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BY  Sibashree Sep 5, 2024

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives.  As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points!  However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option.  Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available.  The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you.  THIS IS Why You Will Choose FintechZoom Best Travel Credit Card Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options.  FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats.  In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options.  THIS Is The FintechZoom Best Travel Credit Card  Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements.  1. Chase Sapphire Preferred® Card As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent.  Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion.  What You Get From The Chase Sapphire Preferred® Card The table below explains the benefits of the Chase Sapphire Preferred® Card.  Welcome Bonus60000Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)Travel Purchase through the Card5x Reward PointsDining3x Reward PointsAll Other Travel Purchases2x Reward PointsAnnual Hotel CreditsUp to $50Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)Yearly Bonus10%Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)Purchase Protection Benefits $500 for Each Item and $50000 for Every AccountForeign Transaction FeesWaived OffReferral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral)  However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high.  * Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit.  2. The Platinum Card® from American Express Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits.  Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently. “No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet. However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” - Forbes This Is What You Get From Platinum Card® from American Express Learn the American Express Platinum Card® benefits from the table below.  Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)Foreign Purchase Transaction Fees NoneFlight And Prepaid Hotels Booked through the Card5x Reward PointsOther Purchases 1x Reward PointsAirline Free Credit Up to $200CLEAR® Plus Membership$199Global Entry or TSA PreCheck® Application Fee CreditUp to $85Hotel Benefits Up to $200Digital Entertainment CreditMaximum $240Equinox Credit $300Cellphone ProtectionUp to $800 for Each Eligible Card Account Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention.  I am so proud to have chosen this card!  3. Capital One Venture Rewards Credit Card The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card. Unlimited 2x reward points on every purchase 75000 sign-up bonus on a $4000 purchase in the first three months 1,300+ airport lounges access So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms.  4. Citi Premier® Card The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage.  You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits.  Things No One Told You About Choosing FintechZoom Best Travel Credit Card FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips.  Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes.  Consider Your Travel Habits You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right?  Know the Sign-Up Bonus When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance.  Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget.  Look at the Annual Fee Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits?  These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay.  Know About The Foreign Transaction Fees Benefits Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently.  Flexible Redemption Options Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners.  Of course, the option of redeeming your points as cashback or gift cards is always available.  FAQs About FintechZoom Best Travel Credit Card 1. What makes FintechZoom’s travel credit card recommendations reliable? FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us.  Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements.  2. Can I have more than one travel credit card? Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses.  If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now.  So, use your cards strategically to optimize your travel benefits and earn more points.  3. How can I maximize my travel rewards with the FintechZoom best travel credit card? You can follow simple tricks to optimize your travel credit card benefits.  Know and use the sign-up bonuses. Pay your credit card bill in full and final at the end of every month. Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits.  4. Are there any downsides to using the FintechZoom best travel credit card? Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full. Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

BY  Sibashree Jul 29, 2024

