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BY  Arnab Sep 22, 2022

A UK cancer charity has been raising awareness about what it calls the ‘scandal’ of cancer patients being quoted travel insurance premiums so high they cannot afford to go on holiday.  Hampshire-based PLANETS, which supports people with neuroendocrine, pancreatic, liver, colorectal, abdominal, and pancreatic cancer, has accused travel insurance providers of applying a ‘one-size-fits-all’ policy to cancer patients which often penalizes people even when they are in remission and have been in good health for a number of years.  As well as pointing out that many insurers simply refuse to cover anyone with a history of cancer, making their search for cover more difficult, PLANETS also highlights some of the exorbitant prices cancer patients are sometimes quoted - as if to purposefully put them off. There Are Alternatives For Cancer Patients It points to two cases it came across of patients it worked with, both of whom had neuroendocrine tumors. One was quoted for a two-week trip to Canada requiring £7,000. The other was told to enjoy a week in Spain, it would cost £1,000 for them. PLANETS co-founder Jo Green also has neuroendocrine cancer. The condition is incurable, but with treatment can be managed successfully for many years. She has been living with it for 11 years, has no symptoms, and is in good health. But she too faces obstructive practices whenever she tries to get insurance to go abroad.  The reason why PLANETS has taken up the cause of travel insurance for cancer patients is that, as Jo puts it, going on holiday is an “essential” coping mechanism for many people living with the realities of a long-term medical condition.  “You’ve already been dealt a pretty bad card if you’ve had cancer,” she says. “It is a shame insurance companies can’t be more helpful and realistic in order to allow patients to seek respite through holidays which are important to health and wellbeing.”  Her thoughts are echoed by her fellow co-founder Neil Pearce, a specialist in pancreas, liver, and neuroendocrine tumor surgery. “For many people, the respite and morale boost a holiday away with family or friends brings is invaluable to their life, yet we are in the perverse situation where very little effort [by travel insurers] is even put in to establish the condition a person is in.” Fair Prices And Bespoke Policies After cancer travel insurance reviews, most mainstream travel insurance providers simply aren’t set up to deal with the nuances of people’s health on a case-by-case basis. To them, someone with a pre-existing medical condition represents heightened risk - the risk of falling ill while they are abroad and claiming medical expenses, the risk of requiring more expensive specialist interventions.  Those risks are simply categorized by the condition. Whatever the condition, that’s the additional charge (if they even agree to offer cover for it at all). And everyone with that condition has to pay that same price.  It’s also the case that certain medical conditions attract much higher premiums than others. Cancer is right at the top of that list.  This is all commonplace in the travel insurance sector, but it’s by no means universal. There are providers who specialize in medical travel insurance, i.e. policies specifically geared for people with long-term medical conditions.  The Difference Between The Travel Insurance And Medical Insurance The big difference in how these niche providers operate is that they do take the health of the individual into consideration. This is usually done by means of a simple medical questionnaire. Prospective customers will be asked about their medical history, what condition (or conditions) they are currently living with, how it is managed, what medication they are on, their current state of health, etc.  From this information, medical travel insurance providers are the best insurance for cancer patients and are able to do two things. One, they can make a fairer evaluation of the risk an individual actually poses. So for cancer patients, if they are in remission or if their symptoms are well managed and they are in good health, they can be offered a policy at a fair price.  The insurer understands it isn’t simply cancer that poses the risk - it’s the individual circumstances of the patient. Second, knowing something about the medical background of the individual means specialist insurers can offer policies tailored to their needs.  Although all travel insurance includes cover for medical costs, this is generally only for generic emergency treatments, not interventions specific to a particular condition.  