How Can Your Credit Card Save You Money On Holiday Travel

Oct 25, 2022

Last Updated on: Oct 18, 2024

Credit card is a convenient way of banking. It has made banking easy over the course of years. They can also save you money if you know how to use them effectively.

Credit cards will allow you to have funds to pay for goods and services. If you have ever used a credit card, you would know that you can buy things without spending any of your money initially. Are you thinking about debt compilation on credit cards? You can strategize to enjoy luxury on a budget. However, credit card holders are expected to repay the borrowed money and a little additional interest later.

Types Of Credit Cards

There are some major types of credit cards which also include Visa, Mastercard, and other types of Discover, along with American Express.

They are issued by different banks, credit unions, and other financial institutions to attract customers by providing them incentives such as hotel room bookings, gift cards, discounts, airline miles, and cash back on purchases.

Credit cards will reward their users for ensuring customer loyalty. Some stores even offer credit cards so that customers can purchase from retailers. They will provide customers with promotional notices, special sales, discounts, and other perks.

Some credit card users will be allowed a separate cash line of credit (LOC) so that they can borrow cash money in advance using a credit card. However, cash advances have some disadvantages, including higher interest rates and no grace period.

How Can Credit Cards Save You Money On Travel Holidays?

Credit cards are a good way to spend money on holidays.

Here are the ways you can use credit cards to save money. You can get details about credit card spending.

Transfer Balances

If you are using a credit card with a humongous balance and a higher interest rate. Then you can transfer that amount to a credit card with lower interest rates. This 0% APR balance transfer will offer you some time to ease up your payment with accumulating interest.

According to data, if you move a $3,000 balance at 17% to a credit card with a 0% APR, you will save upto $400. After that, if you pay on a monthly basis, you will end up gaining money in the process.

Credit Card & Rewards

If you are accustomed to paying with credit cards on holidays. Then you should use a reward credit card to save yourself some money. If you are using a reward credit card during holiday seasons, you can earn rewards, points, miles, and cash back rewards for your every payment.

The more you use these reward cards to purchase, the more you will earn points and save money. Some reward cards even allow cash back on eligible purchases. You can redeem those points to travel or to buy more merchandise.

However, reward cards will have annual fees that you have to pay at the year-end. So, you can manage your finances according to your needs by comparing the values of the yearly rewards and the annual payment fee.

Some reward cards will not offer you a grace period. A grace period is considered the time between the last billing cycle and the date of due payment. During this time, the credit card issuer might not charge you any interest since you are supposed to pay your balance on the expected day.

Interest Rates

You can use a card with a 0% introductory rate, where you won’t be charged interest on purchases for a certain time period. You can pay off your credit card balances before the due date to avoid interest rates.

In introductory offers, you are expected to make payments on time. If you make late payments, your introductory officer can revoke the offer. They can impose interest rates on the remaining balances. So, pay even a minimal amount before the due time.

If you want to avoid paying any extra charges during your 0% promotional introductory offer, then you should calculate each amount you have to pay on a monthly basis. So that you can reach a 0 balance when the introductory offer ends.

You can Avail Balance Transfer Offer

Balance transfer offers are similar to that promotional interest rates, but instead of making any purchase, you are expected to pay your already existing credit card debt.

A balance transfer card will let you move your remaining balance from one credit card to another one. However, the amount of balance you can move depends on the transfer limit.

Some credit card companies will charge minimal fees to complete the transfer. The fees range from 3-5% of the transferred amount. If you are managing finances on a holiday evening, you should calculate the amount you need to transfer.

Track Every Purchase

You should be tracking your every purchase. No, you don’t have to write down your every purchase but tracking is an easier option with credit cards.

You can simply log into your online account using a credit card and review the statement. If you are aware of your spending data, then it can be easier to calculate the amount you have to repay in the end.

You can check your account statement and categorize your expenses to build a budget that suits you.

You Can Earn Free Travel For Your Holidays Too!

