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BY  Sibashree Nov 24, 2025

A multi-trip travel insurance policy covers unexpected financial losses for multiple trips throughout the policy period. It can be related to a medical emergency, baggage loss or trip cancellation.  As you research online, you might come across a wide range of travel insurance for multiple trips. How do you choose the most affordable multi-trip travel insurance policy?  Here are a few factors and tips that you can consider while looking for a budget-friendly multi-travel insurance plan.  Key Features: What To Look For In An Affordable Policy?  A‍‌‍‍‌ multi trip travel insurance is a policy that covers you financially against different types of risks, e.g., a trip cancellation, medical emergencies, etc., that may happen to you during multiple trips within the period of the policy.  The insurance is generally bought for a year and is therefore mostly referred to as an annual multi-trip holiday insurance policy.  Compare key coverage features, such as the ones below, across different multi-trip holiday insurance plans available online. Medical Expenses - These may include the Transportation,  vaccination, and  Repatriation of the mortal remains,  Dental treatment,  Daily allowance in the case of hospitalisation, and many other things. Trip Expenses - Delay of the trip, cancellation, interruption, missed connections, and so on. Loss of Baggage - Delay or complete loss of checked-in ‍‌‍‍‌baggage. Choosing An Affordable Policy: Does It Meet Your Needs? While you consider a multi-trip travel insurance policy instead of a separate travel insurance plan for each trip, ensure it covers all your specific needs.  Look out for the following aspects: Flexible features to customise the multi-trip travel insurance to your advantage. Online convenience and customer support to seek assistance on queries. Seamless claim settlement process and high claim settlement ratio for a reliable experience. 1. Review Your Needs For Cost-Effective Coverage While selecting basic and customisable coverage, review your needs carefully and choose the most important features. Determine the extent of coverage required based on possible risks that can affect your financial situation.  Taking this step can help you compare more effectively and lead to a better multi-trip travel insurance policy at an affordable premium. 2. Calculate Premium And Save For Multi-Trip Insurance Calculate the premium for the various annual multi-trip holiday insurance plans. It will be available on the specific insurer’s official website. Compare the price against the coverage features and benefits offered.  Some reputable insurance providers, such as Reliance General Insurance, offer premium rates for their various multi trip travel insurance policy options to make the comparison easier.  3. Save More With Exclusive Discounts As you compare features and premium rates, keep an eye out for discounts. These may apply to specific policy types, travel seasons, coverage levels, and more.  Ensure it helps you reduce the premium for an affordable policy without compromising coverage features or requirements.  4. Plan, Buy Early, And Save More Compare and buy a multi-trip travel insurance or single-trip multi-destination travel insurance plan well in advance.  Buying it much earlier can help you secure a more affordable policy by taking advantage of lower demand, better premium rates, and added coverage benefits.  What Multi-Trip Travel Insurance Does Not Cover? The first thing you should pay regard to is the limitation of every single possible length of the trip.  Next, do not allow any pre-existing medical condition. And finally, the instances that are not covered if you participate in high-risk sports. Key Exclusions You Need To Know About 1. Pre-Existing Medical Conditions:  Most of the standard checked policies will not take on the costs related to medical conditions that have existed prior to buying the insurance.  Only a couple of insurance companies may offer an extra provision at a higher price to cover the acute flare-ups! However, the planned treatments are always in the list of exclusions. 2. High-Risk Activities Suppose your program includes adventure or extreme sports such as skydiving, bungee jumping, or mountaineering.  In that case, you will understand that these activities are generally not included in a multi-trip standard policy. So, you will have to sign up for a specialised insurance policy. 3. Alcohol Or Drug-Related Incidents Suppose the event, disease, or injury happens when you are using alcohol or illegal drugs, or you are misusing prescription medication. In that case, you will most likely find that your claims will be rejected. 4. Travel Against Official Advice Insurance for incidents occurring in a specified area will most likely be voided! In case you travel to places with government advisories or warnings (e.g., war, civil unrest, or natural disasters)!  