What Should I Consider When Buying A House In Bali?

Feb 26, 2024

Last Updated on: Jul 8, 2025

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Buying a house in Bali offers a tropical lifestyle with an array of cultural attractions, a warm climate, and stunning natural beauty. However, prospective buyers should be aware of the unique property ownership laws in Indonesia, which may differ significantly from those in other countries. Navigating these regulations to find the ideal property requires a clear understanding of the available options for foreign investors, as well as knowledge of the legal framework surrounding land ownership and property rights in Bali. Explore Bali houses for sale with Exotiq Property to embark on your journey of discovering the perfect home in this captivating destination.

When considering properties in Bali, it’s important to assess various factors to ensure a sound investment. Location is paramount, as different areas offer distinct advantages depending on lifestyle preferences and investment goals. Property features, potential for appreciation, and proximity to amenities are also important considerations. Buyers should conduct thorough due diligence on the legalities of the transaction, including land titles, building permits, and zoning regulations, to ensure that their investment is protected.

Understanding Property Ownership In Bali

Understanding Property Ownership In Bali

When considering the acquisition of property in Bali, it is imperative to grasp the various ownership titles offered under Indonesian property laws and the distinctive purchasing options available to foreigners. Equally crucial is understanding the legal procedures to ensure a secure transaction.

Purchasing Options For Foreigners

Foreigners interested in Bali real estate must navigate Indonesian property laws that are designed to protect local interests. The most common route is a leasehold property, which grants the right to use the land for a term that is usually 25 to 30 years and can be extended. Alternatively, a foreigner may invest in a PMA company, which can acquire property under a Hak Guna Bangunan title. Another option is to enter an agreement with a local nominee or Indonesian nominee system, although this method involves a higher degree of risk and is less favored.

Executing due diligence is paramount before purchasing property in Bali. This involves a thorough check of the land certificate and ownership certificate, ensuring that there are no discrepancies. It is advisable to work with a reputable notary and lawyer to conduct these verifications. The due diligence process includes confirming that the building permit (IMB), PBB tax payment (property tax), and NPWP (tax number) are all in order. Prospective buyers should also use a qualified real estate agent to aid in navigating the intricacies of Bali’s property market.

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Factors To Consider When Buying

A House In Bali

When looking to buy a house in Bali, potential homeowners need to carefully evaluate several critical aspects to ensure a sound investment. From the specific location to the financial aspects, each factor plays a crucial part in the purchasing process.

Location And Accessibility

The location of property in Bali is one of the most significant considerations. Popular areas such as Seminyak, Canggu, Ubud, Jimbaran, Uluwatu, Nusa Dua, and Sanur offer a range of options from bustling nightlife to tranquil beachfront. Proximity to beaches, zoning restrictions, road access, availability of electricity, internet, and accessibility to local communities like the Banjar (village council) is essential. For instance, Seminyak and Canggu are known for their lively scenes and surf culture, while Ubud captivates with its natural beauty and arts community.

  • Popular Regions with Unique Features:
  • Seminyak: Trendy, upscale area well-connected and with a high concentration of shops and eateries.
  • Canggu: Known for cool cafes, vibrant nightlife, and surfing spots.
  • Ubud: The cultural heart, surrounded by rice fields, and a hub for wellness.
  • Jimbaran: Offers a calmer environment with seafood restaurants and sunsets.
  • Nusa Dua: Well-organized resort area with pristine beaches.
  • Sanur: Quieter pace with a mix of traditional and modern Bali, friendly for families.

Environmental And Structural Concerns

Environmental And Structural Concerns

The dream of owning a tropical paradise comes with its environmental challenges. Bali’s climate can contribute to rust, mold, termites, and pests, which potential homeowners should consider, especially when looking at an existing home. Swimming pools may need regular maintenance due to these issues. Assessing the land size, natural orientation and views, well access, flood risk, potential drainage problems, and any setbacks from the property boundaries is crucial before making a final decision.

Environmental Factors to Check:

  • Risk of flood or water damage
  • Presence of mold or pests
  • Adequate drainage systems
  • Maintenance required for swimming pool and other amenities

Financial Implications

The financial side of buying property in Bali can be complex, particularly for foreign buyers. Understanding the types of leases and licenses required is paramount. The Bali real estate market also varies significantly, so gaining information on luxury property prices and average cost of living can inform your budget. When considering financing, options such as a mortgage from a local bank, developer financing, or making a cash payment should be reviewed. Moreover, if the purchase is for investment, evaluating potential rental income is essential.

