How Can Your Credit Card Save You Money On Holiday Travel

Oct 25, 2022

Last Updated on: Oct 18, 2024

Travel Guides

Credit card is a convenient way of banking. It has made banking easy over the course of years. They can also save you money if you know how to use them effectively. 

Credit cards will allow you to have funds to pay for goods and services. If you have ever used a credit card, you would know that you can buy things without spending any of your money initially. Are you thinking about debt compilation on credit cards? You can strategize to enjoy luxury on a budget. However, credit card holders are expected to repay the borrowed money and a little additional interest later.

Types Of Credit Cards

There are some major types of credit cards which also include Visa, Mastercard, and other types of Discover, along with American Express. 

They are issued by different banks, credit unions, and other financial institutions to attract customers by providing them incentives such as hotel room bookings, gift cards, discounts, airline miles, and cash back on purchases.

Credit cards will reward their users for ensuring customer loyalty. Some stores even offer credit cards so that customers can purchase from retailers. They will provide customers with promotional notices, special sales, discounts, and other perks. 

Some credit card users will be allowed a separate cash line of credit (LOC) so that they can borrow cash money in advance using a credit card. However, cash advances have some disadvantages, including higher interest rates and no grace period.

How Can Credit Cards Save You Money On Travel Holidays?

Credit cards are a good way to spend money on holidays. 

Here are the ways you can use credit cards to save money. You can get details about credit card spending.

Transfer Balances

If you are using a credit card with a humongous balance and a higher interest rate. Then you can transfer that amount to a credit card with lower interest rates. This 0% APR balance transfer will offer you some time to ease up your payment with accumulating interest. 

According to data, if you move a $3,000 balance at 17% to a credit card with a 0% APR, you will save upto $400. After that, if you pay on a monthly basis, you will end up gaining money in the process.

Credit Card & Rewards

If you are accustomed to paying with credit cards on holidays. Then you should use a reward credit card to save yourself some money. If you are using a reward credit card during holiday seasons, you can earn rewards, points, miles, and cash back rewards for your every payment. 

The more you use these reward cards to purchase, the more you will earn points and save money. Some reward cards even allow cash back on eligible purchases. You can redeem those points to travel or to buy more merchandise. 

However, reward cards will have annual fees that you have to pay at the year-end. So, you can manage your finances according to your needs by comparing the values of the yearly rewards and the annual payment fee.

Some reward cards will not offer you a grace period. A grace period is considered the time between the last billing cycle and the date of due payment. During this time, the credit card issuer might not charge you any interest since you are supposed to pay your balance on the expected day.

Interest Rates

You can use a card with a 0% introductory rate, where you won’t be charged interest on purchases for a certain time period. You can pay off your credit card balances before the due date to avoid interest rates. 

In introductory offers, you are expected to make payments on time. If you make late payments, your introductory officer can revoke the offer. They can impose interest rates on the remaining balances. So, pay even a minimal amount before the due time.  

If you want to avoid paying any extra charges during your 0% promotional introductory offer, then you should calculate each amount you have to pay on a monthly basis. So that you can reach a 0 balance when the introductory offer ends.

You can Avail Balance Transfer Offer

Balance transfer offers are similar to that promotional interest rates, but instead of making any purchase, you are expected to pay your already existing credit card debt. 

A balance transfer card will let you move your remaining balance from one credit card to another one. However, the amount of balance you can move depends on the transfer limit. 

Some credit card companies will charge minimal fees to complete the transfer. The fees range from 3-5% of the transferred amount. If you are managing finances on a holiday evening, you should calculate the amount you need to transfer.

Track Every Purchase

You should be tracking your every purchase. No, you don’t have to write down your every purchase but tracking is an easier option with credit cards. 

You can simply log into your online account using a credit card and review the statement. If you are aware of your spending data, then it can be easier to calculate the amount you have to repay in the end. 

You can check your account statement and categorize your expenses to build a budget that suits you.

You Can Earn Free Travel For Your Holidays Too!

When it comes to travel, it is very important to manage finances. However, spending a lot of cash on the way to travel can get stressful. 

However, the reward credit cards will allow you to have a smooth ending in the holiday season. You can earn miles or points you can redeem for a free flight and hotel stay. 

