Top 15 Restaurants In Colombia You Must Visit While Traveling

BY  Sibashree Aug 27, 2025

Have you decided to relocate to Cyprus for career purposes? That would be a wise decision as this island nation follows one of the EU’s most simplified tax regimes for expats. Beyond the economic aspects, you also get to enjoy year-round sunshine and its rich cultural tapestry.  Yet, the core question that you must be clear about before living this coastal life is, at the end of the day, what your real take-home pay will be? Relocation can be costly since it involves several factors, one of which is your net income. This is why it is necessary to validate your take-home pay; rent, healthcare, school fees, and day-to-day expenses can quickly accumulate if your financial estimates are off. Fortunately, Cyprus mandates a transparent and predictable taxation system, which is rather easy to navigate with the help of a Cyprus salary calculator. This guide explains how Cyprus’s 2025 tax rules work, demonstrating salary breakdown interpretation and offering a step-by-step case study example for clarity.  Decoding the Cypriot Tax System: The Core Components As per the Cypriot tax system, your net salary isn’t just your gross salary after deducting “a flat tax.” Instead, it’s the final value of a progressive income tax system, and a few compulsory, specific deductions. When you understand all these core pillars, you can proceed toward accurate financial planning. The Progressive Income Tax Brackets (2025) For the 2025 tax year, typically running on a calendar-year basis, Cyprus applies a progressive structure: Annual income tax (€)Tax rate 0-19,5000%19,501-28,00020%28,001-36,30025%36,301-60,00030%Over 60,00035% Optimizing Around the €19,500 Tax-free Threshold A unique feature of Cyprus’s progressive income tax system is the €19,500 tax-free threshold. This threshold is indeed advantageous for those moderate and higher earners, protecting a significant portion of their income from taxation by lowering their effective tax rate.  That is why it is often suggested to optimize financial planning, such as contributing to approved pensions, life insurance, or charitable donations (within the 1/5 cap), to further reduce taxable income. Structuring income and deductions strategically around this threshold is one of the simplest ways to optimize your relocation budget. Social Insurance Contributions (Sic) Everyone, including you and your employer, is liable to contribute towards the national Social Insurance Fund, which supports pensions, sickness benefits, and unemployment protection.  However, the limit of contribution varies by party: Employee contribution: 8.8% of gross salary Employer contribution: 8.8% of gross salary Annual cap: €66,612 (as per 2025 figure) Now, this annual cap highlights that even if your yearly income crosses €66,612, you aren't liable to pay Social Insurance on the portion above that limit. For high earners, this annual cap significantly lowers the effective contribution rate. The General Healthcare System (Ghs / Gesy) The healthcare sector in Cyprus is funded by the General Healthcare System (GHS), the amount of which is contributed by everyone living and working in the country through the comprehensive GeSY healthcare system. They provide all-inclusive medical coverage to residents, including GP visits, specialists, and hospital services. Employee contribution: 2.65% of gross salary Employer contribution: 2.90% Cap: €180,000 annual earnings Unlike Social Insurance, the GHS cap is high, where most employees have to pay the full 2.65% on their entire income. Employer vs. Employee Contributions If you are an employee negotiating your salary, be clear about your gross salary (the basis for your tax obligations and deductions) and the cost to the company (gross salary plus employer-side contributions). For employees, the compulsory deductions include: 8.8% Social Insurance (capped) 2.65% GHS Income tax per progressive brackets For employers, the mandatory obligations are higher and include: 8.8% Social Insurance 2.90% GHS 2.0% Social Cohesion Fund (no cap) 1.2% Redundancy Fund 0.5% Human Resource Development Fund Up to 8.0% Central Holiday Fund (unless exempt) Now, assuming that you are an employee structuring your budget, prioritize employee deductions. However, do not ignore the employer’s additional costs; understanding them would be beneficial during salary package negotiations, provided that benefits are negotiable. Case Study Example: Net Pay on a €50,000 Gross Salary This hypothetical