5. Self-Inflicted Harm  Generally, the inclusion of such injuries caused deliberately by  Oneself,  Suicide attempt, and  Disorders related to mental/emotional conditions (like anxiety or depression), 6. Loss Due to Negligence In a nutshell, the insurer will not compensate you for lost or stolen personal items if it finds that you were negligent (e.g., leaving items unattended in a public place or not using a hotel safe). ​‍​ ‌‍​‍Common Limitations You Will Encounter  Maximum Trip Duration: This is perhaps the most significant restriction that comes along with multi-trip policies.  If you are after unlimited trips in a year, remember that the limit is set per trip, most of the time 30, 45, or 60 days, depending on the plan you select.  Age Limits: Generally, multi-trip insurance policies have an upper age limit for applicants to be covered; this limit is usually set at about 70 years.  It may be necessary for your elderly family members to look for specialised single-trip insurance policies.  Coverage Limits on Valuables: It is important to note that there are typically sub-limits on compensation for lost or stolen valuables, such as cash, jewellery, or electronic items.  Specific Documentation Required for Claims: You must furnish all required documentation to make a successful claim!  For instance, original receipts, medical records, and a police report (which should be filed within 24 hours in case of theft)! Otherwise, your claim is likely to be turned down.  As a precautionary measure, always make sure you have read the fine print of the policy you are considering and discussed any clarifications, doubts, or planned activities with the insurance company before the purchase.‌ Read Also: Coverage For Special Occasions: Travel Insurance For Canadian Festivals And Events The Convenience Of Online Long Stay Travel Insurance Top 8 Travel Medical Insurance Trends to Consider

BY  Sibashree Aug 18, 2025

For those who travel by sound as much as sight. London doesn’t just host music, it holds it. It moves through the brickwork, hums beneath your morning coffee, and shows up when you least expect it.  If you're flying in with rhythm on your mind, don't waste time chasing tourist noise. Here’s a curated London music trip travel guide for music lovers who want to feel the city, not just see it. Your Ultimate London Music Trip Travel Guide: Follow This Itinerary You came for music in London, and if you did it right, you didn’t just watch it—you walked through it.  In London, every borough speaks its own tempo. The key is listening closely, not just for the big nights, but for the quiet tracks in between. Nevertheless, here is a standard London music trip travel guide for four days.  Day 1: Arrival & Warm-Up Walks Start with the echoes. Land, check in, and resist the urge to overschedule. Instead, walk. London’s music history isn’t just locked up in venues—it’s in the corners of Soho, the secondhand shops of Camden, and the quiet plaques on buildings that once held chaos and brilliance. Head to Denmark Street, once known as Tin Pan Alley. You don’t need a guitar to appreciate it—just time and a bit of reverence. Nearby, walk past the former Astoria (now long gone, but not forgotten), then duck into Sounds of the Universe in Soho. The vinyl is deep-cut, globally sourced, and fiercely curated. Grab a late bite nearby and keep it lowkey. You’re just getting started. Day 2: Vinyl Crates & Iconic Stages Go digging, then go big. Start the day in Notting Hill with a stop at Honest Jon’s Records. It’s been around since the '70s and the staff have that rare, quiet encyclopedic knowledge that reminds you music people don’t need to shout. Flip through dub, jazz, garage, and everything in between. Then cross town and hit Rough Trade East in Brick Lane. Even if you're not buying, the energy is unmistakable. There’s usually a live session or interview playing somewhere in the background. You feel part of something—even as an observer. As the evening rolls in, book a Cirque Le Soir table before you head to The O2 Arena. Yes, The O2 is huge. But some nights deserve scale. Whether it’s a legacy tour or a one-night-only show from an artist on the brink, this is where spectacle meets sound.  