Is Trip.com Legit And Efficient In 2025? 

BY  Sibashree Aug 27, 2025

Have you decided to relocate to Cyprus for career purposes? That would be a wise decision as this island nation follows one of the EU’s most simplified tax regimes for expats. Beyond the economic aspects, you also get to enjoy year-round sunshine and its rich cultural tapestry.  Yet, the core question that you must be clear about before living this coastal life is, at the end of the day, what your real take-home pay will be? Relocation can be costly since it involves several factors, one of which is your net income. This is why it is necessary to validate your take-home pay; rent, healthcare, school fees, and day-to-day expenses can quickly accumulate if your financial estimates are off. Fortunately, Cyprus mandates a transparent and predictable taxation system, which is rather easy to navigate with the help of a Cyprus salary calculator. This guide explains how Cyprus’s 2025 tax rules work, demonstrating salary breakdown interpretation and offering a step-by-step case study example for clarity.  Decoding the Cypriot Tax System: The Core Components As per the Cypriot tax system, your net salary isn’t just your gross salary after deducting “a flat tax.” Instead, it’s the final value of a progressive income tax system, and a few compulsory, specific deductions. When you understand all these core pillars, you can proceed toward accurate financial planning. The Progressive Income Tax Brackets (2025) For the 2025 tax year, typically running on a calendar-year basis, Cyprus applies a progressive structure: Annual income tax (€)Tax rate 0-19,5000%19,501-28,00020%28,001-36,30025%36,301-60,00030%Over 60,00035% Optimizing Around the €19,500 Tax-free Threshold A unique feature of Cyprus’s progressive income tax system is the €19,500 tax-free threshold. This threshold is indeed advantageous for those moderate and higher earners, protecting a significant portion of their income from taxation by lowering their effective tax rate.  That is why it is often suggested to optimize financial planning, such as contributing to approved pensions, life insurance, or charitable donations (within the 1/5 cap), to further reduce taxable income. Structuring income and deductions strategically around this threshold is one of the simplest ways to optimize your relocation budget. Social Insurance Contributions (Sic) Everyone, including you and your employer, is liable to contribute towards the national Social Insurance Fund, which supports pensions, sickness benefits, and unemployment protection.  However, the limit of contribution varies by party: Employee contribution: 8.8% of gross salary Employer contribution: 8.8% of gross salary Annual cap: €66,612 (as per 2025 figure) Now, this annual cap highlights that even if your yearly income crosses €66,612, you aren't liable to pay Social Insurance on the portion above that limit. For high earners, this annual cap significantly lowers the effective contribution rate. The General Healthcare System (Ghs / Gesy) The healthcare sector in Cyprus is funded by the General Healthcare System (GHS), the amount of which is contributed by everyone living and working in the country through the comprehensive GeSY healthcare system. They provide all-inclusive medical coverage to residents, including GP visits, specialists, and hospital services. Employee contribution: 2.65% of gross salary Employer contribution: 2.90% Cap: €180,000 annual earnings Unlike Social Insurance, the GHS cap is high, where most employees have to pay the full 2.65% on their entire income. Employer vs. Employee Contributions If you are an employee negotiating your salary, be clear about your gross salary (the basis for your tax obligations and deductions) and the cost to the company (gross salary plus employer-side contributions). For employees, the compulsory deductions include: 8.8% Social Insurance (capped) 2.65% GHS Income tax per progressive brackets For employers, the mandatory obligations are higher and include: 8.8% Social Insurance 2.90% GHS 2.0% Social Cohesion Fund (no cap) 1.2% Redundancy Fund 0.5% Human Resource Development Fund Up to 8.0% Central Holiday Fund (unless exempt) Now, assuming that you are an employee structuring your budget, prioritize employee deductions. However, do not ignore the employer’s additional costs; understanding them would be beneficial during salary package negotiations, provided that benefits are negotiable. Case Study Example: Net Pay on a €50,000 Gross Salary This hypothetical example of €50,000 annual gross salary would help understand what the final take-home pay looks like in 2025 for an employee with no special expat exemptions or extra allowances. Step 1: Calculate Deductions Social Insurance: 8.8% of €50,000 = €4,400 GHS: 2.65% of €50,000 = €1,325 Step 2: Apply Progressive Income Tax €0-€19,500 @ 