Exploring Wildlife At Yellowstone National Park: Know The Mammals, Reptiles, Birds, Fish And More

BY  Sibashree Aug 27, 2025

Have you decided to relocate to Cyprus for career purposes? That would be a wise decision as this island nation follows one of the EU’s most simplified tax regimes for expats. Beyond the economic aspects, you also get to enjoy year-round sunshine and its rich cultural tapestry.  Yet, the core question that you must be clear about before living this coastal life is, at the end of the day, what your real take-home pay will be? Relocation can be costly since it involves several factors, one of which is your net income. This is why it is necessary to validate your take-home pay; rent, healthcare, school fees, and day-to-day expenses can quickly accumulate if your financial estimates are off. Fortunately, Cyprus mandates a transparent and predictable taxation system, which is rather easy to navigate with the help of a Cyprus salary calculator. This guide explains how Cyprus’s 2025 tax rules work, demonstrating salary breakdown interpretation and offering a step-by-step case study example for clarity.  Decoding the Cypriot Tax System: The Core Components As per the Cypriot tax system, your net salary isn’t just your gross salary after deducting “a flat tax.” Instead, it’s the final value of a progressive income tax system, and a few compulsory, specific deductions. When you understand all these core pillars, you can proceed toward accurate financial planning. The Progressive Income Tax Brackets (2025) For the 2025 tax year, typically running on a calendar-year basis, Cyprus applies a progressive structure: Annual income tax (€)Tax rate 0-19,5000%19,501-28,00020%28,001-36,30025%36,301-60,00030%Over 60,00035% Optimizing Around the €19,500 Tax-free Threshold A unique feature of Cyprus’s progressive income tax system is the €19,500 tax-free threshold. This threshold is indeed advantageous for those moderate and higher earners, protecting a significant portion of their income from taxation by lowering their effective tax rate.  That is why it is often suggested to optimize financial planning, such as contributing to approved pensions, life insurance, or charitable donations (within the 1/5 cap), to further reduce taxable income. Structuring income and deductions strategically around this threshold is one of the simplest ways to optimize your relocation budget. Social Insurance Contributions (Sic) Everyone, including you and your employer, is liable to contribute towards the national Social Insurance Fund, which supports pensions, sickness benefits, and unemployment protection.  However, the limit of contribution varies by party: Employee contribution: 8.8% of gross salary Employer contribution: 8.8% of gross salary Annual cap: €66,612 (as per 2025 figure) Now, this annual cap highlights that even if your yearly income crosses €66,612, you aren't liable to pay Social Insurance on the portion above that limit. For high earners, this annual cap significantly lowers the effective contribution rate. The General Healthcare System (Ghs / Gesy) The healthcare sector in Cyprus is funded by the General Healthcare System (GHS), the amount of which is contributed by everyone living and working in the country through the comprehensive GeSY healthcare system. They provide all-inclusive medical coverage to residents, including GP visits, specialists, and hospital services. Employee contribution: 2.65% of gross salary Employer contribution: 2.90% Cap: €180,000 annual earnings Unlike Social Insurance, the GHS cap is high, where most employees have to pay the full 2.65% on their entire income. Employer vs. Employee Contributions If you are an employee negotiating your salary, be clear about your gross salary (the basis for your tax obligations and deductions) and the cost to the company (gross salary plus employer-side contributions). For employees, the compulsory deductions include: 8.8% Social Insurance (capped) 2.65% GHS Income tax per progressive brackets For employers, the mandatory obligations are higher and include: 8.8% Social Insurance 2.90% GHS 2.0% Social Cohesion Fund (no cap) 1.2% Redundancy Fund 0.5% Human Resource Development Fund Up to 8.0% Central Holiday Fund (unless exempt) Now, assuming that you are an employee structuring your budget, prioritize employee deductions. However, do not ignore the employer’s additional costs; understanding them would be beneficial during salary package negotiations, provided that benefits are negotiable. Case Study Example: Net Pay on a €50,000 Gross Salary This hypothetical example of €50,000 annual gross salary would help understand what the final take-home pay looks like in 2025 for an employee with no special expat exemptions or extra allowances. Step 1: Calculate Deductions Social Insurance: 8.8% of €50,000 = €4,400 GHS: 2.65% of €50,000 = €1,325 Step 2: Apply Progressive Income Tax €0-€19,500 @ 0% = €0 €19,501-€28,000 (€8,500 @ 20%) = €1,700 €28,001-€36,300 (€8,300 @ 25%) = €2,075 €36,301-€50,000 (€13,700 @ 30%) = €4,110 Total income tax = €7,885 Step 3: Net Pay €50,000 − €4,400 − €1,325 − €7,885 = €36,390 per year≈ €3,033 per month (assuming 12 equal payments). However, if your employer pays a 13th salary, a common practice in Cyprus companies, your monthly net pay will be even lower but spread across 13 payments. For that, you can use a Cyprus salary calculator to model these variations instantly. How Employer Costs Compare Using the same case study example of €50,000 gross salary, here’s what the employer’s total annual outlay would look like: Social Insurance: €4,400 GHS: €1,450 Social Cohesion Fund: €1,000 Redundancy Fund: €600 HR Development Fund: €250 Holiday Fund (if not exempt): €4,000 Total Cost: With holiday fund exemption → €57,700 Without exemption → €61,700 This difference is the reason to negotiate your salary package as much as possible. Moreover, some employers even offset holiday fund obligations by allowing extra paid leave instead. Final Words Relocating to an entirely new place with a new environment and legal systems is an adventure. But by taking control of your financial details upfront, and using the progressive tax brackets, understanding obligated deductions, and leveraging a precise Cyprus salary calculator, you can overturn uncertainty into confidence.

