THESE Romantic Destinations Makes Best Cruises for Couples!

BY  Sibashree Sep 5, 2024

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives.  As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points!  However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option.  Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available.  The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you.  THIS IS Why You Will Choose FintechZoom Best Travel Credit Card Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options.  FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats.  In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options.  THIS Is The FintechZoom Best Travel Credit Card  Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements.  1. Chase Sapphire Preferred® Card As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent.  Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion.  What You Get From The Chase Sapphire Preferred® Card The table below explains the benefits of the Chase Sapphire Preferred® Card.  Welcome Bonus60000Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)Travel Purchase through the Card5x Reward PointsDining3x Reward PointsAll Other Travel Purchases2x Reward PointsAnnual Hotel CreditsUp to $50Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)Yearly Bonus10%Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)Purchase Protection Benefits $500 for Each Item and $50000 for Every AccountForeign Transaction FeesWaived OffReferral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral)  However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high.  * Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit.  2. The Platinum Card® from American Express Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits.  Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently. “No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet. However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” - Forbes This Is What You Get From Platinum Card® from American Express Learn the American Express Platinum Card® benefits from the table below.  Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)Foreign Purchase Transaction Fees NoneFlight And Prepaid Hotels Booked through the Card5x Reward PointsOther Purchases 1x Reward PointsAirline Free Credit Up to $200CLEAR® Plus Membership$199Global Entry or TSA PreCheck® Application Fee CreditUp to $85Hotel Benefits Up to $200Digital Entertainment CreditMaximum $240Equinox Credit $300Cellphone ProtectionUp to $800 for Each Eligible Card Account Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention.  I am so proud to have chosen this card!  3. Capital One Venture Rewards Credit Card The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card. Unlimited 2x reward points on every purchase 75000 sign-up bonus on a $4000 purchase in the first three months 1,300+ airport lounges access So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms.  4. Citi Premier® Card The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage.  You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits.  Things No One Told You About Choosing FintechZoom Best Travel Credit Card FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips.  Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes.  Consider Your Travel Habits You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right?  Know the Sign-Up Bonus When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance.  Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget.  Look at the Annual Fee Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits?  These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay.  Know About The Foreign Transaction Fees Benefits Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently.  Flexible Redemption Options Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners.  Of course, the option of redeeming your points as cashback or gift cards is always available.  FAQs About FintechZoom Best Travel Credit Card 1. What makes FintechZoom’s travel credit card recommendations reliable? FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us.  Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements.  2. Can I have more than one travel credit card? Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses.  If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now.  So, use your cards strategically to optimize your travel benefits and earn more points.  3. How can I maximize my travel rewards with the FintechZoom best travel credit card? You can follow simple tricks to optimize your travel credit card benefits.  Know and use the sign-up bonuses. Pay your credit card bill in full and final at the end of every month. Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits.  4. Are there any downsides to using the FintechZoom best travel credit card? Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full. Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

BY  Sibashree Jan 28, 2026

