Know These 5 Iconic Trekking Destination if You Are Planning to Trek in Nepal

BY  Sibashree Sep 5, 2024

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives.  As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points!  However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option.  Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available.  The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you.  THIS IS Why You Will Choose FintechZoom Best Travel Credit Card Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options.  FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats.  In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options.  THIS Is The FintechZoom Best Travel Credit Card  Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements.  1. Chase Sapphire Preferred® Card As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent.  Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion.  What You Get From The Chase Sapphire Preferred® Card The table below explains the benefits of the Chase Sapphire Preferred® Card.  Welcome Bonus60000Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)Travel Purchase through the Card5x Reward PointsDining3x Reward PointsAll Other Travel Purchases2x Reward PointsAnnual Hotel CreditsUp to $50Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)Yearly Bonus10%Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)Purchase Protection Benefits $500 for Each Item and $50000 for Every AccountForeign Transaction FeesWaived OffReferral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral)  However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high.  * Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit.  2. The Platinum Card® from American Express Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits.  Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently. “No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet. However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” - Forbes This Is What You Get From Platinum Card® from American Express Learn the American Express Platinum Card® benefits from the table below.  Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)Foreign Purchase Transaction Fees NoneFlight And Prepaid Hotels Booked through the Card5x Reward PointsOther Purchases 1x Reward PointsAirline Free Credit Up to $200CLEAR® Plus Membership$199Global Entry or TSA PreCheck® Application Fee CreditUp to $85Hotel Benefits Up to $200Digital Entertainment CreditMaximum $240Equinox Credit $300Cellphone ProtectionUp to $800 for Each Eligible Card Account Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention.  I am so proud to have chosen this card!  3. Capital One Venture Rewards Credit Card The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card. Unlimited 2x reward points on every purchase 75000 sign-up bonus on a $4000 purchase in the first three months 1,300+ airport lounges access So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms.  4. Citi Premier® Card The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage.  You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits.  Things No One Told You About Choosing FintechZoom Best Travel Credit Card FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips.  Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes.  Consider Your Travel Habits You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right?  Know the Sign-Up Bonus When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance.  Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget.  Look at the Annual Fee Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits?  These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay.  Know About The Foreign Transaction Fees Benefits Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently.  Flexible Redemption Options Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners.  Of course, the option of redeeming your points as cashback or gift cards is always available.  FAQs About FintechZoom Best Travel Credit Card 1. What makes FintechZoom’s travel credit card recommendations reliable? FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us.  Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements.  2. Can I have more than one travel credit card? Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses.  If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now.  So, use your cards strategically to optimize your travel benefits and earn more points.  3. How can I maximize my travel rewards with the FintechZoom best travel credit card? You can follow simple tricks to optimize your travel credit card benefits.  Know and use the sign-up bonuses. Pay your credit card bill in full and final at the end of every month. Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits.  4. Are there any downsides to using the FintechZoom best travel credit card? Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full. Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

