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BY  Sibashree Nov 24, 2025

A multi-trip travel insurance policy covers unexpected financial losses for multiple trips throughout the policy period. It can be related to a medical emergency, baggage loss or trip cancellation.  As you research online, you might come across a wide range of travel insurance for multiple trips. How do you choose the most affordable multi-trip travel insurance policy?  Here are a few factors and tips that you can consider while looking for a budget-friendly multi-travel insurance plan.  Key Features: What To Look For In An Affordable Policy?  A‍‌‍‍‌ multi trip travel insurance is a policy that covers you financially against different types of risks, e.g., a trip cancellation, medical emergencies, etc., that may happen to you during multiple trips within the period of the policy.  The insurance is generally bought for a year and is therefore mostly referred to as an annual multi-trip holiday insurance policy.  Compare key coverage features, such as the ones below, across different multi-trip holiday insurance plans available online. Medical Expenses - These may include the Transportation,  vaccination, and  Repatriation of the mortal remains,  Dental treatment,  Daily allowance in the case of hospitalisation, and many other things. Trip Expenses - Delay of the trip, cancellation, interruption, missed connections, and so on. Loss of Baggage - Delay or complete loss of checked-in ‍‌‍‍‌baggage. Choosing An Affordable Policy: Does It Meet Your Needs? While you consider a multi-trip travel insurance policy instead of a separate travel insurance plan for each trip, ensure it covers all your specific needs.  Look out for the following aspects: Flexible features to customise the multi-trip travel insurance to your advantage. Online convenience and customer support to seek assistance on queries. Seamless claim settlement process and high claim settlement ratio for a reliable experience. 1. Review Your Needs For Cost-Effective Coverage While selecting basic and customisable coverage, review your needs carefully and choose the most important features. Determine the extent of coverage required based on possible risks that can affect your financial situation.  Taking this step can help you compare more effectively and lead to a better multi-trip travel insurance policy at an affordable premium. 2. Calculate Premium And Save For Multi-Trip Insurance Calculate the premium for the various annual multi-trip holiday insurance plans. It will be available on the specific insurer’s official website. Compare the price against the coverage features and benefits offered.  Some reputable insurance providers, such as Reliance General Insurance, offer premium rates for their various multi trip travel insurance policy options to make the comparison easier.  3. Save More With Exclusive Discounts As you compare features and premium rates, keep an eye out for discounts. These may apply to specific policy types, travel seasons, coverage levels, and more.  Ensure it helps you reduce the premium for an affordable policy without compromising coverage features or requirements.  4. Plan, Buy Early, And Save More Compare and buy a multi-trip travel insurance or single-trip multi-destination travel insurance plan well in advance.  Buying it much earlier can help you secure a more affordable policy by taking advantage of lower demand, better premium rates, and added coverage benefits.  What Multi-Trip Travel Insurance Does Not Cover? The first thing you should pay regard to is the limitation of every single possible length of the trip.  Next, do not allow any pre-existing medical condition. And finally, the instances that are not covered if you participate in high-risk sports. Key Exclusions You Need To Know About 1. Pre-Existing Medical Conditions:  Most of the standard checked policies will not take on the costs related to medical conditions that have existed prior to buying the insurance.  Only a couple of insurance companies may offer an extra provision at a higher price to cover the acute flare-ups! However, the planned treatments are always in the list of exclusions. 2. High-Risk Activities Suppose your program includes adventure or extreme sports such as skydiving, bungee jumping, or mountaineering.  In that case, you will understand that these activities are generally not included in a multi-trip standard policy. So, you will have to sign up for a specialised insurance policy. 3. Alcohol Or Drug-Related Incidents Suppose the event, disease, or injury happens when you are using alcohol or illegal drugs, or you are misusing prescription medication. In that case, you will most likely find that your claims will be rejected. 