Kenai Fjords National Park is a place rich in biodiversity. Like the Dry Tortugas National Park, it also harbors a diverse marine ecosystem and a wide range of birds.   Further, it is an elusive land of glaciers, icy lands, rocky mountains, and green canopies. It is also the park where you can take part in activities like hunting, fishing, petting at Exit Glacier, boating, and kayaking. However, the most fascinating activity to do here is watching wildlife.   Here, I will be your entourage in finding how the wilderness becomes alive at the Kenai Fjords National Park.   Exploring Kenai Fjords National Park Wildlife   The Kenai Fjords National Park has one of the highest footfalls among the national parks of America. In 2023, 387,525 people visited this National Park thanks to its wildlife and the most dramatic landscape with glaciers, mountains, ocean, and valleys. (Source)   Further, the Alaska Department of Fish and Game explains why and how the geographical features of the National Park make it rich in wildlife and biodiversity. About the habitat, it says,   “The park contains shallow bays and estuaries, and deeper marine habitats. Regional currents drive nutrients into outer Resurrection Bay, making that area especially rich in fish and an early location for spring bloom of plankton and algae. Cliffs and rocky shores create nesting sites for birds and haul-out areas for marine mammals.”  Do you want a slice of wildlife at this park where whales and mountain goats cohabit in the most amazing way? Let’s explore.   However, if you are more interested in amphibians and reptiles, the Everglades National Park will be your go-to destination.   Whales At Kenai Fjords National Park Wildlife  Watching the whales is one of the best activities to do at Kenai Fjords National Park. You can see the whales here throughout the year.   The table below presents a sneak peek into the different species of whales and their best viewing time.  Type of Whale  Best Viewing Time  Humpback Whale Mid-May to August Orca or Killer Whale Mid-May to June Gray Whale Mid-April to May Fin Whale May to September  You can easily spot whales on the surface of the water. As they spout, fluke dive, breach, or spy hop in the water, you will get to know about their playful nature.   The National Oceanic and Atmospheric Administration (NOAA) ensures that cruising companies and visitors maintain respectful behavior when they are on whale-watching trips.   Other Sea Mammals At Kenai Fjords  Kenai Fjords is home to many sea mammals along with various species of whales. Don’t forget to catch a glimpse of Dall’s Porpoises, harbor seals, sea otters, and sea lions.   Dall’s Porpoise  Dall’s Porpoises look like orcas but are faster. They eat lanternfish, octopus, and squid.   Harbor Seals  You will find these cute sea mammals resting around active glaciers. They also stay on ice floes. They love to eat shellfish and fish.   Sea Otters  You will spot the playful sea otters swimming on their back in the water. They love fish, crabs, sea urchins, and squids.  They are furry, and the funniest thing is to see them using their bellies as tables. For sure, you will want to grab a soft toy version of these sea mammals.   Stellar Sea Lions   Stellar sea lions are an endangered species, and they stay on the icy shore of the sea. They have reddish fur, and they are 6-8 in height.  These mammals survive on fish and mollusks.   Birds At Kenai Fjords  From the NPS archive, a historical document on Kenai Fjords National Park says,   “Kenai Fjords provides habitat for at least 191 species of birds. The black oystercatcher spends most of its time feeding in the rich intertidal zone. Tufted and horned puffins nest in rock crevices along the coast. Bald eagles patrol the waters in search of salmon and other fish.”   It’s time we meet the birds and learn briefly about them.   Horned Puffins  These beautiful birds have unique black horn-like markings over their eyes. The touch of red on the tip of their beaks further makes them easily distinguishable.  You must visit the Kenai Fjords from mid-May to August to catch a glimpse of these birds.   Bald Eagles   You may catch bald eagles preying on fish and waterfowl. They get their name from their white-feathered head.   Peregrine Falcons  Known for excellent hunting abilities, peregrine falcons have a vibrant touch of yellow around their eyes and on their beaks.   Along with these birds, you can also see birds like the common murre, black-legged kittiwake, and cormorant at Kenai Fjords National Park.   Land Mammals At Kenai Fjords  Mountain goats and brown and black bears are common at Kenai Fjords. The mountain goats have split hooves for a better grip on the mountains and on the snowy land.   Further, many people visit the Kenai Fjords only to meet black and brown bears. These bears love eating fish, berries, and other vegetation.   Final Words   Global temperature changes and glacier melting have challenged the vast wilderness at Kenai Fjords National Park. Further, the movements of crustal plates beneath the Earth's surface make the landscape and its ecosystem volatile.   So, there is nothing permanent about the animals found in this park, stretching over 1000 square miles of water and land. Also, it is impossible to know about all the species habituating here thanks to the geographical nature and dramatic differences in weather conditions across seasons.  Nevertheless, as you take a tour of this rich national park on a cruise or explore its various parks, make sure to abide by the safety norms. Respect nature and its inhabitants!  This is the best way to experience the natural abundance the park is known for.   Do you have plans to visit the Kenai Fjords anytime soon? What do you find the most amazing thing about it? Don’t forget to share your ideas with us!   Wildlife At Kenai Fjords National Park: FAQs  What Animals Can You See In Kenai Fjords National Park?  Kenai Fjords wilderness is vivid. As you take a cruise trip or explore the National Park, you will notice the seals first, comfortable on the floating ice in the sea. Further, the male and female sea lions make their presence felt on the icy seashore.   Kenai Fjords is home to many notable species of marine and land mammals. Also, you will find various birds here.  Whales, sea otters, Dall's porpoise, gray wolves, minks, and mountain goats are common animals here.   