Malacca gave me pieces of history, an insane fusion of cultures and cuisine that I can still remember now, and plenty of tourist attractions with meaning behind them.  There are many similarities between Georgetown, Penang, and Malacca – I hear that line all the time – but Malacca has a quieter atmosphere that you can feel when you walk through the streets. For starters, Georgetown and Malacca are both UNESCO World Heritage sites. You have no excuse not to visit either of these cities.  Malacca is located right between Singapore and KL, and it’s also a convenient spot to visit if you’re going to be in the area. Alright, no excuses. Need to visit Malacca in a day? Yes, you can definitely visit it on a day trip if you’re coming from Kuala Lumpur. I’ve also compiled a list of things to do in Malacca! How To Reach Malacca? Malacca can be found on the southeastern coast of Malaysia. The city lies nearly midway between Kuala Lumpur and Singapore, though it is slightly nearer to KL.  Buses to Malacca operate from Kuala Lumpur and Singapore, in addition to routes from Penang. You can also catch buses directly from KL Airport if you prefer not to spend time traveling there.  As I stated, taking a day trip from KL to Malacca is quite simple. How To Get Around Malacca? Although walking was my favored way to navigate Malacca, there are other alternatives available.  You can effortlessly arrange light-up rickshaws, taxis, and Grab ride shares to navigate the city.  If you’re coming to Malacca by bus, check if your hotel offers a free shuttle, as mine does.  If not, since Malaka Sentral is 3km away from Jonker Street, you'll have to use a taxi or take the local bus. Where To Stay In Malacca? Determining accommodation in Malacca should be straightforward if you concentrate on Chinatown.  There is no shortage of budget accommodations in Malacca, and I happily recommend Hotel Hong.  Simple and affordable, the employees were pleasant, and it was located in a fascinating neighborhood near the community mosque.  It contributed to making my time in Malacca a pleasant experience. What Are The Unique Things To Do In Malacca? Malacca's diverse cultures have influenced its captivating history, food, and architecture.  There are numerous activities in Malacca that allow you to discover these aspects of the city even more. View these eight as your foundation. 1. Exploring The Dutch Square Dutch Square is likely the ideal location to begin a visit to Malacca as it lies at the heart of the city's historic center.  Situated by the city's riverbank, this square is visually striking and carries historical importance.  At the center of Dutch Square lies a lively garden and fountain that are pleasant, but the stunning Dutch colonial buildings surrounding this square are the true highlight.  Painted uniformly in an earthy red hue, it's improbable you ever envisioned Malaysia resembling this.  However, Malaysia has many reminders of its colonial history, just like Malacca. This assortment of reminders truly possesses an impressive appearance. The primary attractions of Dutch Square include the Stadthuys, Christ Church Melaka, and the Malacca Clock Tower.  All were constructed in the 17th century by Dutch settlers, thus the square's name.  The Stadthuys, previously the home of the Governor, now contains an ethnographic museum. 2. Climbing To St. Paul’s Church As you ascend the side of the Stadthuys, you ought to notice a tiny staircase leading up the hill a little.  As you progress along this path, you’ll make your way to the summit of the hill and the atmospheric remains of St Paul’s Church.  The remnants of this roofless church hold a prominent position atop St Paul’s Hill, offering views across much of Malacca.  It's not a very challenging hike, and the church serves as a natural pause along the Malacca sights trail. Originally constructed by the Portuguese in the 1500s, it was harmed, restored, and renamed by the Dutch when they seized Malacca in the 1600s.  For more than a hundred years, the church has remained in decay, its stained walls serving as a testament to Malacca's intricate history. Additional reminders can be discovered by taking the northern route down from St Paul’s Hill, where you will come across several tombstones and the Dutch Graveyard. 3. Exploring A Famosa Before the Dutch came, Malacca was a fortified settlement of the Portuguese known as A Famosa. Numerous walls and fortifications from A Famosa were destroyed during the Dutch conquest, but Portuguese traces remain in several sites. Among the defenses, only the Porta de Santiago gate is still preserved. Capturing a picture here is undoubtedly one of the most popular pastimes in Malacca. 4. Taking A Tour Of The Melaka Sultanate Palace Museum Let’s not forget that before European settlers showed up, people were already living here.  The Malacca Sultanate ruled this area for over a century before the Portuguese ever set foot on these shores. When the Portuguese landed in the early 1500s, they didn’t waste any time. They tore down the sultan’s palace and put up St Paul’s Church right where it stood. Now, if you walk around Malacca, you’ll come across what looks like a real Sultanate Palace. Here’s the thing: it’s not the original.  