example of €50,000 annual gross salary would help understand what the final take-home pay looks like in 2025 for an employee with no special expat exemptions or extra allowances. Step 1: Calculate Deductions Social Insurance: 8.8% of €50,000 = €4,400 GHS: 2.65% of €50,000 = €1,325 Step 2: Apply Progressive Income Tax €0-€19,500 @ 0% = €0 €19,501-€28,000 (€8,500 @ 20%) = €1,700 €28,001-€36,300 (€8,300 @ 25%) = €2,075 €36,301-€50,000 (€13,700 @ 30%) = €4,110 Total income tax = €7,885 Step 3: Net Pay €50,000 − €4,400 − €1,325 − €7,885 = €36,390 per year≈ €3,033 per month (assuming 12 equal payments). However, if your employer pays a 13th salary, a common practice in Cyprus companies, your monthly net pay will be even lower but spread across 13 payments. For that, you can use a Cyprus salary calculator to model these variations instantly. How Employer Costs Compare Using the same case study example of €50,000 gross salary, here’s what the employer’s total annual outlay would look like: Social Insurance: €4,400 GHS: €1,450 Social Cohesion Fund: €1,000 Redundancy Fund: €600 HR Development Fund: €250 Holiday Fund (if not exempt): €4,000 Total Cost: With holiday fund exemption → €57,700 Without exemption → €61,700 This difference is the reason to negotiate your salary package as much as possible. Moreover, some employers even offset holiday fund obligations by allowing extra paid leave instead. Final Words Relocating to an entirely new place with a new environment and legal systems is an adventure. But by taking control of your financial details upfront, and using the progressive tax brackets, understanding obligated deductions, and leveraging a precise Cyprus salary calculator, you can overturn uncertainty into confidence.

BY  sagnika Aug 19, 2023

Have you ever traveled to Aruba? What do you think about Aruba Airlines, the sole Airline working in the country? I was hoping you could read the article to learn about my experience with the Airline and highlight the benefits and the shortcomings. Mr. Onno J. Swart founded the Flag Carrier. In 2010, charter operations were launched by the Airline by using the seven-seat Piper PA-31 Navajo. Further, in 2012, the Airline acquired exposure leading to an upgrade of its jet aircraft operations. They operated with two Airbus A320 twin-engined with a capacity of 150 seats. They started covering places such as Venezuela, Panama, Santo Domingo, and Curacao; however, the last two destinations were later suspended. Along the journey of Aruba Airlines, you can observe that the carrier started pretty well; however, later, the company faced issues with operations and maintenance. This Is What I Felt About Aruba Airlines! Image Source: aeropuertobaq.com Aruba Airlines is a flag carrier founded in 2006 and acts as the sole Airline in Aruba. When it was first launched, it provided services such as charter and scheduled air transport to almost 13 destinations worldwide. When I boarded one such flight, Bombardier CRJ200, which was leased from Voyageur Airways, I realized that it was spacious and comfortable; hence, there were fewer issues with the seating arrangement. Yet, I have needed help with operations and services. I will be sharing my experience regarding the benefits and the shortcomings of the Airline. I will explain why I feel about Aruba Airlines the way I do and how the future will pan out! Benefits Of Flying In Aruba Airlines Image Source: luchtvaartnieuws.nl According to the official website of the Airline, www.arubaairlines.com, the flights will be suspended from 6 August due to the sanitary measures taken by the Curacao government. There are diverse features that are efficient for their customers. Great Deals There are significant deals and offers when customers book their flights. You can exceed different services such as charter, seasonal, and hub, based on which you can access the flights run by Aruba Airlines. Expert Guidance You get information regarding the flights' countries, cities, and airports from which the flights operate. The fleet size of the Airline includes 2 aircraft, where currently only 1 is functioning for Sunair. Price Match The prices of the tickets are all mentioned on the official websites, and so are the additional fees. On the website, it is very clear that many of the flights are not functioning, including Bombardier CRJ200. Easy Cancellation Due to the self-service options, you can easily cancel the flights based on your convenience and requirements. The services that are informed online are mostly easy to deal with. For one, I didn't face any issues while booking the tickets. Disadvantages Of Flying In Aruba Airlines Image Source: www.planepictures.net Significant complaints against Aruba Airlines regarding their services and customer support have occurred. They do not have well-maintained schedules for the flights leading to serious flight delays. Half of the time, the staff must learn what is happening, which has been quite frustrating for passengers.   