BY  Abdul Aziz Feb 26, 2024

For movement to selected countries without any problems and to stay there for a certain period, it is necessary to have a particular authorization document. These are so-called visas, which are ordinary and VIP. The latter are good because they have great power and give the holders a huge range of privileges. The Golden Visa for wealthy investors is one of them. It can be issued in the EU by anyone who wants to, but the main requirement is that you do not have European citizenship. It is necessary to familiarize yourself with all the conditions and peculiarities in detail to avoid problems later in the procedure. Golden Visa Programs Overview First, it should be noted that they represent the issuance of a residence permit with subsequent granting of permanent residence status to the country's migration program participant on improved conditions. The holder is entitled to many advantages and privileges that his family members can use later. The status can be obtained with the help of the following: acquisition of immovable property; buying back government bonds; opening a deposit account; registering your own business; other contributions to development funds. You should understand that the Golden Visa programs is a kind of pass that gives the right to obtain a residence permit in a particular country. Such a card can be obtained if you buy a house in the chosen location, make a large investment, or donate a significant amount of money. It also allows access to education in top European universities. Moreover, it is allowed to move freely around Europe. Furthermore, it is an opportunity to live legally in a civilized society with a high standard of living. The document is issued in several countries, which we will discuss in detail below. Each state has developed its requirements for programs to get the status. It is necessary to familiarize yourself with them more closely, especially if you are planning to move soon, being an investor, and fulfill the critical condition for issuing the card. Malta Malta is one of the countries with Golden visas. It is famous for its unrivaled beaches, warm climate, and hospitable locals. It is a top-rated tourist destination and a good choice for those who wish to change their residency. The program looks very attractive for those obtaining a residence permit to contribute to the state's economy. There are several ways - to invest in some property or contribute to the country's budget. This country is a member of the European Union and Schengen zone and unites in itself: a thriving economy; a stable property market; high-quality social services. Under the respective program, the decision on the application for a residence permit is often made in a short period - within 4 to 6 months. Once approved, the person is granted the requested one for 5 years with the possibility of an extension. It is worth emphasizing that this can be a pathway to citizenship for the principal applicant and his immediate family as long as all requirements are met. Cyprus It is the so-called "Pearl of the Mediterranean". It pleases with its hospitable residents, Adelaide weather, clean, attractive beaches, and stunning scenery. According to the Immigrant Invest Vladlena Baranova expert, candidates with dependent family members can travel to different European corners, live, work, and study wherever they want. Moreover, permanent residence in a given country is not a prerequisite. Greece Greece stands out among other EU Golden visa programs. After receiving the card, living anywhere in the country to come on holiday whenever you want becomes realistic. First, it is worth understanding that this is a tourist country, so you can get income from investments by renting out the bought flat or house. Moreover, you can choose, buy an object, draw up documents, and submit them remotely. Spain By participating in this program and getting what you want, you can move to the country with your relatives. There is a high quality of life in Spain, a low crime rate, and a good attitude toward foreigners. It is also possible to realize visa-free trips to Schengen countries. In this case, there is no need to obtain a work permit. You can open branches and set up a new company without fears and risks. Italy To participate in this program, you must invest the required amount, i.e., 250 thousand euros. It must be invested in strategic economic sectors, e.g., government bonds and charity funds. Read Also: Which Is The Best Time To Visit Auli? – Travel Guide Temporarily Unavailable Programs It became known that the Prime Minister of Portugal announced the end of his country's program. Portugal has indeed decided to eliminate the possibility of obtaining a residence permit through a financial contribution to real estate. However, he still allows foreigners to get it on condition of investing 500,000 euros in local companies or funds not related to real estate. We recommend that you seek help from specialists to avoid problems and misunderstandings while resolving issues. Read Also: Best Places For River Rafting In India Top 10 Best Travel Sites For Tour In 2022 6 Best Family Holiday Destinations In India

