A Day At Olympic National Park: Making The Most Of The UNESCO World Heritage Site

BY  Sibashree Aug 27, 2025

Have you decided to relocate to Cyprus for career purposes? That would be a wise decision as this island nation follows one of the EU’s most simplified tax regimes for expats. Beyond the economic aspects, you also get to enjoy year-round sunshine and its rich cultural tapestry.  Yet, the core question that you must be clear about before living this coastal life is, at the end of the day, what your real take-home pay will be? Relocation can be costly since it involves several factors, one of which is your net income. This is why it is necessary to validate your take-home pay; rent, healthcare, school fees, and day-to-day expenses can quickly accumulate if your financial estimates are off. Fortunately, Cyprus mandates a transparent and predictable taxation system, which is rather easy to navigate with the help of a Cyprus salary calculator. This guide explains how Cyprus’s 2025 tax rules work, demonstrating salary breakdown interpretation and offering a step-by-step case study example for clarity.  Decoding the Cypriot Tax System: The Core Components As per the Cypriot tax system, your net salary isn’t just your gross salary after deducting “a flat tax.” Instead, it’s the final value of a progressive income tax system, and a few compulsory, specific deductions. When you understand all these core pillars, you can proceed toward accurate financial planning. The Progressive Income Tax Brackets (2025) For the 2025 tax year, typically running on a calendar-year basis, Cyprus applies a progressive structure: Annual income tax (€)Tax rate 0-19,5000%19,501-28,00020%28,001-36,30025%36,301-60,00030%Over 60,00035% Optimizing Around the €19,500 Tax-free Threshold A unique feature of Cyprus’s progressive income tax system is the €19,500 tax-free threshold. This threshold is indeed advantageous for those moderate and higher earners, protecting a significant portion of their income from taxation by lowering their effective tax rate.  That is why it is often suggested to optimize financial planning, such as contributing to approved pensions, life insurance, or charitable donations (within the 1/5 cap), to further reduce taxable income. Structuring income and deductions strategically around this threshold is one of the simplest ways to optimize your relocation budget. Social Insurance Contributions (Sic) Everyone, including you and your employer, is liable to contribute towards the national Social Insurance Fund, which supports pensions, sickness benefits, and unemployment protection.  However, the limit of contribution varies by party: Employee contribution: 8.8% of gross salary Employer contribution: 8.8% of gross salary Annual cap: €66,612 (as per 2025 figure) Now, this annual cap highlights that even if your yearly income crosses €66,612, you aren't liable to pay Social Insurance on the portion above that limit. For high earners, this annual cap significantly lowers the effective contribution rate. The General Healthcare System (Ghs / Gesy) The healthcare sector in Cyprus is funded by the General Healthcare System (GHS), the amount of which is contributed by everyone living and working in the country through the comprehensive GeSY healthcare system. They provide all-inclusive medical coverage to residents, including GP visits, specialists, and hospital services. Employee contribution: 2.65% of gross salary Employer contribution: 2.90% Cap: €180,000 annual earnings Unlike Social Insurance, the GHS cap is high, where most employees have to pay the full 2.65% on their entire income. Employer vs. Employee Contributions If you are an employee negotiating your salary, be clear about your gross salary (the basis for your tax obligations and deductions) and the cost to the company (gross salary plus employer-side contributions). For employees, the compulsory deductions include: 8.8% Social Insurance (capped) 2.65% GHS Income tax per progressive brackets For employers, the mandatory obligations are higher and include: 8.8% Social Insurance 2.90% GHS 2.0% Social Cohesion Fund (no cap) 1.2% Redundancy Fund 0.5% Human Resource Development Fund Up to 8.0% Central Holiday Fund (unless exempt) Now, assuming that you are an employee structuring your budget, prioritize employee deductions. However, do not ignore the employer’s additional costs; understanding them would be beneficial during salary package negotiations, provided that benefits are negotiable. Case Study Example: Net Pay on a €50,000 Gross Salary This hypothetical example of €50,000 annual gross salary would help understand what the final take-home pay looks like in 2025 for an employee with no special expat exemptions or extra allowances. Step 1: Calculate Deductions Social Insurance: 8.8% of €50,000 = €4,400 GHS: 2.65% of €50,000 = €1,325 Step 2: Apply Progressive Income Tax €0-€19,500 @ 0% = €0 €19,501-€28,000 (€8,500 @ 20%) = €1,700 €28,001-€36,300 (€8,300 @ 25%) = €2,075 €36,301-€50,000 (€13,700 @ 30%) = €4,110 Total income tax = €7,885 Step 3: Net Pay €50,000 − €4,400 − €1,325 − €7,885 = €36,390 per year≈ €3,033 per month (assuming 12 equal payments). However, if your employer pays a 13th salary, a common practice in Cyprus companies, your monthly net pay will be even lower but spread across 13 payments. For that, you can use a Cyprus salary calculator to model these variations instantly. How Employer Costs Compare Using the same case study example of €50,000 gross salary, here’s what the employer’s total annual outlay would look like: Social Insurance: €4,400 GHS: €1,450 Social Cohesion Fund: €1,000 Redundancy Fund: €600 HR Development Fund: €250 Holiday Fund (if not exempt): €4,000 Total Cost: With holiday fund exemption → €57,700 Without exemption → €61,700 This difference is the reason to negotiate your salary package as much as possible. Moreover, some employers even offset holiday fund obligations by allowing extra paid leave instead. Final Words Relocating to an entirely new place with a new environment and legal systems is an adventure. But by taking control of your financial details upfront, and using the progressive tax brackets, understanding obligated deductions, and leveraging a precise Cyprus salary calculator, you can overturn uncertainty into confidence.