No Coordination Between Staff The staff needs to be more coordinated, and they need to inform the passengers regarding delayed flights or canceled flights. Food And Beverages The quality of drinks and food could be better, and apart from that, the prices are not at all affordable. Customer Service Customer service or support could be more efficient. The issues with asking for customer service lead to further problems and confusion for passengers. Reviews About Aruba Airlines Image Source: media.versionfinal.com.ve According to Tripadvisor, Aruba Airlines has been rated as 2.5 out of 5 based on 129 reviews. The Airline has been complimented about cleanliness and boarding, as some reviews are quite positive about how efficient the staff was regarding the boarding experience. People are neutral regarding the value of money when booking Aruba Airlines! I am also on the line regarding the prices of the tickets; sometimes, they were expensive, while at times, they were affordable. The Airline has also not been dedicated enough to its services. My flight was late, and I have found similarities in the experience of many other travelers who should have been notified before the change of time of the flight or their delays. However, based on most of the reviews, the experience of many fliers has been negative, which justifies their dissatisfaction with the Airline. After the COVID-19 pandemic, the services have further deteriorated. One such review by Angela Nijhuizen highlights the terrible customer service and support by Aruba Airlines in her comments. "My flight to Las piedras has been cancelled due to closing of Venezuela airspace. After 4 years of contact, begging, sending mail from 2019 march till march 2023 I decided to give up on them. If this airline is going to fly again. Please NEVER EVER fly with this crap. Bad…" Another negative review that further confirms the dissatisfaction of the travelers is made by Angel Garcia, who traveled in January 2022. "This airline who has sold tickets in cuba for thousands of dollars to either Managua, Nicaragua or Georgetown, Guyana , has suspended all flights from cuba and also has shut down their customer service number to any of those who wants to claim their money back , leaving…" A review that acts as a nail in the coffin for Aruba Airlines is done by STZ01, where the traveler was completely frustrated with the cancellation of their flight. I could relate to this frustration, especially because the same thing happened to both of us. We were informed of the cancellation after we reached the airport. It confirms the need for more professionalism and the communication gap. "My flight was cancelled and I wa snotified when I reached the airport - no previous call/communication. I was promised a refund and six months later am still waiting for this to happen! My advise is to stay away from this airline by all means..." Another review compared the Airline to the plague as the traveler had one of the worst experiences. They also wanted more customer service from the airlines. "Aruba Airlines changed my Curacao to Aruba flight time substantially so I reached out to their Refund Department on February 8th to cancel the flight completely and obtain a full refund. I never heard back from them. I called their Customer Service line twice but was hung up on…" Conclusion After reading this article, you will understand that there have been considerable service and customer support issues. In my flight experience, this was one of the most haphazard experiences that was completely coordinated, and most of it will be blamed on the company. Apart from what I felt, I have also highlighted significant reviews by people who have booked tickets with Aruba Airlines. After you read them, you clearly understand why people are unsatisfied with the airline's services. Comment below about some of the features that must be present in the airline according to you! Read Also: Journey To The Skies: Exploring The Legacy Of Northwest Airlines! Condor Airlines: Is Booking Tickets On Condor Worth It? This Is My Experience With Play Airlines!

