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BY  Sibashree Dec 15, 2025

Singapore is fascinating. From the futuristic Gardens by the Bay to the colonial charm of Chinatown, there is something for everyone to enjoy.  But what many travellers overlook is that even in such a well-organised destination, emergencies can occur when you least expect them. That is why buying travel insurance in Singapore before your trip is essential.  It protects you from the following expenses. Medical Expenses Passport and Visa Issues Travel Delays Unexpected Costs that could otherwise derail your plans. Overall, you need to buy travel insurance for Singapore to ensure a seamless and safe experience in a busy country like Singapore. In this blog, I will discuss all these points in detail.  I will also talk about how the travel insurance policy can make it easier and more adaptable for policyholders in the near future.  What Are The Top Reasons To Buy Travel Insurance For Singapore? According to a report from Next Move Strategy Consulting (NMSC), the Singaporean travel insurance market is expected to reach 646.7 million by 2030. The compound annual growth rate (CAGR) for the period of 2023 to 2030 is expected to be around 22.6%.  So, it is clear that travel insurance for Singapore is considered to be a powerful tool for travelers who want to mitigate financial risks and combat unforeseen challenges with a pre-paid arrangement (insurance coverage).  Here are the five major areas in which your travel insurance for Singapore trips will work as a protection shield.  1. Rising Medical Costs In Singapore Singapore’s healthcare system is among the best in Asia, often ranking within the global top ten. Private hospitals like Mount Elizabeth and Raffles Medical Centre offer top-tier services, but at premium costs.  For tourists, a single emergency room visit can cost SGD 300-500, and hospitalisation may run into thousands per day, depending on the treatment required. Having international travel insurance means you are covered for these medical expenses. Most plans include cashless hospitalisation, 24/7 emergency assistance, and even medical evacuation if needed. 2. Protection Against Sudden Weather Disruptions Though Singapore enjoys a tropical climate, it is also prone to heavy rains and flash floods, especially from November to January. These weather conditions can delay flights or even cancel outdoor activities. A travel insurance plan compensates for losses due to flight delays, cancellations, or missed connections caused by bad weather. It is a small investment that prevents big disappointment, especially during unpredictable monsoon months.  3. Safety In Crowded Tourist Areas Singapore is one of the safest cities in the world. However, popular attractions like Marina Bay Sands, Sentosa Island, and Little India can still experience occasional pickpocketing or accidental loss of belongings. Travel insurance covers theft, loss, or damage to your baggage and personal items. So, if your camera goes missing at Garden by the Bay or your luggage is delayed at Changi Airport, you can claim reimbursement and continue enjoying your holiday with minimum hassle.  4. Passport And Visa Issues In A Foreign Country Losing your passport abroad is more than inconvenient. It can disrupt your entire travel schedule. In Singapore, you will need to file a police report at a neighbourhood police post and visit your country’s embassy for a replacement. Travel insurance Singapore covers all the expenses for obtaining a duplicate passport, emergency travel documents, and temporary accommodation during the process. Having this coverage ensures that even such stressful situations are manageable. 5. Coverage For Unexpected Health Issues Or Accidents Singapore’s outdoor attractions, from night safaris to cycling around the East Coast Park, invite plenty of adventure. But if you fall sick due to the humid climate, suffer food poisoning from spicy laksa, or experience a slip-and-fall accident, medical help can be expensive. Your travel insurance plan takes care of treatment costs, hospital stays, and prescribed medication so that you can focus on recovery instead of worrying about the bills. What Are The Challenges If I Want To Buy Travel Insurance For Singapore?  Despite people acknowledging the importance of having travel insurance, the “comprehension” part remains the most challenging element about it.  Also, the travel insurance policies often fail to cater to the changing demands of tourists.  