These free flights can also be used for annual vacations and travel. You can even avail of car rental agencies if you are not too keen on flying. 

A credit card can be a fitting approach for arranging that holiday travel you’ve been planning for a long time. There are also cashback benefits that can save you a lot of money. And you can also benefit from repaying your credits till your grace period lasts. 

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Subham Shah is a marketing professional tasked with managing different facets of digital marketing. He helps businesses with different SaaS startups, their planning, and execution. He might be a millennial but has a soft heart of old-school hard rock and metal music.

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READ MORE Ethiopian restaurants

Top 7 Ethiopian Restaurants In Los Angeles – Complete Guide

BY  Barsha Feb 8, 2023

So you are craving some Ethiopian food. And you are thinking about checking out some Ethiopian restaurants near you. But there the problem arises - if you have never tried out Ethiopian cuisine, then this could prove to be a sad experience if you choose the wrong restaurant. This is exactly why we decided to checkout some of the best Ethiopian restaurants in Los Angeles. And guess what? It was a great day, and we had a fantastic time tasting delicious Ethiopian food. Simply scroll down and checkout all the top places to eat Ethiopian food in Los Angeles! Top 7 Ethiopian Restaurants In Los Angeles - Complete Guide Here we are, ready with the top Ethiopian restaurants in Los Angeles, and you are stills searching for ‘Ethiopian food Los Angeles’ on search engines like you were looking for Peruvian food recently? Stop right now! Instead, just save this article for now and scroll down to find out which are the best places to eat Ethiopian food - so chill out and scroll down! 1. Messob Ethiopian Restaurant: Image Source: images.squarespace-cdn.com Messob is literally LA’s answer to the ‘little Ethiopia restaurant’ search query. The place has great reviews both from their usual guests and even from people who have visited the place to try out Ethiopian cuisine for the first time. Plus, we loved the food here! Review By Mitch Kling: Please, please come here. Getahun is so sweet and welcoming, please don’t let your inexperience scare you. You will be welcomed wholeheartedly with smiles and amazing service. The love and pride this restaurant has for its food and culture are mouth-wateringly palpable in every bite. I am so happy with everything we had. Get the honey wine made in-house. Try some Ethiopian beers. 2. Rosalind's: Image Source: go.sodere.com One of our favorite Ethiopian restaurants in Los Angeles has to be Rosalind’s - the food is delicious, and more importantly, it’s a spacious restaurant. Since we were a group of people, the place was perfect for us - what a beautiful group-friendly restaurant, just like the ones in Vegas! Review By Jackie Martinez: This was my first time trying Ethiopian food, and I loved it! My partner and I got the vegan goodness combo (which comes with collard greens, green beans, and lentils) and one beef dish. It was the perfect shareable portion. The Injera was super tasty and had a nice yeasty sourdough flavor that paired nicely with the meat and veggies. I loved how aromatic, spicy, and tangy the food was. Lots of amazing and bold flavors. 3. Rahel Ethiopian Vegan Cuisine: Image Source: images.ctfassets.net Delicious Ethiopian stews, spongy bread, and tasty vegan combos - that’s exactly the kind of thing we were looking for when we came across Rahel Ethiopian Vegan Cuisine. If you are looking for an Ethiopia restaurant that serves vegan food, then this is your option. Review By Gaya D: If you like delicious healthy food, Rahel cannot be missed! I've been coming here for 8 years, and the quality has remained consistently high. The food is always amazingly tasty and lovingly prepared. The restaurant employees are kind and attentive. I always look forward to my visits here. Make sure to get a platter to share, so you can try everything! 