What Should I Consider When Buying A House In Bali?

Feb 26, 2024

Last Updated on: Jul 8, 2025

Destinations

Buying a house in Bali offers a tropical lifestyle with an array of cultural attractions, a warm climate, and stunning natural beauty. However, prospective buyers should be aware of the unique property ownership laws in Indonesia, which may differ significantly from those in other countries. Navigating these regulations to find the ideal property requires a clear understanding of the available options for foreign investors, as well as knowledge of the legal framework surrounding land ownership and property rights in Bali. Explore Bali houses for sale with Exotiq Property to embark on your journey of discovering the perfect home in this captivating destination.

When considering properties in Bali, it’s important to assess various factors to ensure a sound investment. Location is paramount, as different areas offer distinct advantages depending on lifestyle preferences and investment goals. Property features, potential for appreciation, and proximity to amenities are also important considerations. Buyers should conduct thorough due diligence on the legalities of the transaction, including land titles, building permits, and zoning regulations, to ensure that their investment is protected.

Understanding Property Ownership In Bali

Understanding Property Ownership In Bali

When considering the acquisition of property in Bali, it is imperative to grasp the various ownership titles offered under Indonesian property laws and the distinctive purchasing options available to foreigners. Equally crucial is understanding the legal procedures to ensure a secure transaction.

Purchasing Options For Foreigners

Foreigners interested in Bali real estate must navigate Indonesian property laws that are designed to protect local interests. The most common route is a leasehold property, which grants the right to use the land for a term that is usually 25 to 30 years and can be extended. Alternatively, a foreigner may invest in a PMA company, which can acquire property under a Hak Guna Bangunan title. Another option is to enter an agreement with a local nominee or Indonesian nominee system, although this method involves a higher degree of risk and is less favored.

Executing due diligence is paramount before purchasing property in Bali. This involves a thorough check of the land certificate and ownership certificate, ensuring that there are no discrepancies. It is advisable to work with a reputable notary and lawyer to conduct these verifications. The due diligence process includes confirming that the building permit (IMB), PBB tax payment (property tax), and NPWP (tax number) are all in order. Prospective buyers should also use a qualified real estate agent to aid in navigating the intricacies of Bali’s property market.

Read Also: Planning A Vacation To Bali? Read This Blog!

Factors To Consider When Buying

A House In Bali

When looking to buy a house in Bali, potential homeowners need to carefully evaluate several critical aspects to ensure a sound investment. From the specific location to the financial aspects, each factor plays a crucial part in the purchasing process.

Location And Accessibility

The location of property in Bali is one of the most significant considerations. Popular areas such as Seminyak, Canggu, Ubud, Jimbaran, Uluwatu, Nusa Dua, and Sanur offer a range of options from bustling nightlife to tranquil beachfront. Proximity to beaches, zoning restrictions, road access, availability of electricity, internet, and accessibility to local communities like the Banjar (village council) is essential. For instance, Seminyak and Canggu are known for their lively scenes and surf culture, while Ubud captivates with its natural beauty and arts community.

  • Popular Regions with Unique Features:
  • Seminyak: Trendy, upscale area well-connected and with a high concentration of shops and eateries.
  • Canggu: Known for cool cafes, vibrant nightlife, and surfing spots.
  • Ubud: The cultural heart, surrounded by rice fields, and a hub for wellness.
  • Jimbaran: Offers a calmer environment with seafood restaurants and sunsets.
  • Nusa Dua: Well-organized resort area with pristine beaches.
  • Sanur: Quieter pace with a mix of traditional and modern Bali, friendly for families.

Environmental And Structural Concerns

Environmental And Structural Concerns

The dream of owning a tropical paradise comes with its environmental challenges. Bali’s climate can contribute to rust, mold, termites, and pests, which potential homeowners should consider, especially when looking at an existing home. Swimming pools may need regular maintenance due to these issues. Assessing the land size, natural orientation and views, well access, flood risk, potential drainage problems, and any setbacks from the property boundaries is crucial before making a final decision.

