Ski And Snowboard Ride: A Journey Into The Heart Of Winter Adventure

BY  Arnab Feb 19, 2024

Embarking on a journey to New Zealand, acknowledged for its breathtaking natural landscapes and thrilling adventure sports, is a thrilling prospect. However, amidst all the excitement, it is vital to not forget the importance of journey coverage. Travel insurance offers economic safety and peace of thoughts in case of unexpected activities or emergencies throughout your journey. In this weblog submission, we can discuss the important thing factors you want to understand approximately tour insurance before your New Zealand journey.  Why Travel Insurance is Essential for Your New Zealand Trip Travel coverage is critical for any international journey, and New Zealand is not an exception. It gives insurance for numerous conditions which include scientific emergencies, trip cancellations or interruptions, lost or stolen assets, and private liability. The fee of medical treatment and emergency evacuation can be exorbitant, and having travel insurance ensures that you are not burdened with hefty charges in such conditions.  When buying your insurance on your New Zealand experience, it's miles vital to search for a policy tailored to your precise desires. Consider factors inclusive of the length of your journey, any pre-existing clinical situations, and the value of your belongings. Compare different coverage alternatives and select a coverage that gives complete coverage at a reasonable fee.  Remember, travel insurance is your safeguard against unexpected situations and provides peace of mind throughout your trip. Don't underestimate its importance when planning your New Zealand adventure. Purchase travel insurance in NZ today to ensure a worry-free and enjoyable trip. Types of Travel Insurance Coverage for New Zealand When selecting a travel insurance plan for your New Zealand trip, it is important to understand the different types of coverage available. These typically include medical coverage, trip cancellation, and interruption coverage, baggage and personal belongings coverage, and personal liability coverage. Travel insurance policies vary in coverage, so it's essential to choose one that meets your specific needs. Common coverage options include: Medical Expenses: This covers the costs of medical treatment and hospitalization in case of illness or injury during your trip.  Trip Cancellation and Interruption: In the event of trip cancellation or interruption due to unforeseen circumstances such as illness, natural disasters, or emergencies, this coverage reimburses you for non-refundable expenses. Baggage and Personal Belongings: This coverage provides compensation for lost, stolen, or damaged luggage and personal items during your trip. Emergency Evacuation and Repatriation: In case of a medical emergency requiring evacuation or repatriation, this coverage ensures you receive proper medical care and transportation back to your home country. Understanding the New Zealand Healthcare System for Travelers While New Zealand has an excellent healthcare system, it is significant to understand that tourists are not eligible for free medical treatment. Travel insurance helps cover the costs of medical treatment, hospital stays, and emergency evacuations. It is advisable to familiarize yourself with the healthcare system and ensure your travel insurance provides adequate coverage for medical expenses. While New Zealand has an exceptional healthcare system, it is significant to understand that tourists are not eligible for free medical treatment. Travel insurance that covers covid, helps cover the costs of medical treatment, hospital stays, and emergency evacuations. It is advisable to familiarize yourself with the healthcare system and ensure your travel insurance provides adequate coverage for medical expenses. Key Exclusions and Limitations of Travel Insurance in New Zealand Travel insurance policies often have exclusions and limitations that you need to be aware of. Common exclusions may include pre-existing medical conditions, injuries resulting from high-risk activities, and loss of belongings due to negligence. Familiarize yourself with the policy's terms and conditions to ensure you understand what is covered and what is not. How to Choose the Right Travel Insurance Plan for New Zealand Choosing the right travel insurance plan for your New Zealand trip can be overwhelming. Consider factors such as coverage limits, deductibles, exclusions, and the reputation of the insurance provider. It is crucial to read the policy terms and conditions carefully and assess your specific needs to find a plan that provides comprehensive coverage at an affordable price. Preparing for Your Trip: A Travel Insurance Checklist Before embarking on your New Zealand adventure, make sure you have a comprehensive travel insurance checklist. This should include reviewing your policy coverage, carrying a copy of your insurance documents, knowing the emergency contact details, and understanding the process of making a claim. Additionally, it is always wise to share your travel itinerary and insurance details with a trusted person back home. Conclusion As you plan your trip to New Zealand, prioritize obtaining travel insurance to protect yourself against unforeseen events and emergencies. Understanding the coverage options, exclusions, and claims process will enable you to select the right travel insurance plan. With the right travel insurance, you can explore stunning landscapes and engage in thrilling activities with peace of mind, knowing that you are financially protected. Read Also: 6 Reasons Why You Need Travel Insurance Luxuriate In Paradise: Unveiling The Pinnacle Of Luxury Travel In New Zealand Vacationing Without Travel Insurance? Here’s What Might Happen If You Need It!

