Free And Fun Activities In Denver For Adults: Mark The Dates For Upcoming Events

BY  Nabamita Sep 29, 2023

Australians and New Zealanders have learned to appreciate the pristine beaches, crystal-clear waters, and tropical adventures that the South Pacific has to offer. If you’re going on vacation, then look no further than the magical islands of Fiji because this destination has all the things that you need. See more about Australian-Fiji relations on this site here. Exotic birds, lush greenery, and refreshing beaches are just right on your doorstep, and it’s just a few days away from Brisbane or Sydney by ship. Explore these idyllic destinations at your own pace while enjoying the luxuries of a floating resort. However, before you set sail on this unforgettable journey, there are a few things to consider, and below are some valuable tips and insights to help you plan the perfect Fiji cruise experience. Whether it's choosing between small or large ships, or finding ways to save more on your voyage, below is some helpful information for you. Considerations for Your Fiji Cruise Year-round cruises are available, but the summer in Vanuatu, where it’s the most humid and hottest time is between November to March. Fiji temperatures can average between 26 to 31 degrees Celsius. Families with young children can be expected to be on board from December to January when the annual holidays are, so you might want to schedule your vacation when it’s not too busy. Itinerary Variety Islands in Fiji are more than 300, and only a hundred of them are inhabited. While it’s true that you can enjoy the resorts on each of them, you can only explore the rest by ship. Buying an exclusive yacht isn’t an option, but there are cruises in Fiji that can help you explore untouched destinations and off the beaten tracks. All of these can be done while you’re sleeping in comfortable cabins at night and waking up to a hot cup of coffee in the morning. Duration Choose among 12 or 17-night journeys and embark on either Auckland, New Zealand, or Sydney, Australia. This is going to give you enough time to visit popular ports like Mystery Island, Honolulu, Noumea, Suva, and Lautoka. Unwind in inhabited islands with underwater shipwrecks and beaches lined with coconut trees, or trek through the forest to feel the thunder of the Mele Cascades waterfall. Longer cruises often allow for more extensive exploration and give you ample time to immerse yourself in the beauty of Fiji, so don’t miss this opportunity. Activities and Excursions Snorkel at the beach and encounter sharks, and you can sail with the friendliest crew in Fiji. Small groups are guided by the crew and you’ll have the chance to feed the fish, get musical entertainment, view the turtles when in season, and get a delicious buffet lunch. Tribal face painting and fruit platters may also be onboard, depending on your chosen activities. Get a slice of paradise when you go into this ancient coral cay with its beautiful lagoon and surrounding fishes and experience the true meaning of tropical wonder. Onboard Amenities Are you looking for luxurious accommodations, fine dining options, or exciting entertainment choices? Sea-gazing is often the most popular, where the passengers have an obstructed view of the ocean in a glass-enclosed walkway. Others have slides that are not for the faint of heart, and other rides may also be available with splash areas that children can enjoy. Unique restaurants with affordable buffets or gourmets can also cater to your taste, so choose your ship well. Setting a Budget Basic room categories include the standard suites, balcony, and an outside view of the ocean. As you add more comfort, it becomes more expensive on the higher decks, where you can expect VIP access and exclusive amenities. Save money by going too early or late in the season and take a gamble with the weather. Look out for special deals or promotions that may help make your dream vacation more affordable. Small Ships vs Large Ships Cruisers may wonder about the difference in the size of the vessels when it comes to entertainment and dining choices. For those who don’t really mind the crowd, the best way to enjoy your luxury vacation in Fiji is through the big ships. It’s a big city where you can eat at different restaurants at night. There are endless possibilities where you can enjoy rope courses and see a lot of game shows and Broadway musicals. Rooms can be buzzing with extensive onboard activities such as pools, spas, casinos, and theatres, and there is never a dull moment in these floating resorts. They often feature spacious cabins with balconies for enjoying stunning ocean views, and you can read more about what to do at the ship at this link: https://www.escape.com.au/top-lists/top-tips-for-first-time-cruisers-11-things-ive-learnt-on-ships/image-gallery/c7a11bca07ecf3a65b7babf2d1d9da9a?page=1. Those who are on a honeymoon may prefer an intimate and personalized experience. With fewer passengers on board, you can expect more attentive service and the opportunity to form closer connections with both fellow travelers and crew members. The small groups also allow people to access remote locations that larger vessels cannot reach, giving you the chance to explore hidden gems and tropical havens. How to Save More on Your Cruise? As new ships are being built, the cruises are becoming more affordable as the years go by. With proper research, savvy spending, and adequate planning, you’ll have a trip that you can enjoy without breaking the bank. Here are some tips to help you out. High-demand cruise lines may publish a cheaper deal when they first sell their tickets, but there can be an increase as more people are buying them. When you have more flexibility, get an excellent deal around 90 days before the actual departure in Fiji and track the fares on various websites. Call an expert to see selections of staterooms and cabins. Booking through them can be helpful because they do most of the research for you, and they rarely charge extra for the knowledge. They also get specialized access to the sale price, which can save you money. Package deals that include flights, accommodations, and cruises all in one price are ideal, especially if you plan a lot of excursions while you’re in Fiji. These inclusions can sometimes provide better value than booking each component separately. Read Also: This Is The Best Time To Visit Iceland & These Are The Things You Should Do! Top 12 National Parks In Florida That You Must Visit Is Machu Picchu Closing In 2023? Know It All Here!

