Easiest Countries To Get Citizenship In 2025: Let’s Know The Names

BY  Sibashree Nov 24, 2025

A multi-trip travel insurance policy covers unexpected financial losses for multiple trips throughout the policy period. It can be related to a medical emergency, baggage loss or trip cancellation.  As you research online, you might come across a wide range of travel insurance for multiple trips. How do you choose the most affordable multi-trip travel insurance policy?  Here are a few factors and tips that you can consider while looking for a budget-friendly multi-travel insurance plan.  Key Features: What To Look For In An Affordable Policy?  A‍‌‍‍‌ multi trip travel insurance is a policy that covers you financially against different types of risks, e.g., a trip cancellation, medical emergencies, etc., that may happen to you during multiple trips within the period of the policy.  The insurance is generally bought for a year and is therefore mostly referred to as an annual multi-trip holiday insurance policy.  Compare key coverage features, such as the ones below, across different multi-trip holiday insurance plans available online. Medical Expenses - These may include the Transportation,  vaccination, and  Repatriation of the mortal remains,  Dental treatment,  Daily allowance in the case of hospitalisation, and many other things. Trip Expenses - Delay of the trip, cancellation, interruption, missed connections, and so on. Loss of Baggage - Delay or complete loss of checked-in ‍‌‍‍‌baggage. Choosing An Affordable Policy: Does It Meet Your Needs? While you consider a multi-trip travel insurance policy instead of a separate travel insurance plan for each trip, ensure it covers all your specific needs.  Look out for the following aspects: Flexible features to customise the multi-trip travel insurance to your advantage. Online convenience and customer support to seek assistance on queries. Seamless claim settlement process and high claim settlement ratio for a reliable experience. 1. Review Your Needs For Cost-Effective Coverage While selecting basic and customisable coverage, review your needs carefully and choose the most important features. Determine the extent of coverage required based on possible risks that can affect your financial situation.  Taking this step can help you compare more effectively and lead to a better multi-trip travel insurance policy at an affordable premium. 2. Calculate Premium And Save For Multi-Trip Insurance Calculate the premium for the various annual multi-trip holiday insurance plans. It will be available on the specific insurer’s official website. Compare the price against the coverage features and benefits offered.  Some reputable insurance providers, such as Reliance General Insurance, offer premium rates for their various multi trip travel insurance policy options to make the comparison easier.  3. Save More With Exclusive Discounts As you compare features and premium rates, keep an eye out for discounts. These may apply to specific policy types, travel seasons, coverage levels, and more.  Ensure it helps you reduce the premium for an affordable policy without compromising coverage features or requirements.  4. Plan, Buy Early, And Save More Compare and buy a multi-trip travel insurance or single-trip multi-destination travel insurance plan well in advance.  Buying it much earlier can help you secure a more affordable policy by taking advantage of lower demand, better premium rates, and added coverage benefits.  What Multi-Trip Travel Insurance Does Not Cover? The first thing you should pay regard to is the limitation of every single possible length of the trip.  Next, do not allow any pre-existing medical condition. And finally, the instances that are not covered if you participate in high-risk sports. Key Exclusions You Need To Know About 1. Pre-Existing Medical Conditions:  Most of the standard checked policies will not take on the costs related to medical conditions that have existed prior to buying the insurance.  Only a couple of insurance companies may offer an extra provision at a higher price to cover the acute flare-ups! However, the planned treatments are always in the list of exclusions. 2. High-Risk Activities Suppose your program includes adventure or extreme sports such as skydiving, bungee jumping, or mountaineering.  In that case, you will understand that these activities are generally not included in a multi-trip standard policy. So, you will have to sign up for a specialised insurance policy. 3. Alcohol Or Drug-Related Incidents Suppose the event, disease, or injury happens when you are using alcohol or illegal drugs, or you are misusing prescription medication. In that case, you will most likely find that your claims will be rejected. 4. Travel Against Official Advice Insurance for incidents occurring in a specified area will most likely be voided! In case you travel to places with government advisories or warnings (e.g., war, civil unrest, or natural disasters)!  5. Self-Inflicted Harm  Generally, the inclusion of such injuries caused deliberately by  Oneself,  Suicide attempt, and  Disorders related to mental/emotional conditions (like anxiety or depression), 6. Loss Due to Negligence In a nutshell, the insurer will not compensate you for lost or stolen personal items if it finds that you were negligent (e.g., leaving items unattended in a public place or not using a hotel safe). ​‍​ ‌‍​‍Common Limitations You Will Encounter  Maximum Trip Duration: This is perhaps the most significant restriction that comes along with multi-trip policies.  