BY  Sibashree Aug 12, 2024

Gates of the Arctic National Park is where the Brooks Range and the Tundra landscape come to life with wilderness and vivid topography. This national park is a place of topographical diversity with the coexistence of mountains, glaciers, rivers, lakes, and marshy lands.  A home to nomadic people for more than 13,000 years, the Gates of the Arctic is a prominent example of how human lives can be dependent on wilderness or nature. Many visitors love backpacking and trekking in this national park. Further, many stay in camps in the backcountry to experience its rich wildlife despite the challenges. Do you want to know why camping in the backcountry is worth the hardship? Does the national park have camping sites? Find the answers to all your questions in this guide.  Knowing The Gates Of The Arctic National Park (Why Camping Here Is A Great Experience) The Gates Of The Arctic National Park is a paradise for wilderness travelers. The intriguing land of Tundra, embraced by jungles, mountains, and rivers, makes camping in the backcountry worth all the effort.  Gates Of The Arctic Geography You can explore the arctic geography of this national park by trekking or by air. Tundra peaks and the Schwatka Mountains region of the Brooks Range ensure a humbling experience. You trek to Mount Igikpak, a glacier-carved peak with an 8,510-foot elevation. Another mountain to have glaciers in this region is Mount Arrigetch. Even backpacking and trekking to Mount Doonerak have a distinct charm, as the mountain is the quintessence of wilderness and unadulterated beauty.  Further, this national park has six designated wild rivers. Those are: Alatna River John River Kobuk River Noatak River North Fork of the Koyukuk River Tinayguk River Alatna and Noatak are great for canoeing. If you want more adventurous pursuits, you can try rafting in Nigu (to the north) and Kobuk (to the west).  Gates Of The Arctic Wildlife  The Gates of the Arctic is home to many mammals and birds. The Alaska Department of Fish and Game says,   “Forested southern foothills rise to limestone and granite peaks more than 7,000 feet high in this remote wilderness park. North of the peaks, clear water rivers run through glacier-carved valleys; and Tundra, covered with wildflowers during the brief northern summer, stretches toward the Arctic Ocean. Many of the nearly 500,000 member Western Arctic caribou herd migrate through the park each fall. Brown and black bear, wolf, Dall sheep, lynx, moose, wolverine, and red fox live here year-round. In the spring, the park hosts migratory birds from Europe, South America, Asia, tropical archipelagos, and the continental U.S.” Other animals found in this national park are grizzly bears, Dall sheep, and musk oxen. Among the birds, Tundra swans, common loons, and golden eagles are the most common.  Further, if you enjoy the playfulness of aquatic animals, watch out for graylings, trouts, sheefish and salmon.  Gates Of The Arctic And Human History  The Gates of the Arctic is a prominent place for archaeological research. The study and interpretations of the museum collections depict how people have been surviving in the Brooks Range for around 13000 years now.  Along with Inupiat, Nunamiut, and Athapaskan descendants, you will also find many non-native Alaskan people in this region. These people have always been dependent on fishing and hunting. The wilderness of the Gates of the Arctic is the foundation of their livelihood.  What Is The Best Camping Near Gates Of The Arctic National Park? With marshy lands and tussocks, Arctic Tundra has a vulnerable landscape and it is difficult to find a steady spot for setting up camps or tents. Also, the existence of wildlife in a remote location and dense vegetation make the space unsuitable for camping.  So, there is NO CAMPING SITE in the Gates of the Arctic National Park. There are designated areas in the backcountry for camping. However, you will have to strictly adhere to the rules and regulations of the national park when putting up a tent.  You must also attend the orientation program and be particular about the gear, food, and safety essentials to be carried.  With permission from the park authority and the National Park Service, you can set up tents near the Arctic Interagency Visitor Center in Coldfoot or around Wiseman and Bettles communities.  However, while camping in the backcountry, you will have to keep the following factors in mind.  Be respectful to the local communities like the Koyukon Athabascan Indians or Nunamiut. Their livelihood depends on the wilderness.  There are no provisions for running water, a dump station, or restrooms. Your phone network will be unavailable in this location. You have to carry all your trash back as you leave the camping site. You cannot adulterate the pristineness of the location.  