BY  Sibashree Aug 27, 2025

Have you decided to relocate to Cyprus for career purposes? That would be a wise decision as this island nation follows one of the EU’s most simplified tax regimes for expats. Beyond the economic aspects, you also get to enjoy year-round sunshine and its rich cultural tapestry.  Yet, the core question that you must be clear about before living this coastal life is, at the end of the day, what your real take-home pay will be? Relocation can be costly since it involves several factors, one of which is your net income. This is why it is necessary to validate your take-home pay; rent, healthcare, school fees, and day-to-day expenses can quickly accumulate if your financial estimates are off. Fortunately, Cyprus mandates a transparent and predictable taxation system, which is rather easy to navigate with the help of a Cyprus salary calculator. This guide explains how Cyprus’s 2025 tax rules work, demonstrating salary breakdown interpretation and offering a step-by-step case study example for clarity.  Decoding the Cypriot Tax System: The Core Components As per the Cypriot tax system, your net salary isn’t just your gross salary after deducting “a flat tax.” Instead, it’s the final value of a progressive income tax system, and a few compulsory, specific deductions. When you understand all these core pillars, you can proceed toward accurate financial planning. The Progressive Income Tax Brackets (2025) For the 2025 tax year, typically running on a calendar-year basis, Cyprus applies a progressive structure: Annual income tax (€)Tax rate 0-19,5000%19,501-28,00020%28,001-36,30025%36,301-60,00030%Over 60,00035% Optimizing Around the €19,500 Tax-free Threshold A unique feature of Cyprus’s progressive income tax system is the €19,500 tax-free threshold. This threshold is indeed advantageous for those moderate and higher earners, protecting a significant portion of their income from taxation by lowering their effective tax rate.  That is why it is often suggested to optimize financial planning, such as contributing to approved pensions, life insurance, or charitable donations (within the 1/5 cap), to further reduce taxable income. Structuring income and deductions strategically around this threshold is one of the simplest ways to optimize your relocation budget. Social Insurance Contributions (Sic) Everyone, including you and your employer, is liable to contribute towards the national Social Insurance Fund, which supports pensions, sickness benefits, and unemployment protection.  However, the limit of contribution varies by party: Employee contribution: 8.8% of gross salary Employer contribution: 8.8% of gross salary Annual cap: €66,612 (as per 2025 figure) Now, this annual cap highlights that even if your yearly income crosses €66,612, you aren't liable to pay Social Insurance on the portion above that limit. For high earners, this annual cap significantly lowers the effective contribution rate. The General Healthcare System (Ghs / Gesy) The healthcare sector in Cyprus is funded by the General Healthcare System (GHS), the amount of which is contributed by everyone living and working in the country through the comprehensive GeSY healthcare system. They provide all-inclusive medical coverage to residents, including GP visits, specialists, and hospital services. Employee contribution: 2.65% of gross salary Employer contribution: 2.90% Cap: €180,000 annual earnings Unlike Social Insurance, the GHS cap is high, where most employees have to pay the full 2.65% on their entire income. Employer vs. Employee Contributions If you are an employee negotiating your salary, be clear about your gross salary (the basis for your tax obligations and deductions) and the cost to the company (gross salary plus employer-side contributions). For employees, the compulsory deductions include: 8.8% Social Insurance (capped) 2.65% GHS Income tax per progressive brackets For employers, the mandatory obligations are higher and include: 8.8% Social Insurance 2.90% GHS 2.0% Social Cohesion Fund (no cap) 1.2% Redundancy Fund 0.5% Human Resource Development Fund Up to 8.0% Central Holiday Fund (unless exempt) Now, assuming that you are an employee structuring your budget, prioritize employee deductions. However, do not ignore the employer’s additional costs; understanding them would be beneficial during salary package negotiations, provided that benefits are negotiable. Case Study Example: Net Pay on a €50,000 Gross Salary This hypothetical example of €50,000 annual gross salary would help understand what the final take-home pay looks