4. Lucy Ethiopian restaurant: Image Source: d1ralsognjng37.cloudfront.net Another one of our favorite Ethiopian restaurants in Los Angeles has to be Lucy Ethiopian restaurant! It’s a simple restaurant serving great Ethiopian food - so delicious and packed with flavors. In short, we loved this restaurant! Review By Linda Torres: Came here for a date night. Unfortunately, they were an hour from closing, but they still served us. They gave us our food in to-go plates conveniently. The tea was delicious, we had the veggie platter and a side of lamb in a red sauce. Wish I had taken pictures and written down the names of the dishes. It was delicious!!! We’ll be returning for the ritual coffee!! Can’t wait!! 5. Buna Ethiopian Restaurant & Market: Image Source: lh3.googleusercontent.com Please don’t type in ‘restaurants Ethiopian’ and end up getting confused about all the search results you will get. Instead, just go to Buna Ethiopian Restaurant & Market. You will find everything here - from imported groceries to traditional Ethiopian food, which you won’t be able to regret. Review By Ash: Found out about this place on Reddit— it’s a small, modest little restaurant in the back of a little Ethiopian store that sells spices and carvings, etc. The food was exceptional— I got the garlic salted trout, and my husband got the vegetable platter. So much flavor and these plates were mild in terms of spicy heat. Would 100% return back. 6. Azla Ethiopian Eatery: Image Source: images.squarespace-cdn.com Come on, you really don’t need to search ‘Ethiopia restaurant near me’ - just go to Azla Ethiopian Eatery, especially if you are in search of vegan options. Also, the restaurant has crazy reviews when you think about it - and we agree too, the food’s great! Review By Jonathan Neal: OMG, I just ate here for the first time. So delicious. I got potato curry, pea curry, sweet potatoes, and rice, all for $10! It’s love at first bite for me! Healthy and tasty and vegan and good-sized portions. Did I say that I’m in love? Wow! I love discoveries like this. I just finished dinner, and I already can’t wait to come back ? 7. Lalibela: Image Source: d1ralsognjng37.cloudfront.net Honestly, we loved Lalibela! Lalibela is one of those Ethiopian restaurants in LA that serve great food, and more importantly, they have this coffee ceremony which is so cool. We are definitely going back to this crazy restaurant - you should check this place out as well! Review By Brandy Duong: My first time trying Ethiopian food. My cousin is a vegetarian, so this was a wonderful meal, but since I mainly tried the veggie utopia, I wished I had ordered a meatier option. The veggie utopia was aesthetically pleasing and also quite tasty, especially their lentils and carrot potatoes. The street gets busy, and parking can be quite hard to find. And It’s A Wrap! And that’s a wrap on all the top Ethiopian places to eat in Los Angeles. So instead of typing out search queries like ‘Ethiopian restaurants near me’ on Google, just save this article. And trust us, you won’t regret it! Also, one last thing before we bid adieu for now - don’t forget to share your thoughts and experiences about these Ethiopian restaurants in the comments below. Read Also: Top 12 Perdido Key Restaurants – Reviews & Budget 10 Best Restaurants On Sanibel Island – Tour And Travel Guide Best Asian Restaurants In Florida – A Must Visit For Food Lovers

