Sorting Out Christmas Vacation: 11 Best Places To Visit On Christmas This Year!

BY  Sibashree Sep 5, 2024

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives.  As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points!  However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option.  Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available.  The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you.  THIS IS Why You Will Choose FintechZoom Best Travel Credit Card Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options.  FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats.  In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options.  THIS Is The FintechZoom Best Travel Credit Card  Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements.  1. Chase Sapphire Preferred® Card As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent.  Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion.  What You Get From The Chase Sapphire Preferred® Card The table below explains the benefits of the Chase Sapphire Preferred® Card.  Welcome Bonus60000Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)Travel Purchase through the Card5x Reward PointsDining3x Reward PointsAll Other Travel Purchases2x Reward PointsAnnual Hotel CreditsUp to $50Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)Yearly Bonus10%Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)Purchase Protection Benefits $500 for Each Item and $50000 for Every AccountForeign Transaction FeesWaived OffReferral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral)  However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high.  * Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit.  2. The Platinum Card® from American Express Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits.  Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently. “No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet. However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” - Forbes This Is What You Get From Platinum Card® from American Express Learn the American Express Platinum Card® benefits from the table below.  Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)Foreign Purchase Transaction Fees NoneFlight And Prepaid Hotels Booked through the Card5x Reward PointsOther Purchases 1x Reward PointsAirline Free Credit Up to $200CLEAR® Plus Membership$199Global Entry or TSA PreCheck® Application Fee CreditUp to $85Hotel Benefits Up to $200Digital Entertainment CreditMaximum $240Equinox Credit $300Cellphone ProtectionUp to $800 for Each Eligible Card Account Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention.  I am so proud to have chosen this card!  3. Capital One Venture Rewards Credit Card The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card. Unlimited 2x reward points on every purchase 75000 sign-up bonus on a $4000 purchase in the first three months 1,300+ airport lounges access So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms.  4. Citi Premier® Card The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage.  You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits.  Things No One Told You About Choosing FintechZoom Best Travel Credit Card FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips.  Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes.  Consider Your Travel Habits You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right?  Know the Sign-Up Bonus When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance.  Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget.  Look at the Annual Fee Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits?  These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay.  Know About The Foreign Transaction Fees Benefits Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently.  Flexible Redemption Options Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners.  Of course, the option of redeeming your points as cashback or gift cards is always available.  FAQs About FintechZoom Best Travel Credit Card 1. What makes FintechZoom’s travel credit card recommendations reliable? FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us.  Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements.  2. Can I have more than one travel credit card? Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses.  If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now.  So, use your cards strategically to optimize your travel benefits and earn more points.  3. How can I maximize my travel rewards with the FintechZoom best travel credit card? You can follow simple tricks to optimize your travel credit card benefits.  Know and use the sign-up bonuses. Pay your credit card bill in full and final at the end of every month. Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits.  4. Are there any downsides to using the FintechZoom best travel credit card? Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full. Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

BY  Abdul Aziz Nov 4, 2023