Birds such as puffins, bald eagles, and peregrine falcons will greet you as you visit this beautiful national park.   Can You See Bears In Kenai Fjords National Park?   Located at the edge of the Kenai Peninsula, Kenai Fjords has black and brown bears. Black bears are easily spotted, and they are more timid than brown bears.   The National Park Service has a set of safety guidelines, including not attracting bears with food and garbage and avoiding their personal spaces. Follow the norms to make your interaction with the bears delightful.   Can You See Northern Lights In Kenai Fjords National Park?   Yes, you can see the Northern Lights in Kenai Fjords National Park during the autumn and winter seasons. The night sky of Kenai Fjords looks like the most amazing melange of green, purple, blue, and green shades.   If you are a religious soul, you must visit the Virgin Mary Russian Orthodox Church with the Northern Lights dancing in the sky. It’s the most divine experience.   For a spiritual journey, watch the lights over the Seward boat harbor.   When To See Whales In Kenai Fjords National Park?  You can see whales in Kenai Fjords National Park throughout the year. However, if you want to watch a specific species of whale among the varieties seen here, you must plan a trip according to the right season.   The best time for watching gray whales is March and April. In these months, gray whales migrate to this part of the world through the Gulf of Alaska.  Do you want to watch the humpback whales? You can see them from May to October. They flock in large numbers from Mexico and Hawaii. They live in the water here as they can find nutrient-rich food for them throughout the summer.   In addition, Orcas or the killer whales are seen in mid-May and June. Moreover, if you are lucky enough, you will also see minke whales and fin whales in this area.   What Is Special About Kenai Fjords?   Your Alaska trip is incomplete without a visit to Kenai Fjords National Park, where you can see the best of the marine world. Also, it is the home to Northwestern, Aialik, and Holgate tidewater glaciers. Glaciers move relentlessly into the sea.   Further, it is the most picturesque landscape where mountains, an ancient icefield, valleys, cascading falls, forest canopies, and the great Pacific Ocean coexist. Thanks to this coexistence, Kenai Fjords National Park is rich in biodiversity. You will find humpback whales, sea otters, mountain goats and many species of birds in the National Park.   Designated as a National Park in 1980, Kenai Fjords National Park also protects various archeological and historical remains. The park has many prehistoric, protohistoric, and historic sites.   Archeologists still conduct surveys in this park to learn more about the human way of living and why it has changed over the years.   Also read Things To Do In Rocky Mountains National Park. Top 10 National Parks In Oregon That You Need To Explore In 2023! What Is The Best Time To Visit Glacier National Park? Find The Answer Here!

BY  Abdul Aziz Dec 26, 2023

With good reason, Mexico is one of the most sought-after travel destinations worldwide. However, not every area of Mexico is secure for tourists. Today, we will talk about the most dangerous cities in Mexico. According to the World of Statistics, nine Mexican cities are among the world's ten deadliest in 2022. There have been 512 homicides reported through the first seven months of the year, or an average of 73.1 per month. The murders are steadily on track to match or marginally exceed those numbers in 2023. The previous year saw 887 murders or an average of 73.91 homicides per month. Most Dangerous Cities In Mexico A recent study on wisevoter.com found that there were 36,579 murders in Mexico. This corresponded to the 4th-highest murder rate in the world, 28.37 per 100,000 people. The study found that men are eight times more likely than women to become murder victims. Here are some of the most dangerous cities in Mexico that you could wisely avoid if you are planning to visit: Acapulco Despite being one of the most dangerous cities in Mexico, Acapulco continues to draw large numbers of tourists due to its beaches. The rate of homicide in the city is 111 per 100,000 residents. Drug-related violence in Acapulco has increased dramatically as different cartels compete for control of the lucrative drug trade in the city. This city is located in Guerrero, a notorious state well-known for its high rates of violence. It witnesses regular chaos brought on by gang turf wars and heroin production. Tijuana Tijuana's high murder rate and drug-related violence make it the most dangerous city in Mexico. There are 138 homicides for every 100,000 people. Tijuana is the main gateway for drugs originating in South America, making it a hub for cartel activity. Due to its proximity to the US border, it is also a significant hub for organized crime and human trafficking. Based on data on homicide rates, Tijuana is the world's most dangerous city. Ciudad Victoria Ciudad Victoria, one of the most violent cities in Mexico, is situated in the state of Tamaulipas. This area is another hotbed of drug-related violence, with a homicide rate of 86 per 100,000 residents. Located just beyond the U.S. border, Tamaulipas makes it an entryway city as well. In Ciudad Victoria, members of the Northeast Cartel actively manage their businesses. Irapuato Irapuato, in the central state of Guanajuato, has witnessed a surge in drug-related homicides over the last three years. With a homicide rate of 81 per 100,000 residents, the city is among the least safe places for visitors. Even