10 Tips To Help With Moving To New Jersey

BY  Sibashree Nov 24, 2025

A multi-trip travel insurance policy covers unexpected financial losses for multiple trips throughout the policy period. It can be related to a medical emergency, baggage loss or trip cancellation.  As you research online, you might come across a wide range of travel insurance for multiple trips. How do you choose the most affordable multi-trip travel insurance policy?  Here are a few factors and tips that you can consider while looking for a budget-friendly multi-travel insurance plan.  Key Features: What To Look For In An Affordable Policy?  A‍‌‍‍‌ multi trip travel insurance is a policy that covers you financially against different types of risks, e.g., a trip cancellation, medical emergencies, etc., that may happen to you during multiple trips within the period of the policy.  The insurance is generally bought for a year and is therefore mostly referred to as an annual multi-trip holiday insurance policy.  Compare key coverage features, such as the ones below, across different multi-trip holiday insurance plans available online. Medical Expenses - These may include the Transportation,  vaccination, and  Repatriation of the mortal remains,  Dental treatment,  Daily allowance in the case of hospitalisation, and many other things. Trip Expenses - Delay of the trip, cancellation, interruption, missed connections, and so on. Loss of Baggage - Delay or complete loss of checked-in ‍‌‍‍‌baggage. Choosing An Affordable Policy: Does It Meet Your Needs? While you consider a multi-trip travel insurance policy instead of a separate travel insurance plan for each trip, ensure it covers all your specific needs.  Look out for the following aspects: Flexible features to customise the multi-trip travel insurance to your advantage. Online convenience and customer support to seek assistance on queries. Seamless claim settlement process and high claim settlement ratio for a reliable experience. 1. Review Your Needs For Cost-Effective Coverage While selecting basic and customisable coverage, review your needs carefully and choose the most important features. Determine the extent of coverage required based on possible risks that can affect your financial situation.  Taking this step can help you compare more effectively and lead to a better multi-trip travel insurance policy at an affordable premium. 2. Calculate Premium And Save For Multi-Trip Insurance Calculate the premium for the various annual multi-trip holiday insurance plans. It will be available on the specific insurer’s official website. Compare the price against the coverage features and benefits offered.  Some reputable insurance providers, such as Reliance General Insurance, offer premium rates for their various multi trip travel insurance policy options to make the comparison easier.  3. Save More With Exclusive Discounts As you compare features and premium rates, keep an eye out for discounts. These may apply to specific policy types, travel seasons, coverage levels, and more.  Ensure it helps you reduce the premium for an affordable policy without compromising coverage features or requirements.  4. Plan, Buy Early, And Save More Compare and buy a multi-trip travel insurance or single-trip multi-destination travel insurance plan well in advance.  Buying it much earlier can help you secure a more affordable policy by taking advantage of lower demand, better premium rates, and added coverage benefits.  What Multi-Trip Travel Insurance Does Not Cover? The first thing you should pay regard to is the limitation of every single possible length of the trip.  Next, do not allow any pre-existing medical condition. And finally, the instances that are not covered if you participate in high-risk sports. Key Exclusions You Need To Know About 1. Pre-Existing Medical Conditions:  Most of the standard checked policies will not take on the costs related to medical conditions that have existed prior to buying the insurance.  Only a couple of insurance companies may offer an extra provision at a higher price to cover the acute flare-ups! However, the planned treatments are always in the list of exclusions. 2. High-Risk Activities Suppose your program includes adventure or extreme sports such as skydiving, bungee jumping, or mountaineering.  In that case, you will understand that these activities are generally not included in a multi-trip standard policy. So, you will have to sign up for a specialised insurance policy. 3. Alcohol Or Drug-Related Incidents Suppose the event, disease, or injury happens when you are using alcohol or illegal drugs, or you are misusing prescription medication. In that case, you will most likely find that your claims will be rejected. 