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BY  Sibashree Nov 24, 2025

A multi-trip travel insurance policy covers unexpected financial losses for multiple trips throughout the policy period. It can be related to a medical emergency, baggage loss or trip cancellation.  As you research online, you might come across a wide range of travel insurance for multiple trips. How do you choose the most affordable multi-trip travel insurance policy?  Here are a few factors and tips that you can consider while looking for a budget-friendly multi-travel insurance plan.  Key Features: What To Look For In An Affordable Policy?  A‍‌‍‍‌ multi trip travel insurance is a policy that covers you financially against different types of risks, e.g., a trip cancellation, medical emergencies, etc., that may happen to you during multiple trips within the period of the policy.  The insurance is generally bought for a year and is therefore mostly referred to as an annual multi-trip holiday insurance policy.  Compare key coverage features, such as the ones below, across different multi-trip holiday insurance plans available online. Medical Expenses - These may include the Transportation,  vaccination, and  Repatriation of the mortal remains,  Dental treatment,  Daily allowance in the case of hospitalisation, and many other things. Trip Expenses - Delay of the trip, cancellation, interruption, missed connections, and so on. Loss of Baggage - Delay or complete loss of checked-in ‍‌‍‍‌baggage. Choosing An Affordable Policy: Does It Meet Your Needs? While you consider a multi-trip travel insurance policy instead of a separate travel insurance plan for each trip, ensure it covers all your specific needs.  Look out for the following aspects: Flexible features to customise the multi-trip travel insurance to your advantage. Online convenience and customer support to seek assistance on queries. Seamless claim settlement process and high claim settlement ratio for a reliable experience. 1. Review Your Needs For Cost-Effective Coverage While selecting basic and customisable coverage, review your needs carefully and choose the most important features. Determine the extent of coverage required based on possible risks that can affect your financial situation.  Taking this step can help you compare more effectively and lead to a better multi-trip travel insurance policy at an affordable premium. 2. Calculate Premium And Save For Multi-Trip Insurance Calculate the premium for the various annual multi-trip holiday insurance plans. It will be available on the specific insurer’s official website. Compare the price against the coverage features and benefits offered.  Some reputable insurance providers, such as Reliance General Insurance, offer premium rates for their various multi trip travel insurance policy options to make the comparison easier.  3. Save More With Exclusive Discounts As you compare features and premium rates, keep an eye out for discounts. These may apply to specific policy types, travel seasons, coverage levels, and more.  Ensure it helps you reduce the premium for an affordable policy without compromising coverage features or requirements.  4. Plan, Buy Early, And Save More Compare and buy a multi-trip travel insurance or single-trip multi-destination travel insurance plan well in advance.  Buying it much earlier can help you secure a more affordable policy by taking advantage of lower demand, better premium rates, and added coverage benefits.  What Multi-Trip Travel Insurance Does Not Cover? The first thing you should pay regard to is the limitation of every single possible length of the trip.  Next, do not allow any pre-existing medical condition. And finally, the instances that are not covered if you participate in high-risk sports. Key Exclusions You Need To Know About 1. Pre-Existing Medical Conditions:  Most of the standard checked policies will not take on the costs related to medical conditions that have existed prior to buying the insurance.  Only a couple of insurance companies may offer an extra provision at a higher price to cover the acute flare-ups! However, the planned treatments are always in the list of exclusions. 2. High-Risk Activities Suppose your program includes adventure or extreme sports such as skydiving, bungee jumping, or mountaineering.  In that case, you will understand that these activities are generally not included in a multi-trip standard policy. So, you will have to sign up for a specialised insurance policy. 3. Alcohol Or Drug-Related Incidents Suppose the event, disease, or injury happens when you are using alcohol or illegal drugs, or you are misusing prescription medication. In that case, you will most likely find that your claims will be rejected. 