1. Complex Policy Documents  The complex wording of the policy documents often confuses the policyholders. Also, the coverage definitions are often inconsistent, and the legal jargon is difficult to understand and trust.  This is especially a challenge for the aged policyholders and those who are buying the policy for the first time. In addition, often there is a lack of visual aids, in terms of illustrations and graphics. So, the consumers fail to understand the gap between their expectations and what the policy actually covers.  This is the primary reason behind people getting involved in conflicts at the time of compensation claims.  2. Coverage For Changing Demands Of Tourists Another challenge is how travelers are now choosing purpose-driven and sustainable travel experiences. For example, a tourist now wants to stay in an eco-lodge or choose a transport option with a lower carbon footprint. Also, they want a travel experience that is immersive and meaningful.  Most travel insurance companies in Singapore are yet to come up with policies that specifically cater to the needs and demands of experience-driven and sustainable travel.  How Travel Insurance For Singapore Will Cater To Policyholders In The Future?  The insurers today are trying to simplify and make the documentation transparent. Furthermore, they are taking advanced measures such as digital integration to become more accessible to potential policyholders.  Check out the table below to know more about the futuristic trends and changes in the travel insurance policies.  Future Trends of Travel Insurance Policies What It Is?Why Is It Beneficial?Digital IntegrationDigital integration means the integration of insurance policies into travel booking platforms. • Travelers do not need to visit any other platform to buy the policy. Technological AdoptionTechnological adoption means the use of data analytics and AI. It also refers to an increased leverage on blockchain technology. Data analytics and AI help to understand and narrow down consumer demands. So, the travel company can design a niche product.• The blockchain technology ensures better efficiency and safety. Hyper-Personalization Hyper-personalization means designing specific policies for specialized activities such as adventure sports or cruise travel. Some even focus on existing medical conditions of the travelers before coming up with a policy or coverage for them. • Hyper-personalization will help to address and cater to the demands of a particular traveler.  Buy Travel Insurance For Singapore To Enjoy A Sense Of Security  Singapore’s efficiency, beauty, and safety make it one of Asia’s most delightful destinations. But being prepared for emergencies ensures you enjoy it to the fullest. Whether it is sudden rain that delays your flight or a health issue abroad, international travel insurance from reliable insurers like TATA AIG gives you a sense of security with cashless hospitalisation, baggage cover, and 24/7 international support.

BY  Aritra Bose Mar 26, 2025

If you are planning to visit a place in the monsoon, Phe Phe Falls is your destination to go. In Meghalaya, among the lush green forests and bridges, the waterfalls will stun you into speechlessness. Furthermore, there are possibilities of visiting other equally amazing places quite close to the falls.   The state of India is quite a paradise when it comes to natural beauty, elements, and other inspiring factors. You will enjoy the place apart from doing things like swimming, trekking and others. Read the blog to learn more about one of the most exotic places to travel.   Is Phe Phe Falls Worth Visiting?   The water of the Phe Phe Falls is cold, transparent like the sky with blue in its depth. The transparent water gives an essence of diversity, beauty, and unique charm. Let me share with you the meaning of the name, the things to do and what are the places around the fall to visit.   Additionally, you can immerse your feet in the chilling waters and a sense of another worldly feel. It will fill your heart with happiness as you see the beauty all around and inside of you, experiencing a different kind of peace.   In this blog, I will share with you what I think of the place, why you must visit it additionally, what is the best time to visit. You can plan this place when planning your solo trip in India.   Meghalaya   Meghalaya offers you various elements, its natural beauty, the culture, folklore, lifestyle and music of the people. When you visit the place, you realize the natural beauty is further enhanced with the human touch!   