4. Travel Against Official Advice Insurance for incidents occurring in a specified area will most likely be voided! In case you travel to places with government advisories or warnings (e.g., war, civil unrest, or natural disasters)!  5. Self-Inflicted Harm  Generally, the inclusion of such injuries caused deliberately by  Oneself,  Suicide attempt, and  Disorders related to mental/emotional conditions (like anxiety or depression), 6. Loss Due to Negligence In a nutshell, the insurer will not compensate you for lost or stolen personal items if it finds that you were negligent (e.g., leaving items unattended in a public place or not using a hotel safe). ​‍​ ‌‍​‍Common Limitations You Will Encounter  Maximum Trip Duration: This is perhaps the most significant restriction that comes along with multi-trip policies.  If you are after unlimited trips in a year, remember that the limit is set per trip, most of the time 30, 45, or 60 days, depending on the plan you select.  Age Limits: Generally, multi-trip insurance policies have an upper age limit for applicants to be covered; this limit is usually set at about 70 years.  It may be necessary for your elderly family members to look for specialised single-trip insurance policies.  Coverage Limits on Valuables: It is important to note that there are typically sub-limits on compensation for lost or stolen valuables, such as cash, jewellery, or electronic items.  Specific Documentation Required for Claims: You must furnish all required documentation to make a successful claim!  For instance, original receipts, medical records, and a police report (which should be filed within 24 hours in case of theft)! Otherwise, your claim is likely to be turned down.  As a precautionary measure, always make sure you have read the fine print of the policy you are considering and discussed any clarifications, doubts, or planned activities with the insurance company before the purchase.‌ Read Also: Coverage For Special Occasions: Travel Insurance For Canadian Festivals And Events The Convenience Of Online Long Stay Travel Insurance Top 8 Travel Medical Insurance Trends to Consider

BY  Sibashree Oct 28, 2024

Yosemite National Park comes with great news for the explorers. The park has ended its reservation season early in 2024. So, for the rest of the year, you can enjoy a drive through the park without reservation.  In a social media post, Yosemite National Park authority has mentioned “ending the 2024 reservation season after this weekend (October 13)."  With no stress about getting a reservation, Yosemite National Park will surely be the destination for trekkers and wildlife lovers. However, before you plan a trip to the park, you must have a detailed idea of what to do there.  Best Things To Do At Yosemite National Park Yosemite National Park allows you to explore many activities, from camping to hiking. Therefore, setting the itinerary right can be a little taxing, with many options available.  So, here, I will discuss the outdoor pursuits in the park, with special emphasis on hiking, wildlife exploration, and stargazing.  Yosemite National Park is a UNESCO World Heritage Site, inscribed in 1984.  Hiking In Yosemite National Park This park has more than 750 miles of hiking trails. Further, if you want to explore the park’s ecology, wildlife, and geological formations closely, hiking is the best way out.  So, you can try these most popular hiking trails in Yosemite National Park.  Upper Yosemite Falls Trail Trekking Length: More than 10 Kms Difficulty Level: Hard Pet Friendly: No Time Of Trekking: Around 6 Hours  How about exploring a hiking trail that takes you to the top of the tallest waterfall in America?  You will also love the best views from Columbia Rock as you advance in your expedition.   Mirror Lake Loop Trekking Length: 8 Km Difficulty Level: Easy Pet Friendly: Yes  Time Of Trekking: 2 Hours The beautiful trekking route takes you to Mirror Lake and Tenaya Creek. Further, the calm water of the lake shows the most beautiful reflections of the surrounding cliffs.  However, often, the lake does not have adequate water, and then it looks like a meadow with sandy areas and grasses. So, it is also known as Mirror Meadow.  Nevada Fall Via The Mist Trail Trekking Length: Around 10 Km Difficulty Level: Hard Pet Friendly: No Time Of Trekking: 4 Hours   Nevada Fall Via The Mist Trail is a signature hike, allowing you to explore many spectacular views scattered around it.  