BY  Sibashree Aug 20, 2024

Lassen Volcanic National Park gets its name from the Lassen Peak, an active volcano in the southernmost Cascade Range. Even today, the Lassen Peak has hot springs and you will find fumaroles coming out of the peak’s mouth. These are also signs of volcanic activities in the volcanic mountains. Further, this national park houses all four types of volcanoes: plug domes, cinder cones, composites, and shields. These volcanoes make this national park a chosen destination for geologists and volcano enthusiasts. The presence of these volcanoes has also added unique hydrothermal features to this park. You will find vibrant hot springs, steam vents making hissing sounds, and mud pots with bubbling water here.  Here, I present a brief overview of the geothermal wonders of the park. I will also talk about the park’s camping provisions.  Geothermal Areas In Lassen Volcanic National Park The Lassen Volcanic National Park had 418,978 visitors in 2023, and we can say that its hydrothermal features are a major factor in crowd-pulling here. Snow falling on the park highlands and rainwater keep feeding the geothermal systems. Under the Lassen Peak, there is a molten or hot rock body. This hot rock body makes the water warm once it reaches underground. When the water becomes hot, you see the water boiling in the geothermal pools and mud pots. As the temperature of the water rises, it gets transformed into fumaroles. Fumaroles exude from various cracks in the earth. In Lassen Volcanic National Park, you will observe fumaroles at Sulphur Works, Devils Kitchen, and Bumpass Hell.  Little Hot Springs Valley You can have a look at the Little Hot Springs Valley from Lassen Peak (the largest plug demo volcano in the world) and other mountains lining it.   Further, various seasonal creeks drain into this valley, feeding the geothermal water. If you overlook the valley from the mountain peaks in the summer, you will see many wildflowers smiling. In particular, grass and the wildflower vegetation across the East Sulphur Creek edge is quite dense, thanks to various hypothermal activities. You can also look at the Little Hot Springs Valley from a pullout, just one mile away on the south. The view from this pullout is scenic, with lush green slopes before your eyes. If you look at the slopes with binoculars, you will find black bears roaming around.  Bumpass Hell https://www.youtube.com/watch?v=7OE_c2SzWNw As you walk 7 miles from the southwest entrance of the park, you will find a parking area on the park highway. Here, you will find the trail to Bumpass Hell. With a 3-mile hiking trail(round trip), Bumpass Hell is the largest geothermal area in the park. You can only hike the Bumpass Hell trail in autumn and summer. It remains closed during spring and winter. The temperature of the geothermal water in the Bumpass Hell area can reach up to 322 degrees.  The elevation of this trail is 8,000 feet. However, because of its moderate difficulty level, you will find many visitors here on weekends. The water in this hydrothermal area is emerald green or blue in color. Further, the minerals in the water stain the rocks and soil in yellow and orange shades.  Sulphur Works It can’t get easier than hiking to Sulphur Works if you want to explore the geothermal wonders of Lassen Volcanic National Park. Here, you can see how volcanic activities have created the most interesting geology with shifting new and ancient grounds.  The landscape here experiences regular updates because of geothermal activities and natural activities like erosion. Also, thanks to the volcanic activities, you will encounter colorful rocks, steam vents, and the most pungent sulphuric smell here. Sulphur Works is important in the Lassen Volcanic National Park history, and it was earlier known as Supan's Sulphur Works. Mathias B. Supan, a pioneer of the American West, used to extract minerals from the ground here in the mid-19th century.  https://www.youtube.com/watch?v=sTvAs6VPfIE The hydrothermal area of Sulphur Works is interesting as it is located at the center of a wide basin. Brokeoff Mountain, Mount Conard, Pilot Pinnacle, and Mount Diller surround this basin. According to geologists, these mountains are eroded formations or remains of Mount Tehama or Brokeoff Volcano. Boiling Springs Lake A trail starting from the Warner Valley trailhead will take you to the Boiling Springs Lake, filled with hot and bubbling water. The temperature of the water in this lake is 125 degrees.  You will also find steam vents and mud pots on the shore. The mud pots on the southeastern shore of the lake demand a special mention.  As you continue on the Boiling Springs Lake trail, you will see colorful wildflowers. The vegetation of Douglas-fir, sugar pine, incense-cedar, white pine, and ponderosa pine will soothe your eyes here. This trail is also a birder’s paradise and one of the best places in the park to observe birds.  