What Should I Consider When Buying A House In Bali?

Feb 26, 2024

Last Updated on: Jul 8, 2025

Destinations

Buying a house in Bali offers a tropical lifestyle with an array of cultural attractions, a warm climate, and stunning natural beauty. However, prospective buyers should be aware of the unique property ownership laws in Indonesia, which may differ significantly from those in other countries. Navigating these regulations to find the ideal property requires a clear understanding of the available options for foreign investors, as well as knowledge of the legal framework surrounding land ownership and property rights in Bali. Explore Bali houses for sale with Exotiq Property to embark on your journey of discovering the perfect home in this captivating destination.

When considering properties in Bali, it’s important to assess various factors to ensure a sound investment. Location is paramount, as different areas offer distinct advantages depending on lifestyle preferences and investment goals. Property features, potential for appreciation, and proximity to amenities are also important considerations. Buyers should conduct thorough due diligence on the legalities of the transaction, including land titles, building permits, and zoning regulations, to ensure that their investment is protected.

Understanding Property Ownership In Bali

Understanding Property Ownership In Bali

When considering the acquisition of property in Bali, it is imperative to grasp the various ownership titles offered under Indonesian property laws and the distinctive purchasing options available to foreigners. Equally crucial is understanding the legal procedures to ensure a secure transaction.

Purchasing Options For Foreigners

Foreigners interested in Bali real estate must navigate Indonesian property laws that are designed to protect local interests. The most common route is a leasehold property, which grants the right to use the land for a term that is usually 25 to 30 years and can be extended. Alternatively, a foreigner may invest in a PMA company, which can acquire property under a Hak Guna Bangunan title. Another option is to enter an agreement with a local nominee or Indonesian nominee system, although this method involves a higher degree of risk and is less favored.

Executing due diligence is paramount before purchasing property in Bali. This involves a thorough check of the land certificate and ownership certificate, ensuring that there are no discrepancies. It is advisable to work with a reputable notary and lawyer to conduct these verifications. The due diligence process includes confirming that the building permit (IMB), PBB tax payment (property tax), and NPWP (tax number) are all in order. Prospective buyers should also use a qualified real estate agent to aid in navigating the intricacies of Bali’s property market.

Read Also: Planning A Vacation To Bali? Read This Blog!

Factors To Consider When Buying

A House In Bali

When looking to buy a house in Bali, potential homeowners need to carefully evaluate several critical aspects to ensure a sound investment. From the specific location to the financial aspects, each factor plays a crucial part in the purchasing process.

Location And Accessibility

The location of property in Bali is one of the most significant considerations. Popular areas such as Seminyak, Canggu, Ubud, Jimbaran, Uluwatu, Nusa Dua, and Sanur offer a range of options from bustling nightlife to tranquil beachfront. Proximity to beaches, zoning restrictions, road access, availability of electricity, internet, and accessibility to local communities like the Banjar (village council) is essential. For instance, Seminyak and Canggu are known for their lively scenes and surf culture, while Ubud captivates with its natural beauty and arts community.

  • Popular Regions with Unique Features:
  • Seminyak: Trendy, upscale area well-connected and with a high concentration of shops and eateries.
  • Canggu: Known for cool cafes, vibrant nightlife, and surfing spots.
  • Ubud: The cultural heart, surrounded by rice fields, and a hub for wellness.
  • Jimbaran: Offers a calmer environment with seafood restaurants and sunsets.
  • Nusa Dua: Well-organized resort area with pristine beaches.
  • Sanur: Quieter pace with a mix of traditional and modern Bali, friendly for families.

Environmental And Structural Concerns

Environmental And Structural Concerns

The dream of owning a tropical paradise comes with its environmental challenges. Bali’s climate can contribute to rust, mold, termites, and pests, which potential homeowners should consider, especially when looking at an existing home. Swimming pools may need regular maintenance due to these issues. Assessing the land size, natural orientation and views, well access, flood risk, potential drainage problems, and any setbacks from the property boundaries is crucial before making a final decision.