like in 2025 for an employee with no special expat exemptions or extra allowances. Step 1: Calculate Deductions Social Insurance: 8.8% of €50,000 = €4,400 GHS: 2.65% of €50,000 = €1,325 Step 2: Apply Progressive Income Tax €0-€19,500 @ 0% = €0 €19,501-€28,000 (€8,500 @ 20%) = €1,700 €28,001-€36,300 (€8,300 @ 25%) = €2,075 €36,301-€50,000 (€13,700 @ 30%) = €4,110 Total income tax = €7,885 Step 3: Net Pay €50,000 − €4,400 − €1,325 − €7,885 = €36,390 per year≈ €3,033 per month (assuming 12 equal payments). However, if your employer pays a 13th salary, a common practice in Cyprus companies, your monthly net pay will be even lower but spread across 13 payments. For that, you can use a Cyprus salary calculator to model these variations instantly. How Employer Costs Compare Using the same case study example of €50,000 gross salary, here’s what the employer’s total annual outlay would look like: Social Insurance: €4,400 GHS: €1,450 Social Cohesion Fund: €1,000 Redundancy Fund: €600 HR Development Fund: €250 Holiday Fund (if not exempt): €4,000 Total Cost: With holiday fund exemption → €57,700 Without exemption → €61,700 This difference is the reason to negotiate your salary package as much as possible. Moreover, some employers even offset holiday fund obligations by allowing extra paid leave instead. Final Words Relocating to an entirely new place with a new environment and legal systems is an adventure. But by taking control of your financial details upfront, and using the progressive tax brackets, understanding obligated deductions, and leveraging a precise Cyprus salary calculator, you can overturn uncertainty into confidence.

BY  Sibashree Dec 17, 2024

For someone fed on Hollywood staples, a visit to Los Angeles can be the biggest calling. Visiting Universal Studios Hollywood or hiking to the Hollywood sign are some of the best things to do in LA for a movie buff. Further, Los Angeles has been a tourism hub since the late 1800s. With the foundation of the Merced Theatre and transportation systems, the city started attracting travelers. It is fascinating to see the city maintain the same craze in the age of socials. Today, you type #losangeles and will find 86.8 million posts popping up. So, I have been thinking of sharing a to-do list in the city for the longest time. On the web, there are even threads like once in a lifetime things to do in Los Angeles Reddit! 😮😮😮😮 So, we could not stay behind, and here goes the brief guide, mentioning the things you can explore for a lifetime experience.  At Tour and Travel, we wanted it to be different than the regular “12 once in a lifetime things to do in Los Angeles by a local” or “once in a lifetime things to do in Los Angeles 2025” guides.  We wanted to keep it all hearts as the Hollywood movies have taught us!  Things To Do In LA For Once In A Lifetime Experience | Make The Movie Buff In You Happy  Los Angeles is the “Entertainment Capital of the World.” It is the Mecca of movie lovers, with names like Al Pacino, Clint Eastwood, and Marilyn Monroe gracing the city and its corners.  In other words, “Hollywood” is the biggest draw for the visitors to this city. So, among the things to do in LA for a once-in-a-lifetime experience, I have included activities like hiking to the Hollywood sign or walking along the Hollywood Walk Of Fame.  1. Hike To The Hollywood Sign | Once In A Lifetime Things To Do In Los Angeles Are you up for a scenic hike? You can take a walk to the Hollywood sign. Throughout the hike, you will enjoy a breathtaking view of Los Angeles.   Further, once you reach the Hollywood sign, you can take the most beautiful photos of yourself or the surroundings.  Completing a hike to the Hollywood sign and taking some photographs, there is something preserved for posterity. You can share the memories with your future generations.  Hiking to the Hollywood Sign or Mount Hollywood through the Charlie Turner Trailhead is easy. You can cover a distance of 5.3 miles here within 2 hours and 30 minutes.  2. Visit The Universal Studios Hollywood Address: 100 Universal City Plaza, Universal City Contact No: +1 800-864-8377 Open Hours: 9 AM to 7 PM, Weekends: 8 AM to 10 PM For all the Potter Heads and Minion lovers, a visit to Universal Studios Hollywood will be an immersive experience. Here, you can enjoy thrilling g rides and explore the sets of many famous movies.  If you are about to visit Universal Studios Hollywood this winter, you must not miss the Holidays at Universal Studios Hollywood. The event has already started on 29th November 2024 and will continue till 6th January 2025. You can even be a part of the Ring in the New Year with EVE. It is the biggest New Year celebration in Hollywood.  