The Melaka Sultanate Palace you see today is a detailed reconstruction from the 1980s. The reconstruction work took the old records as a guide.  Inside, there’s a museum that really dives into the culture and history of the city. Stroll through the gardens or check out the museum’s exhibits—you’ll see plenty about local traditions, clothing, legends, and more.  Honestly, it’s one of the most interesting spots to visit if you want to get a real feel for Malacca’s past. 5. Seeing The Melaka Riverfront Although there are more famous attractions in Malacca, the river undeniably stands as the city's primary landmark.  Winding through the larger city before dividing the Old Town from the colonial areas, the Melaka River is difficult to overlook.  When Malacca was a prominent port city, the river played a role in its prosperity. Nowadays, it fulfills its role by providing guests with river cruises and beautiful views. 6. Eating At Jonker Street Undoubtedly, no street in Malacca is more renowned than Jonker Street.  While it often appears to be just a primary road in the Old Town, the atmosphere shifts significantly on Friday and Saturday nights.  You see, that’s when the renowned Jonker Street night market takes place, and the street transforms into a crowd of people and food vendors.  Naturally, with my luck, I ended up overlooking this important attraction entirely by visiting at the wrong point in the week.  The Jonker Street night market is an excellent spot to sample traditional local Nyonya dishes along with innovative new foods.  To get a sense of what’s available, try the food here.  7. Wandering Through Old Chinatown However, the Old Town of Malacca offers much more than merely Jonker Street. Venture in any direction from this point and you'll quickly discover tighter streets, where each home exudes unique charm.  Half Chinatown and half Old Town, this district reveals another aspect of Malacca’s cultural blend.  Most impressively, distanced from the hustle of other areas in Malacca, strolling through this more tranquil section of the city allows you to absorb all the intricacies.  Although many of these historic residences feature weathered exteriors, several are completely deserted.  But isn’t that character, though? In any case, the softer atmosphere here is evident, with individuals simply going about their daily routines and extending a cheerful wave.  Malaysia can be chaotic and noisy at times, making my walks here distinctly memorable.  8. Visiting The Cheng Hoon Teng Temple Walk around the streets of Malacca’s Chinatown, and you’ll spot plenty of temples—no surprise there.  But it’s not just Chinese temples lining the streets. You’ll also find mosques and Hindu temples mixed in, which gives the area this cool, unexpected blend. In Malacca, Cheng Hoon Teng Temple stands out above the rest.  It sits right across from another temple, Xiang Lin Si, but Cheng Hoon Teng is the one with the real history behind it. They built it back in the mid-1600s, which actually makes it the oldest Chinese temple in Malaysia. When you look at all the intricate details, the carvings, and the roof ornaments, it’s wild to think how well everything’s held up after all these years. Cheng Hoon Teng does not belong to just one religion.  Inside, you’ll find people practicing Taoism, Confucianism, and Buddhism, all under one roof. That kind of mix is rare, and it gives the temple a unique energy you don’t see everywhere. Other Places You Can Add To Your Itinerary In Malacca Although I’ve mentioned the most remarkable and significant activities to engage in Malacca, they aren't the sole options.  Malacca hosts numerous other cultural sites, featuring a variety of museums. However, it also features a playful aspect, ranging from its Upside Down House to the Taming Sari Tower to the Oceanarium.  Generally, you will primarily remain in locations close to Chinatown or Dutch Square. Read Also: Luang Prabang Temple Guide: What Are The Top Buddhist Temples To Visit In Laos? 5 Top Bangkok Attractions to Add to Your Itinerary 5 Best Temples To Visit In Bangkok

BY  Ankita Mar 20, 2024

Nomad living is never easy- without a stable place to live, one has to face a lot of difficulties. But it’s all worthwhile when one gets acquainted with different cultures and traditions. However, an important consideration for simplifying the nomad life is to find a perfect escape. One such destination is Chiang Mai, which has helped various digital nomads escape reality.  Located in the heart of northern Thailand's mountains, Chiang Mai is where digital nomads from around the world can find refuge. With its charm emanating from its wonderful scenery and culture, as well as cutting-edge amenities, a digital worker can break away from the constraints of office premises. Here are the top reasons Chiang Mai is the perfect place for digital nomads. Introduction To Chiang Mai In Thailand, Chiang Mai is the true epitome of a global tourist hub. What makes this destination so unique is its cost-efficient living, multiple co-working spaces, and, of course, the lightning-fast Internet. Yes, you can access high-quality Internet even while relaxing in nature’s lap. Other than that, one finds solace in various cultural attractions and traditionally rich restaurants.  