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BY  Sibashree Sep 5, 2024

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives.  As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points!  However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option.  Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available.  The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you.  THIS IS Why You Will Choose FintechZoom Best Travel Credit Card Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options.  FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats.  In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options.  THIS Is The FintechZoom Best Travel Credit Card  Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements.  1. Chase Sapphire Preferred® Card As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent.  Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion.  What You Get From The Chase Sapphire Preferred® Card The table below explains the benefits of the Chase Sapphire Preferred® Card.  Welcome Bonus60000Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)Travel Purchase through the Card5x Reward PointsDining3x Reward PointsAll Other Travel Purchases2x Reward PointsAnnual Hotel CreditsUp to $50Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)Yearly Bonus10%Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)Purchase Protection Benefits $500 for Each Item and $50000 for Every AccountForeign Transaction FeesWaived OffReferral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral)  However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high.  * Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit.  2. The Platinum Card® from American Express Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits.  Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently. “No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet. However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” - Forbes This Is What You Get From Platinum Card® from American Express Learn the American Express Platinum Card® benefits from the table below.  Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)Foreign Purchase Transaction Fees NoneFlight And Prepaid Hotels Booked through the Card5x Reward PointsOther Purchases 1x Reward PointsAirline Free Credit Up to $200CLEAR® Plus Membership$199Global Entry or TSA PreCheck® Application Fee CreditUp to $85Hotel Benefits Up to $200Digital Entertainment CreditMaximum $240Equinox Credit $300Cellphone ProtectionUp to $800 for Each Eligible Card Account Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention.  I am so proud to have chosen this card!  3. Capital One Venture Rewards Credit Card The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card. Unlimited 2x reward points on every purchase 75000 sign-up bonus on a $4000 purchase in the first three months 1,300+ airport lounges access So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms.  4. Citi Premier® Card The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage.  You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits.  Things No One Told You About Choosing FintechZoom Best Travel Credit Card FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips.  Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes.  Consider Your Travel Habits You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right?  Know the Sign-Up Bonus When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance.  Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget.  Look at the Annual Fee Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits?  These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay.  Know About The Foreign Transaction Fees Benefits Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently.  Flexible Redemption Options Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners.  Of course, the option of redeeming your points as cashback or gift cards is always available.  FAQs About FintechZoom Best Travel Credit Card 1. What makes FintechZoom’s travel credit card recommendations reliable? FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us.  Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements.  2. Can I have more than one travel credit card? Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses.  If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now.  So, use your cards strategically to optimize your travel benefits and earn more points.  3. How can I maximize my travel rewards with the FintechZoom best travel credit card? You can follow simple tricks to optimize your travel credit card benefits.  Know and use the sign-up bonuses. Pay your credit card bill in full and final at the end of every month. Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits.  4. Are there any downsides to using the FintechZoom best travel credit card? Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full. Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