Environmental Factors to Check:

  • Risk of flood or water damage
  • Presence of mold or pests
  • Adequate drainage systems
  • Maintenance required for swimming pool and other amenities

Financial Implications

The financial side of buying property in Bali can be complex, particularly for foreign buyers. Understanding the types of leases and licenses required is paramount. The Bali real estate market also varies significantly, so gaining information on luxury property prices and average cost of living can inform your budget. When considering financing, options such as a mortgage from a local bank, developer financing, or making a cash payment should be reviewed. Moreover, if the purchase is for investment, evaluating potential rental income is essential.

Conclusion

When purchasing property in Bali, buyers must navigate Indonesian property laws and understand the types of property titles available to foreigners, such as Hak Pakai, Hak Milik, and Hak Guna Bangunan. It is imperative to conduct thorough due diligence, including legal checks and understanding market conditions. Considering the location and intended use of the property—whether for investment or residence—is critical. With adequate preparation and insight into the Balinese real estate market, investors can make informed decisions for successful property acquisition.

Read Also:

Share on Social Media

Ankita Tripathy loves to write about food and the Hallyu Wave in particular. During her free time, she enjoys looking at the sky or reading books while sipping a cup of hot coffee. Her favourite niches are food, music, lifestyle, travel, and Korean Pop music and drama.

Leave a Reply

Your email address will not be published. Required fields are marked *

title-img Related

READ MORE From Britain To Australia moving

Britain to Australia: A Comprehensive Guide for Expats

BY  Abdul Aziz Feb 27, 2024

So, you've decided to take the plunge and trade the grey skies of Britain for the sun-drenched beaches of Australia? Congratulations! Making the move Down Under can be an exhilarating adventure, but it also comes with its fair share of challenges and uncertainties. Fear not, though, because I'm here to guide you through the process every step of the way. 1. Visa Essentials: Crossing The First Hurdle Understanding Visa Options Before you start packing your bags, you'll need to navigate the often perplexing world of Australian visas. Here's a brief rundown of some common visa options for Brits: Skilled Visas - If you possess skills that are in demand in Australia, you may be eligible for a skilled visa. Working Holiday Visa - Ideal for young Brits looking to explore Australia while also working part-time. Family Visas - If you have family members in Australia, you might be able to obtain a family visa. Seek Professional Advice Navigating the Australian visa system can be a daunting task, so don't hesitate to seek professional advice. Immigration consultants or migration agents can help you understand your options and guide you through the application process. And don't forget, once you're in Australia, you'll need to renew your passport every 10 years still. Good news; there are experts to help you renew a British Passport in Australia too! 2. Financial Planning: Budgeting For Your Big Move Cost Of Living Australia isn't exactly known for being a budget-friendly destination, so it's essential to crunch the numbers and budget accordingly. Keep in mind factors such as accommodation costs, transportation expenses, and healthcare costs when planning your budget. Exchange Rates And Currency Conversion With the pound sterling being stronger than the Australian dollar, you'll want to keep a close eye on exchange rates and factor in currency conversion fees when transferring money between accounts. 