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BY  Sibashree Nov 24, 2025

A multi-trip travel insurance policy covers unexpected financial losses for multiple trips throughout the policy period. It can be related to a medical emergency, baggage loss or trip cancellation.  As you research online, you might come across a wide range of travel insurance for multiple trips. How do you choose the most affordable multi-trip travel insurance policy?  Here are a few factors and tips that you can consider while looking for a budget-friendly multi-travel insurance plan.  Key Features: What To Look For In An Affordable Policy?  A‍‌‍‍‌ multi trip travel insurance is a policy that covers you financially against different types of risks, e.g., a trip cancellation, medical emergencies, etc., that may happen to you during multiple trips within the period of the policy.  The insurance is generally bought for a year and is therefore mostly referred to as an annual multi-trip holiday insurance policy.  Compare key coverage features, such as the ones below, across different multi-trip holiday insurance plans available online. Medical Expenses - These may include the Transportation,  vaccination, and  Repatriation of the mortal remains,  Dental treatment,  Daily allowance in the case of hospitalisation, and many other things. Trip Expenses - Delay of the trip, cancellation, interruption, missed connections, and so on. Loss of Baggage - Delay or complete loss of checked-in ‍‌‍‍‌baggage. Choosing An Affordable Policy: Does It Meet Your Needs? While you consider a multi-trip travel insurance policy instead of a separate travel insurance plan for each trip, ensure it covers all your specific needs.  Look out for the following aspects: Flexible features to customise the multi-trip travel insurance to your advantage. Online convenience and customer support to seek assistance on queries. Seamless claim settlement process and high claim settlement ratio for a reliable experience. 1. Review Your Needs For Cost-Effective Coverage While selecting basic and customisable coverage, review your needs carefully and choose the most important features. Determine the extent of coverage required based on possible risks that can affect your financial situation.  Taking this step can help you compare more effectively and lead to a better multi-trip travel insurance policy at an affordable premium. 2. Calculate Premium And Save For Multi-Trip Insurance Calculate the premium for the various annual multi-trip holiday insurance plans. It will be available on the specific insurer’s official website. Compare the price against the coverage features and benefits offered.  Some reputable insurance providers, such as Reliance General Insurance, offer premium rates for their various multi trip travel insurance policy options to make the comparison easier.  3. Save More With Exclusive Discounts As you compare features and premium rates, keep an eye out for discounts. These may apply to specific policy types, travel seasons, coverage levels, and more.  Ensure it helps you reduce the premium for an affordable policy without compromising coverage features or requirements.  4. Plan, Buy Early, And Save More Compare and buy a multi-trip travel insurance or single-trip multi-destination travel insurance plan well in advance.  Buying it much earlier can help you secure a more affordable policy by taking advantage of lower demand, better premium rates, and added coverage benefits.  What Multi-Trip Travel Insurance Does Not Cover? The first thing you should pay regard to is the limitation of every single possible length of the trip.  Next, do not allow any pre-existing medical condition. And finally, the instances that are not covered if you participate in high-risk sports. Key Exclusions You Need To Know About 1. Pre-Existing Medical Conditions:  Most of the standard checked policies will not take on the costs related to medical conditions that have existed prior to buying the insurance.  Only a couple of insurance companies may offer an extra provision at a higher price to cover the acute flare-ups! However, the planned treatments are always in the list of exclusions. 2. High-Risk Activities Suppose your program includes adventure or extreme sports such as skydiving, bungee jumping, or mountaineering.  In that case, you will understand that these activities are generally not included in a multi-trip standard policy. So, you will have to sign up for a specialised insurance policy. 3. Alcohol Or Drug-Related Incidents Suppose the event, disease, or injury happens when you are using alcohol or illegal drugs, or you are misusing prescription medication. In that case, you will most likely find that your claims will be rejected. 4. Travel Against Official Advice Insurance for incidents occurring in a specified area will most likely be voided! In case you travel to places with government advisories or warnings (e.g., war, civil unrest, or natural disasters)!  5. Self-Inflicted Harm  Generally, the inclusion of such injuries caused deliberately by  Oneself,  Suicide attempt, and  Disorders related to mental/emotional conditions (like anxiety or depression), 6. Loss Due to Negligence In a nutshell, the insurer will not compensate you for lost or stolen personal items if it finds that you were negligent (e.g., leaving items unattended in a public place or not using a hotel safe). ​‍​ ‌‍​‍Common Limitations You Will Encounter  Maximum Trip Duration: This is perhaps the most significant restriction that comes along with multi-trip policies.  