Canadians Can Forget Their Winter Vacations Despite COVID-19 Travel Insurance

Dec 22, 2020

Last Updated on: Jun 11, 2021

North America

It’s been a tumultuous year for the travel industry. The COVID-19 pandemic has all but wiped it out. Most countries closed their borders and flights were restricted to essential travel only. For Canadians, deciding to travel or notice confusing, especially with some insurers and airlines offering COVID-19 travel insurance packages.

Many Canadians are justifiably wondering what that means. Has the country opened its borders? Is flying now available to anyone and not just essential travelers? Do these newer insurance solutions adequately cover disrupted travel?

As the holiday season looms, Canadians usually prepare to visit family and friends in other provinces, while snowbirds fly south to the U.S. or travel to other countries. Mixed messages don’t make it easy for people to know where they stand in a COVID-19 world.

Are Canadians Allowed to Travel? 

Technically, Canadians are not banned from traveling. The Canadian government, through the Public Health Agency of Canada, has had a constant advisory in place throughout the pandemic. It states people should “avoid non-essential travel outside Canada until further notice.”

Levels of severity assess the threat. Currently, Canada places most countries at Level 3, which means people should not travel to those destinations unless it’s for essential reasons. Certain countries are under a Level 4 warning, which means avoiding travel for any purpose.

On paper, the advisories look like a done deal. Canadians are not permitted to travel unless they must. However, the government notice is an advisory, not an order. There is no law to stop Canadians from leaving the country.

Does That Mean Any Canadian Can Leave on Vacation? 

In theory, yes, but in practice, any Canadian traveling for nonessential reasons would face several significant hurdles:

1. Finding flights remains a problem

Yes, air routes are slowly reopening, but there is nowhere near the same number of flights as before.

2. Facing airport scrutiny

There are no legal restrictions, but travelers can expect questions about their destinations and why they are traveling.

3. Destinations are limited

Many countries still have their borders closed to all but essential travelers. If you land at a destination and cannot explain why your stay is necessary, there’s a good chance you will be on the first plane back to Canada.

4. Many countries remain locked down

Even if you arrive at a destination, you may not have much of a vacation. Because of local restrictions, businesses, tourist hotspots, and infrastructure such as public transportation may be closed or unavailable.

5. You may not return to Canada

The government is clear that people who travel to other countries are at the mercy of the pandemic and restrictions imposed by those nations. In the advisory, the Public Health Agency of Canada states:

“Local authorities abroad may impose control measures suddenly, including movement restrictions such as quarantine. In some countries, travelers may have limited access to timely and appropriate health care should they become ill.”

Can COVID-19 Travel Insurance Help? 

Having COVID-19 protection on your travel insurance is certainly helpful, particularly for essential travelers. Those looking to sneak out of Canada for a foreign holiday may find the coverage less helpful.

Manulife has its COVID-19 Pandemic Travel Plan, which is limited to customers visiting countries with a Level 3 advisory. It is worth noting that coverage is also available for domestic travel in Canada. This policy provides emergency medical coverage, including specific protection for COVID-19.

Allianz Global Assistance has the COVID-19 Insurance and Assistance Plan with up to $1 million in emergency medical cover. This standalone package focuses on COVID-19 and is an add-on to the company’s standard travel insurance.

Other insurers offering COVID-19 travel insurance include Medipac, Tour+Med, TuGo, and Blue Cross. Airlines are also on board with specialized coverage available from WestJet, Air Canada, and Sunwing.

While coverage will undoubtedly helpful during a global pandemic, there are some important things to consider. Firstly, most insurers will require you to prove you have no COVID-19 symptoms before your travel dates. Companies may also ask you to show your travel plans are for essential reasons.

As with any insurance product, no two are identical. In other words, make sure you read your policy details. Take time to understand it, including the coverage limits.

What’s clear is that having travel insurance is better than having no coverage. If you are planning to travel, make sure you have insurance to protect yourself against unforeseen circumstances. Itis sound advice at the best of times, but arguably becomes a vital investment in a COVID-19 world.

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Ariana Smith is a blogger who loves to write about anything that is related to technology, She also has interest in entrepreneurship & Digital marketing world including social media & advertising.

