What Should I Consider When Buying A House In Bali?

Feb 26, 2024

Last Updated on: Jul 8, 2025

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Buying a house in Bali offers a tropical lifestyle with an array of cultural attractions, a warm climate, and stunning natural beauty. However, prospective buyers should be aware of the unique property ownership laws in Indonesia, which may differ significantly from those in other countries. Navigating these regulations to find the ideal property requires a clear understanding of the available options for foreign investors, as well as knowledge of the legal framework surrounding land ownership and property rights in Bali. Explore Bali houses for sale with Exotiq Property to embark on your journey of discovering the perfect home in this captivating destination.

When considering properties in Bali, it’s important to assess various factors to ensure a sound investment. Location is paramount, as different areas offer distinct advantages depending on lifestyle preferences and investment goals. Property features, potential for appreciation, and proximity to amenities are also important considerations. Buyers should conduct thorough due diligence on the legalities of the transaction, including land titles, building permits, and zoning regulations, to ensure that their investment is protected.

Understanding Property Ownership In Bali

Understanding Property Ownership In Bali

When considering the acquisition of property in Bali, it is imperative to grasp the various ownership titles offered under Indonesian property laws and the distinctive purchasing options available to foreigners. Equally crucial is understanding the legal procedures to ensure a secure transaction.

Purchasing Options For Foreigners

Foreigners interested in Bali real estate must navigate Indonesian property laws that are designed to protect local interests. The most common route is a leasehold property, which grants the right to use the land for a term that is usually 25 to 30 years and can be extended. Alternatively, a foreigner may invest in a PMA company, which can acquire property under a Hak Guna Bangunan title. Another option is to enter an agreement with a local nominee or Indonesian nominee system, although this method involves a higher degree of risk and is less favored.

Executing due diligence is paramount before purchasing property in Bali. This involves a thorough check of the land certificate and ownership certificate, ensuring that there are no discrepancies. It is advisable to work with a reputable notary and lawyer to conduct these verifications. The due diligence process includes confirming that the building permit (IMB), PBB tax payment (property tax), and NPWP (tax number) are all in order. Prospective buyers should also use a qualified real estate agent to aid in navigating the intricacies of Bali’s property market.

Read Also: Planning A Vacation To Bali? Read This Blog!

Factors To Consider When Buying

A House In Bali

When looking to buy a house in Bali, potential homeowners need to carefully evaluate several critical aspects to ensure a sound investment. From the specific location to the financial aspects, each factor plays a crucial part in the purchasing process.

Location And Accessibility

The location of property in Bali is one of the most significant considerations. Popular areas such as Seminyak, Canggu, Ubud, Jimbaran, Uluwatu, Nusa Dua, and Sanur offer a range of options from bustling nightlife to tranquil beachfront. Proximity to beaches, zoning restrictions, road access, availability of electricity, internet, and accessibility to local communities like the Banjar (village council) is essential. For instance, Seminyak and Canggu are known for their lively scenes and surf culture, while Ubud captivates with its natural beauty and arts community.

  • Popular Regions with Unique Features:
  • Seminyak: Trendy, upscale area well-connected and with a high concentration of shops and eateries.
  • Canggu: Known for cool cafes, vibrant nightlife, and surfing spots.
  • Ubud: The cultural heart, surrounded by rice fields, and a hub for wellness.
  • Jimbaran: Offers a calmer environment with seafood restaurants and sunsets.
  • Nusa Dua: Well-organized resort area with pristine beaches.
  • Sanur: Quieter pace with a mix of traditional and modern Bali, friendly for families.

Environmental And Structural Concerns

Environmental And Structural Concerns

The dream of owning a tropical paradise comes with its environmental challenges. Bali’s climate can contribute to rust, mold, termites, and pests, which potential homeowners should consider, especially when looking at an existing home. Swimming pools may need regular maintenance due to these issues. Assessing the land size, natural orientation and views, well access, flood risk, potential drainage problems, and any setbacks from the property boundaries is crucial before making a final decision.

Environmental Factors to Check:

  • Risk of flood or water damage
  • Presence of mold or pests
  • Adequate drainage systems
  • Maintenance required for swimming pool and other amenities

Financial Implications

The financial side of buying property in Bali can be complex, particularly for foreign buyers. Understanding the types of leases and licenses required is paramount. The Bali real estate market also varies significantly, so gaining information on luxury property prices and average cost of living can inform your budget. When considering financing, options such as a mortgage from a local bank, developer financing, or making a cash payment should be reviewed. Moreover, if the purchase is for investment, evaluating potential rental income is essential.

