Behind The Screen: The Pros And Cons Of Snaptravel According To My Experience!

BY  Sibashree Nov 24, 2025

A multi-trip travel insurance policy covers unexpected financial losses for multiple trips throughout the policy period. It can be related to a medical emergency, baggage loss or trip cancellation.  As you research online, you might come across a wide range of travel insurance for multiple trips. How do you choose the most affordable multi-trip travel insurance policy?  Here are a few factors and tips that you can consider while looking for a budget-friendly multi-travel insurance plan.  Key Features: What To Look For In An Affordable Policy?  A‍‌‍‍‌ multi trip travel insurance is a policy that covers you financially against different types of risks, e.g., a trip cancellation, medical emergencies, etc., that may happen to you during multiple trips within the period of the policy.  The insurance is generally bought for a year and is therefore mostly referred to as an annual multi-trip holiday insurance policy.  Compare key coverage features, such as the ones below, across different multi-trip holiday insurance plans available online. Medical Expenses - These may include the Transportation,  vaccination, and  Repatriation of the mortal remains,  Dental treatment,  Daily allowance in the case of hospitalisation, and many other things. Trip Expenses - Delay of the trip, cancellation, interruption, missed connections, and so on. Loss of Baggage - Delay or complete loss of checked-in ‍‌‍‍‌baggage. Choosing An Affordable Policy: Does It Meet Your Needs? While you consider a multi-trip travel insurance policy instead of a separate travel insurance plan for each trip, ensure it covers all your specific needs.  Look out for the following aspects: Flexible features to customise the multi-trip travel insurance to your advantage. Online convenience and customer support to seek assistance on queries. Seamless claim settlement process and high claim settlement ratio for a reliable experience. 1. Review Your Needs For Cost-Effective Coverage While selecting basic and customisable coverage, review your needs carefully and choose the most important features. Determine the extent of coverage required based on possible risks that can affect your financial situation.  Taking this step can help you compare more effectively and lead to a better multi-trip travel insurance policy at an affordable premium. 2. Calculate Premium And Save For Multi-Trip Insurance Calculate the premium for the various annual multi-trip holiday insurance plans. It will be available on the specific insurer’s official website. Compare the price against the coverage features and benefits offered.  Some reputable insurance providers, such as Reliance General Insurance, offer premium rates for their various multi trip travel insurance policy options to make the comparison easier.  3. Save More With Exclusive Discounts As you compare features and premium rates, keep an eye out for discounts. These may apply to specific policy types, travel seasons, coverage levels, and more.  Ensure it helps you reduce the premium for an affordable policy without compromising coverage features or requirements.  4. Plan, Buy Early, And Save More Compare and buy a multi-trip travel insurance or single-trip multi-destination travel insurance plan well in advance.  Buying it much earlier can help you secure a more affordable policy by taking advantage of lower demand, better premium rates, and added coverage benefits.  What Multi-Trip Travel Insurance Does Not Cover? The first thing you should pay regard to is the limitation of every single possible length of the trip.  Next, do not allow any pre-existing medical condition. And finally, the instances that are not covered if you participate in high-risk sports. Key Exclusions You Need To Know About 1. Pre-Existing Medical Conditions:  Most of the standard checked policies will not take on the costs related to medical conditions that have existed prior to buying the insurance.  Only a couple of insurance companies may offer an extra provision at a higher price to cover the acute flare-ups! However, the planned treatments are always in the list of exclusions. 2. High-Risk Activities Suppose your program includes adventure or extreme sports such as skydiving, bungee jumping, or mountaineering.  In that case, you will understand that these activities are generally not included in a multi-trip standard policy. So, you will have to sign up for a specialised insurance policy. 3. Alcohol Or Drug-Related Incidents Suppose the event, disease, or injury happens when you are using alcohol or illegal drugs, or you are misusing prescription medication. In that case, you will most likely find that your claims will be rejected. 4. Travel Against Official Advice Insurance for incidents occurring in a specified area will most likely be voided! In case you travel to places with government advisories or warnings (e.g., war, civil unrest, or natural disasters)!  