What Should I Consider When Buying A House In Bali?

Feb 26, 2024

Last Updated on: Jul 8, 2025

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Buying a house in Bali offers a tropical lifestyle with an array of cultural attractions, a warm climate, and stunning natural beauty. However, prospective buyers should be aware of the unique property ownership laws in Indonesia, which may differ significantly from those in other countries. Navigating these regulations to find the ideal property requires a clear understanding of the available options for foreign investors, as well as knowledge of the legal framework surrounding land ownership and property rights in Bali. Explore Bali houses for sale with Exotiq Property to embark on your journey of discovering the perfect home in this captivating destination.

When considering properties in Bali, it’s important to assess various factors to ensure a sound investment. Location is paramount, as different areas offer distinct advantages depending on lifestyle preferences and investment goals. Property features, potential for appreciation, and proximity to amenities are also important considerations. Buyers should conduct thorough due diligence on the legalities of the transaction, including land titles, building permits, and zoning regulations, to ensure that their investment is protected.

Understanding Property Ownership In Bali

Understanding Property Ownership In Bali

When considering the acquisition of property in Bali, it is imperative to grasp the various ownership titles offered under Indonesian property laws and the distinctive purchasing options available to foreigners. Equally crucial is understanding the legal procedures to ensure a secure transaction.

Purchasing Options For Foreigners

Foreigners interested in Bali real estate must navigate Indonesian property laws that are designed to protect local interests. The most common route is a leasehold property, which grants the right to use the land for a term that is usually 25 to 30 years and can be extended. Alternatively, a foreigner may invest in a PMA company, which can acquire property under a Hak Guna Bangunan title. Another option is to enter an agreement with a local nominee or Indonesian nominee system, although this method involves a higher degree of risk and is less favored.

Executing due diligence is paramount before purchasing property in Bali. This involves a thorough check of the land certificate and ownership certificate, ensuring that there are no discrepancies. It is advisable to work with a reputable notary and lawyer to conduct these verifications. The due diligence process includes confirming that the building permit (IMB), PBB tax payment (property tax), and NPWP (tax number) are all in order. Prospective buyers should also use a qualified real estate agent to aid in navigating the intricacies of Bali’s property market.

Read Also: Planning A Vacation To Bali? Read This Blog!

Factors To Consider When Buying

A House In Bali

When looking to buy a house in Bali, potential homeowners need to carefully evaluate several critical aspects to ensure a sound investment. From the specific location to the financial aspects, each factor plays a crucial part in the purchasing process.

Location And Accessibility

The location of property in Bali is one of the most significant considerations. Popular areas such as Seminyak, Canggu, Ubud, Jimbaran, Uluwatu, Nusa Dua, and Sanur offer a range of options from bustling nightlife to tranquil beachfront. Proximity to beaches, zoning restrictions, road access, availability of electricity, internet, and accessibility to local communities like the Banjar (village council) is essential. For instance, Seminyak and Canggu are known for their lively scenes and surf culture, while Ubud captivates with its natural beauty and arts community.

  • Popular Regions with Unique Features:
  • Seminyak: Trendy, upscale area well-connected and with a high concentration of shops and eateries.
  • Canggu: Known for cool cafes, vibrant nightlife, and surfing spots.
  • Ubud: The cultural heart, surrounded by rice fields, and a hub for wellness.
  • Jimbaran: Offers a calmer environment with seafood restaurants and sunsets.
  • Nusa Dua: Well-organized resort area with pristine beaches.
  • Sanur: Quieter pace with a mix of traditional and modern Bali, friendly for families.

Environmental And Structural Concerns

Environmental And Structural Concerns

The dream of owning a tropical paradise comes with its environmental challenges. Bali’s climate can contribute to rust, mold, termites, and pests, which potential homeowners should consider, especially when looking at an existing home. Swimming pools may need regular maintenance due to these issues. Assessing the land size, natural orientation and views, well access, flood risk, potential drainage problems, and any setbacks from the property boundaries is crucial before making a final decision.

