The Best Places to Visit in February in the USA in 2025! 

BY  Sibashree Aug 27, 2025

Have you decided to relocate to Cyprus for career purposes? That would be a wise decision as this island nation follows one of the EU’s most simplified tax regimes for expats. Beyond the economic aspects, you also get to enjoy year-round sunshine and its rich cultural tapestry.  Yet, the core question that you must be clear about before living this coastal life is, at the end of the day, what your real take-home pay will be? Relocation can be costly since it involves several factors, one of which is your net income. This is why it is necessary to validate your take-home pay; rent, healthcare, school fees, and day-to-day expenses can quickly accumulate if your financial estimates are off. Fortunately, Cyprus mandates a transparent and predictable taxation system, which is rather easy to navigate with the help of a Cyprus salary calculator. This guide explains how Cyprus’s 2025 tax rules work, demonstrating salary breakdown interpretation and offering a step-by-step case study example for clarity.  Decoding the Cypriot Tax System: The Core Components As per the Cypriot tax system, your net salary isn’t just your gross salary after deducting “a flat tax.” Instead, it’s the final value of a progressive income tax system, and a few compulsory, specific deductions. When you understand all these core pillars, you can proceed toward accurate financial planning. The Progressive Income Tax Brackets (2025) For the 2025 tax year, typically running on a calendar-year basis, Cyprus applies a progressive structure: Annual income tax (€)Tax rate 0-19,5000%19,501-28,00020%28,001-36,30025%36,301-60,00030%Over 60,00035% Optimizing Around the €19,500 Tax-free Threshold A unique feature of Cyprus’s progressive income tax system is the €19,500 tax-free threshold. This threshold is indeed advantageous for those moderate and higher earners, protecting a significant portion of their income from taxation by lowering their effective tax rate.  That is why it is often suggested to optimize financial planning, such as contributing to approved pensions, life insurance, or charitable donations (within the 1/5 cap), to further reduce taxable income. Structuring income and deductions strategically around this threshold is one of the simplest ways to optimize your relocation budget. Social Insurance Contributions (Sic) Everyone, including you and your employer, is liable to contribute towards the national Social Insurance Fund, which supports pensions, sickness benefits, and unemployment protection.  However, the limit of contribution varies by party: Employee contribution: 8.8% of gross salary Employer contribution: 8.8% of gross salary Annual cap: €66,612 (as per 2025 figure) Now, this annual cap highlights that even if your yearly income crosses €66,612, you aren't liable to pay Social Insurance on the portion above that limit. For high earners, this annual cap significantly lowers the effective contribution rate. The General Healthcare System (Ghs / Gesy) The healthcare sector in Cyprus is funded by the General Healthcare System (GHS), the amount of which is contributed by everyone living and working in the country through the comprehensive GeSY healthcare system. They provide all-inclusive medical coverage to residents, including GP visits, specialists, and hospital services. Employee contribution: 2.65% of gross salary Employer contribution: 2.90% Cap: €180,000 annual earnings Unlike Social Insurance, the GHS cap is high, where most employees have to pay the full 2.65% on their entire income. Employer vs. Employee Contributions If you are an employee negotiating your salary, be clear about your gross salary (the basis for your tax obligations and deductions) and the cost to the company (gross salary plus employer-side contributions). For employees, the compulsory deductions include: 8.8% Social Insurance (capped) 2.65% GHS Income tax per progressive brackets For employers, the mandatory obligations are higher and include: 8.8% Social Insurance 2.90% GHS 2.0% Social Cohesion Fund (no cap) 1.2% Redundancy Fund 0.5% Human Resource Development Fund Up to 8.0% Central Holiday Fund (unless exempt) Now, assuming that you are an employee structuring your budget, prioritize employee deductions. However, do not ignore the employer’s additional costs; understanding them would be beneficial during salary package negotiations, provided that benefits are negotiable. Case Study Example: Net Pay on a €50,000 Gross Salary This hypothetical example of €50,000 annual gross salary would help understand what the final take-home pay looks like in 2025 for an employee with no special expat exemptions