks in Florida, including  Dry Tortugas National Park and Biscayne National Park. Stay Safe At Everglades National Park Everglades National Park has well-chalked safety guidelines, including encounters with wildlife, managing your pets and children, and risks related to mosquitoes and poisonous plants. Don’t forget to check the National Park Service website to know and address safety concerns.  Further, the park provides detailed safety guidelines regarding your visit to the park in dry and wet seasons.   Staying Safe In Wet Season Afternoon downpours and heavy thunderstorms are common Mosquito bites and the attacks of flying bees will be more Weather will be hot (>100-degree F) and humid (over 90%) Wear loose-fitting, full-sleeved/full-length clothes and remain hydrated to beat uncomfortable heat and humidity. Also, use mosquito nets or repellents to avoid mosquito and insect bites.  Staying Safe In Dry Season  The temperature in the dry season is around 53-77 degrees F. Freezing conditions may occur occasionally. Biting flies and mosquitoes will still be present in some parts of the park. Bring a warm jacket, head nets, bug jackets, or mosquito repellents to avoid mosquito and insect bites. Also, wear lightweight and comfortable clothes to explore the place freely during the daytime.  Are You In?  Everglades National Park, the largest subtropical wilderness, is also a UNESCO World Heritage Site. It stretches over a massive two million acres across central and south Florida.  It’s a paradise for wildlife enthusiasts, with various species coexisting there and contributing to biodiversity. It is also a “noteworthy example of viable biological processes.” In addition, as one of the oldest national parks in America, it was designated in 1934 by the  U.S. Congress.  So, are you ready to surf through miles of water and witness how a tranquil wetland can emerge as the goldmine of natural vegetation and wildlife ecstasy? Pack your bag and count me in!    Everglades National Park FAQs  Why Is Everglades National Park So Famous? Everglades National Park is known for its extraordinary wildlife. It is the hub of rare birds, reptiles, amphibians, mammals, sea turtles, and other aquatic animals.  It also has Florida Panthers, one of the most endangered mammals. Further, you will meet the endangered West Indian manatee and the most adorable bottlenose dolphin. The place even has a diversity of vegetation. You will get to see sawgrass, cypress, mangrove trees, and orchids.  Why Is It Called Everglades National Park?  The Everglades had vast, grassy fields or glades. If you decipher the name, you will find it to be a combination of two words, “Ever” and “Glades.” Together, these two words mean open grass fields.  What Is The Best Month To Visit Everglades National Park? November to April, or the dry season, is the best or the safest time to visit the Everglades. The temperature at this place remains moderate in this season, and there are fewer attacks by insects and mosquitoes.  Thanks to the lack of rainfall in Florida during this season, you can also explore the wildlife better during this period.  Who Found The Everglades? John Gerard de Brahm, a British surveyor, found the Everglades while mapping the Florida coasts in 1773. He called them River Glades, and it was 1823 when the name “Everglades” first appeared on the map.  From 1851, everyone started calling it “Ever Glades.” Is The Everglades Salt Water? You will have fresh water and saltwater at Everglades National Park. Once you surf through the fresh water for hundreds of miles, you will reach salt water.  Earlier, this meeting of saltwater and freshwater used to form coastal bodies with partial enclosures. These places were dynamic and had the most productive environments.  What To Wear In The Everglades?  You have to pick your outfits and shoes based on the season in which you are visiting the Everglades. If you are at the National Park during summer or the rainy season, you must wear full-length pants and full-sleeve shirts to avoid mosquito bites and contact with poisonous plants. Don’t forget your rain jacket and shoes or boots you wear during rainy seasons.  In winter, you will need warm jackets, closed-toe shoes and full-length trousers.  Also read Pet-Friendly Destinations Worldwide. Beginner Tips For Your First Camino De Santiago. Guide To Visiting Hegra (Madain Saleh) And The Al Ula Valley.