Conclusion

When purchasing property in Bali, buyers must navigate Indonesian property laws and understand the types of property titles available to foreigners, such as Hak Pakai, Hak Milik, and Hak Guna Bangunan. It is imperative to conduct thorough due diligence, including legal checks and understanding market conditions. Considering the location and intended use of the property—whether for investment or residence—is critical. With adequate preparation and insight into the Balinese real estate market, investors can make informed decisions for successful property acquisition.

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Ankita Tripathy loves to write about food and the Hallyu Wave in particular. During her free time, she enjoys looking at the sky or reading books while sipping a cup of hot coffee. Her favourite niches are food, music, lifestyle, travel, and Korean Pop music and drama.

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READ MORE Koh Tao

Why Is Koh Tao Famous? Know How I Felt On My First Visit To Koh Tao

BY  Sibashree Jan 22, 2026

Is Koh Tao safe? Now, this is the question everyone is asking about Koh Tao these days. The reason? This island of stunning beauty has suddenly become the “Death Island.” Since 2014, the news of foreign tourists dying or going missing on the island has been common. But this is not the season that makes Koh Tao famous. Let me share with you a fascinating story about how I felt when I visited Koh Tao for the first time. We really had our toes in the sand, and you have to be here to understand how this island is the crown jewel of the sustainable tourism and green economy initiatives of the Tourism Authority of Thailand. “What adds to Koh Tao’s success is the whole-of-society mindset shift that we have seen over the past few years. We’ve seen an evolution from just trying to raise profits and attract more tourists to creating a more sustainable and environmentally conscious tourism experience that truly makes Koh Tao unique. I am thrilled to see the results of UNDP BIOFIN’s work that has contributed to this change and will continue to support local communities in working towards Thailand’s ambitious climate priorities.” - Renaud Meyer, Resident Representative for the United Nations Development Programme (UNDP) in Thailand. BIOFIN stands for Biodiversity Finance Initiative. It has played an active role in convincing the diving and fishing communities here about the importance of protecting the biodiversity and marine life. Nevertheless, this Turtle Island is gorgeous, and it is also pristine. So, along with celebrated locations such as Raja Ampat in Indonesia, Koh Tao is also emerging as a place to encounter stunning marine life and beautiful reefs. The First Impression At Koh Tao I don’t know whether it is the “Fortune favors the brave” trick or something else. But I visited Koh Tao in July with my girl gang and found a clear sky to our greatest surprise. However, the experience at Mae Haad Pier was not that pleasant. The crowd was endless when we were trying to get off the ferry. The men were bare-skinned, and they were hauling their backpacks. Furthermore, a few Thai men kept asking, “Where are you going?” It was very confusing whether to answer them first or jump off the ferry first! I am an introvert, and suddenly there was too much energy around me. So, it took me a while to get accustomed to the crowd. But after that, it was absolutely okay. Koh Tao Is Growing: And We Saw How The Infrastructure Is Changing Do you know that the first adventure travelers arrived at Koh Tao in 1977? They took the coconut and fish transport boats to reach this island for diving. Since then, infrastructure development on Koh Tao has been significant. The concrete streets are clean. Also, many shops, restaurants, and hotels looked new. Also, the shops' advertising was quite cool, and along with the pharmacies and cafes serving espresso, there were motorbike rental shops. Now, motorbikes are the best way if you want to explore this small town at your own pace. The rental price starts at around 150-200 THB per day. Another great thing was the availability of ATMs. It was such a relief! Moreover, the crowd buzz was just right as it was the rainy season. It was enough to soak in the local culture. However, we always got our spots at the cafes and restaurants. In addition, we were using the TrueMove connection, and the coverage was quite decent throughout the island. Getting Around Koh Tao The island is walkable. Furthermore, moving around was pretty easy with the motorbikes, taxis, and ferris being frequent. Also, Koh Tao is close to the Koh Samui Airport and the Chumphon Airport on the Thai mainland. So, since it does not have its own airport, the initial transit can be challenging.  What Are The Things To Do On Koh Tao?  Scuba diving, hiking, snorkeling, and exploring the beaches are the best things to do on Koh Tao. Here are more details. 1. Scuba Diving You can get your PADI certification, and there are as many as 84 dive schools on the island. “We produce around 100000 PADI certfied divers every year. This is an affordable place and the price you get here is matchless.”  • Kim, Big Blue Diving,  Other diving companies we got to know about there were Roctopus Dive, Goodtime Adventure, and Ban’s Diving Resort. However, diving here has seasonal specialties. For example, January to May is the best time for diving. Having said that, February is the month if you want to enjoy a swim with the whale sharks. 2. Hiking Koh Tao has many beautiful viewpoints, and you can easily hike along any of them. These viewpoints are:  Two View  John Suwan Viewpoint  Chalok Viewpoint  Mango Bay Viewpoint  Koh Nang Yuan Viewpoint  Love @ Khao Tao Viewpoint  We started our day early so we could enjoy the fresh air and complete the walk before it got crowded.  3. Exploring The Koh Tao Beaches We were impressed to witness the initiatives to protect the beaches of the island. Stunning is an understatement for them. Also, for lazy travelers like us, these beaches are the best things about Koh Tao. Now, you will get many beaches with palm trees, white sands, and aqua blue water. However, I have seldom seen beaches being so sincere about the recycling programs and cleanups. We relaxed in our hammocks and allowed the sea breeze to caress our cheeks and hair. Furthermore, among the beaches we visited, Ao Chalok Ban Kao and Sai Daeng were my silent favorites. Those beaches were quiet. Also, as we visited Koh Tao in the monsoon, the more touristy ones, such as Tanote Beach, Sairee Beach, and Ao Luek, were not that crowded. These are usually full during the peak months. Pro Tip The sand is beautiful on Koh Tao beaches. But it is not smooth. So, you will need your flip flops. Chaloke Harbor was an exception. But most beaches have the remains of the bleached coral. So, make sure that you don’t cut your feet.  Moreover, these beaches offer amazing sunrise and sunset views. 4. Nightlife On Koh Tao We were on Koh Tao till around 9 PM, and by then the bars had come to life, and we could hear the rock and pop music they were playing. The quiet vibe of the island is gone after sundown. The groups of divers and young tourists here get busy with tropical cocktails and local beers. Also, the fire dancers were putting up their shows. One more thing I learned from a local pub owner. You can be a part of the Pub Crawl here three times a week. Friday, Wednesday, and Monday are the days. Along with all these activities, you can also try ocean kayaking and rock climbing. Furthermore, snorkeling at Hin Wong Reef is a lot of fun.  How Is Koh Tao Making A Successful Ecotourism Movement  It was fascinating to see how all the people and local businesses of Koh Tao came together to reduce the impact on the environment. With around 500000 visitors here every year, the small island gets a lot of waste. Most wastage comes from the packaging and construction work. Food waste and bathroom waste amounts are also quite high. Now, non-profit organizations such as Trash Hero Koh Tao are working to make the island clean. They encourage the locals and the visitors to get involved in the reef and beach clean-up drives. When you clean the waste with your own hands and see what the plastic bags, bottles, and straws do to the sea and the marine animals, you will never throw them carelessly. Furthermore, the hotels here play a proactive role. We chose Ban’s Diving Resort for our stay, and they have a separate section to make detergents and soaps from organic waste. Also, they compost the fruit scraps and vegetable waste and use the gray water, along with sorting the recyclables. Moreover, the food they serve at their restaurants has vegetables from their organic gardens. Is Koh Tao Safe To Visit?  Back to where I started this article. The recent cases of tourist deaths have been a bad patch for the reputation of Koh Tao. Though it has been years now, it felt weird seeing such a scarce presence of police here. I think I last saw some officers at Mae Haad Pier. Also, it was even more alarming here to know that most officers don’t understand or speak English. However, the local people here and business owners here are so committed to maintaining the sanctity of the place that we did not have any problem during our stay. We were a bunch of women, and we never even felt unsafe. Tips To Follow If You Want To Visit Koh Tao Safely  Are you renting a motorbike? You must click all the scratches on the vehicle, and your rental agency will need a photocopy of your passport.  Furthermore, keep the international driver's permit for motorcycle driving handy and wear your helmet. Moreover, don’t forget to get travel insurance. You cannot stroll at night alone. Be with a group, and even if you are going to the bay alone in the daytime, keep your hotel staff member informed. Be mindful of how much you are drinking. The buckets can seem fun, but they are traps, and sometimes they are drugged. When you are on the speedboats, you have to wear life jackets. It does not matter if you can swim or not. Koh Tao Is Beautiful But A Bit Overhyped  Koh Tao deserves all the accolades for its sustainable tourism initiatives. However, I think it is a bit overhyped if you are not diving. For a diver, it is an excellent place to get the PADI certification and explore the coral reefs. The beaches are good, but not something that you won’t find anywhere in Bangkok or anywhere else. So, it’s a 5/10 kind of experience for me. What’s your take on this? Read Also: What Is The Ultimate Luang Prabang Itinerary Planner For Solo Travelers? What Are The Best Restaurants In Cape Town? What Are The Best São Tomé Eco-Lodges?