What If You’re Diagnosed With Cancer After You Purchase Travel Insurance? Imagine you and your spouse decide to take a Paris trip to commemorate your 25th wedding anniversary. To safeguard the vacation, you also buy travel insurance. Six months later, a regular mammogram finds a lump in your breast, and stage 2 breast cancer is the result of this discovery. You have to have radiation and surgery, so your eagerly anticipated cruise will have to wait. When you're dealing with a cancer diagnosis, travel insurance with trip cancellation benefits might be really helpful. Travel insurance after breast cancer cancellation benefits can pay you back for your paid, non-refundable trip expenses if your symptoms (or the side effects of treatment) are incapacitating enough to force you to cancel your trip and if your doctor recommends it. In this matter, you can reschedule your Paris trip after your wife has recovered.  Final Words As a cancer patient or anyone else with a long-term medical condition, you want the reassurance that if you do fall ill on your holidays, you will get the care and attention that you need - and that the cost of it will be covered by your insurance. Please remember that travel insurance can't pay for planned medical expenses. Plus, travel insurance will not pay for elective care, non-emergency care,  experimental treatment, and long-term care in your insurance policy.  Apart from this, if you have any more questions, you can ask by commenting below. Please share your opinions, if I missed any points to mention here.  Read Also: Does Traveling Affect Your Life Insurance? Dos And Don’ts Of Travelling With A Campervan Top 10 Scenic Snowflake Cities In The U.S. To Travel To This Winter

BY  Sibashree Mar 21, 2025

Whether you’re from the West or someone in South Asia, you’ll always think of Nepal when the word ‘trekking heaven’ comes to mind.  Nepal is the home to the best trekking destinations in the entire world. It has beautiful trekking routes winding around the sides of mountains and beautiful hills and plateaus. But what are some of the best Trekking Destinations in Nepal?  Thorugh this blog entry, we’re going to explore the five most iconic destinations in Nepal for every trekking enthusiasts to enjoy.  Yes, we are talking about the classical adventure like Everest Base Camp Trek, Annapurna Circuit Trek to less travelers routes like Langtang Valley Trek and Manaslu Circuit Trek. So, if you want an adventurous trekk, read on.  5 Trekking Destinations in Nepal You Must Try Travel enthusiasts who enjoy trekking, have Nepal in their bucket list for ultimate trekking experience. Nepal is rich with beautiful places you can go to.  It has towering peaks, tall mountains, and most importantly, the Mount Everest. If you’re looking for some high altitude challenge for trekking experience, Nepal has wonders awaiting your trekking boots. Everest Base Camp Trek Trek Duration: 12 to 14 days Difficulty Level: Moderate to Challenging Best Time: Spring (March to May) and Autumn (September to November) Let’s talk about a dream trekking destinations in Nepal every trekking enthusiast would love to take at some point. Everest Base Camp Trek  — legendary trekking trail in the eastern Himalayas gives you an adventurous tour through the heart of the Khumbu region with mesmerizing views of Mount Everest (8,848m/ 29,029ft) and different other peaks.  This thrilling journey begins from Lukla (2,800m/ 9,186ft) and take the travellers across the beautiful Sherpa villages, high suspension bridges, glaciers and high-altitude landscapes.  On your journey, you’ll admire the highlights you find on the way and find yourself standing at the foothills of the tallest peak (snow-clad) in the world. Yes, we are talking about the one and only Mount Everest. Remember 1953, when Tenzing Norgay Sherpa and Sir Edmund Hillary conquered Everest? You’ll tread just in their footsteps.  Annapurna Circuit Trek Trek Duration: 10 to 14 days Difficulty Level: Moderate Best Time: Spring (March to May) and Autumn (September to November) Done with the Everest Base Camp Trek? Then, here’s another Himalayan delight in the form of a trekking adventure. Annapurna Circuit Trek – the one trekking experience that’s here to take you through the most scenic experiences in the world.  This trek takes you around the Mount Annapurna (8,091m/ 26,545ft) and you get to visit throug the lush green forests, deep gorges, and high altitude arid landscape, beautiful settlements of Gurung, Magar, Thakali, Tamang, and Manangi groups.  This trek usually starts after you take adrive to Ngadi, and slowly ascend through the Marsyangdhi Valley. This is where you get to see a drastic change in the landscape. In Himalayas, you see linear paths. But, this one is a loop giving you a varied trekking experience in the entire country.  Langtang Valley Trek Trek Duration: 7 to 10 days  Difficulty Level: Relatively Easy to Moderate  Maximum Elevation: Tsergo Ri (4,985m/ 16,354ft) Best Time: Spring (March to May) and Autumn (September to November) Go for Lnagtang Valley Trek if what you want is a less crowded trekking experience compared to the Himalay. It’s nestled in the Langtan National Park, and this trek offers great view of the Langtang Lirung, Ganesh Himal, Naya Kangri, Dorje Lakpa and other surrounding peaks. If you are starting from Kathmandu, this trek starts shortly after a few hours of drive from the capital of Nepal. It’s unlike the major trekking routes like Annapurna Circuit Trek and Everest Base Camp Treks. Those treks require a long journey before you can start off with your journey. Yes, it’s a shorter trek. But the experience you gather with this one is beyond what anyone can imagine.  