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BY  Sibashree Aug 20, 2024

It’s hard to imagine that a watery wonder and a versatile geological place exist so close to the Californian Mainland. Yes, we are talking about the Channel Islands National Park.  Rich in diverse flora, fauna, and wildlife, this national park, consisting of five islands, is a hiker’s favorite. The hiking trails on each island are different. For example, the trails in Anacapa are flatter, and they get steeper as you visit Santa Rosa or Santa Cruz.  Also, as a critical marine sanctuary, this national park offers an amazing experience for people interested in aquatic pursuits. Boating and scuba diving here are activities that an adventurous soul will surely look upto.  Are you ready to pack your bags and hit the trails? Let us join you. Channel Islands Hikes That You Just Cannot Miss  Hiking trails in the five islands of this national park vary in their difficulty parameters. The trails in Anacapa, Santa Rosa, San Miguel, Santa Cruz, and Santa Barbara are easy (Cavern Point Loop), moderate (Potato Harbor), and hard (Montañon Ridge Loop).  As a hiker, you have to be sure of your physical and mental endurance before you start exploring specific trails. Further, you will encounter many challenges as you explore the hiking trails.  Common perils here include poisonous oaks, scorpions, ticks, wildfire risks, reptiles, and Hantavirus spread by deer mice. To deal with these hazards, you must make the most of the buddy system and, most importantly, be respectful to the wildlife.  However, the pain you have to undergo throughout the journey is worth the dramatic experience the trails offer. It’s time to know about them.  Anacapa Island Hiking  Anacapa Island got its current name from its original Chumash Native American Indian name, Anypakh. This island is made of East, Middle, and West Anacapa islets, and surprisingly, none of these are connected to each other.  Before I introduce you to some of the most amazing trekking trails in Anacapa, let me share some highlights about the island. Anacapa Island: Things To KnowAnacapa is known for its diverse vegetation, wildlife, culture, and history.Coreopsis and sunflowers come to life after the winter rain, and you can see them from the California Mainland.Anacapa is the largest breeding colony of western gulls in the world.It is also the largest breeding colony of the California brown pelicans, which are endangered species.Chumash Indian people used to camp here thousands of years ago. Inspiration Point Hike (Easy) Just a 1.5-mile hiking trail, Inspiration Point offers the most amazing view of the island. Enjoy the sheer contrast created by vibrant wildflowers and the tranquil blue water.  Pinniped Point Hike (Easy) Pinniped Point hike, which is a 4-mile distance, is known for its sea lion rookery and lighthouse.  Cathedral Cove Hike (Easy) The 6-mile hiking trail is the best place to see the most amazing rock formations. Here, you will also find beautiful kelp forests, sea lions, sea caves, and birds.  San Miguel Hiking  Hiking in San Miguel is a little tricky as you cannot take the off-trail roads. Further, hiking is only limited to certain spots, as its unique geological features, wildlife, and plants need preservation.  Caliche Forest Hike (Hard)  Despite its difficulty level, Caliche Forest is the most exciting trail to hike in San Miguel. This landscape of five miles has naturally calcified prehistoric vegetation. So, the entire area has the most surreal “fossilized” appearance. A visit to this trail is like a time travel, and the feeling is, at times, eerie.  Cuyler Harbor Beach Hike (Easy) Enjoy the pristine beauty of the 2 miles of white sand stretch and observe the adorable seals. Take a walk along the beach to find the sand running into the rocks.  Cabrillo Monument Hike (Hard)  The distance of this trail is 2 miles. However, the steep climb makes the hiking experience very strenuous. You will visit the monument of Juan Rodriguez Cabrillo, the first European to explore this island.   Santa Cruz Island Hiking  Santa Cruz, or the La Isla de Santa Cruz, is the land of the Sacred Cross. Known as Mini California, this island has endless bounties to offer. From the Transverse Mountain ranges to the deep valleys, canyons, and beaches! You will meet the most diverse geological picture here. Here, I will talk about some of its most prominent hiking trails. However, before that, let’s share some interesting facts about the island. Things To Know About Santa Cruz IslandSize: 96 Square Miles (The Largest Of The 5 Channel Islands)Plant Species: 600Plant Communities: 10Landbird Species: 140Land Mammal Species: 11Cultural History: More than “10,000 years of American Indian habitation, 150 years of European exploration” Cavern Point Loop Hike (Easy) Cavern Point Loop is a popular destination for hiking, kayaking, and seasonal whale watching. As you trek through the 2 miles route, you will get to see the most magnificent coastal vistas.  Potato Harbor Hike (Moderate)  The harbor gets its name from its unique oval or potato shape. The cliffs here are steep and dangerous. The bright white sedimentary rocks (diatomaceous earth) here are formed by diatoms or single-cell sea plants made of silicon dioxide.  