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BY  Sibashree Nov 24, 2025

A multi-trip travel insurance policy covers unexpected financial losses for multiple trips throughout the policy period. It can be related to a medical emergency, baggage loss or trip cancellation.  As you research online, you might come across a wide range of travel insurance for multiple trips. How do you choose the most affordable multi-trip travel insurance policy?  Here are a few factors and tips that you can consider while looking for a budget-friendly multi-travel insurance plan.  Key Features: What To Look For In An Affordable Policy?  A‍‌‍‍‌ multi trip travel insurance is a policy that covers you financially against different types of risks, e.g., a trip cancellation, medical emergencies, etc., that may happen to you during multiple trips within the period of the policy.  The insurance is generally bought for a year and is therefore mostly referred to as an annual multi-trip holiday insurance policy.  Compare key coverage features, such as the ones below, across different multi-trip holiday insurance plans available online. Medical Expenses - These may include the Transportation,  vaccination, and  Repatriation of the mortal remains,  Dental treatment,  Daily allowance in the case of hospitalisation, and many other things. Trip Expenses - Delay of the trip, cancellation, interruption, missed connections, and so on. Loss of Baggage - Delay or complete loss of checked-in ‍‌‍‍‌baggage. Choosing An Affordable Policy: Does It Meet Your Needs? While you consider a multi-trip travel insurance policy instead of a separate travel insurance plan for each trip, ensure it covers all your specific needs.  Look out for the following aspects: Flexible features to customise the multi-trip travel insurance to your advantage. Online convenience and customer support to seek assistance on queries. Seamless claim settlement process and high claim settlement ratio for a reliable experience. 1. Review Your Needs For Cost-Effective Coverage While selecting basic and customisable coverage, review your needs carefully and choose the most important features. Determine the extent of coverage required based on possible risks that can affect your financial situation.  Taking this step can help you compare more effectively and lead to a better multi-trip travel insurance policy at an affordable premium. 2. Calculate Premium And Save For Multi-Trip Insurance Calculate the premium for the various annual multi-trip holiday insurance plans. It will be available on the specific insurer’s official website. Compare the price against the coverage features and benefits offered.  Some reputable insurance providers, such as Reliance General Insurance, offer premium rates for their various multi trip travel insurance policy options to make the comparison easier.  3. Save More With Exclusive Discounts As you compare features and premium rates, keep an eye out for discounts. These may apply to specific policy types, travel seasons, coverage levels, and more.  Ensure it helps you reduce the premium for an affordable policy without compromising coverage features or requirements.  4. Plan, Buy Early, And Save More Compare and buy a multi-trip travel insurance or single-trip multi-destination travel insurance plan well in advance.  Buying it much earlier can help you secure a more affordable policy by taking advantage of lower demand, better premium rates, and added coverage benefits.  What Multi-Trip Travel Insurance Does Not Cover? The first thing you should pay regard to is the limitation of every single possible length of the trip.  Next, do not allow any pre-existing medical condition. And finally, the instances that are not covered if you participate in high-risk sports. Key Exclusions You Need To Know About 1. Pre-Existing Medical Conditions:  Most of the standard checked policies will not take on the costs related to medical conditions that have existed prior to buying the insurance.  Only a couple of insurance companies may offer an extra provision at a higher price to cover the acute flare-ups! However, the planned treatments are always in the list of exclusions. 2. High-Risk Activities Suppose your program includes adventure or extreme sports such as skydiving, bungee jumping, or mountaineering.  In that case, you will understand that these activities are generally not included in a multi-trip standard policy. So, you will have to sign up for a specialised insurance policy. 3. Alcohol Or Drug-Related Incidents Suppose the event, disease, or injury happens when you are using alcohol or illegal drugs, or you are misusing prescription medication. In that case, you will most likely find that your claims will be rejected. 4. Travel Against Official Advice Insurance for incidents occurring in a specified area will most likely be voided! In case you travel to places with government advisories or warnings (e.g., war, civil unrest, or natural disasters)!  