Environmental Factors to Check:

  • Risk of flood or water damage
  • Presence of mold or pests
  • Adequate drainage systems
  • Maintenance required for swimming pool and other amenities

Financial Implications

The financial side of buying property in Bali can be complex, particularly for foreign buyers. Understanding the types of leases and licenses required is paramount. The Bali real estate market also varies significantly, so gaining information on luxury property prices and average cost of living can inform your budget. When considering financing, options such as a mortgage from a local bank, developer financing, or making a cash payment should be reviewed. Moreover, if the purchase is for investment, evaluating potential rental income is essential.

Conclusion

When purchasing property in Bali, buyers must navigate Indonesian property laws and understand the types of property titles available to foreigners, such as Hak Pakai, Hak Milik, and Hak Guna Bangunan. It is imperative to conduct thorough due diligence, including legal checks and understanding market conditions. Considering the location and intended use of the property—whether for investment or residence—is critical. With adequate preparation and insight into the Balinese real estate market, investors can make informed decisions for successful property acquisition.

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Ankita Tripathy loves to write about food and the Hallyu Wave in particular. During her free time, she enjoys looking at the sky or reading books while sipping a cup of hot coffee. Her favourite niches are food, music, lifestyle, travel, and Korean Pop music and drama.

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BY  Abdul Aziz Jan 18, 2024

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READ MORE Turkey Transit Visa Information & Hong Kong Visa Processing Time

Your Visa Guide: Turkey Transit Visa Information & Hong Kong Visa Processing Time

BY  Ankita Mar 7, 2024

Traveling to different countries often involves obtaining the necessary visas, which can sometimes be a complex and time-consuming process. Whether you're planning a transit through turkey sticker visa to Hong Kong, understanding the requirements of visa and time of processing is essential for a smooth and hassle-free journey. In this guide, we'll provide you with all the information you need to have the know-how about extracting a Turkey transit visa and the time of processing for a Hong Kong visa. By the end of this guide, you'll be Hong kong visa processing time well-prepared to navigate the visa procedures for your upcoming travel plans. Turkey Transit Visa Information Overview Turkey, with its unique geographical location bridging Europe and Asia, serves as a popular transit hub for travelers around the world. Understanding the transit visa requirements is crucial for those planning a layover or stopover in Turkey. 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READ MORE Where Is Yokohama Bay

Where Is Yokohama Bay? What Is It Known For?  (Sunset, Snorkeling, Food, And More)