If you are after unlimited trips in a year, remember that the limit is set per trip, most of the time 30, 45, or 60 days, depending on the plan you select.  Age Limits: Generally, multi-trip insurance policies have an upper age limit for applicants to be covered; this limit is usually set at about 70 years.  It may be necessary for your elderly family members to look for specialised single-trip insurance policies.  Coverage Limits on Valuables: It is important to note that there are typically sub-limits on compensation for lost or stolen valuables, such as cash, jewellery, or electronic items.  Specific Documentation Required for Claims: You must furnish all required documentation to make a successful claim!  For instance, original receipts, medical records, and a police report (which should be filed within 24 hours in case of theft)! Otherwise, your claim is likely to be turned down.  As a precautionary measure, always make sure you have read the fine print of the policy you are considering and discussed any clarifications, doubts, or planned activities with the insurance company before the purchase.‌ Read Also: Coverage For Special Occasions: Travel Insurance For Canadian Festivals And Events The Convenience Of Online Long Stay Travel Insurance Top 8 Travel Medical Insurance Trends to Consider

BY  sagnika Sep 12, 2023

Skipping breakfast is never an option for me, and neither should you skip breakfast! How about you learn Panera breakfast hours and decide what you want to eat? Read this article to learn more about the breakfast hours and food items available during breakfast! If you want to experience some of the best bread, opt for Panera! Other breakfast options are also available. Hence, you can choose based on your preferences. The restaurant is known for its fresh food and the quality of the dishes. There are free membership programs, discounts and offers available at the restaurant chain and websites which you can avail. The restaurant chain's website claims to have high-quality food and focus on 100% cleanliness! Panera Breakfast Hours: When Do They Start Serving Breakfast? There are days when you wake up and crave a delicious, high-quality breakfast but don't want to make it! This happens most of the day for working individuals, but it is only possible sometimes. Instead, at times, opting for Panera breakfast is a perfect way to satisfy the craving. Panera Bread is quite transparent with regard to calories and added sugar in its food items and beverage options. Sources of the restaurant chain claim that the food offered is completely sustainable, as are the practices. The restaurant has dining and pickup options. An efficient way to the pickup option is to opt for a rapid or curbside pickup! On its website, Panera Bread has listed all information concerning ingredients, nutrition and allergen elements. About Panera Breakfast! Panera Bread Company is an American chain store, a bakery cafe with fast food casual restaurants. The restaurant chain was first established in 1987 by Linda and Ken Rosenthal in Kirkwood, Missouri. Initially, the bakery-cafe chain Saint Louis Bread Company was launched in 1993. The company was then purchased by a public company called Au Bon Pain Co. The purchaser changed the name to Panera Bread Company later. The company offers a variety of pastries and baked goods, such as cookies, bagels, croissants, brownies, baguettes, muffins and scones. Cold sandwiches are also available in this restaurant, so the restaurant is quite satisfactory on the breakfast scale. Apart from these items, there are items on the regular menu for dine-in and takeout. You will get flatbreads, Panera Kids, Salads, pasta, Panini and side choices. You will also have tea, lemonade, iced drinks and frozen drinks! What Are Panera Breakfast Hours? So, Does Panera serve breakfast all day? There is a rumor that Panera Breads serve breakfast 24 hours a day, but there is no truth to it! The Panera Breakfast Hours starts from Monday to Saturday at 6:00 a.m.; on Sunday, it is a bit late as it begins at 7:00 a.m. The Panera breakfast hours on weekdays end at 10:30 a.m. So, dearies, it would help if you woke up early to catch up to the breakfast menu. Want to know, when does Panera stop serving breakfast? However, the time extends a little more on Saturday, which means the breakfast hour ends at 11 a.m. The Panera breakfast hours weekend, including Saturday and Sunday, ends at 11 a.m.! At times, if you don't feel like getting up early or you cannot make it in time, order a delicious Panera breakfast on any food-delivery app like Uber Eats, GrubHub or DoorDash. However, maintain the timeline of 10:30 a.m. to 11 a.m. to order! What Does Panera Serve For Breakfast? Oh, the yumiliciousness that is Panera Breakfast! There is a wide variety of breakfast items; some of my favorite ones are bagels, cakes, and muffins! They have some of the best breakfast sandwiches, including the classic combination of cheese, egg, and bacon on brioche! It's a classic combination! Do not worry; there is something for vegetarians, such as cheese and egg sandwiches. Further, egg lovers can order scrambled eggs, cheese, and sausage on ciabatta. Not all restaurants offer this, but Panera Bread allows customers to modify their choices of eggs and bread. Another favorite item of mine is Panera baked egg souffle, absolute heaven. If you have yet to try souffles, try their four cheese souffle, spinach and bacon souffle, spinach, and artichoke souffle! Other classic