Is Skyscanner Legit? Know Your Answer Here!

BY  Sibashree Nov 24, 2025

A multi-trip travel insurance policy covers unexpected financial losses for multiple trips throughout the policy period. It can be related to a medical emergency, baggage loss or trip cancellation.  As you research online, you might come across a wide range of travel insurance for multiple trips. How do you choose the most affordable multi-trip travel insurance policy?  Here are a few factors and tips that you can consider while looking for a budget-friendly multi-travel insurance plan.  Key Features: What To Look For In An Affordable Policy?  A‍‌‍‍‌ multi trip travel insurance is a policy that covers you financially against different types of risks, e.g., a trip cancellation, medical emergencies, etc., that may happen to you during multiple trips within the period of the policy.  The insurance is generally bought for a year and is therefore mostly referred to as an annual multi-trip holiday insurance policy.  Compare key coverage features, such as the ones below, across different multi-trip holiday insurance plans available online. Medical Expenses - These may include the Transportation,  vaccination, and  Repatriation of the mortal remains,  Dental treatment,  Daily allowance in the case of hospitalisation, and many other things. Trip Expenses - Delay of the trip, cancellation, interruption, missed connections, and so on. Loss of Baggage - Delay or complete loss of checked-in ‍‌‍‍‌baggage. Choosing An Affordable Policy: Does It Meet Your Needs? While you consider a multi-trip travel insurance policy instead of a separate travel insurance plan for each trip, ensure it covers all your specific needs.  Look out for the following aspects: Flexible features to customise the multi-trip travel insurance to your advantage. Online convenience and customer support to seek assistance on queries. Seamless claim settlement process and high claim settlement ratio for a reliable experience. 1. Review Your Needs For Cost-Effective Coverage While selecting basic and customisable coverage, review your needs carefully and choose the most important features. Determine the extent of coverage required based on possible risks that can affect your financial situation.  Taking this step can help you compare more effectively and lead to a better multi-trip travel insurance policy at an affordable premium. 2. Calculate Premium And Save For Multi-Trip Insurance Calculate the premium for the various annual multi-trip holiday insurance plans. It will be available on the specific insurer’s official website. Compare the price against the coverage features and benefits offered.  Some reputable insurance providers, such as Reliance General Insurance, offer premium rates for their various multi trip travel insurance policy options to make the comparison easier.  3. Save More With Exclusive Discounts As you compare features and premium rates, keep an eye out for discounts. These may apply to specific policy types, travel seasons, coverage levels, and more.  Ensure it helps you reduce the premium for an affordable policy without compromising coverage features or requirements.  4. Plan, Buy Early, And Save More Compare and buy a multi-trip travel insurance or single-trip multi-destination travel insurance plan well in advance.  Buying it much earlier can help you secure a more affordable policy by taking advantage of lower demand, better premium rates, and added coverage benefits.  What Multi-Trip Travel Insurance Does Not Cover? The first thing you should pay regard to is the limitation of every single possible length of the trip.  Next, do not allow any pre-existing medical condition. And finally, the instances that are not covered if you participate in high-risk sports. Key Exclusions You Need To Know About 1. Pre-Existing Medical Conditions:  Most of the standard checked policies will not take on the costs related to medical conditions that have existed prior to buying the insurance.  Only a couple of insurance companies may offer an extra provision at a higher price to cover the acute flare-ups! However, the planned treatments are always in the list of exclusions. 2. High-Risk Activities Suppose your program includes adventure or extreme sports such as skydiving, bungee jumping, or mountaineering.  In that case, you will understand that these activities are generally not included in a multi-trip standard policy. So, you will have to sign up for a specialised insurance policy. 