BY  Sibashree Jun 17, 2025

Is Yokohama Bay an active place for spirits? Lopaka Kapanui of Mysteries of Hawaii claims so! “It’s this limestone. It’s an unusual shape, and it’s the leaping place of spirits. So if you’re there at a certain time of the month, you may be able to witness a procession of people who have recently passed away who are walking toward that. Literally, you’ll see them climb on top of it, and you’ll see them run and take this leap. According to some witnesses, this window opens, receives them, and then shuts.” We are not sure whether Yokohama Bay houses the mystery of Hawaii or not! However, we are definitely interested in traveling to Yokohama Bay for its beautiful beaches, flora, and fauna. Where Is Yokohama Bay? Yokohama Bay Directions Yokohama Bay is located on the Island of Oahu. The bay, featuring a long stretch of sandy beach, is located at the western tip of Oahu, and it begins at Kaena Point. The area is also known as Keawaula Bay, and the entire bay features a coastline lined with white sand beaches and breathtaking scenic beauty. Yokohama Bay Hours To Travel & Exact Location Yokohama is located approximately one hour from the closest major city, Honolulu. The place has several parking spaces, which are ideal for parking your vehicles. To travel to Yokohama Bay first, then continue your journey on the Farrington Highway. The total distance from Honolulu to Yokohama Bay is approximately 40-42 Miles. The beach, which is located at the end of the Farrington Highway, is Yokohama Beach. Why Is Yokohama Bay Famous? The place offers some of the most unique terrains. The island is full of eroded shield volcano remnants, which have been formed over the course of millennia. The Island of Oahu is a place where volcanic mountains meet the ocean, creating some of the most breathtakingly beautiful scenery. The entire Island of Oahu is full of beaches, and Yokohama Bay is one of the most popular ones. The region is renowned for its stunning shores, where visitors can find some of the largest waves, making it an ideal spot for surfing. Where Did Yokohama Bay Get Its Name From? The place is known as Keawaula Bay. The word Keawaula refers to a red harbor in Hawaii. The locals say that once upon a time, massive schools of squids gathered in the shallow waters of the bay, and the locals call them muhee. Don’t you wonder why a Hawaiian place has a Japanese name? Well, there is an interesting story behind it. The place was named Yokohama, and a Japanese fisherman used to visit the place during the 1900s. Locals began casually referring to it as Yokohama Bay, and since then, the area has gained popularity under that name. Things To See In Yokohama There are multiple things to see and explore in Yokohama Bay, as the area offers one of the most incredible terrains and geographical features, making it an ideal destination for those who wish to explore:   1. The Diverse Flora and Fauna Of Yokohama Bay: The region provides sustenance for some of the world's finest flora and fauna. The place offers the basking grounds for the Hawaiian Monk Seals, one of the two remaining Monk Seal species, apart from the Mediterranean monk seal. The third species of Monk Seal is known as the Caribbean Monk Seal. The Monk Seals differentiate themselves with their unique looks. The Hawaiian Monk Seals are endemic to the Islands and are a highly endangered species; getting a sight of them can be a memorable moment. The beaches of the Yokohama Bay provide nesting grounds for the Green Sea Turtles. The turtles lay their eggs on the silver-sand beaches of Yokohama Bay. The island also holds the nesting grounds for other species, like albatross and several other birds and animals. Visitors should be especially careful to avoid harming the natural flora and fauna of the region. Human beings in the place often act irresponsibly, which damages the natural flora and fauna of the region. Why Is It Important To Care For The Flora And Fauna, Understanding With A Recent Example: Tourists should visit Yokohama and explore the flora and fauna of the region, but at the same time, it is important for them to care for nature and the species inhabiting the place. Here is an example of what can go wrong if human beings interact with nature irresponsibly: The Incident Of Two Women Cutting The Umbilical Cord Of A Newly Born Hawaiian Monk Seal Pup: Ironically, On The Same Day, The Pup Got Killed By Their Dogs. Two women working with the federal wildlife response team tamper wrongly with a newly born monk seal pup. The two women conducted a wrong medical procedure on a newly born pup, cutting its umbilical cord in the wrong way. Experts and advocates from around the world raise questions about the legitimacy of the action. The dogs of one of the women, later the same day, ironically kill the endangered seal pup. The incident took place in the north of Oahu Island. Yokohama Bay is also located on the same Island of Oahu. 2. Unique Geographic Features Of Yokohama Bay Yokohama Bay showcases some of the world's unique geographic features. When the millennia-old volcanic mountains meet the oceans, it becomes a scenic delight for your eyes. Visitors who enjoy both the ocean and the mountains will likely find this place to be their preferred destination. Travelers can hike as well as swim in the region. The Bay provides silver sand beaches, which are the perfect tropical paradise. The unique geographical features of the region provide the ideal conditions for the formation of tide pools. Marine life gets trapped in the tide pools during the low tides. Visitors, hence, should explore them. What To Do In Yokohama? It’s time for some serious adventure at Yokohama Bay! 1.  Yokohama Bay Snorkeling The shores of the Island provide some of the best snorkeling experiences. The place is full of vibrant underwater fauna, which gives you a memorable snorkeling experience. The shallow waters of multiple tide pools trap several kinds of sea life during the low tides and are one of the best places to explore diversity.          