items on this menu are mixed berry parfait, a summer fruit cup, steel-cut oatmeal with pecans and strawberries, and Greek yogurt! Did you know about the secret menu of Panera? The menu includes the power breakfast egg white bowl accompanying roasted turkey and the egg bowl with steak. Want to know the Panera breakfast menu? You can visit their website. You cannot see the secret items on the menu but can order in the associate stores. Even if they do not know, tell them the ingredients you want, and they will make it up. Further, remember the different styles of bagels, such as blueberry, plain, sesame, cinnamon swirl, chocolate chip, Asiago, cinnamon crunch and french toast. If you are diet-conscious, you can order just plain sprouted grain bagels. Lunch And Dinner Hours! Lunch can be ordered after breakfast, especially when the soup preparation starts! The best part is the lunch options in Panera are available the whole day! At least most of the options for the food are available. If you feel like having mac and cheese or salad at 6 a.m. on Friday morning, your cravings will be satisfied at Panera. You can access the lunch menu after 11 a.m., while most of the items in the dinner menu are also accessible. For people who want to have something healthy, they have a diverse collection of food dishes, inclusive of spinach breakfast sandwiches with egg white and avocado, quinoa, oatmeal with almonds, black bean salad, and others. You can modify the food items based on your preferences or requirements if you are health-conscious! For example, you can ask the staff to decrease or lighten up the dressing in Caesar's salad, ask for multigrain bread instead of a Ciabatta roll, etc. Competitors Of Panera Breakfast! Panera Breakfast is an established name in the food industry but for a company to flourish effectively, competitors are an important part. Let us get into details regarding four competitions of the Panera breakfast and how they bring the best to the customers. The market offers diverse food options along with their popularity to the people who visit these restaurants. Let us talk about 4 competitors of Panera Breakfast who have worked hard to create products which become quite popular for the people who visit. McDonald’s The company McDonald’s was founded in 1940 by Richard and Maurice McDonalds! Primarily the focus was to sell hamburgers, chicken products such as cheese burgers, soft drinks, breakfast items, desserts and milkshakes.  After some years back, other items that have been added to their menu are fish wraps, salads, fruits and smoothies. There are three levels of mode of operation such as corporation, affiliate and franchise through which McDonald’s functions. Starbucks Starbucks has become a brand which was first founded in 1971! An American multinational chain of coffeehouses along with roastery reserves with their headquarters in Seattle in Washington. It is a global and the largest coffeehouse chain! The company Starbucks is a coffee shop chain which is a global organization as you can find it in different parts of the world. You will be shocked to know that there are 24500 outlets in different countries such as Canada, China, USA, South Korea and Japan. Domino’s The company Domino’s Pizza was founded in 1960 and is now a popular restaurant chain with its headquarters situated in Michigan, USA. Over 80 countries have outlets of this restaurant company serving their food worldwide.  One of the largest pizza chains in the world, Domino’s sells more than 1.5 million pizzas everyday! The restaurant is owned by master franchisor Domino’s Pizza, Inc. while it is led by CEO Russell Weiner. The headquarter of the brand is at Ann Arbor Township, near Ann Arbor Michigan! KFC An American fast food chain, KFC is the full form of Kentucky Fried Chicken and it was established in Colonel Harland Sanders. The beginning of the restaurant is quite humble as it was during the great depression. It was just a roadside stall when it started out. But now it has become one of the largest fast food chains alongside Burger King and McDonald’s! Reviews Of Panera Breakfast! On Tripadvisor, Panera Bread has been rated as 4 out of 5 based on 63 reviews. Most reviews are tagged as excellent, and people appreciate the restaurant's quality of fresh food. One of the reviews by johnb403 states that the half soup and sandwich combo was delicious. The broccoli cheese soup and turkey breast are something to be tried by you. The review also informed that the restaurant's salads are also very good. Another review, rated 5 out of 5 by Klittle59, tells about the good meals always available at Panera Bread. Menu choices are delicious and varied, they change from season to season. The have added fancy teas and lemonades. Pastries are awesome. Soups and sandwiches are always delicious and filling. Finishing Up… Now that you know about Panera breakfast hours, you must visit it once and try it! The restaurant chain is a well-known American-based bakery cafe unit, and you must take advantage of the delicious food items available there! Various non-veg food items, health-conscious items, veg options, etc., are available. The breakfast hours end at a good time because you can also have brunch if you are late for breakfast in Panera! Leave a comment for us about your favorite item at Panera Bread! Read Also: Hardee’s Breakfast Hours: When Do They Serve Breakfast? Wendy's Breakfast Hours: When To Visit Wendy's For Breakfast? Brekkie At Golden Corral: When Does Golden Corral Start Serving Breakfast?