When it comes to travel, it is very important to manage finances. However, spending a lot of cash on the way to travel can get stressful.

However, the reward credit cards will allow you to have a smooth ending in the holiday season. You can earn miles or points you can redeem for a free flight and hotel stay.

These free flights can also be used for annual vacations and travel. You can even avail of car rental agencies if you are not too keen on flying.

A credit card can be a fitting approach for arranging that holiday travel you’ve been planning for a long time. There are also cashback benefits that can save you a lot of money. And you can also benefit from repaying your credits till your grace period lasts.

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Subham Shah

Subham Shah is a marketing professional tasked with managing different facets of digital marketing. He helps businesses with different SaaS startups, their planning, and execution. He might be a millennial but has a soft heart of old-school hard rock and metal music.

Norse Atlantic Airways Reviews And Other Information To Check Out In 2024!

BY sagnika sinhaMay 22, 2023

Norse Atlantic Airways is a novel airline that offers affordable fares on long-haul flights, mainly between the United States and Europe. The major shareholder and CEO, Bjørn Tore Larsen, founded the company. It was founded in the year 2021, in the month of March. Keep reading till the end to find out more information on Norse Atlantic Airways reviews and more! About Norse Atlantic Airways Norse Atlantic Airways is a low-cost Norwegian airline. Its headquarters are situated in Norway's Arendal. It was founded back in the year 2021, in February. The airline is known to operate various aircraft of Beoing 787 between North America and Europe. The flight's inauguration took place in 2022, on 14th June. It occurred in Gardermoen's Oslo Airport to the John F. Kennedy International Airport. Name Of Their Aircraft They have named their own Boeing 787 aircrafts after National Parks worldwide. The parks are – Dartmoor, Redwood, Yellowstone, Grand Canyon, Jotunheimen, Raet, Mount Rainier, Sequoia, Lofotodden, Rondane, Rago, Everglades, Yosemite, and Heart of the Valley. Features Of Their Aircraft The Boeing 787 is considered one of the most modern and efficient aircraft ever. Their brand is inspired by Oseberg Longship, which is in Oslo. It is a symbol of the long-lasting ingenuity of the Viking explorers. The Norse Airlines’ Dreamliners feature a wide range of innovative technologies that are known to make the travel experience for a passenger much more comfortable. The norse atlantic airways reviews also state that they are known to provide class service. They also take an active green initiative as well. Norse Atlantic Airlines Boeing 787 has the following features: They feature modern LED lighting, giving the cabin a feeling of natural daylight. The Dremliners have big windows, so you can have a great view of the outside while flying through the clouds. The windows also have individual dimmers to suit each person's specific needs. The airliner has a very comfortable altitude of the cabin. They emit twenty-five percent lower emissions and are also fifty percent quieter compared to their previous generation of aircraft - which are still in operation with many of the world's major airlines. Where They Fly: Operating Routes One can explore North America and Europe with their modern and comfortable Boeing 787 Dreamliner aircrafts. Here are their primary operational routes: Oslo (OSL) ⇄ New York (JFK) Rome (FCO) ⇄ New York (JFK) Oslo (OSL) ⇄ Fort Lauderdale - Miami (FLL) Paris (CDG) ⇄ New York (JFK) Oslo (OSL) ⇄ Los Angeles (LAX) Berlin (BER) ⇄ New York (JFK) Oslo (OSL) ⇄ Bangkok, Thailand (BKK) London Gatwick (LGW) ⇄ Boston (BOS) London Gatwick (LGW) ⇄ Barbados (BGI) London Gatwick (LGW) ⇄ Fort Lauderdale - Miami (FLL) London Gatwick (LGW) ⇄ Kingston, Jamaica (KIN) London Gatwick (LGW) ⇄ Orlando (MCO) London Gatwick (LGW) ⇄ Montego Bay, Jamaica (MBJ) London Gatwick (LGW) ⇄ Los Angeles (LAX) London Gatwick (LGW) ⇄ New York (JFK) London Gatwick (LGW) ⇄ San Francisco (SFO) London Gatwick (LGW) ⇄ Washington Dulles (IAD) Sustainability This Norweigan startup airline norse atlantic airways reviews great plans in terms of operational sustainability. They are aiming to be a world leader when it comes to the emission of carbon per passenger for every kilometer traveled. Norse Atlantic Airways planned to fill their Boeing 787s with much more seats as compared to the other Dreamliner operators. They calculated that they would benefit more, statistically, from lower emissions per