Diatomaceous earth has wide applications in filtering water.  View this post on Instagram A post shared by Channel Islands National Park (@channelislandsnps) The Giant Kelp Forest is another attraction in Potato Harbor. Kelp is a nutrient-rich and fast-growing algae that helps build a rich marine ecosystem. The California sea lions here will make your visit to the island most delightful with their playful nature.  Montañon Ridge Loop (Hard) Montañon Ridge, with Montañon Peak and High Mount, is the highest ridge on the eastern side of the island. This trekking trail is only for experienced hikers.  The total distance of the hiking trail is 10 miles.  Santa Barbara Hiking  View this post on Instagram A post shared by Channel Islands National Park (@channelislandsnps) Santa Barbara is an island for endless outdoor pursuits like hiking, camping, fishing, and watching wildlife.  Further, Santa Barbara is the island to be if you want to explore the local vegetation. If you visit the island in spring and winter, you will meet the most colorful wildflowers here. Also, delightful flowers like poppies and verbenas are in full bloom in the summer. Do you want to hike on this island? Here are some trails for you.  Lizard’s Mouth Hiking Trail (Moderate) You have to take just a quarter-mile walk off West Camino to find this hiking spot. It’s also a favorite Santa Barbara destination for picnics.  The place gets its name from the rock formation resembling a lizard’s open mouth. This place is picturesque and perfect for photoshoots.  La Cumbre Peak (Diificult)  With the highest elevation of 1215 m, the La Cumbre Peak (the highest in Santa Barbar) hike is full of challenges. However, this trekking trail is full of highlights like the Cathedral and Arlington Peaks, the coastline to the sea, etc.  San Roque Creek (Easy) The San Roque Creek trail is located in the 25-acre recreation area in the park. The area is called Stevens Park. With just an elevation gain of just 93 m, it is an easy trail to explore, and you can have a great time walking with your dogs here.  Santa Rosa Hiking  The hiking trails in Santa Rosa are a combination of flat and steep terrains. The trails to the Water Canyon Beach are flatter. At the same time, roads to the Black Mountain are strenuous.  Water Canyon Campground Hike (Easy) This 3-mile hiking trail is one of the easiest routes in Santa Rosa or all over the Channel Islands. Enjoy a gala picnic with your group here.  Water Canyon Hike (Moderate To Strenuous) The perennial canyon and the local vegetation make the water canyon hike the most amazing experience. If you want, you can also follow the stream bed and get wet.  Black Mountain Hike (Hard) With a distance of 8 miles, this trail offers the most amazing views of the mainland and San Miguel, Santa Cruz, and Santa Rosa islands.  Did You Know? By 1928, many fossils of pygmy mammoths were found in the Channel Islands. Further, almost a complete skeleton of an adult pygmy mammoth was excavated on Santa Rosa Island in 1994. These mammoths were very similar to the Californian mainland mammoths. However, they evolved and got smaller in size to accommodate on the Channel Island. Worldwide, these mammoths are known as Channel Islands Pygmy Mammoths.  Final Words  Channel Islands National Park had 328,746 visitors in 2023 (Source). Despite being close to the California mainland, these islands offer tranquility, and with many places to visit and activities to do on the five islands, you will surely be spoilt by the choices at this national park.  On all the islands, you can trek, fish, camp, and take part in many water sports. However, two of the most coveted activities in these parks are hiking and exploring marine life. The variety you find here in whales and other marine mammals can be a close match to the vibrant marine ecosystem of Wrangell-St. Elias National Park.  In this guide, I have highlighted trekking through the trails in this national park. Do you want to know more about its wildlife and marine ecosystem? Share your thoughts in the comment below.  Channel Islands National Park FAQs  Which Island Is The Best To Hike In Channel Islands National Park? Anacapa and Santa Cruz islands are great for hiking in the Channel Islands. However, if I am to share my opinion, Anacapa will be my silent favorite.  The trekking trails here are way easier in Anacaopa than in Santa Cruz. So, irrespective of your expertise level, you will be able to hike the entire island in a day.  Also, as the trekking journey here is less arduous, you will be able to enjoy the surrounding scenic beauty even more. You will meet the most adorable sea birds, sea lions, and seals. Also, if you are lucky enough to be in these mountains during spring or late winter, you will find the mountains replete with colorful wildflowers. Inspiration Point, Cathedral Cove, and Pinniped Point are some of the highlights of hiking expeditions in the Anacapa Islands.  What Is Special About Channel Islands National Park?  Channel Islands National Park is special because it is a paradise for trekkers, nautical surfers, and wildlife explorers.  