Warm Winter Wanders: January Destinations to Soak Up the Sun 

BY  Sibashree Sep 5, 2024

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives.  As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points!  However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option.  Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available.  The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you.  THIS IS Why You Will Choose FintechZoom Best Travel Credit Card Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options.  FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats.  In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options.  THIS Is The FintechZoom Best Travel Credit Card  Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements.  1. Chase Sapphire Preferred® Card As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent.  Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion.  What You Get From The Chase Sapphire Preferred® Card The table below explains the benefits of the Chase Sapphire Preferred® Card.  Welcome Bonus60000Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)Travel Purchase through the Card5x Reward PointsDining3x Reward PointsAll Other Travel Purchases2x Reward PointsAnnual Hotel CreditsUp to $50Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)Yearly Bonus10%Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)Purchase Protection Benefits $500 for Each Item and $50000 for Every AccountForeign Transaction FeesWaived OffReferral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral)  However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high.  * Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit.  2. The Platinum Card® from American Express Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits.  Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently. “No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet. However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” - Forbes This Is What You Get From Platinum Card® from American Express Learn the American Express Platinum Card® benefits from the table below.  Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)Foreign Purchase Transaction Fees NoneFlight And Prepaid Hotels Booked through the Card5x Reward PointsOther Purchases 1x Reward PointsAirline Free Credit Up to $200CLEAR® Plus Membership$199Global Entry or TSA PreCheck® Application Fee CreditUp to $85Hotel Benefits Up to $200Digital Entertainment CreditMaximum $240Equinox Credit $300Cellphone ProtectionUp to $800 for Each Eligible Card Account Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention.  I am so proud to have chosen this card!  3. Capital One Venture Rewards Credit Card The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card. Unlimited 2x reward points on every purchase 75000 sign-up bonus on a $4000 purchase in the first three months 1,300+ airport lounges access So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms.  4. Citi Premier® Card The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage.  You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits.  Things No One Told You About Choosing FintechZoom Best Travel Credit Card FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips.  Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes.  Consider Your Travel Habits You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right?  Know the Sign-Up Bonus When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance.  Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget.  Look at the Annual Fee Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits?  These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay.  Know About The Foreign Transaction Fees Benefits Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently.  Flexible Redemption Options Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners.  Of course, the option of redeeming your points as cashback or gift cards is always available.  FAQs About FintechZoom Best Travel Credit Card 1. What makes FintechZoom’s travel credit card recommendations reliable? FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us.  Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements.  2. Can I have more than one travel credit card? Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses.  If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now.  So, use your cards strategically to optimize your travel benefits and earn more points.  3. How can I maximize my travel rewards with the FintechZoom best travel credit card? You can follow simple tricks to optimize your travel credit card benefits.  Know and use the sign-up bonuses. Pay your credit card bill in full and final at the end of every month. Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits.  4. Are there any downsides to using the FintechZoom best travel credit card? Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full. Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

BY  Anindita Dey Mar 29, 2025

With the beautiful Spanish culture spread across Manila, there are a lot of places to visit. There are a lot of things to do in Manila which I will highlight in this blog so that you can plan your trip accordingly.   Starting from contemporary museums to art scene, the place is the home of the oldest Chinatown across the world. Let me share with you several elements that will help you explore the place, both the old and the new.   I think Manila is one of the best places to visit in February especially because the weather is dry and pleasant. You can easily explore the city during this time.   Read All About Things to Do in Manila!   If you are wondering about the things to do in Manila, let me share with you some of the coolest places to visit. The nightlife is good here, but I am more of a museum and art scene girlie. It is the home of several parks and museums that will express history to you.   Several elements will make you feel that you have come to a previous era. Additionally, several places offer entertainment and fun to people of all ages.    