Sandals Curacao – Resort Reviews, Location, Price And Ambience

BY  Sibashree Oct 24, 2025

Croatia is home to some of the most breathtaking beaches in the world. Moreover, tourists can see crystal-clear waters, hidden coves, and pristine silver sand beaches. Statistica reports suggest that almost 20 million arrivals were recorded in Croatia,  Therefore, a large number of tourists from around the world visit Croatia. This often makes several spots and destinations very crowded.  However, many travellers do not like being in highly crowded places. Thus, people often prefer to visit beaches that remain untouched by people and are clean. Moreover, Croatia’s coastline is home to hundreds of breathtaking beaches. The list of attractions includes things like hidden coves and pebbly bays to soft sandy lagoons. However, we will inform Tour and Travel readers about the less crowded beaches accessible by waterways.   Therefore, the best way to explore all these beaches is by boat or yacht. Moreover, tourists can anchor in crystal waters and explore every hidden corner of the Adriatic. Which Are The Top 10 Best Beaches in Croatia To Visit By Boat? Croatia is home to some of the most beautiful beaches in the world. However, we have sifted out the names of some of the best beaches in Croatia for you to visit. All these beaches are best visited by boat. Thus, let us know in detail about these beaches. 1. Zlatni Rat (Golden Horn) – Brač Island Zlatni Rat is one of the most beautiful beaches in Croatia. Moreover, the beach stretches out into the sea like a golden horn. However, the golden-stretching beach constantly changes shape with the wind and ocean currents. Zlatni Rat is located on the island of Brac. The island is one of the most significant geomorphological wonders in the world. Moreover, the Island offers some of the most incredible scenery. The water surrounding the Island becomes turquoise blue to dark blue within just 20 metres. The Island also houses decades-old pine trees that were once planted by the locals to create natural shade around the place. Therefore, the white pebbles and turquoise water turn the Island into a dream stop for sailors.  Thus, the tourists can simply drop anchor nearby with a Split yacht rental and relax in the blue waters.  Moreover, tourists can spend the afternoon swimming, participating in other watersports such as windsurfing, or enjoying the lively Bol promenade. Zlatni Rat is one of the best beaches in Croatia for spending some time alone. 2. Stiniva Beach – Vis Island The island of Viz serves as the home to Stinava Beach. Stinava Beach is one of the best beaches in Croatia.  Moreover, Stinava Cove is popular among tourists for its high cliffs that form the entrance to the sea.  Furthermore, the Tourism Organization European “Best Destinations” considers the beach as the most beautiful beach in Europe. Vis attracts people from all over the world because of its mild Mediterranean climate. The beach remains hidden between the cliffs. Hence, the tourists can only reach the place by a short hike. However, the boat serves as the more scenic path to reach the place. The tiny pebble beach and emerald-green water make it one of the most photographed places in Croatia. Arrive early in the morning for calm seas and perfect light. 3. Dubovica – Hvar Island Tourists should take a short sail from Hvar Town. Moreover, they will reach Dubovica Beach. The beach is one of the most peaceful coves, framed by stone houses and olive trees.  The tourists visiting the place will witness calm, transparent waters. Moreover, the tourists should go prepared for water sports activities.  The place provides ideal spots for swimming and snorkeling right from their yacht.  Moreover, the rustic beach bars onshore also add to the island's authentic charm. 4. Pasjača Beach – Konavle, Near Dubrovnik The place is carved beneath towering cliffs. Hence, Pasjača is one of Croatia’s most dramatic beaches.  Moreover, the beach is a mix of fine sand and pebbles. However, the beach remains accessible only via a steep path from the cliffs above. Thus, tourists find it difficult to reach the place. However, the travellers can always reach the beach by sea. Moreover, people should anchor their boats offshore and enjoy the untouched beauty and serenity. Moreover, the place remains a hidden paradise. Far away from the chaos and crowded places. Thus, it is one of the best beaches in Croatia. 