Its San Miguel, Santa Rosa, Anacapa, Santa Barbara, and the largest, Santa Cruz islands have many hiking trails with Transverse Ranges.  Further, half of the national park is under the ocean, and you will find six nautical miles of water around it. So, it is a critical marine sanctuary and a great place for scuba diving, boating, and other aquatic pursuits.  In addition, its wildlife is mesmerizing, with the presence of animals like island foxes, spotted skunks, salamanders, whales, California sea lions, sea otters, dolphins, giant black seabass, and more.  Which Island Is The Largest In Channel Islands National Park? The largest island in the Channel Islands National Park is Santa Cruz, which is also known as the epitome of California. Its size is 96 square miles.  Its geology is versatile, with Transverse Ranges, fault systems, springs, streams, and canyons. You will also come across sea caves, beaches, and coastline cliffs. Among the sea caves, the Painted Cave is the most prominent one with lichens, algae, and colorful rocks. Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. Be Soothed And Meet History At Hot Springs National Park.

BY  Sibashree Aug 27, 2025

Have you decided to relocate to Cyprus for career purposes? That would be a wise decision as this island nation follows one of the EU’s most simplified tax regimes for expats. Beyond the economic aspects, you also get to enjoy year-round sunshine and its rich cultural tapestry.  Yet, the core question that you must be clear about before living this coastal life is, at the end of the day, what your real take-home pay will be? Relocation can be costly since it involves several factors, one of which is your net income. This is why it is necessary to validate your take-home pay; rent, healthcare, school fees, and day-to-day expenses can quickly accumulate if your financial estimates are off. Fortunately, Cyprus mandates a transparent and predictable taxation system, which is rather easy to navigate with the help of a Cyprus salary calculator. This guide explains how Cyprus’s 2025 tax rules work, demonstrating salary breakdown interpretation and offering a step-by-step case study example for clarity.  Decoding the Cypriot Tax System: The Core Components As per the Cypriot tax system, your net salary isn’t just your gross salary after deducting “a flat tax.” Instead, it’s the final value of a progressive income tax system, and a few compulsory, specific deductions. When you understand all these core pillars, you can proceed toward accurate financial planning. The Progressive Income Tax Brackets (2025) For the 2025 tax year, typically running on a calendar-year basis, Cyprus applies a progressive structure: Annual income tax (€)Tax rate 0-19,5000%19,501-28,00020%28,001-36,30025%36,301-60,00030%Over 60,00035% Optimizing Around the €19,500 Tax-free Threshold A unique feature of Cyprus’s progressive income tax system is the €19,500 tax-free threshold. This threshold is indeed advantageous for those moderate and higher earners, protecting a significant portion of their income from taxation by lowering their effective tax rate.  That is why it is often suggested to optimize financial planning, such as contributing to approved pensions, life insurance, or charitable donations (within the 1/5 cap), to further reduce taxable income. Structuring income and deductions strategically around this threshold is one of the simplest ways to optimize your relocation budget. Social Insurance Contributions (Sic) Everyone, including you and your employer, is liable to contribute towards the national Social Insurance Fund, which supports pensions, sickness benefits, and unemployment protection.  However, the limit of contribution varies by party: Employee contribution: 8.8% of gross salary Employer contribution: 8.8% of gross salary Annual cap: €66,612 (as per 2025 figure) Now, this annual cap highlights that even if your yearly income crosses €66,612, you aren't liable to pay Social Insurance on the portion above that limit. For high earners, this annual cap significantly lowers the effective contribution rate. The General Healthcare System (Ghs / Gesy) The healthcare sector in Cyprus is funded by the General Healthcare System (GHS), the amount of which is contributed by everyone living and working in the country through the comprehensive GeSY healthcare system. They provide all-inclusive medical coverage to residents, including GP visits, specialists, and hospital services. Employee contribution: 2.65% of gross salary Employer contribution: 2.90% Cap: €180,000 annual earnings Unlike Social Insurance, the GHS cap is high, where most employees have to pay the full 2.65% on their entire income. Employer vs. Employee Contributions If you are an employee negotiating your salary, be clear about your gross salary (the basis for your tax obligations and deductions) and the cost to the company (gross salary plus employer-side contributions). For employees, the compulsory deductions include: 8.8% Social Insurance (capped) 2.65% GHS Income tax per progressive brackets For employers, the mandatory obligations are higher and include: 8.8% Social