Moreover, Universal Studios Hollywood has year-round attractions like “Jurassic World - The Ride,” “The Secret Life of Pets: Off the Leash, etc. So, a visit to Universal Studios Hollywood is one of the topmost once in a lifetime things to do in Los Angeles with kids. 3. Enjoy A Stroll Along The Hollywood Walk Of Fame A walk along Hollywood Boulevard is one of the best things to do in LA for once in a lifetime. You will find golden stars dedicated to your favorite star on the Hollywood Walk of Fame. Moreover, you will feel the glamor of Tinseltown. Despite names like Julia Roberts, Leonardo DiCaprio, Madonna, and Clint Eastwood refusing to have a star on the Hollywood Walk of Fame, it remains a landmark of intrigue and awe in Los Angeles.  4. Spend Some Time At Venice Beach You can visit Los Angeles and, for the most relaxing time, head to Venice Beach. However, if soaking in the Sun is not the only thing you want, you can try a rollerblade or bike ride along the beach. Further, you will find various street performers and unique shops on the beach. The vibrant atmosphere here makes it feature on our list of “once in a lifetime things to do Los Angeles.” Moreover, Venice Beach has a skatepark where the best skaters in the area show their skills amidst the cheering of the onlookers.  5. Visit The Griffith Observatory Address: 2800 E Observatory Road, Los Angeles Contact No: +1 213-473-0800 Hours Open: Tuesday - Friday (12-10 PM), Saturday and Sunday (10 AM to 10 PM), Monday - Closed Are you an observer of the sky? Are you passionate about celestial bodies? Exploring the Griffith Observatory is one of the best things to do in LA for a once-in-a-lifetime experience. Irrespective of your day of visit, you can be a part of the daily programs at the Samuel Oschin Planetarium. There will be live shows and live demonstrations of the Tesla Coil.  Moreover, there is a public telescope for you to look at the sky.  The Griffith Observatory in Griffith Park is located on the southern slope of Mount Hollywood. You can hike to the park or enjoy a bike ride to this famous California hotspot.  Furthermore, if you are traveling with family, you can take a drive or shared ride. Be an early bird if you want a spot for your car at Downhill. You can even keep your car at the paid parking near the observatory.  6. Take A Helicopter Tour Of The City https://www.instagram.com/p/BvsIGM9hQmj/ Do you want to explore a bird’s eye view of Los Angeles? You can take a helicopter tour of the city. While taking a helicopter tour, you can explore the famous coastlines and hotspots of California. Also, the cityscape looks amazing from the helicopter. A helicopter tour of Los Angeles will be around 1.5 hours, and it’s going to cost you something between $220-520 for each person.  7. Take A Tour Of The Huntington Library, Art Museum, and Botanical Gardens https://www.instagram.com/p/C5q5d_Ur2_-/?img_index=1 Address: 1151 Oxford Road, San Marino Phone Number: +1 626-405-2100 Hours Open: 10 AM to 5 PM (Closed on Tuesdays) The Huntington Library, Art Museum, and Botanical Gardens is the best amalgamation of all three elements mentioned in the name.  It is an excellent place for researchers as they can explore as many as 12 million exhibits here. Further, these exhibits span between the 11th to 21st centuries.  Further, the Art Museum bustles with 45000 works of art and has the best British, European, American and Asian work.  Along with sculptures, the Art Museum also has paintings, photographs, decorative arts, and prints.   Moreover, the Botanical Garden stretches over 130 acres, and it has more than 80000 living plants. Some of these are even endangered. So, if you are a nature lover or interested in plants, a visit to this Botanical Garden will be one of the once in a lifetime things to do in Los Angeles this weekend.  8. Drive At The Christmas Tree Lane https://www.instagram.com/p/C1vuavPuOuf/?hl=en If you are in Dallas in December or January, a drive at the Christmas Tree Lane is one of the most festive things you can do.  The festive lights go on at the Christmas Tree Lane from 7th December after an illumination ceremony. The lights remain put till New Year’s Eve. And guess what! A drive at the Christmas Tree Lane is one of the free once in a lifetime things to do in Los Angeles. Taking a drive through Christmas Tree Lane or Santa Rosa Ave feels great, with the cedars gracing the road lines.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.