Are you currently sitting at your desk in the office, looking out the window, and wishing you were on a tropical island? At your feet, the waves of blue and white would froth and foam, and the breeze would teasingly run past you, making you giddy with joy. Your arms would be gently brushed by the sun. The people would be warm and hospitable, while lush foliage would sway in the backdrop. It may sound like a fantasy, but the island paradise of your dreams is real. To be precise, there are more than 7,500 such tiny drops of tropical heaven dispersed over the fascinating western Pacific Ocean. If you want to know where to start and go about your dream trip, then here is a guide we have created for you. So, if you have already been making arrangements, then start by considering the most relevant question: when is the best time to visit the Philippines? The weather, festivals, as well as activities that are experienced by the land as well as the waters that surround the Philippines during each season vary. If you have just begun arranging for your trip, then you should choose a time ideal for you. Let’s get started! Best Time To Visit Phillippines Image Source: www.state.gov In the Philippines, the seasons can be divided into two categories: rainy and dry. Peak Season: December to April Shoulder Season: May and November Off-Season: June to October Travel SeasonMin/Max TemperatureSeasonNovember - February24-30°CCool-DryMarch-May25-33°CHot-DryJune-October26-32°CRainy  Hands down, the best time to visit the Philippines islands is the cool-dry season. In November, the Philippines welcomes the dry season officially. The sun peeks out after months of downpours, bringing warm weather to people all around the country. At this time, humidity levels also start to reduce. The temperature dips throughout December, with the Northern regions experiencing the coldest weather. The days enjoy sunlight, and it doesn't rain very often. The abundance of nice weather in January counteracts the chilly atmosphere. This is the height of the Phillippines season. You might anticipate a spike in temperature in February. Though the days are becoming more lovely as the season draws to a close, the sea temperature is still rising. Festivities There are several celebrations at this period of the year. The Philippines observes the Grand Cordillera Festival and the vibrant Feast of San Clemente in November. Following the Feast of the Immaculate Conception is the tribal holiday of Pagdidiwata, a celebration modeled after Christmas called Bicol Pastores, Christmas, as well as New Year. In addition to the Ati-Atihan Festival in Aklan, January is also the month of Sinulog, the largest festival in Cebu. The Black Nazarene monument is also worshipped in January in central Manila. Panagbega, a flower festival in Baguio City, brings flowers to life in February. During the annual Hot Air Balloon Festival in Pampanga, you can also take a hot air balloon trip. If you really want to do this, then this is the ideal time to visit the Philippines. The weather permits you to reach many of the outlying islands in the Philippines during January, the busiest month of this season, which is not possible at other times of the year. There are ferry as well as flight options to choose from if you want to visit. Places To Visit In The Philippines Image Source: image.cnbcfm.com Before making a reservation, do some research on prices and transportation options. Booking with reputable and secure ferry operators is essential because some of these journeys can be uncomfortable with a low-cost choice. The Philippines is home to many natural wonders, a rich cultural history, and friendly people. It is no surprise that the Philippines has grown to be a popular travel destination for tourists from all over the world with its clean beaches, verdant highlands, dynamic cities, and hospitable natives. The Philippines' top tourist destinations include: Boracay Image Source: images.lifestyleasia.com Boracay is a tropical paradise that draws both sunbathers and partygoers because of its famed fine-grained white sand beaches and energetic nightlife. The island's extensive selection of water sports opportunities, mouthwatering cuisine, and lively beachside ambiance will keep you occupied day and night. Siargao Image source: www.backpackerbanter.com Siargao, sometimes known as the "Surfing Capital of the Philippines," is one of the top tourist destinations in the country and a paradise for surfers and explorers. This tear-shaped island is known for its top-notch surf breaks, immaculate beaches, and laid-back island atmosphere. Don't pass up the opportunity to visit the charming Sugba Lagoon and see the stunning Magpupungko Rock Pools. Palawan Image Source: www.travelandleisure.com The magnificent tropical beauty of Palawan, also known as the "Last Frontier," never fails to enthrall visitors. It's a paradise location for beach lovers and wildlife lovers alike with its stunning limestone cliffs, turquoise waters, and lagoons. Beautiful island hopping tours may be found in El Nido and Coron, while Puerto Princesa's Underground River is a UNESCO World Heritage Site. Bohol Image Source: res.klook.com Bohol is a fascinating travel destination that features the extraordinary Chocolate Hills, cuddly tarsiers, and historic churches. Visit the spotless beaches of Panglao Island, go on a picturesque