5. Sveti Jakov – Dubrovnik Travellers who sail near Dubrovnik should definitely visit Sveti Jakov Beach. Moreover, the place is located just outside the Old Town. Therefore, people can enjoy stunning views of the city walls and Lokrum Island from the spot.  Moreover, the pebble-and-sand beach offers a very relaxed vibe. Hence, the beach provides ideal conditions for swimming. Travellers can also take in the historic skyline from the comfort of their yacht. 6. Sakarun Beach – Dugi Otok People know Sakarun Beach for the rare sandy beaches on the Adriatic. Moreover, Sakarun feels almost Caribbean with its shallow turquoise bay and soft white sand.  The place is surrounded by a pine forest. Moreover, the yachts cruising the Zadar archipelago find the place to be a popular destination. The anchorage is calm, making it ideal for a lazy day in paradise. 7. Lubenice Beach – Cres Island Perched below the medieval village of Lubenice, this hidden cove offers a wild, natural setting and crystal-clear water.  Lubenice Beach is difficult to reach by land, which makes arriving by boat the perfect option. It’s quiet, pristine, and ideal for a refreshing swim far from the crowds. 8. Nugal Beach – Makarska Riviera Nugal Lies between cliffs and pine trees. Hence, Nugal serves as one of Dalmatia’s most peaceful beaches.  The beach has gained popularity for its privacy and naturist-friendly atmosphere.  However, travellers can access the beach only on foot or by boat. Hence, the place remains a true hidden gem for those seeking peace while sailing. 9. Pupnatska Luka – Korčula Island Korčula, Pupnatska Luka is one of the most beautiful bays in Croatia. Moreover, the beach features smooth pebbles, crystal-clear water, and lush green hills in the background.  Therefore, the Sailors often stop here for swimming and lunch, thanks to the small local konoba (tavern) nearby. The sheltered bay offers safe anchoring and a perfect island escape. 10. Rajska Plaža (Paradise Beach) – Lopar, Rab Island Rajska Plaža boasts long stretches of fine sand and shallow, warm water. Moreover, most of the Croatian beaches do not offer this. Hence, these conditions remain ideal for families and others.  Moreover, the beach is one of the few where you can anchor nearby and swim ashore easily.  The 2-kilometer sandy bay is surrounded by cafés and restaurants, making it a lively stop on your northern Adriatic route. Things To Remember While Visiting The Best Beaches In Croatia  Croatia houses several beaches. Moreover, people can access several beaches by hiking trails as well. However, the route to several hiking trails involves steep hills and cliffs.  Thus, the waterways serve as the best way of transportation to visit the best beaches in Croatia.

BY  Sibashree Aug 27, 2025

Have you decided to relocate to Cyprus for career purposes? That would be a wise decision as this island nation follows one of the EU’s most simplified tax regimes for expats. Beyond the economic aspects, you also get to enjoy year-round sunshine and its rich cultural tapestry.  Yet, the core question that you must be clear about before living this coastal life is, at the end of the day, what your real take-home pay will be? Relocation can be costly since it involves several factors, one of which is your net income. This is why it is necessary to validate your take-home pay; rent, healthcare, school fees, and day-to-day expenses can quickly accumulate if your financial estimates are off. Fortunately, Cyprus mandates a transparent and predictable taxation system, which is rather easy to navigate with the help of a Cyprus salary calculator. This guide explains how Cyprus’s 2025 tax rules work, demonstrating salary breakdown interpretation and offering a step-by-step case study example for clarity.  Decoding the Cypriot Tax System: The Core Components As per the Cypriot tax system, your net salary isn’t just your gross salary after deducting “a flat tax.” Instead, it’s the final value of a progressive income tax system, and a few compulsory, specific deductions. When you understand all these core pillars, you can proceed toward accurate financial planning. The Progressive Income Tax Brackets (2025) For the 2025 tax year, typically running on a calendar-year basis, Cyprus applies a progressive structure: Annual income tax (€)Tax rate 0-19,5000%19,501-28,00020%28,001-36,30025%36,301-60,00030%Over 60,00035% Optimizing Around the €19,500 Tax-free Threshold A unique feature of Cyprus’s progressive income tax system is the €19,500 tax-free threshold. This threshold is indeed advantageous for those moderate and higher earners, protecting a significant portion of their income from taxation by lowering their effective tax rate.  