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BY  Sibashree Aug 9, 2024

Wrangell-St. Elias, a UNESCO World Heritage Site, is an icy wonderland. It is a place where active volcanoes and the largest glaciers, like Malaspina, coexist, making it “A Song of Ice and Fire.”  It also has some of the greatest mountain ranges in the world and mighty rivers. Further, unique geological features and weather conditions have made the national park a land of biodiversity and wilderness with a lot of mammals, birds, fish, and plants.  Let me take you on a tour of the Wrangell-St. Elias glaciers and everything the national park has to offer.   What Are The Notable Glaciers In Wrangell-St. Elias?  Nabesna Glacier, Malaspina Glacier, and Hubbard Glacier are the most notable ones in Wrangell-St. Elias National Park.   Along with these glaciers, you can also see glacier features like glacier caves, Jökulhlaups, and ice falls. Let’s briefly discuss the major glaciers and glacier features.   Malaspina Glacier Did you know that Malaspina Glacier is the “largest Piedmont glacier in the world?” Designated as a National Natural Landscape in 1968, it spans across 1,075,409 acres.   Further, its glacial mechanisms and fluctuations have made it a favorite of explorers. The glacier is also a favorite of space travelers as it looks vibrant from space.   In an article published by NASA Earth Observatory on 27th October 2023, we can find,  “The dark blueish-purple lines on the ice are moraines—areas where soil, rock, and other debris have been scraped up by the glacier and deposited along its edges. The zigzag pattern of the debris is caused by changes in the ice’s velocity. Glaciers in this area of Alaska periodically “surge” or lurch forward for one to several years. As a result of this irregular flow, the moraines can fold, compress, and shear to form the characteristic textures seen on Malaspina.”  Hubbard Glacier  Hubbard, “the sleeping giant,” is the largest when it comes to the tidewater glaciers in North America (75 miles long). The glacier gets its name from Gardiner Hubbard, National Geographic Society’s first president.   Also called the “Galloping Glacier,” it comes with tranquil blue ice. You can explore Hubbard Glacier through a cruise trip.   Visiting the Hubbard Glacier becomes more exciting as you meet the sea otters, whales, sea lions, and bears along the route.   Nabesna Glacier  With a length of 53 miles, Nabesna Glacier is the “longest interior valley glacier” in the world. However, there are concerns regarding the loss of ice mass in the glacier. A 2007 report says,  “Nabesna, the largest glacier in this region (˜1056 km2), lost mass four times faster during 2000–07 than during 1957–2000. Although accelerated, the mass change over this region is slower than in other glacierized regions of Alaska, particularly those with tidewater glaciers.”  Glacier Features In Wrangell-St. Elias  You will come across many fascinating glacier caves in Wrangell-St. Elias, especially near the Kennecott Mines National Historic Landmark.   Further, ice falls, or the fountains of the glacier, move very fast, and it’s fascinating to see how they form seracs or blocks.   Also, there are Jökulhlaups, or flooded glacier outbursts, adding to the various glacier features of the national park.    Amazing Glaciers of Wrangell-St. Elias National Park Facts  Mount  St. Elias, the largest peak of the national park, is the second-highest in the world.  Mount Wrangell, the only active volcano here, is one of the largest active volcanoes in North America.  It has Nabesna Glacier, Malaspina Glacier, and Hubbard Glacier, three of the largest in the world.   It is a part of the “world's largest international protected wilderness.”  Mid-May to mid-September is the best time to visit this park.   Wrangell-St. Elias: A UNESCO World Heritage Site  Home to countless glaciers and many high mountains, Wrangell-St. Elias National Park enjoys the status of a UNESCO World Heritage Site, with Kluane, Glacier Bay, and Tatshenshini-Alsek.   Also, Wrangell-St. Elias National Park is a part of the “largest non-polar icefield in the world.” You will find Dall's sheep, grizzly bears, caribou, and many other animals roaming in this part of the world.   Further, certain geographical and biological factors and “protection and management requirements” make this national park a place of outstanding universal value. Let’s discuss them in detail.   Rich In Biodiversity  The scenic beauty and geological diversity in the park are outstanding. It has sea mammals and other aquatic animals. Further, you can see many land mammals, birds, and different types of trees in this park.   The table below mentions some of the most popular birds, trees, and animals you can see here.   Land Mammals Brown Bears Polar Bears Black Bears Mountain Goats Dall Sheep Bison Coyotes Wolverine Porcupine Sea Mammals and Other Marine Creatures Whales Sea Lions Porpoises Harbor Seals Sea Otters Plants (936 Vascular Plant Species) Sedge Family Grass Family Sunflower Family Trees Willows Various Introduced Species Birds Bald Eagles Canada Geese Trumpeter Swans Wilson's Warblers American Robins  Home to boreal forest, Wrangell-St. Elias has one of the largest ecosystems in the world. Diverse geological features and unique weather conditions support this sprawling ecosystem or biodiversity.   