Yokohama is famous for several things, but most importantly, the place is well-known among surfers who want large waves. The place also provides silver sand beaches, and the underwater life of the region is the best for snorkeling and other activities. Tourists engage in several activities, including flying drones, kite surfing, and enjoying with friends and family in the region.  2)  Yokohama Bay Water Sports And Adventures The rough terrain and the shallow waters of Yokohama Bay create the largest waves in the ocean. These waves create the ideal conditions for successful water sports and other adventures. Yokohama Bay provides some of the best opportunities for adventure sports, where many can be seen kite surfing, jet skiing, and several other activities. Kayaking is also one of the most common activities for people. Tourists rent out the things from the local service providers. 3) Fishing At Yokohama Bay The Shallow waters of the tide pools of Yokohama Bay provide the ideal conditions for fishing. Fishers find some of the most unique species of fish in the oceans, and it is perfect for people to visit. Visitors should bring fishing equipment with them to enjoy the experience to the fullest. 4) Hiking At Yokohama Bay The region provides hiking trails with wonderful and unique views. One of the most popular hiking trails near Yokohama Bay is the trail to Ka’ena Point. The trail follows an old railroad bed and goes through a dirt road. The trail is an exciting and adventurous path to the western point of Oahu. Tourists should take the trail to reach Ka’ean Point Natural Area Reserve. The reserves contain sand dune habitats, which are unique to the islands. The reserves serve as homes to some of the native and unique plants and seabirds on the Islands. Tourists visiting the trail in the winter months can see the whales frequently visiting the shorelines. Visitors explore limestone reefs and sand dunes throughout the coastline, which are raised from the mostly flat shoreline. Is Yokohama Worth A Visit? Yokohama Bay is one of the most ideal places for you, and tourists of all kinds can visit the place irrespective of whether they like to relax at the beach or wish to explore hiking trails. Tourists can do anything they choose. Things To Keep in Mind While Visiting Yokohama Bay Yokohama Bay is located in a remote place from Oahu, and it can be difficult to find a network in the region. The place has a very limited number of places to eat. Tourists, hence, should pack their food. We at Tour & Travel encourage our guests to visit these places responsibly. We expect the members of the Tour & Travel to be vigilant regarding the environment. Tourists traveling to places like Yokohama Bay shall act responsibly, as these places are home to various species. The Earth does not belong to us, but we share it with other species, and it is crucial to care for all. Tourists visiting places like Yokohama Bay and other parts of Oahu should not harm the natural flora or fauna. We at Tour and Travel believe that we have not inherited this planet from our ancestors, but we have borrowed it from the next generation.  The dwellers of Earth, hence, should keep everything intact for the next generations. Yokohama Bay Frequently Asked Questions (FAQS) Here are some frequently asked questions and answers about Yokohama Bay. Can I Swim At Yokohama Bay? Yes, Yokohama Bay is perfect for swimming. However, during high tides, the ocean produces massive waves, making it essential to exercise caution. Why Is It Called Yokohama Bay? Around the 1900s, a Japanese man would come to the place to fish. The locals, therefore, began calling Yokohama casually from then on. The place is originally known as Keawaula Bay. The word Keawaula refers to a red harbor. Once upon a time, massive schools of squids gathered in the shallow waters of the bay; hence, it is called  Keawaula Bay.   Can You Drive To Yokohama Bay, Oahu? Yes, Yokohama Bay is located more than an hour's distance from Honolulu. Travelers should take the Farrington Highway to reach Yokohama from Honolulu. Is Yokohama Good For Tourists? Yokohama Bay is one of the most suitable places for tourists. The region provides tourists with the opportunity to explore some of the most iconic and unusual terrains. Tourists, therefore, can engage in various activities, including Snorkeling, surfing, and many others. However, tourists should be respectful of the local flora and fauna. Does Yokohama Have A Beach? Yokohama Bay has the largest beach on the entire island of Oahu and, hence, is one of the most popular destinations for visitors. Is Yokohama Expensive? According to the Tour & Travel Research Team, a budget of $1,400 to $1,600 per person is suitable for a week-long trip to Yokohama Bay and the surrounding areas in Oahu. Is Yokohama Friendly To Foreigners? Yes, people from different countries can visit the place Are there Yokohama Bay Restaurants? Yokohama Bay is located remotely. Travelers, therefore, often struggle to find places to eat due to the remote location of the area. However, tourists can find several eating spots throughout the Island. Tourists often find it challenging to access a reliable mobile network in the region due to a shortage of mobile towers in certain areas.The restaurants around the area are fewer in number. However, it is located a one-hour drive from Honolulu, and people can find good food there. Does It Snow In Yokohama Bay? No, it does not snow in Yokohama Bay, Hawaii. Located at Oahu’s Western Tip, Yokohama Bay enjoys a tropical climate. Snowfall is limited to the Mauna Loa and Mauna Kea peaks. Is The Yokohama Bay Sunset Beautiful? The Sunset from Ka‘ena Point in Yokohama Bay is beautiful and mesmerizing. Tourists should definitely visit Ka’ena Point. Read Next.. 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