READ MORE Temples To Visit In Bangkok

5 Best Temples To Visit In Bangkok

BY  Barsha Dec 28, 2023

Bangkok is home to over a thousand temples. Some of these temples are historical and have cultural significance, and some others or mainly for local prayers. During a Holiday in the Capital of Thailand, booking a Bangkok temple tour is a must to explore the city’s main highlights and most beautiful temples. In this article, we will be listing the best and most recommended 5 temples in Bangkok to visit. Wat Pho  Wat Pho temple (also known as the temple of the sleeping or reclining Buddha), is one of the most important temples to visit when being in Bangkok. The temple is home to the famous sleeping Buddha statue which measures 46 meters in length and 15 meters in height. The statue is covered in gold leaf and is a unique piece of art. This temple is considered as the largest temple in Bangkok and is the birthplace for Traditional Thai massage. It was the first public university in Thailand that specialized in religion, science, and literature. Till today, It is still a center of learning for traditional Thai massage and medicine. During your visit to Wat Pho temple, you can book a traditional Thai massage session that combines stretching, pulling, and rocking techniques to relieve tension and enhance flexibility and circulation. It's often described as a combination of yoga and meditation. This Temple is very popular among Bangkok temple tours since it has a strategic location near the Chaophraya river, the Grand Palace, and other important Landmarks in Bangkok. Wat Phra Kaew Wat Phra Kaew is located inside the Grand Palace. This temple is home to the Emerald Buddha, one of the most revered Buddha images in Thailand. Despite its name, the statue is actually made of jade or jasper rather than emerald. This temple is considered as the Personal chapel of the Royal Family. Wat Phra Kaew was Constructed in 1782 when King Rama I moved the capital from Thonburi to Bangkok.  The temple's architecture is a stunning example of Thai craftsmanship, with intricate carvings, colorful mosaics, and gold-leafed figures adorning its structures. The Great thing about visiting this temple is that you will have the opportunity to combine the visit of both the Grand Palace and Wat Phra Kaew since they are both within the same location. They are also within a very short walking distance from Wat Pho, making combining both of them in a half-day visit a very popular choice among tourists visiting Bangkok. Wat Arun  Wat Arun is Known as the temple of Dawn and it dates back to the Ayutthaya period. It has a unique design, similar to the Ayutthaya temples design and having some Khmer elements as well. The temple was renovated by King Rama II and It has been a significant symbol of the Rattanakosin Period and the shift of the capital from Thonburi to Bangkok. Wat Arun’s towers (known as prangs) are decorated with colorful porcelain and seashells, making it visually unique. The central prang is a symbolic representation of Mount Meru, the center of the world in Buddhist cosmology. The temple is located along the Chaophraya river and is often included on the same day when visiting the Grand Palace and Wat Pho. You just need to take a ferry boat to cross the river to reach the other side of the City and visit this amazing temple. Wat Arun has undergone several renovations in the past years and the last significant restoration completed was in 2017 under the supervision of UNESCO. Wat Traimit  Wat Traimit is another beautiful temple in Bangkok with unique features. It is famous for housing the world's largest solid gold Buddha image. The statue is about 3 meters tall and weighs approximately 5.5 tons. The Golden Buddha dates back to the 13th or 14th century, originating in the Sukhothai period. However, the exact origins and history of the statue are still subject to debate and research, and no one has confirmed it. Wat Traimit is one of the most sacred temples, not only in Bangkok but all around Thailand. The building is a beautiful example of modern Thai Buddhist architecture. The temple complex includes a museum where visitors can learn about the history of the Golden Buddha and the Chinatown area where the temple is located. In addition to that, it also offers insights into the Chinese community's role in Thai society. Wat Benchamabophit (Marble Temple) Wat Benchamabophit is famous for its use of white Carrara marble from Italy, which gives it a distinctly elegant appearance. This feature is unique among Bangkok's temples and of course, is the reason why it gained the name of the Marble Temple of Bangkok. This temple was built in the Late 19th Century during the reign of King Chulalongkorn (Rama V), in 1899. It is a fine example of modern Thai religious architecture from the end of the 19th century. The temple's design is a fusion of traditional Thai architecture and European influences. Wat Benchamabophit is associated with the Thai royal family and has been used for numerous royal ceremonies. When you hold a five Thai baht coin, you will find the image of this temple on the back of the Coin, reflecting its importance and significance in Thai culture. The temple is home to 52 Buddha images, representing various styles and postures from different periods of Thai history. This collection offers a comprehensive overview of the evolution of Buddhist art in Thailand. The temple complex includes beautifully maintained gardens and courtyards, adding to its serene and tranquil ambiance. Read Also: Crime Rate In Florida Trending Down While California Skyrockets: Report World’s Most Famous Christmas Tree Has Reached Trafalgar Square