Environmental Factors to Check:

  • Risk of flood or water damage
  • Presence of mold or pests
  • Adequate drainage systems
  • Maintenance required for swimming pool and other amenities

Financial Implications

The financial side of buying property in Bali can be complex, particularly for foreign buyers. Understanding the types of leases and licenses required is paramount. The Bali real estate market also varies significantly, so gaining information on luxury property prices and average cost of living can inform your budget. When considering financing, options such as a mortgage from a local bank, developer financing, or making a cash payment should be reviewed. Moreover, if the purchase is for investment, evaluating potential rental income is essential.

Conclusion

When purchasing property in Bali, buyers must navigate Indonesian property laws and understand the types of property titles available to foreigners, such as Hak Pakai, Hak Milik, and Hak Guna Bangunan. It is imperative to conduct thorough due diligence, including legal checks and understanding market conditions. Considering the location and intended use of the property—whether for investment or residence—is critical. With adequate preparation and insight into the Balinese real estate market, investors can make informed decisions for successful property acquisition.

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Ankita Tripathy loves to write about food and the Hallyu Wave in particular. During her free time, she enjoys looking at the sky or reading books while sipping a cup of hot coffee. Her favourite niches are food, music, lifestyle, travel, and Korean Pop music and drama.

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READ MORE what is san francisco known for

Top 12 Things that San Francisco is Known for!

BY  Ankita Mar 23, 2024

San Francisco is one of the most iconic and diverse cities in the United States. It is a cultural, historical, and technological hub that attracts millions of visitors every year. But what is San Francisco known for? In this article, I will explore 12 things that make San Francisco unique and memorable. So, if that is something you are interested in knowing, I have you covered! So, keep on reading this blog till the end to learn more… Top 12 Edition: What is San Francisco Known For? As per Rudyard Kipling, San Francisco is a “mad city, full of perfectly insane people.” And don’t worry, this holds so true in the most loving ways. From the colorful metropolis to its delicious streets, there are many things about San Francisco that make it popular! Wondering what San Francisco is known for? Well, I have you covered! Here are the top twelve things that San Francisco is known for: 1. The Golden Gate Bridge The Golden Gate Bridge is the most famous landmark in San Francisco and one of the most recognizable structures in the world. It spans 1.7 miles across the Golden Gate Strait, connecting San Francisco to Marin County. The bridge was completed in 1937 and was the longest and tallest suspension bridge then. It is painted in a distinctive orange-red color that contrasts with the blue water and sky. The bridge offers stunning views of the city and the bay, and is a popular spot for walking, biking, and photography. 2. Alcatraz Island Alcatraz Island is a small island in the San Francisco Bay that was once a notorious federal prison. From 1934 to 1963, Alcatraz housed some of the most infamous criminals in American history, such as Al Capone, Machine Gun Kelly, and Robert Stroud. The prison was known for its harsh conditions and high security, and no one ever escaped successfully. 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The menu features dishes like pho, spring rolls, curries, and grilled meats, as well as exotic cocktails. https://www.instagram.com/p/CsZpmdwyCwC/?hl=en The price range is high, with the main courses costing between $25 and $40 each. The restaurant also has a lounge area, where you can enjoy live music and dancing. The restaurant is located on Cosmo Place near Union Square, and is open from 5 pm to 10 pm from Sunday to Thursday, and from 5 pm to 11 pm on Friday and Saturday. Wrapping It Up! San Francisco is a city that has something for everyone. Whether you are interested in history, culture, nature, or innovation, you will find plenty of things to see and do in this vibrant and diverse city. From its iconic landmarks to its delicious cuisine, from its artistic scene to its social movements, San Francisco will surprise and delight you with its charm and creativity. If you are planning to visit San Francisco, you can use this blog as a guide to explore some of the top things that the city is known for. You can also check out our other blogs for more tips and recommendations on how to make the most of your trip. And don't forget to share your experiences and feedback with us in the comments section below. We would love to hear from you! Read Also: Time Travelers’ Haven: Savannah’s Top Museums And Your Itinerary Art, Architecture, And Azaleas: 24 Things To Do In Savannah 15 Unexpected Things To See And Do In Georgia

