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BY  Sibashree Sep 5, 2024

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives.  As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points!  However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option.  Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available.  The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you.  THIS IS Why You Will Choose FintechZoom Best Travel Credit Card Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options.  FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats.  In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options.  THIS Is The FintechZoom Best Travel Credit Card  Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements.  1. Chase Sapphire Preferred® Card As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent.  Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion.  What You Get From The Chase Sapphire Preferred® Card The table below explains the benefits of the Chase Sapphire Preferred® Card.  Welcome Bonus60000Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)Travel Purchase through the Card5x Reward PointsDining3x Reward PointsAll Other Travel Purchases2x Reward PointsAnnual Hotel CreditsUp to $50Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)Yearly Bonus10%Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)Purchase Protection Benefits $500 for Each Item and $50000 for Every AccountForeign Transaction FeesWaived OffReferral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral)  However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high.  * Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit.  2. The Platinum Card® from American Express Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits.  Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently. “No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet. However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” - Forbes This Is What You Get From Platinum Card® from American Express Learn the American Express Platinum Card® benefits from the table below.  Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)Foreign Purchase Transaction Fees NoneFlight And Prepaid Hotels Booked through the Card5x Reward PointsOther Purchases 1x Reward PointsAirline Free Credit Up to $200CLEAR® Plus Membership$199Global Entry or TSA PreCheck® Application Fee CreditUp to $85Hotel Benefits Up to $200Digital Entertainment CreditMaximum $240Equinox Credit $300Cellphone ProtectionUp to $800 for Each Eligible Card Account Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention.  I am so proud to have chosen this card!  3. Capital One Venture Rewards Credit Card The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card. Unlimited 2x reward points on every purchase 75000 sign-up bonus on a $4000 purchase in the first three months 1,300+ airport lounges access So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms.  4. Citi Premier® Card The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage.  You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits.  Things No One Told You About Choosing FintechZoom Best Travel Credit Card FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips.  Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes.  Consider Your Travel Habits You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right?  Know the Sign-Up Bonus When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance.  Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget.  Look at the Annual Fee Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits?  These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay.  Know About The Foreign Transaction Fees Benefits Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently.  Flexible Redemption Options Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners.  Of course, the option of redeeming your points as cashback or gift cards is always available.  FAQs About FintechZoom Best Travel Credit Card 1. What makes FintechZoom’s travel credit card recommendations reliable? FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us.  Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements.  2. Can I have more than one travel credit card? Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses.  If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now.  So, use your cards strategically to optimize your travel benefits and earn more points.  3. How can I maximize my travel rewards with the FintechZoom best travel credit card? You can follow simple tricks to optimize your travel credit card benefits.  Know and use the sign-up bonuses. Pay your credit card bill in full and final at the end of every month. Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits.  4. Are there any downsides to using the FintechZoom best travel credit card? Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full. Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

BY  Sibashree Sep 30, 2024