3. Finding Your Dream Home Down Under Researching Different Suburbs Australia is a vast and diverse country, with each city boasting its unique vibe and culture. Take the time to research different suburbs and neighborhoods to find the perfect place to call home. Renting Vs. Buying Deciding whether to rent or buy a property in Australia is a big decision that depends on various factors such as your budget, long-term plans, and lifestyle preferences. Navigating The Rental Market If you're planning to rent, be prepared for stiff competition in Australia's rental market, especially in major cities like Sydney and Melbourne. Start your search early, and be ready to act fast when you find a property you like. 4. Healthcare Matters: Staying Healthy Down Under Understanding The Healthcare System Australia boasts a world-class healthcare system, but it operates differently from the NHS in the UK. Familiarize yourself with the Australian healthcare system and consider taking out private health insurance for added peace of mind. Medicare: Australia's Public Health Insurance As a permanent resident or eligible visa holder, you may be entitled to access Medicare, Australia's public health insurance scheme. Medicare provides coverage for essential medical services, but you may still need private health insurance for additional benefits and services. 5. Embracing The Aussie Lifestyle: Tips For Settling In Embracing The Outdoors With its stunning natural landscapes and year-round sunshine, Australia is the perfect place to embrace the great outdoors. Take advantage of the countless beaches, national parks, and outdoor activities on offer. Getting Involved In The Community One of the best ways to settle into your new life in Australia is by getting involved in the local community. Whether it's joining a sports team, volunteering, or attending community events, making connections with fellow Aussies can help you feel at home. Cultivating Work-Life Balance Australians are known for their laid-back attitude and emphasis on work-life balance. Take a cue from your Aussie counterparts and prioritize leisure time and relaxation alongside your professional pursuits. 6. Dealing With Homesickness: Coping Strategies For Brits Abroad Stay Connected With Loved Ones Moving to the other side of the world can be tough, but thanks to modern technology, staying connected with friends and family back home has never been easier. Schedule regular video calls, send care packages, and plan visits to help ease feelings of homesickness. Explore Your New Surroundings Combat homesickness by immersing yourself in your new surroundings and embracing all that Australia has to offer. Whether it's exploring a new city, trying out local cuisine, or embarking on weekend getaways, there's always something new to discover Down Under. Seek Support When Needed If feelings of homesickness become overwhelming, don't hesitate to seek support from friends, family, or professional counselors. Remember that it's entirely normal to feel homesick when adjusting to life in a new country, and there's no shame in asking for help when you need it. Conclusion: Your Australian Adventure Awaits! Making the move from Britain to Australia is a thrilling and life-changing experience, but it's essential to approach it with careful planning and preparation. By understanding the visa requirements, budgeting wisely, and embracing the Aussie lifestyle, you'll be well on your way to making a smooth transition to your new home Down Under. So, what are you waiting for? Your Australian adventure awaits! Read Also: 6 Outdoor Activities You Can Have In Arizona Unique Pigeon Forge Activities For The Ultimate Adrenaline Rush 9 Fun Activities You Should Add To Your Pigeon Forge Bucket List