READ MORE Las Vegas nightlife

 Explore The Nightlife: 7 Best Things To Do In Las Vegas

BY  Barsha Sep 21, 2023

Exploring new places has a different satisfaction. No one can deny that. Yes! Some people prefer to stay at home, but if they could visit Las Vegas, they would not say no. This is probably one of the most happening places in the U.S. We all know and are excited about Las Vegas. There are tons of things we can do at this place. But what about the nightlife? Do you have any ideas on how to enjoy a night in Las Vegas? Well, if you have already planned for Las Vegas, fear not! We have got you covered this time. Often, people get into a dilemma with what to do at night in certain places. However, this is Las Verag, friends! You will not be able to take a breath to go and enjoy all the activities! Night In Las Vegas Full Of Light The night aura of this place is different and experimental in Las Vegas, which you might not get anywhere else on the planet. Consider the following to ensure a nightlife like never before in Las Vegas. Sure, you would not be able to be present everywhere. But we will ensure that you stay present in places which will give you fun and entertainment. Best Things To Do At Night In Las Vegas Things can be different and unproportional sometimes if you do not have any idea of the place. So, knowing the place before you place your foot there is always better. Sometimes, we take things casually and manage everything overnight. Well, this is not a wise solution to your tour confusion. The more you know, the less you believe. Now, if you know about Las Vegas nightlife through us before you reach there, it will be a profitable and suitable process for you. Otherwise, you can get bankrupt with different activities without having real fun. Let's check out what things can excite you more at night in Las Vegas! Take The Famous Las Vegas Open-Top Bus Night Tour Considering the activities and the natural flow, Las Vegas is going to give you goosebumps with its tour-packed entertainment. You might not know, but Las Vegas offers an extensive tour opportunity on a budget. Yes! Here, you can book tickets for an open-top bus, which is more affordable than private cabs. Well, it is famous here because of the open-top opportunity to see the real nightlife throughout the journey. If you want to get acquainted with the city of lights this time, then this three-hour open-top bus may help you. It's time to explore the streets, skies, lights, and people of Las Vegas while passing. Party At A Nightclub And Enjoy The Vegas Nightlife Las Vegas is known for its vibrant nightlife and party culture. The city offers a wide range of nightclubs and bars that cater to different tastes and preferences. If you are looking to enjoy the best of Vegas nightlife, then head to a nightclub. One of the most popular nightclubs in Las Vegas is Omnia. 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It's not very lengthy, but it's impressive to watch.       An impressive display of dancing water.       Colorful lights.       Choreographed music. This time, your trip is going to be memorable and mesmerizing, with tantalizing fountain views. Night Flight Helicopter Tour In Las Vegas If you are looking for a unique and breathtaking way to experience Las Vegas at night, then the night flight helicopter tour is a must-try activity. This tour may take you on a thrilling ride above the iconic Las Vegas Strip, giving you a bird's eye view of the city's dazzling lights and famous landmarks. What else do you want? You will soar over the Stratosphere Tower, the Bellagio Fountains, and the Downtown Glitter Gulch while enjoying the comfort of a luxurious helicopter. The tour also includes a champagne toast at the end, making it a great way to relish the special occasion or simply spend a romantic evening with your dear ones. Don't miss this opportunity to see Las Vegas from a whole new perspective! See A Concert Or Show Seeing a concert or a show is common for many. We know that, but you might not know that Las Vegas represents a different night vibe with special concerts. If you are lucky, you might see your favorite singer or actor. However, this is not about the process's regularity but more about the concept. When it comes to a night concert in Las Vegas, you will find people who are enjoying it like this is their last show. Eiffel Tower Experience No, we are not talking about Paris; we are still in Las Vegas. It might not be the real Eiffel Tower, but it is a half-scale replica of the real one. Are you with your partner? Well, don't worry! You can enjoy anything you want, whether a night view from the hotel window or a romantic date under the tower. The night will be memorable, and your romantic date will be fulfilled. 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