0% = €0 €19,501-€28,000 (€8,500 @ 20%) = €1,700 €28,001-€36,300 (€8,300 @ 25%) = €2,075 €36,301-€50,000 (€13,700 @ 30%) = €4,110 Total income tax = €7,885 Step 3: Net Pay €50,000 − €4,400 − €1,325 − €7,885 = €36,390 per year≈ €3,033 per month (assuming 12 equal payments). However, if your employer pays a 13th salary, a common practice in Cyprus companies, your monthly net pay will be even lower but spread across 13 payments. For that, you can use a Cyprus salary calculator to model these variations instantly. How Employer Costs Compare Using the same case study example of €50,000 gross salary, here’s what the employer’s total annual outlay would look like: Social Insurance: €4,400 GHS: €1,450 Social Cohesion Fund: €1,000 Redundancy Fund: €600 HR Development Fund: €250 Holiday Fund (if not exempt): €4,000 Total Cost: With holiday fund exemption → €57,700 Without exemption → €61,700 This difference is the reason to negotiate your salary package as much as possible. Moreover, some employers even offset holiday fund obligations by allowing extra paid leave instead. Final Words Relocating to an entirely new place with a new environment and legal systems is an adventure. But by taking control of your financial details upfront, and using the progressive tax brackets, understanding obligated deductions, and leveraging a precise Cyprus salary calculator, you can overturn uncertainty into confidence.

BY  Sibashree Oct 15, 2024

Lassen Volcanic National Park was in the news recently as the fourth-largest wildfire in California exploded out of proportion. The park's officials evacuated staff from the Mineral community near the park headquarters.  120 people were there in the community, and the evacuation started as the fire started moving east to the park on the evening of 26th July 2024.  However, the park fire reached near containment in August, and on 17th August 2024, the park was partially reopened. You may wonder what to see in Lassen Volcanic National Park after the fire breakout and if there is any significant destruction in the places of interest in the park.  Let me assure you. The park officials stated that the fire had never entered the park. However, there are still risks in the southern part of the park and Mill Creek and Mineral communities.  Nevertheless, the reopened parts of the park are out of danger despite some lingering smoke. So, Subway Cave, located around 15 miles north of Lassen Volcanic National Park, is one of the safest sites to explore after the fire incident. Make a rush, as it remains open from late April to November.  What To See In Lassen Volcanic National Park After The Fire Breakout (Exploring The Underground World Of A Lava Tube) Yes, you got me right! I am talking about the Subway Cave. The self-guided trail inside the cave is ⅓ miles long and 30 feet wide, and complete darkness is inside. So, many call it the journey into darkness. The USDA Forest Service maintains the cave, which remains open from dawn to dusk.  Before I get into more stories and facts about the cave, I want to present the basics you need to know briefly.  Important Facts About Subway Cave, Lassen National Volcanic Park Location in the ParkA 2-minute walk from the parking lot near the junction of “Highway 89” and “Highway 44” in Old StationAmenitiesPicnic TablesDrinking WaterParkingToiletsInterpretive SiteFeesFree (You can make donations)Pet-FriendlyNoParking FacilitiesMany Parking Facilities, Buses and RVsOutdoor ActivitiesInterpretative Sessions, Caving, PicnicTemperature Inside the Cave46 Degree Farrenheit Nearby AttractionShasta County (Mountainous landscape and multiple picnic locations)Nearby Trails*Cinder Crone TrailSpattercone Nature TrailButte Lake to Widow Lake, etc.  *Many hiking trails in the park, such as the Lassen Peak, Bumpass Hell, and Mill Creek Falls, are closed as the park has partially reopened after the recent wildfire explosion. So, check with the park authorities before you plan a hike on the park trails.  This Is How The Subway Cave Was Formed  If you are a keen learner of geology and want to know what to see in Lassen Volcanic National Park, you cannot avoid the lure of Subway Cave. I have already shared an account on the geothermal wonders of the park. This cave is an example of how lava flowed around 20000 years ago and created some magic.  A major lava explosion happened all across the Hat Creek area around 20000 years ago. The top layer of the lava flow became cold and hard in contact with air. Thus, a hard cap was formed. However, there was a continuous flow of molten lava below this cap.  The molten lava drained out Over time, but a hollow tube structure remained there. As you hike this trail, you will find traces of the more recent lava flows.  