5. Self-Inflicted Harm  Generally, the inclusion of such injuries caused deliberately by  Oneself,  Suicide attempt, and  Disorders related to mental/emotional conditions (like anxiety or depression), 6. Loss Due to Negligence In a nutshell, the insurer will not compensate you for lost or stolen personal items if it finds that you were negligent (e.g., leaving items unattended in a public place or not using a hotel safe). ​‍​ ‌‍​‍Common Limitations You Will Encounter  Maximum Trip Duration: This is perhaps the most significant restriction that comes along with multi-trip policies.  If you are after unlimited trips in a year, remember that the limit is set per trip, most of the time 30, 45, or 60 days, depending on the plan you select.  Age Limits: Generally, multi-trip insurance policies have an upper age limit for applicants to be covered; this limit is usually set at about 70 years.  It may be necessary for your elderly family members to look for specialised single-trip insurance policies.  Coverage Limits on Valuables: It is important to note that there are typically sub-limits on compensation for lost or stolen valuables, such as cash, jewellery, or electronic items.  Specific Documentation Required for Claims: You must furnish all required documentation to make a successful claim!  For instance, original receipts, medical records, and a police report (which should be filed within 24 hours in case of theft)! Otherwise, your claim is likely to be turned down.  As a precautionary measure, always make sure you have read the fine print of the policy you are considering and discussed any clarifications, doubts, or planned activities with the insurance company before the purchase.‌ Read Also: Coverage For Special Occasions: Travel Insurance For Canadian Festivals And Events The Convenience Of Online Long Stay Travel Insurance Top 8 Travel Medical Insurance Trends to Consider

BY  Sibashree Nov 14, 2024

Tourism is very important for Hilton Head and its community. Further, tourism in Hilton Head is a way to build a profitable industry that empowers the community, boosts the economy, and, at the same time, protects the delicate coastal ecosystem. Now, there are many aspects of tourism in Hilton Head. However, you can only get the complete picture after paying a visit.  Originally built in 1952 by Developer Charles Fraser, Hilton Head has been especially a delight in the summer season. The spa resorts here are comfortable, and outdoor activities are endless, making Hilton Head one of the favorite islands in the USA for kids. From exploring the best museums and petting animals to playing at the beach, there are endless things to do for kids. No wonder that Conde Nast Traveler has conferred the 2024 Readers’ Choice Awards to Hilton Head. So, it is still the most favorite island of Americans.  Nevertheless, do you want to know the best things to do in Hilton Head with kids? Here’s a brief guide. Best Things To Do In Hilton Head With Kids: Explore Marine Life And History At Its Best  Hilton Head tourism revolves around making it a family-friendly beach destination. Further, it is a year-round travel destination, with spring and summer being the best seasons to visit with kids and family. Moreover, Hilton Head Island has some experienced and reputable tour coordinators and operators, making the beach experience absolutely fun for you. So, let’s start exploring the best things to do in Hilton Head with kids. 1. Kayaking Dolphin Tours https://www.instagram.com/p/CSwsmO-LZys/?img_index=1 Contact: Kayak Hilton Head Dolphin Tours Phone Number: (843) 684-1910 Kayaking and meeting the most adorable dolphins are the best things to do in Hilton Head with kids. They love being in the company of the bottlenose dolphins and watching the most playful acts.  Kayaking and dolphin tours are available for family, adult, and kids groups. Further, it does not matter how experienced you are in kayaking. Even a beginner can join this fun outdoor pursuit.  2. Fishing Boat Trips https://www.instagram.com/p/CtCQUWUOhz2/?img_index=1 Contact: Captain Hook Party Fishing Boat Phone Number: (843) 905-2710 Fishing boat trips in Hilton Head are a fun day activity for kids and the entire family. The trip will take at least 5 hours and offer the best experience in offshore wreck fishing. Further, you can join the sharking trips at night if you are more adventurous.  Hilton Head is known for its year-round fishing activities and suitable conditions. Moreover, you will find many species of saltwater and freshwater fish here. Sunfish and mackerel are the most popular fish species here. 3. Mermaid Tour At Hilton Head https://www.instagram.com/p/C-48u3vuYK0/ Contact: Mermaid of Hilton Head Phone No: (843) 271-6441 Are mermaids for real at Hilton Head? Joining a mermaid and dolphin visit tour is one of the best things to do in Hilton Head with kids.  