regrettably so for the residents who live there. Turf wars between the Santa Rosa de Lima Cartel and the Jalisco Cartel New Generation are primarily to blame for the murders that occur here. Cancun A spate of shootings, robberies, and attacks on tourists in Cancun were linked to cartels. Mexican President Andres Manuel Lopez Obrador has recently issued a warning to travelers about the travel risks. This city is notorious for its high levels of violence. Yet it is far less deadly than other Mexican cities, with a homicide rate of 64 per 100,000 people. Uruapan For a mountainside city in Michoacan, Uruapan has seen a steady rise in violence; sadly, it appears that this violence will only get worse. This once peaceful town is now home to rival cartels that frequently switch names and hands. Killings take place in the most inconspicuous places, like bars and arcades. The current homicide rate in Uruapan is 55 per 100,000 residents. Culiacan Formerly regarded as a moderately dangerous city, Culiacan is currently the scene of a fatal conflict.  It happened after the apprehension of Ovidio Guzman, the son of cartel leader El Chapo. The city is Sinaloa's central city and has a homicide rate of 61 per 100,000 residents. Because of the Sinaloa Cartel's stronghold over the city and its populace, visiting tourists face extreme danger. Cuidad Obregon Sonora's second-biggest city, Cuidad Obregon, has gained notoriety recently. It ranks as the world's fourth most dangerous city in 2022. Not only has there been an increase in violence in Ciudad Obregon but also in the neighborhood of Cajame, which is the southernmost part of the state. It will take time to determine whether this sharp rise in crime will hold. There are currently 52 homicides for every 100,000 residents. Celaya According to the accounts, more than a thousand people were killed brutally every year. Theft, drug sales, and human trafficking have all increased, so the story is far from over. Taking a vacation in Celaya is risky. Celaya has 109.38 killings per 100,000 residents, making it one of the world's most dangerous cities right now. Coatzacoalcos Once a bustling tourist destination in Veracruz, Coatzacoalcos has a homicide rate of 48 per 100,000 residents. Perpetrators left nine bodies on the street. Among the top ten most dangerous cities in Mexico is this one because of murder, violent crime, and robbery. Ensenada The only other regions of Mexico with official travel advisories or restrictions are those located 1,400 miles away. Reports from the press and locals indicate a rise in violence. Locals and tourists, however, have not been impacted by this unrest. Violent killings have increased in Ensenada and Tijuana over the past few months, primarily occurring outside of the city center and at night. Although there are some risks in the unguarded neighborhoods further out, the city center is still very safe. Travel through the Vine Valley or on day trips are usually safe. Reynosa Reynosa is a prominent urban center located directly across the Rio Grande from the US border. Unfortunately, because of ongoing conflicts between criminal gangs, it has gained a reputation as one of Mexico's most dangerous cities. Traveling to this area due to the ongoing security concerns is high risk. However, it's crucial to understand that Reynosa, despite its unflattering reputation, is an important industrial center for the Rio Grande Valley and Northern Tamaulipas. The city drives a number of industrial activities and acts as a vital link in cross-border trade and commerce, significantly impacting the region's economic landscape. Reynosa continues to play an important role in connecting and promoting economic development in this region of Mexico, even with the ongoing security concerns. Chihuahua Due to concerns about crime and kidnapping, the U.S. State Department advises travelers to "Reconsider Travel" to Chihuahua. There is a lot of violent crime and gang activity in the area. Travelers should exercise caution even though the majority of criminal organizations commit murders that are targeted assassinations. Drug-related violence has escalated dramatically in northern Mexico over the last twelve years, especially in Chihuahua. Despite being relatively safer than other cities in the area, cartel violence is still a problem in Chihuahua. It's crucial to remember that most killings target drug dealers and their families; violent crimes rarely target tourists. There are military checkpoints throughout the city and its environs, and adherence to them is required. Wrapping Up It's critical to keep in mind that even though the state has a high rate of crime, not all of it is dangerous. For example, Illinois is not always a crime hotspot just because Chicago is. When it comes to organized crime and corruption, Tijuana, Ciudad Juarez, Victoria, Reynosa, and Culiacan are typically the worst cartel cities in Mexico. While you're organizing your next vacation, we hope this article will be helpful to you in determining which areas of Mexico are dangerous. If the location you're interested in doesn't appear on this list, it's probably not in one of Mexico's most dangerous regions. And as long as you exercise common sense caution, you should be alright. If you have thoughts to share or questions to ask about the most dangerous cities in Mexico, please leave a comment below. We would love to hear from you! Read Also: Navigating The Unseen: Exploring The Most Dangerous Country In The World Heatwaves And Adventure: Traveling To The World’s Hottest Destination Crime And Caution: Navigating The Dark Side Of California’s Cities Is Costa Rica Safe For Visit For Travelling?