BY  Abdul Aziz Feb 20, 2024

Are you an avid traveler, always on the go but constantly facing the struggle of charging your devices in different countries? Get rid of those annoying times and welcome smooth connections with the Ceptics 70W World International Travel Plug Adapter - Pd & QC! This handy travel buddy makes sure you can use your devices wherever you go without any trouble. Get set for a stress-free trip as we check out all the great things about this amazing adapter - let's take a closer look! GaN Technology powers the Ceptics 70W world travel adapter for 70W of power in the most compact all-in-one Adapter. Charge 6 devices at once with one universal outlet, 2 USB & 2x USB-C + 1 70W USB-C GaN (1 W/ power delivery & quick Charge 3.0) - Charges your laptop FAST and is perfect for travels. This adapter can be used worldwide, which makes it the perfect companion for globetrotters. The AC socket has a maximum output of 70 watts, which makes it suitable for small appliances such as laptops or hairdryers. Also, you can enjoy fast charging for your devices on-the-go with Quick Charge (QC) technology and Power Delivery (PD) support. Let's explore the features and Specifications of this world international travel plug adapter. Why Is A Ceptics 70w Plug Adapter Essential For International Travelers? There are over 15 different types of electrical outlets used globally. Some countries even have multiple standards ranging from 100 Volts to 240 Volts. Every country has its own unique plug shape and voltage requirements that make it difficult for travelers to use their electronic devices without a proper adapter. This is where the Ceptics 70W World International Travel Plug Adapter comes into play. It is suitable for devices that support dual voltage or worldwide voltage with an input range of 100-240V. If your device doesn't match the voltage of the destination country, you might require a voltage converter of the right size. You can enjoy your travels without worrying about the technicalities of electrical outlets and voltage standards with Ceptics 70W World International Travel Plug Adapter - PD & QC. How Does The PD & QC Technology Work? The PD & QC (Power Delivery and Quick Charge) technology used in Ceptics 70W World International Travel Plug Adapter can provide high-speed charging while simultaneously protecting your device from overcharging or overheating. This ensures that your devices are charged quickly but also safely. The adapter will automatically detect if your device supports PD & QC technology and adjust the power output accordingly. Specifications Of Ceptics 70w World International Travel Plug Adapter: Charge 7 Devices At Once 1 universal outlet: Accepts 2-prong or 3-prong plugs from all countries except South Africa (Type M) 2 USB-A Ports: For smartphones, tablets, iPhones, iPads, and other USB devices that support up to 2.4A 2 USB-C Type: 1 W/ power delivery & quick Charge 3.0 70W USB-C GaN: Fast charge up to 70W to PD or QC-enabled USB devices The Ceptics 70W World International Travel Plug Adapter has a special GaN 3.0 C-type port that uses advanced technology for super-fast charging. This means your devices will charge quickly. This adapter is great for people who need a reliable and fast way to charge their devices while traveling. 3 Slide-out Plugs This wall charger is compatible with Types I, C, G, and A outlets commonly found in countries like Australia, Europe, the United Kingdom, and the United States. This means that you can rest assured that you'll be able to charge your devices easily with the Ceptics adapter no matter where your travels take you. Features Of Ceptics 70w Plug Adapter The Ceptics 70W World International Travel Plug Adapter is feature-packed. This high-quality adapter offers convenience, safety, and versatility for all your charging needs while traveling. Staying connected on your adventures has been easier with its compact size and fast-charging capabilities. Let's explore the features of the Ceptics 70W World International Travel Plug Adapter. 1. Compatibility One of the key features of this adapter is its compatibility with outlets in over 150 countries worldwide. It comes with four different plug types to be able to connect in multiple countries. This reduces the need to carry multiple adapters or worry about finding the right one during your travels. Read Also: Experience Canada Like A Local: Insider Tips You Can’t Miss 2. Fast Charging The Ceptics 70W adapter comes with smart voltage technology that offers fast charging capabilities with both PD and QC. This means you can charge your devices up to 50% faster than traditional chargers which makes it extremely convenient for those busy moments. This adapter is also fixed up with a built-in smart IC chip that detects the maximum power needed for your device and adjusts accordingly. 3. Safety Safety is always a first priority when it comes to electronic devices when traveling. The Ceptics 70W adapter has been rigorously tested and certified by CE, FCC & RoHS standards and provides peace of mind knowing that your devices are protected from surges and spikes in voltage. Surge Protection Overcurrent Protection Overload Protection Include Extra 8A Fuse Another amazing feature of the Ceptics 70W World International Travel Plug Adapter is that it comes with an extra 8A fuse. This fuse adds an extra layer of protection to the device and makes it more reliable and safer to use during your travels. 4. Compact And Portable Design Another notable feature of this travel plug adapter is its compact design. Just 2 inches in height and weighing in at only 4 ounces (LxWxH: 2 x 2 x 3 inches), it takes up little space in your luggage or backpack. Its strong construction also makes it suitable for all types of travel from trips to business travels. Conclusion The Ceptics 70W World International Travel Plug Adapter is a fantastic choice for people who travel a lot. It uses advanced GaN technology and has fast charging with PD & QC 3.0. You can charge multiple devices at the same time with its multiple USB ports. It works in different countries with various outlet types like Type I, C, G, and A, and it handles both 110V and 220V power. Also, it comes with plugs for EU, Euro, US and UK outlets. This adapter is small, easy to carry, and ensures you can charge your devices quickly and easily anywhere in the world. Choose the Ceptics 70W adapter for a smart and reliable solution to your charging needs while traveling. Elevate your travel experience with the Ceptics 70W Travel Adapter – your global charging companion. Don’t forget to buy and power up your adventures effortlessly with the Ceptics 70W World International Travel Plug Adapter with PD & QC. Read Also: Winter Camping In Canada: Tips For Cold-Weather Adventures Guide To Exploring Whistler, Canada For A Memorable Getaway How To Enjoy Your Journey After You Book Flight Tickets From Canada To India?