The paradise of the North-Eastern corner of India, Meghalaya is a nature lover’s retreat to exploration, self-love and adventure. Amongst the beautiful valleys and waterfalls, one such fall is Phe Phe Falls in Shkentalang village.   The fall is located in the West Jaintia Hills district, and you must visit it to experience a mix of beauty, mystery and grandeur. Let us explore further things to do along with other places to visit around the falls.   Best Time to Visit Phe Phe Falls   If you are wondering about the best time to visit Phe Phe falls in Meghalaya, I would say monsoon season is the best. Starting from the month of June to September, you will find Meghalaya at its best. The Phe Phe falls is at its fullest during this time.   You will be thoroughly impressed with its beauty, the fall cascading down with abundant water amidst the green surroundings, in the lush and green forests. However, I would suggest you need to check the local weather conditions regularly when you are visiting.   It is important because there are always chances of heavy rainfall during this time which ultimately has the power to impact the visibility and your travel plans. However, if you are not a huge fan of monsoons, you can go post monsoon, between October to November or even during March to May, which is prior to the monsoon seasons.   These times are relatively stable as compared to the monsoon seasons when it comes to heavy rainfall. The lush green surroundings were quite persistent during these times as well but with a limit to the sudden downpours.   About Phe Phe Falls – Meaning   The Jaintia word, Phe Phe can be translated into meaning paradise, which is also the name of one of the major ethnic groups in Meghalaya. A two-tier waterfall, the Phe Phe fall is more thrilling compared to other waterfalls because of the steep hill which you can see through the shrub bamboo plants.   With the backdrop of the blue sky, the sight of the waterfall will steal your breath away. There are range of hills which are layered with shadow and light on the opposite side. When you visit the place, you will feel that you have entered a different, more beautiful world.   Things to Do in Phe Phe Falls   Meghalaya is a must-visit destination and there, the Phe Phe falls is a perfect place for you to enjoy the serene surroundings. Additionally, there are some things to do here so, let me share with you what else you can do in this tranquil atmosphere with breathtaking views.   Trekking   This is a must if you are an adventure traveler especially because Phe Phe offers you the best experiences of trekking in Meghalaya. You will go through lush green forests across the surrounding hills which offer stunning views.   If you are a nature lover, you should trek checking out the different types of animals and plants, thus adding excitement to your overall journey. The trek is quite average, suitable for both experienced and beginner-level trekkers.   Swimming   The act of swimming is a relaxing one and when you go swimming in the Phe Phe waterfall in Meghalaya, you find peace. There is a natural pool which is at the base of the waterfall, and you can easily take a dip in the pool.   You can also enjoy the scenery around the Phe Phe falls in Meghalaya once you are done swimming! The water is invigorating and clear, providing as beautiful surrounding to soak and relax. So, if you are still wondering what are the places to visit in Meghalaya, I am sure I have convinced you!   Additionally, the tranquility in nature will create a perfect place for you to relax and yet enjoy. It is a perfect place to cool off after you come down from your rock climbing or trekking.   Camping   In Meghalaya, the Phe Phe Falls offers you a beautiful and perfect experience when camping out! It is only possible for those who are ingrained nature lovers to enjoy the lush greenery, falling water, and picturesque sunsets and sunrises.   Living under the stars, camping near the Phe Phe falls is a perfect example of enjoying a peaceful night close to nature. Let's not forget that it gives you an opportunity to connect with nature and make several memories.   Rock Climbing   A thrilling and exciting activity, rock climbing is perfect for adventure enthusiasts. The activity is thrilling, and the waterfall is the perfect background as it presents rock climbers with a unique challenge to experience beautiful locations and adventure, all at once.   You need to be trained in this activity along with possessing immense physical strength. Once you reach the top, the view is simply beautiful. This way you can check your capacity and your skills to perfectly climb to the top.   