READ MORE outlets in Massachusetts

Top 11 Outlets In Massachusetts You Can Visit While Traveling

BY  Barsha Nov 2, 2022

If you love to shop and you are visiting Massachusetts soon, then you have arrived at the right destination because today, we will discuss the best outlets in Massachusetts that you simply can’t miss out on while traveling. Also, how can you not shop while you are visiting the home ground of factory outlets of some of the biggest international brands? So let’s dive straight into the world of factory outlets and find out which ones you should check out on your trip to Massachusetts. Top 11 Outlets In Massachusetts You Can Visit While Traveling: The sheer number of premium outlets in Massachusetts can make any shopper’s dream come true. Not everyone can afford to buy what’s latest on the Runway, but that doesn’t mean they can’t opt for factory outlets of the same premium Runway brands! So without wasting any more time, scroll down to find out all the factory outlets you must check out in Massachusetts. 1. Wrentham Village Premium Outlets: If you are looking for cool Wrentham outlets, then you must head over to the Wrentham Village Premium Outlets - these outlets have a fantastic collection of designer brands and labels. Known for being the largest outlet center in New England, this one is only 35 minutes from Boston. Review By Bryanmantezoni:“We visited this place which was ver clean with plenty of parking spaces, we spent about 3 hours visiting all the stores, we didn’t not find it to be amusing regarding sales, it seemed like other outlets have better deals even regular stores might give you better deals, just ok to visit and window shop, nothing to wow about.” 2. Lee Premium Outlets: One of the busiest outlets in Massachusetts, the Lee Premium Outlet center offers visitors impressive savings at various stores such as BCBG Max Azria, Banana Republic, Ann Taylor, Talbots, Polo Ralph Lauren, Michael Kors, Nike, Lacoste, Brooks Brothers, Coach, J.Crew, Gap Outlet, Cole Han, and more. Review By Mr. Putnam:“Visited the area with my lady for her birthday getaway weekend. We stopped at the outlet center for a few items and spent nearly five hours shopping at several lovely shops adding more than $1,000 to the local economy. The shopkeepers were exceptional and very caring. We got some great buys as well!!” 3. Five Town Plaza: Five Town Plaza is one of the lesser-known outlet centers in Massachusetts. But that’s the best part about this location! Don’t we all love a little exclusivity when it comes to rocking a personal style? Review By Lobstaluva:“We miss the convenience of the AAA office, but we love the addition of IHOP. The restaurant is clean, staff friendly, and welcoming, and the food has been consistently good. When we go, it is for a late breakfast. We are never sure what we plan to order, but it will always include those delicious harvest grain and nut pancakes. We try to have Ray as our server; he is great!” 4. Goodlinens Studio: The Goodlinens Studio is located in the oldest working seaport of the United States, at downtown Gloucester. The best part about this outlet center is all the useful, beautiful products for baths, homes, and kitchens. Launched in 2016, Goodlinens Studio is not one of your usual Boston outlets - they have their own line of products crafted with style! Review By Margaret N:“While visiting family in Gloucester over Christmas, we visited Good linens. What a fantastic store and fun to look around. What impressed me were the interesting brushes they sell, brushes that clean everything and anything. The two women running the store were helpful but not pushy. Can't wait to visit this store again.” 5. New Balance: One of the best footwear outlets in Massachusetts, you simply can’t miss out on New Balance. The center is famous for its footwear, accessories, and related merchandise collection. Plus, the place has killer reviews, and visitors have only good things to say - so it’s a complete win-win! Review By Dracut-Phantom_K:“There is a large selection of footwear for the serious runner or serious walker! Also, a large selection of fitness clothing and accessories. The prices are great, and there always seems to be some kind of sale going on!” 6. New Balance Factory Store: Finding a good factory outlet in Massachusetts is not a difficult task but at the same time, finding the one that suits your tastes can be exhausting, especially in a setting like Massachusetts, where you are spoilt for choice. So, finding New Balance Factory Store was a blessing - you need to check the place out once, and you will know what we are talking about! Review By MrWarrenM:“I visited New Balance with my wife, who was shopping for a pair of comfortable walking shoes for the first time yesterday. She had such a great experience here. The sales associate that helped her was great without being pushy. She was having a really hard time finding a pair of comfortable walking shoes, so I decided to stop here.” 7. Fran's Designer Clothing Outlet: Fran's Designer Clothing Outlet is one of those places where women can disappear for hours - it’s a shopping paradise with cute outfits and affordable rates. Moreover, the staff is also friendly and always happy to help. There’s no reason why you shouldn’t visit this place - it’s worth your time! Review By Hoorge:“Fran's Designer Clothing Outlet is a store where women could disappear for an hour or two as they happily try on dresses of all kinds, including vintage, prom, casual, glamour, and much much more. The store also carries interesting hats and shoes. Dresses are pretty and the prices are quite reasonable. Staff is attentive and happily assist when needed. Women love this place.” 8. Eddie Bauer Outlet: If you were planning to check out Wrentham mall and skip out on the famous outlets in Massachusetts, then you were on your way to making a big mistake. The Eddie Bauer outlet is one such place you must check out if you love shopping - plenty of options on clothes available at reasonable prices. And you might just get some crazy deals! Review By BandBCuties:“For any fans of Eddie Bauer clothing this place will be a great find for you. We have an outlet by us but have never find as many bargains as we did while shopping at this store. Make sure you ask about their sales tax policy because if you spend over so much (which we did) you get charged a different sales tax. Happy shopping.” 