Route To The Subway Cave Is Bumpass Hell on your list of what to see in Lassen Volcanic National Park? Are you planning a trip to the park soon? Then, you will be disappointed as the Bumpass Hell trek route is closed after the park has reopened following the recent fire breakout.  Further, as Bumpass Hell is closed, you must take the Warner Valley Area route to  Devils Kitchen, which is the cave's opening. Devils Kitchen is a 4.4-mile hike from the Warner Valley Area (camping here is closed for 2024).   Accessing The Subway Cave  You have to climb down metal stairs as you access the Subway Cave. You will get down into a wide opening in the ground. The ground surface has a leveled floor. However, you must be careful as you get off the stair flight.  Further, you must wear sturdy footwear to avoid injuries and difficulties where the floor gets rough.  Fortunately, the ceiling and walls are quite smooth, minimizing the hiking difficulty level while hiking. Also, there is complete darkness inside the cave. So, you will need a flashlight to make it to the end.  The weather inside is a little cold, even in summer. So you will need a light jacket. Moreover, don’t forget to read and follow the interpretative signs through the trail to better understand the place.  The best thing about this park is that it’s 30 feet wide. So, even with complete darkness inside, you never feel suffocated.  What To See In Lassen Volcanic National Park Subway Cave It is not a long walk inside the Subway Cave. However, this short walk is enough to make it feature on the list of what to see in Lassen Volcanic Park.  Lucifer’s Cul-de-sac (An Attraction Very Few Knows About) Have you listened to Satan’s Cul-de-sac from Gangland Buries Its Own? The first thing that may amaze you inside the cave is Lucifer’s Cul-de-sac. There is a split as you enter the cave, and you are to turn to the right if you want to continue the trail. However, you will notice a big room if you are adventurous enough to turn left, when I tell you about Lucifer’s Cul-de-sac, The ceiling height starts from 6 feet and gets higher up to 15 feet. The most amazing thing about this room inside the cave is the rock formation on the ceiling and walls. It’s gothic and justified its name.  https://open.spotify.com/track/6cq37W4OXjEdQRLh2IVQOF As The Hike Advances  The ceiling height will vary as you continue the trek, and there are small boulder-like rock formations in many places. So, be careful with your steps and do not stumble upon them. Also, because of these rock formations, you must not wear an open-toe shoe while walking through the cave.  Nevertheless, the ceiling formation is fascinating, and in one section, it looks like stoned rainfall or water ripples. The section is called the Lavacicle Lane. Molten lava dripped off through the cracks in the ceiling cave, and there were formations of “drip pendants” or “lavacicles.”  Further, as you plan to take the exit, you notice all the colors in the lava rock formation, including green, blue, white, and brown lines.  Getting Out Of The Subway Cave As you approach the end of the cave, you will find a metal stair flight similar to the one at the entrance. From the top of the exit staircase, you can hike through an on-ground trail to the west or north to find the parking lot.  However, I prefer to take another walk through the cave and get back to the entrance. It will be so much fun to explore this unique geological formation again.  Things To Remember Before Getting Into The Darkness Of The Subway Cave  Subway Cave is a hidden gem if you consider what to see in Lassen Volcanic National Park. However, once you take the hike and read the interpretative signs, you will learn why it is geologically unique.  Nevertheless, you must be careful about certain things to ensure complete safety throughout the hike.  You will find rattlesnakes in the trail, and you have to be respectful to these reptiles. You must not make any move to catch or hurt them. Moreover, you cannot go off trails or litter inside the cave.  No food, water, or firelighting is allowed inside the cave. There are picnic areas nearby for you to catch refreshments. Wish you a safe, easy, and fun-filled experience inside the Subway Cave!  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

BY  Abdul Aziz Sep 20, 2016