Located on the Merced River, the water in the fall has a misty appearance. Further, falling from a height, the water of the cascade looks like an avalanche.  Lower Yosemite Falls Trail  Trekking Length: 2 Km Difficulty Level: Easy Pet Friendly: Yes Time Of Trekking: 30 Minutes   A deafening sound of water will fill your ears as you complete the Lower Yosemite Falls Trail trek and stand on the footbridge. This hiking trail is the best for enjoying beautiful views of Yosemite Falls and creeks. Further, throughout the trek, you will learn about the park’s culture and history.  Exploring Wildlife At Yosemite National Park “Approximately 95% of the park is designated wilderness. The entire park is surrounded by four national forests, several adjacent portions of which are designated wilderness areas, thereby providing connectivity with the larger landscape.” - UNESCO World Heritage Convention. Surrounded by forests and extensive wilderness, Yosemite National Park is home to around 90 mammal species. Further, this park has many amphibians, reptiles, birds, insects, and fish. I will talk about the birds and fish in detail shortly. So, here is a brief overview of the mammals, amphibians, reptiles, and insects found here.  Mammals Black BearsBighorn SheepPacific FisherRed FoxBatsMountain LionsDeerGrizzly BearAmphibians Sierra NewtPacific TreefrogCalifornia Red-Legged FrogYosemite ToadsReptilesSierra Fence LizardSierra Alligator LizardsWestern Pond TurtleSierra GartersnakeSierra Mountain KingsnakeNorthern Pacific Rattlesnake (It is the only venomous snake out of the 13 species of snakes found here.)InsectsElderberry Longhorn BeetleCaddisfliesGrasshoppersBristletails Among the species found here, grizzly bears, foothill yellow-legged frogs, and California red-legged frogs are the ones on the verge of extinction. Fragmentation of habitat, air pollution, and the invasion of non-native species are the primary reasons behind this process of eradication.  Stargazing In Yosemite National Park  The minimal light pollution and extensive wilderness make Yosemite National Park a great space for stargazing. Further, from July to October, this park is a great space to observe the Milky Way.  In addition, there are multiple hotspots in the park for stargazing. So, check out the table below to know where to enjoy the starry affair the most. Stargazing Location In The ParkBest Spots Yosemite ValleyEl Capitan MeadowCook's MeadowSwinging BridgeTunnel ViewGlacier PointGlacier Point OverlookWashburn PointTioga RoadTenaya LakeOlmsted Point Wawona is another popular stargazing location in the park, and it offers a peaceful experience.  Stargazing Experiences You Cannot Miss As you set out to stargaze in Yosemite National Park, you will encounter many unique sights. However, watching the moonbows or climber’s headlamps are the two most common stargazing experiences in the park.  Climber’s Headlamps During spring and fall, many climbers spend their nights on the cliffs of Yosemite Park. As they notice the first star coming out, they turn on their headlamps.  Moonbows April to June is the waterfall season in the park. On full moon nights in that season, the moonlight creates a rainbow in the mist of Yosemite Falls.  Even if your eyes cannot catch the colors, your camera surely will.  Birdwatching In Yosemite National Park  This national park is a favorite of birders, considering the presence of 262 species. Among them, 165 are habitat and migratory species, while the remaining one are transient species.  Further, the elevation of the park ranges between 2000 to 13000 feet. So, you will notice massive changes in the behaviors and features of the birds found here.  Yosemite Conservancy birdwatching outing and Christmas Bird Count are some of the programs that you can join if you want to locate the local, migratory, and transient ones.  Some common species of birds found here are the Great gray owl, American dipper, spotted owl, and Western tanagers.  A park-wide census of willow flycatchers has been conducted in the park. The report shows that these species do not breed in the park anymore.  Rock Climbing In Yosemite National Park  Yosemite National Park is a hub of rock climbers. Rock climbing here is beyond big wall climbs or conquering the cliffs. Further, almost every big wall in the park has a distinct ecosystem for you to explore.  Some popular rock climbing spots in the park are Merced River Canyon and Tuolumne Meadows. However, climbing the El Capitan is the most adventurous outdoor pursuit you can try in the park. The Oscar-winning movie Free Solo has further put this rock-climbing destination under the spotlight.  