If you have plans for camping in the backcountry near the Gates of the Arctic, summer is the best season. The temperature is a little moderate on these days, and sunnier days make all outdoor pursuits in the park easier for you.  Did You Know?  The Gates of the Arctic National Park is the second-largest national park in the USA. It stretches over 13,000 square miles. You can see aurora borealis from this park if you visit between November and March.  July and August are the best months to visit Gates of the Arctic National Park for hiking and backpacking.  Bob Marshall, a wilderness advocate, named this national park “Gates of the Arctic.” Final Words  Unlike popular national parks like the Biscayne National Park or the Kenai Fjords National Park, the Gates of the Arctic National Park does not have many visitors yearly. In 2023, only 11,045 tourists flocked to this place. (Source) With a diversity in topography and wildlife and an association with human history, this park has much to explore. However, the extreme trekking conditions and wilderness make it far from an easy excursion or trekking experience. Despite the absence of campgrounds in this park, you can camp in the backcountry at the designated spots in the fields. However, only an experienced backpacker should try it with proper orientation and extra safety measures. Have you ever been to this wild and intriguing national park? Do you have any camping experience in the backcountry? Don’t forget to share your experience with us!  Gates Of The Arctic National Park FAQs  Can You Camp In The Arctic National Wildlife Refuge? Only backcountry camping is possible in the Arctic National Wildlife Refuge. The absence of roads, villages, or facilities makes this area unsuitable for having designated campsites. Backpacking and hiking are the best ways to explore this vast landscape with rich wildlife and geographical interests.  Can You Stay In Gates Of The Arctic National Park? You can stay or try backcountry camping near the Gates of the Arctic National Park. Undefined terrains, wilderness, and a lack of modern amenities make it risky to put up camps in the national park. Even to camp in the backcountry, you will need the highest outdoor survival skills. The arctic ecosystem, topography, and weather conditions are different, and if you are confident enough to stay in the backcountry, plan in advance and get in touch with the Park and Preserve authorities for updates and advisories.  How Much Does It Cost To Visit The Gates Of The Arctic National Park? You don’t have to pay entry fees to visit the Gates of The Arctic National Park. However, you must attend the backcountry orientation program at any of the visitor centers.  In this way, the Gates of The Arctic National Park is different from other national parks as most of them demand an entrance fee.  How Difficult Is It To Get To The Gates Of The Arctic National Park? The Gates of the Arctic is a wilderness park. So, as you enter the park, hiking is the best way to explore. Remember, it is home to the Schwatka Mountains region of the Brooks Range and the highest peak here is Mount Igikpak with an 8,510-foot elevation.  So, exploring the national park is not going to be a cakewalk. A lack of established trails further makes hiking difficult.  Further, there are six designated rivers, including Koyukuk and Dietrich, in this national park. So, you will have to pass through multiple meandering river crossings. The water levels of these rivers keep fluctuating throughout the season. They are furious throughout the spring season. Tussocks, marshy lands and dense vegetation are other hurdles to your fast movement while trekking.  Do you want to visit the backcountry? You can take a bush plane operated by permitted pilots with knowledge of the region.  What Is Special About Gates Of The Arctic? The Gates of the Arctic is special because of its geographical uniqueness, rich wildlife, and significance in human history. The glacier-carved valleys, rivers, and ancient trails make the Gates Of The Arctic a favorite destination for backpacking and hiking. Thanks to its geographical typicalness, you will meet many animals and birds. The adorable grizzly bears will be seen feeding, and the musk oxen are another unique animal you must watch out for. If you are a birder, you will love watching the golden eagles, Tundra swans, or common loons.  Near the Nigu River or throughout the park, you will find stone fences and camping rings. These are a testament to how Inland Eskimos or Nunamiut have lived in this region for thousands of years. They survived on fishing and hunting.  In addition, as I pen this guide, I must tell you that the Gates Of The Arctic National Park is going to celebrate its 45th anniversary of designation next year. First, it became a national monument on 1st December 1978. In 1980, it became a national park and preserve. Also read Italy: Is Florence flat or hilly? Ultimate Guide to Your Next Family Vacation in Israel. The Glaciers of Wrangell-St. Elias National Park: Experience The Magnificence Of Nature.