READ MORE Nature Escapes Near Bilbao

Nature Escapes Near Bilbao: Mountains, Beaches, And Coastal Beauty

BY  Ankita Mar 26, 2024

Famous for the Guggenheim Museum of Modern Art and for being the center of the semiautonomous Basque country, Bilbao is a major cultural hub and one of the most underrated cities in Spain to explore. Along with fascinating Basque culture, including its unique language, you’ll encounter excellent art galleries, Europe’s largest covered market, unique food, and a revitalized urban core that has received the prestigious Lee Kuan Yew World City Prize. Also called the Nobel Prize for Urbanism, it was awarded for the urban transformation this former manufacturing city has been able to achieve. All of these factors make Bilbao a fantastic city to explore. But that’s not all it has to offer. Even from the redeveloped heart of Bilbao, you can see the fertile green mountains that are characteristic of the Basque country. And with the wild beauty of the Atlantic Ocean just a short drive away, Bilbao makes a fantastic gateway to explore more of the countryside of northern Spain. Far from the arid landscapes of the south of the country, Bilbao sits in a region of high mountains, dense forests, and regular rain sweeping in from the sea. And if you want to explore this natural environment further, you’re in luck. Leave your heavy bags behind at a luggage storage facility in Bilbao and check out some of these great natural escapes for yourself. Along the way, you’ll gain a new appreciation for the natural beauty of the Basque country. Elorritxueta / Vivero   If your time in Bilbao is limited or you just don’t want to stray too far from the city, this hilltop park is a great place to get away from it all without having to go on a long journey. Located just outside central Bilbao itself, this wooded park offers incredible views over the city and the surrounding mountains, and the picnic tables and barbecue facilities make it the ideal place for a picnic. You’ll also find plenty of walking trails both in and around this park that can lead you to other points of interest in the region. For example, there’s an old bunker and system of tunnels dating back to the Spanish Civil War just a short walk away from the park and a scenic spot that provides one of the very best views of Bilbao from above at Ganguren Mendiaren Gailurra. Easy to reach from the city itself with a drive of less than half an hour, this is a popular spot with locals that is not well-known to travelers but provides a great natural escape close to the city. Atxabiribil Beach Bilbao isn’t technically coastal itself, but it’s not at all far from the wild Atlantic, and in the summer, the beautiful beaches overlooking the Bay of Biscay become some of the most popular places in the area to hang out and enjoy nature. This beach nicknamed the Wild One for its unspoiled scenery, is a beautiful example. Huge waves roll in from the ocean, and it’s rumored that this was the first place anyone ever surfed in the Basque country. That’s a tradition that’s kept alive today, with surfers traveling here from across Spain to enjoy some of the best waves anywhere in the country. Reachable via Bilbao’s Metro system, this isn’t a place where you can expect to have the sand all to yourself, especially on a sunny day in summer. It’s also one of the most accessible beaches in the area, making it popular with families with kids. Still, if you want a beautiful beach that’s easy to reach and big enough that you can usually find some space even on the hottest day, this is a great option. Urdaibai Biosphere Reserve Just a little to the east of Bilbao, this sprawling nature reserve is the perfect place to get away from it all. Covering 22,000 hectares surrounding a coastal estuary, this park offers dense forests, towering cliffs, and secluded beaches that feel like the middle of nowhere. The park is perhaps best known for its marshlands, which provide a crucially important habitat for shorebirds and other wildlife in this ocean area. That makes this a fantastic place for birdwatching. You’ll also find tons of hiking trails in the area leading you to spectacular views over the sea. If you want to get away from it all in the Basque country, there aren’t many better places to come than this. Faro Del Caballo For a stunning encounter with the rugged coast of the Bay of Biscay, head to this lighthouse outside Bilbao. An hour’s drive from the city, the astonishing views of the bright blue ocean and the frowning cliffs above it make it worth a special trip. The lighthouse itself isn’t all that impressive, but with the surroundings, it doesn’t need to be. There is a long coastal trail that will take you up over the cliffs and reward you with exceptional views, and there are even places where you can jump into the water from the cliffs to cool off on a hot summer’s day. 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READ MORE Tropical Island Vacation Every Year