BY  Barsha Apr 19, 2023

Tour and Travel blog is about traveling to new destinations and having new experiences. However, this blog is also about the platforms that can help you plan a memorable trip with your close ones. Or even alone, for that matter. This is precisely why we came back to what matters the most. Using different tools and platforms to book a trip! While Google Flights was our last topic of discussion, today, we will talk about Fightscanner. It is a third-party website where you can find your flights, car rentals, and hotels. Yes, you might not be able to book a flight or even a hotel via this platform directly. However, you can at least find out what are the best options available for you. If budget is of importance to you, then you should definitely consider using a platform like Flightscaner. Stay tuned to find out more. Using Flightscanner To Find Cheap Flights In 2023? All That You Need To Know! So what is Flightscanner? Simply put, it’s a third-party website where you can find all the best available flights, car rentals, and hotels available for any location within a stipulated time period. For instance, you are traveling from Delhi to Goa. Once you enter the locations and the dates, the site will show you all the flights available between those dates. From Indigo to Air India, you will be able to see a whopping majority of options - and then it’s on you to choose. Once you choose the airline, you will be redirected to another website - you can then book your tickets. So, while the site doesn’t allow you to directly book flight tickets, it does help you in more than one area. After all, visiting multiple sites for commuting, hotels, and flights is a pain in the a** - and it was about time a website like Flightscanner came into existence. But before you can start using the platform, scroll down and find out all that you need to know about the same. Read More: Myenvoyair Review – Registration, Login And Benefits In 2023 Booking Flights On Flightscanner: It's a no-brainer at this point that you cannot directly book flights through the official website of Flightscanner. But obviously, when you are planning a much-waited vacation at your work desk, one website with all solutions will appeal to you so much more than specific niche websites dealing with flights and accommodations individually. So without wasting any time, let’s discuss how you can find the best flights with the help of Flightscanner - scroll down to find out now! Visit https://flightscanner.com/  Once you are on the homepage of Flightscanner, you will see a big white box on the top of the screen. You will see that the white box has four blank spots - where you are traveling from, where you are traveling to, date of departure, and date of return. Fill in these blanks and then click on the ‘Search’ button just beside the blanks. All the available options for your chosen location and dates will appear on the screen. Now, you will have to choose the best option for you - you will see a button called ‘Book Now Kiwi.com’ on the side of each flight option. Just click on the button that best suits you. You will be redirected to another website, Kiwi.com - here, you will have to complete the payment procedure and book your flights. How To The procedure is easy. And that’s not all. When all the available flight options are displayed to you, you will find a few filters to make the search an even easier process for you. These filters are as follows: Number of stops, Duration, Price, and Airlines. Apart from these filters, you can also select whether you want to travel in Economy or Business, the number of adults and children(if any) who will travel with you, and ultimately, whether it’s a roundtrip or a one-way trip. Read More: Aainflight Review- Login, Services And Travel Experiences Booking Hotels/Car Rentals On Flightscanner: This is perhaps the best part about planning your vacation with the help of Flightscanner - you will not just be able to book flights, but you can also book car rentals and hotels with the help of this website. This is where the site becomes really appealing - because it’s a one-stop destination where you can check out flights, car rentals, and even your accommodation. So, how do you go about it? How do you book car rentals and accommodations on Flightscanner? Stay tuned to find out more. Visit https://flightscanner.com/  You will notice three options in the top-left corner of the screen - Flights, Hotels, and Car Rentals. You have to click on ‘Hotels’ or ‘Car Rentals’ to go to the page for booking car rentals or accommodation. The procedure is more or less similar - you just have to enter your traveling dates and location - plus, you will find a few filters that will help you out when it comes to picking preferred accommodation or car rentals. And It’s A Wrap! And that’s a wrap on the Flightscanner review - what are your thoughts on using the platform? Of course, there are multiple sites like Flightscanner. But we would advise you to use this one, considering we found this site matches our requirements perfectly. The site was user-friendly, catered to our needs and was ideal for planning a vacation. And if you have already used this site, feel free to share your experiences in the comments below. Read Also: 7 Major Factors To Consider When Choosing An Airline For Travel Smart Tips & Tricks To Find Cheap Airline Tickets To Your Next Destination Using Google Flights To Find Cheap Flights In 2023? All That You Need To Know!