READ MORE Best Parks In Cancun

The 4 Best Parks In Cancun You Have To Visit

BY  sagnika May 9, 2024

Cancun is a dream destination for many because you only need to see some pictures of what it looks like to understand its magic, which is best experienced in person. However, before going, it is ideal to know a little more about what it has to offer. Because it is not only limited to magnificent beaches and vibrant nightlife but also a variety of parks in Cancun that guarantee fun and adventure for the whole family. If you are planning your next trip to this Mexican tourist destination, here are the best parks in Cancun that you should visit. Why Go To A Park In Cancun? Many activities can be done in Cancun, and if you go for several days, it would be ideal to spend as much time as possible in one of the parks in Cancun, motivated by aspects such as these: Fun Guaranteed The parks in Cancun offer a wide range of thrilling attractions, from high-speed slides and wave pools to nature activities, ensuring entertainment for all ages. Refreshing Getaway In a warm climate like Cancun’s, nothing compares to the sensation of diving into cool waters or riding along paths, feeling the breeze while enjoying the tropical sun, and having fun in the different attractions of your choice. A Unique Experience Many parks in Cancun combine the thrill of the water with the natural beauty of the surroundings, giving you a unique experience where you can swim among coral reefs or explore underwater caverns, as well as walk in its blessed natural environment, among others. It’s Part Of Getting To Know To say that you got to know Cancun is not only in the fact of going to those places that are highly popular, it is also key to attend others that perhaps are not so mentioned, but as you know at this point, they are wonderful. Therefore, you should not miss going to the parks that are on this side of Mexico, as they are unique and special. Which Water Park To Go To In Cancun? Probably, if you look for parks in Cancun on the internet, you will find a great diversity of alternatives, being that when you have little time or simply do not want to waste it, it is more appropriate to know which are exactly the best ones, such as the ones we will indicate: Garrafon Garrafon is designed in a way that is going to present you with a unique experience. There are various facilities available, and you can enjoy zip lines, go snorkeling, try adventure vehicles, and many other activities. Not just that, the view of the Caribbean Sea from the park is amazing. There are palapas and hammocks spread across the area where you can just relax. Moreover, the coral reefs let you explore the colorful marine life of this region. Ventura Park This is one of the largest parks in the area and no doubt an excellent one. It presents the tourist with various activities like wave pools and high-speed slides as well as other play areas for people. There are different land activities as well. There are activities like climbing walls, zip lines, and passing through a hanging bridge, which makes this place an ideal place to spend a day full of adventure. Chankanaab Situated on Cozumel Island, this park is just a ferry ride away from Cancun. this theme park is going to present you with amazing adventure sports activities along with the beauty of the Carribean coast. you can try snorkeling, swim with the dolphins relax on the picturesque white sand beaches and go swimming with the dolphins. Xcaret Park One of the most emblematic parks in the Riviera Maya and a must-see from Cancun, Xcaret Park combines the cultural richness of Mexico with the natural beauty of the region. It offers a wide range of activities, from snorkeling in subway rivers to swimming with sharks and rays, as well as folkloric shows that showcase Mexico’s history and traditions. In addition, Xcaret has protected natural areas where you can observe the local flora and fauna, as well as enjoy quiet beaches and rest areas. Some Tips To Enjoy Parks In Cancun Sometimes, when going sightseeing, people forget certain aspects that are important when performing certain activities, in this case, in the parks in Cancun. And so that you don’t have any inconvenience, we will point out some tips that we know will be useful for you: Sun Protection At All Times Of course, it’s aesthetically nice when someone comes back from vacation looking tanned, but it’s not good for your health. Don’t forget to apply sunscreen before entering the park and reapply it every few hours to avoid sunburn because even if they look good, they will feel terrible. Wear Appropriate Clothing As for swimsuits, wear those that are comfortable as well as easy to spot in the water, in bright colors rather than blue ones. Also, wear a light T-shirt and a hat or cap to protect you from the sun when you’re outside unprotected from the relentless sun that will be beating down. Hydrate Frequently  Keep yourself and your loved ones hydrated by drinking water regularly, especially in hot climates like Cancun. Dehydration becomes a complicating factor that should be avoided. Respect Safety Rules Follow the park staff’s instructions and follow the safety rules on all attractions to ensure a fun and safe experience for everyone. Book Early The crowd of the park depends on which time of the year you are visiting. so, it is better if you plan on time, as that is going to save you a lot of trouble, like the hassle of standing in line to get the tickets to enter the park. and there is another perk of booking online beforehand. it saves you money sometimes with a few offers they have. Plan Your Day Well Check the park map and schedule your activities to make the most of your time and avoid long lines at the most popular attractions and those that catch your attention. Wrapping up! Adventure parks are something that should not be missed on your itinerary when you are visiting Cancun. After a few days of relaxing and lounging at the beach, it is always a good idea to change the vibe. For that, the best option is to visit an adventure park in Cancun. When thinking of Cancun people mostly think of the serene beaches, tranquil water, and great entertainment. But mostly, they forget about the adventure parks they can visit in the area. So, visit the parks, have a great time, and do not forget to try it again on your next trip. Recommended Reading... Top 10 Things To Do When You Visit El Salvador Here Are The 10 Best Things To Do In Baltimore! The Best Things To Do In Moab Utah For Outdoor Enthusiasts