5. Self-Inflicted Harm  Generally, the inclusion of such injuries caused deliberately by  Oneself,  Suicide attempt, and  Disorders related to mental/emotional conditions (like anxiety or depression), 6. Loss Due to Negligence In a nutshell, the insurer will not compensate you for lost or stolen personal items if it finds that you were negligent (e.g., leaving items unattended in a public place or not using a hotel safe). ​‍​ ‌‍​‍Common Limitations You Will Encounter  Maximum Trip Duration: This is perhaps the most significant restriction that comes along with multi-trip policies.  If you are after unlimited trips in a year, remember that the limit is set per trip, most of the time 30, 45, or 60 days, depending on the plan you select.  Age Limits: Generally, multi-trip insurance policies have an upper age limit for applicants to be covered; this limit is usually set at about 70 years.  It may be necessary for your elderly family members to look for specialised single-trip insurance policies.  Coverage Limits on Valuables: It is important to note that there are typically sub-limits on compensation for lost or stolen valuables, such as cash, jewellery, or electronic items.  Specific Documentation Required for Claims: You must furnish all required documentation to make a successful claim!  For instance, original receipts, medical records, and a police report (which should be filed within 24 hours in case of theft)! Otherwise, your claim is likely to be turned down.  As a precautionary measure, always make sure you have read the fine print of the policy you are considering and discussed any clarifications, doubts, or planned activities with the insurance company before the purchase.‌ Read Also: Coverage For Special Occasions: Travel Insurance For Canadian Festivals And Events The Convenience Of Online Long Stay Travel Insurance Top 8 Travel Medical Insurance Trends to Consider

BY  Abdul Aziz Dec 7, 2023

Are you attracted to Agoda for its alluring airfare and hotel offers? However, you are a wise traveler and are aware that appealing offers frequently have exorbitant fees. This could put your hard-earned money at risk of being lost. So the question remains: is Agoda legit? Let's investigate! Is Agoda Legit? Since Booking Holdings is the largest online travel company in the world, Agoda is unquestionably legitimate. If something goes wrong or you need to make changes, cancel, or receive a refund, Agoda can make things more difficult. In essence, Agoda serves as a go-between for you and airlines and lodging. As an intermediary, Agoda manages your reservation and takes payment on your behalf. The payment does not go to the hotel or airline you booked with. Because your contract is with Agoda and not the hotels or airlines directly, they will not be responsible for providing you with assistance. You will have to contact Agoda in the event that something goes wrong and you need help. They will then get in touch with the airline or hotel in question on your behalf and give you the information you need. In a similar vein, Agoda is the entity you will need to contact for any modifications, cancellations, or refunds. And because of this—the involvement of a third party, Agoda—things could be challenging. Especially in the event that something goes wrong or you need to cancel, make changes, or get a refund, especially when it comes to flights. Reservation Tips Bear the following in mind before making a reservation on Agoda: It is true that booking through Agoda can save you money compared to making direct reservations. There is a significant risk involved: it can make any mishap more difficult to handle. Additionally, you should be aware of the following three significant risks and disadvantages of using Agoda for reservations: Reservation Issues Your hotel reservation through Agoda or any other online travel agency can be at risk of cancellation. Occasionally, Agoda forgets to let the hotel know about a guest's reservation, which leads to either no reservation at all or an overbooking of the same room. However, occasionally, the hotels will also "bump" the least expensive visitors who booked through an internet travel company like Agoda. They will proceed to resell their room to a more direct buyer. Additionally, they lie to the guest by pretending that their reservation never happened when they got to the hotel. There's no guarantee that this problem will cease to exist. Even though Agoda might try to talk to your hotel about it—especially if it's an urgent one. No Control Over The Standard Of Hotels Since Agoda and other online travel agencies are merely middlemen, they have little control over the quality of the hotels. This is another risk or disadvantage of using them to book a room. Even though Agoda offers hotel listings, it's crucial to remember that the listing and the actual hotel might not always match. Therefore, there is nothing you can do if the hotel you reserved does not match the listing. Having made the booking through Agoda, you have limited powers to question the quality. It's crucial to set reasonable expectations when contacting Agoda about these kinds of problems because there's no assurance that they'll issue a refund, make another reservation