Insurance 2.90% GHS 2.0% Social Cohesion Fund (no cap) 1.2% Redundancy Fund 0.5% Human Resource Development Fund Up to 8.0% Central Holiday Fund (unless exempt) Now, assuming that you are an employee structuring your budget, prioritize employee deductions. However, do not ignore the employer’s additional costs; understanding them would be beneficial during salary package negotiations, provided that benefits are negotiable. Case Study Example: Net Pay on a €50,000 Gross Salary This hypothetical example of €50,000 annual gross salary would help understand what the final take-home pay looks like in 2025 for an employee with no special expat exemptions or extra allowances. Step 1: Calculate Deductions Social Insurance: 8.8% of €50,000 = €4,400 GHS: 2.65% of €50,000 = €1,325 Step 2: Apply Progressive Income Tax €0-€19,500 @ 0% = €0 €19,501-€28,000 (€8,500 @ 20%) = €1,700 €28,001-€36,300 (€8,300 @ 25%) = €2,075 €36,301-€50,000 (€13,700 @ 30%) = €4,110 Total income tax = €7,885 Step 3: Net Pay €50,000 − €4,400 − €1,325 − €7,885 = €36,390 per year≈ €3,033 per month (assuming 12 equal payments). However, if your employer pays a 13th salary, a common practice in Cyprus companies, your monthly net pay will be even lower but spread across 13 payments. For that, you can use a Cyprus salary calculator to model these variations instantly. How Employer Costs Compare Using the same case study example of €50,000 gross salary, here’s what the employer’s total annual outlay would look like: Social Insurance: €4,400 GHS: €1,450 Social Cohesion Fund: €1,000 Redundancy Fund: €600 HR Development Fund: €250 Holiday Fund (if not exempt): €4,000 Total Cost: With holiday fund exemption → €57,700 Without exemption → €61,700 This difference is the reason to negotiate your salary package as much as possible. Moreover, some employers even offset holiday fund obligations by allowing extra paid leave instead. Final Words Relocating to an entirely new place with a new environment and legal systems is an adventure. But by taking control of your financial details upfront, and using the progressive tax brackets, understanding obligated deductions, and leveraging a precise Cyprus salary calculator, you can overturn uncertainty into confidence.

BY  Ankita May 15, 2024

Hectic office work schedules boar you and you want a life where you can travel and work as per your own wish. If this is the case, then you must be well aware of some of the crucial tips that can help you working remotely while traveling.  Working for long hours in the office with long hours of stress can make your life difficult. You should follow the best process that can make things easier for you while meeting your dream work and lifestyle with complete ease.  Tips To Work Remotely While Travelling There are several tips you can follow while working remotely while traveling. You should not make your choices on the wrong end when you want to fulfill your requirements with ease. Some of the key factors that you should take care of here are as follows:-  1. Assessing Your Job's Remote Viability Before you pack your laptop travel bag, evaluating if your current job can be performed remotely is crucial. Begin by reviewing your daily tasks and responsibilities. Are they location-dependent, or can they be completed online?  Next, consider the need for physical collaboration with your team. Is it possible to substitute in-person meetings with video calls?  Discuss your remote work aspirations with your employer to understand their stance on remote work and to negotiate terms that benefit both parties. Assessing these factors is the first step to ensuring a smooth transition to working remotely while indulging in your travel desires. 2. Setting Up Your Mobile Office Choose a lightweight and durable laptop, as it will be your primary tool for creating an effective mobile office. Invest in a reliable VPN to ensure secure connections and protect your data, especially when using public Wi-Fi.  Portable power banks and universal adapters are essential for keeping your devices charged, regardless of location. Lastly, noise-canceling headphones should be considered for focused work sessions in noisy environments. These essentials will enable you to transform any space into a productive workspace, allowing for seamless work while exploring new destinations. 3. Managing Time Zones And Work Hours Managing different time zones and setting consistent work hours is vital when working remotely and traveling. Start by understanding the time zone differences between your location, your company's base, or your clients'.  Use online tools and apps that help track multiple time zones to schedule your work and meetings accurately. Establish a routine that aligns with your most productive periods while accommodating the essential overlap with your team's or clients' working hours.  Clear communication about your availability and setting boundaries will help prevent burnout, ensuring you enjoy your work and travel experiences. 