Devils Kitchen https://www.youtube.com/watch?v=3Pah0QzBkN0 This hike, starting from the Warner Valley Trailhead, is moderate, and it will take you to an area filled with boiling pools, mud pots, and steam vents. You can call Devils Kitchen a  Cauldron. The piled-up cracked red and yellow stones here give this place a colorful appearance. These colorful stones show deposits of various minerals found in volcanic eruptions. The Cauldron will keep making hissing, belching, and plopping sounds, and the unique odor filling the air creates the perfect ambiance of a natural kitchen. Something is definitely cooking in this kitchen!  Terminal Geyser Start hiking from the Warner Valley Trailhead to reach Terminal Geyser. It is a steam vent showcasing the active volcanic activities in the park.  Unlike a geyser, it does not erupt hot water periodically, and it’s actually a fumarole. Even if you can’t see the steam, you will smell a sulfuric odor, and there will be a billowing cloud.  Cold Boiling Lake You can start trekking from Kings Creek Picnic Area to reach the Cold Boiling Lake. The road to the Cold Boiling Lake is almost flat, and the landscape has further descent to the Crumbaugh Lake.  You can see some small gas bubbles near the shore of the Cold Boiling Lake. So, it is known as a dying geothermal wonder of the park.  The Cold Boiling Lake and its shores look the best if you pay a visit in the morning after a night of snowfall.  Pilot Pinnacle Pilot Pinnacle is a remains of volcanic composites. You will find it along the ridges of Mt. Diller and Brokeoff Mountain. You can look at this area filled with mud pots, pools, and steam vents from Park Road.  Lassen Volcanic National Park Camping Lassen Volcanic National Park has seven campgrounds. However, only four campgrounds are available this year. The Dixie Fire 2021 recovery process will keep the three other campgrounds closed in 2024.  The campgrounds open this year are Butte Lake, Summit Lake, Southwest Campground (Southwest Parking), and Manzanita Lake.  Closed campgrounds are Juniper Lake, Warner Valley, and Southwest Campground (Walk-in campground).  Most campsites in the park are available at this national park on a reservation basis. You can make the reservation between June and September. You can make your reservation at recreation or call the park authority at 1-877-444-6777.  Final Words  The Lassen Volcanic National Park is a hub of scenic beauty, active volcanoes, and various geothermal features. Active volcanism and weather forces, like rain and erosion, have given this park a rich geological landscape that goes back thousands of years. With the magnificent Lassen Peak towering over the park, the hydrothermal areas are surrounded by forests and green meadows. So, various species of animals, birds, and insects reside around these geothermal areas.  So, if you are a volcano enthusiast, a wildlife lover, or a hiker, pack your bags, plan a trip to this national park, and share your experience once you come back.  Lassen Volcanic National Park FAQs  What Lives In Lassen Volcanic National Park? Home to around “300 species of vertebrates,” Lassen Volcanic National Park has many mammals, birds, amphibians, reptiles and fish. The park has three ecological zones where you can encounter rich wildlife.  Mammals: Black bear, Sierra Nevada red fox, mountain lion, America pika, snowshoe hare, Douglas’s squirrel, mule deer Birds: Steller's Jay, Clark's nutcracker, Anna’s hummingbird, woodpeckers, round-legged hawks, etc.  Amphibians: Pacific tree frog, long-toed salamander, western toad Reptiles: Sagebrush lizards, northern lizards, alligator lizards, western terrestrial garter snake, rubber boa, Northern Pacific rattlesnake, etc.  Fish: Rainbow trout, Lahontan Redside, speckled dace, etc. Along with these animals, you will also find the most beautiful  California Tortoiseshell butterflies, spiders, and other insects in the park. The total number of invertebrate species living here is 350.  What Is The Closest Town To The Lassen Volcanic National Park? Chester is the closest town to the Lassen Volcanic National Park. You can take a 40-minute drive from the southwest entrance of the park. You can relax at the eateries at Chester, and you will find some decent lodging options here.  Who Died In Lassen Volcanic National Park?  Tommy Botell, a 9-year-old boy, died in an accident in the Lassen Volcanic National Park on 18th March 2010. His elder sister, Katrina, a 13-year-old girl, was severely injured in the same accident.  The mishap took place at the Lassen Peak Trail.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. Be Soothed And Meet History At Hot Springs National Park.