BY  Sibashree Sep 5, 2024

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives.  As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points!  However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option.  Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available.  The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you.  THIS IS Why You Will Choose FintechZoom Best Travel Credit Card Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options.  FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats.  In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options.  THIS Is The FintechZoom Best Travel Credit Card  Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements.  1. Chase Sapphire Preferred® Card As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent.  Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion.  What You Get From The Chase Sapphire Preferred® Card The table below explains the benefits of the Chase Sapphire Preferred® Card.  Welcome Bonus60000Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)Travel Purchase through the Card5x Reward PointsDining3x Reward PointsAll Other Travel Purchases2x Reward PointsAnnual Hotel CreditsUp to $50Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)Yearly Bonus10%Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)Purchase Protection Benefits $500 for Each Item and $50000 for Every AccountForeign Transaction FeesWaived OffReferral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral)  However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high.  * Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit.  2. The Platinum Card® from American Express Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits.  Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently. “No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet. However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” - Forbes This Is What You Get From Platinum Card® from American Express Learn the American Express Platinum Card® benefits from the table below.  Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)Foreign Purchase Transaction Fees NoneFlight And Prepaid Hotels Booked through the Card5x Reward PointsOther Purchases 1x Reward PointsAirline Free Credit Up to $200CLEAR® Plus Membership$199Global Entry or TSA PreCheck® Application Fee CreditUp to $85Hotel Benefits Up to $200Digital Entertainment CreditMaximum $240Equinox Credit $300Cellphone ProtectionUp to $800 for Each Eligible Card Account Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention.  I am so proud to have chosen this card!  3. Capital One Venture Rewards Credit Card The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card. Unlimited 2x reward points on every purchase 75000 sign-up bonus on a $4000 purchase in the first three months 1,300+ airport lounges access So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms.  4. Citi Premier® Card The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage.  You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits.  Things No One Told You About Choosing FintechZoom Best Travel Credit Card FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips.  Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes.  Consider Your Travel Habits You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right?  Know the Sign-Up Bonus When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance.  Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget.  Look at the Annual Fee Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits?  These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay.  Know About The Foreign Transaction Fees Benefits Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently.  Flexible Redemption Options Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners.  Of course, the option of redeeming your points as cashback or gift cards is always available.  FAQs About FintechZoom Best Travel Credit Card 1. What makes FintechZoom’s travel credit card recommendations reliable? FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us.  Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements.  2. Can I have more than one travel credit card? Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses.  If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now.  So, use your cards strategically to optimize your travel benefits and earn more points.  3. How can I maximize my travel rewards with the FintechZoom best travel credit card? You can follow simple tricks to optimize your travel credit card benefits.  Know and use the sign-up bonuses. Pay your credit card bill in full and final at the end of every month. Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits.  4. Are there any downsides to using the FintechZoom best travel credit card? Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full. Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.