If you are after unlimited trips in a year, remember that the limit is set per trip, most of the time 30, 45, or 60 days, depending on the plan you select.  Age Limits: Generally, multi-trip insurance policies have an upper age limit for applicants to be covered; this limit is usually set at about 70 years.  It may be necessary for your elderly family members to look for specialised single-trip insurance policies.  Coverage Limits on Valuables: It is important to note that there are typically sub-limits on compensation for lost or stolen valuables, such as cash, jewellery, or electronic items.  Specific Documentation Required for Claims: You must furnish all required documentation to make a successful claim!  For instance, original receipts, medical records, and a police report (which should be filed within 24 hours in case of theft)! Otherwise, your claim is likely to be turned down.  As a precautionary measure, always make sure you have read the fine print of the policy you are considering and discussed any clarifications, doubts, or planned activities with the insurance company before the purchase.‌ Read Also: Coverage For Special Occasions: Travel Insurance For Canadian Festivals And Events The Convenience Of Online Long Stay Travel Insurance Top 8 Travel Medical Insurance Trends to Consider

BY  Sibashree Dec 24, 2024

If you are an explorer and budget is your only constraint, the cheapest places to travel in the world can be the best destinations for you. They await you with an immersive and fulfilling experience.  In addition, many of these places offer you the chance to enjoy pristine nature as camping or staying at quaint homestays are the best options there.  Here, we have created a Tour and Travel Guide with destinations that will help you cut down on the luxurious resort fees and airfares. However, spending less will in no way impact your travel experience.  In fact, today, most travelers look for a meaningful experience, and you gain the best when your pocket is not filled with dollars and you have to tread the extra mile.   Cheapest Places To Travel Around The World | Traveling On A Budget The cheap places to travel around the world will depend on the part of the world you are traveling from. Naturally, the currency and exchange rate will differ from one country to another. So, we have curated here the cheapest places to travel around the world from the USA. We have also shared the USD exchange rate for the currency of those locations. 1. Hungary 1 USD = 389.30 Hungarian Forint Hungary has Budapest, the capital city with history spilling its charm in every corner. Further, the architecture here will take you to a different era.  The most famous architecture in Budapest are: The Church of Our Lady of Buda Castle Rumbach Street Synagogue Hungarian State Opera, etc. Moreover, don’t miss a walk through Andrássy Avenue. It is a UNESCO World Heritage Site in Budapest, Hungary.  2. Mexico 1 USD = 20.13 Mexican Peso Very few people know that Mexico has the most serene beach scene. To have a most fulfilling beach holiday in Mexico, you have to plan a trip to Holbox. Further, Holbox has a rich marine life. So, you will find here the most fascinating animals, like the manta rays, whale sharks, sea turtles, and eagle rays.  Apart from exploring the fascinating marine life in the country, you can also enjoy a food trip here. Don’t forget to try items like Chilaquiles, tacos al pastor, and enchiladas here.  3. South Korea 1 USD = 1,435.45 South Korean Won (SKW) The port city of  Mokpo is our Tour and Travel favorite if you are traveling to South Korea. Biggest travel platforms like the Conde Nest Traveler are also in all praises for this location. Located at the southern tip of the Peninsula, Mokpo offers the best dining experience in South Korea.  Some famous places for dining in South Korea are: Dokcheon Sikdang Address: 10-36, Honam-dong, Mokpo, Jeollanam-do, South Korea Contact Number: +82 61-242-6528 Mokpo Yeonhee Nepocha Address: Samhak-ro 92beon-gil Mokpo Port Pocha No. 9, Mokpo Contact Number: +82 10-5294-8285 However, if you want to explore the food scenario of South Korea at its best, you will have to visit Seoul. 4. Vietnam 1 USD = 25,405.02 Vietnamese Dong Vietnam has Hanoi, one of the cheapest places to travel around the world for a couple. However, you can also explore places like Phú Quốc island or the Ninh Van Bay if you want to have an offbeat experience here.  Furthermore, Vietnam is a popular place for culinary tourism. The fresh food items served here are flavor bombs, and you can get them at an unbelievably low price. Here, you can try slices of pork belly or bún chả. Other must-try dishes here are the crispy pancakes served with sweet and sour fish sauce. Moreover, if you want to grab some quick snacks, you must obviously try the cao lầu noodles.  