or extra allowances. Step 1: Calculate Deductions Social Insurance: 8.8% of €50,000 = €4,400 GHS: 2.65% of €50,000 = €1,325 Step 2: Apply Progressive Income Tax €0-€19,500 @ 0% = €0 €19,501-€28,000 (€8,500 @ 20%) = €1,700 €28,001-€36,300 (€8,300 @ 25%) = €2,075 €36,301-€50,000 (€13,700 @ 30%) = €4,110 Total income tax = €7,885 Step 3: Net Pay €50,000 − €4,400 − €1,325 − €7,885 = €36,390 per year≈ €3,033 per month (assuming 12 equal payments). However, if your employer pays a 13th salary, a common practice in Cyprus companies, your monthly net pay will be even lower but spread across 13 payments. For that, you can use a Cyprus salary calculator to model these variations instantly. How Employer Costs Compare Using the same case study example of €50,000 gross salary, here’s what the employer’s total annual outlay would look like: Social Insurance: €4,400 GHS: €1,450 Social Cohesion Fund: €1,000 Redundancy Fund: €600 HR Development Fund: €250 Holiday Fund (if not exempt): €4,000 Total Cost: With holiday fund exemption → €57,700 Without exemption → €61,700 This difference is the reason to negotiate your salary package as much as possible. Moreover, some employers even offset holiday fund obligations by allowing extra paid leave instead. Final Words Relocating to an entirely new place with a new environment and legal systems is an adventure. But by taking control of your financial details upfront, and using the progressive tax brackets, understanding obligated deductions, and leveraging a precise Cyprus salary calculator, you can overturn uncertainty into confidence.

BY  Sibashree Nov 11, 2024

No park in the Rockies in Canada is as beautiful as the Banff National Park. This park has a year-round allure. So, no wonder the park had 4.288 million visitors in the 2023-24 fiscal year.  However, Banff National Park is breathtaking in the winter. With an average annual snowfall of 181 inches, the park also offers thrilling winter activities.  Banff National Park Visitor HighlightsBanff National Park had 4.13 million visitors in the 2022-23 fiscal year. So, 2023-24 has seen a massive increase (31%) in the footfall.The traffic congestion in the area has increased with the most traffic in the Lake Louise area. In 2023, there were 2,547 reports of human-wildlife encounters in this national park. So, you must be respectful to the wildlife in the park.  Further, Banff National Park and its surrounding areas expect 10-15 cm of snow in October 2024. The higher terrains can even receive a snowfall of up to 25 cm. So, Lake Louise, Sunshine Village, and other ski resorts in the area have started preparing for the winter ski season.  These resorts consider this snowy condition ideal for better winter tourism and activities. So, let’s find out the outdoor pursuits you can participate in at Banff National Park this winter. You Surely Don’t Want To Miss These Winter Activities At Banff National Park  Winter calls for an immersive experience in the Canadian Rockies. Banff National Park is not an exception. You can enjoy a casual stroll along the snow-covered streets. Further, you can just cherish the snowy beauty while sipping on your favorite hot chocolate drink. Of course, there are delightful activities like ice skating in the frozen lake, skiing, and snowboarding. However, before putting on your skiing shoes and gear, you must check the snow conditions in the park and at a particular resort.  Nevertheless, let’s talk about the activities without further ado!  1. Skiing And Snowboarding Banff National Park offers some world-class skiing and snowboarding facilities. In fact, the skiing season here is one of the longest in North America. The skiing season starts here from the end of November until May. It is phenomenal, indeed! Further, it does not matter whether you have not done skiing and snowboarding before. You can give it a go, thanks to the guidance and rentals available here. However, if you are not confident enough, you can just get a sightseeing tour ticket and explore the park. The three skiing resorts in Banff National Park are: Mt Norquay (10 Minutes Away from Town) Banff Sunshine (20 Minutes Away from Town) The Lake Louise Ski Resort  (40 Minutes Away from Town) You can try skiing at all the resorts or at least visit one during the cold season. You have to pay a nominal fee to ski at these resorts. However, if you need guidance or rentals, you must pay extra charges. Nevertheless, here is a snapshot of the admission fee to the park for your reference. Moreover, if you want to visit a particular ski resort, you can buy lift tickets. However, if you have plans to visit all the resorts, go for the SkiBig3 tickets for a better deal.  2. Ice Skating Ice skating rinks in Banff National Park are free, and Lake Louise is the best spot in the park. It is a Canadian dream to ice skate on the frozen lake. Also, you can take part in Pond Hockey here.  