3. Alcohol Or Drug-Related Incidents Suppose the event, disease, or injury happens when you are using alcohol or illegal drugs, or you are misusing prescription medication. In that case, you will most likely find that your claims will be rejected. 4. Travel Against Official Advice Insurance for incidents occurring in a specified area will most likely be voided! In case you travel to places with government advisories or warnings (e.g., war, civil unrest, or natural disasters)!  5. Self-Inflicted Harm  Generally, the inclusion of such injuries caused deliberately by  Oneself,  Suicide attempt, and  Disorders related to mental/emotional conditions (like anxiety or depression), 6. Loss Due to Negligence In a nutshell, the insurer will not compensate you for lost or stolen personal items if it finds that you were negligent (e.g., leaving items unattended in a public place or not using a hotel safe). ​‍​ ‌‍​‍Common Limitations You Will Encounter  Maximum Trip Duration: This is perhaps the most significant restriction that comes along with multi-trip policies.  If you are after unlimited trips in a year, remember that the limit is set per trip, most of the time 30, 45, or 60 days, depending on the plan you select.  Age Limits: Generally, multi-trip insurance policies have an upper age limit for applicants to be covered; this limit is usually set at about 70 years.  It may be necessary for your elderly family members to look for specialised single-trip insurance policies.  Coverage Limits on Valuables: It is important to note that there are typically sub-limits on compensation for lost or stolen valuables, such as cash, jewellery, or electronic items.  Specific Documentation Required for Claims: You must furnish all required documentation to make a successful claim!  For instance, original receipts, medical records, and a police report (which should be filed within 24 hours in case of theft)! Otherwise, your claim is likely to be turned down.  As a precautionary measure, always make sure you have read the fine print of the policy you are considering and discussed any clarifications, doubts, or planned activities with the insurance company before the purchase.‌ Read Also: Coverage For Special Occasions: Travel Insurance For Canadian Festivals And Events The Convenience Of Online Long Stay Travel Insurance Top 8 Travel Medical Insurance Trends to Consider

BY  Sibashree Oct 28, 2024

Do you know where the name of the Zion National Park came from? The name has come from the Bible, as the Old Testament calls the City of Jerusalem Zion.  This national park has the most diverse landscape, with plateaus, forests, and deserts. Further, it is home to over 800 plant species and 290 bird varieties.  “A visit to a river, a canyon rim, and a pine forest will give you a chance to see plenty of different birds. Birds are very active at dawn and dusk. They sing more at these times, making them easier to locate than midday. Nocturnal birds like owls are also active at dawn and dusk, making them easier to locate than at night.” Ally O’Rullian, Ranger, Zion National Park. Hiking is the best activity in the park to enjoy a close encounter with the wildlife and geology of the park. Also, camping here and living under the stars will be an amazing experience. So, let’s be familiar with the hiking trails and campgrounds.  View this post on Instagram A post shared by Zion National Park (@zionnps) Hiking In Zion National Park, Utah View this post on Instagram A post shared by Zion National Park (@zionnps) Hiking is the most popular outdoor activity in Zion National Park, and kids also love the flat riverside walks. Moreover, trails like the one to the Emerald Pool are family-friendly.  Further, the park has more than 90 miles of hiking trails, and the number of trails is more than 100., I have curated some popular day hiking and backpacking trails for you here.  Day Hikes In Zion National Park The short day hikes in Zion National Park will take you to the wonderful views southwest of the park. Some hiking trails can be completed within one hour, and some will take an entire day. Further, these trails will take you through lush valleys and meadows and make you visit rugged mountains and deserts.  So, let’s explore the trails. 1. Watchman Trail Difficulty Level: Moderate Distance: 2.7 Miles Trekking Time: 2 Hours Pet-Friendly: No Trailhead: Zion Canyon Visitor Center Watchman Trail is one of my favorites in Zion National Park because it is peaceful. Also, it is a kid and family-friendly hiking trail with a beautiful view of the lower Zion Canyon.  You will further enjoy the view of the Towers of the Virgin and the town of Springdale from this trail.  