at a nearby hotel, or provide any other kind of resolution. Likewise, since the hotel is not directly in charge of your reservation, do not anticipate receiving a refund or any other kind of resolution from them. This kind of scenario raises the possibility that Agoda will push things onto the hotel and that the hotel staff will then push things back onto Agoda, trapping you in the middle. Consequently, you will be forced to accept the hotel as it is. No Refunds For Non-Refundable Bookings It's crucial to know that Agoda normally does not issue refunds for non-refundable reservations. This is regardless of any unforeseen events that might affect your trip arrangements. However, it is definitely a legitimate online travel agency in terms of legitimacy. How? Personally, I've used Agoda to book hotels, and I haven't had any problems. In fact, when I want to book a hotel, I always use it. It is important to note that Agoda is owned by Booking Holdings, the global leader in online travel. Not only does Booking Holdings own Agoda, but it also possesses a wide range of well-known online travel companies, such as Booking.com, Priceline, Kayak, OpenTable, and others. You should always book directly if there is little to no price difference between booking through Agoda and directly. Agoda may be providing you with a far better deal than making a direct reservation with a hotel or airline. It all depends on your level and willingness to accept specific risks. Some of them are: Book Directly Or Through Agoda? You will have to consider the price difference between the two options. If Agoda does offer a cheaper rate, there are certain risks to consider, like: Difficulties and delays in resolving the issues and making changes, cancellations, and getting refunds, particularly in the case of flights. No reservation with the hotel. Accepting the hotel as it is. No refunds (in most cases) for non-refundable reservations, regardless of any circumstances that may arise. I personally strongly advise against using Agoda to book flights. The reason is that using Agoda to book flights makes it very difficult to make any changes. If you're willing to accept the aforementioned risks and drawbacks and the price difference is substantial, I would only suggest using Agoda to book hotels. Wrapping Up While using Agoda to make a reservation complicates, the website is a reputable source for travel arrangements. Agoda is a reliable source for bookings and typically offers lower prices than direct bookings. Does this imply that Agoda is the best place to book? Well, as previously stated, it mostly boils down to personal preferences. But to close out this piece, here are some passing recommendations I have: Avoid using Agoda to book anything, especially flights. The exception would be hotels, and that too only if: You can get a far better deal on Agoda than if you book directly with the hotel. You accept the dangers and disadvantages outlined above. If you adhere to the previously mentioned advice, you can reduce those risks and disadvantages. If you have thoughts to share or questions to ask, please leave a comment below. We would love to hear from you! Read Also: This Is My Experience With Play Airlines! Here’s What I Found Out About Aha Airlines! Condor Airlines: Is Booking Tickets On Condor Worth It?

BY  Sibashree Dec 17, 2024

Golf, desert weather, long sunshine hours, and the most luxurious resorts! Every travel enthusiast appreciates these things about Phoenix, Arizona.  Founded by Jack Swilling, the city of Phoenician is called the Valley of Sun. Further, people exploring the unique things to do in Phoenix also love to visit Glendale and Scottsdale. These two neighboring cities have their unique historical and cultural significance. For example, Glendale was the home to the famous Baskin Robbins. In addition, it always has been at the epicenter of Arizona’s entertainment landscape. Today, it has the headquarters of  The Walt Disney Company and DreamWorks Animation. Scottsdale, on the other hand, is famous for the McDowell Sonoran Preserve. It is the largest natural preserve in the country. You will also love the museums here. Liam, the local travel expert I consulted, suggested a combined tour of Phoenix, Glendale, and Scottsdale for a unique experience. He said that the package tour would cost around $100 per person each day. Further, he mentioned how Phoenix is different from Scottsdale and how the places complement each other.   “Scottsdale is more upscale. You will love its swanky resorts. Scottsdale also has 200+ golf areas. Still, with outdoor trails and a peaceful environment, it is a more tranquil retreat for people.Phoenix is about everything urban, and it’s high energy.”Liam, Local Travel Expert, Phoenix Liam was so passionate about Scottsdale that I had to stop him. Because my sole focus this time was on the unique things to do in Phoenix, and I wanted to get my insights and research approved by him. Now, this is what I found out about the best activities in Phoenix. Unique Things To Do In Phoenix, Arizona | Enjoy The Warmth And Sunshine  Thanks to the long hours of sunshine and its geographical location, Phoenix has an average highest temperature of 20-42 degrees Celsius. For the lowest temperature, the reading ranges between 7-22 degrees Celsius. Further, with golf courses, golf clubs, Mountain Park, and natural abundance, Phoenix has been enjoying a rise in its tourism landscape.  