BY  Pijus Maity Nov 20, 2024

Puerto Rico is more than just a beach vacation. There is a reason why it is all over the internet, with a 22% surge in the search volume in 2024 (year-on-year). The UN Tourism report further highlights Puerto Rico as the second-most searched Caribbean destination.  The tourism attractions in Puerto Rico are diverse, and there is a sincere attempt from the government to develop the tourism infrastructure.  San Juan, the capital of Puerto Rico, has a vital role to play in the tourism boost of Puerto Rico. Along with being a stunning destination, San Juan also has vibrant street art and a happening neighborhood. Moreover, it is a quintessence of joie de vivre.  Need more reasons to head to San Juan? It has many activities that will not charge you a single buck. Sounds fun, right? Let’s explore the best things to do in San Juan, Puerto Rico, for free.  You Can Try The Following Things To Do In San Juan, Puerto Rico, For Free | Budget-Friendly Travel Ideas In The Caribbeans  It will not be a jugglery of words if I call San Juan a “Caribbean Gem.” By the end of the 1800s, San Juan became a part of the USA. Further, San Juan, the capital of Puerto Rico, is the oldest city under the USA jurisdiction. Did You Know?Some airlines in Puerto Rico have increased their line of flights. Avelo Airlines is one of them and it has added a flight in “The Lakeland (LAL) – San Juan (SJU) route.” Further, it is the second route it has added to its itinerary outside the continental USA.  The flight will have 20000 more seats, and this addition is expected to yield an economic impact of $6.3 million only in the first year of the line’s operations. This news corroborates the prospects and boost of tourism in San Juan.“The strengthening and expansion of air access to the island is key to the full development of the local tourism industry, so negotiations to attract new airlines and the increase in routes and frequencies is decisive for everyone. We share the enthusiasm of Avelo management with this new non-stop route since this new service between Puerto Rico and Florida will result in economic benefits for the entire tourism industry.”Carlos Mercado-Santiago, Executive Director, Puerto Rico Tourism Co. (PRTC) The city has rainforest, beaches with cobalt blue waters, century-old architecture, heritage, and of course, the things to do in San Juan, Puerto Rico, for free.  So, why not try them? 1. Explore The Street Art In Santurce El Patio de Sole is a local restaurant on Calle Cerra and it is one of the highlights of Santruce, the most happening neighborhood of San Juan.  Murals and larger-than-life art pieces by street artists have transformed this locality into a vibrant art gallery.  Calle Loíza, the “Foodie and Arts Avenue” of Santruce, is another great place to explore street art here. Moreover, Aguacates and Las Musas are some of the best larger-than-life installations here. Did You Know?Almost 10 years back, San Juan, Santurce, and the entire Puerto Rico were going through an economic crisis. Through the Santurce Es Ley street art festival and the Color Libre engagement project, the street artists addressed social problems.   2. Enjoy Bird Feeding At Parque de las Palomas Parque de las Palomas is a public park and it is a place to relax amidst or after a tiring day at work. You can just sit on the benches overlooking the ocean and enjoy the cool breeze here.  Further, feeding birds at Parque de las Palomas is one of the best things to do in San Juan, Puerto Rico, for free. This park is home to pigeons. You can collect bird seed from the park kiosk and feed these playful creatures.  3. Indulge In Street Food At Piñones Piñones on the beach bustle with local street foods. You can have fresh coconut here. Also, the alcapurrias and empanadas available at the local kiosks are amazing. Tour And Travel Note Don’t forget to get some honey and souvenirs from local vendors and artisans here. You can also take a stroll along the boardwalk or enjoy a bike ride in the mangrove forest.  