What Should I Consider When Buying A House In Bali?

Feb 26, 2024

Last Updated on: Jul 8, 2025

Destinations

Buying a house in Bali offers a tropical lifestyle with an array of cultural attractions, a warm climate, and stunning natural beauty. However, prospective buyers should be aware of the unique property ownership laws in Indonesia, which may differ significantly from those in other countries. Navigating these regulations to find the ideal property requires a clear understanding of the available options for foreign investors, as well as knowledge of the legal framework surrounding land ownership and property rights in Bali. Explore Bali houses for sale with Exotiq Property to embark on your journey of discovering the perfect home in this captivating destination.

When considering properties in Bali, it’s important to assess various factors to ensure a sound investment. Location is paramount, as different areas offer distinct advantages depending on lifestyle preferences and investment goals. Property features, potential for appreciation, and proximity to amenities are also important considerations. Buyers should conduct thorough due diligence on the legalities of the transaction, including land titles, building permits, and zoning regulations, to ensure that their investment is protected.

Understanding Property Ownership In Bali

Understanding Property Ownership In Bali

When considering the acquisition of property in Bali, it is imperative to grasp the various ownership titles offered under Indonesian property laws and the distinctive purchasing options available to foreigners. Equally crucial is understanding the legal procedures to ensure a secure transaction.

Purchasing Options For Foreigners

Foreigners interested in Bali real estate must navigate Indonesian property laws that are designed to protect local interests. The most common route is a leasehold property, which grants the right to use the land for a term that is usually 25 to 30 years and can be extended. Alternatively, a foreigner may invest in a PMA company, which can acquire property under a Hak Guna Bangunan title. Another option is to enter an agreement with a local nominee or Indonesian nominee system, although this method involves a higher degree of risk and is less favored.

Executing due diligence is paramount before purchasing property in Bali. This involves a thorough check of the land certificate and ownership certificate, ensuring that there are no discrepancies. It is advisable to work with a reputable notary and lawyer to conduct these verifications. The due diligence process includes confirming that the building permit (IMB), PBB tax payment (property tax), and NPWP (tax number) are all in order. Prospective buyers should also use a qualified real estate agent to aid in navigating the intricacies of Bali’s property market.

Read Also: Planning A Vacation To Bali? Read This Blog!

Factors To Consider When Buying

A House In Bali

When looking to buy a house in Bali, potential homeowners need to carefully evaluate several critical aspects to ensure a sound investment. From the specific location to the financial aspects, each factor plays a crucial part in the purchasing process.

Location And Accessibility

The location of property in Bali is one of the most significant considerations. Popular areas such as Seminyak, Canggu, Ubud, Jimbaran, Uluwatu, Nusa Dua, and Sanur offer a range of options from bustling nightlife to tranquil beachfront. Proximity to beaches, zoning restrictions, road access, availability of electricity, internet, and accessibility to local communities like the Banjar (village council) is essential. For instance, Seminyak and Canggu are known for their lively scenes and surf culture, while Ubud captivates with its natural beauty and arts community.

  • Popular Regions with Unique Features:
  • Seminyak: Trendy, upscale area well-connected and with a high concentration of shops and eateries.
  • Canggu: Known for cool cafes, vibrant nightlife, and surfing spots.
  • Ubud: The cultural heart, surrounded by rice fields, and a hub for wellness.
  • Jimbaran: Offers a calmer environment with seafood restaurants and sunsets.
  • Nusa Dua: Well-organized resort area with pristine beaches.
  • Sanur: Quieter pace with a mix of traditional and modern Bali, friendly for families.

Environmental And Structural Concerns

Environmental And Structural Concerns

The dream of owning a tropical paradise comes with its environmental challenges. Bali’s climate can contribute to rust, mold, termites, and pests, which potential homeowners should consider, especially when looking at an existing home. Swimming pools may need regular maintenance due to these issues. Assessing the land size, natural orientation and views, well access, flood risk, potential drainage problems, and any setbacks from the property boundaries is crucial before making a final decision.

Environmental Factors to Check:

  • Risk of flood or water damage
  • Presence of mold or pests
  • Adequate drainage systems
  • Maintenance required for swimming pool and other amenities

Financial Implications

The financial side of buying property in Bali can be complex, particularly for foreign buyers. Understanding the types of leases and licenses required is paramount. The Bali real estate market also varies significantly, so gaining information on luxury property prices and average cost of living can inform your budget. When considering financing, options such as a mortgage from a local bank, developer financing, or making a cash payment should be reviewed. Moreover, if the purchase is for investment, evaluating potential rental income is essential.