9. Osgood's: Did you know that Osgood’s happens to be 60+? We didn’t know that when we visited this famous outlet! If you google ‘outlets in Boston Massachusetts,’ you will find Osgood’s name on every list - so there was no reason we were going to leave it out from our ultimate list for shoppers visiting Massachusetts. Review By Adventure Diva:“This 60+ year old outlet does not disappoint. I've visited many times over the years and appreciate the fact you can purchase everything under one roof. Lots of unique options are here including a selection of cashmere, silks, vintage fabrics, blinds and accessories for home decor, ulphostery, clothing and crafting. Fashion designers, theater groups and individual customers come here to check out their wide assortment.” 10. Vortex/New England Stained Glass: Launched in 1975, the Vortex/New England Stained Glass is well known for its dedication and quality. The store is perfect for people seeking stained glass windows customized to their preference or anyone who is on the verge of restoring their windows. Review By Joseph Rapoza:“Very nice people the owner took the time to greet me and show me quite a few windows. They do wonderful work at work from what I can see they have a large selection of stained glass windows most of them are from churches. The prices seem reasonable for what he has unfortunately for me I did not purchase anything. Great people they took their time with me I thank you” 11. The Longmeadow Shops: One of our favorite outlets in Massachusetts, the Longmeadow Shops are located right at the center of the whole Longmeadow Community. This is one of those walking malls that offer a huge variety of local and national retail stores, accompanied by gift shops, eateries, and restaurants. If you google ‘outlets in ma,’ you will see how Longmeadow pops up everywhere! Review By E M:“Always love shopping at Longmeadow shops. It’s very clean and has a variety of shops I don’t see anywhere else in the area. I love to buy beautiful clothes that are different than what you would find at the local mall and Longmeadow Shops has the stores that carry these “different” types of styles!” How To Shop Effectively? Have you spent every last dime on your budget so far? Perhaps not. When it comes to purchasing goods, customers have access to a vast array of options at varying price points owing to the principles of free-market capitalism. Saving money on purchases, as opposed to investing, doesn't call for any specific knowledge and is a simple method for anyone to stretch their money a bit further. 1. If you're not in a rush, which you usually aren't, it's worthwhile to look through local classified ads on Craigslist or Kijiji. Another thought? Join a few local Freecycle groups and ask around to find out if anyone you know is parting with anything you'd like to give away. 2. If you're not in a rush, which you usually aren't, it's worthwhile to look through local classified ads on Craigslist or Kijiji. Another thought? Join a few local Freecycle groups and ask around to find out if anyone you know is parting with anything you'd like to give away. 3. See if you can borrow the newest best-selling book from your local library before dropping some cash on something you will probably read once. 4. Even in a retail establishment, there are many circumstances in which you can bargain, even though you probably won't be able to do so on many items. For instance, if an item has cosmetic flaws, a retailer might be willing to give it a slight discount because such items are typically harder to sell. 5. You may end up paying full price if you wait to buy something until you really need it, but you can save a lot of money by making some advance plans. Consider asking yourself the following queries. 6. You can save even more money if you combine coupons with sales. Coupons, like the ten buy one, get one free offer for your preferred deodorant, can be found on eBay. 7. Prior to making a purchase, while shopping, look for the store's name along with the "coupon code". In an effort to help customers save money, a lot of retailers will post coupon codes. 8. Generally speaking, it's not a good idea to purchase an item as soon as you see it because it's probably cheaper somewhere else. The savings you'll get make the extra time and effort worthwhile, especially for pricey purchases where you stand to gain a lot from comparing prices and for scenarios like online shopping where it's easy to do so. Frequently Asked Questions (FAQs): Check out the most frequently asked questions about the top outlets in Massachusetts people can visit while traveling mentioned below. 1. What Outlets Are In Mass? Ans: The top outlets in Massachusetts are as follows:➊ Wrentham Village Premium Outlets,➋ Lee Premium Outlets,➌ Five Town Plaza,➍ Good linens Studio, and➎ New Balance. 2. Are Things Cheaper At Wrentham Outlets? Ans: Wrentham Outlets are already famous for their discounted merchandise, but if you are visiting during Black Fridays, you can expect to save a lot of money. However, you will typically find the best savings at all the expensive stores in the area - so always check those out first! 3. Are Outlets Cheaper Than Regular Malls? Ans: Generally, most consumers are able to score crazy discounts at different outlet stores. But, sometimes, it is right there on the price tag - a normal retail price accompanied by a satisfactory sale price. So in case you hate paying the retail price for most items, it’s always better to head to an outlet than to malls. 4. What Is The Largest Outlet Mall In The Us? Ans: The largest retail, outlet, and entertainment destination in the United States is Sawgrass Mills, with a solid 350 stores! The place has stores from the best designers across the world, like Gucci, Jimmy Choo, Prada, Ralph Lauren, Polo, Michael Kors, and Coach. And It’s A Wrap! So now that you know all the outlets in Massachusetts that you must visit while traveling, what are you waiting for? Instead of googling ‘outlets Massachusetts,’ why don’t you pack your bags and get ready to shop till you drop? A shopper’s paradise, Massachusetts is home to some of the best factory outlets across the globe - you simply can’t miss out! And whatever you do, don’t forget to let us know about your experiences inside the famous factory outlets of Massachusetts in the comments below! Read Also:  Things To Do In Maryland Top 10 Affordable Hostels In Los Angeles Why Myrtle Beach Is The Ideal Summer Destination