Nearby Attractions of Phe Phe Falls   There are several attractions near the Phe Phe Falls which offer you the further natural beauty of Meghalaya. The picturesque scenes show stunning beauty, allowing you to enjoy the location, thus, offering the perfect weekend retreat.   Dawki River   Known for its boat rides, the river also offers opportunities for fishing. It is one of the top places located quite close to Phe Phe falls. The transparent water will let you see deep into the riverbed and fish swim quite easily.   You can visit from 9 am to 4 pm! Apart from boat rides and fishing, you can also set up a picnic to experience the scenic views. Further, you can also set up your camp along the river.   Krang Suri Falls   Another of the falls, Krang Suri falls is quite close to Phe Phe in Meghalaya. The turquoise pool just below the waterfall creates a mesmerizing sight for visitors. You can do rock climbing, enjoy the peaceful ambience and swim across the clear waters.   Thadlaskein Lake   You can visit the lake from 9 am to 5 pm, which is perfect to enjoy your vacation. There are several things to do in this lake such as boating, fishing, picnicking, and photography. Additionally, you can also visit the boat house and enjoy the sunset at the end of the day painting the sun red.   Shnongpdeng Village   The village offers an escape from the hustle and bustle of the city! The village is perfect for its natural beauty as it is situated just beside the Umngot River. If you are a foodie, this is the place for you as they prepare the most delicious dishes in Meghalaya.   They have their local produce and as they are surrounded by nature, you will have a lot of relaxing time along with good food and good company.   Pack Your Bags...   In conclusion, the natural beauty of Meghalaya is worth traveling to! Phe Phe Falls is one such place in Meghalaya that showcases all its beauty with lush greens and cascading water. The natural wonder is all in its glory in the monsoon season and will take your breath away.   Comment below about when do you decide to visit the Phe Phe falls! Let's explore the beautiful place, if you are seeking tranquility in the natural beauty of Northeast India.  Also read Top 10 Most Popular Paraguay Food That You Must Try. Top 13+ Famous Wonders Of India That You Must Visit.

BY  Sibashree Sep 19, 2024

Visiting Paris at least once is on everyone’s travel bucket list. I’ve been to Paris a couple of times and trust me, even a week would not be enough to explore the whole city, let alone two days.  But not to worry! There are several creative ways to explore a place in less time, like the Paris Hop on Hop off buses that take you around the city and all its major attractions in a short amount of time.  The city has endless museums, monuments, stores, etc., and it’s nearly impossible to tour all of them in 2 days.  But I have an efficient Paris travel itinerary for you, where you can cover every significant landmark and popular restaurant in just two days!  Paris Trip Itinerary Day 1  Supposing you’ve arrived a night before and have two whole days on your hands, let’s start with the first and the most popular attraction — the Eiffel Tower after you’ve had your breakfast.  Eiffel Tower This is the place you HAVE to visit with Hop on Hop off Bus even if you’re in Paris for a couple of hours. Although it might get crowded as it is on weekends, trust me, it’s all worth it! The tickets are available online. You can also book tickets from the counter at the tower's base.  Timings Morning, 9:00 till midnight, from the middle of June till early September.  Morning 9:30 till Evening, 11:00, throughout the remaining months of the year (During Easter weekend and Spring, the closing time is extended another hour) Ticket Price Second floor (Ticket with access lift): Adult - €22.60; youth rate (aged 12-24) — €11.30; Kids (aged 4-11) — €5.70; Disabled - €5.70 The Top (Ticket with lift access: Adult - €35.30; youth rate (aged 12-24) — €17.70; Kids (aged 4-11) — €8.90; Disabled - €5.70 Second floor (Ticket with access to stairs): Adult - €14.20; youth rate (aged 12-24) — €7.10; Kids (aged 4-11) — €3.60; Disabled — €3.60 Ticket with access stairs 2nd-floor +lift: Adult - €26.90; youth rate (aged 12-24) — €13.50; Kids (aged 4-11) — €6.80; Disabled — €6.80. The top, ticket to the top via the elevator with a glass of champagne: Adult - €58.30 Second-floor ticket to the second floor via the elevator with a glass of champagne: Adult - €43.60 Second-floor ticket to the second floor via the stairs with a glass