That is why it is often suggested to optimize financial planning, such as contributing to approved pensions, life insurance, or charitable donations (within the 1/5 cap), to further reduce taxable income. Structuring income and deductions strategically around this threshold is one of the simplest ways to optimize your relocation budget. Social Insurance Contributions (Sic) Everyone, including you and your employer, is liable to contribute towards the national Social Insurance Fund, which supports pensions, sickness benefits, and unemployment protection.  However, the limit of contribution varies by party: Employee contribution: 8.8% of gross salary Employer contribution: 8.8% of gross salary Annual cap: €66,612 (as per 2025 figure) Now, this annual cap highlights that even if your yearly income crosses €66,612, you aren't liable to pay Social Insurance on the portion above that limit. For high earners, this annual cap significantly lowers the effective contribution rate. The General Healthcare System (Ghs / Gesy) The healthcare sector in Cyprus is funded by the General Healthcare System (GHS), the amount of which is contributed by everyone living and working in the country through the comprehensive GeSY healthcare system. They provide all-inclusive medical coverage to residents, including GP visits, specialists, and hospital services. Employee contribution: 2.65% of gross salary Employer contribution: 2.90% Cap: €180,000 annual earnings Unlike Social Insurance, the GHS cap is high, where most employees have to pay the full 2.65% on their entire income. Employer vs. Employee Contributions If you are an employee negotiating your salary, be clear about your gross salary (the basis for your tax obligations and deductions) and the cost to the company (gross salary plus employer-side contributions). For employees, the compulsory deductions include: 8.8% Social Insurance (capped) 2.65% GHS Income tax per progressive brackets For employers, the mandatory obligations are higher and include: 8.8% Social Insurance 2.90% GHS 2.0% Social Cohesion Fund (no cap) 1.2% Redundancy Fund 0.5% Human Resource Development Fund Up to 8.0% Central Holiday Fund (unless exempt) Now, assuming that you are an employee structuring your budget, prioritize employee deductions. However, do not ignore the employer’s additional costs; understanding them would be beneficial during salary package negotiations, provided that benefits are negotiable. Case Study Example: Net Pay on a €50,000 Gross Salary This hypothetical example of €50,000 annual gross salary would help understand what the final take-home pay looks like in 2025 for an employee with no special expat exemptions or extra allowances. Step 1: Calculate Deductions Social Insurance: 8.8% of €50,000 = €4,400 GHS: 2.65% of €50,000 = €1,325 Step 2: Apply Progressive Income Tax €0-€19,500 @ 0% = €0 €19,501-€28,000 (€8,500 @ 20%) = €1,700 €28,001-€36,300 (€8,300 @ 25%) = €2,075 €36,301-€50,000 (€13,700 @ 30%) = €4,110 Total income tax = €7,885 Step 3: Net Pay €50,000 − €4,400 − €1,325 − €7,885 = €36,390 per year≈ €3,033 per month (assuming 12 equal payments). However, if your employer pays a 13th salary, a common practice in Cyprus companies, your monthly net pay will be even lower but spread across 13 payments. For that, you can use a Cyprus salary calculator to model these variations instantly. How Employer Costs Compare Using the same case study example of €50,000 gross salary, here’s what the employer’s total annual outlay would look like: Social Insurance: €4,400 GHS: €1,450 Social Cohesion Fund: €1,000 Redundancy Fund: €600 HR Development Fund: €250 Holiday Fund (if not exempt): €4,000 Total Cost: With holiday fund exemption → €57,700 Without exemption → €61,700 This difference is the reason to negotiate your salary package as much as possible. Moreover, some employers even offset holiday fund obligations by allowing extra paid leave instead. Final Words Relocating to an entirely new place with a new environment and legal systems is an adventure. But by taking control of your financial details upfront, and using the progressive tax brackets, understanding obligated deductions, and leveraging a precise Cyprus salary calculator, you can overturn uncertainty into confidence.

