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BY  Sibashree Sep 5, 2024

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives.  As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points!  However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option.  Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available.  The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you.  THIS IS Why You Will Choose FintechZoom Best Travel Credit Card Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options.  FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats.  In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options.  THIS Is The FintechZoom Best Travel Credit Card  Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements.  1. Chase Sapphire Preferred® Card As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent.  Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion.  What You Get From The Chase Sapphire Preferred® Card The table below explains the benefits of the Chase Sapphire Preferred® Card.  Welcome Bonus60000Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)Travel Purchase through the Card5x Reward PointsDining3x Reward PointsAll Other Travel Purchases2x Reward PointsAnnual Hotel CreditsUp to $50Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)Yearly Bonus10%Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)Purchase Protection Benefits $500 for Each Item and $50000 for Every AccountForeign Transaction FeesWaived OffReferral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral)  However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high.  * Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit.  2. The Platinum Card® from American Express Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits.  Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently. “No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet. However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” - Forbes This Is What You Get From Platinum Card® from American Express Learn the American Express Platinum Card® benefits from the table below.  Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)Foreign Purchase Transaction Fees NoneFlight And Prepaid Hotels Booked through the Card5x Reward PointsOther Purchases 1x Reward PointsAirline Free Credit Up to $200CLEAR® Plus Membership$199Global Entry or TSA PreCheck® Application Fee CreditUp to $85Hotel Benefits Up to $200Digital Entertainment CreditMaximum $240Equinox Credit $300Cellphone ProtectionUp to $800 for Each Eligible Card Account Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention.  I am so proud to have chosen this card!  3. Capital One Venture Rewards Credit Card The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card. Unlimited 2x reward points on every purchase 75000 sign-up bonus on a $4000 purchase in the first three months 1,300+ airport lounges access So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms.  4. Citi Premier® Card The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage.  You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits.  Things No One Told You About Choosing FintechZoom Best Travel Credit Card FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips.  Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes.  Consider Your Travel Habits You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right?  Know the Sign-Up Bonus When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance.  Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget.  Look at the Annual Fee Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits?  These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay.  Know About The Foreign Transaction Fees Benefits Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently.  Flexible Redemption Options Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners.  Of course, the option of redeeming your points as cashback or gift cards is always available.  FAQs About FintechZoom Best Travel Credit Card 1. What makes FintechZoom’s travel credit card recommendations reliable? FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us.  Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements.  2. Can I have more than one travel credit card? Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses.  If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now.  So, use your cards strategically to optimize your travel benefits and earn more points.  3. How can I maximize my travel rewards with the FintechZoom best travel credit card? You can follow simple tricks to optimize your travel credit card benefits.  Know and use the sign-up bonuses. Pay your credit card bill in full and final at the end of every month. Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits.  4. Are there any downsides to using the FintechZoom best travel credit card? Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full. Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

BY  Abdul Aziz Dec 26, 2023

With good reason, Mexico is one of the most sought-after travel destinations worldwide. However, not every area of Mexico is secure for tourists. Today, we will talk about the most dangerous cities in Mexico. According to the World of Statistics, nine Mexican cities are among the world's ten deadliest in 2022. There have been 512 homicides reported through the first seven months of the year, or an average of 73.1 per month. The murders are steadily on track to match or marginally exceed those numbers in 2023. The previous year saw 887 murders or an average of 73.91 homicides per month. Most Dangerous Cities In Mexico A recent study on wisevoter.com found that there were 36,579 murders in Mexico. This corresponded to the 4th-highest murder rate in the world, 28.37 per 100,000 people. The study found that men are eight times more likely than women to become murder victims. Here are some of the most dangerous cities in Mexico that you could wisely avoid if you are planning to visit: Acapulco Despite being one of the most dangerous cities in Mexico, Acapulco continues to draw large numbers of tourists due to its beaches. The rate of homicide in the city is 111 per 100,000 residents. Drug-related violence in Acapulco has increased dramatically as different cartels compete for control of the lucrative drug trade in the city. This city is located in Guerrero, a notorious state well-known for its high rates of violence. It witnesses regular chaos brought on by gang turf wars and heroin production. Tijuana Tijuana's high murder rate and drug-related violence make it the most dangerous city in Mexico. There are 