4. Travel Against Official Advice Insurance for incidents occurring in a specified area will most likely be voided! In case you travel to places with government advisories or warnings (e.g., war, civil unrest, or natural disasters)!  5. Self-Inflicted Harm  Generally, the inclusion of such injuries caused deliberately by  Oneself,  Suicide attempt, and  Disorders related to mental/emotional conditions (like anxiety or depression), 6. Loss Due to Negligence In a nutshell, the insurer will not compensate you for lost or stolen personal items if it finds that you were negligent (e.g., leaving items unattended in a public place or not using a hotel safe). ​‍​ ‌‍​‍Common Limitations You Will Encounter  Maximum Trip Duration: This is perhaps the most significant restriction that comes along with multi-trip policies.  If you are after unlimited trips in a year, remember that the limit is set per trip, most of the time 30, 45, or 60 days, depending on the plan you select.  Age Limits: Generally, multi-trip insurance policies have an upper age limit for applicants to be covered; this limit is usually set at about 70 years.  It may be necessary for your elderly family members to look for specialised single-trip insurance policies.  Coverage Limits on Valuables: It is important to note that there are typically sub-limits on compensation for lost or stolen valuables, such as cash, jewellery, or electronic items.  Specific Documentation Required for Claims: You must furnish all required documentation to make a successful claim!  For instance, original receipts, medical records, and a police report (which should be filed within 24 hours in case of theft)! Otherwise, your claim is likely to be turned down.  As a precautionary measure, always make sure you have read the fine print of the policy you are considering and discussed any clarifications, doubts, or planned activities with the insurance company before the purchase.‌ Read Also: Coverage For Special Occasions: Travel Insurance For Canadian Festivals And Events The Convenience Of Online Long Stay Travel Insurance Top 8 Travel Medical Insurance Trends to Consider

BY  Rishab Dey Oct 30, 2023

In this article, we will explore the exquisite health and spa facilities that grace the magnificent decks of cruise ships. Far from being a mere floating hotel, these vessels are an oasis of serenity and tranquillity. They offer a holistic approach to well-being amidst the ocean. Prepare to embark on a journey of decadence and self-care as we unravel the secrets of the plentiful amenities. They bring harmony and wellness to passengers sailing the high seas. Types of Health and Spa Facilities on Cruise Ships Cruise ships like Silversea cruises are renowned for their exceptional health and spa facilities. They are designed to cater to the diverse needs and desires of passengers seeking relaxation and rejuvenation. These floating sanctuaries provide a haven for both body and mind. It has state-of-the-art gyms equipped with top-of-the-line exercise equipment to luxurious spa retreats offering a wide range of treatments. One of the highlights of health and spa facilities on cruise ships is the variety of treatments available. Passengers can indulge in massages, facials, body wraps, and much more, all performed by highly trained professionals. These treatments enhance physical well-being and promote mental and emotional relaxation. In addition to the rejuvenating therapies, many cruise ships offer extensive wellness programs, including yoga classes, meditation sessions, and nutritional consultations. Whether you're looking to unwind with a soothing massage, break a sweat in the fitness centre, or simply bask in the luxurious atmosphere of the spa, cruise ships have it all. Fitness Classes and Programs on Cruise Ships Fitness classes and programs on cruise ships are an integral part of the wellness experience offered to passengers. These classes cater to all fitness levels and provide various options, including yoga, Pilates, spinning, and cardio workouts. Whether you are a beginner looking to kickstart a new fitness routine or an experienced fitness enthusiast, these classes provide a fun and effective way to stay active while on board. Cruise ships also offer state-of-the-art fitness facilities equipped with the latest exercise equipment. These facilities are usually spacious and offer panoramic ocean views, creating a serene and inspiring environment to work out. In addition to fitness classes, passengers can also use personal training services. They can also participate in fitness challenges or boot camps, all under the guidance of certified professionals. The fitness programs on cruise ships