People of every age can try their mermaid experience here with lovely photoshoots. Also, watching the dolphin schools is an experience for a lifetime! Tour And Travel Note Dolphin encounters are the best during the sunset. So, book a Sunset Dolphin Tour at Mermaid of Hilton Head.  4. Nature And Dolphin Tour Contact: Dolphin and Nature Tour Phone Number: (843) 681-2522 What can be more exciting for kids than meeting the bottlenose dolphins of the Atlantic in their natural habitat? The Coast Guard licenses this cruise ride for forty passengers at a time. So, it is a fun family activity with people of varying age groups. Also, as you encounter the dolphins, you will experience the beauty of Calibogue Sound and Broad Creek. Moreover, this cruising fun is absolutely free for children below two years of age.  5. Riverboat Cruising Contact: Savannah Riverboat Cruises Phone Number: (800) 786-6404 Riverboat cruising is one of the best things to do in Hilton Head to enjoy the amazing vistas of Savannah. It is also a great experience for couples on a romantic trip. The sunset and gentle breezes make the trip amorous. Further, riverboat cruising is a great way to explore the rich cuisines of Hilton Head. The lunches, brunches, and dinners are only possible if you are on culinary tourism to Hilton Head.  6. Crabbing Adventure For Kids Contact: Kids Crabbing Cruise on Captain Kidd Phone Number: (843) 612-8529 As the name suggests, this activity is designed for kids who want to take part in some sports adventures.  Kids of all age groups can take part in this activity. Further, they will learn how to catch crabs and release them under the guidance of trained staff members.  Your kid will not need any fishing licenses and all necessary equipment will be provided by Kids Crabbing Cruise on Captain Kidd.  7. Savannah Day Cruise Contact: Savannah Day Cruise Phone Number: (843) 363-9026 Getting a slice of the historic Savannah is one of the best things to do in Hilton Head. Your journey will begin from the Intracoastal Waterway. Further, your cruising journey will end on the River Street of Savannah. From there, you can use the Old Savannah Trolley Tour Tickets from Savannah Day Cruise at a discounted price to explore the beautiful city in Georgia. The cruising journey will take you around 2 hours, and you will get to spend 4 hours in Savannah.  8. Golfing Adventure https://www.instagram.com/p/C7wXJj3tSUd/?img_index=1 Contact: Pirate’s Island Adventure Golf Phone Number: (251) 968-4653 Pirates Island Golf Adventure is the best thing to do for kids interested in the fascinating game of golf.  The golf courses here have beautiful landscapes. Further, as your little ones are done having blasts at the golf courses, they can hunt for pirate treasures walking down the streams, waterfalls and over the bridge.  9. Kids Camps Contact: Commander Zodiac Phone Number: 843-671-3344 Your kid’s visit to Hilton Head will be vanilla if they don’t attend kids' camps. Commander Zodiac conducts the most popular kids camp in Hilton Head. These camps are great to learn how to sail and watch dolphins on an exciting detour. However, your little one can also take part in the following activities. Crabbing Water balloon activities Scavenger hunts These things to do in Hilton Head will make their trip unforgettable.  10. Pirate Ship Fun https://www.instagram.com/p/C7W8CN_Nic-/?img_index=1 Contact: Pirates of Hilton Head Phone Number: 843-305-6953 The Pirates of Hilton Head Boat Cruise is the only customized pirate boat in Hilton Head. Your little one, aged between two to ten, can take part in this fun water pursuit.  They will love their activities with water cannons and, of course, treasure hunting as pirates.   11. Horseback Riding At Lawton Stables    https://www.instagram.com/p/C8cfeFnOnVo/?img_index=1 Contact: Lawton Stables Phone Number: 843 671-2586 If your kid enjoys horse riding, let them visit the popular equestrian center of Lawton Stables. They will get a chance to ride ponies and pet the adorable animals. Further, while exploring the Sea Pines Forest Preserve trails, you will feel like you are living your Western dreams.  Moreover, the butterfly gardens and lakes at Lawton Stables will offer tranquil encounters with nature.  12. Visiting Sandbox Children's Museum  Phone Number: (843) 842 7645 The Sandbox Children's Museum is a wonderland for children below 8 years of age. The displays and games here are interactive and they have educational value.  Further, the exhibits at the museum are perfect for health, emotional, social, emotional and cognitive development.  Also read Top 13 Famous Wonders Of India That You Must Visit! Top 10 Most Popular Paraguay Food That You Must Try. Top Tips For Motorbike Rental In Phuket – A Guide To Exploring The Island On Two Wheels.