Water Activities At Yosemite National Park  Swimming, boating, rafting, and fishing are the best water activities in Yosemite National Park.  Swimming You can swim in almost any water body in the park. However, swimming is prohibited in the following water bodies. Dana Fork of the Tuolumne River Lake Eleanor Reservoir Wawona Domestic Water Intake Hetch Hetchy Reservoir Emerald Pool  Silver Apron Further, for the best cooling-off experience, you can try swimming in the Merced River.  Boating And Rafting  The best locations for boating and rafting in Yosemite National Park are Merced River, South Fork Merced River, and Tenaya Lake.  Rafting in the Merced River is a popular summer activity in the park. So, you can rent a raft or try kayaking here.  Further, you must wear a personal floatation device for kayaking and rafting in the South Fork Merced River or Tenaya Lake.  Fishing In Yosemite National Park  Are you over 16? Then, you will need a California fishing license to fish in the park. Further, you must abide by the California and Yosemite Park regulations about fishing.  Nevertheless, the best places for fishing in the park are: Merced River South Fork Merced River  Frog Creek Adair Lake Hanging Basket Lake Sacramento pikeminnow, California roach, and riffle sculpin are some native fish species in the national park. Furthermore, trout is the most common non-native species in the region.  Yosemite National Park At A Glance Location: California, United States Highest Point: Mount Lyell (3,997 Meters) Area: Around 1,200 Square Miles Operating Hours: 24*7 Origin of Name: Uzumate, meaning Grizzly Bear Visitor Centers: Yosemite Valley Welcome Center, Yosemite Exploration Center, Valley Wilderness Center, etc. How To Reach: Visit the park from the west through Highways 41, 140, and 120. However, to reach the park easily, you will have to take Highway 120. Further, please note that the Tioga Pass Entrance remains closed from November to May or June.  Best Time to Visit: May to June Also read Why Include Whale Watching In Your LA Itinerary. Travelling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

BY  Sibashree Dec 13, 2024

Bearing a rich native American history, Oklahoma is one of the tourist hotspots in the USA. It is also a city bearing the memories of frontier life.  Further, with many things to do in Oklahoma, the American Bus Association has identified Oklahoma City as the Rising Star in Tourism. Furthermore, the American Bus Association has appreciated the city for the record economic impact of its tourism.  Moreover, the city authorities are investing heavily in building its infrastructure and amenities. Also, all the efforts have been paid of in the economic boom of the city in 2023.  The 2024 Visit OKC Economic Impact Report has mentioned that tourism in Oklahoma City has contributed $3.7 billion to the local economy. Moreover, tourism yields a major benefit for the local people in terms of tax revenues and employment. “Today’s visitors become tomorrow’s residents. Tourism impacts perceptions of our city which intersects with economic development as new businesses look to relocate here. The more we promote OKC as a tourism destination, the more jobs we can support, the more city revenue is paid by visitors, and additional positive awareness is generated about Oklahoma City.”  Christy Gillenwater, Greater OKC Chamber President and CEO  So, what are things to do in Oklahoma to boost tourism in the city? Here is a brief guide for you.  Unique Things To Do In Oklahoma | Try These Unusual Activities  The tourism sector in Oklahoma is vibrant. No wonder that the Forbes Advisor has ranked Oklahoma City as one of the most budget-friendly cities in the world for family vacations.  Nevertheless, when you are in Oklahoma, you can try the following activities.  1. Visit The Oklahoma City National Memorial & Museum https://www.instagram.com/p/C-IhjmLsKQS/ Address: 620 N Harvey Ave, Oklahoma City, OK 73102, United States Contact: +1 405-235-3313 Hours Open: Monday to Saturday (9 AM to 5 PM), Sunday (12-5 PM) Oklahoma witnessed the worst domestic terrorism on 19th April 1995. Timothy McVeigh and Terry Nichols were behind this attack.  The Oklahoma City National Memorial & Museum is a tribute to the people who survived and lost their lives in this attack. You will find the biographies of the survivors, photos and stories of the survivors here.  2. Explore The Oklahoma City Museum Of Art https://www.instagram.com/p/DDATrbqNBSF/?img_index=1 Address: 415 Couch Dr, Oklahoma City, OK 73102 Contact: +1 405-236-3100 Hours Open: Wednesday - Saturday (10 AM to 5 PM), Sunday (12-5 PM), Monday & Tuesday Closed The Oklahoma City Museum of Art is famous for its collection of glasswork and artwork collected from the globe. However, this museum is the go-to place if you want to know about American art. It also introduces you to postwar abstraction. Don’t miss the glasswork of Dale Chihuly at this museum.  