138 homicides for every 100,000 people. Tijuana is the main gateway for drugs originating in South America, making it a hub for cartel activity. Due to its proximity to the US border, it is also a significant hub for organized crime and human trafficking. Based on data on homicide rates, Tijuana is the world's most dangerous city. Ciudad Victoria Ciudad Victoria, one of the most violent cities in Mexico, is situated in the state of Tamaulipas. This area is another hotbed of drug-related violence, with a homicide rate of 86 per 100,000 residents. Located just beyond the U.S. border, Tamaulipas makes it an entryway city as well. In Ciudad Victoria, members of the Northeast Cartel actively manage their businesses. Irapuato Irapuato, in the central state of Guanajuato, has witnessed a surge in drug-related homicides over the last three years. With a homicide rate of 81 per 100,000 residents, the city is among the least safe places for visitors. Even regrettably so for the residents who live there. Turf wars between the Santa Rosa de Lima Cartel and the Jalisco Cartel New Generation are primarily to blame for the murders that occur here. Cancun A spate of shootings, robberies, and attacks on tourists in Cancun were linked to cartels. Mexican President Andres Manuel Lopez Obrador has recently issued a warning to travelers about the travel risks. This city is notorious for its high levels of violence. Yet it is far less deadly than other Mexican cities, with a homicide rate of 64 per 100,000 people. Uruapan For a mountainside city in Michoacan, Uruapan has seen a steady rise in violence; sadly, it appears that this violence will only get worse. This once peaceful town is now home to rival cartels that frequently switch names and hands. Killings take place in the most inconspicuous places, like bars and arcades. The current homicide rate in Uruapan is 55 per 100,000 residents. Culiacan Formerly regarded as a moderately dangerous city, Culiacan is currently the scene of a fatal conflict.  It happened after the apprehension of Ovidio Guzman, the son of cartel leader El Chapo. The city is Sinaloa's central city and has a homicide rate of 61 per 100,000 residents. Because of the Sinaloa Cartel's stronghold over the city and its populace, visiting tourists face extreme danger. Cuidad Obregon Sonora's second-biggest city, Cuidad Obregon, has gained notoriety recently. It ranks as the world's fourth most dangerous city in 2022. Not only has there been an increase in violence in Ciudad Obregon but also in the neighborhood of Cajame, which is the southernmost part of the state. It will take time to determine whether this sharp rise in crime will hold. There are currently 52 homicides for every 100,000 residents. Celaya According to the accounts, more than a thousand people were killed brutally every year. Theft, drug sales, and human trafficking have all increased, so the story is far from over. Taking a vacation in Celaya is risky. Celaya has 109.38 killings per 100,000 residents, making it one of the world's most dangerous cities right now. Coatzacoalcos Once a bustling tourist destination in Veracruz, Coatzacoalcos has a homicide rate of 48 per 100,000 residents. Perpetrators left nine bodies on the street. Among the top ten most dangerous cities in Mexico is this one because of murder, violent crime, and robbery. Ensenada The only other regions of Mexico with official travel advisories or restrictions are those located 1,400 miles away. Reports from the press and locals indicate a rise in violence. Locals and tourists, however, have not been impacted by this unrest. Violent killings have increased in Ensenada and Tijuana over the past few months, primarily occurring outside of the city center and at night. Although there are some risks in the unguarded neighborhoods further out, the city center is still very safe. Travel through the Vine Valley or on day trips are usually safe. Reynosa Reynosa is a prominent urban center located directly across the Rio Grande from the US border. Unfortunately, because of ongoing conflicts between criminal gangs, it has gained a reputation as one of Mexico's most dangerous cities. Traveling to this area due to the ongoing security concerns is high risk. However, it's crucial to understand that Reynosa, despite its unflattering reputation, is an important industrial center for the Rio Grande Valley and Northern Tamaulipas. The city drives a number of industrial activities and acts as a vital link in cross-border trade and commerce, significantly impacting the region's economic landscape. Reynosa continues to play an important role in connecting and promoting economic development in this region of Mexico, even with the ongoing security concerns. Chihuahua Due to concerns about crime and kidnapping, the U.S. State Department advises travelers to "Reconsider Travel" to Chihuahua. There is a lot of violent crime and gang activity in the area. Travelers should exercise caution even though the majority of criminal organizations commit murders that are targeted assassinations. Drug-related violence has escalated dramatically in northern Mexico over the last twelve years, especially in Chihuahua. Despite being relatively safer than other cities in the area, cartel violence is still a problem in Chihuahua. It's crucial to remember that most killings target drug dealers and their families; violent crimes rarely target tourists. There are military checkpoints throughout the city and its environs, and adherence to them is required. Wrapping Up It's critical to keep in mind that even though the state has a high rate of crime, not all of it is dangerous. For example, Illinois is not always a crime hotspot just because Chicago is. When it comes to organized crime and corruption, Tijuana, Ciudad Juarez, Victoria, Reynosa, and Culiacan are typically the worst cartel cities in Mexico. While you're organizing your next vacation, we hope this article will be helpful to you in determining which areas of Mexico are dangerous. If the location you're interested in doesn't appear on this list, it's probably not in one of Mexico's most dangerous regions. And as long as you exercise common sense caution, you should be alright. If you have thoughts to share or questions to ask about the most dangerous cities in Mexico, please leave a comment below. We would love to hear from you! Read Also: Navigating The Unseen: Exploring The Most Dangerous Country In The World Heatwaves And Adventure: Traveling To The World’s Hottest Destination Crime And Caution: Navigating The Dark Side Of California’s Cities Is Costa Rica Safe For Visit For Travelling?