passenger - kilometer and also when it comes to per passenger. Keep reading just a bit more to find out about Norse airline reviews! With that being said, it is also clear that North Atlantic will only be able to benefit from this plan if they are able to fill their aircraft (all seats). Whether or not their plan succeeds still remains to be seen. Reviews Here are a few Norse Airlines reviews that were left by people who used their services: The staff on this aircraft were polite, kind, and very attentive to people around me, and myself who was not feeling very well. They helped me move to a more spacious seating area as soon as boarding was complete. They were understanding and very quick with service. I will definitely be flying with Norse again. Thank you – Michelle Gabassi We traveled from Ft Lauderdale Florida to Oslo December 21-22, Absolutely loved the airline, great flight all the employees were super. My luggage was lost but was delivered to me in Sweden Christmas Eve which was 3 hours away from Oslo Airport. Can't say that about Southwest which is the airline we were supposed to get back to Arkansas the 29th. – Ronnie Bogard Friendly crew, seamless check-in processes. Amazing value. I flew round-trip from JFK-Oslo and look forward to flying with them again. Their planes have modern entertainment TV's per seat. I believe the food/drinks are a la carte but not a deal breaker with how they price their flights. – R. Bayne I was excited to fly Norse. The introductory fares were so cheap that the flight for my family of five came to around the same price as a single return on a direct flight to London with a legacy carrier. We flew MCO to Oslo, spent a night, flew to LON then back through Oslo to MCO two weeks later. The flight was on a brand new aircraft, we did the basic ticket packs, (no food, assigned seating or baggage). I don’t like eating on night flights east, and happy to a la carte on the way back. Flight took off and landed on time, spotlessly clean, good food and entertainment. CEO managing check in on return leg was a nice touch too! My go to for regular MCO - Oslo - LON from now on. – C. Haine Editor's Two Cents I figured someone looking at flying Norse might find this useful. They have now been used on four flights for us, from JFK to London Gatwick and from JFK to Oslo. We traveled round-trip to both locations, using them as hubs for transfers to Norwegian or Easy Jet. There were eight of us on the trip to Oslo and seven on the trip to Gatwick. On every flight, we purchased Norse Premium. It's similar to the pre-lay flat business class on many of the airlines I've flown on in the past forty years—generous recline, reasonably spacious, with decent headrests and footrests. My two overnight flights to the east went well. and found comfort on both legs of the journey west. These are 787s, which are incredibly quiet, stable, and smooth. Every flight had extremely professional pilots, and every flight had excellent cabin crew members. a notable contrast to US network carriers, where a large number of unsavory FAs work. On every flight, we checked our bags, and they arrived without any problems. Every flight departed early or on schedule. While our twentysomething children watched movies on the IFE, I powered my laptop using the seat outlet. In all honesty, I didn't mind that there isn't wifi. It feels good to be disconnected. Our ticket package included the food, and since I've taken hundreds of flights on numerous airlines, I don't really have high standards for airline food, so what we had on Norse was perfectly acceptable. All in all, if you're looking for an affordable way to cross the Atlantic, I wholeheartedly endorse Norse. I had a good night's sleep in the premium seats, and the price of their seats plus the fare from Gatwick to Athens was 40% less than the nonstop ticket on United from EWR. My sincere hope is that more people will help this relatively new airline so they can keep going. In my opinion, airline point programs have become so worthless that I've given up on them. All I want is a comfortable seat on an aircraft to get me where I need to go. Norse truly provide value. To Wrap It Up! That was all for information regarding norse atlantic airways reviews and more. Thank you for reading up till here. I hope you found the information useful. Let me know in the comments your thoughts on the same. Read Also: Skiplagged Review- Login, Services And Travel Experiences Hopper Flights Review- Login, Services, And Travel Experiences Everything About Breeze Airways: Breeze Airways Reviews, Features, And More! Using Flightscanner To Find Cheap Flights In 2024? All That You Need To Know!