BY  Abdul Aziz Aug 24, 2023

Marketing is a staple in the business world. Whether it takes on a digital, traditional, or hybrid form is decided by the nature of the company. Even the people running it are responsible. However, regardless of the choice, marketing is a business fixture that cannot be ignored. For a travel business, in particular, building attraction among potential customers using a mix of visuals. Furthermore, creative text is of the essence. One of the best content forms to utilize these elements is travel videography. Not only does travel videography provide interested clients with a snapshot of the experience that they’ll be getting. However it’s also great at creating brand hype and awareness. Confused about how you can use travel videography to promote your travel business better? Here are four simple ways how:   1) Put A Video On Your Instagram   Social media marketing is a must-do in today’s corporate environment! From following the latest #hashtag trends to creating viral reels to building exciting collaborations, it is a lot! With fellow companies and creators, there’s a lot that social media can do for your travel business. Additionally, the best way to utilize this online tool. They inculcate video in your SMM strategy, taking your content a step ahead! Worried about getting started? PosterMyWall’s Instagram reel video templates are a great guiding path. Not only do they allow you to push out reels with both quality and time efficiency due to the pre-made templates, but they also facilitate extensive editing and customization, helping each brand achieve its own unique look. And the best part? You can take advantage of all this - and more - without having to pay a single dime. Once your reels are made, you can post them on your Instagram feed, reshare them on your story, or even invite other profiles to join as collaborators, automatically expanding your reach. Of course, be sure to pair your video content with SEO-optimized captions and trending #hashtags to maximize your traction.   2) Enlist Paid Travelers   Ever heard of the concept of a paid traveler? These are people who are either content creators or travel videographers who often undertake vacations where they produce content for a brand in exchange for free services such as tickets, accommodation, food, and the like.   In order to promote your travel business, you can enlist the services of these paid travelers, sending them to capture content around areas that you’re operating in or areas towards which you want to generate tourist traffic. Once their content is made, the videos can be posted on their social media accounts such as Instagram, TikTok, and YouTube, as well as be used by your travel company in their own marketing material.   3) Get the Locals Involved   There’s nothing to get you in the mood for a vacation like the place itself speaking to you. And what better way to experience this than by connecting with the local people of the area themselves? It’s simple - hire a local videographer, get a couple of short videos made that highlight why the specific country or area is your ideal vacation destination, and then link it back to how your travel company can make this dream vacation a reality. Since it’ll be local people highlighting the area your content will seem more authentic, drawing in more people to acquire about your services. As for the channels, social media as well as traditional television and paid Google advertisements are the route to go down!   4) Deck Out The Posters   While video content is great, it can sometimes need a helping hand to get across to the right audience. And what better-helping material than a poster? Not only are poster posts apt for generating hype about your business, but they’re also a great mix of visuals and text, making them easily digestible. And if you’re worried about nailing the design, then just head to PosterMyWall and browse their range of travel poster templates. Fully customizable and with dozens to choose from, you’ll soon have your perfect design! With your posters ready, now it’s time to put them up. You can do everything from marketing your travel company’s video content by linking it to your poster to spreading general information about your services. In either case, the more traction you get, the more the audience will be redirected to your travel videos. So, if you’re looking to use travel videography to market your travel business, then these tips are your go-to. Just remember to customize according to your brand and you’ll be good to go! Read Also: Top 10 Business Travel Booking Platforms Of 2023 Tips For Earning Frequent Flyer Points In Business Travelling Want The Best Travel Tips: Go Through Velvet Escape Travel Blog  