5. South Africa 1 USD = 17.85 South African Rand South Africa is home to the Kruger National Park and Boulders Beach Penguin Colony. So, it is the place where you encounter the best of wildlife. Further, if you are especially eager to know about elephants, you can visit the Knysna National Park here. This is an interactive habitat for elephants and you can be up close and personal with them. Furthermore, you can visit the following places when you are in South Africa. Robben Island Museum Apartheid Museum Cape Point Nature Reserve Cape of Good Hope Lion’s Head Table Mountain Moreover, South Africa is home to many tribes, including Hadzabe, Himba, Pedi, etc. So, you can expect a vivid and meaningful cultural experience in the country.  6. Sri Lanka 1 USD = 289.65 Sri Lankan Rupee One of the cheapest places to travel around the world, Sri Lanka will give you the most eclectic experience. We already know about the golden beaches and endless (200 miles) hiking trails.  However, Sri Lanka is also a hub of cultural tourism with Buddhist monasteries and intangible heritage. Acknowledging the appeal and significance of the Sri Lankan heritage sites for the people of the world, UNESCO has marked 7 heritage sites in the country.  Those are: The old town of Galle and its fortifications The ancient city of Sigiriya The sacred city of Kandy The ancient city of Polonnaruwa The Golden Temple of Dambulla The sacred city of Anuradhapura The Sinharaja Forest Reserve With the presence of the Sinharaja Forest Reserve, Sri Lanka is the country where you can see elephants, sloth bears, leopards, sambhurs, and many endemic species. You will also find many species of birds and reptiles here.  7. Costa Rica 1 USD = 503.16 Costa Rican Colón Costa Rica is synonymous with natural abundance. So, you don’t need to spend a fortune to explore the best of the country. There are tropical forests in the Alajuela Mountains, and these look dreamy with cloud overcasts. Further, these forests are the biggest biodiversity hubs. You can find here more than 1000 species of plants, including orchids, ferns, and bromeliads. Moreover, the verdant landscape here looks velvety with the drape of epiphytes and mosses.  So, once you are here, the feeling is transcendental. Moreover, if you are looking for outdoor pursuits, you can try surfing on the Peninsula Papagayo coasts.  8. Philippines 1 USD = 58.64 Philippine Peso Home to more than 7000 islands, the Phillippines has been a travel hotspot in the global landscape for a long time. However, as a developing economy, the Philippines is one of the cheapest places to travel around the world.  You can especially visit places like Siargao and Palawan when traveling on a shoestring. These places are also blessed with natural abundance.  Even if you are planning to book  Shangri-La Boracay or other luxury resorts, the expense will not be more than $350 per night.  Are you looking for more options regarding the cheapest places to travel around the world? You can plan a trip to countries like Malaysia, Egypt, North Macedonia and India.  Also read Top 10 Most Popular Paraguay Food That You Must Try. Top 13+ Famous Wonders Of India That You Must Visit [Updated 2024] Top Tips For Motorbike Rental In Phuket – A Guide To Exploring The Island On Two Wheels.

BY  Sibashree Nov 30, 2024

Nashville once again gears up for Christmas, and it is already under the spotlight, thanks to Mariah Carey's performance. Her Christmas Time Tour at Bridgestone Arena on 25th November 2024 has been a gala success. Further, she looked dreamy in her mermaid outfit. However, Christmas in Nashville is always special, with many musical performances. In fact, attending these music concerts and events at Gaylord Opryland are the topmost fun activities in Nashville for adults. Dickens of a Christmas is another attraction if you visit Nashville during Christmas. So, do you want to set your itinerary right when you visit Nashville this December? Here is a detailed Tour and Travel guide. Fun Activities In Nashville For Adults: Christmas On My Mind As winter sets in and you get to hear Ho! Ho! In the air, Nashville turns into a wonderland. So, if you have doubts about why Nashville is such a brilliant place during winter, you will find the answer in the pleasant weather conditions, festive markets, and light decor.  Moreover, you cannot miss the happening Christmas Village. Still, do you want more reasons to visit Christmas in Nashville? Then, you must try the signature Southern holiday cuisine. Food in Nashville is also popular on socials, with 251k posts on #nashvillefood.  So, with so many fun activities in Nashville for adults, let’s celebrate Christmas in the “Music City” this year.  However, before I get into the fun activities every Christmas, I must share the details about some upcoming events and celebrations in Nashville in December-January (2024-25). Christmas And Winter Events In NashvilleDatesVenueJack Daniel's New Year's Eve Live: Nashville's Big Bash31st DecemberBicentennial Capitol Mall State ParkHoliday Screenings: The Santa Clause + How the Grinch Stole Christmas + The Polar Express25th December W NashvilleHoliday Screenings: National Lampoon's Christmas Vacation + Elf + Christmas with the Kranks24th DecemberW NashvilleHoliday Movie Series: Elf 23rd DecemberHampton SocialHoliday Movie Series: How the Grinch Stole Christmas (2000)22nd DecemberHampton SocialChristmas Fit for a Queen20th DecemberAnalog at Hutton Hotel David Alford's Southern Christmas SamplerDecember 19-20, 22, 27, & 29Belmont MansionPhotos with Santa8th November - 24th DecemberThe Green Hills MallChristmas8th November 2024 - 4th January 2025Gaylord OprylandThe Dancing Lights of Christmas8th November 2024 - 4th January 2025Lebanon, TNZoolumination14th November 2024 to 9th February 2025Nashville ZooHoliday Lights22nd November 2024 - 5th January 2025Cheekwood So, have you marked the dates? Then, let’s know more about our favorite fun activities in Nashville for adults during Christmas. 