High in the mountains, Grand Teton National Park in Wyoming harbors a great ecosystem for wildlife viewing. It is just south of Yellowstone, another great destination for exploring diverse wildlife.  Further, as you indulge in the exotic beauty of the Teton Mountain Range and the Snake River, you will meet bison, bears, mountain lions, red squirrels, and even wolves. It is also home to the most colorful western tanager, bald eagles, and many other adorable birds. Are you charmed by the stealthy nature of reptiles and vipers? You can find garter snakes and rubber boa snakes here.  Fascinating! Isn’t it? Let me share a complete overview of wildlife at Grand Teton National Park. Don’t Miss Your “Spot” To Watch The Grand Teton National Park Animals You may not be a fan of Sheldon Cooper (from Big Bang Theory) and his obsession with his favorite spot. At Grand Teton National Park, you must know about the right spots for wildlife viewing.  Here, I have curated the best spots within the park where you can meet wildlife without causing any disturbance in the space wild creatures demand.  Oxbow Bend Oxbow Bend is one of the most beautiful vistas of the Grand Teton National Park. You often see a grizzly mother bear (grizzly No. 399) taking a stroll with her cubs. Further, the wetlands are mooses.  Oxbow Bend also attracts thousands of colorful birds and reptiles who graze around or visit to drink water here.  Moose Wilson Road The Moose Wilson Road stretches between the Craig Thomas Discovery & Visitor Center and the entrance of Granite Canyon Park.  It is hard to resist taking adorable snaps of bears indulging in berries here. You will also find moose in the wetlands.  National Elk Refuge Spanning 25,000 acres, the National Elk Refuge has 7,000 elk. The best time to visit the National Elk Refuge is between mid-December and early April. Take a horse-driven sleigh ride to meet Elks from a close distance.  The National Elk Refuge also has bison, mountain lions, bald eagles, and bears. Moreover, if you are lucky enough, you can meet wolves here.  Kelly Loop and Antelope Flats Kelly Loop and Antelope Flats are like a hidden gem in Grand Teton National Park. Look at the sagebrush to find a pronghorn or bison passing by.  Grand Teton National Park Animals (Mammals, Birds, Reptiles, Unusual Ones And More) Grand Teton National Park is a perfect coexistence of various species and a wonderful depiction of dependence in the food chain. Let’s find out who has made a home in this beautiful wilderness. Mammals At Grand Teton National Park As you explore the Grand Teton National Park, a small or big mammal will always be around you. Grizzly and black bears are the most prominent animals in the park, and you will also meet bison, moose, bighorn sheep, or elks.  Also, this park has wolves, wolverines, and mountain lions.  Small mammals in the park include red squirrels, chipmunks, Uinta ground squirrels, and long-tailed weasels.  Further, yellow-bellied marmots and squirrels will be your companion as you hike through the trails in the park.  Are you looking for mammals in the water? You will find the adorable muskrats, river otters, and beavers swimming around.  Do you know that moose is the largest antlered animal in the world? A moose can store 100 pounds of food in their stomach.A male moose can weigh as much as 1400 pounds.  Birds At Grand Teton National Park https://www.instagram.com/p/CgNiUMRMfpW/ The vibrant feathers of the western tanagers here are a treat to the eyes. Further, you will meet the calliope hummingbird, trumpeter swans, bald eagles, ospreys, and sage grouse in the park.  Do you know that Grand Teton National Park is the home to The calliope hummingbird? It is the smallest bird in North America and weighs even less than 1/10th ounce. Also, the largest waterfowl in North America, The trumpeter swan, lives here near spots like Swan Lake, Oxbow Bend, National Elk Refuge, and Flat Creek.  Do you want to watch birds romancing with their mates? Find out trumpeter swans moving in pair with their mate for life and sage grouses displaying their courtship in the sagebrush.  Reptiles At Grand Teton National Park https://www.instagram.com/p/CDlzaa-oYU5/ This nation is home to snakes such as rubber boa, valley garter snake, and wandering garter snake. These reptiles are found near the waterbodies in the park. You will also find the northern sagebrush lizard here. It is the only lizard species living in the park.  Amphibians At Grand Teton National Park  Despite a high elevation, cold temperature, and a dry climate, this national park has five species of amphibians. These are: Columbia spotted frogs Western tiger salamanders Western toads Bullfrogs Boreal chorus frogs Northern leopard frogs were found earlier in this area but have become extinct. If you want to spot these amphibians, you must visit Taggart Lake or String Lake.  Native Fish At Grand Teton National Park https://www.instagram.com/p/CgnT_ImrdGZ/?img_index=1 The native and non-native fish at Grand Teton National Park are vivid. Some (for example, mountain suckers) survive on mountain algae, while others (for example, cutthroat trouts) eat small fish and insects. For many animals and birds, like bald eagles, fish is the primary food source in the park. Further, fish is a secondary food source for the local inhabitants. In addition, by eating insects and algae, a fish keeps the spread of these elements in check.  Native Fish At Grand Teton National ParkUtah suckerFine spotted cutthroat trout of Snake RiverMountain suckerSpeckled daceUtah chubBluehead suckerNon-Native Fish At Grand Teton National ParkRainbow troutBrown troutLake troutGuppiesGoldfishGreen swordtail You will also find many aquarium species at Grand Teton National Park.  Species At Risk At Grand Teton National Park Grand Teton National Park is home to many species at risk and species of concern. Further, it has whitebark pine trees, which are up for listing.  