Comes With Topographical Diversity   This national park is one of the most diverse in its topographical features. It has glaciers, rivers, river canyons, volcanoes, snow-capped mountains and whatnot!   Geomorphological features like hanging valleys, moraines, craters, and calderas also make this national park unique.   A Hub Of Active Tectonic, Volcanic, Glacial, And Fluvial Natural Processes   Like the entire Alaska, Wrangell-St. Elias is also in an area where tectonic, volcanic, glacial, and fluvial natural processes are common.   So, it has active and inactive volcanoes, the largest glaciers, and some prominent fluvial landforms. It has the mighty Copper River, Rivers of Life, and braided rivers formed of glacier water.   Final Words   Wrangell-St. Elias National Park has the highest glacier coverage among all national parks in America. It also has the active Mount Wrangell volcano, rivers, and wetlands, making it a place of geological interest.   Exploring the glacier caves and the ice falls here is a one-of-a-kind experience, and it’s wonderful to see how the richest biodiversity with mammals, birds, aquatic animals, and trees thrives here.   So, come and experience the brilliance of nature as you explore the largest glaciers of the world’s largest glaciers, such as Malaspina and Hubbard.   Or have you already been to this land of volcanoes and glaciers? Don’t forget to share your experience of the glaciers of Wrangell-St. Elias National Park tours.    Wrangell-St. Elias National Park FAQs   How Many Glaciers Are In Wrangell-St. Elias National Park?  Like the entire Alaska, Wrangell-St. Elias is filled with glaciers. According to the latest count of the National Park Service (NPS), the Wrangell-St. Elias National Park has 3,121 glaciers. Further, these glaciers cover a whopping “6,757 square miles of land.”  So, Wrangell-St. Elias has glaciers that cover 60% of all the glacier coverage in American National Parks. Glacier Bay in Alaska is the distant second to Wrangell-St. Elias. The glacier coverage at Glacier Bay is just 1/5th of Wrangell-St. Elias.  In addition, Malaspina, Hubbard, and the Bering glaciers, located along the park’s southern margin, are three of the largest glaciers in the world.   Having said that, glacier coverage in Alaska is shrinking, and  Wrangell-St. Elias is not an exception. From 1985 to 2020, it has already experienced a 5% reduction in its glacier coverage.   How many People Visit Wrangell-St. Elias National Park Each Year?  The National Park Service has a record of visitors to Wrangell-St. Elias National Park since 1982. Since then, this park has been enjoying thousands of footfalls every year.  2023 was one of the topmost years in terms of number of people visiting  Wrangell-St. Elias. It had 78,305 visitors in 2023.  In 2020 (the Covid-19 era), the park had 16,655 visitors. From 2021, the number of visitors has increased consistently. (Source)  What Is Unique About Wrangell-St. Elias National Park?  With the largest glaciers and volcanoes in the world, Wrangell-St. Elias is unique because of its geographical features. It is also one of the most prominent hubs of biodiversity. Thanks to its extensive glacier and volcanic coverage and rich wildlife, it has earned the status of a UNESCO World Heritage Site.  Among glaciers, Hubbard (one of the largest in the world and the largest tidewater glacier in North America) and Malaspina Glacier demand a special mention.   The Mount Wrangell volcano in this park is still active, and some other volcanoes here are Mount Drum, Capital Mountain, Skookum Creek Volcano, etc.  Further, it has an endangered sea mammal, Steller Sea Lion, and other marine animals. Bears, mountain goats, and sheep are common land mammals roaming here.   Also, you will find birds like the American robins, Wilson's warblers, and dark-eyed junco in this national park.   What Is The Highest Peak In Wrangell-St. Elias?  Mount St. Elias is the highest peak in Wrangell-St. Elias. With a height of 18,008 feet, it is also the second-highest peak in North America.   Having said that, Wrangell-St. Elias National Park celebrates the presence of four major mountain ranges in the world. It has the eastern part of the Alaskan Range, St. Elias, Chugach, and Wrangell.   Why Is Wrangell-St. Elias Protected?  Wrangell-St. Elias is protected to “preserve and protect ecological integrity and heritage resources of a vast ecosystem in south-central Alaska, while providing for public use in a wilderness setting.”  So, it is protected to preserve the local geology and diversity of the landscape with glaciers, volcanoes, and wetlands. It is also a measure to preserve wildlife and its inhabitants. Also read Ultimate Guide to Your Next Family Vacation in Israel. Paris Transforming Historical Sites Into Olympic Venues. Whales And Sea Lions! Exploring Wildlife At Kenai Fjords National Park.

