Unmissable Urban Delights: Things To Do In Glasgow

BY  Sibashree Sep 5, 2024

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives.  As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points!  However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option.  Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available.  The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you.  THIS IS Why You Will Choose FintechZoom Best Travel Credit Card Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options.  FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats.  In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options.  THIS Is The FintechZoom Best Travel Credit Card  Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements.  1. Chase Sapphire Preferred® Card As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent.  Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion.  What You Get From The Chase Sapphire Preferred® Card The table below explains the benefits of the Chase Sapphire Preferred® Card.  Welcome Bonus60000Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)Travel Purchase through the Card5x Reward PointsDining3x Reward PointsAll Other Travel Purchases2x Reward PointsAnnual Hotel CreditsUp to $50Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)Yearly Bonus10%Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)Purchase Protection Benefits $500 for Each Item and $50000 for Every AccountForeign Transaction FeesWaived OffReferral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral)  However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high.  * Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit.  2. The Platinum Card® from American Express Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits.  Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently. “No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet. However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” - Forbes This Is What You Get From Platinum Card® from American Express Learn the American Express Platinum Card® benefits from the table below.  Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)Foreign Purchase Transaction Fees NoneFlight And Prepaid Hotels Booked through the Card5x Reward PointsOther Purchases 1x Reward PointsAirline Free Credit Up to $200CLEAR® Plus Membership$199Global Entry or TSA PreCheck® Application Fee CreditUp to $85Hotel Benefits Up to $200Digital Entertainment CreditMaximum $240Equinox Credit $300Cellphone ProtectionUp to $800 for Each Eligible Card Account Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention.  I am so proud to have chosen this card!  3. Capital One Venture Rewards Credit Card The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card. Unlimited 2x reward points on every purchase 75000 sign-up bonus on a $4000 purchase in the first three months 1,300+ airport lounges access So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms.  4. Citi Premier® Card The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage.  You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits.  Things No One Told You About Choosing FintechZoom Best Travel Credit Card FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips.  Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes.  Consider Your Travel Habits You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right?  Know the Sign-Up Bonus When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance.  Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget.  Look at the Annual Fee Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits?  These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay.  Know About The Foreign Transaction Fees Benefits Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently.  Flexible Redemption Options Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners.  Of course, the option of redeeming your points as cashback or gift cards is always available.  FAQs About FintechZoom Best Travel Credit Card 1. What makes FintechZoom’s travel credit card recommendations reliable? FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us.  Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements.  2. Can I have more than one travel credit card? Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses.  If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now.  So, use your cards strategically to optimize your travel benefits and earn more points.  3. How can I maximize my travel rewards with the FintechZoom best travel credit card? You can follow simple tricks to optimize your travel credit card benefits.  Know and use the sign-up bonuses. Pay your credit card bill in full and final at the end of every month. Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits.  4. Are there any downsides to using the FintechZoom best travel credit card? Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full. Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