Moreover, this trail is a great path to learn about the desert plantation in the park.  2. Lower Emerald Pool Trail  Difficulty Level: Easy Distance: 1.2 Miles Trekking Time: 1 Hour Pet-Friendly: No Trailhead: Zion Lodge The Lower Emerald Pool Trail is one of the easiest trails in the park, and you can explore the route with your family thanks to the gentle terrain.  Further, walking through the woods of pinyon and juniper is comfortable for children. Moreover, the hike ends with a refreshing view of the Lower Emerald Pool and waterfalls. These waterfalls are ephemeral.  However, if you want to explore more challenging trails, you can try the connecting Upper Emerald Pool and Kayenta trails.  3. Observation Point Difficulty Level: Difficult Distance: 8 Mile Trekking Time: 7 Hours Pet-Friendly: No Trailhead: Weeping Rock The Observation Point trek through the East Rim Trail stands out because it offers the best view of the nearby attractions. Further, you will especially love the view of Zion Canyon’s lower end.  However, this trekking route comes with 2200 feet of steep elevation. So, ensure that you have the right physical endurance and proper hydration.  4. Pa’Rus Trail Difficulty Level: Easy Distance: 3.5 Miles Trekking Time: 1 Hour Pet-Friendly: Yes Trailhead: Visitor Center If you want to watch the best sunset in Zion National Park and capture beautiful landscape views, Pa’Rus Trail is the best hiking route for you. Further, it is the only national park trail allowing dogs and pets.  It is an easy trek. You can explore it with your kids and family. You will begin the trek listening to the serene sounds of the Virgin River. Then, as you advance, you will get the best view of the Watchman.  Backpacking Hikes In Zion National Park Overnight hiking or backpacking trips are very popular in Zion National Park. Despite being strenuous hikes, these trails offer the most scenic views.  If you are willing to explore any of the following backpacking trails, you must have proper food, water, and supplement arrangements.  La Verkin Creek Trail Trail Distance: 14.4 Miles Trail Head: Lee Pass Difficulty Level: Challenging The La Verking Creek Trail takes you to the Kalob Arch. It is one of the biggest free-standing arches in the world.  As you start the trek from Lee Pass, you will walk through open canyons, and the route along Timber Creek will offer you the best cliff views.  If you want to extend your hiking trip further, you can continue your walk to the Bear Trap Canyon or the Willis Canyon. Summer and fall are the best seasons for backpacking trips to the La Verkin Creek Trail.  The Narrows View this post on Instagram A post shared by Zion National Park (@zionnps) Trail Distance: 16 Miles Hike Start: The Temple of Sinawava Difficulty Level: Easy to Moderate (Based on the River Volume) Despite having an easy-to-moderate difficulty level, The Narrows is one of the most challenging hikes in this national park.  The meandering trekking route will take you through various canyons. However, you must first walk through the Virgin River as there is no alternative loop.  Here, you must note that the water level in the Virgin River keeps fluctuating. Based on the amount of rainfall and snowfall, the varying water levels of the Virgin River will pose challenges. The table below gives you a clear picture of the probable difficulties.  Water Level of Virgin RiverChallenges/Consequences Below 70 cubic feet per second (CFS)Moderately difficult walkingKnee-deep waterSlippery terrain Above 70 CFSChallenging walkingMid-thigh deep waterWater in some pools can be chest-deepAbove 150 CFSThe Virgin River and The Narrows are close for hiking.  The Narrows remain closed even when there is an announcement for Flash Floods. So, check with the park authority about the “present water current level” and announcements.  West Rim Trail Trail Distance: 14.2 Miles  Trail Head: Lava Point  Difficulty Level: Strenuous  The West Rim Trail is one of the most challenging treks in Zion National Park. The elevation change here is close to 3500 feet, and you must make a steep ascent toward the Wildcat Canyon rims. Then, you will make a descent.  In addition, the West Rim Trail offers the best views of the Phantom Valley. If you are in for a backpacking trip to the West Rim Trail, late spring, summer, and fall will be the best seasons.  Camping In Zion National Park, Utah Though 2023 saw a dip in visitors to Zion National Park, it is still one of the most visited parks in the USA. In 2023, the park had less than 4.65 million visitors compared to 4.69 million visitors in 2022.  