BY  Sibashree Sep 5, 2024

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives.  As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points!  However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option.  Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available.  The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you.  THIS IS Why You Will Choose FintechZoom Best Travel Credit Card Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options.  FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats.  In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options.  THIS Is The FintechZoom Best Travel Credit Card  Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements.  1. Chase Sapphire Preferred® Card As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent.  Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion.  What You Get From The Chase Sapphire Preferred® Card The table below explains the benefits of the Chase Sapphire Preferred® Card.  Welcome Bonus60000Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)Travel Purchase through the Card5x Reward PointsDining3x Reward PointsAll Other Travel Purchases2x Reward PointsAnnual Hotel CreditsUp to $50Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)Yearly Bonus10%Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)Purchase Protection Benefits $500 for Each Item and $50000 for Every AccountForeign Transaction FeesWaived OffReferral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral)  However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high.  * Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit.  2. The Platinum Card® from American Express Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits.  Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently. “No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet. However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” - Forbes This Is What You Get From Platinum Card® from American Express Learn the American Express Platinum Card® benefits from the table below.  Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)Foreign Purchase Transaction Fees NoneFlight And Prepaid Hotels Booked through the Card5x Reward PointsOther Purchases 1x Reward PointsAirline Free Credit Up to $200CLEAR® Plus Membership$199Global Entry or TSA PreCheck® Application Fee CreditUp to $85Hotel Benefits Up to $200Digital Entertainment CreditMaximum $240Equinox Credit $300Cellphone ProtectionUp to $800 for Each Eligible Card Account Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention.  I am so proud to have chosen this card!  3. Capital One Venture Rewards Credit Card The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card. Unlimited 2x reward points on every purchase 75000 sign-up bonus on a $4000 purchase in the first three months 1,300+ airport lounges access So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms.  4. Citi Premier® Card The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage.  You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits.  Things No One Told You About Choosing FintechZoom Best Travel Credit Card FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips.  Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes.  Consider Your Travel Habits You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right?  Know the Sign-Up Bonus When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance.  Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget.  Look at the Annual Fee Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits?  These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay.  Know About The Foreign Transaction Fees Benefits Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently.  Flexible Redemption Options Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners.  Of course, the option of redeeming your points as cashback or gift cards is always available.  FAQs About FintechZoom Best Travel Credit Card 1. What makes FintechZoom’s travel credit card recommendations reliable? FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us.  Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements.  2. Can I have more than one travel credit card? Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses.  If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now.  So, use your cards strategically to optimize your travel benefits and earn more points.  3. How can I maximize my travel rewards with the FintechZoom best travel credit card? You can follow simple tricks to optimize your travel credit card benefits.  Know and use the sign-up bonuses. Pay your credit card bill in full and final at the end of every month. Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits.  4. Are there any downsides to using the FintechZoom best travel credit card? Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full. Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

BY  Shahnawaz Mar 1, 2024

In today's world, where wanderlust meets savvy investment strategies, there's a growing trend among travelers and investors alike: vacation properties. This unique approach not only satisfies the urge to explore new destinations but also presents a prudent financial investment through the acquisition of real estate. Here's how blending the love for travel with the intricacies of mortgages can create a rewarding venture. Why Consider Vacation Properties? Vacation properties serve dual purposes; they are a getaway retreat for you and your family and a potential source of income through rental. In picturesque locales, from the sandy beaches of Bali to the quaint villages of Tuscany, these properties beckon with the promise of adventure and the allure of financial returns. Investing in a vacation property has a lot of benefits. The first thing is, as mentioned above, it is an amazing source of passive income. When you rent out the property, you get back substantial