Further, you can enjoy the snow-capped beauties while enjoying your time at the Lake Louise Ice Skating Rink. The mountains around this lake are: Mount Whyte Mount Niblock Hungabee Mountain Mount Godor Fairview Mountain Mount Goodsir Moreover, you will love the ice castle at the Lake Louise ice skating rink. Don’t forget to take lovely snaps against the backdrop of this ice castle.  3. Snowshoeing/Winter Hikes Snowshoeing and winter hikes are two different activities. However, both make winter in Banff National Park very special.  So, check out the following snowshoeing hotspots in the national park. Lake Louise Marble Canyon Johnston Canyon to Upper Falls Sunshine Meadows Sulphur Mountain Trail Bow Glacier Falls Sulphur Mountain Trail is also a popular hiking route in the park in winter. Here are some hiking trails in the park in winter. Tunnel Mountain Summit - Moderate, 2.4 Km one-way Stewart Canyon - Easy, 1.5 Km, one way Sundance Canyon - Moderate, 3,7 km one way plus 2.1 km loop Spray Connector - Easy, one way 2 Km Marsh Loop, Easy, 2.8 Km loop However, winter is within the avalanche season in the park. The Avalanche Season in the park continues from November to June.  You can even reach the Avalanche Terrain after a short walk. So, follow the Avalanche Danger Signs and Avalanche Symbol while trekking in the park in winter.  4. Dog Sledding Dog Sledding is a great way to explore the park in winter. The mighty and energetic huskies will make your day. While exploring the park, you will also learn about its history and why it is so crucial for the community and locality. In addition, your musher or guide will explain the dog sledding technique to you. Moreover, dog sledding is a popular activity in Banff National Park during the SnowDays  Event in January and February. It is a celebration of Everything Winter in Banff.  5. Relax In Upper Hot Springs Hours of Operation: 10 am to 10 pm (Last entry: 9:30 pm) It will be the most relaxing experience for you to soak in the warm water of the Upper Hot Springs on Sulphur Mountain in the chilling winter. You can kinda call it a Canadian tradition. So, no wonder that it has been one of the best things to do in Banff National Park in winter since 1886.  Banff Upper Hot Springs has 100% natural mineral water. Take a dip in the outdoor pool as you behold the Cascade and Rundle Mountain peaks.  Moreover, don’t forget to visit the Bath House, which is a federal heritage building that houses some interpretive exhibits. These exhibits tell you about the history and nature of the hot springs.  Did you know that Upper Hot Springs is the highest operational hot spring in Canada? 6. Ice Climbing Banff National Park is one of the most popular destinations for ice climbing in the Canadian Rockies, along with Jasper and Kootenay National Park. November to April is the best season for ice climbing in these parks.  Easy access and reliable conditions are two factors promoting ice climbing in these parks. In Banff, the canyons and waterfalls are especially brilliant spots for ice climbing. The most visited spots for ice climbing in this park are: Johnston Canyon Professor Falls Louise Falls Weeping Wall Polar Circus Cascade Falls However, ice climbing requires avalanche training, and you must abide by safety guidelines.  7. Wildlife Spotting In May 2024, the Rocky Mountain Outlook came with disturbing news of Wildlife Paparazzi putting pressure on the Grizzlies of Banff National Park to take snaps. This is a sheer disrespect of wildlife and a form of hunting trophies in the form of photos of those animals. “With cell phone cameras, the digital photos of wildlife have become the 21st Century equivalent of hunters going out and bagging an animal that they can hang on their wall.”Brian Spreadbury, Former Human-Wildlife Conflict Supervisor, Lake Louise Nevertheless, exploring the wildlife of Banff National Park in winter is a delightful experience. It is most famous for the black and grizzly bears. Further, you will find bighorn sheep, cougars, moose, elk, and wolves here.  However, you have to be at the following sports to explore wildlife here. Icefields Parkway Bow Valley Parkway Lake Louise Moraine Lake Vermilion Lakes You will also find many small mammals like chipmunks and squirrels in Banff National Park. Moreover, with bald eagles and hundreds of bird species, this park is a birder’s paradise.  