3. Visit The Five Civilized Tribes Museum https://www.instagram.com/p/BWfvtLUltKo/ Address: 1101 Honor Heights Dr, Muskogee, OK 74401 Contact: +1 918-683-1701 Hours Open: Monday - Friday (10 AM to 5 PM), Saturday (10 AM to 2 PM), Sunday Closed The Five Civilized Tribes Museum is the best place to visit if you are willing to know about the Chickasaw, Cherokee and Creek nations. The name of the music celebrates how the native Americans of five different nations became a part of the Anglo-American culture.  The artifacts, artwork, and historical detailing are intriguing.  4. Visit The National Cowboy and Western Heritage Museum https://www.instagram.com/p/C8DMPQesysh/?img_index=1 Address: 1700 NE 63rd St, Oklahoma City Contact: +1 405-478-2250 Hours Open: Monday - Saturday (10 AM to 5 PM), Sunday (12 PM to 5 PM) The National Cowboy and Western Heritage Museum is famous across the globe. The interactive exhibits here are out of the world, and you will find here many artefacts and artwork.  Each element in the museum exudes a unique charm, and it reminds you of life in the Old West. You will also get to know about Victorian-era firearms, American cowboys and rodeos here.  5. Be A Part Of The Entertainment And Dining Scene At Bricktown https://www.instagram.com/p/C8KLlErx5n_/?hl=en In Downtown Oklahoma City, Bricktown will introduce you to the most happening entertainment and dining scene of the city. Bricktown is on a canal that links Bricktown with the Oklahoma River and Downtown. Taking a ride in the water taxi here is one of the most unique things to do in Oklahoma. Further, you can explore the 40+ restaurants, pubs and bars here.  6. Make The Most Of The Unique Experiences At Gathering Place https://www.instagram.com/p/C9LZoqxyd9U/?img_index=1 The Gathering Place in Tulsa is a place for unique things to do in Oklahoma. Currently, it is a space of 65 acres, and soon, it will be a happening activity area of 100 acres. You can explore the following sections of Gathering Place for adventurous activities.  Adventure playground Climbing structures Slides Puzzles Sensory garden Picnic grove Reading tree You can spend an entire day at the park and the eateries at the park have decent refreshment options. So, you can visit here with your kids or family.  7. Enjoy The Art Experience At Factory Obscura Mix-Tape https://www.instagram.com/p/DBrqbZVxggN/ Address: 25 NW 9th St, Oklahoma City, OK 73102, United States Contact Number:  +1 405-367-1578 Hours Open: Monday, Wednesday, Thursday (11 AM to 7 PM), Saturday (10 AM to 8 PM), Sunday (12–6 PM), Tuesday Closed If you want an interactive and immersive art experience, you must visit the Factory Obscura Mix-Tape. This 6,000-square-foot area of art and entertainment was created by musicians, muralists, and local volunteers.  The art objects here are crafted for people with vision or hearing problems. Further, the sensory room is here is a great place for visitors with autism.  8. Encounter Wildlife At Woolaroc Museum & Wildlife Preserve https://www.instagram.com/p/C_S_AhztVt7/ Address: 1925 Woolaroc Ranch Rd, Barnsdall, OK 74002, United States Contact Number: +1 918-336-0307 Hours Open: Wednesday - Sunday (10 AM to 5 PM), Monday and Tuesday (Closed) Woolaroc Museum & Wildlife Preserve is located in the North of Tulsa. Visiting this 3,700-acre area is one of the unique things to do in Oklahoma for wildlife lovers.  Frank Phillips, an oil baron, built the Woolaroc Museum & Wildlife Preserve in 1925 as a ranch retreat. However, with time, it became a massive wildlife preserve and museum. Today, you can meet many cattle, including elk and bison, here. In addition, true to the native American spirit of the city, the Woolaroc Museum & Wildlife Preserve has an elaborate collection of Western Art. In addition, the old photographs and collections, including a Colt firearm, will transport you to the lands of cowboys. So, that’s for now from me about the unique things to do in Oklahoma. If you want to explore more places, you can visit the Beavers Bend State Park, Six Flags Frontier City, Oklahoma Route 66 Museum, etc.   Also read Ultimate Guide to Your Next Family Vacation in Israel. Boat Charter Miami: Essential Tips for a Great Experience. Is Houston A Party City? Know The Fun Things To Do In Houston For A Happening Nightlife.