READ MORE Temples To Visit In Bangkok

5 Best Temples To Visit In Bangkok

BY  Barsha Dec 28, 2023

Bangkok is home to over a thousand temples. Some of these temples are historical and have cultural significance, and some others or mainly for local prayers. During a Holiday in the Capital of Thailand, booking a Bangkok temple tour is a must to explore the city’s main highlights and most beautiful temples. In this article, we will be listing the best and most recommended 5 temples in Bangkok to visit. Wat Pho  Wat Pho temple (also known as the temple of the sleeping or reclining Buddha), is one of the most important temples to visit when being in Bangkok. The temple is home to the famous sleeping Buddha statue which measures 46 meters in length and 15 meters in height. The statue is covered in gold leaf and is a unique piece of art. This temple is considered as the largest temple in Bangkok and is the birthplace for Traditional Thai massage. It was the first public university in Thailand that specialized in religion, science, and literature. Till today, It is still a center of learning for traditional Thai massage and medicine. During your visit to Wat Pho temple, you can book a traditional Thai massage session that combines stretching, pulling, and rocking techniques to relieve tension and enhance flexibility and circulation. It's often described as a combination of yoga and meditation. This Temple is very popular among Bangkok temple tours since it has a strategic location near the Chaophraya river, the Grand Palace, and other important Landmarks in Bangkok. Wat Phra Kaew Wat Phra Kaew is located inside the Grand Palace. This temple is home to the Emerald Buddha, one of the most revered Buddha images in Thailand. Despite its name, the statue is actually made of jade or jasper rather than emerald. This temple is considered as the Personal chapel of the Royal Family. Wat Phra Kaew was Constructed in 1782 when King Rama I moved the capital from Thonburi to Bangkok.  The temple's architecture is a stunning example of Thai craftsmanship, with intricate carvings, colorful mosaics, and gold-leafed figures adorning its structures. The Great thing about visiting this temple is that you will have the opportunity to combine the visit of both the Grand Palace and Wat Phra Kaew since they are both within the same location. They are also within a very short walking distance from Wat Pho, making combining both of them in a half-day visit a very popular choice among tourists visiting Bangkok. Wat Arun  Wat Arun is Known as the temple of Dawn and it dates back to the Ayutthaya period. It has a unique design, similar to the Ayutthaya temples design and having some Khmer elements as well. The temple was renovated by King Rama II and It has been a significant symbol of the Rattanakosin Period and the shift of the capital from Thonburi to Bangkok. Wat Arun’s towers (known as prangs) are decorated with colorful porcelain and seashells, making it visually unique. The central prang is a symbolic representation of Mount Meru, the center of the world in Buddhist cosmology. The temple is located along the Chaophraya river and is often included on the same day when visiting the Grand Palace and Wat Pho. You just need to take a ferry boat to cross the river to reach the other side of the City and visit this amazing temple. Wat Arun has undergone several renovations in the past years and the last significant restoration completed was in 2017 under the supervision of UNESCO. Wat Traimit  Wat Traimit is another beautiful temple in Bangkok with unique features. It is famous for housing the world's largest solid gold Buddha image. The statue is about 3 meters tall and weighs approximately 5.5 tons. The Golden Buddha dates back to the 13th or 14th century, originating in the Sukhothai period. However, the exact origins and history of the statue are still subject to debate and research, and no one has confirmed it. Wat Traimit is one of the most sacred temples, not only in Bangkok but all around Thailand. The building is a beautiful example of modern Thai Buddhist architecture. The temple complex includes a museum where visitors can learn about the history of the Golden Buddha and the Chinatown area where the temple is located. In addition to that, it also offers insights into the Chinese community's role in Thai society. Wat Benchamabophit (Marble Temple) Wat Benchamabophit is famous for its use of white Carrara marble from Italy, which gives it a distinctly elegant appearance. This feature is unique among Bangkok's temples and of course, is the reason why it gained the name of the Marble Temple of Bangkok. This temple was built in the Late 19th Century during the reign of King Chulalongkorn (Rama V), in 1899. It is a fine example of modern Thai religious architecture from the end of the 19th century. The temple's design is a fusion of traditional Thai architecture and European influences. Wat Benchamabophit is associated with the Thai royal family and has been used for numerous royal ceremonies. When you hold a five Thai baht coin, you will find the image of this temple on the back of the Coin, reflecting its importance and significance in Thai culture. The temple is home to 52 Buddha images, representing various styles and postures from different periods of Thai history. This collection offers a comprehensive overview of the evolution of Buddhist art in Thailand. The temple complex includes beautifully maintained gardens and courtyards, adding to its serene and tranquil ambiance. Read Also: Crime Rate In Florida Trending Down While California Skyrockets: Report World’s Most Famous Christmas Tree Has Reached Trafalgar Square