Rizal Park   A beautiful park, open from Monday to Sunday. It is mostly open from 5 am to 10 am and 11 am to 8 pm. When you visit the park, entry is completely free. There are several gardens, laws, and other outdoor events organized across the 57-hectare park.   There is also a statue of hero Jose Rizal, commemorating him, and the name of the park is given. The hero has contributed to the wellbeing of the city hence, you get to see a lot of him and his commemoration in and around the city and places to visit.   There are a lot of places where you can go shopping once you explore the city. Henceforth, if you are traveling alone, carry the best travel credit card you possess.   Fort Santiago   It is a landmark in Manila which is open from Monday to Sunday, from 8 am to 11 pm. The place is a defensive fortress which has a museum exhibiting many arts and sculptures. The national hero, Jose Rizal is commemorated through the exhibits of the museum.   In 1571, the Spanish governor and navigator, Miguel Lopez de Legazpi built the castle or the citadel. The city of Manila was newly established by then and is currently one of the oldest fortifications.   National Museum of Fine Arts   A massive museum, the place is a collection of fine art, botany, natural history and archaeology related to Filipino culture. The museum is open from Sunday to Monday from 9 am to 6 pm.   As the home of 29 galleries and exhibitions in the hallway, it comprises national artists and Filipo masters of the 19th century.   San Agustin Church   A beautiful place to visit, this historic place was constructed in the 16th century. The San Agustin Church is open from Monday to Sunday from 8 am to 5 pm. The ceilings are vaulted while the church exhibits detailed frescoes.   It is a Roman Catholic church which is located in the intricate walled city of Intramuros in Manila. The church functions under the auspices of the Order of Saint Augustine. Furthermore, when you visit you get to see Baroque art in the church.   Manila Ocean Park   More of an aquarium if you ask me, the Manila Ocean Park is open from Sunday to Monday from 10 am to 6 pm. The theme park is owned by China Oceanis Philippines Inc. and it has evolved into the perfect holiday destination for tourists.   It is an aquatic theme park which you will have both fun and knowledge when you check it out. Additionally, it is a perfect place for you, if you are traveling with your kids. It is one of the best places to travel with kids.   It is also an educational facility that features live shows, an oceanarium, and hands-on activities. There are all-star Bird shows, Sea lion shows and many more giving you the perfect experience and offering you the thrill of the ocean.   Intramuros   The meaning of the term, Intramuros, is the “Walled City” which is the oldest district in Manila. It looks like a fortified city which was one of the most important places for Spanish governor during earlier times of colonial times.   If you are a lover of history, this is the place for you. The culture of the place has been heavily influenced by the colonial rule and the impact it has on ordinary people.    Paco Park   An urban park which offers you serenity when you visit it between 6 am to 5 pm from Monday to Sunday. The park has been developed on a cemetery site which is walled of course. There are shaded paths for people to walk along with areas dedicated for gardens.   The cemetery is under the maintenance of municipality, and it was built by the Dominicans. During the Spanish colonial period, it was built and filled within it are interred remains of city figures.   Ayala Museum   https://www.instagram.com/p/DGpqNWWTrLn/?img_index=4 Another amazing museum that you must visit if you are going on a trip to Manila is Ayala Museum. It is open from Sunday to Monday from 10 am to 6 pm. The museum has a modern touch exhibiting Filipino archeological exhibits.   Starting from history to modern and cultural artifacts and exhibits are available here. There is also a research library that is quite important for you if you are writing a research paper on the history of Spanish colonial period.   The place is run by the Ayala Foundation privately. It houses several ethnographic, archaeological and cultural exhibits and art. You will be fascinated to know that the place exhibits the Surigao treasure of the indigenous tribe?   Arroceros Forest Park   Another urban park that you must visit is Arroceros Forest Park as things to do in Manila. There are a wide variety of plants and trees in the park along with a riverside walkway and a fishpond! A perfect combination of nature and modern practices will enhance your overall experience.   The park is open for you to visit from Sunday to Monday from 8 am to 5 pm. The lush green forest is filled with greenery. Did you know this place is also known as “Last Lung of Manila”? Spread across 2.2 hectares, the park is a home of many flora and fauna species.   Casa Manila   The Casa Manila is a house that now serves as a museum which is open from Sunday to Monday from 9 am to 6 pm. The house was built in the 1850s and is not restored to exhibit art, architecture, and colonial furniture of the Spanish colonial rule.   It is often called the living museum which features the way a well to do affluent Filipino family will live. The lifestyle of this family is depicted through the arrangements of furniture, art and architecture.   The colonization had severely impacted Manila and this is how we can see when we enter the museum. It is a must-do list of things to do in Manila.   Wrapping Up!   In conclusion, now that you have gone through the things to do in Manila, I am sure you are already planning on what to do. When you visit the place, I am sure you will experience the ancient practices and instances of the Spanish colonization of the Philippines.   Comment below on which place is your favorite to visit when you to Manila. You also need to share with us if you think we have missed something on the things to-do list.  Also read Top 10 Most Popular Paraguay Food That You Must Try. Top 13+ Famous Wonders Of India That You Must Visit.