8. Snow Tubing Snow tubing is an exciting winter activity that takes place at the Mt. Norquay Ski Resort. It is open daily from 10 am to 4 pm. Further snow tubing activities happen in two different time slots. The first slot is from 10 am to 12:30 pm, and the next slot is from 1:30 pm to 4 pm.  The snow tubing park in Mt. Norquay is the largest in Alberta. Moreover, the eight sliding lanes in the park let you enjoy the activity with your friends and family.  9. Northern Lights Viewing Late September to April is the best time for northern light viewing in Banff National Park. Longer nights and clear skies during these months are the best times for stargazing and northern light watching.  Vermillion Lakes in the national park is easily accessible by car and on foot. It is the best location for watching the Northern Lights.  10. Attending Festivals and Events Along with the SnowDays Festival, many events transform Banff National Park into a festive hub. You can attend the following upcoming events in the park. Event Upcoming Date Banff Centre Mountain Film and Book Festival26th October - 3rd November, 2024Power of Presence - Wellness Retreat1st-3rd November, 2024Embrace Joy - Your New Freedom - Wellness Retreat7th-10th November, 2024Banff Wine & Yoga Festival 8th-11th November, 2024Banff Sunshine Community Ski Day6th December, 2024Mt Norquay Community Ski Day7th December, 2024Lake Louise Community Ski Day8th December, 2024SnowDays Play ZoneJanuary 2025Aerial Yoga Teacher Training16th-19th January 2025SnowDays Festival17th January-2nd February So, get geared up for winter fun at Banff National Park. You can reach the park from Calgary through a shuttle service.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

BY  Sibashree Apr 3, 2024

Imagine waking up in the heart of Rome, with the vibrant rays of the sun streaming through your window. Rome is beckoning you to step outside and discover the enchanting wonders that await.  As you leisurely wander along the historic cobblestone streets, the aroma of freshly baked bread and invigorating espresso permeates the air. It may instantly transport you to a world where ancient history seamlessly merges with modern life.  Rome possesses a magical allure that captivates all your senses and ignites your imagination at every twist and turn. However, to fully immerse yourself in this timeless tapestry, it is essential to select the ideal hotels near Rome Italy. You have to search for the best hotels near Rome not only to provide comfort but also serves as a gateway to the city’s treasures.  Successful Rome Adventure  Recent research indicates that a successful Rome adventure has an observation. According to a study, 75% of travellers consider the location of their lodging as the most vital factor. You don’t need to worry anymore Where to stay in Rome. We are dedicated to making your stay as comfortable and memorable as possible, guiding you to the best places that cater to your preferences and budget.  Let us take the hassle out of your travel planning so you can focus on soaking in the beauty and history of Rome without any concerns.  The Historic Heart Of Rome Discover the Centro Storico, the historical nucleus of Rome. There the echoes of the past resonate in every narrow alleyway and cobblestone square.  You may leisurely meander through these intimate streets. There the scent of freshly baked bread and the tolling of church bells will transport you to a timeless realm. Envision wakes up just a few steps away from the awe-inspiring Pantheon. It has ancient columns bearing witness to the enduring charm of the city.  Sarah, a passionate globetrotter, fondly recalls,  “Staying in the heart of Rome felt like stepping into a living museum. Each morning, as I opened my shutters, I was greeted by the breathtaking sight of the Trevi Fountain, its water glistening in the sunlight. It was pure enchantment.”  For those in search of a spiritually uplifting experience, the vicinity of Vatican City is an exceptional choice. The unparalleled proximity to St. Peter’s Basilica and the awe-inspiring Sistine Chapel is truly remarkable. By rising early and avoiding the crowds, you can immerse yourself in the serene beauty. View the sacred sites before the bustling commotion of the day begins.  Embark on a voyage through the historic heart of Rome or discover tranquility in the sacred enclave of Vatican City. Whichever route you opt for, brace yourself to be enchanted by the ageless charm and abundant cultural legacy. They lie in store for you in this splendid metropolis.  What Are The Top 5 Contenders For The Best Hotels Near Rome Italy?  