of champagne: Adult - €35.20 Les Invalides After your morning overlooking the city from the top, you can head to Les Invalides, just 20 minutes away from the Eiffel Tower. Witness Napoleon’s tombstone in the church. Also right opposite the church is Musée Rodin, a must-visit! Timings of Les Invalides Opens at 10 am each day. You can enter till 6 pm Every month, the gates open late on the first Friday. Timings remain 6 pm till 10 pm Stays closed on January 1st, May 1st and December 25th  Timings of Musée Rodin Open every day except monday. Gates open at 10 a.m. and close by 6.30 pm. The last entry is at 5.45 pm. Closed on January 1, May 1 and December 25 Gift store is open from Tuesday to Sunday, 10 am to 6 pm. Ticket prices of Les Invalides Museum and exhibitions: full price: €15; discounted price: €12; late-night opening: €10; youth (aged 18-25): €5 Guided tours to museums and exhibitions: total price: €20; discounted price: €15; group (min 20 pax): €17.  Invalides Musical Season Concerts: Saint-Louis Cathedral Concert - Cat.1 - €35, Cat.2 - €15 (8 pm); Turenne Room Concert:12.15pm) - €10, (8 pm) - €30  Champs-Élysées and Arc de Triomphe Further following the itinerary, you’ll get to Champs-Élysées and from there to Arc de Triomphe. You can explore this beautiful place and shop from one of the most famous French boutiques.  Give your trip a little halt and have a coffee and snack at the café nearby, savoring the beauty of Paris.  Timings  Open from April 1st upto September 30th. Every week, you can visit From Wednesday to Monday — from 10 am to 11 pm and Tuesday from 11 am to 11 pm.  Opens October 1st. Visits continue till March 31. Visitors are allowed From Wednesday upto Monday - 10 am and 10:30 pm; Tuesdays - 11am to 10:30pm Closed on: On two days, gates close within 4 pm. The dates are 24 and 31 December 2024. The days of the year when the place is closed are January 1st, May 1st, May 8 (morning), July 14 (morning), November 11 (morning), and December 25. Ticket Price Single price: €16  Grand Voyageur, at €13 only, for members who have subscription cards Dinner: When you have just 2 days in Paris, make sure you make the most out of the culinary delights. Chez Janou is one of my favorite local restaurants. Have rib steak, tagliatelle with snails, and braised duck breast. Paris Trip Itinerary Day 2 Leave the second day mainly for the museums and artistic tours, which is a must whenever you’re in France. But before all that let's start with an amazing French breakfast.  Breakfast: Head to one of the most famous bakeries in Paris — Boulangerie Mamiche. You can find everything here from doughnuts to cookies to baguettes and much more! Do try their babka, made of rich brioche dough braided with chocolate.  Louvre Museum The Louvre Museum is the largest-ever private collection of ancient Roman sculptures assembled throughout the 19th century and marks my words this collection will blow your mind! Timings  Monday, Thursday, Saturday, and Sunday: 9 in the morning to 6 in the evening On Wednesday and Friday, gates open at 9 am and close by 9 pm Tuesday: Closed  Ticket Price  General admission: €22 Under 18-year-olds, under 26-year-old residents of the EEA: Free  Audio guide: €6 Guided tours, storytime, and workshops + Louvre: €31 Palais Garnier The famous opera house is undoubtedly one of Paris's most picturesque architectural structures. We can also list it among one of the most majestic theaters in Europe. Spend some time here observing the architecture and details of the beautiful architecture. Timings  Every day from 10 in the morning to 5 in the evening Gates remain shut exceptionally on January 1st, May 1st and December 25th Ticket Prices  Full price: €15  Reduced price: €10 Free entry for children < 12 years, job seekers, disabled people, and accompanying persons. Jardin du Luxembourg Sit and enjoy the sunset at one of the most beautiful gardens in the city. You can stake a stroll, have ice cream and enjoy some peaceful time with your loved ones here.  Timings  Opening hours: 7:30 am to 8:15 am Closing hours:  4:30 pm to 10:30 pm Ticket prices  Entry to the Luxembourg Gardens in Paris is free Summing Up  So this was the most efficient 2-day itinerary to tour Paris and covers many must-see attractions, providing a balanced mix of art, history, and the vibrant Parisian atmosphere!.  If you want you can add or remove some locations from this itinerary according to your preferences.  Also read Top 10 Most Popular Paraguay Food That You Must Try. Top 13 Famous Wonders Of India That You Must Visit! [Updated 2024]