BY  sagnika Aug 5, 2023

Chick-Fil-A can easily fulfill our sudden craving for chicken biscuits! Especially during breakfast hours, it is considered one of the best dining experiences! The wicked combination of food items such as cheese, egg, sausage, and other things has people thinking about Chick-Fil-A! A fast food restaurant, Chick-Fil-A is considered one of the best for the quality of its chicken-based food items. The food quality is overall good, and there are various options, from milkshakes to sandwiches. Read the article to learn further about other things available during breakfast orders. The fast food chain is based on poultry, and even with the competitive market, they maintain a strict policy of closed Sundays, ensuring that all employees get respite from their work lives. Want to know more about Chick Fil A breakfast hours? Keep reading! Chick Fil A Breakfast Hours: When Do They Start Serving Breakfast? Chick-Fil-A has become a brand as the family-owned chain is based in Atlanta. The cultural precipitation of the South is imbibed in their style and hospitality even though they are expanding into markets of Washington and New York. The past profit of the chain has crossed millions of dollars. The company has also created an effective community by funding groups such as same-sex marriage, practicing conversion therapy, and supporting the growth and development of sexual orientation of people. They also support discrediting false beliefs such as homosexuality as a mental illness. People are fans of the chick-fil-a breakfast hours and wait hours for breakfast. Do you know the Chick Fil A breakfast hours? You must read the article to learn the correct time to go and order your breakfast. What Are Chick-Fil-A? Image Source: i.cbc.ca They have become a strong competitor to Mcdonalds' and Starbucks Corp. The hospitality of Chick-Fil-A is well known. However, many people do not like the neonatal ward-like treatment of visitors. The cleanliness of the restaurant is at par, and there have not been many complaints against it. However, there are certain complaints regarding their food products that might need to perform better than other products. The brand well understands the spiritual understanding between the food and the customer. The food items created by Chick-Fil-A are focused on something other than the looks and perception of prettiness by using out-of-season tomatoes, mayo, and watery lettuce. Instead, it creates the perfect combination of chicken and pickles, which are always on the bottom so that the burger is not watery, with butter, sugar, and salt! Another good element of the brand is using only boneless breast meat. What Are The Best Dishes Of Chick-Fil-A In Breakfast? Many items on the menu of chick fil are noteworthy. However, two specific needs must be identified and addressed in the special mention of the best dishes. Chick-N-Minis This item is only available on chick fil a menu breakfast hours and is in nugget form. They are stuffed into mini rolls, which might not look pretty but taste like heaven. The rolls taste perfect when hot and are served in foils during breakfast. The calories in the item are 350 with 14g of fat. Hash Browns The item is only available during Chick Fil A breakfast hours and is delicious. They are in two shapes, one rectangular and another cylindrical. The look is closer to nuggets with a perfect level of crunch and salt. You do not need ketchup with these. The calorie with this item is 240, along with 16g of fat. Is Breakfast The Best Time To Order From Chick-Fil-A? The breakfast time for Chick-Fil-A has a variety of food items. The chick fil breakfast hours are from 6 a.m. to 10:30 a.m. You can easily get breakfast in the restaurant from Monday to Saturday. So if you are wondering, what time does chick fil a open? Well it's early! The four specific items on the chick fil a menu breakfast hours you can order are bacon, egg, and cheese with a muffin, chicken biscuit, chicken, egg, and cheese bagel, and the fourth item is sausage, egg, and cheese biscuits. Chicken Biscuit Chicken biscuit is the most popular dish of Chick-Fil-A, and it tastes delicious. People love the taste and the texture, considering it is crunchy, crisp, and salty. Along with it, a packet of honey and hot sauce. What can be better than this combination for a lazy breakfast? The item has 450 calories along with 1310 mg sodium and 21g fat. Cheese Biscuit, Egg, And Sausage The next item on the list for breakfast hour is a cheese biscuit, egg, and sausage, which has 600 calories, 1520 mg sodium, and 40g sodium. The item resembles the McDonald's version of the sausage and cheese biscuit, but this version is more fluffier. Egg, Cheese, And Bacon On Muffin The third item is Egg, Cheese, and Bacon put together on Muffin. However, due to the Muffin being dry, there is a high chance that the food could taste better than it sounds. Chick-fil-A is trying to copy the ways of McDonald's, but with this item, they have desperately failed. The calories in this item are 300, while the fat is 12g. Chicken, Cheese, And Egg Bagel Another item available during breakfast is a chicken, cheese, and egg bagel. The sandwich does have fluffier scrambled eggs. However, it cannot give any tough competition to other brands in the market. Read More: Burger King Breakfast Hours: What Time Does Burger King Serve Breakfast? Hospitality And Services Image Source: image.cnbcfm.com The company must receive the credit for its stand regarding labor laws by confirming one fixed-off for all staff, even if it means hampering the business. The kind of business they have and the industry in which they belong, Sunday is considered one of the highest profitable days, yet they have kept it closed for their employee's welfare. The brand must be given credit regarding its performance in the market, especially with the treatment of laborers. They are known for their lowest rate of wage violation. They are also known in the industry for their philanthropic performance and contribution to general education and youth development. Chick fil a is also known to provide a huge rate of scholarships, especially because they are a billion-dollar company; hence, funding for social causes and charity is something that only some companies are focused on. When you visit their restaurant, you feel they have maintained diversity and inclusiveness. Even on a global scale, they have stood up for minorities and marginalized people and raised their voices against the maltreatment of people. Read More: Taco Bell Breakfast Hours: When Does Taco Bell Serve Breakfast? Conclusion Please read the article to learn more Chick Fil A breakfast hours and why it is people's favorite! Comment down below regarding your favorite fast food restaurant and why. Read Also: Starbucks – Best Review By Users Cafe Coffee Day – Best Review By Users Three Dollar Cafe – Reviews, Special Food, Pet Friendly Cafe Wendy’s Breakfast Hours: When To Visit Wendy’s For Breakfast?