Conclusion

When purchasing property in Bali, buyers must navigate Indonesian property laws and understand the types of property titles available to foreigners, such as Hak Pakai, Hak Milik, and Hak Guna Bangunan. It is imperative to conduct thorough due diligence, including legal checks and understanding market conditions. Considering the location and intended use of the property—whether for investment or residence—is critical. With adequate preparation and insight into the Balinese real estate market, investors can make informed decisions for successful property acquisition.

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Ankita Tripathy loves to write about food and the Hallyu Wave in particular. During her free time, she enjoys looking at the sky or reading books while sipping a cup of hot coffee. Her favourite niches are food, music, lifestyle, travel, and Korean Pop music and drama.

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Top 10 Airports In The USA: Navigating Excellence In Air Travel

BY  Abdul Aziz Nov 20, 2023

The United States is home to some of the world's most prominent and efficient airports, facilitating the journeys of millions of passengers annually. In this article, we'll explore the top 10 airports in the USA, delving into their standout features and services. 1. Hartsfield-Jackson Atlanta International Airport (Atl) Located in Atlanta, Georgia, ATL secures its spot as one of the largest and busiest airports globally. Renowned for its diverse array of shops and restaurants, Hartsfield-Jackson Atlanta International Airport is a hub of efficiency and convenience for travelers. 2. Denver International Airport (DEN) Nestled in Denver, Colorado, DEN Airport captures attention not only for its operational efficiency but also for its distinctive architecture. The airport boasts multiple terminals, each contributing to a seamless and organized experience for passengers. Denver International Airport Terminals: A. 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READ MORE patong beach

Heard Of Patong Beach In Thailand? It Will Blow Your Mind! 

BY  Sibashree Jan 4, 2024

Situated on the western coast of Phuket, one of the most popular tourist attractions is Patong Beach. There is a range of activities with something for everyone.  You can party, relax at a spa, sample delicious food, enjoy the shopping, or indulge in water sports. It’s all there. The 3-km golden sand strip is very popular among beach lovers.  So, if you are looking for something similar, this article is the one for you. Read till the end and discover some hidden gems in Patong and which places you should avoid going in Thailand.  When to Visit Patong? If you want ideal weather, then the best time to visit is from mid-December to the end of February. The peak month for tourism is January, when the weather is best. Another peak is in July and August when many European travelers have vacations. May has the fewest visitors, and autumn is quieter, too, but Patong sees plenty of activity all year round. 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Hotel Clover Patong Phuket  4.8  (2,130 reviews)  #5 of 429 hotels in Patong  162/8-11 Taweewong Road Patong Beach, Patong, Kathu, Phuket 83150 Thailand  Hotel Clover Patong is the perfect place for you if you're looking for fun, comfort, and a responsible stay.   The hotel is designed as a modern surfing spot right in the heart of lively Patong Beach.   You can expect great service to ensure that you feel comfortable and happy during your stay.   Whether you enjoy exploring the city or relaxing on the beach, the amenities and activities are tailored to meet your needs.   Experience the perfect mix of fun, style, and excellent service at Hotel Clover Patong—where your stay will be truly memorable.  2. Burasari Phuket  4.4  (4,958 reviews)  #8 of 42 resorts in Patong  18/110 Ruamjai Road, Patong, Kathu, Phuket 83150 Thailand  Nestled on Ruamjai Road in Patong, this boutique resort offers a stylish and serene escape.   It is just minutes away from the vibrant beach, exciting shopping, and lively nightlife that Patong is famous for.   With its inviting swim-up bar and two refreshing pools, it’s the perfect spot to relax after exploring the area.   Burasari boasts 182 comfortable rooms, including the uniquely designed Mood Collection Rooms and convenient Pool Access Rooms.   Each room comes equipped with air conditioning, tea and coffee-making facilities, complimentary wireless internet, and a lovely balcony to soak in the views.   It’s truly a haven for anyone looking to unwind and enjoy a delightful getaway.  3. Andaman Embrace Patong  4.1  (1,190 reviews)  #15 of 42 resorts in Patong  2 Hadpatong Road, Patong Beach, Patong, Kathu, Phuket 83150 Thailand  00 66 76 370 000  Andaman Embrace Patong is located just a few minutes' walk from Patong Beach, known for its white sandy shore.   It is also conveniently located near many shopping areas, entertainment venues, and major tourist attractions.   The hotel offers 297 stylish guest rooms with modern furniture in warm colors, creating a calm atmosphere.   Guests can enjoy two beautiful swimming pools with swim-up bars, perfect for relaxing and unwinding.  4. Novotel Phuket Resort  4.5  (5,689 reviews)  #5 of 42 resorts in Patong  282 Phrabaramee Road, Patong, Kathu, Phuket 83150 Thailand  00 66 76 342 777  Novotel Phuket Resort is located on a hillside with views of Patong Bay.   It covers eight acres of beautiful gardens and is only a short walk from Patong Beach, nightlife, and shopping.   The resort features 217 modern rooms and a three-tiered pool facing the Andaman Sea.   You can enjoy traditional Thai restaurants and bars with stunning sea views.   There is also a kids’ area, a spa, a massage and fitness center, and a terrace for watching sunsets.   At Novotel Phuket Resort, everyone can enjoy simple pleasures. 5. Andaman Beach Suites Hotel  4.1  (844 reviews)  #67 of 429 hotels in Patong  60/12 Soi Rat Uthit 200 Pi 2, Patong, Kathu, Phuket 83150 Thailand  Andaman Beach Suites Hotel offers a stunning view of Patong Bay.   It is one of the few tall buildings on Patong Beach in Phuket. 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The Thailand Tourist Visa Fetching a tourist visa for Thailand is quite simple for a listed citizen. It is because they offer a thirty-day visa exemption, mainly for countries like the USA, the UK, South Africa, Australia, and more. Be sure to check out check out the list of countries. When you arrive with the visa exemption, you need to fill out an entry form for the sake of immigration. You should have proof of exit from the country. It helps show that your stay in Thailand does not exceed thirty days. What To Pack For Thailand?  Thousands of people visit Thailand every year. But the first question that is bound to strike you is the list of packing. The internet is flooded with the same question. Thailand is one country that lives with its traditions. 1. Outfits Therefore, you should skip the tight-fitted clothing. But the smartest way to do it is to check out the weather forecasts and then strategize clothes packing. However, do not forget to keep the rain jacket under any conditions. A pair of dresses for ladies and trousers for men if you are planning to hit a fancy restaurant. Unisex polo shirts with collars.  Outfits that keep the knees and shoulders covered if you are visiting temples or archaeological sites.  Culottes/shirts. Trunks or swimming costume if you have plans for snorkeling. Sarong.  2. Footwear Just like other Asian religious sites, taking off shoes is a must when visiting Thailand’s religious shrines. Hence, pack shoes that are practical and easy to put on and off. For example, consider packing: Comfortable trainers, tennis shoes, or sketchers if you are planning to walk a lot. Flip-flops for Patong and other adjacent beaches.  Loafers for hitting dinning destinations in and around Patong.  Places Not To Visit In Thailand You may have heard a lot about the must-visit places in Thailand. But have you ever looked for the list of places that you must abstain from visiting? 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READ MORE Exploring La