BY  Abdul Aziz Dec 23, 2023

If you imagine yourself traveling to a warm, sunny place, you probably envision yourself at a beach. The ideal temperatures would be in the 80s or even 90s. But you definitely don’t imagine it to be a not in a desert that is notoriously hot. The hottest places on Earth range from crowded cities to breathtaking desert landscapes. Its temperatures routinely rise above 100 degrees Fahrenheit. Thanks to its record-breaking temperatures, Death Valley in California is widely regarded as the hottest place on Earth. But you might be surprised by some of the other places on this list. Some of these locations are notorious for their year-round intense heat. Others have mild winter temperatures that rise to extremes as the weather warms. Here are the top hottest locations on the planet, the “hottest country in the world,” if you will. Hottest Country In The World: A Round-Up If you are looking to travel to these countries or just want to stay in the know, the heat will be real. Here are some of the hottest places in the world. El Azizia, Libya Average daytime temperature 26.1C In 1913, Death Valley experienced the highest temperature ever recorded worldwide, reaching 134 degrees Fahrenheit (56.7 degrees Celsius). The World Meteorological Organization's Global Weather & Climate Extremes Archive had announced the rise.  While some scientists question the accuracy of historical temperature records, it is widely accepted that Death Valley is among the hottest places on Earth, given reports of temperatures reaching 130 degrees Fahrenheit (54.5 degrees Celsius) in the summer of 2020. Kebili, Tunisia Average daytime temperature 26.6C Due to El Azizia's disqualification, the town in central Tunisia remains the site of Africa's highest temperature ever recorded—55 degrees Celsius—in 1931. Kebili, one of the oldest cities on the continent, was a major slave hub and briefly came under Roman rule. Its southerly palm-tree oasis is accessible via an appealing mud-brick arch. Beyond that opens up the enormous Chott el Djerid, the largest salt pan in the Sahara. Summers are still scorching, with many days reaching 40C. Lut Desert, Iran Average daytime temperature 24C NASA satellites measure land surface (also known as land skin) temperatures  in hard-to-reach, remote locations. It provided an additional metric for actual hotspots. Dasht-e Lut, or the "Plain of Emptiness," an inhospitable desert plateau in Iran recorded 70.7C in 2005. As a result, even bacteria cannot withstand that. Three types of habitats coexist in the desert- sand dunes, wind-sculpted ridges, ravines, as well as broad salt-flat plateaus. Ouargla, Algeria Average daytime temperature 29.1C Some meteorological historians are disputed over Kebili's record as well. This affluent university city is emerging as the winner with 2018's unquestionable 51.3C record. However, strangely, days can drop below freezing here during the winter. It is located adjacent to an oasis in the Saharan region of southern Algeria. Ouargla once enticed travelers in search of sand roses, or clusters of gypsum crystals, at its traditional souk. Before the Algerian War, it even served as the inspiration for a boogie-woogie song by Memphis Slim. Production of gasoline is currently its primary industry. Dallol, Ethiopia Average daytime temperature 25.6C The isolated Danakil Depression in northern Ethiopia is famous for two reasons. Firstly, it is thought to be the place where humans first evolved (many hominin fossils have been found there). Secondly, it is the hottest place on Earth  with an average annual temperature of 34.4C between 1960 and 1966. It was cut down at its remote village of Dallol, which was mainly abandoned after salt miners first settled there. White salt lakes, sulfurous hot springs, and erupting gas-belching geysers can be found in the surrounding volcanic