BY  Nabamita Jan 16, 2023

If you are traveling to the Caribbean, then the best place you should check out was the Sandals Curacao resort, which is now finally open and is welcoming tourists and guests. All sorts of possible amenities and services are available for vacationers to utilize and take advantage of. The resort is like a global Caribbean gem on a beautiful island. If you are from a European country, then the resort is like a beautiful European city on the beautiful Caribbean Island, the resort has a beautiful old-European city. So if you want to book a room then hurry up, as the resort is getting filled up faster than ever. Sandals Curacao’s Basic Travel Information If you are planning to visit Sandals Curacao resort, then here are a few pieces of information about the Sandals royal curacao. These information will be going to help you to know more about the surrounding area. Where Is Curacao? The Sandals Curacao is an island in the Caribbean, on the coast of Venezuela. Curacao island is among the “ABC” island, which are Aruba, Bonaire, and Curacao, the island lies in the western Leeward Antilles. Recently, we were there on vacation doing some much-needed soul searching about a new business I’ve been planning to start. The only obstacle? An offshore merchant account. It was on my vacation that I found the help for starting an offshore merchant account - and for that reason Curacao will always remain special. Closest Airport global-uploads.webflow.com If you are going to The Sandals Curacao, then the nearest airport that you may reach is about 15 miles away from the resort. A round-trip to the airport is included in your resort booking as well. Best Time To Visit futurecdn.net If you are going to visit the island then you should definitely avoid the hurricane season, as hurricanes can be very dangerous and devastating. But other than the hurricane season, the whole year is perfect for you to visit. Sandals All-Inclusive Resort Amenities sandals.com In the Sandals Royal Curacao resort, there are a lot of room options and other luxury amenities that are available in the resort. So when you check out their website and click on book now, then you will be able to see all the detailed information about the amenities offered. If you wanna know a few of the luxury amenities that are offered by the resort then, they are given down below. Room Options sandals.com In the Sandals Curacao Resort, you will find 24 separate room options, and it has two newer signature suites along with the already three category levels. These three different categories are Butler, Club, and Luxury. Top Picks For Honeymooners sandals.com If suppose you are celebrating certain special occasions like your anniversary or honeymoon, here at the Sandals Curacao resort, then there are special rooms for you as well. Romantic seaside or poolside bungalows. We also have, “Love Nest” suites which are one-bedroom, with an all-inclusive luxury butler service. New Butler Bungalows cdn.sandals.com The newer Awa Seaside Butler Bungalow and the Kurason Island Poolside Butler Bungalows are built which provide even more privacy and other luxury amenities. Like 24-hour room service, a private patio, a sun deck, sun loungers, a personal butler, soaking tubs, and many more. Top Picks For One-The-Go Travelers aroundtheworldl.com If you are the type of person who loves to travel around and visit all the hotspots, then there are beautiful beaches, tropical gardens, and pools that you can visit and enjoy your time. Activities At Sandals Curacao Royals scuba.com So now that you have decided of going to the Sandals Curacao Resorts, then you should know the activities that you can take part in while you are exploring the island. Here are a few activities that you can explore in the Curacao resort, here are a few of them listed down below. Get Scuba Certified scuba.com You can easily get to purchase a “PADI eLearning course,” they are available if you want a scuba diving lesson. Scuba Diving scuba.com Here at the Sandals Curacao resort, you get an all-inclusive scuba diving program, but first, you need a scuba diving certificate for that, which is also available here. Special Butler Bungalows: Mini Cooper scuba.com If you are looking forward to exploring the beautiful island then we have a car service available, where you can get your own Mini Cooper for 3 ½ hours. The service includes gas, a guide map, and a beautiful picnic basket prepared by the resort. Sandals Red Lane Spa scuba.com No resort experience is complete without a spa treatment. Here at Sandals Curacao, we have a salt stone massage, couples massage, and many more of you to enjoy. Wrapping Up! So now that you have planned to visit the Sandals Curacao resort, then by now, you should check out the official website of the resort. There you will be able to find out more details of the resort, that is more specific. But if you liked this article, then give us a like and comment down below, that when would you like to visit the sandals Curacao? Read Also: is trip.com legit? Is it reliable? The Best Resort Spa & Wellness Island Experience! 3 Of The Best European Holiday Destinations For Wintertime Discovering The 11 Most Beautiful Places Of Adventure In The World