4. Staying Connected And Productive To maintain connectivity and productivity, prioritize reliable internet service; consider portable Wi-Fi devices for consistent access. Embrace cloud storage for easy document retrieval and collaboration. Establish daily goals and use productivity apps to track progress and stay organized. Regular breaks, ideally exploring your surroundings, can refresh your mind and enhance creativity. Engage with digital nomad communities online for support, networking, and recommendations on shared coworking spaces. By incorporating these strategies, you can ensure high efficiency in your work while enjoying the freedom and inspiration that travel brings. 5. Choosing The Right Destinations When selecting destinations for your remote work and travel lifestyle, consider factors such as internet reliability, cost of living, and safety. Look for places with a strong digital nomad community, as they will likely have the infrastructure you need for productive work.  Climate and personal interests should also influence your choice, ensuring you enjoy your environment. Research visa requirements and stay durations to avoid legal issues. Destinations that balance your work needs with exciting exploration opportunities will make your remote work journey enjoyable and sustainable. 6. Balancing Work And Travel Finding the right balance between work and travel requires discipline and flexibility. Set clear work goals and allocate specific times for sightseeing and relaxation to avoid overworking or underworking. Make the most of your travel days by planning work around your travel itinerary, focusing on lighter tasks during travel periods. Remember, the beauty of working remotely while traveling lies in the freedom it offers, so allow yourself some spontaneity to enjoy unexpected adventures. You can achieve a fulfilling blend of productivity and exploration by managing your time and responsibilities effectively.    7. Decide Weather You Will Be Check In Or Check Out  You must review the policies of your company for your remote work so that it can meet your time off expectations. Additionally, you must discuss this with your managers and team members regarding your workload management during your travel.     Ensure that you match the time of your work with your fellow team members while traveling. This will make the process of work smoother and you can finish off all your tasks and work within the deadline. Thus, within the comfort of your home things can become easier for you.  8. Plan Your Workload Around Your Travel Itinerary  You should prioritize all your tasks before leaving. This thing requires proper evaluation of your task before you leave for your work. Try to track the work time and evaluate the fact how long it will take to complete your task.  Try to schedule all your work tasks around the given time. This will help you to finish of your task within an estimated time frame. In order to maximize the level of your productivity you should utilize the complete travel time for your work. 9. Find Out The Potential Workspace That Plays Around Your Productivity Style  You should find out the potential workspace that plays a vital role in increasing your productivity.  which means the workspace must be comfortable for your focused work. Ensure that you have selected the ergonomics and tried to reduce the distractions as much as possible. To enhance the level of productivity and comfort, you can make an investment in tools that are essential for external monitors and ergonomic accessories. Here, you have to focus on things that can make things easier and perfect for you.  10. Be Strategic With Your PTO  You should maximize the level of flexibility in remote work. There, you have to strategically plan the time off that can make things easier for you. The more you can make your choices perfectly, the better you can reach your goals.  The best strategy here is to split up your PTO days to balance your work and leisure activities while traveling. You have to seek out the best options that can help you to meet your objectives.  11. Create Easy To Pack Work Station You should create an easy-to-pack workstation that can boost the chances of your brand development in perfect order. Ensure that you follow the best process that can help you to balance work and time in perfect order. This will help you to attain your goals with complete ease.  Investing your money in a Laptop backpack can be a great option for you. As it can help you to meet your requirements with ease. Figure out which workstations you will require during your traveling. This mind mapping will also help you to ease your load during the travel.  Final Take Away Hence, if you want to maintain your work-life balance then you can follow the mentioned points. Here, you need to identify the best solution that can boost the scope of your work requirements with complete ease.   As you navigate this exciting path, stay adaptable, continuously seeking ways to optimize your work and travel experiences. Let each destination inspire you, fueling your creativity and passion for your job. Here's to your adventures across the globe, where your office is wherever you choose. Learn More Also: 9 Tips For Authentic Travel Experiences Thailand Travel Guide: This Is The Best Time To Visit 5 Tips To Improve Holiday Experience For Next Vacation