READ MORE Hotel in Bournemouth

Finding the Best Hotel in Bournemouth

BY  Kanchan Shaw May 4, 2022

With over 150 hotels in Bournemouth, it can be difficult to know which hotel is best suited to your needs. The city has everything from 5-star resorts overlooking the ocean to quaint bed and breakfasts located minutes from the sandy beaches that made Bournemouth famous. This guide on how to find the best hotel in Bournemouth will help you choose where to stay based on your price range, amenities, and location preferences. 5 Factors To Consider When Choosing A Hotel In Bournemouth: When it comes to planning a trip, deciding where to stay is an important decision. When searching for hotels there are many factors that must be considered before booking a room. Here you will find 5 things to think about when choosing your hotel. The most important factor when choosing a hotel location is convenience. Before even looking at price or star rating you should know exactly where you plan on visiting and what attractions you want to see. While it may seem obvious if you plan on being out of your hotel for most of your trip finding a location that has nearby public transportation and various sightseeing spots can save time and money. Depending on how much money you have planned on spending on your vacation, the price can play an important role in choosing where to stay. 1. Is it near other attractions? Although it can be fun to stay at a hotel that’s right on your destination’s main street, consider whether it might be more convenient to book a hotel that isn’t quite as close. For example, if you want to visit both a local beach and an amusement park (assuming they’re fairly close together), choosing a hotel in Bournemouth close to each might mean you end up wasting time commuting between them. On the other hand, if you prefer having one spot where all of your accommodations are conveniently located—and happen to enjoy spending lots of time lounging by your room during trips—chances are there will be several good options for you nearby. All in all, distance from major attractions is something worth thinking about when booking a hotel. 2. What are amenities of choice? Though it may seem like a no-brainer, when you’re on vacation you probably want to know that your hotel offers at least some of these amenities. The more, obviously, the better. When deciding which hotel to stay at next time you’re away from home, make sure to check out their amenities before booking a room: Indoor swimming pool, Sauna, Fitness center, Free WiFi, Spacious rooms, and suites. 3. Can I request special treatment? When traveling, you might be able to get a free upgrade by calling ahead and asking for a room with a view, a quiet room, or whatever else your heart desires. But what if you’re not traveling? As we mentioned earlier, don’t accept no as an answer when asking for something. Instead of telling yourself no because it’s too much work or too hard to deal with someone who might say no, push yourself to take on that challenge and ask anyway. Chances are high that you will get some kind of response, even if it isn't exactly what you were hoping for. 4. Is it located near restaurants? You’ll never get enough sleep if you’re in a hotel that has only room service. Is there a good restaurant within walking distance? And, even if there is one, will it deliver to your room? If not, where can you find nearby food delivery services? Can they come right to your door or do you have to trek down to reception? 5. How much am I paying per night? One of your biggest expenditures when booking a hotel room is going to be its nightly rate. This is why it’s important to choose wisely. When you find a hotel with rooms available at a lower nightly price than average, check its reviews—they’ll help you get an idea of what other guests think about their stay and will let you know if that low price is worth it or not. Hotels with good ratings can be almost half as expensive as ones with bad ones, on average, but one-starred hotels should give you pause before booking. Choosing a four-star hotel can save your company up to $800 per night versus choosing one rated three stars or less, according to TripAdvisor data. Read Also: Top 10 Hotels In India The Ultimate Hotel Tipping Guide 10 Best Places To Travel In November – Travel Guide 2022 Spinnaker Resorts & How Do You Get Out Of A Spinnaker Timeshare