Exploring LA: Must-Experience Activities For Travelers

BY  Ankita Mar 27, 2024

Los Angeles is a bustling, multifaceted city that provides visitors with a wide range of activities to discover and relish. Everything from iconic parks to hidden gems, LA has something for everyone.  We'll look more closely at some of the must-do things in this article that should be on every traveler's itinerary when visiting the City of Angels. Best Activities For Travelers In LA 1. Visit The Hollywood Walk Of Fame No trip to LA is complete without a visit to the world-famous Hollywood Walk of Fame. Stretching along Hollywood Boulevard, this iconic attraction features more than 2,600 brass stars embedded in the sidewalk, honoring celebrities from the entertainment industry. Take a leisurely stroll along the Walk of Fame and see if you can spot the stars of your favorite actors, musicians, and entertainers. 2. Exploring LA Skatepark Adventures For skateboarding lovers and novices alike, exploring iconic LA skateparks is a quintessential experience. 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Experience The Magic Of Disneyland No trip to Los Angeles is complete without a visit to Disneyland, the Happiest Place on Earth.  Located in nearby Anaheim, this iconic theme park provides a fantastic experience for guests of all ages, with thrilling rides, fascinating attractions, and beloved Disney characters around every corner. Spend a day exploring the various themed lands, from Fantasyland to Tomorrowland, and create unforgettable memories with family and friends. 9. Exploring LA: Take A Studio Tour Get a behind-the-scenes look at the magic of Hollywood by taking a studio tour at one of LA's famed film studios. From Warner Bros. to Paramount Pictures, several studios offer guided tours that take visitors through iconic sets, soundstages, and backlots where some of the world's most beloved movies and TV shows were filmed. Learn about the history of filmmaking in Los Angeles and gain insight into the inner workings of the entertainment industry. 10. 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