are designed to cater to the holistic well-being of passengers. In addition to physical fitness, there is also a focus on mental and emotional well-being. Many cruise ships offer wellness seminars, workshops, and activities. For example, there are meditation and mindfulness sessions aiming to provide a well-rounded wellness experience for passengers. These fitness programs ensure that passengers can access a wide range of options. They aim to help maintain their health and well-being while enjoying their cruise vacation. This is regardless of whether you participate in group fitness classes or prefer to work out independently. Integrating Wellness into Daily Cruise Activities Cruise ships have recognized the importance of promoting well-being and have incorporated various wellness activities into their daily schedule. Passengers can now embark on a self-care journey while sailing the high seas. It offers services ranging from yoga and meditation classes to fitness workshops and spa treatments. Cruise ships have integrated wellness into daily activities by offering a wide range of fitness options. Passengers can start their day with a refreshing sunrise yoga session on the deck and a workout at the state-of-the-art gym facilities. If you prefer more adventurous activities, there are opportunities for rock climbing and swimming. You can also participate in a friendly onboard sports tournament. These activities not only promote physical well-being but also provide an opportunity for passengers to connect with like-minded individuals and create lasting memories. In addition to physical activities, cruise ships have also focused on providing holistic relaxation experiences. Spa facilities onboard offer a sanctuary of tranquillity, where passengers can indulge in various treatments and therapies catering to their individual needs. From therapeutic massages to facials and body wraps, these wellness activities allow passengers to unwind and rejuvenate amidst the soothing sounds of the ocean. Cruise ships are also incorporating educational workshops and seminars on nutrition, mindfulness, and stress management. It will ensure that passengers can learn about developing healthy habits for their daily lives even after the cruise. Read Also: You Won’t Believe The Best Things To Do When In Fiji! Some Of The Best Things To Do In Navarre Beach, Florida These Are The 30+ Things To Do In Mexico City That You Must Try!

BY  Sibashree Jan 27, 2025

Home to the refurbished Dentzel Carousel, Cass County and Logansport Indiana are underrated gems! It’s a pity that someone unaware of the city or from another part of the world has to take much pain to find the tourist attractions here.  But Logansport is special, and its nickname of Berries vouches for that. Very few people know that Logansport was named Berries after the popular saying “That’s the Berries” in the 1920s. The phrase meant, “That’s the Best!”  Further, if you delve deeper into history, you will discover this place has an Indian heritage. There are even fascinating stories of these tribes settling in Logansport after cutting the poplar, oak, hickory, and beech trees.  So, if you have a keen interest in human history, Logansport Indiana will be your go-to destination. It also has an amazing riverfront park and a historical society museum. In other words, the things to do in Logansport Indiana are endless, and you can enjoy each activity with your friends and family. Further, to help you make the itinerary easily, we have created this brief Tour and Travel guide.  So, let’s explore! Family Things To Do In Logansport Indiana | Explore The Top Attractions Mid-August to October is the best time to explore the family things to do in Logansport Indiana. Further, precipitation is low during these months, and the weather conditions remain clear.  Also, in mid-August, the average temperature in Logansport is around 65-85 degrees F. The temperature dips again in September, with an average of 52-72 degrees F.  Moreover, in October, the temperature range is between 45-60 degrees F in Indiana.  So, clearer skies, mild temperatures, and clear weather conditions set the perfect backdrop in Logansport for a family vacation.  1. A Visit To The Cass County Historical Society Museum Address: Society Main Office, 421 E Broadway, Logansport, IN Contact Number: +1 574-753-3866 Entry: Free Hours Open: 12-4 PM (Sunday and Monday Closed) Do you want to know about the history of America and the American Civil War? Then, a Visit to the Cass County Historical Society Museum will be one of the best things to do in Logansport Indiana.  