Whitebark Pine Trees: Up For Listing  The invasive disease of blister rust and mountain pine beetles greatly harms these trees.  Alarmingly, an NPS Survey (2018) says that 57% of the trees were affected by blister rust, while the beetles harmed 30%. In addition, 40% of the total vegetation died.  Only 15% of the trees were able to produce cones. The pine nuts and seeds are an important food source for grizzly bears, squirrels, nutcrackers, black bears, and other animals in the area. Further, these trees play a crucial role in trapping and retaining snow, as well as in preventing the melting of snow. Thus, they prevent the erosion of steep slopes in the park. Do you know that grizzly bears eat whitebark pine nuts during hyperphagia? Hyperphagia refers to overeating before going into hibernation. These nuts are rich in protein and fat.  Species Of Concern After a magical recovery, Grand Teton National Park’s bald eagles are no longer endangered. However, these birds still fall into the category of the species of concern. Other species of concern in the national park are greater sage grouse and grey wolves. You will find the bald eagles near the Gros Ventre and Snake Rivers. They love eating fish and sometimes prey on carrion, waterfowl, and other small mammals. Greater sage grouse here are known for the most poetic display of their mating in the spring season every year. You will find them in spaces in the sagebrush.  Species At Risk  As a part of the Greater Yellow Ecosystem, Grand Teton National Park is home to around 800 grizzly bears. It has made a recovery from the list of endangered species after a long conservation endeavor and is now a species at threat or risk. Other species at risk at this national park are: Canada lynx Yellow-billed Cuckoo Western glacier stonefly The park gets filled with the knocking call of the yellow-billed cuckoo in the spring.  Small Creatures At Grand Teton National Park Insects play a very crucial role in the food chain system. They help pollinate flowers, function as nutrient recyclers, and feed many animals. So, when you see a violet lupine in Grand Teton National Park, you must know bees are around.  Along with bees,  Grand Teton National Park also has small and mighty ones, such as the Army Cutworm Moth (the food of grizzly bears during the fall season), Bark Beetles, carrion beetles, etc. Beetles are very important for the ecosystem of Grand Teton National Park. They break down woody plants and help return the nutrients to the soil. Further, carrion beetles recycle the minerals found in the corpse of an animal. Thus, these insects help with the decomposition and recycling of essential nutrients.  Over three million people visit Grand Teton National Park every year. Along with wildlife viewing, you can enjoy hiking, biking, fishing, climbing and mountaineering, and backcountry camping here. So, gear up for the best experience in the wilderness.  Also read Top 10 Most Popular Paraguay Food That You Must Try. Top 13 Famous Wonders Of India That You Must Visit! 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BY  Abdul Aziz Nov 4, 2023

Are you currently sitting at your desk in the office, looking out the window, and wishing you were on a tropical island? At your feet, the waves of blue and white would froth and foam, and the breeze would teasingly run past you, making you giddy with joy. Your arms would be gently brushed by the sun. The people would be warm and hospitable, while lush foliage would sway in the backdrop. It may sound like a fantasy, but the island paradise of your dreams is real. To be precise, there are more than 7,500 such tiny drops of tropical heaven dispersed over the fascinating western Pacific Ocean. If you want to know where to start and go about your dream trip, then here is a guide we have created for you. So, if you have already been making arrangements, then start by considering the most relevant question: when is the best time to visit the Philippines? The weather, festivals, as well as activities that are experienced by the land as well as the waters that surround the Philippines during each season vary. If you have just begun arranging for your trip, then you should choose a time ideal for you. Let’s get started! Best Time To Visit Phillippines Image Source: www.state.gov In the Philippines, the seasons can be divided into two categories: rainy and dry. Peak Season: December to April Shoulder Season: May and November Off-Season: June to October Travel SeasonMin/Max TemperatureSeasonNovember - February24-30°CCool-DryMarch-May25-33°CHot-DryJune-October26-32°CRainy  Hands down, the best time to visit the Philippines islands is the cool-dry season. In November, the Philippines welcomes the dry season officially. The sun peeks out after months of downpours, bringing warm weather to people all around the country. At this time, humidity levels also start to reduce. The temperature dips throughout December, with the Northern regions experiencing the coldest weather. The days enjoy sunlight, and it doesn't rain very often. The abundance of nice weather in January counteracts the chilly atmosphere. This is the height of the Phillippines season. You might anticipate a spike in temperature in February. Though the days are becoming more lovely as the season draws to a close, the sea temperature is still rising. Festivities There are several