You’ll start the trek from Syabrubesi (2,380m/ 7,808ft), and you will travel across alpine meadows, beautiful valleys, adn ancient monasteries, and yak pasture peaking at Kyanjin Gompa.  Manaslu Circuit Trek Trek Duration: 8 to 12 days  Difficulty Level: Moderate Level Best Time: Spring (March to May) and Autumn (September to November) If you want to check out an offbeat or less commercialized trek, then Manaslu Circuit Trek is the best option to start with. At the same time, most travelers prefer popular names like the Annapurna Circuit Trek or the Langtang Valley Trek. However, this one takes you on a thrilling adventure around the west-central part of the country. As a traveller you’ll enjoy the opportunity to admire and experience the raw beuty and culture of the Himalayas. It offers a perfect blend of thrill and solitude with a strong cultural experience. However, if you are interested in the raw and authentic trek, this experience is relatively untouched part of the Himalayas in an excellent choice. Ghorepani Poon Hill Trek Trek Duration: 5 to 7 days Difficulty Level: Relatively Easy Best Time: Spring (March to May) and Autumn (September to November) When you want a short and beautiful journey in the Annapurna Region in Nepal, try going on a trek to Ghorepani Poon Hill Trek. This is a trek good for travelers of all ages. Whether you want to experience the fresh mountain air or get a panoramic view of the mountainscape, this is a good destination to aim for if you’re going to Nepal.  On the other hand, if you take any of the other trekking locations we have added examples to, you’ll notice that most of them require extensive physical effort. Most of those aren’t short and brief travel experiences. But if you’re up for a simple and easier trekking option, try visiting the Ghorepani Poon Hill Trek to experience the breathtaking view of the landscape.  Conclusion Whether you want a more raw experience of the Himalayas or want to enjoy a group trekking experience, select from the five names we have mentioned in this article. From the trek of the Himalayan camp to Annapurna Circuit and Manaslu Circuit Trek, there are plenty of options you can try and travel to your heart’s content.  Let us know which one of the trekking routes you have gone through or are planning to visit in your next visit to Nepal. Happy trekking! YOU MAY ALSO LIKE: Is San Juan Safe for Solo Women Travelers? View of the Mountains and Green Fields During the Kerry Way Visit Joshua Tree National Park To Hike And Explore The Best Trails

BY  Sibashree Jan 15, 2025

Staying ahead of new travel requirements is essential for business travelers to ensure seamless international mobility. Let's find outHow To Prepare For Etias? With the introduction of ETIAS travel authorization on Etiaseu, preparing for your trips to Europe has never been more important. This digital system strengthens border security and streamlines the process for legitimate travelers. Understanding how ETIAS and corporate mobility intersect is key to avoiding disruptions and maintaining efficiency in your business operations.  It's understanding application requirements or planning for multiple trips; this guideline provides the essential steps you need to take to navigate the new landscape confidently. Understanding ETIAS and corporate mobility: a new era of business travel In today's interconnected global economy, efficient cross-border movement has become a cornerstone of successful business operations. The relationship between ETIAS and corporate mobility is reshaping how companies approach international travel.  The introduction of the European Travel Information and Authorization System (ETIAS) marks a significant milestone in corporate travel management, thanks to Etiaseu. As businesses expand their international footprint, the need for streamlined travel authorization processes has never been more critical.  This new system represents a fundamental shift in how corporations manage employee mobility, offering a balance between enhanced security measures and operational efficiency. For multinational companies, implementing ETIAS signals not just a regulatory change but an opportunity to modernize their approach to international business travel.  The system's digital-first approach aligns perfectly with the current trajectory of corporate digitalization, providing organizations with tools to manage employee movement across borders more effectively than before. What is ETIAS and How It Impacts Business Operations? The corporate world is witnessing a fundamental shift in international travel protocols with the implementation of ETIAS. This sophisticated pre-screening system introduces a new layer of security while streamlining business travel to the Schengen Area.  