BY  Sibashree Jul 21, 2025

Travel is all about enjoying the sunny weather with the light breeze blowing away your hair. But, unlike a sprinkle, torrential rain can literally ruin your entire trip. Making it one of the worst memories. So, it is kinda wise to check the rainy season prior to visiting that place. This way, you can avoid unnecessary hassles and know when to travel and what to do during this time. For instance, Bangkok’s rainy season spans from May through the beginning of November. And, when it rains there, it literally pours down buckets. So, be prepared to get stuck in some muddy puddles and flooded metropolis. Making it tenfold difficult to travel to your destinations or go for a city walk. But, if you are a rain lover, you should know about a few things before setting off to Bangkok. Here, I have brought you a complete guide on things to do in Bangkok’s rainy season. Stay tuned! Why Is Bangkok’s Rainy Season Considered Low Season? During the rainy season, the temperature drops to 26 degrees with humid weather. So, you will feel stuffy while traveling to tour spots. Moreover, the rain comes in bursts of torrential pouring. Turning the entire city into a flooded region. So, traveling or commuting becomes more difficult. And to top it off, the sky is mainly overcast with clouds all the time. Just killing the vibes. So, you won’t be able to enjoy the place. Naturally, this season earned the nickname of “Low Season” because of the mood-ruining weather and low tourist visits. What You Should Do In Bangkok’s Rainy Season? Here is a list of the things you need to do when you are stuck in Bangkok during the rainy season. 1. Wear Rubber Shoes The last thing you need is to walk around with nothing on your feet; wear strong rubber flip flops/sandals that are made for wet weather, and you will have no issues.  A sturdy umbrella is always a wise thing to carry around in the rainy season, while a plastic anorak with a hood will save you if you get caught in a tropical downpour.  Staying in one of the best hotels in Bangkok Sukhumvit puts you in the centre of the action, close to BTS stations. 2. Keep Your Digital Device Dry Buy one of those waterproof plastic bags for smartphones and store your device in there, along with paper money and your passport.  If you get caught in a tropical storm, your stuff is very likely to get wet, and with a few dry bags, your stuff won’t get damaged.  You can buy these online, and they come in packs of 10. Wear the bag around your neck and keep everything you need to keep dry inside. 3. Avoid Walking In Water Imagine being in the middle of a busy market, with stalls everywhere and electric cables in use; accidents can and do happen, so avoid walking in water whenever possible.  Some foreigners take off their shoes and walk barefoot, which we don’t agree with.  This is dangerous for many reasons. For instance, you could stand on broken glass, and a foot infection could follow. Thailand is the number one destination for wellness retreats. 4. Take Cover In A Shopping Mall If you are out and about and the heavens open, seek refuge in a nearby shopping mall, at least until the water has receded. A coffee shop would be the perfect solution, and they would welcome your business.  One place you should not take shelter is under a tree, as lightning is common in tropical storms. Also, you should not be holding an umbrella when thunder and lightning are happening. 5. Afternoon Showers Rain typically falls in the late afternoon, and when it stops, the sun quickly dries everything out, and you would hardly know it had rained.  It rarely drizzles in Thailand, the rain is heavy and the sun quickly returns. The exterior electrics in Thailand leave a lot to be desired and water and electricity do not mix.  Use your common sense when it comes to being in water and avoid any situation you think might be dangerous. 6. Use The Canal Taxi Boats A great way to get around in the monsoon season, using the electric boats is both cheap and fast; search with Google to find out where the different canals actually go. Bangkok has many canals that wind through the city, and they are frequent and safe. Rain And Bangkok: How To Enjoy A Flooded Trip? Even though the weather is not perfect, sunny, and beautiful one which highlights the natural beauty of Thailand, it is a peaceful time to visit Bangkok. However, going there without taking the right precautions can make it a frustrating trip. So, make sure you pack up your rainy gear to fight against the torrential bouts. Also, given that most tourists avoid the place during Bangkok’s rainy season, you will find the tour spots less crowded. Letting you to actually enjoy a place in peace. Mainly, the greatest and busiest attraction, Grand Palace in Bangkok, becomes a spot with relatively fewer people. So, you can spend some time enjoying the view and architecture without enduring the rushing crowds. Additionally, you can book tickets for the annual arts festivals in the International Festival Auditorium. Then, enjoy exploring different art forms and cultural excellence without wetting your feet in the rainy puddles. Along with that, you can go around Chinatown to dig into some of the mouthwatering delicacies. From exciting street foods to different flavored mooncakes, grab a bite of every kind of food. So, turn the wet trip into a memorable one with the right activities and fun-filled experiences. Just take measures to avoid the rain and indulge in a peaceful Bangkok tour. Read More: Exploring Southern Utah’s Hidden Dive Sites Haneda Vs Narita: Which Tokyo Airport Should You Choose For Your Next Trip? Three Of The Best Must-See Attractions During Your Time On The Thai Island Of Phuket