BY  Arnab Jun 17, 2023

Dubai, a glittering oasis in the Arabian Desert, is synonymous with luxury and opulence. With its futuristic skyline, world-class shopping malls, and extravagant lifestyle, it's no surprise that the city is home to some of the most luxurious hotels and resorts in the world. In this article, we'll take you on a tour of the top 5-star hotels and resorts in Dubai, highlighting their unique features, services, and amenities that make them perfect for holidays in Dubai. Burj Al Arab Jumeirah - The Iconic Sail-Shaped Hotel Regarded as one of the most luxurious hotels in the world, the Burj Al Arab Jumeirah is an architectural marvel standing on an artificial island off the coast of Dubai. Shaped like a billowing sail, this iconic hotel offers unparalleled views of the Arabian Gulf and the city's skyline. Guests can indulge in the hotel's opulent suites, which are equipped with state-of-the-art technology, lavish furnishings, and private butler service. The hotel also boasts nine world-class restaurants and bars, including Al Muntaha, which offers panoramic views of Dubai from its 27th-floor location. For ultimate relaxation, visit the Talise Spa. Here, you can unwind in the infinity pool or indulge in a range of bespoke treatments. The Burj Al Arab also offers a private beach, helicopter tours, and access to the Wild Wadi Waterpark for a truly unforgettable experience. Atlantis, The Palm - A World of Aquatic Wonders Situated on the iconic Palm Jumeirah, Atlantis, The Palm is a magnificent resort. It offers guests a world of aquatic wonders. With its unique underwater suites and floor-to-ceiling windows, you can admire the mesmerizing marine life from the comfort of your room. The resort is home to Aquaventure Waterpark, where you can enjoy thrilling water slides and encounter marine animals up close. Don't forget to visit The Lost Chambers Aquarium, which houses over 65,000 marine creatures. Dining at Atlantis, The Palm is a culinary adventure. It has over 23 restaurants and bars offering a diverse range of cuisines. For an unforgettable dining experience, book a table at Ossiano, an underwater restaurant with views of the Ambassador Lagoon. Armani Hotel Dubai - Designer Luxury in the World's Tallest Building The Armani Hotel Dubai, which is situated in the very iconic Burj Khalifa is the epitome of designer luxury. Giorgio Armani has himself designed the hotel. It reflects his signature minimalist style, creating an atmosphere of elegance and sophistication. Each of the hotel's 160 rooms and suites offers panoramic views of downtown Dubai or the Arabian Gulf. Guests can also indulge in Armani's bespoke services. It includes a personal Lifestyle Manager who will ensure your stay is tailored to your preferences. With seven dining venues, the Armani Hotel Dubai offers a variety of culinary experiences. It ranges from authentic Italian cuisine at Armani/Ristorante to Japanese delicacies at Armani/Hashi. For a relaxing retreat, head to the Armani/SPA, where you can enjoy tailored treatments and therapies. One&Only The Palm - A Secluded Beachfront Sanctuary Nestled on the shores of Palm Jumeirah, One&Only The Palm offers a secluded beachfront sanctuary for those seeking a luxurious escape. The resort's elegant guest rooms, suites, and villas provide a tranquil haven away from the bustling city. It is surrounded by lush gardens and cascading fountains, Indulge in the resort's world-class spa, featuring nine private treatment suites and a range of personalized therapies. For a gastronomic treat, dine at STAY by Yannick Alléno, which offers a modern twist on traditional French cuisine. Jumeirah Al Qasr - A Royal Arabian Experience Inspired by ancient Arabian palaces, Jumeirah Al Qasr is a majestic resort located in the heart of Madinat Jumeirah. With its opulent guest rooms, private beach, and traditional abra boats, the resort offers a royal Arabian experience like no other. Guests can enjoy over 50 restaurants and bars within the Madinat Jumeirah complex, as well as the award-winning Talise Spa and the state-of-the-art Talise Fitness Center. For a cultural experience, visit the Madinat Theatre, which showcases a variety of performances and events throughout the year. These 5-star hotels and resorts in Dubai offer unparalleled luxury and world-class service for an unforgettable holiday experience. Whether you're seeking a romantic escape, a family adventure, or an unforgettable culinary journey. Read Also: A Cultural Adventure: Dhow Cruise Trip In Dubai Where Is The Most Popular Spot In The World To Take A Selfie? Dune Bashing And Beyond: An Adventure Lover’s Guide To Desert Safari Dubai Trip