The acoustics are sharp, the production is heavy, and if you’re lucky, you’ll leave changed. Now, why the table? After a concert, artists love to celebrate. And where do they go? The table will make sure you have access. Day 3: The Cultural Cut Where sound meets soul. Dedicate the day to Southbank. Start with the Southbank Centre. Between Royal Festival Hall, Queen Elizabeth Hall, and the Purcell Room, you’ll catch everything from full-scale orchestras to left-field jazz sets to spoken word that leaves the room quiet in the best way. The best part? The space itself. Brutalist buildings softened by river light, steps where kids blast drill next to older couples sipping rosé, and that unspoken code that says, we all came for something real. After, stop into BFI Southbank or one of the nearby cafés. There’s a quiet, creative current in this stretch of the city. Lean into it. Day 4: A Goodbye With Texture Leave on the right note. Spend your final morning in Camden. Walk along the canal. Listen for the street musicians who don’t just perform—they pour. Visit the Jazz Café if it lines up, or just stop by outside and take in the marquee. A lot of names you know started here when no one else did. Before heading to the airport, swing by Flashback Records or Sister Ray. One last flip through the bins. One last moment to chase something unexpected. That’s what music travel is really about—not the big plans, but the small finds that find you. Day 5: Visit The Victoria & Albert Museum The Victoria & Albert Museum is the place where history meets music. The rarest and exclusive musical collections are often on display at the museum.  Here, you will find the works of Freddie Mercury, David Bowie, and many other musical geniuses representing genres such as opera, rock n roll, and others.  Also, the museum stands out with its unique collection of musical instruments. In fact, the collection of musical instruments here is the biggest in the world.  Day 6: Visit Abbey Road Are you a Beatles fan? You surely know what to visit in London. Abbey Road Crossing is the place where the Beatles' album was shot.  Furthermore, the crossing is close to Abbey Road Studios, where the Beatles recorded many of their iconic songs. The studio is still active as a recording facility, and you can also reserve a guided tour of the studio to learn about the history of music in London.  Day 7: Pay A Visit To The 100 Club The 100 Club in London was known as the Feldman Jazz Club from 1942 to 1964. In 1964, the club was renamed “The 100 Club” and since then, it has been a popular venue for live music shows and events.  Furthermore, throughout decades of its operation, The 100 Club has been hosting iconic performances such as Sex Pistols, BB King, Muddy Waters, Eddie Grant, and the list goes on! Moreover, located at 100 Oxford Street, 100 Club London is the oldest individual setup in the world.  Day 8: Watch A Performance At Royal Albert Hall Our London music trip travel guide will be incomplete without attending a live performance at the Royal Albert Hall.  Located at the northern edge of South Kensington, the Royal Albert Hall can accommodate 5272 visitors.  Queen Victoria opened the hall in 1871, and since then, it has been graced by all the prominent musicians and artists from around the world.  Furthermore, the hall has a distinct Italian architecture, and the first British Marathon was run at the Royal Albert Hall in 1909. 

BY  Sibashree Oct 19, 2023

Red eye flights are those overnight journeys that take off late in the evening and land in the morning.   Now, you might be one of those travelers for whom this means sacrificing a good night's sleep. this, which can lead to that telltale fatigue. And, of course, you will get red eyes after landing.  Interestingly, these flights tend to be longer and are more common in regions outside the Western world.   This is largely because many airports have strict curfews that limit flight schedules, like in:  Europe  Australia   North America   That said, it's not like airlines in the Western world shy away from red-eye flights entirely. In fact, when it comes to westbound transatlantic routes, red eyes have become something of a standard among both European and American carriers.  In this article, I’ll dive into the reasons why red eye flights exist and will weigh their pros and cons. By the end, you'll feel like you've experienced what it’s like to take a red eye flight for yourself!  What Is A Red Eye Flight?  Whether you enjoy these nighttime hauls or not, red eye flights are quite a regular thing for people flying long distances.   They depart from their home terminal at night and reach their destination in the morning.   They are so named because of the physical toll it takes on the passengers, causing them to get red eyes.   Most of these red eye flights take off when flying to the east side. For instance, when you fly from Los Angeles to New York or from New York to London.  But there are exceptions to such flights, such as when you are flying north or south between long distances.   For example, if you fly between North and South America or Europe and Africa.  The whole idea behind red eye flights is to save daylight and maximize your time spent at home and at your destination.   Flying through the night helps you avoid losing a day in travel. It also helps save money spent on a night stay at a hotel. They are cheaper than day flights, too, making it a cost-effective option for budget travelers.  