boat down the Loboc River, and explore the fascinating underwater world of Balicasag Island. Davao Image Source: content.r9cdn.net Davao, a bustling metropolis in Mindanao, is the starting point for exhilarating activities. Visit the Philippine Eagle Center to get up close and personal with the critically endangered Philippine eagles, or climb Mount Apo, the highest point in the nation. Visit the pristine Samal Island, which is renowned for its gorgeous beaches and opulent resorts, as soon as possible. Batanes Image Source: www.momondo.in For a truly off-the-beaten-path experience, Batanes is a must-visit. Offering the most beautiful landscapes, these islands have it all dramatic cliffs to rolling hills. You can explore the old stone houses, get lost in the rich cultural fiesta of Batanes, and become witness to the grand beauty of the lighthouses of Basco. Siquijor Image Source: lp-cms-production.imgix.net The "Island of Fire," Siquijor, is a matter of legend and mystery. Explore the island's pristine beaches, freshwater springs, and ethereal woodlands while soaking in the enchanting ambiance. Visit the famous Balete Tree, cool off in the captivating Cambugahay Falls, and take in the breathtaking Salagdoong Beach sunset while you're there. Ilocos Norte Image Source: blog.tours4fun.com One of the best destinations to visit in the Philippines is the historical province of Ilocos Norte. Travel back in time and discover it. Learn about Vigan, a UNESCO World Heritage Site known for its exquisite Spanish colonial architecture. Explore the mysterious Paoay sand dunes and the imposing Bangui windmills, You will also discover the intricate political history of the nation at the Marcos Museum. Wrapping Up We hope now you have some sort of clarity on when is the best time to visit the Philippines. Are you excited? Does the prospect of this trip enchant you? You ought to be! A journey to the Philippines is full of scenic beauty and joyful experiences. What are you still holding out for? If you have thoughts to share or questions to ask, then please leave a comment below. We would love to hear from you! Read Also: Don’t Believe Them!! This Is Actually The Best Time To Visit Barbados! I Had No Idea When To Visit Mauritius Till I Went There THIS Time! Best Time To Experience Dubai: The City Of Gold

BY  Abdul Aziz Jan 17, 2024

Effective travel gear can make all the difference between a hassle-free vacation and a chaotic trip, saving you both time and money. Investing in the necessary items to bring when traveling can prove to be a wise thing for women. It goes without saying that you should pack items that will hold up over time and make it easier to navigate through your travel plans. We made a list of a few lightweight yet necessary travel essentials for women. If you are planning a trip, check the list to make sure you have them all handy. Travel Essentials For Women Going on a trip is exciting. The prospect of all the new experiences is sure to get you all worked up. Packing for your travel should not add to your woes. We are enlisting the travel essentials for women that will keep you updated while scampering through any landscape and climate. Backpack A girl (or anyone for that matter) needs her trusty backpack whether she's or just exploring the streets of Singapore. Something lightweight and durable that can protect your gear or items from light rain/snow while also allowing easy access to your travel essentials kit. So, make sure you have the perfect bag for day trips and hikes that can carry all of your gear. We strongly advise you to invest in a light backpack to help you unload your load and avoid sweat on your back. Safety Gear Bring safety gear that is specifically designed to keep you safe when driving for peace of mind. With everything from a safety pepper spray to portable door locks, travel to new and foreign places with confidence. These are our recommendations for safety gear in relation to women's travel necessities. Nearly all doors, including those in motels and rental properties, are designed to work with a portable door lock. Without the need for tools, portable door locks are easily installed in a matter of seconds. Door stoppers are a fantastic backup plan to door locks in order to keep burglars from sneaking into your rental or hotel room. Carrying an emergency whistle is a straightforward but efficient way to request assistance. An emergency whistle can serve many purposes, such as warning off potential attackers and signaling for assistance in unanticipated situations like becoming lost in the middle of the forest. Having an automobile safety hammer comes in handy in the event of an accident or other dangerous circumstance if you intend to hitchhike or spend a lot of time traveling in cars. A few car safety hammers also have concealed blades that you can use to pry open seat belts. Being a woman, safety gear becomes indispensable for most travel needs. It is definitely on the list of travel essentials for women. Internet Access Obtaining internet access to stay online while traveling internationally is akin to discovering gold in the middle of nowhere. An internet connection is probably one of the most crucial travel