BY  Sibashree Sep 19, 2025

Disneyland Hong Kong is now celebrating its 20th anniversary with “The Most Magical Party of All.” The celebration has already begun on 28th June 2025, and it will continue throughout the year.  Furthermore, Disneyland Hong Kong is now getting bigger and better with new partnerships and attractions.  In this Tour and Travel Blog, I will decode what’s new at this wonderland located at Penny’s Bay, Lantau Island, Outlying Islands, and all the experiences and details you need to know about. What’s New At Disneyland Hong Kong? Partnership With Cathay And New Marvel Attractions Hong Kong Disneyland, or HKDL, is going to play a crucial role in boosting tourism in Hong Kong. It has now signed a memorandum of understanding (MoU) with Cathay Pacific.  Thanks to this MoU, the two leading Hong Kong brands will now combine the theme park fun of HKDL with the premium flight experiences of Cathay.  Ronald Lam, the chief executive officer of Cathay, and Michael Moriarty, the managing director of HKDL, attended the event at the Hong Kong Disneyland Hotel. Of course, Mickey Mouse was there to share the quintessential Disney Charm.  View this post on Instagram A post shared by Hong Kong Disneyland (@hkdisneyland) At the event, Michael Moriarty said,  “As we celebrate Hong Kong Disneyland’s 20th anniversary, this collaboration with Cathay strengthens our commitment to elevating Hong Kong’s global tourism appeal. We look forward to creating magical, immersive experiences that captivate today’s travelers and reinforce Hong Kong’s position as a world-class destination.” Earlier, Michael Moriarty also shared his thoughts on the occasion of the 20th anniversary of Disneyland Hong Kong. He said,  “HKDL has become the tourism flagship for Hong Kong and the region now. We hope this milestone year will be filled with immersive entertainment, unforgettable moments, and boundless magic and surprises that only Hong Kong Disneyland can create.” Moreover, Disneyland Hong Kong on 12th September 2025 (the 20th anniversary of HKDL), has shared a “new concept art for the upcoming Spider-Man ride.”  The Rides And Attractions At Disneyland Hong Kong View this post on Instagram A post shared by Hong Kong Disneyland (@hkdisneyland) Disneyland Hong Kong offers the ultimate experience with rides and attractions, live entertainment, and miscellaneous Disney characters.  The Ant-Man and The Wasp, The Barrel of Fun, The Castle of Magical Dreams, Big Grizzly Mountain Runaway Mine Cars, Dumbo the Flying Elephant, and Garden of Wonders are some of the best rides and attractions for people of all age groups and heights.  Most of them are also inclusive, allowing the rider to remain seated in a wheelchair or ensuring a smooth transfer from the wheelchair. Best Offers On Disneyland Hong Kong Tickets And Hotels  View this post on Instagram A post shared by Hong Kong Disneyland (@hkdisneyland) Currently, Disneyland Hong Kong is providing the following offers. Here are the details. 1. Park Tickets You can now log in to your MyDisney HK Account and purchase tickets to get a HK$100 discount voucher on shopping and dining. Furthermore, if you are buying a ticket of HK$100, you will get a gift of at least the same amount.  Nevertheless, here are more details about the park tickets.  Park TicketsDetailsNon-stop 2-Day Fun Ticket• Add HK$100 to the price of a regular 1-day ticket and get tickets for two consecutive visits. • General Admission: HK$7691-Day Ticket with Free 20th Anniversary SouvenEAR Mini Party Hat• Enjoy a park visit and get a “complimentary 20th Anniversary SouvenEAR Mini Party Hat.” Offer ends on 27th September, 2025. • General Admission: HK$6691-Day Tickets• General Admission: HK$669• Valid for 3 Months• Choose your type of ticket. Furthermore, the park offers free entry to children under 3 years of age.  2. Magic Access Or Annual Pass From 17th September to 30th December 2025, HKDL is offering a 20% discount on the purchase of three or more Magic Access or Annual Passes.  There are three types of Magic Access or Annual Passes. You can choose a silver, gold, or platinum pass, and the benefits will vary based on the pass you choose.  3. Priority Access And More Do you want the best experience at Disneyland Hong Kong? You can choose a Disneyland VIP Tour at HK$16668. Furthermore, you can have your Disney Princess Moments or have personalized photography services with additional charges.  Furthermore, you can buy an Early Park Entry Pass and Disney Premier Access for priority access and more benefits in the park. The Best Dining Options At Disneyland Hong Kong  There are multiple dining options inside the park with a valid park ticket. You can even take the dining fun a few notches higher by being a part of the Crystal Lotus Disney Friends Dim Sum Making Class with Lunch.  