BY  Abdul Aziz Sep 25, 2023

Mexico City, the nation's bustling capital, offers an extraordinary blend of history and contemporary life that awaits to be explored. Offering culture, traditions, and numerous experiences for visitors from around the globe. This metropolis caters to every taste and interest, from art connoisseurs to night owls, from those seeking natural wonders to budget-savvy adventurers. Amid abundant music events, festivals, and unique attractions, it can be easy to feel overwhelmed. Don't worry; we are your guide to all the top attractions and things to do in Mexico City. Join us on this voyage of discovery as we uncover its beautiful heart! 1. Go Shopping At La Ciudadela Artisan Market Get ready to indulge your inner shopaholic in this vibrant and long-standing market. La Ciudadela is a treasure trove of locally crafted wonders, showcasing everything from intricate textiles and dazzling jewelry to exquisite ceramics and charming toys. If you're looking for souvenirs or seeking that one-of-a-kind keepsake, La Ciudadela's artisanal shops are your go-to destination. You'll discover wooden jaguar heads, whimsically colored skulls, mesmerizing Huichol-decorated jugs, handwoven palm baskets, unique pots and plates, and a captivating array of other handcrafted gems. 2. Visit The Infamous Xochimilco Let’s set sail to the enchanting site of Xochimilco, which has been UNESCO-listed. It gives a truly unique experience in Mexico City. Tradition and nature converge here, offering a captivating glimpse into native life as one navigates the serene canals. Embarking on a vibrant trajinera boat tour in and around Xochimilco is an adventure never experienced. Moreover, it ranks high among the most optimum things to do in and around Mexico City. As you approach the canals, the air fills with the melodious tunes of mariachi bands as well as marimbas, creating an unforgettable atmosphere. Fear not, for local vendors abound, ensuring you don’t go hungry with their tempting offerings of regional cuisine. The tour’s pièce de résistance is undoubtedly the chinampas, these remarkable floating gardens, remnants of Aztec agriculture. Here, you’ll also encounter the intriguing sight of dolls hanging right beneath the trees, adding an extra layer of mystique to this already captivating journey. 3. Discover The Ancient Tales Of Templo Mayor The Templo Mayor Museum stands as a jewel across Mexico City’s heart, offering an immersive journey into the rich tapestry of pre-Hispanic history that shrouds the region. Erected in 1987, this museum serves as the custodian of archaeological treasures unearthed from what was once the revered Main Temple of the Mexican civilization. A marvel in its own right, the museum unfolds its wonders across eight distinctive exhibition halls, each weaving a unique narrative. A pilgrimage to the Templo Mayor bestows upon you the privilege of meandering through the relics of Tenochtitlan's paramount temple. On this hallowed ground, the echoes of an ancient empire still linger. Here, the past speaks through artifacts, a treasure trove that spans millennia. The museum proudly boasts the country's largest sculpture among its treasures, an awe-inspiring testament to Mexico's artistic prowess. For the fervent explorer of archaeology and history, the Templo Mayor is an indispensable pilgrimage, an opportunity to traverse time and uncover the secrets of a civilization that once thrived in this very soil. Don't let the chance slip through your fingers; make the Templo Mayor a must-visit on your journey through Mexico City. 4. Experience Local Culture In The Main Square Every year, Mexico's Day of the Dead transforms the Zócalo, the nation's heart, into a vibrant tapestry of cultural heritage. This iconic celebration is an unmissable immersion into one of Mexico's grandest traditions. This ancient rite is reinvigorated in the Main Square with abundant traditional cuisine, a sea of flickering candles, and a kaleidoscope of vibrant decorations and blooms. Even before its conversion into the central plaza during the colonial era, this hallowed ground had long served as a gathering place for the Aztec civilization. As the historic nucleus of Mexico City, the Main Square boasts an array of buildings that stand as testaments to architectural as well as cultural legacies. Meandering through this illustrious square, one can't help but be awed by these time-honored structures, making it an incredibly budget-friendly activity for anyone exploring Mexico City.  After reading this, if you are excited about staying in Mexico permanently, it’s time to consider moving to this country. While immigrating to Mexico might seem daunting, it is not! With a good immigration lawyer on your side, things will get easier. 5. Get Rowdy At The Corona Capital The Corona Capital Festival is an extraordinary opportunity to immerse yourself in electrifying live performances by global music sensations. Nestled in the heart of Mexico City, this vibrant festival showcases a diverse array of musical talents. It ranges from established icons to the freshest talents, particularly within rock and alternative music. Still on the fence? Brace yourself for this year's headlining acts. It includes the sensational My Chemical Romance, the mesmerizing Arctic Monkeys, as well as the captivating Paramore, among other musical luminaries! If you're seeking a break from the typical tourist attractions and yearning for an unforgettable experience, this Mexican festival is an absolute must on your agenda. Regrettably, Corona Capital significantly shifted in 2013, no longer featuring local or Spanish-speaking performers. For those pursuing a more intimate festive experience in Mexico City, look no further than the Nrmal Festival. This hidden gem offers an eclectic roster of experimental and independent artists, promising a sonic journey that will introduce you to uncharted musical territories and likely unearth new favorites. 6. Watch A Movie In A Floating Cinema Mexico City is an extraordinary destination in its own right. But Lanchacinema offers an unparalleled and exclusive cinematic adventure that is truly one-of-a-kind worldwide. Embark on an unforgettable evening of film as well as fun while drifting through this vibrant metropolis's tranquil waters. Every first Saturday of the month, nestled deep within the enchanting Chapultepec Forest, awaits your chance to recline as well as unwind, completely immersed in the magic of your preferred movie. Picture yourself under the starlit sky, savoring a popcorn-filled night out on a boat. Let the Lanchacinema transport you to a cinematic realm like no other. To Sum It Up! Mexico City offers many distinctive adventures as well as surreal experiences that will satisfy any traveler’s wanderlust. From Oaxaca’s vibrant streets to Tulum’s breathtaking beaches as well as the tranquil beauty of Puerto Vallarta, there is something for everyone in this diverse country. With the assistance of Travel-Wise's AI Trip Planner, planning your trip has never been easier. This innovative tool provides contextual material based on your travel queries. It ensures that you get all the information you need to maximize your vacation. Travel-Wise makes planning your trip effortless so you can relax as well as unwind during your Mexico City getaway! So what are you waiting for - start creating your perfect Mexico City escape now with Travel-Wise! Read Also: You Won’t Believe The Best Things To Do When In Fiji! 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BY  Shahnawaz Mar 1, 2024