4. Flying Kites At El Morro El Morro, a famous fort in San Juan, is located on the top of a hill, and it overlooks the bay. The grassy land in front of the fort is a big draw to the visitors.  The high winds here make the grassy stretch ideal for flying kites. You can carry your own kites or buy one from the local vendors and enjoy your time with kids and the ones young at heart.  5. Sunbathing Playa Ocean Park, a hub of offshore reefs, is the highlight of Condado, the most popular beach in San Juan. Condado and all other beaches of Puerto Rico are free as those are public land. Further resorts like Condado Vanderbilt Hotel and La Concha make visiting Condado one of the best things to do in San Juan, Puerto Rico. Moreover, you can go kitesurfing or just relax on the beach and enjoy a sunbath.  6. Paseo De La Princesa Scenic Walk Paseo De La Princesa is an esplanade. This 19th-century promenade from the cruise port to El Morro fort stands out due to its European vibe. As you take a walk along Paseo De La Princesa, just outside the city wall, you will find large trees making arches. Further, the antique street lamps will grab the attention of any connoisseur. Moreover, you will find many food vendors as you enjoy the scenic walk. Are you travelling with your partner? Visit Paseo De La Princesa during sunset for the most romantic experience.  7. Experience The Best Of Night Life At La Placita De Santurce Do you want to experience the happening nightlife of San Juan? You must visit La Placita De Santurce after 9 PM as most of the bars here open after 9 or 10 PM and remain functional till early morning. Especially on the weekend, La Placita, or the famous market square, is the most vivacious with people on the street. Enjoy the Salsa moves and the grooviest reggaeton music.  8. Take A Walk In The San Juan Botanical Garden Operating Hours: 6 AM to 6 PM The San Juan Botanical Garden is a great place for the study of local plants and animals. The botanical garden is on the University of Puerto Rico campus. You can take a free entry here, and you also don’t need to pay any charges for parking.  This is a great place to relax and exercise in San Juan. It is also perfect for a picnic. Moreover, you can explore the Japanese bridges and trails to make the most of your time here.  9. Pray At San Juan Cathedral Operating Hours: 8 AM to 4 PM (Sunday - Up to 2 PM) Mass Times: 7:25 AM and 12:15 PM on Weekdays, 7 PM on Saturdays, 9 AM and 11 AM on Sundays The Catedral de San Juan Bautista, or San Juan Cathedral, is the oldest church in the entire Western Hemisphere.  Juan Ponce de Leon rests here, and the church also houses the mummified remains of a martyr from the first century, St. Pio.  Attending the Noche Buena mass on 24th December is a one-of-a-kind experience at this church.  To make the most of these fun and free things to do in San Juan, Puerto Rico, you need comfortable accommodation in the city. The table below has a list of some of the best hotels in San Juan with contact details.  Hotel In San Juan, Puerto RicoContact Number Courtyard by Marriott Isla Verde Beach Resort+1 787-791-0404Residence Inn Isla Verde+1 787-961-1155Hyatt House San Juan+1 787-977-5000Dream Inn PR+1 787-200-6340Condado Vanderbilt Hotel +1 787-721-5500Tropica Beach Hotel+1 787-728-8119La Concha Renaissancece San Juan Resort+1 787-721-7500Dreamcatcher by DW+1 787-455-8259Hotel El Convento+1  787-723-9020AC Hotel San Juan Condado+1 787-827-7280 If you are planning to explore the best things to do in San Juan, contact any of the hotels first to book your accommodation.  Also read Top 10 Most Popular Paraguay Food That You Must Try. Top 13+ Famous Wonders Of India That You Must Visit. Top Tips For Motorbike Rental In Phuket – A Guide To Exploring The Island On Two Wheels.