celebrations at this period of the year. The Philippines observes the Grand Cordillera Festival and the vibrant Feast of San Clemente in November. Following the Feast of the Immaculate Conception is the tribal holiday of Pagdidiwata, a celebration modeled after Christmas called Bicol Pastores, Christmas, as well as New Year. In addition to the Ati-Atihan Festival in Aklan, January is also the month of Sinulog, the largest festival in Cebu. The Black Nazarene monument is also worshipped in January in central Manila. Panagbega, a flower festival in Baguio City, brings flowers to life in February. During the annual Hot Air Balloon Festival in Pampanga, you can also take a hot air balloon trip. If you really want to do this, then this is the ideal time to visit the Philippines. The weather permits you to reach many of the outlying islands in the Philippines during January, the busiest month of this season, which is not possible at other times of the year. There are ferry as well as flight options to choose from if you want to visit. Places To Visit In The Philippines Image Source: image.cnbcfm.com Before making a reservation, do some research on prices and transportation options. Booking with reputable and secure ferry operators is essential because some of these journeys can be uncomfortable with a low-cost choice. The Philippines is home to many natural wonders, a rich cultural history, and friendly people. It is no surprise that the Philippines has grown to be a popular travel destination for tourists from all over the world with its clean beaches, verdant highlands, dynamic cities, and hospitable natives. The Philippines' top tourist destinations include: Boracay Image Source: images.lifestyleasia.com Boracay is a tropical paradise that draws both sunbathers and partygoers because of its famed fine-grained white sand beaches and energetic nightlife. The island's extensive selection of water sports opportunities, mouthwatering cuisine, and lively beachside ambiance will keep you occupied day and night. Siargao Image source: www.backpackerbanter.com Siargao, sometimes known as the "Surfing Capital of the Philippines," is one of the top tourist destinations in the country and a paradise for surfers and explorers. This tear-shaped island is known for its top-notch surf breaks, immaculate beaches, and laid-back island atmosphere. Don't pass up the opportunity to visit the charming Sugba Lagoon and see the stunning Magpupungko Rock Pools. Palawan Image Source: www.travelandleisure.com The magnificent tropical beauty of Palawan, also known as the "Last Frontier," never fails to enthrall visitors. It's a paradise location for beach lovers and wildlife lovers alike with its stunning limestone cliffs, turquoise waters, and lagoons. Beautiful island hopping tours may be found in El Nido and Coron, while Puerto Princesa's Underground River is a UNESCO World Heritage Site. Bohol Image Source: res.klook.com Bohol is a fascinating travel destination that features the extraordinary Chocolate Hills, cuddly tarsiers, and historic churches. Visit the spotless beaches of Panglao Island, go on a picturesque boat down the Loboc River, and explore the fascinating underwater world of Balicasag Island. Davao Image Source: content.r9cdn.net Davao, a bustling metropolis in Mindanao, is the starting point for exhilarating activities. Visit the Philippine Eagle Center to get up close and personal with the critically endangered Philippine eagles, or climb Mount Apo, the highest point in the nation. Visit the pristine Samal Island, which is renowned for its gorgeous beaches and opulent resorts, as soon as possible. Batanes Image Source: www.momondo.in For a truly off-the-beaten-path experience, Batanes is a must-visit. Offering the most beautiful landscapes, these islands have it all dramatic cliffs to rolling hills. You can explore the old stone houses, get lost in the rich cultural fiesta of Batanes, and become witness to the grand beauty of the lighthouses of Basco. Siquijor Image Source: lp-cms-production.imgix.net The "Island of Fire," Siquijor, is a matter of legend and mystery. Explore the island's pristine beaches, freshwater springs, and ethereal woodlands while soaking in the enchanting ambiance. Visit the famous Balete Tree, cool off in the captivating Cambugahay Falls, and take in the breathtaking Salagdoong Beach sunset while you're there. Ilocos Norte Image Source: blog.tours4fun.com One of the best destinations to visit in the Philippines is the historical province of Ilocos Norte. Travel back in time and discover it. Learn about Vigan, a UNESCO World Heritage Site known for its exquisite Spanish colonial architecture. Explore the mysterious Paoay sand dunes and the imposing Bangui windmills, You will also discover the intricate political history of the nation at the Marcos Museum. Wrapping Up We hope now you have some sort of clarity on when is the best time to visit the Philippines. Are you excited? Does the prospect of this trip enchant you? You ought to be! A journey to the Philippines is full of scenic beauty and joyful experiences. What are you still holding out for? If you have thoughts to share or questions to ask, then please leave a comment below. We would love to hear from you! Read Also: Don’t Believe Them!! This Is Actually The Best Time To Visit Barbados! I Had No Idea When To Visit Mauritius Till I Went There THIS Time! Best Time To Experience Dubai: The City Of Gold