These are some of the best recommendations for hotels near Rome Italy. Check them out, guys!  1. Hotel Indigo Rome- St. George  4.6 stars (2,216 reviews) Ranked #16 out of 1,138 hotels in Rome Located at Via Giulia 62, 00186 Rome, Italy This hotel is perfectly situated for those who want to uncover the magic of Rome. It’s a stunning 5-star boutique hotel nestled in the beautiful Via Giulia, right in the heart of the historic center. You’ll find yourself just a few steps away from iconic spots like Piazza Navona, Campo de' Fiori, Castel Sant'Angelo, and the Vatican Museums. Hotel Indigo Rome - St. George has a captivating vibe that blends charm and history seamlessly. You’ll walk through ancient Renaissance walls that embrace modern design, creating a warm yet sophisticated atmosphere. The rich history resonates through the space, especially with the large travertine stones on the facade, which were taken from the Colosseum and cleverly reflect the shapes of contemporary sofas inside. It’s a wonderful mix of the old and the new, making your stay truly unforgettable.  2. Hotel Columbia  4.5  (1,156 reviews)  #117 of 1,138 hotels in Rome  Via del Viminale 15, 00184 Rome, Italy  The Hotel Columbia is run with charm and dedication by the Diletti Family, whose goal has been to create a tranquil ambience where guests can feel at home in comfortable, elegant surroundings. All of the 45 bedrooms are quite bright. You will find the modern amenities are combined with traditional decor; some rooms have beautiful Murano crystal chandeliers. Hotel Columbia is conveniently situated in the heart of the historic centre of Rome. It is within walking distance of Roma Termini, the main railway station. From Hotel Columbia, every major monument and tourist attraction is easily reached by a short walk. 3. NH Collection Roma Palazzo Cinquecento  4.6  (2,081 reviews)  #48 of 1,138 hotels in Rome  Piazza Dei Cinquecento, 90, 00185 Rome Italy  You’ll find the NH Collection Roma Palazzo Cinquecento conveniently located right next to Termini Station, which is one of the best transport hubs in Rome. The hotel is set in a beautifully renovated historical building from 2015, giving you a taste of the past with modern comforts. When you’re hungry, you can enjoy classic Italian specialties at the hotel’s restaurant. If you need a space for meetings, there are well-equipped rooms available too. Plus, the hotel garden features remnants of the ancient Mura Serviane, or Roman Walls, adding a unique touch to your stay.  4. Starhotels Metropole  4.2  (2,767 reviews)  #242 of 1,138 hotels in Rome  Via Principe Amedeo 3, 00185 Rome, Italy  When you step into Starhotels Metropole, you'll immediately notice the airy and elegant lobby that sets a welcoming tone for your stay. Your room will likely feel spacious and well-furnished, creating a relaxing atmosphere where you can unwind after a day of exploring. You'll probably appreciate the spotless cleanliness, with fresh linens that make you feel right at home.  As for the service, you'll find the staff friendly and professional, though you might experience some occasional delays in responsiveness. The hotel's location near Termini Station is incredibly convenient for getting around the city. However, do keep in mind that some guests have mentioned concerns about the value for money, as high prices and unexpected charges can be a bit of a drawback during your visit.  5. Augusta Lucilla Palace  4.1  (2,202 reviews)  #273 of 1,138 hotels in Rome  Via Massimo d'Azeglio, 24, 00184 Rome Italy  When you stay at the Augusta Lucilla Palace Hotel, you're conveniently located near some fantastic landmarks like Piazza Navona, just 1.3 miles away, and Campo de' Fiori, only 1.4 miles from your door. While you're exploring the area, make sure to check out some local cafes. You'll find delightful spots all just a short distance from the hotel.  like Romeow Cat Bistrot  Two Sizes -Tiramisù in Rome  La Casa del Caffe Tazza d Oro  If you're in the mood for some sightseeing, you're in luck! The Colosseum is about 0.7 miles away, while Villa Borghese and Galleria Borghese are both just 1 mile from where you’re staying. All these popular attractions are within walking distance, so you can easily soak in the beauty and history of Rome.  