4. Travel Against Official Advice Insurance for incidents occurring in a specified area will most likely be voided! In case you travel to places with government advisories or warnings (e.g., war, civil unrest, or natural disasters)!  5. Self-Inflicted Harm  Generally, the inclusion of such injuries caused deliberately by  Oneself,  Suicide attempt, and  Disorders related to mental/emotional conditions (like anxiety or depression), 6. Loss Due to Negligence In a nutshell, the insurer will not compensate you for lost or stolen personal items if it finds that you were negligent (e.g., leaving items unattended in a public place or not using a hotel safe). ​‍​ ‌‍​‍Common Limitations You Will Encounter  Maximum Trip Duration: This is perhaps the most significant restriction that comes along with multi-trip policies.  If you are after unlimited trips in a year, remember that the limit is set per trip, most of the time 30, 45, or 60 days, depending on the plan you select.  Age Limits: Generally, multi-trip insurance policies have an upper age limit for applicants to be covered; this limit is usually set at about 70 years.  It may be necessary for your elderly family members to look for specialised single-trip insurance policies.  Coverage Limits on Valuables: It is important to note that there are typically sub-limits on compensation for lost or stolen valuables, such as cash, jewellery, or electronic items.  Specific Documentation Required for Claims: You must furnish all required documentation to make a successful claim!  For instance, original receipts, medical records, and a police report (which should be filed within 24 hours in case of theft)! Otherwise, your claim is likely to be turned down.  As a precautionary measure, always make sure you have read the fine print of the policy you are considering and discussed any clarifications, doubts, or planned activities with the insurance company before the purchase.‌ Read Also: Coverage For Special Occasions: Travel Insurance For Canadian Festivals And Events The Convenience Of Online Long Stay Travel Insurance Top 8 Travel Medical Insurance Trends to Consider

BY  Barsha Dec 10, 2022

There’s something so beautiful about the beaches in Gloucester, Massachusetts - so much so that you have to visit all of these beaches. From small, isolated charmers accompanied by soft, silky sand to larger, pebbly beaches boasting kaleidoscopic sunsets and impressive views, Gloucester's most popular beaches have everything you love! Located comfortably on the gorgeous and captivating Cape Ann, the diverse Gloucester beaches are perfect for every season! Most Boston residents love to visit these beaches during weekends, soaking up some Vitamin C and enjoying the fresh air in the charming atmosphere. So, if you are planning to visit during Summer or on weekends, you can expect some crowds.  The rest you can find out by scrolling down - and don’t forget to stick around till the end!  Top 10 Beaches In Gloucester In Massachusetts - Travel Guide! So you are planning to check out the beaches in Gloucester MA! That’s great. In fact, if you are planning to go for a swim, you can visit during the Summer months or even between the Memorial and the Labor Days! This is the time when you will find lifeguards on duty, relatively less frigid water temperatures, and welcoming ice cream trucks.  Pack that picnic, pick your swimsuit, get hold of your umbrella, and find the perfect beach in Gloucester! Don’t forget your sunscreen - for now, keep reading to find out about all the hidden gems on the Gloucester shore.  1. Good Harbor Beach: Image Source: kubrick.htvapps.com Do you love digging your feet into silky soft, and velvety sand? Then this Gloucester beach will definitely impress you with its spectacular sunsets and sugar-white base. One of the prettiest beaches in Gloucester, the Good Harbor Beach will make you feel like you are sitting on some exotic Caribbean island! The Gloucester beach is perfect for playing volleyball, body surfing, and walking especially during low tide. There are always lifeguards on duty from 9 a.m. to 5 p.m. every day! Try not to trash the place considering it will also pollute the sea. Insider's tip: Flotation devices, inflatables, and surfboards are all banned between Memorial Day and Labor Day. But boogie boards made from Styrofoam are allowed.  