You can literally visit the place anytime as it is just one drive away from Wat Phra That Doi Suthep, a major city. Chiang Mai is perched on snow-capped mountains where a mesmerizing temple lies. One can easily access it through the popular Red Songthaew or Rod Daeng.  In fact, most people visit Chiang Mai as their weekend escape, which brims with cultural charm. Let’s check out why this place is the biggest hub for nomads and why people prefer it over other options.   Reasons To Visit Chiang Mai: The Biggest Hub for Digital Nomads Now that you know the cultural glory of the place, let’s talk about how it benefits the digital nomads. People who work remotely want an escape from their mundane life. However, remote work calls for some crucial necessities like good connectivity or a soothing atmosphere. Guess what? Chiang Mai does offer them and much more:  1. Fast and Reliable Internet These days, good internet access is like a remote job life support system. In Chiang Mai, you can have an Internet connection speed of up to 29 Mbps, which can help you with your file uploading and also in virtual meetings. Also, it can help you with your favorite shows watching. A local SIM card is also available with unlimited data for a few dollars a month. 2. Large and Diverse Nomad Community In Chiang Mai, you will interact with digital nomads coming from every part of the world who are the masters of SEO tricks. Hence, you can hire an SEO agency in Chiang Mai for your online business to help grow your online presence as you immerse yourself in ancient temples or hike to the hidden waterfalls. 3. Low Cost of Living Transportation, residence, food, and healthcare costs are significantly lower in Chiang Mai. For $500 worth of monthly rental, you can have a unique and trendy apartment with a pool. What is more, street food vendors offer a great assortment of drool-worthy foods starting just from a couple of coins. Therefore, irrespective of your circumstances, as a low-budget freelancer or startup founder, you can have a good living in Chiang Mai without overstraining your budget. 4. Rich Culture and Nature The city of Chiang Mai gives you the chance to embrace the wonderful lifestyle. Investigate temples as old as centuries, such as Wat Phra Singh, or enroll in a traditional Thai cooking class. When a peaceful break from work is all you need, take a hike in the nearby mountains. You can also visit hill tribes and admire the waterfalls. Life here is bliss, being a unique combination of the buzz of the city and the restorative force of nature. 5. Availability of Cafes and Coworking Spaces Whether you’re a fan of hipster joints or peaceful gardens, you’ll find the ideal place to work in Chiang Mai. It is easy to find yourself in a co-working space with good office chairs, unlimited coffee, and a community of other digital nomads. And honestly, who doesn’t like to work in a co-working space surrounded by alluring mountains and scenic beauty? Chiang Mau is a perfect destination for digital nomads who want a peaceful working area.  The Nomadic Escape: Land Of Mesmerizing Beauty We have talked a lot about how Chiang Mai is a perfect destination for digital nomads. But this is where we are talking about how beautiful this place is geographically. Visitors coming here can immerse themselves in the Lanna architecture and experience the breathtaking views of the mountains.  If a digital nomad wants to gear up for their very first tour, they should definitely visit Phra That Doi Suthep. Visit the mountaintop and catch the day’s first light. One might also take a pause to meditate and breathe some fresh air. Switch things up by moving a down-to-earth life at Mae Kampong Village.  If you are in Lamphun, do not miss going to the ancient Hariphunchai temple. It carries a rich history of 900 years and is a spiritual hub for the Lamphun people. There are annual festivals held every year from October to November. These vibrant months make the temple look lively and full of colors.  Conclusion Chiang Mai is a star among digital nomad hotspots due to its broad spectrum of luxurious, up-to-date facilities, low cost of living, high comfort level, beautiful nature, and fascinating culture. It is an environment where job and relaxation are combined in an unconventional way, which may only be found in this metropolis.  Regardless of whether you are an experienced digital nomad or just a beginner, Chiang Mai welcomes you warmly, assuring you that your journey will be as productive as it is mystic. So, are you excited to visit this picture-perfect nomad escape? If yes, comment below and share your thoughts on this. Thank you for reading till the end.  Read Also: Top 10 Airports In The USA: Navigating Excellence In Air Travel November Trips In 2023: From London To The World Zanzibar Or Oman: Which Do The Hungarian Tourists Like?