BY  Sibashree Jul 30, 2025

If you are looking for a more flexible and affordable way to enjoy UK holidays, 2025 could be the ideal time to buy a static caravan in Yorkshire.  North Yorkshire is one of the best regions for this kind of purchase. You can pick a locality from coastal views to peaceful countryside, and you will have a variety of amazing caravan parks to choose from. Moreover, Yorkshire offers simple travel access and various attractions for all seasons. If you get a caravan in this locality, you will always be close to a refreshing break with a lot of space to unwind. So, here is your simple guide to buying a static caravan. What to Consider When You Buy A Static Caravan In Yorkshire Buying your first static caravan can feel like a big step. You might worry about costs such as site fees, or you may wonder what exactly is included in the typical static caravan sale.  You may also simply feel unsure where to begin. Moreover, you might ask yourself: “should I choose a coastal location, a quiet countryside setting, or a family-friendly park?” The key is good planning. Look at everything from the initial purchase price to ongoing site fees, insurance, and utility costs. Knowing these details upfront will help you feel confident in your decision.  You should also think about how often you will use the caravan. Static caravan ownership offers many potential benefits: You will have a ready-to-use holiday base whenever you need a break You can avoid booking stress and high-season accommodation rates If you are looking for a place to start, there are various holiday homes for sale in North Yorkshire at locations such as Tocketts Mill Country Park that offer scenic surroundings, well-maintained parkland, and a friendly community feel.  These parks often come with on-site amenities such as cafés, walking routes, and play areas, which will help make each and every stay of yours even more comfortable. Guide To Buying A Static Caravan If this is your first time, here is your guide to buying a static caravan. There are various things that you need to consider while buying a caravan. Here are those mentioned.  1. Pick The Right Park When you are choosing a holiday park, there are certain things that you need to consider as well. Consider your requirements. What are the things that you require? Check how long the park is open throughout the year.  Moreover, check whether you like the locality and whether it is close to your home. There are various holiday parks available; you just have to pick the location according to your preference.  2. Pick The Right Home There are different types of static caravans and lodges available across different holiday parks. However, to pick the right kind of caravan, you have to have a clear idea of how you will use it. Think whether you will be using it as a permanent residence, a holiday home, or for short-term accommodation. Moreover, you have to consider other factors, like the number of residents, the size and layout of the caravan, and storage capacity. 3. Understand The Budget There are various initial costs that you have to consider when you are thinking of a budget. You have to think about the purchase price, the transport and setting up cost, as well as the setup cost. Mostly, you will focus on the purchase price, but you have to take a look at other expenses as well. Moreover, there are other areas where you have to focus on. For example, the utility bills and annual site fees. Maintenance and repairs also cost a lot, One of the major parts of the expense is associated with the annual site fee that you have to pay. This covers a lot of park facilities as well, like entertainment venues and a swimming pool. 4. Check The Running Cost Before you go ahead and buy a static caravan, you need to understand the ongoing cost and whether it will fit your budget. Check if these additional fees are included in the expenses apart from the monthly repayments: Insurance Pitch fees Water and drainage rates Gas and electricity TV and the internet Servicing and maintenance 5. Finalise The Caravan If you are a first-time buyer or a seasoned caravan owner trying out something new, you can even ask for recommendations from other owners before you finalise the house. This is quite helpful, and they will be able to help you guide to buying a static caravan. The caravan community is huge and supportive as well. With so many online groups and forums that maintain statistics, it would be easier to make a decision.  You can join any of these communities, and you will be able to communicate with a lot of owners who have dealt with the same issues for years now. They will help you finalise your caravan. The Journey To Your Holiday Home Your journey to the idea of purchasing a static caravan will probably begin with the idea of escaping to nature or the coast without constantly having to plan. But for that, you will need a guide to buying a static caravan. You can start looking things up on the internet or with friends who have their own caravans. Initially, it might seem like a lot of work, but later on, you will know that it was worth it. When you go through one step at a time, things will become simpler. Eventually, your idea turns into a clear plan. You find the right caravan in the right location and feel ready to take the next step of committing to a purchase.  With all the details in place and your questions answered, buying a static caravan in Yorkshire becomes less of a dream and more of a smart move towards easier and more enjoyable holidays.