The red rock formations and canyons carved by water are some of the biggest attractions in this US national park, and camping is surely the best way to get to know the park better.  Zion National Park has three campgrounds, but the South Campground is closed for a long-term rehabilitation project. So, here I will discuss the Watchman Campground and Lava Point Campground.  Watchman Campground https://www.instagram.com/p/C84eLoOtJP8/ This campground is very close to the Zion Canyon Visitor Center, and if you are entering the park from the  South Entrance in Springdale, you will have to go only ¼ miles to find this campground.  Each campsite in the campground has a picnic table, a place for a tent or RV, and fire ring access. Further, here is a detailed picture of the amenities and fees at the camping ground.  Amenities and FeesAvailable/Details Cell Phone NetworkYesInternet ConnectivityNoCamp StoreNoIce for SaleNoLaundryNoAmphitheater SeasonalFirewood for Sale NoTrash CollectionYesDump StationYesPotable WaterAvailableFood Storage LockerYesStaff on SiteYesShower TypeNot AvailableFlush ToiletYesFeesElectric Campsites: $45Non-Electric Tent Only Campsites: $35Group Campsites - $90-130 per personAccessible Sites: According to the Price of a Particular Site with Special Discounts for Access Pass Holders Watchman Campground sites are available on a reservation basis. You can book six months before your trip to secure a preferred spot.  Lava Point Campground It is a seasonal campground, operating only from May to September. Further, located at a 7890-foot height, this campground is closest to Kolob Terrace Road.  Also, if you enter the park from its southern entrance, you must drive for one hour and 20 minutes to reach this campground.  However, with 6 primitive camping sites, Lava Point Campground does not have most of the amenities of the Watchman Campground. Therefore, you will only get the following facilities here. Pit toilets Trash cans Seasonal trash collection Staff on site on a seasonal basis Moreover, you will have to pay a fee of $25 to reserve a spot in this campground. Further, it cannot accommodate vehicles longer than 19 feet.  Zion National Park At A Glance  Zion National Park Location: Utah, The USA Area: 232 Square Miles Visitor Centers: Zion Canyon and Kolob Canyons Entry Fee: Standard Entrance Passes Highest Point: Horse Ranch Mountain Established: 19th November 1919 So, it’s fall here, and Zion National Park is gearing up for winter. When are you planning a visit?  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

BY  Abdul Aziz Dec 7, 2023

Are you attracted to Agoda for its alluring airfare and hotel offers? However, you are a wise traveler and are aware that appealing offers frequently have exorbitant fees. This could put your hard-earned money at risk of being lost. So the question remains: is Agoda legit? Let's investigate! Is Agoda Legit? Since Booking Holdings is the largest online travel company in the world, Agoda is unquestionably legitimate. If something goes wrong or you need to make changes, cancel, or receive a refund, Agoda can make things more difficult. In essence, Agoda serves as a go-between for you and airlines and lodging. As an intermediary, Agoda manages your reservation and takes payment on your behalf. The payment does not go to the hotel or airline you booked with. Because your contract is with Agoda and not the hotels or airlines directly, they will not be responsible for providing you with assistance. You will have to contact Agoda in the event that something goes wrong and you need help. They will then get in touch with the airline or hotel in question on your behalf and give you the information you need. In a similar vein, Agoda is the entity you will need to contact for any modifications, cancellations, or refunds. And because of this—the involvement of a third party, Agoda—things could be challenging. Especially in the event that something goes wrong or you need to cancel, make changes, or get a refund, especially when it comes to flights. Reservation Tips Bear the following in mind before making a reservation on Agoda: It is true that booking through Agoda can save you money compared to making direct reservations. There is a significant risk involved: it can make any mishap more difficult to handle. Additionally, you should be aware of the following three significant risks and disadvantages of using Agoda for reservations: Reservation Issues Your hotel reservation through Agoda or any other online travel agency can be at risk of cancellation. Occasionally, Agoda forgets to let the hotel know about a guest's