1. Spend Your Christmas at Gaylord Opryland https://www.instagram.com/p/DCHirPQhFU6/?img_index=1 Gaylord Opryland’s Christmas Festivities are the topmost fun activities in Nashville for adults during Christmas. Further, it has “Frosty the Snowman” and brilliant Christmas lights, among other attractions.  Moreover, the fun Christmas activities at Gaylord Opryland include: Snowtubing Soundwaves Water Experience Exploring the Most Amazing Christmas Decorations Ice Skating A Country Christmas Dinner Show Also, currently, Gaylord Opryland is offering a festive discount on its tickets and passes. However, the discount will be applicable till 1st December 2024. So, hurry up now! In addition, to know more about Christmas fun and the offers at Gaylord Opryland, you can call 1-615-889-1000. 2. Be A Part Of The Dickens of a Christmas In Franklin, Tennessee (14th-15th December 2024) If you want to be a part of the Dickens of a Christmas, you will have to drive for at least 20 minutes from Nashville Downtown. Also, on 14th December, 2024, Saturday, the event will take place between 10 AM to 6 PM.  Further, on 15th December, Sunday, the timing of the event will be between 11 AM to 5 PM.  Wilson Bank & Trust is at the helm of this event and as the name suggests, they try to create a wonderland from the times of Charles Dickens. The iconic architecture of Franklin works as a wonderful backdrop for the event. Moreover, you get to see people dressed as famous characters from Charles Dickens novels on the streets. There will be musicians and performers adding to the festive spirit of Franklin.  Meanwhile, if you feel hungry, you can find a quick bite from the festive food trucks. In 2024, Dickens of a Christmas in Franklin is celebrating its 39th year. The highlights of this event are: “Arts & Crafts Vendors Food & Beverage Vendors Main Stage Entertainment by Nissan Victorian Village with Holiday Dancers, Characters, and Carolers Acoustic Stage StoryTimes by Atmos Energy & Hart and Home Whiskey Lounge by Leipers Fork Distillery Beer Garden by Bavarian Bierhaus” (Source: Heritage Foundation of Williamson County) The Dickens of a Christmas In Franklin also impresses me with its inclusive nature. It has accessible parking for handicaps at Franklin Transit’s Park & Ride service or the 2nd and 4th Avenue garages.  Moreover, you don’t need to buy any tickets or pay fees to be a part of the Dickens of a Christmas In Franklin.  3. Be Amazed By The Holiday Lights At Cheekwood This year, a visit to Nashville in December can make you a part of the “10th Annual Holiday LIGHTS.” Starting from 22nd November and continuing till 5th January, this event will take place every day from 4:30 PM to 10 PM. So, why is this event one of the topmost fun activities in Nashville for adults? Let’s find out what the event says about your “Time to Shine.” “Experience Nashville’s classic holiday tradition as you embark on a magical one-mile walk through Cheekwood’s gardens illuminated by more than a million lights. A delightful experience for all ages awaits, complete with s’mores, seasonal libations, and a Holiday Marketplace. Tour the Historic Mansion, specially decorated this year by former White House florist Laura Dowling.” The ticket to be a part of Holiday Lights at Cheekwood starts at $16 (members) for adults. However, it can go up to $32 for the non-members. Further, you can buy the Merry & Bright Package to get 10% off on Holiday Marketplace and other facilities. For members, the package costs $125, and for non-members, the package comes at $150. To get more information about Holiday Lights At Cheekwood, you can call the authority at 615.356.8000. Want To Explore More Fun Activities In Nashville For Adults? Find Your Accommodation First  The fun activities in Nashville for adults are endless during Christmas. However, it all begins with finding a comfortable stay for you.  So, here are some curated options for you.  Name Of The HotelAddressContact NumberHampton Inn & Suites Nashville Downtown Capitol View706 Church St Nashville, TN 37203(615) 742-5550Tempo by Hilton Nashville Downtown530 11th Ave N Nashville, TN 37203(615) 780-2000Hyatt Place - Nashville Downtown301 3rd Ave S Nashville, TN 37201(615) 687-9995The Hermitage Hotel231 6th Ave N Nashville, TN 37219(615) 244-3121The Russell819 Russell St Nashville, TN 37206(615) 861-9535 The hotels mentioned in the table are picked on our in-house assessment of the amenities. We have also factored in Yelp reviews and ratings. So, with cozy accommodations and festivals awaiting, it’s time to book your ticket to Nashville. Moreover, once you reach Nashville, you will be able to explore the city easily, thanks to the public bus system and electric rides. Also read Top 10 Most Popular Paraguay Food That You Must Try. Top 13+ Famous Wonders Of India That You Must Visit [Updated 2024] Top Tips For Motorbike Rental In Phuket – A Guide To Exploring The Island On Two Wheels.