Maximize Your Stay In Rome Wheretostayin.com not only helps you find the perfect accommodation but also provides insider tips to enhance your experience in Rome: Optimal Exploration: Uncover the most efficient routes and public transportation options to navigate Rome's charming cobblestone streets effortlessly. This way, you can dedicate more time to exploring and minimize any unnecessary delays. Bid farewell to wasted hours and embrace the freedom of stress-free travel. Dine like a Local: Escape the tourist traps and immerse yourself in Rome's authentic culinary scene. From bustling markets like Campo de Fiori, where you can savour fresh produce and artisanal delicacies, to hidden trattorias serving traditional recipes, we will guide you to the finest establishments where you can truly indulge in the essence of La Dolce Vita. Off the Beaten Path: Unearth Rome's hidden treasures, from ancient underground catacombs to serene gardens and cutting-edge art galleries. Our expert team will provide recommendations allowing you to delve into the city's lesser-known depths and uncover its secrets, one discovery at a time. What To Consider When Visiting Rome And Finding Hotels Near Rome Italy?  Rome is one of the greatest and most ancient cities in the world, and it attracts millions of visitors from different parts of the world. Are you, too, looking to have a pleasant stay in Rome? To get it, you must focus on some of the most important considerations and find the most suitable hotel near Rome. So, let’s get started with the discussion so that you have a great experience. So, without further ado, let’s start off with the discussion.  1. Pick Your Moment For The Best Attraction Your search for suitable hotels in Rome must be linked to the very point. Every man-made marvel has its own entry and exit points. For instance, you visited the great Vatican Museum and were completely perplexed by its ethereal beauty.  You may be completely awestruck by the artificial marvel and spend your important hours in it. Consequently, you may miss out on the other monuments near this one. Finally, you reach the Sistine Chappels to look out for the magnificent artwork of Michelangelo’s great paintings on the ceiling. But not your time at hand remained quite limited. Hence, you have to be calculative enough to and then plan your visit. Yes, you also have to book the hotels near Rome based on your planning, 2. Make An Aim To Stay The Last Three Days In Rome Initiate your trip to the Colosseum, one of Rome’s greatest wonders! After that, you have some other breathing monument you will find around the corner. However, as per recommendations, you do not need to start acquiring the first position in the long queues. These events usually take place every day before this monument. You could start right around the middle of the morning.  While you stroll around the different nooks and corners of the city, you can sip a well-earned expresso. Ultimately, we mean to convey to you the fact that there are quite several man-made marvels in Rome that you must not miss out on. This is the place where you get all the attention of the best of Rome. You have to keep this point in consideration when you go to hotels near Rome. 3. Do Not Accept Gifts From Strangers On The Streets. While you are roaming the country, you should not take things if a person you do not know offers you anything. However friendly they may look, you must be firm and not take anything that they offer. They may claim that they will provide data regarding the best hotels in Rome, but you must not be tempted by it. Search the internet platform, and you will get information about the best hotels near Rome; you do not need to ask a stranger.  4. Mind The Dress Code When Visiting The Churches  You take into consideration that you will be visiting many sacred institutions. The Roman churches that you visit must have a dress code that you need to follow before entering the building.  However, it denotes that you must not consider shorts and tank tops as options. However, if you book from among the best hotels near Rome, you may get this information.  Frequently Asked Questions (FAQs)  1. What Is The Nicest Area Of Rome To Stay In?  The best area to stay in Rome depends on your interests, but the Centro Storico is ideal for first-time visitors who want to be in the heart of the action and walk to major sights like the Pantheon and Piazza Navona.  2. Is It Better To Stay In Rome City Centre?  If you are looking to stay in the heart of Rome, then consider staying in the Historic Centre. 3. Are The Best Hotels In Rome Italy Expensive?  Yes, the best hotels in Rome are expensive, particularly the 5-star luxury options that can cost several hundred dollars or more per night.  Find The Best Hotels Near Rome Italy  Are you ready for an unforgettable adventure in Rome? Visit Wheretostayin.com now and embark on your journey to Find hotels near top attractions in Rome and discover the best areas to stay in the city. It’s the first step towards unlocking an extraordinary Roman experience.  Read Also: The Italian Train Group FS Will Launch A New “Night Train Like Hotel”: Rome To Dolomites Roman Revelations: Unforgettable Things To Do In Rome, The Heart Of Italy! The Ultimate Guide To Hassle-Free Sightseeing In Rome