In some cases, there are actually no other options but to take a red eye flight because your origin and destination do not have day flights to begin with.  My Red Eye Flight Experience From Bahrain To London  kayak.com Recently, I had the experience of taking three flights for one destination. I flew three different classes of travel on a single ticket.  I bought a Premium Economy round-trip ticket from London to Bahrain ten months before my flight. In this firsthand red eye flight experience, I will share my pretty good experience with Lufthansa during my return journey from Bahrain to London Heathrow, which involved a layover in Riyadh.  The expenses of Lufthansa flights to the Middle East did not follow a linear increase as the departure day approached. I have included two charts below to show how the price of my flight changed leading up to the day of departure and after the flight’s schedule was revised.   Lufthansa operates a daily flight from its ground base in Frankfurt to Bahrain International Airport with a layover in Riyadh.  This is a usual setup as it’s a daily flight to Dammam via Kuwait. So, I couldnt book Both Bahrain-Riyadh and Kuwait-Dammam as fifth freedom flights.   Intriguingly, Lufthansa continuously adjusts its schedule for destinations in the Middle East. According to Routes Online, Lufthansa would originally fly to Bahrain via Doha in 2014, but it stopped in 2015 when services to Doha were renewed and and operations to Muscat instead.  Before Lufthansa stopped all flights to Doha in 2017, they operated Frankfurt-Kuwait-Doha flights. In 2017, flights to Bahrain were via Dammam, and in 2018, they were via Kuwait. When I bought my ticket in August 2018, my planned route was Heathrow-Frankfurt-Kuwait-Bahrain, but it changed to Heathrow-Frankfurt-Riyadh-Bahrain in September 2018.  Lufthansa used to operate Riyadh as a non-stop flight without onward legs in 2015, but after discontinuing Doha in 2017, they started flying Frankfurt-Riyadh-Dammam while also initiating flights to Bahrain via Kuwait. However, things were changed again in 2018.  Flight 1: Premium Economy, Bahrain To Riyadh  thriftytraveler.com When I was at Bahrain International Airport via Uber, I made it through passport control and security within 15 minutes.   The aircraft assigned for the flight was D-AIKN, which is an A330-343X. Boarding began at 23:20.   This was slightly late, but it didn’t matter since only 20 passengers were boarding the red-eye flight A330.  In fact, the gate push-off time was 11.42 pm, eight minutes early. The Premium Economy section of the plane had four rows with seven seats each.   There were only seven passengers, resulting in a load factor of 25% in this segment.   The legroom was spacious enough, allowing the passenger in front to recline without any pressure on the person seated behind.  The amenity kit for the Premium Economy included a toothbrush and toothpaste, a refreshment towel, a sleeping mask, earplugs, and a thick pair of socks.   Although the earplugs were weak and the face mask didn’t isolate light fully, the socks were comfortable. The IFE system was not as good as Emirates', but it had decent options.  One of the few features was live GPS tracking of the aircraft. During the Bahrain-Riyadh journey, they played the movie “100 Things,” a 2018 German film.   Despite leaving Bahrain eight minutes early, the plane arrived in Riyadh five minutes late, as we had to wait for other people to vacate our gate.   Flight 2: Business Class, Riyadh To Frankfurt onceinalifetimejourney.com During the second flight from Riyadh to Frankfurt, since it wasn’t a fifth freedom flight, passengers traveling to Frankfurt from Bahrain were not required to leave the aircraft in Riyadh.   After being told to stay seated for ten minutes while they were refueling the plane, a representative from Lufthansa’s Riyadh airport asked me to follow him into Business.  They gave me seat 10H since the Premium Economy and Economy classes were ready to fill up with passengers for the Riyadh-Frankfurt flight.   The flight from Riyadh to Frankfurt was entirely full in Economy, Premium Economy, and Business.  The headphones provided by Lufthansa in Business were exceptional, as they blocked out all noise.   The sound quality from the IFE was also excellent, allowing me to sleep soundly. They attached the headphones to the seat, so I couldn't remove them.   My red-eye flight departed from Riyadh King Khalid at 2:10 am, 15 minutes late, and arrived in Frankfurt at 7:14 am, one minute early. The average delay for the flight LH637 is ten minutes.  Flight 3: Economy, Frankfurt To London Heathrow aircraftinteriorsinternational.com Regrettably, the last flight of my three-flight sequence was delayed despite arriving early from its previous flight.   The reason for the delay was that the aircraft, which was Lufthansa’s first A320neo with the registration D-AINC, took over an hour to clean.  