Conclusion

When purchasing property in Bali, buyers must navigate Indonesian property laws and understand the types of property titles available to foreigners, such as Hak Pakai, Hak Milik, and Hak Guna Bangunan. It is imperative to conduct thorough due diligence, including legal checks and understanding market conditions. Considering the location and intended use of the property—whether for investment or residence—is critical. With adequate preparation and insight into the Balinese real estate market, investors can make informed decisions for successful property acquisition.

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Ankita Tripathy loves to write about food and the Hallyu Wave in particular. During her free time, she enjoys looking at the sky or reading books while sipping a cup of hot coffee. Her favourite niches are food, music, lifestyle, travel, and Korean Pop music and drama.

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READ MORE Closest Beach To Chattanooga

What Is The Closest Beach To Chattanooga, Tennessee? The Ultimate Beach Fun With Camping

BY  Sibashree Apr 22, 2025

With Tennessee tourism recording a visitor spending of $30.6 billion in 2023, the state is anticipating robust growth in the tourism sector.  However, what Tennessee lacks is a beautiful ocean beach. Being a landlocked state, the state misses out on the perks of beach tourism.  So, during our stay in Chattanooga, we did not know where to go for an outdoor swim and all the beach fun.  We all loved the Chattanooga Choo Choo rides, Lookout Mountain, and Ruby Falls. But we were craving a beach visit really badly.  Thanks to our hotel owner, we got to know about Chester Frost Park, the closest beach to Chattanooga. It took us less than half an hour to reach Chester Frost Park from Chattanooga.  However, Chester Frost Park, with Chickamauga Lake, has a lake beach. If you want to see an ocean beach, you need to at least travel to Tybee Island or Panama City Beach. In this Tour and Travel blog, I will primarily focus on my experience at Chester Frost Park. 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Yes, there are lakes such as Norris Lake, Center Hill Lake, Chickamauga Lake, and Cherokee Reservoir.  However, if you need an ocean beach experience, you need to travel at least to Panama City Beach, Tybee Island, or states like South Carolina and Florida.

READ MORE things to do in baltimore

Here Are The 10 Best Things To Do In Baltimore!

BY  Abdul Aziz Jan 18, 2024

Pack comfortable walking shoes for a stroll along the Inner Harbor and a visit to the Baltimore Museum of Art, which houses impressionist paintings by Matisse, Picasso, and Cézanne. If you are not that into art visit Federal Hill Park or watch a baseball game at Oriole Park at Camden Yards right before you indulge your taste buds with the city's favorite blue crabs. Off the beaten path, visit Druid Hill Park to see the Maryland Zoo and Mount Vernon to see Baltimore's Washington Monument. History buffs, art lovers, and foodies will all enjoy this city's vibrant neighborhoods. These are home to everything from modern museums to historical monuments to a thriving dining scene. Things To Do In Baltimore If you are visiting Baltimore and want to know what to do once you reach, here are a few top options you cannot miss out on. Take a peek at all the things to do in Baltimore. 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Yes, we're talking Snickers volcanos, chocolate death, cannoli cake slices, and cheesecake topped with gelato, hot fudge, and whipped topping. Do you require a signature? If you only try one thing, wear your roomiest pants and head straight for the pastry shells filled with sweetened ricotta and chocolate chips. Wrapping Up There's more to Baltimore than The Wire, widely regarded as the greatest television show in the history of television shows (opinions differ). When you think of Charm City, your thoughts may immediately turn to the picturesque Inner Harbor or delicious steamed crabs dusted with Old Bay spice. Everyone has a different perception of Baltimore. With a fantastic restaurant scene nestled next to brilliant bars, street markets, quirky festivals, and more, the best things to do in Baltimore bridge the gap between fascinating American history and modern boutique shopping. 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READ MORE View of the Mountains and Green Fields During the Kerry Way.

View of the Mountains and Green Fields During the Kerry Way.