returns, especially during the peak seasons. Moreover, vacation rentals have higher rental rates as compared to long-term rentals, which gives you more revenue. Along with the financial benefits, when you own a vacation rental property, you get to spend a lot of time enjoying your personal vacations as well. You can spend a lot of time on your own property when the place is vacant. You get to enjoy all the amenities you have set for others.it is a perfect relationship between investment and vacation home. Understanding the Mortgage Process for Vacation Homes Investing in a vacation property often involves navigating the mortgage landscape, which can be daunting for both seasoned investors and first-time buyers. The process entails several unique considerations: Interest Rates and Terms: Mortgage loans for vacation homes may come with different interest rates and terms compared to primary residences. Lenders often view these properties as higher risk, which can influence the loan conditions. Down Payment Requirements: Typically, vacation homes require a larger down payment, sometimes as much as 20-30% of the purchase price, reflecting their status as luxury or non-essential purchases. Rental Income Consideration: If you plan to rent out your vacation home, lenders might take potential rental income into account, which can aid in qualifying for a mortgage. However, this requires thorough documentation and, sometimes, previous landlord experience. The Joy of Travel and the Wisdom of Investment Owning a vacation property allows you to immerse yourself in your favorite destinations. Whether it's a ski lodge in the Rockies or a beachfront villa in the Caribbean, these homes offer a personal escape with the warmth and comfort of your own space. Beyond personal enjoyment, these properties can be rented out to vacationers, providing a steady income stream that can offset mortgage payments and maintenance costs. Navigating Challenges and Rewards The journey of buying and owning a vacation property is not without its challenges. From managing the property remotely to understanding local real estate laws, it requires diligence and research. Yet, the rewards can be substantial. Not only do you enjoy personal retreats in beloved locales, but you also stand to gain from property appreciation and rental income. A Call to Adventure and Investment As we navigate our world, the concept of investing in vacation properties presents a compelling blend of adventure and financial prudence. It embodies a spirit of exploration, not just in the sense of travel but in the realm of financial growth and stability. For those bitten by the travel bug and those seeking to expand their investment portfolio, vacation homes offer a horizon worth exploring. Factors you should consider while choosing the location of the property Picking the correct location for your vacation rental property is essential. Here are some of the crucial factors that you should consider: Factors you should consider while choosing the location of the property Picking the correct location for your vacation rental property is important. Here are some of the important factors that you should consider: Local attractions and tourism demand How successful your vacation rental property is going to be depends on the demand of the place. Before you invest, check for the popularity of the place among travelers. Identify the local attractions that are drawing the visitors to itself. Consider the things that are making the place popular. Whether it is their cultural heritage, its natural beauty, or how close the place is to the popular destinations. Properties that are close to tourist spots or close to vacation destinations have a tendency to attract more renters. You can choose coastal destinations, urban hotspots, ski resorts, historical and cultural sites, and some emerging destinations. Along with the well-established vacation sports, the emerging destinations are a good investment.  Look for places that are rapidly developing; they have high potential for getting you a high rental return. Rental and seasonality demand Having a good understanding of the tourist season in the place is important. Research about the holidays, special events, and the peak tourist seasons that will take the rental demand to the next level. If the location is such, which has a year-round demand, it is going to get you a consistent source of income. But if the property is in a seasonal location, then you might get fluctuations in the rental bookings. Regulatory environment Before you get a vacation rental property, it is important to know the regulatory environment of the location. Some countries and cities have specific rules and regulations regarding short-term rentals. Get yourself familiar with the restrictions and local laws to make sure you abide by all the regulations. Try not to ignore the legal aspects, as that could land you with a penalty or even cause your rental business to close. Amenities and infrastructure Think about the accessibility and proximity of the essential infrastructure as well as the amenities. Choose an area that has good transportation links, restaurants, shopping centers, and entertainment options. Guests always prefer properties that are convenient and have easy access to the services and local attractions.  Final Thoughts Before embarking on this journey, it's crucial to conduct thorough research, consult with real estate and financial professionals, and consider all aspects of the investment, including the potential need for a mortgage. With the right preparation and mindset, owning a vacation property can be an enriching experience that combines the joys of travel with the benefits of real estate investment. ADDITIONAL READING: A Guide To Planning Your First Family Ski Trip The Ultimate Business Traveler’s Guide To Bangkok From Britain To Australia: A Guide For Brits Making The Move Down Under