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A Traveler’s Guide to Lutsen

BY RashmiOct 25, 2021

In a time when wanderlust has instilled a desire to travel and explore new places in everyone, it has become difficult to balance our budgets with the expense of traveling. It seems that everyone is looking for exciting and affordable destinations for vacations. Many like to travel to where everyone’s headed, but some prefer places where they can get away from crowds. Lutsen, a small township in Cook County, Minnesota, is a relaxing destination with lots of affordable fun activities.  So, if you planning a trip to Lutsen, read through this guide to find out what makes it so incredible! About Lutsen: In 1885, a young Swedish immigrant, Charles Axel Nelson, purchased 160 acres of land on Lake Superior for $12. He established his homestead there overlooking the lake and soon a settlement rose up in the area. The small settlement turned into a township that he named Lutsen, after the Battle of Lutzen. With a small population of 190 people, Lutsen is an unincorporated area within the Superior National Forest. Lutsen is home to beautiful ski resorts and Lutsen lodges are the finest in the area for tourists.  There are a lot of fun activities that you can do on your trip to Lutsen. Find out our best recommendations for your trip below:  Summers in Lutsen: Summer is the best time of the year to plan a trip to Lutsen. You can do a lot of outdoor activities and make the most out of the trip by exploring the natural beauty of Lutsen. You can take a trip to Superior Lake to enjoy the view and, if you are lucky enough, you might even catch a glimpse of whales. Visitors are often surprised when they are enjoying the view and mammal surfaces. So, keep your cameras ready to capture the enticing view.  Golfing Lutsen has four beautiful golf courses for travelers who are golf enthusiasts. Each course is in the middle of mesmerizing landscapes and offers a view of Superior Lake.  Fishing Apart from the fascinating view, Lake Superior is also the perfect spot to catch trout, northern pike, salmon, perch and other varieties of fish. You can fish from any public land, fishing pier or get a fishing boat for the best fishing experience.  Fall in Lutsen The fall season paints the natural canvas of Lutsen in beautiful colors of autumn. Many Lutsen cabin rentals are located in the Sawtooth Mountains in the middle of maple forests. You can enjoy the beautiful views from the comfort of Lutsen MN lodgings. You can engage in the following fun activities in this season: Attend the Moose Madness Festival Moose are the biggest animals that you can find in Minnesota. They can be seen along the North Shore and the area around it. In the month of October, there is a celebration of the moose in Grand Marais, known as the Moose Madness Festival. You can enjoy a lot of family-friendly activities there and play critter-themed games.  Ride the Summit Express Gondola One of the most exciting things to try in Lutsen in the fall season is riding the Summit Express Gondola. This exciting ride takes you over the picturesque landscape with autumn colors at the treetop level. It also takes you to the top of Moose Mountain which one of the North Shore’s highest peaks. People of all ages enjoy the magical aerial views of Lake Superior and the Superior National Forest. Winter in Lutsen: Winter can be harsh in northern Minnesota, but there are so many exciting activities to enjoy during that time of the year. Here’s what to do during winters in Lutsen: Skiing The Lutsen Mountain is the largest ski and snowboarding area in the region. Lutsen lodges are just 10 minutes away from Lutsen Mountain. You can take lessons, rent equipment, and get the best skiing experience with 95 runs over four mountains.  Snowmobiling In Lutsen, you have 450 miles to explore on snowmobile trails. The trails wind through the mesmerizing scenery and it gets hard to decide which trail to explore first. So, skim across the frozen lakes and tour the best trail to enjoy the winter up north.  Spring in Lutsen Spring season is also great for heading up north. You wouldn’t have to look far for gushing water and the lush green scenic beauty will take your breath away. Here’s what you can enjoy in Lutsen during the spring season: Waterfalls Spring is the best time of the year to enjoy waterfalls in Lutsen. The start of the spring season increases the flow of water as the ice melts into the water. 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So, when you are exhausted and ready to call it a day, you’ll have a comfortable accommodation to rest.  Lutsen is home to some of North Shore’s most beautiful and iconic attractions. It is a popular ski destination that has so much more to offer. From beautiful gold courses to exciting hiking trails, Lutsen can be a dream family vacation. Reserve your Lutsen MN lodging at Lutsen Lodges to find comfort and luxury surrounded by nature.  Frequently Asked Questions (FAQs) What are the travel restrictions in Lusten? When doing domestic travel these restrictions are not applied. But for outdoors they do and they are Wearing  a mask Social distancing about 2 meters If crossed the domestic borders, then quarantine and covid test is a must. Is it compulsory to maintain distance in Lusten? Yes, it is and better have by 2 meters. Where is Lusten? Lusten is in Minnesota , USA  Read Also: 10 Travel Tips For Singles At This Valentine’s Day 7 Key Points Remember While Planning Your Honeymoon Trip Does New Jersey Have Good Nightlife? Let's Find Out! 5 Must Visit Offbeat Destinations Near Delhi