BY  Ankita May 18, 2024

There's a magical charm in circular hiking trails that arrests the attention of tourists and seasonal hikers alike. One of the most popular is Hiking the Kerry Way in Ireland. It provides waves of adventure that guide you through some of the most breathtaking landscapes Ialand has to offer you. Whether you're a seasoned hiker or just a beginner in this adventure sport, this guide will provide you with all the information you need to make the most of your journey. The Kerry Way is an 11-day hike providing an experience you can not forget. , Right from mist-covered mountains to the simplest charm of villages, get ready to soak in the rugged beauty. Be an adorer of the magic of Ireland's southwest coast. What Is The Kerry Way? The Kerry Way is a hiking trail that circulates the Iveragh Peninsula in County Kerry, Ireland.  The trail is approximately 215 kilometers long and takes 11 days to complete. Moreover, along the way, you can spot some of the most breathtaking views of the coastline, along with gigantic mountains and blue lakes. The Kerry Way offers a unique admixture of rich history, friendly local culture,, and nature's bounty. It's a chance to dip yourself in Ireland's rugged charm. Trail Length And Difficulty Level Like most of the long-distance trails, for example, West Highland Way in Scotland, or Camino de Santiago in Spain,  this one is disintegrated into several stages. Moreover, there are around nine stages in total, and all of them last  15 to 30 kilometers. While some sections are a bit difficult, the overall difficulty level is moderate. This is why the trails become accessible to hikers of diverse capabilities. Planning Your Trip Like with most walking holidays that cover long-distance trails, planning is indeed one of the major factors. You need to ensure that everything is okay before you start your journey. Remember that it's a physical challenge. You will find yourself walking for several hours a day, and soon, it turns out to steal the heart of the traveler as one accustomed to its stiffness. However, here are some key factors to keep in mind: Best Time To Hike The Kerry Way You must opt for the  Kerry Way during the spring and summer months(April to September). This is the best time to tackle the difficulty. However, the weather is friendlier for the trackers during this time of the year. But as you get closer to summer, the entire and crowded places since it's also the peak season. Accommodation Options Along The Trail There's no dearth of places to stay while hiking this trail. You can choose from the several towns along the trail based on your priorities, budget, and other requirements.  Besides, you'll find small hostels on the roads. You'll find a mix of guesthouses and hostels in abundance. Keep in mind, you must look to book in advance. It is highly recommended, especially when the season is at its peak. Packing Essentials Packing light is key, but you need to make sure to dress in layers and pack a raincoat even if it's summer and the weather is mild rain can happen from time to time. Make sure you don't forget your sturdy hiking boots, rain gear, water bottle, and a good map if you are old school. I recommend a hiking app that lets you use its features offline. Also, a first aid kit is a must! Scenic Highlights There are many highlights along the way; you'll be able to experience the stunning Killarney National Park and explore the Gap of Dunloe, Torc Waterfall, and the Lakes of Killarney within this magical park. Not only that but also the coastal cliffs and dramatic seascapes of the Dingle Peninsula section offer breathtaking views of the Atlantic Ocean. History is present on these iconic trails, and you can spot several ancient ruins and historical sites and discover stone circles, ring forts, and medieval castles along the way. What Safety Measures You Should Take While You Go Out For Hiking Hiking a trail lets an individual be immersed in the sea of enthusiasm and joy.  It is one way to set free from the bondage of daily duties and surrender entirely to nature.   Hiking the Kerry Way in Ireland instills visitors with a dosage of love for nature, which remains in the soul forever. So, if you like to give it a try…cut the handcuff of 9 to 5… this is the time to listen to the call of nature.  Let your heart respond to her call with openness.  However, in this section, we discuss some of the safety measures that you must take when you set out for your adventurous journey. So, let's get started without wasting any more time. 1. Bring At Least one Friend  One of the safety measures that you ought to take is making a group while you attempt such travel. Solo trips are not good, at least when you are traveling or hiking.   According to the opinion of the National Outdoor Leadership School, there must be at least one companion who must be there in these adventurous journeys.   This can help the traveler recover from any issue that erupts during the hiking. Hence, you must have an individual who can help you out in the hour of need.  2. Agree On A Emergency Plan While you plan your hiking, you must have a clear idea of devising an emergency plan. Moreover, there is a key question that you need to answer.  Will there be a reliable call service at the place? Then, in such a case, a personal locator beacon or a satellite messaging device can help the individual.  3. Prepare For The Weather  You must have adequate preparedness when you set out for hiking. Moreover, you must talk to the ranger or thereafter consult with them on the inclement weather events at this time of the year.  Even with the best weather forecast, inclement weather conditions like thunder and lightning take over quickly and most unexpectedly.   However, in these situations, you must use the NPS counseling in a shelter while stuck amidst the wild areas. But as a basic refrain from the high and open areas. They are prone to risk and uncertainties.  Pack The Ten Essentials  The 10 Essentials is a list of emergency provisions created organically by the mountaineers.  As per their opinion, when you are looking for mountaineering, trekking, or even hiking, you must ensure that you respond to the emergency and thereafter spend at least one night outdoors.  However, here we mention the list of essential objects that you must carry with you on your journey.   They include sun protection, a first aid kit, an insulation jacket, fire starters, a lighter, repair kits, nutrition (that is an extra day's supply of nutritious food), Hydration, and the emergency shelter, that is, tents, blankets, bivy, tarp or sleeping bag.   These are the essentials that you must keep with you when you trek or hike.  Conclusion Hiking the Kerry Way has its own set of thrills, adventure,  and love. It is one of the most fascinating places for hiking in Ireland.  Have your entire planning in place and at the same time ensure that you consider the points discussed on safety. Have a great hike and hike safely. Read Also: Things To Do In Rocky Mountains National Park Tips For Vacationing In Gatlinburg Five Best Things To Do In Nepal