The Reasons To Choose A Tropical Island Vacation Every Year

BY  Abdul Aziz Jan 3, 2024

We need to get the notion out of our heads that tropical island holidays are only for the rich and famous. These are destinations that are available to everyone. It doesn’t have to cost an arm and a leg to get there. It is true to say that these are islands out in the ocean. So, we need a particular form of transport to get to them. I suppose it would be fair to say that the rich and famous do charter speedboats. They actually own them themselves to get to where they want to go. However, this doesn’t restrict the rest of us from enjoying the Tropical Island Vacation experience. Getting Started With Your Tropical Paradise Vacation We can always take advantage of the Koh Samui to Koh Phangan ferry. In other words, it will it take us and our family members but our vehicles as well. This means we save significant amounts of money when you want to travel around the islands. Therefore, we have our very own transport. If you’ve never really considered a tropical island vacation before now. 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From enjoying the mesmerizing beach view to experiencing a nomadic lifestyle, there’s so much more to enjoy on this vacation. So, make the most of it! The Weather Is Great One of the main selling points of taking a vacation in Thailand is that the climate is generally good all year round. Even in the rainy season, the heat is fantastic, so even if you get wet, you will be dry in just a matter of moments.  We all know that sunshine is good for the immune system, so your body will get everything it needs to stay fit and well. Between 20 to 40℃ or 70 to 105℉, the weather is pretty much pleasurable.  You can literally bask in the sun for an entire day without worrying about getting a sunburn. July to October are the best months to travel on these islands. 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Dive deep into a tribal life where subsistence farming is the way of life.  Best time to visit: Mid-May to October. Estimated expenses: $6,224 approx. for each person.  2. Rottnest Island, Australia There’s no reason not to visit this hidden gem in Australia. From cute quokkas roaming all around the island to pleasant weather all through the year- Rottnest Island is loved by all.   The best time to visit: is June to August. Estimated expenses: Trips start from $5,000/ person. 3. Egadi Island, Italy’s Camouflaged Jewel Egadi Island is the epitome of Italy’s culture and traditions. It is a collection of three islands spreading across Sicily’s western coast. From snorkeling to basking in the sun, there’s so much more to do in this strategic location. Best time to visit: May-September.  Estimated expenses: Egadi is actually cheaper than its other counterparts. 4. Bohol, Philippines Unlike other commonly visited Philippian islands, Bohol is not frequently visited. Firstly, because it is not very easil accessible. Secondly, it is a bit deserted.  But it can be one of your choices if you prioritize serenity over everything else.  The best time to visit: is November to April. Estimated expenses: Php 5,000.00 – 6,000.00. 5. Anami Oshima Islands Wanna see Japan from a different angle? Anami Oshima’s tropical retreat calls you out! Unless you visit it, you can never discover what it’s like to sit in the lap of nature- 1000 kms away from the hustle-bustle.  Best time to visit: Spring (March to April), Autumn (October to November) Estimated expenses: 30,070 yen · 34,840 yen Now you have some reasons to justify booking you and your family a tropical island holiday this year and every year. You only get one family vacation every single year so make the most of it and be sure to visit the beautiful Koh Samui and Koh Phangan and see what many don’t. 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