The price for being a part of the Dim Sum Making Class with Lunch is HK$1388 per person. Moreover, you can join the Mickey and Friends Afternoon Tea Party Set at HK$618.  River View Cafe, Explorer’s Club Restaurant, and Enchanted Garden Restaurant are some of the best places to dine in the park. However, to dine at these places or have a fun dining experience, you will need to carry a valid ticket to the park.  How To Reach Disneyland Hong Kong? Disneyland Hong Kong is located at a distance of around 13 km from the Hong Kong International Airport. So, you will reach the park from the airport by road in less than 15 minutes.  Here are more details on how to reach Hong Kong Disneyland.  1. Traveling To Disneyland Hong Kong By MTR Trains Trains run frequently from the Sunny Bay Station to Hong Kong Disneyland Resort. You can board a train from the MTR Kowloon Station and MTR Hong Kong Station to reach HKDL in 30 minutes.  Furthermore, you will get a train from the Hong Kong International Airport MTR Station. However, you will have to transfer at Tsing Yi Station to reach HKDL.  2. Public Bus You will find many local buses from Tung Chung, Downtown Hong Kong, Lantau Link Interchange, and Hong Kong-Zhuhai-Macao Bridge Hong Kong Port.  The bus ticket charges range between HK$3.2 and HK$23.5.  3. Guangdong Cross-Border Bus You can take the Wonderland Express from Huanggang Port. Eternal East Bus runs this service. Furthermore, you can board a cross-border bus from Guangdong Province & Macau.  Trans-island ChinaLink Bus, CTS Bus, and Eternal East Bus offer services on these routes.  4. Taxi The urban taxis or the red taxis, New Territories taxis or green taxis, and Lantau taxis or blue taxis are available to Disneyland Hong Kong.  The government transportation department operates all these taxis.  Moreover, you can choose a car or coach service, resort shuttle service or airport transfers to reach HKDL from various parts of Hong Kong.  Disneyland Hong Kong: Spreading Disney Magic With Community Impacts  Throughout its 20-year journey, Disneyland Hong Kong has been one of the top entertainment employers in the country. Furthermore, the Disney VoluntEARS have devoted around 123,000 hours to help children with ailments and disabilities.  In 2025, as a part of the 20-year celebration of the park, Disneyland will double its donation of 100,000 complimentary park tickets for community organizations serving those in need.  The Future Of Disneyland Hong Kong  The pipeline for the future growth of HLDL looks solid. Michael Moriarty, the managing director of HKDL, says in this context,  “We remain agile and committed to providing innovative experiences and exceptional service for our guests,” Moriarty said. “Those are a testament to the ideals that have guided us for the last 20 years.” An offering of Pixar-themed entertainment and new superhero attractions is going to be the biggest attraction at the park in the near future.  Disneyland Hong Kong: Frequently Asked Questions (FAQs) Here are some frequently asked questions and answers about Disneyland Hong Kong. 1. Is One Day Enough For Disneyland Hong Kong? Yes, one day is enough to visit Disneyland Hong Kong. However, you can add just HK$100 more to your usual one-day ticket and get access to two consecutive entries. Thus, you can enjoy all the rides and attractions of Disneyland Hong Kong at a much relaxed pace.  2. What Is The Disneyland Hong Kong Fireworks Time? The fireworks at Disneyland Hong Kong or Momentous: Party in the Night Sky usually start from 8 PM. However, the exact time of the fireworks can change on different days based on specific dates and weather conditions.  3. What Are The Disneyland Hong Kong Opening Hours? The park opens at 10:30 AM and it shuts down at 8:30 PM. However, with the Early Park Entry Pass, you are eligible to enter the park before the usual opening hours.  4. What Is The Best Time To Visit Disneyland Hong Kong? October to March is the best time to visit Disneyland Hong Kong, as the temperature is cooler and the humidity in the air is lower. Furthermore, these months usually do not have typhoons.However, if you want to avoid the crowd, you can visit HKDL in early July or September.  5. Can I Bring Food To Disneyland Hong Kong? Yes, you can bring food to Disneyland Hong Kong. However, it must not have pungent odors. Also, you cannot process, heat, or refrigerate the food. 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