For multinational corporations, this means adapting their mobility strategies to incorporate automated authorization processes that facilitate seamless employee movement. Key operational impacts include: ●  Reformed travel planning timelines ●  Digital integration requirements ●  Enhanced compliance tracking ●  Automated authorization management ●  Streamlined documentation processes Key ETIAS Requirements for Corporate Travelers The intersection of ETIAS and corporate mobility creates new requirements for business travelers entering the Schengen Area.  According to recent corporate mobility trends, the system introduces standardized protocols requiring precise documentation and careful planning. Understanding these requirements is crucial for maintaining efficient business operations across borders. Essential requirements include: ●  Valid business passport with minimum six-month validity; ●  Corporate travel documentation; ●  Proof of business purpose; ●  Company authorization letters; ●  Financial guarantee documentation; ●  Return travel confirmations. ETIAS application process: a step-by-step corporate guide Modern corporations must develop a systematic ETIAS and corporate mobility management approach, ensuring consistent compliance across all business units.  Successful implementation depends on creating standardized procedures that can be replicated in different departments and regions, maintaining operational efficiency. The process encompasses: Step 1: Confirm Your Eligibility Step 2: Gather Required Documents  Step 3: Access the Official ETIAS Portal Step 4: Fill in Your Personal Information Step 5: Add Travel and Health Information CategoryPossible QuestionsHealthHave you been diagnosed with any serious infectious diseases in the past 5 years?Are you currently receiving treatment for any condition that may pose a public health risk?Have you been hospitalized for a contagious disease in the last 12 months?Do you have a medical condition that requires special attention during your stay in the Schengen Area?TravelHave you visited any conflict zones or countries affected by war in the last 10 years? Have you been deported or refused entry from any country within the past 5 years?Have you overstayed a visa in any country in the past 5 years? Have you previously been denied a visa to any Schengen Area country?Criminal RecordHave you ever been convicted of a serious crime, including terrorism, human trafficking, or drug smuggling?Are you currently under investigation for any criminal offense in your home country or terrorism?Have you ever been involved in any activities related to organized crime or terrorism? Have you been convicted of a crime involving violence or sexual misconduct in the past 10 years?   Step 6: Review and Submit Your Application Step 7: Pay the ETIAS Fees Step 8: Track Your Application Status Training and preparation for corporate travel teams The evolution of ETIAS and corporate mobility demands comprehensive training programs for corporate travel managers and support staff.  Organizations develop robust systems that ensure consistent compliance while maintaining operational efficiency in this new era of business travel. Implementation strategies should focus on: ●  Digital literacy enhancement; ●  Compliance protocol training; ●  Documentation management systems; ●  Emergency response procedures; ●  Regular policy updates; ●  Performance monitoring metrics. What To Do After ETIAS Approval? Once your approval of ETIAS comes through, the validity stays on for three years until your passport expires, or whichever happens before. With each ETIAS, you can use it for multiple trips, as long as the trips don’t exceed over 90 days and also within a 180 day period. Steps After ETIAS ApprovalActionCheck ETIAS validity ETIAS is valid for 3 years, or until your passport expires, whichever comes first. Ensure passport is linked to ETIAS Verify that your ETIAS is linked to the passport used during the application. Update ETIAS if personal information changesInform authorities of name changes or passport renewals to update ETIAS. Carry the correct passport during travelAlways travel with the same passport you used to apply for ETIAS. Be aware of the 90/180-day rule during staysEnsure you don’t exceed 90 days in a 180-day period during your visits. Renew ETIAS when necessaryApply for a new ETIAS when the current one expires, or your passport is renewed.  Wrapping Up! This new era of corporate mobility requires a balanced approach between regulatory compliance and operational efficiency. Embracing ETIAS as an opportunity for modernization, businesses can transform their travel management systems while ensuring seamless international operations. 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