Business travel can be a productive, enjoyable and even exciting experience. The time you spend doing business in other locations expands your business reach and scope and broadens you as a person as well. Getting skilled at business travel is a solid business goal because there are skills related to business travel and being productive on the road that are impossible to learn if you don’t get out there and travel. Many of the skills associated with business travel have to do with how to live productively on the road. This is especially important if you find yourself on a lengthy business trip. If you are on a flight journey then make sure you book a flight which provides food and comfort. The life of moving in and out of hotels, traveling by car or airplane, and the stresses of work can wear down even the most robust and experienced business traveler. Among the business trip packing list, you can also carry some healthy and dry fruits to keep you full. Furthermore, make sure to choose a supplement that keeps your energy levels up and betters your overall health, such as those from Morning Complete (check out the Morning Complete reviews), to keep yourself as healthy as possible on the road. These are some of the best business trip tips. Business Trip Tips to Maintain a Healthy Diet: Everybody is on the expense account so it is easy to overdo it. But if you let your coworkers and clients know you have compelling reasons to maintain a disciplined diet, most of the time they will respect that and find ways to help you be successful in having a stress-free business trip. You will want to keep up your energy while you're traveling and in important business meetings, and to do this, you can take supplements with you. It may be worth researching iron supplements for energy, and you can read this review here to get an idea of which ones would benefit you the most. This would hopefully help you arrive home with more energy and a strengthened immune system, after maintaining a balanced diet. Business Trip Tips: Another trick of business travel is not to depend on restaurants for your meals entirely. If you can get out to a market early in the trip and purchase some fresh fruit and vegetables, you can prepare some healthy food in your room to fill you up and keep you on track. Actually, there are a lot of business trip places which are not only beneficial for you and your client, but they also provide you some mental peace. Thailand is one of them. In one way you can do a good business deal in a quiet place and then you can strengthen your relationship with your client at a cool sauna and spa. Then if you find that you must eat in a restaurant to discuss business with coworkers or build relationships with the client, your appetite will be low so you can get by on much less. You can also be a voice for moderation in the selection of eating establishments for your meals. Obviously, fast food is not going to be a good choice for you. So if there is a discussion about where to stop, you can vote for a place that serves a good variety of meal choices including some healthy choice menu options. In that way, if you must eat in a restaurant, you can find items to order that can be prepared in accord with your diet needs. You will be surprised how many allies you will find both in your travel associates and with those you are doing business with at your destination who have diet goals but have not been successful because of the temptations of the life on the road. Your open statement of intent to stick to your diet in spite of the rigors of business travel can be a tremendous inspiration to them. Moreover, by building partnerships in your intent to live healthy, it is entirely possible to take your business to a healthy restaurant or deli and allow the rest of the party to go to a place of their liking. As long as this is done without animosity, everybody wins. What not to do: Avoiding alcohol and snacks can be a huge challenge on the road as well. Very often in a seminar setting or during a long day of discussions, the host company or office will provide cookies or other snacks to help the meeting go well by keeping everybody’s blood sugar up. These snacks are going to be hard to resist. One way to help yourself in that situation is to be prepared with your own snacks in your briefcase to bring out to substitute for the unhealthy food being provided. By thinking ahead about your diet needs and how you will provide for yourself while traveling, it is possible to sustain a healthy lifestyle even during business trips. Also, do not allow yourself to work all the time. You can ask your partners for an early dinner and talk about casual things. This bonds you and the corresponding companies, one of the main reasons you have chosen top business trip places. Conclusion: By supplementing these steps with exercise and rest, you may find that your weather the trip much better than those who abuse their bodies and find yourself more productive as a business person as well because you made the effort to eat well on the road. Moreover, sometimes business trip tips can be a bit refreshing for you as you follow all the healthy rules. So better carry a checklist with you on it, before you step out of the house for your trip. Make sure to leave a comment in the comment section and tell us about the places you want to do business in. Read Also : Travel Tips to Help You Out In Asia Travel Advice For Different Countries Around The World 9 Things Every Traveler Should Know When Visiting Shanghai