reservation, which leads to either no reservation at all or an overbooking of the same room. However, occasionally, the hotels will also "bump" the least expensive visitors who booked through an internet travel company like Agoda. They will proceed to resell their room to a more direct buyer. Additionally, they lie to the guest by pretending that their reservation never happened when they got to the hotel. There's no guarantee that this problem will cease to exist. Even though Agoda might try to talk to your hotel about it—especially if it's an urgent one. No Control Over The Standard Of Hotels Since Agoda and other online travel agencies are merely middlemen, they have little control over the quality of the hotels. This is another risk or disadvantage of using them to book a room. Even though Agoda offers hotel listings, it's crucial to remember that the listing and the actual hotel might not always match. Therefore, there is nothing you can do if the hotel you reserved does not match the listing. Having made the booking through Agoda, you have limited powers to question the quality. It's crucial to set reasonable expectations when contacting Agoda about these kinds of problems because there's no assurance that they'll issue a refund, make another reservation at a nearby hotel, or provide any other kind of resolution. Likewise, since the hotel is not directly in charge of your reservation, do not anticipate receiving a refund or any other kind of resolution from them. This kind of scenario raises the possibility that Agoda will push things onto the hotel and that the hotel staff will then push things back onto Agoda, trapping you in the middle. Consequently, you will be forced to accept the hotel as it is. No Refunds For Non-Refundable Bookings It's crucial to know that Agoda normally does not issue refunds for non-refundable reservations. This is regardless of any unforeseen events that might affect your trip arrangements. However, it is definitely a legitimate online travel agency in terms of legitimacy. How? Personally, I've used Agoda to book hotels, and I haven't had any problems. In fact, when I want to book a hotel, I always use it. It is important to note that Agoda is owned by Booking Holdings, the global leader in online travel. Not only does Booking Holdings own Agoda, but it also possesses a wide range of well-known online travel companies, such as Booking.com, Priceline, Kayak, OpenTable, and others. You should always book directly if there is little to no price difference between booking through Agoda and directly. Agoda may be providing you with a far better deal than making a direct reservation with a hotel or airline. It all depends on your level and willingness to accept specific risks. Some of them are: Book Directly Or Through Agoda? You will have to consider the price difference between the two options. If Agoda does offer a cheaper rate, there are certain risks to consider, like: Difficulties and delays in resolving the issues and making changes, cancellations, and getting refunds, particularly in the case of flights. No reservation with the hotel. Accepting the hotel as it is. No refunds (in most cases) for non-refundable reservations, regardless of any circumstances that may arise. I personally strongly advise against using Agoda to book flights. The reason is that using Agoda to book flights makes it very difficult to make any changes. If you're willing to accept the aforementioned risks and drawbacks and the price difference is substantial, I would only suggest using Agoda to book hotels. Wrapping Up While using Agoda to make a reservation complicates, the website is a reputable source for travel arrangements. Agoda is a reliable source for bookings and typically offers lower prices than direct bookings. Does this imply that Agoda is the best place to book? Well, as previously stated, it mostly boils down to personal preferences. But to close out this piece, here are some passing recommendations I have: Avoid using Agoda to book anything, especially flights. The exception would be hotels, and that too only if: You can get a far better deal on Agoda than if you book directly with the hotel. You accept the dangers and disadvantages outlined above. If you adhere to the previously mentioned advice, you can reduce those risks and disadvantages. If you have thoughts to share or questions to ask, please leave a comment below. We would love to hear from you! Read Also: This Is My Experience With Play Airlines! Here’s What I Found Out About Aha Airlines! Condor Airlines: Is Booking Tickets On Condor Worth It?