Although I managed to secure an emergency exit row window seat, which I chose for free during check-in, the legroom on short-haul flights with Lufthansa was a bit disappointing for me.   Moreover, the sandwich served on the flight contained cream and cheese, which was not suitable for me as I do not eat dairy. Unfortunately, there were no alternative options available for me.  Another slight disappointment was that I didn't get any water from the crew before takeoff. So, I had to wait for a long time before we took off due to the delay.   The flight was full in Economy and Business class, and despite the plane being on time on average, we arrived 40 minutes late at our destination in London after pushing off from Frankfurt 29 minutes late.  Additionally, we spent a considerable amount of time circling around London. It was not a big inconvenience, but the service was not as good as my previous flights with Lufthansa.   However, I must acknowledge that Lufthansa quickly and smoothly compensated me with 600 Euros for the missed connecting flight during my outbound journey.  What Are Some Common Health Issues Associated With Red Eye Flight?  When it comes to red-eye flights, there are definitely some health concerns to keep in mind.   The term “red-eye” highlights the common experience of passengers landing with bloodshot eyes, often from feeling exhausted, dealing with jet lag, and battling dehydration.  1. Fatigue   strikes when you can’t get a decent night’s sleep. Unfortunately, finding that restful sleep on a plane can be quite challenging without taking some extra steps to make it comfortable.  2. Jet lag   It is something we typically think of with quick shifts in time zones, but it hits even harder on overnight flights. However, if you're savvy about your body's internal clock, you may be able to ease some of the negative effects of jet lag during these journeys.  3. Dehydration   It’s not as rare as you might think on flights. While cabin crew are usually attentive to serving food and drinks, red-eye flights might have fewer staff on duty, making it tougher to stay hydrated when you need it most.  If you often find yourself on these overnight flights, it’s important to be aware of the potential long-term health implications.   Regularly missing out on good sleep can weaken your immune system and lead to serious issues like sleep disorders, depression, and even an increased risk of heart attacks and cancer.   So, while those red-eye flights can be convenient, it’s wise to take care of your well-being.  Which Class Should You Choose While Opting For Red Eye Flight?  When it comes to red-eye flights, the health risks might sound pretty daunting, but thankfully, there are some effective ways to cope with them.   One of the most crucial steps you can take for your well-being during a night flight is to select the right class.  Sure, economy tickets can save you some cash, especially on these overnight flights, but there’s a reason they’re cheaper.   The lack of comfortable seating can make it really tough to catch some quality sleep. Plus, the passengers usually cram the economy sections, which only adds to the noise and can disturb your rest.  On the other hand, if you opt for business or a higher class, you’ll find much better seating and more appropriate lighting, and flight attendants who will cater to your needs by:—  Serving meals  Providing pillows  Helping you stay hydrated  You can manage some of these comforts on your own. Stil, I would say that investing in a better class ticket can definitely make a difference in how well you handle that long, overnight journey.  Frequently Asked Questions (FAQs)  1. Are Red Eye Flights More Dangerous?   No, red-eye flights are not inherently more dangerous than daytime flights in terms of safety; if anything, they are generally safer due to less air traffic and pilots flying more on instruments.  2. Are Red Eye Flights Cheaper?   Yes, red-eye flights are often cheaper because airlines price them lower to fill planes during off-peak overnight hours. This makes them attractive to budget-conscious travelers.   3. Is Red  Eye Flight Booking Difficult?   Not at all. You can just visit an airline's website or a flight comparison site. Then, you have to enter your origin and destination. Finally, you can filter for flights departing after 9 PM and arriving early the next morning.   Get Ready For Your Upcoming Red Eye Flight!   Honestly, their customer service impressed me so much that I would choose Lufthansa for all my future connecting red-eye flights.  If you have thoughts to share or questions to ask, please leave a comment below! We would love to hear from you!  Read Also: Journey To The Skies: Exploring The Legacy Of Northwest Airlines! Fly In Style: Your Ultimate Guide To Lot Polish Airlines Adventures! Flair Airlines Review: This Is How I Feel About Flair Airlines! This Is My Experience With Eva Air!