3 Irresistible Reasons You Should Try A Walking Safari

BY ArnabSep 29, 2022

We’ll go on jeep safaris to explore wildlife closely. But if you want a true wildlife experience that enriches you physically, mentally, and even spiritually, then you must try bush walks. Bush walk takes you on a walking safari to national parks that are havens for unique flora and fauna. These let you immerse into a healthier and happier community. In this blog, we're going to tell you how a walking safari can change your life. But First, What Is A Walking Safari? A walking safari takes you on less-traveled paths, bringing you the most authentic safari experience. On your journey, you’ll experience many things that are easy to miss on a vehicle. Instead of simply gazing at animals and vegetation, you can examine these wildlife entities closely. You get the opportunity to track the footprints of animals on the ground. Watch lovely beetles roll the dung and hear birds singing melodically. If you happen to be in South Africa, you're in luck. The land has a lot to offer for bushwalkers. You typically start in the morning. Some walking safari camps also run in the afternoon. But if you’re after an incredible experience, then head out at the crack of dawn. At this time of the day, animals are most active, and the crisp morning air simply touches your soul. Walking becomes even easier during the African dry winter, mainly because of low temperatures and humidity. Also, dry vegetation increases your chance of spotting animals. So, it’s the best time to go on bush walks in South Africa. Top Reasons To Book A Bush Walk: While there are many reasons to book a bush walk, key benefits are: 1. Connect with Nature You don't need to confide in a vehicle. Instead, you can walk on foot and have an intimate experience with the wild. You’ll get to see lots of fascinating animals, soaking your eyes in their incredible beauty. You can see, smell and feel things around you. It’s not possible to experience this from a distance. All in all, a safari on foot lets you connect with nature on different levels. 2. See Finer Details While exploring the African bush on a walking safari, you'll be able to discover every single detail of your surroundings. These include plants, animals, birds, insects, and even some wonderful landscapes. So, you'll be able to slowly absorb your surroundings so that you can easily drive straight passed while driving a vehicle. 3. Learn a New Skill In addition, you’ll learn a new skill, that is, tracking. Your tour guide to bush walk will teach you to read tracks in the sand and successfully follow animals. This wonderful skill will improve your overall wildlife experience in the bush. You may spot wild giraffes, wild elephants, and hippos playing in the woods. By going on a walking safari in African woods or national parks, you can expect a lot of immersive experiences. You can travel solo, with your family, friends, or in a group of other travelers. So, book a bush walk tour in South Africa. Read Also: 10 Best Things To Do In San Diego (USA) 10 Best Places To Travel In July – Travel Guide 2022 Which Is The Best Time To Visit Sikkim? – Travel Guide