Data from Tourism Economics says that 46.7 million people visited Phoenix in 2023, and among them, 1.6 million were international tourists.  Moreover, the total economic impact caused by the people of Phoenix in 2023 was $23 billion. This economic impact consisted the following factors. Direct Impact Indirect Impact Induced Spending Naturally, the unique things to do in Phoenix Arizona have fueled this growth and economic impact of tourism in the city. So, let’s explore them. But before that, let’s quickly learn the operational hours, entry fee and contact details of these places. Phoenix HotspotAddressContact NumberHours OpenEntry FeeDesert Botanical Garden1201 N Galvin Pkwy, Phoenix+1 480-941-1225Monday-Wednesday: 8 AM to 8 PMThursday: 8 AM to 9 PMSunday: 5:30 AM to 9:30 AMFriday-Saturday: 8AM-4 PM, 5:30-9:30 PM$12–25The Phoenix Art Museum1625 N Central Ave, Phoenix+1 602-257-1880Monday-Tuesday: ClosedWednesday-Friday: 10AM to 8 PMSaturday & Sunday: 10 AM to 5 PM$0-23Free admission on Wednesday between 3-8 PMWildlife World Zoo16501 W Northern Ave, Litchfield Park+1 623-935-94539 AM to 6 PM (Zoo Hours)Below 2 Years: Free3-12 Years: $2813+ Years: $49**Phoenix Zoo455 N Galvin Pkwy, Phoenix+1 602-286-38009 AM to 4 PMAdult (14+): $39.95Child (3-13): $29.95Heard Museum 2301 N Central Ave, Phoenix+1 602-252-884010 AM to 4 PM$7–18Chase Field 401 E Jefferson St, Phoenix+1 602-514-84001.5 Hours before the Game from Sunday to Thursday2 Hours before the Game from Saturday to Sunday$26 Onwards You must carry cash while visiting the Wildlife World Zoo. You will have to pay extra if you use debit or credit cards.  1. Visiting The Desert Botanical Garden The Desert Botanical Garden will be the first activity on the list of unique things to do in Phoenix. It will take you on a trip to the Sonoran Desert and the vegetation there.  The garden has beautiful landscapes with red rocks of the Sonoran Desert. Further, various cacti and plants add to the allure of the place. You will find as many as 50000 species of plants and cacti here. Moreover, you can collect the best living souvenirs from the plant shop and Garden’s Gift.  2. Exploring The Phoenix Art Museum The Phoenix Art Museum has 20000 brilliant pieces of art by local and internationally acclaimed artists. Further, along with the walled or static artworks, you will find many interactive artworks here.  Moreover, the museum hosts special exhibitions and events regularly and you must check the museum website before your visit.  Above all, the Phoenix Art Museum is home to the Firefly Infinity Room. Here, you can enjoy the best visually psychedelic fun.  3. Meeting Animals At The Wildlife World Zoo https://www.instagram.com/p/C_A-tzxPQSZ/?hl=en&img_index=1 The Wildlife World Zoo is a wonderful hotspot of 215 acres. Meeting the baby animals is the most fulfilling experience at the zoo. During a safari at the zoo, you will also meet rare sea animals and reptiles.  This zoo is home to 600 species of animals and along with meeting the animals, you can even attend the shows and events. Moreover, there are scopes for adorable animal encounters. So, you can get up close and personal with capybara, sea lion, and sloth.  4. Spending Time With Animals At Phoenix Zoo Phoenix Zoo is the largest privately-owned zoo in the USA. From the biggest land mammals to the marine creatures; you will find every variety in the zoo.  Further, if you are traveling with little ones and want some hands-on fun, you can visit the petting zoo. You will also love the place as an avid birder.  More than 3000 animals from over 400 species coexist here. Many of these species are also endangered or rare. You will meet African painted dogs, zebras, porcupines, Sumatran Tigers, Asian elephants, komodo dragons, etc.  5. Explore Native American Art At The Heard Museum  https://www.instagram.com/p/C_Of8WOtRbR/ Heard Museum has the biggest collection of Native American work. So, if you are lover of history and art, you know your go-to destination in the state.  The displays and presentations at the museum are stunning. Further, the museum curates the indigenous artistic excellence of American Indians and presents them at a global level. 6. Watching A Game At Chase Field  https://www.instagram.com/p/C7aotGxtuvA/?hl=en Home to the Diamondbacks, Chase Field is a beautiful ground. Being air-conditioned, this ground is ideal for watching matches in any season.  Further, the reasonable ticket prices make it an ideal destination for an outing with family or friends. Are you looking for more unique things to do in Phoenix? You can try tubing in the Salt River, visit the Arizona Science Center, watch NBA matches at the Footprint Center, or kayak in the Tempe Town Lake.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.