This place also has artifacts to explain the history of the Spanish War, World War I, and World War II to the visitors. Even the history of the Korean and Vietnamese War comes alive with the museum exhibits.  Moreover, the museum has a shop section where you can collect books. Some books available in this section are Cass County Heritage, History of Boy River, History of Federal Dam, Gould Township, etc. 2. Visiting The Cass County Dentzel Carousel Address: 1208 Riverside Dr, Logansport, IN Contact Number: +1 574-753-8725 Hours Open: 6-9 PM (Monday to Friday), 1-9 PM (Saturday and Sunday) Entry Fee: $2 The high energy at the Cass County Dentzel Carousel is palpable with live music and fun chariot rides. Declared as a National Historic Landmark in 1987, Cass County Dentzel Carousel is said to have hand-carved animals by George Dentzel.  Even today, rings are dispensed, and the lucky one to receive the brass ring gets a free ride on the chariot. 3. Exploring The Riverside Park Address: 1208 Riverside Dr, Logansport, Indiana Contact Number: +1 574-753-6969 Hours Open: 6 AM to 10 PM Being one of the oldest facilities in the Logansport Parks system, Riverside Park takes you back to 1887. It houses a miniature train and track and the Historic Dentzel Carousel. Further, it is a prominent venue for festivals and live performances organized in the city.  Also, the Eel River Run Trail begins at Riverside Park. You can walk through a route of around one mile to reach Stonewall Park. You can even take the River Bluff Trail from the park and reach Huston Park after a hike of 1.3 Miles via Sims Family Connector Trail. Moreover, this park has basketball courts available on hourly and full-day rents. McCord's Pavilion and the McHale Complex are two other facilities in the park. 4. Relaxing At France Park Beach Address: 4505 US-24, Logansport, Indiana Contact Number: +1 574-753-2928 Entry Fee: $10 (Camping Fees Extra) Hours Open: 8 AM to 10 PM The France Park at Logansport is a hub of many natural wonders. You can camp here to explore the park's beauty at its best.  It has cliffs, mighty waterfalls, lakes, and fishing areas. Further, the limestone beach at France Park Beach is the best place to spend a relaxing weekend with your family.  If you are an adventurous soul, you can even try hiking or through the trail stretches of 5-7 miles in the park. Moreover, the 24-hole Disc Golf course is a prominent recreational activity spot. Do you want to experience more fun at France Park Beach? You can take a scuba diving session and enjoy the drama of the local aquatic life. Jumping into the water from the park cliffs is an experience in itself. 5. Having Fun At The Science Project Brewing Company & Pizza Lab Address: 611 North St, Logansport, Indiana Contact: +1 574-992-8457 Hours Open: 4-9 PM (Monday to Thursday), 4-11 PM (Friday), 12-11 PM (Saturday) and 12-8 PM (Sunday) A visit to the Science Project Brewing Company & Pizza Lab is one of the best family things to do in Logansport Indiana. It is the place to have the ultimate fun over food and drinks.  The pizzas served here are made using hand-picked ingredients, and the flavors are a great match with the zing of beer you get here. Cassini is a humble variety among the pizzas available here, and you will love the bacon, mushrooms, and alfredo as topping.  Moreover, the most flamboyant here is the Neolithic Revolution, with bacon, onion, BBQ chicken, red sauce, and more.  Furthermore, with the beer choices here, you will find quirk reaching another level. Here, you can have the Theory of Relativity with 5.6% Pale Ale and the Simcoe and Citra hops. Quantum Theory and Grab the Brass Ring are some other varieties of beer served here.  6. Taking A Food Tour Of Logansport  Logansport is at the epicenter of many food and wine tours in Indiana and the people of Logansport love their pizzas and wines. Other popular delicacies or staples are burritos, burgers, French Fries, Sushi,  pork tenderloin, and chicken fingers.  You already know about the Science Project Brewing Company & Pizza Lab. So, let’s find out some other places to try these Logansport favorites. Places Serving The Best Logansport FoodAddressContact NumberBullshippers Cafe830 E Main St Logansport(574) 722-6565Old Style 6th Street Lounge219 S 6th St Logansport, Indiana(574) 992-2600Amelio's on The River431 S 5th St Logansport(574) 753-3589Silver Lake Restaurant2430 E Market St Logansport(574) 753-0281 That’s it from me about the top family things to do in Logansport Indiana. So, pack your bags and book a ticket to the Indianapolis International Airport.  Also read Top 10 Most Popular Paraguay Food That You Must Try. Top 13+ Famous Wonders Of India That You Must Visit. Top Tips For Motorbike Rental In Phuket – A Guide To Exploring The Island On Two Wheels.