In today's world, where wanderlust meets savvy investment strategies, there's a growing trend among travelers and investors alike: vacation properties. This unique approach not only satisfies the urge to explore new destinations but also presents a prudent financial investment through the acquisition of real estate. Here's how blending the love for travel with the intricacies of mortgages can create a rewarding venture. Why Consider Vacation Properties? Vacation properties serve dual purposes; they are a getaway retreat for you and your family and a potential source of income through rental. In picturesque locales, from the sandy beaches of Bali to the quaint villages of Tuscany, these properties beckon with the promise of adventure and the allure of financial returns. Investing in a vacation property has a lot of benefits. The first thing is, as mentioned above, it is an amazing source of passive income. When you rent out the property, you get back substantial returns, especially during the peak seasons. Moreover, vacation rentals have higher rental rates as compared to long-term rentals, which gives you more revenue. Along with the financial benefits, when you own a vacation rental property, you get to spend a lot of time enjoying your personal vacations as well. You can spend a lot of time on your own property when the place is vacant. You get to enjoy all the amenities you have set for others.it is a perfect relationship between investment and vacation home. Understanding the Mortgage Process for Vacation Homes Investing in a vacation property often involves navigating the mortgage landscape, which can be daunting for both seasoned investors and first-time buyers. The process entails several unique considerations: Interest Rates and Terms: Mortgage loans for vacation homes may come with different interest rates and terms compared to primary residences. Lenders often view these properties as higher risk, which can influence the loan conditions. Down Payment Requirements: Typically, vacation homes require a larger down payment, sometimes as much as 20-30% of the purchase price, reflecting their status as luxury or non-essential purchases. Rental Income Consideration: If you plan to rent out your vacation home, lenders might take potential rental income into account, which can aid in qualifying for a mortgage. However, this requires thorough documentation and, sometimes, previous landlord experience. The Joy of Travel and the Wisdom of Investment Owning a vacation property allows you to immerse yourself in your favorite destinations. Whether it's a ski lodge in the Rockies or a beachfront villa in the Caribbean, these homes offer a personal escape with the warmth and comfort of your own space. Beyond personal enjoyment, these properties can be rented out to vacationers, providing a steady income stream that can offset mortgage payments and maintenance costs. Navigating Challenges and Rewards The journey of buying and owning a vacation property is not without its challenges. From managing the property remotely to understanding local real estate laws, it requires diligence and research. Yet, the rewards can be substantial. Not only do you enjoy personal retreats in beloved locales, but you also stand to gain from property appreciation and rental income. A Call to Adventure and Investment As we navigate our world, the concept of investing in vacation properties presents a compelling blend of adventure and financial prudence. It embodies a spirit of exploration, not just in the sense of travel but in the realm of financial growth and stability. For those bitten by the travel bug and those seeking to expand their investment portfolio, vacation homes offer a horizon worth exploring. Factors you should consider while choosing the location of the property Picking the correct location for your vacation rental property is essential. Here are some of the crucial factors that you should consider: Factors you should consider while choosing the location of the property Picking the correct location for your vacation rental property is important. Here are some of the important factors that you should consider: Local attractions and tourism demand How successful your vacation rental property is going to be depends on the demand of the place. Before you invest, check for the popularity of the place among travelers. Identify the local attractions that are drawing the visitors to itself. Consider the things that are making the place popular. Whether it is their cultural heritage, its natural beauty, or how close the place is to the popular destinations. Properties that are close to tourist spots or close to vacation destinations have a tendency to attract more renters. You can choose coastal destinations, urban hotspots, ski resorts, historical and cultural sites, and some emerging destinations. Along with the well-established vacation sports, the emerging destinations are a good investment.  Look for places that are rapidly developing; they have high potential for getting you a high rental return. Rental and seasonality demand Having a good understanding of the tourist season in the place is important. Research about the holidays, special events, and the peak tourist seasons that will take the rental demand to the next level. If the location is such, which has a year-round demand, it is going to get you a consistent source of income. But if the property is in a seasonal location, then you might get fluctuations in the rental bookings. Regulatory environment Before you get a vacation rental property, it is important to know the regulatory environment of the location. Some countries and cities have specific rules and regulations regarding short-term rentals. Get yourself familiar with the restrictions and local laws to make sure you abide by all the regulations. Try not to ignore the legal aspects, as that could land you with a penalty or even cause your rental business to close. Amenities and infrastructure Think about the accessibility and proximity of the essential infrastructure as well as the amenities. Choose an area that has good transportation links, restaurants, shopping centers, and entertainment options. Guests always prefer properties that are convenient and have easy access to the services and local attractions.  Final Thoughts Before embarking on this journey, it's crucial to conduct thorough research, consult with real estate and financial professionals, and consider all aspects of the investment, including the potential need for a mortgage. With the right preparation and mindset, owning a vacation property can be an enriching experience that combines the joys of travel with the benefits of real estate investment. ADDITIONAL READING: A Guide To Planning Your First Family Ski Trip The Ultimate Business Traveler’s Guide To Bangkok From Britain To Australia: A Guide For Brits Making The Move Down Under