2. Wingaersheek Beach: Image Source: lyndsayhannahphotography.com One of the most beautiful beaches in Gloucester, Massachusetts, Wingaersheek Beach doesn’t have a vast expanse of sand. It measures only about half 0f one mile in terms of length. But don’t make up your mind based on the size of this beach - instead, consider the sheer beauty of the beach! The beach is 0.6 mile long where people can stroll around. The name of the beach has been derived from the Dutch name ‘Wyngaerts Hoeck’. The beach parking reservation system creates opportunities for tourists and visitors to enjoy their beach experience especially if they are non-resident. Insider's tip: Visit Wingaersheek Beach during low tide. The low tide not just increases the size of the beach dramatically, but you will also get to spot clams and hermit crabs. 3. Half Moon Beach: Image Source: a.travel-assets.com You don’t have to google ‘half moon beach Gloucester’ - instead, just pack your beach and check out this golden horseshoe surrounded by lush green nature and giant boulders. The crescent shape of the beach is responsible for its name. Perfect for couples, you must visit this beach if you have been seeking an isolated beach experience. In the city of Gloucester, there are many beautiful beaches and if you visit this one, it will be a memorable experience. The beach is hidden and if you come really close, only then will you be able to see the beach. Insider's tip: You must not miss out on the Sunset. The sky will display hues of orange, pink, and yellow - don’t forget to carry your camera! 4. Pavilion Beach: Image Source: cdn-cms.bookingexperts.nl Located close to Gloucester downtown, Pavilion Beach is one of our favorite beaches in Gloucester! After an exhausting day of shopping and stuffing our mouths with local delicacies, Pavilion Beach appears like a respite with its clean water and pretty views. We loved how relaxing the atmosphere was in and around this beach! Insider's tip: In the month of June, residents here celebrate St. Peter's Fiesta, an event that was started in 1927 for honoring the ‘patron saint of fishermen.’ 5. Plum Cove Beach: Image Source: atlanticcoastaldiscoveryhome.files.wordpress.com One of the Gloucester beaches that's a favorite amongst locals, Plum Cove Beach is perfect for families. Ideal for kids and young adults, this mini slice of sandy paradise is all you need this weekend - it’s practically impossible for kids to get lost here! You will find your stress washed out and all your worries lulled by the waves.  Insider's tip: Lifeguards are not on duty starting from the weekend after Father’s Day, and it continues till Labor Day weekend. 6. Cressy's Beach: Image Source: arc-anglerfish-arc2-prod-bostonglobe.s3.amazonaws.com The beaches in Gloucester are so different from each other. If you are not a fan of typical beach activities like running around, comfortable lounging, or even sandcastle building, then Cressy's Beach is ideal for you! Don’t forget your water shoes since the waters are peppered with rocks, even the shallow waters!  Insider's tip: Picnic tables and outdoor grills are permitted here - so you can settle down with some food and enjoy the same with the spectacular views! 7. Niles Beach: Image Source: goodmorninggloucester.files.wordpress.com You thought the perfect Gloucester beach MA doesn’t exist. But then you come across Niles Beach, and the silver sand accompanied by high tides will welcome you! Located in eastern Gloucester, this is one of those secluded spots that are the perfect welcome getaway from the common bustling beaches. The beach is limited to vehicles; however, it is well situated across East Main Street in Gloucester. The beach is not allowed to everyone and residents mostly enjoy the place. Insider's tip: Since the beach is so beautiful, naturally, you will face problems with parking. If you manage to get hold of some beach stickers, then you can save yourself from the traffic. 8. Long Beach: Image Source: media.vrbo.com One of the best beaches in Gloucester, Long Beach is literally that - a really long beach stretching from Gloucester to Rockport. The picturesque beach is known for its soft, silky, and white sand - and how can you even ignore the captivating Thacher Island, accompanied by two historic lighthouses? This is one the favourites among the locals! It has a private parking lot along with showers for swimmers or divers. There are also beautiful cottages libing up the beach looking like the perfect picturesque. Insider's tip: Check the parking signs really carefully. You will find that certain areas on the beach have the ‘resident-only’ sign, which means you will need beach stickers for lounging in those areas. 