15 Essential Apps For Travelers And Online Students: Enhance Your Journey And Studies On The Go

BY Ankita TripathyNov 13, 2023

"Discover the top 10 apps for travelers who study online, making your travel experiences more enriching and your studies more efficient. From language tools to study aids, these apps are a must-have for any journey." When traveling and studying online, staying connected and efficient is crucial. Whether you're a digital nomad, a student on a study abroad program, or simply someone who loves to travel while keeping up with online courses, the right apps can make all the difference. In this article, we explore 10 essential apps that cater to both your travel and study needs. For comprehensive online exam help, consider visiting 123homework for expert assistance. 1. Google Maps: Your Go-To Travel Guide Subtitle: Navigating New Destinations With Ease Google Maps is indispensable for travelers. With real-time GPS navigation, traffic updates, and transit information, it ensures you never lose your way in a new city. 2. Duolingo: Language Learning Made Fun Subtitle: Break Language Barriers While Traveling Duolingo offers a fun and interactive way to learn new languages, perfect for communicating with locals and enhancing your travel experience. 3. Airbnb: Find Your Home Away From Home Subtitle: Unique Accommodations Worldwide Airbnb connects travelers with local hosts, offering unique lodging options that go beyond traditional hotels, ideal for long-term stays or immersive experiences. 4. Evernote: Organize Your Study And Travel Plans Subtitle: Keep Your Notes And Itineraries In One Place Evernote is a powerful tool for organizing travel itineraries, study notes, and schedules, ensuring you stay on top of your tasks while exploring new destinations. 5. Zoom: Stay Connected With Online Classes Subtitle: Seamless Video Conferencing Anywhere Zoom is crucial for online learners, offering reliable video conferencing to attend lectures, participate in discussions, and collaborate with peers, regardless of your location. 6. Skyscanner: Book Flights At The Best Prices Subtitle: Making Air Travel Affordable And Convenient Skyscanner compares flight prices across different airlines, helping you find the best deals for your travel dates and destinations. 7. Coursera: Expand Your Knowledge On The Go Subtitle: Access A World Of Online Courses Coursera provides access to a wide range of online courses from top universities, allowing you to continue your education no matter where you are. 8. Xe Currency Converter: Manage Your Finances Abroad Subtitle: Real-Time Currency Conversion The XE Currency Converter app is essential for managing your finances in different currencies, offering live exchange rates and simple conversion tools. 9. Tripadvisor: Discover The Best Local Spots Subtitle: Insider Tips For Dining And Attractions TripAdvisor is a treasure trove of user reviews and recommendations for restaurants, attractions, and activities, helping you make the most of your travel experiences. 10. Trello: Project Management for Your Studies Subtitle: Keep Your Academic Projects Organized Trello is an excellent tool for managing academic projects and assignments, with features that allow you to track progress and collaborate with classmates. 11. Slack: Effortless Team Communication Subtitle: Streamline Your Study Group Discussions Slack is an excellent communication tool for students involved in group projects or study groups. Its organized channels and direct messaging make coordinating with classmates seamless, even across time zones. 12. Headspace: Mindfulness And Meditation Subtitle: Stay Focused And Relaxed On The Go Maintaining mental wellness is crucial, especially when balancing travel and study. Headspace offers guided meditation sessions that help reduce stress, improve focus, and enhance overall well-being. 13. Tripadvisor: Discover The Best Local Spots Subtitle: Insider Tips For Dining And Attractions TripAdvisor is a treasure trove of user reviews and recommendations for restaurants, attractions, and activities, helping you make the most of your travel experiences. 14. Kindle App: Your Portable Library Subtitle: Access Academic And Leisure Reading Anywhere The Kindle app offers a vast selection of e-books, including textbooks and leisure reading, making it easy to keep up with your studies and enjoy personal reading while traveling. 15. Udemy: Diverse Learning At Your Fingertips Subtitle: Learn New Skills In Various Fields Udemy provides a wide range of courses in different areas, from professional development to personal hobbies, allowing you to learn new skills or deepen your knowledge in your field of study. Conclusion Balancing travel and online studies requires the right tools and apps to stay organized, connected, and informed. The apps listed above are designed to enhance your travel experience while ensuring your studies remain on track. Embrace technology as your ally in your dual journey as a traveler and an online student. Read Also: Thailand Travel Guide: This Is The Best Time To Visit Stay Safe And Satisfied: Exploring Paraguay’s Culinary Delights With Travel Insurance In Mind A Newly Launched Tool ‘Skyscanner’ Inspires Travelers To Book Travel Destinations With Ease And Confidence

How Can Your Credit Card Save You Money On Holiday Travel

Types Of Credit Cards