BY  Barsha Aug 17, 2022

Weather Conditions In Himachal PradeshMAR-JUNEOCT-FEBJUL-SEP22 - 37 degree Celcius0 - 15 degree Celcius15 - 25 degree Celcius The best time to visit Himachal Pradesh varies according to your preference. The best part about going to this beautiful state is that it looks different in different seasons - so whichever season you choose, you are kinda choosing the right destination! Scroll down and find out when you can visit Himachal Pradesh and what to expect from each season! Journey To The Dev Bhoomi: Best Time To Visit Himachal Pradesh! The land of Dev Bhoomi is best known for its picturesque landscapes, godly mountains, lots of comfort food, and every other ingredient that you need for some much-needed peace! Dotted with beautiful hill stations, tourists from all around the world visit Himachal every year, and there’s no reason why you should not! The best time to visit Himachal Pradesh would be between February to June, during Summer and Spring. You could also consider visiting this beautiful state during winter between October and February to experience snowfall. As every season unfolds, Himachal Pradesh changes colors, be it spring or winter, or even Summer. It honestly depends upon how you want to see this colorful land - are you looking for the best time to visit Himachal Pradesh for honeymoon, or are you looking for the perfect time you can travel to Himachal solo? Check out the tables below for a more comprehensive understanding of the Himachali seasons. Travel SeasonsMin/Max TemperatureWeather ConditionsMarch - June22-37 °CSunny days, pleasant nightsJuly - September15-25°COccasional thunderstormsDecember - February0-15°CCold, dry The best time to visit Himachal Pradesh also depends on when you want to go - do you want to hit the Dev Bhoomi during the peak season time? Or do you want to travel when it’s off-season in Himachal?  Peak Season: March - June Shoulder Season: November - February Low Season: July - September Exploring Himachal In Summer (March To June): Temperature: 22 - 37 °C Weather: Neither too cold nor too hot Months: March - June Summer in Himachal Pradesh is a soothing affair - the cold won’t bother you by sending shivers across your spine. Instead, it’s one of those times of the year when you can enjoy the cold while sipping on a hot cup of traditional Himachali tea by the hills. You know that feeling when the air conditioner is running, and you snuggle under the blanket? That is exactly how summer nights at Himachal feel! Are you looking for answers to questions such as ‘Himachal Pradesh best time to visit?’ - you can always opt for Summer considering you hate the excessive cold and want to spend a comfy time while traveling! The weather is great, but you know this season is also known for its own share of celebrations and festivities. Locals celebrate the Doongri Fair, also known as the Hadimba Devi Fair - the purpose? To celebrate the beginning of Summer! These local festivities are characterized by vibrant colors, blooming flowers, and lots of entertainment. Another great event that celebrates Summer in Himachal is the Summer Festival, which is held at The Ridge in Shimla every year. A 10-day event, the Summer Festival is known for handicraft exhibitions, fun sports activities, and folk dance performances - pet lovers, can even enjoy a dog show! Exploring Himachal In Monsoon (July To September): Temperature: 15 - 25 °C Weather: Monsoon with incessant rain Months: July - September Monsoon in Himachal Pradesh is all about petrichor with this rain-clad hamlet looking like a ‘breath of fresh air.’ The ‘freshly bathed streets’ and the smell of rain will greet you - think about the misty hills and quaint cafés, all patiently waiting for your arrival. Enjoy the magic of monsoon at Himachal and get lost in the beauty of the hamlet. While the earthy scent and lush landscapes will be enough to stunt your senses, a series of events will prevent the dampening of your spirits. The town of Chamba, for instance, celebrates the Minjar Festival in the months of July and August - the festivities are held for seven days and are mostly marked by grand processions. Locals visit the Laxmi Narayan Temple to offer both money and sweets as a prayer for a good harvest. The rains are beautiful, and they end up breathing life into the lush greenery that Himachal has to offer. If your best time to visit Himachal Pradesh is monsoon, then you must check out Kasol - spend hours by the side of the massive Parvati river, as the rain keeps creating a rippling effect on the water surface. Exploring Himachal In Winter (December To February): Temperature: 0 - 15 °C Weather: Snowy heaven Months: December - February Himachal Pradesh is a snow-lovers paradise in winter. If you want to experience the magical aura of snowfall in Himachal, then the best time to visit in Himachal Pradesh is this time! From indulgent snowball fights with your friends or family to walk through white streets while playing fun winter sports, winter in Himachal is a gift to all travelers out there - snowclad mountains, frozen lakes, crystalline ponds, and the landscape you will remember forever. The breathtaking beauty of Khajjar Lake is something you can’t miss out on during this time. Moreover, places like Manali and Shimla celebrate the onset of winter with the Winter Carnival - the ski slopes of Solang Valley and the winter sports activities of Rohtang Range are popular tourist attractions during this season. If you want to travel to Himachal during the winter, it’s a crazy decision considering the beauty during this time. You can also pay a visit to the Winter Queen contest a sort of beauty contest held in Manali. Frequently Asked Questions (FAQs): Check out the most frequently asked questions related to the best time to visit Himachal Pradesh mentioned below. 1. What Are The Top Places To Go To In Himachal Pradesh? Ans: The top places to go to in Himachal Pradesh are as follows,➼ Kinnaur,➼ Kasol,➼ Malana,➼ Dharamshala,➼ Solang Valley, and➼ Kufri. 2. What Is The Best Way To Plan A Himachal Trip? The best way to plan a Himachal trip is by following the itinerary mentioned below,➼ Day 1: Delhi to Shimla.➼ Day 2: Shimla to Kufri.➼ Day 3: Shimla to Manali.➼ Day 4: Manali to Rohtang Pass.➼ Day 5: Manali to Dharamshala. 3. Which Season Is Going To Himachal Pradesh? In Himachal Pradesh, winter begins sometime in October and lasts throughout February. Since December happens to be the coldest month of the year, there are several places in Himachal Pradesh during that time experiencing snowfall.If you want to enjoy the snowfall, then you must plan a trip in winter - places such as Shimla, Narkanda, Manali, and Kufri enjoy snowfall. 4. Which Is The Most Visited Place In Himachal? The most visited places in Himachal Pradesh are as follows,➼ Shimla,➼ Manali, and➼ Dharamshala. The Mountains Are Calling…And Himachal Is Waiting! The best time to visit Himachal Pradesh can vary depending on which season you prefer. Another factor that can influence your decision is whether you want to visit Himachal when everyone else is visiting or you prefer a smaller crowd. Himachal Pradesh is a huge state in terms of tourism because there’s so much to see, explore, and enjoy!  The best time to visit Dalhousie Himachal Pradesh will vary from the best time to visit another hill station in the same state. All you need to do is pick a time when you can see more, explore more, and naturally enjoy more. In the meantime, don’t forget to let us know your thoughts on the same in the comments below.