9. Norwood Heights Beach: Image Source: cdn.photos.sparkplatform.com One of the best parts of Gloucester MA beaches are the local gems that are completely hidden from tourists. And Norwood Heights Beach is exactly that - a local gem, albeit hidden. A charming mixture of rocks and sand, Norwood Heights Beach is ideal for everyone who is seeking a little more than ordinary! Don’t forget to visit the Annisquam Lighthouse. The beach is even more beautiful with the lighthouse on it called the Annisquam lighthouse. There are also resorts on the beach so you can book your stay there and enjoy the food. Insider's tip: If you love listening to music, then you must use headphones on this beach since open speakers are banned on the beach. 10. Singing Beach, Manchester-By-The-Sea: Image Source: lh5.googleusercontent.com Although Singing Beach is not technically located in Gloucester, there’s no way we can miss out on this one! One of the most beautiful beaches in Gloucester, Singing Beach, is located in the downtown area of Manchester-By-The-Sea. And it’s not just the sheer beauty of the beach that attracts visitors, it’s also the musical experience you will find here. The beach also has a beautiful summertime bathhouse where you can stay and enjoy your vacation. There is also a snack bar behind the house. The sand on the beach makes noise when it dries! Insider's tip: Parking can be quite challenging especially if its a really busy weekend in Summer. Frequently Asked Questions (FAQs): Check out the most frequently asked questions about the different beaches in Gloucester.  1. Which Beach Is Better, Good Harbor Or Wingaersheek? Ans: Wingaersheek is known for its calm and beautiful water, perfect for all beachgoers who aren’t seeking any waves. In fact, if there’s anyone looking for waves, then Good Harbor is what you need, not Wingaersheek. And if you are a lover of long walks by the beach, then you can’t miss out on Crane Beach, located in Ipswich.  2. What Is The Best Beach To Go To In Massachusetts? Ans: The best beaches to visit in Massachusetts are as follows,➊ Madaket Beach located in Nantucket.➋ Crane Beach located in Ipswich. ➌ Wingaersheek Beach located in Gloucester.➍ Mayflower Beach, located in Dennis.➎ Wellfleet Kettle Ponds located in Wellfleet. 3. What Beaches Are In Gloucester, Massachusetts? Ans: The top three beaches in Gloucester are as follows,➊ Wingaersheek Beach,➋ Good Harbor Beach, and➌ Half Moon Beach. 4. What Is The Clearest Beach In Massachusetts? Ans: The clearest beaches in Massachusetts are as follows,➊ Lake Dennison,➋ Morses Pond,➌ Long Pond, ➍ Upper Goose Pond, and➎ Coast Guard Beach. And It’s A Wrap! So we have arrived at the end of our curated list of the best beaches in Gloucester. If you are planning a trip to Boston, we suggest taking the weekend off from the city and heading over to Gloucester! And if you are already visiting Massachusetts, there’s no way you can miss out on Gloucester or its charming beaches.  So plan your next beach trip - and don’t forget to share your experiences with us in the comments below! Read Also: 10 Best Nude Beaches In The World Why Myrtle Beach Is The Ideal Summer Destination Top 7 Nantucket Beaches For Tourists In Massachusetts

BY  Sibashree Sep 5, 2025

If you’ve ever tried planning a trip with friends or family, you’ve probably asked the same thing: Do we even have enough people for this to count as a group? Or maybe the opposite: can we just make our own plan instead of sticking to theirs? Most companies draw the line somewhere around 8–10 people. That’s the usual cutoff for a group booking. Still, if you’ve got fewer folks, don’t stress.  Many operators will let you set up a custom plan—though, yep, it usually costs extra. That’s just the baseline, though. Everything shifts depending on what kind of trip you’re eyeing, where you’re headed, and even when you go. Those details can totally change the rules. So, if you are also wondering how custom itineraries help groups to plan for the perfect getaway, you are at the right place. In this blog, I am going to delve into the various aspects of custom itineraries for different group sizes. Looking into how they help and how to negotiate them. So, keep reading to know more! What Are Custom Itineraries? Unlike normal or fixed itineraries, custom itineraries refer to personalized travel plans that include a meticulously designed guide for trips. By covering how to travel, where to stay, and what to do, they provide the perfect tour guide. In addition to this, they consider the budget for the trip. So, the guide covers all the tour spots that can be managed within the budget range, which prevents overspending or going beyond the budget. Moreover, they are not generic and do not fit all. That is, based on your specific needs and demands, the itinerary is created with recommended activities, tickets, accommodation