essentials for women in today's world. Even if you're on vacation looking for a relaxing experience, you still have the desire to stay in touch with your loved ones just to see how they're doing. Also, who can deny the importance of social media? How would you Instagram all of your cool photos and selfies from your trip? And how on earth would you navigate unfamiliar roads without Google Maps? We recommend that you get a to solve all of these issues. This allows you to stay in touch with family and close friends while also keeping up with current events. Clothes Needless to say, you will need a lot of clothes. There will be days when you will go to the beach and days when you will go hiking on your itinerary, so be prepared to dress for all occasions. If you're traveling to Southeast Asia or the Middle East, don't worry about having a complete closet when boarding the flight. There will be plenty of opportunities to shop without breaking the bank. Makeup Travel Kit Another item to make it into the list of travel essentials for women would be a travel makeup kit. We are all aware of the significance of makeup for a woman's travel kit. After all, if you are taking pictures at some of the most well-known landmarks in the world, you need to look stunning. Therefore, we highly advise that you bring a multi-pocket travel bag to organize all of your essential makeup, lotions, and toiletries in one convenient location. It saves time that would be better spent experiencing the great outdoors by making everything easily accessible! Menstrual Kit Periods arrive uninvited and with no regard for your travel plans, so chances are you'll be taking several trips while on or expecting your period. Carrying menstrual cups has lately become a part of the travel essentials for women if you're on your period. It's environmentally friendly, cheap, and apparently comfortable once you get the hang of it. It also saves space in your luggage and eliminates the unnecessary stress of using sanitary pads. Kindle If so, you will undoubtedly be looking to fill the time when you have free time during your vacation by reading some excellent literature. Therefore, we heartily urge you to buy an Amazon Kindle, as it will literally save your life in terms of luggage space during your travels. You don't need to bring along a lot of books because you can access hundreds of e-books on a single, lightweight, portable device. You'll also save money on a Kindle when compared to iPads or other tablets. Power Bank Taking a lot of photos and using Google Maps on your smartphone can quickly deplete its battery. Without your phone, you will be completely lost. Therefore, a small power bank with a large battery life is among the travel necessities for women that we suggest. Skincare And Hygiene Kit With travel-sized hygiene and cosmetic kits, you can stay in a minimalist travel mode and rejuvenate yourself while traveling. If you plan to travel and plan to bring items like perfume and makeup on the plane, abide by the TSA's guidelines regarding liquids. Worry about messes with your hair and liquids? One of a woman traveler's best friends is a dry shampoo. Travel-sized bottles of shampoos, conditioners, and body wash are all part of the hygiene kits offered by many cosmetic brands. When traveling, make sure to maintain your skincare regimen. Use moisturizers and face mist to stay hydrated. Use face wipes and cleansers to keep your skin clean from dirt. When traveling for extended periods of time, pack a feminine wash or even feminine wipes as quick refreshments. There are numerous small and convenient options for beauty kits at a variety of price points. Pick any of your choices. Shoes Similar to clothing, wearing a variety of shoes aids in navigating various terrains. After a long day of traveling hundreds of kilometers, there's nothing better than kicking off your walking or trekking shoes and switching to something more cozy, like sandals or flip-flops. Expert Tips If the concept of minimalist travel appeals to you, the 5-4-3-2-1 guidelines can assist you in determining how many clothes you should pack for a 10-day trip. Plan your clothes in the following order: 5 pairs of underwear and socks 4 breathable tops 3 cozy bottom wear 2 pairs of shoes suitable for traveling Add a hat to finish it off Next, make sure your suitcase or travel backpack fits your necessities properly. Select clothes that are adaptable, simple to combine and match, and have multiple uses. Wrapping Up Packing like a pro and traveling comfortably can be achieved by being aware of and honing your list of must-have items for women travelers. Travelers may have different must-haves while on the road. Still, the necessities listed above are excellent suggestions for your upcoming journey. Make sure to plan your pre-trip activities thoroughly and enjoy your travels. What are your travel essentials? If you have thoughts to share or questions to ask about travel essentials for women, please leave a comment below. We would love to hear from you! Read Also: A Backpacker’s Guide: Must-Have Camping Essentials The Ultimate Guide To Things To Do In Salt Lake City! Natural Wonder: Top 11 Best Landscape Places In The World