BY  Sibashree Aug 27, 2025

In Singapore, design doesn’t hide in galleries. It’s in your path all day. You see it in a row of shophouses painted like a colour wheel, or in the quiet precision of a new building that still nods to its neighbours.  Even your morning coffee might come in a café where the light, the tiles, and the chairs feel as considered as the beans. If you travel for good spaces, the city greets you at every corner. Also, choosing the best places to stay in Singapore is crucial for designers for the right dose of inspiration.  In this Dream and Travel Guide, we will talk about these places to stay in Singapore and why they are so special. What Are The Places To Stay In Singapore For A Design Lover?  Diverse cultural influences and the city’s commitment to design excellence have made Singapore a dream destination for design lovers. Singapore also hosts prominent events such as the Singapore Design Week.  But where to stay in Singapore? Check out the following tips.  1. Sleeping Inside A Piece Of The City Follow the river along Robertson Quay and you’ll spot The Warehouse Hotel. The name is literal.  It began life in 1895 as a warehouse when the Singapore River was the main artery for trade. Coffee, spices, and other cargo passed through here long before the glass towers rose.  In the ’80s, the music got louder, and the building transformed into one of Singapore’s biggest nightclubs. The Lo & Behold Group took it on in 2017, working with what was already there. The timber trusses stay overhead, and the pitched roof still frames the lobby.  Louvred windows filter in the tropical glare, while copper accents and bespoke furniture add warmth without covering the bones. There are just 37 rooms, so it feels calm. Inside, details matter. The linen is good to sleep in, and the lighting is soft but purposeful.  Bang & Olufsen speakers are bath products that don’t try too hard. Step out, and the riverfront walkway leads you past bars and small galleries.  Step back in, and the bar is waiting. The cocktails reflect the building’s trading history and wilder nights. 2. Neighbourhoods That Keep You Walking Kampong Glam instantly improves your mood. Narrow roads are dotted with murals. Patterned bolts are spilled onto the pavement by fabric retailers. The Sultan Mosque's gold dome shines above all. While the district's history is preserved, it coexists peacefully with modest design firms and modern cafés. Tiong Bahru reduces the tempo. It is an Art Deco neighbourhood. The low-rise buildings and curved balconies constructed in the 1930s mirror history.  Here, you will pass bakeries with lines outside. The bookstores have a subtle yet irresistible coffee and paper scent, and galleries hidden in ground-floor apartments. With the serene ambience, you get to indulge in the subtleties. Do you crave both tradition and innovation? It happens to coexist on Chinatown's block. Temples and markets continue the traditional rhythms. But behind certain facades are galleries and minimalist tea houses experimenting with contemporary Chinese patterns. 3. Where The Ideas Live Start at the National Gallery Singapore to see the layout of the city's design concept. It is located in City Hall and the former Supreme Court, which are connected by a steel and glass atrium.  The structure itself serves as a balance lesson. You go from 19th-century pieces to striking modern Southeast Asian art within. More petite galleries and museums narrow the focus. Ceramics are fresh from local kilns, hand-printed textiles, and furniture built with heritage skills, but for modern rooms.  The line-up changes often enough that you can visit twice a year and have two completely different experiences. Independent spaces are the wild cards. One weekend, it’s street photography; the next, it's abstract sculpture or experimental craft. These places make the city’s design scene feel alive. 4. Meeting The People Who Make It Happen Weekend markets are the easiest way to meet makers. These creative geniuses are the potters, jewellers, and textile artists.  Their stalls are set up and stand ready to talk. You pick up a cup, and the potter tells you about the clay. You try on a necklace and hear where the stone was found.  These exchanges turn an object into a story. Workshops take you one step further. You might paint batik in a studio where the air smells faintly of wax, or shape a lump of clay into a bowl under the eye of someone who’s done it a thousand times.  You leave with something you made and a memory that sticks. 5. Eating And Drinking In Style Singapore's cafés are known not only for their kopi but also for their kopi. They're famed on how to set a scene. Do you love Terrazzo counters? Are you fascinated with cane chairs and patterned tiles? It's all here and more. You'd love to linger in these spaces even after emptying the cup. Rooftop bars add to the skyline, but also think about the atmosphere. Lighting shifts as the evening goes on, music feels tuned to the room, and some bring in art or live performances. They’re places to stay a while, not just stop in. 6. Timing Your Visit The design hums peacefully in the background all year long. Yet certain weeks increase the volume. Such is the Singapore Design Week. It is the headline event. With talks, tours, and installations, you will see incredible colour and artistry spilling into galleries, studios, and public spaces. In between, smaller fairs and pop-ups keep things interesting. See The Little Red Dot's surprising art, especially when you plan your trip right. 7. Walk, Don’t Rush The real surprises show up when you’re on foot. A doorway framed in patterned tiles. A mural glimpsed down an alley. An old shop sign is still hanging above a modern boutique. Maps are fine. But leave room for detours, and you might thank yourself later. Enjoy The Perfect Fusion Of Heritage And Modern-World Charm At The Best Places To Stay In Singapore In Singapore, heritage and modern life aren’t kept apart. They meet harmoniously in the same streets. Oftentimes, in the same buildings. Staying in a hotel with a warehouse theme drops you right in the middle. You wake under beams over a century old. You get to spend the day in districts where history meets fresh ideas. Plus, even return to a bar that pours a little of both into your glass. For a traveller drawn to design, that’s reason enough to come. And to come back.