options, and more. So, it provides a completely tailored trip guide with detailed planning that meets your requirements. How Do Custom Itineraries Help Group Trip Planning? Generally, travel agents use custom itineraries while planning group trips for parties that do not fall within the size limits. So, they collect the necessary details from the group. Focusing on their budget, trip demands, accommodation needs, and activity plans. Moreover, they use the details to create a perfect group trip plan. Also, they recommend certain activities, trip destinations, and a comprehensive guide for the trip. In addition to this, solo travellers also use custom itineraries for travelling to their favorite places with their preferences. So, based on their destination plans and staycation ideas, they create the custom itineraries. Also, this helps in making the trip memorable and enjoyable without indulging in unnecessary activities, just because it is mentioned in the itinerary. How Do Group Size Requirements Vary By Trip Type? Not every trip plays by the same numbers. Adventure stuff—like safaris or hikes—tends to keep it small.  Sometimes just 4–6 people, which makes sense when you think about logistics (and honestly, it feels better that way). But if you’re talking about big bus tours or a cruise excursion, that number jumps. Think 15–20 people minimum just to make the math work out. Cultural things, like a city walking tour or even a cooking class, usually land in the middle. Around 6–8 people keep it personal but still cover costs. What Seasons Affect Group Size Requirements? Season matters—a lot. In busy tourist months, operators are usually chill because they can mash smaller groups together and still hit their targets.  Off-season? Totally different. They might stick to the rules harder or even raise the minimum just to cover expenses. There’s a silver lining, though. During shoulder seasons, many companies bend the rules a bit to pull in more bookings.  If you can travel, then you’ll probably find more flexibility (and better prices, too). What Hidden Costs Should You Consider With Custom Groups? Custom sounds amazing, right? But here’s the catch: it’s rarely just the base price. Extra fees sneak in. Private guide? Extra.  Special access after hours? Extra. Even behind-the-scenes admin costs for coordinating all the moving parts—yep, also extra. So, with the custom planning for the trips, there are always hidden costs associated with every activity and tour plan. Transport can be tricky too. Smaller groups split costs across fewer people, so per-person prices climb fast. And mid-sized groups?  They’re stuck in that awkward middle—too many for a small van but not enough to fill a full coach. In those cases, a van rental for 15 passengers is often the sweet spot. Oh, and some places add “exclusivity” charges if you want the space or service all to yourself. Always, always ask for a breakdown before you lock anything in. What Options Exist For Groups That Don't Meet Minimums? Didn’t hit the magic number? No big deal. A few workarounds exist. You could pay a small-group supplement (basically a surcharge for being fewer people).  Or, an easier option, join another group that’s already booked and running. Another route: check if the company offers “guaranteed departures.” That means the trip happens no matter what.  Downside is, you won’t usually get custom tweaks—it’s more of a fixed plan. But hey, at least you know the trip won’t get canceled. How Can You Negotiate Custom Itineraries? If you’re leaning toward a custom trip, here’s the trick: go in with a clear list of what really matters and what you can bend on. Operators are way more open to changes when you’re flexible. List out your must-haves (non-negotiable stuff) and your nice-to-haves (things you’d love but could swap).  Be ready to compromise on timing, hotels, or smaller activities. That balance—firm on priorities but loose on details—usually gets you the best outcome. Custom Itineraries For Group Trips So, where does that leave you? Well, step one is simple: jot down a wish list. Split it into “musts” and “maybes.”  When you bring that to an operator, you’ll not only save time but also make it easier for them to build something that actually works.  They see what’s important, and you still give them room to figure out the logistics. That’s how you get a trip that feels like yours without breaking all their rules. Read Also: Planning To Travel The World? How To Pack Up Your Life So It’s Ready For You When You Get Back Are You Planning A Trip To Osaka? This Is Your Quintessential Guide A Step By Step Guide On Planning A Luxury Travel Vacation