depression. Khartoum, Sudan Average daytime temperature 36.6C Sudan's large, ostentatious capital is located near the sultriest city on Earth, Ahvaz, Iran, with an average temperature of 32.8C. The capital is photogenically located at the confluence of the Blue and White Niles. Thermometer readings consistently register 40C or higher from April to June; January, the coolest month, is still the hottest in the UK. Tourists can visit camel markets, see whirling dervishes at Hamed el-Nil Tomb, explore the enormous Souq al-Arabi, and view 3,500-year-old artifacts at the National Museum beneath gleaming glass skyscrapers. Assab, Eritrea Average annual high 34.7C When you add together the average yearly temperature of Assab during the day and at night, it becomes the hottest city on Earth. Even at 3 a.m. in July and August, you will be sleeping in 30-degree heat. Since Assab normally receives just three rainy days annually, sweat is probably going to be the only precipitation on display as well. Although Ethiopia and Eritrea are frequently at odds along their borders, you would be far better off exploring other parts of the Red Sea. The coast is the region's primary tourist attraction. Kuwait City, Kuwait Average daytime temperature 32.1C In the massive Kuwaiti capital, cars melt in the oven-like five-month summers, sandstorms swirl in, and the streets go eerily empty. Most people wisely only venture outside their houses to visit blissfully cool shopping centers. Every month from May to September, it relentlessly rises above 46C. In 2021 it rose to 50C. Similar problems are reported in other Gulf locations, probably because of the exact angle at which the sun shines. Winter days can, however, only be one-seventh as warm. Qurayyat, Oman Average daytime temperature 33.1C The world's highest daily temperature is in Qurayyat. On June 26, 2018, for instance, the temperature in this location never fell below 42.6C in a 24-hour period. Qurayyat, also known as Quriyat, is a small fishing town on the Gulf of Oman, southeast of Muscat. It has lovely beaches, a mangrove swamp, a picturesque dam that provides much-needed water, and, most remarkably, a 200-year-old crenulated fort with large wooden doors. Does anyone remember Indiana Jones and the Nights of Calefaction? Comodoro Rivadavia, Argentina Average daytime temperature 49°C This is probably the hottest country in the world, being home to Comodoro Rivadavia. During the 1905 heatwave, this port city in Patagonia recorded the highest temperature ever recorded in South America, 49°C. 2022 was scorching once more, despite the fact that that was distinctly out of the ordinary for a place prone to cold winters; even Argentina's capital, Buenos Aires, which is located 900 miles north, could withstand a 41.6C day in January. Comodoro, a center for crude oil also has a National Museum of Petroleum and is surrounded by beach resorts. Wrapping Up Traveling requires a leap of faith from everyone. The tourist spends a sizable sum of money to travel to an unknown location in the hopes of pleasant weather, harmonious relations, and happy memories of exceptional encounters. Therefore, it is obvious visitors will be cautious of the environmental conditions. However, if you travel to experience life from different perspectives, these hot locations are a great place to start. All things considered, the hot temperatures are not entirely uninhabitable, if you start from the bottom up. We hope this list helped regardless of whether you plan to visit or not. If you have thoughts to share or questions to ask about the hottest country in the world, please leave a comment below. We would love to hear from you! Read Also: From Sunrise To Sunset: A Day’s Itinerary For Exploring Benidorm Things To Do In Leeds: Dive Into The Dynamic Heart Of Yorkshire Hidden Gems: Unearthing The Best Things To Do In Nottingham