Navigating Travel With A Loved One Experiencing Middle-Stage Dementia

BY  Barsha Nov 8, 2023

Picture this: You've been planning your dream vacation for months, and the excitement is palpable. You've booked your flights, reserved a luxurious beachfront villa, and even made restaurant reservations at that five-star restaurant you've been drooling over. But there's one crucial detail that many travelers often overlook – travel insurance. While it might seem like an unnecessary expense, the absence of vacation travel insurance can have dire consequences. In this blog post, we'll explore the potential risks of traveling without proper coverage. Check out how it could even impact your life insurance. Medical Emergencies Abroad One of the most critical aspects of vacation travel insurance is medical coverage. Imagine falling ill or getting injured while abroad, requiring medical attention. Without travel insurance, you could be left with exorbitant medical bills, putting your financial stability at risk. Medical expenses abroad can be astronomical, especially if you need hospitalization or emergency medical evacuation. Having travel insurance ensures that you're protected against these unforeseen medical expenses. Moreover, it gives you peace of mind while you're enjoying your vacation. Trip Cancellations And Interruptions Life is unpredictable, and even the best-laid vacation plans can go awry. Illness, family emergencies, or unexpected work commitments can force you to cancel or cut short your trip. Without vacation travel insurance, you might lose a significant portion of your non-refundable trip expenses. Thereby leaving you with an empty wallet and no vacation memories to cherish. Travel insurance typically covers trip cancellations and interruptions due to valid reasons, allowing you to recoup your financial losses and plan for a future trip. Lost Or Delayed Baggage Baggage mishaps are more common than you might think. Airlines misplace luggage, and delays can leave you without your belongings for days. Imagine arriving at your tropical destination with no swimsuit, sunscreen, or even your essential medications. Travel insurance often includes coverage for lost, stolen, or delayed baggage, providing compensation for the inconvenience and ensuring you can enjoy your vacation without unnecessary stress. Travel Insurance And Life Insurance Interplay While you might not immediately associate vacation travel insurance with life insurance, the two have interconnections in some ways. Your life insurance policy might have some influence if you engage in high-risk activities during your vacation without proper coverage.  Some travel insurance policies offer optional coverage for extreme sports or adventurous activities, which can protect you and prevent any negative impact on your life insurance coverage. Engaging in risky activities without insurance not only jeopardizes your physical well-being but can also lead to complications when it comes to your life insurance claims. Emergency Medical Evacuation In the unfortunate event of a severe medical emergency, while you're traveling, you may require emergency medical evacuation to receive proper care. This can involve airlifting you to a specialized medical facility, often in another country. The cost of such evacuations can be astronomical, ranging from tens of thousands to over a hundred thousand dollars. Without travel insurance, you'd be responsible for covering these expenses, potentially draining your savings or even putting you in debt. This financial burden can have a cascading effect on your life insurance. Since your ability to maintain your premiums may be compromised. Legal Assistance Travel insurance can also provide legal assistance in case you encounter legal troubles while abroad. Whether it's a simple traffic violation, a passport issue, or a more serious legal matter, having access to legal support can be invaluable. Without travel insurance, you'd have to navigate these legal challenges on your own, potentially leading to costly fines, delays, or even imprisonment. These legal issues can disrupt your life and have financial implications that could affect your ability to maintain your life insurance coverage. Peace Of Mind And Financial Protection In addition to the specific scenarios mentioned above, vacation travel insurance offers peace of mind throughout your trip. Knowing that you’re safe against unforeseen circumstances allows you to relax and fully enjoy your vacation. It’s a small price to pay for the assurance that you won’t experience financial turmoil if something goes wrong. Summing It Up In conclusion, vacationing without travel insurance is a risky proposition that can have far-reaching consequences. From medical emergencies to trip cancellations, lost baggage, and legal troubles, the absence of coverage can turn your dream vacation into a financial nightmare. Moreover, it's essential to recognize the potential impact on your life insurance. Ensure not to engage in risky activities without adequate protection. To safeguard your financial well-being and enjoy your travels worry-free, it's wise to invest in comprehensive vacation travel insurance. Before your next trip, take the time to research and choose a policy that suits your needs and the nature of your vacation. Remember, travel insurance is not just an expense! It's a safety net that ensures you return home with cherished memories and your financial stability intact. Don't leave home without it! Read Also: How To Fund The Cost Of Travelling How To Apply For A Passport Online In This Pandemic, And Which Countries Allow You To Travel Now?

BY  Nabamita Oct 19, 2022

Every Indian has at least once visited the beautiful snowy hills of Shimla, located in the lap of Himachal Pradesh. If you are thinking of traveling to Shimla for your vacation, you can do that anytime you want. Ideally, there is no best time to visit Shimla, you can visit there anytime you want. Welcome To Shimla! Shimla, also known as Simla until the year 1972, is a city in Himachal Pradesh, in North India. Due to its scenic beauty, mountain landscape, and old English architecture, no doubt it is known as the Summer capital of British India. The beautiful oak trees, colonial old English-style architecture, and an ancient feel are what attract visitors to Shimla. But if you are still wondering when to visit Shimla, then you need to keep on scrolling down the article. Best Time To Visit Shimla Even though you are traveling solo to Shimla or looking for the best time to visit Shimla for honeymoon, then keep on scrolling to know the best time to visit Shimla.  Oct - Feb ❄️Jul - Sept 🌧️Mar - Jun ☀️-7 to 10c10 - 20cc15 - 30c 1. March To June The summer and spring months start from the month of March and continue till the month of June. After long and extreme winter months, the summer months are quite pleasant for tourists looking for the best time to visit Shimla. The temperature around this time rotates around 16c to 30c. The days are quite warmer and rather enjoyable, with a wide range of greenery, colors of blooming flowers, and melting snow. The roads here are clear and without any blockage and interruptions along the way. This way, you can enjoy every nook and cranny of the beautiful city of Shimla. Even though you should carry warm clothes with you, it would be wiser to carry light clothes as well if your tolerance for colder weather is high. 2. July To September Just like any other hill station here in India, the monsoon months are regarded as the offseason for tourists and visitors. With heavy rainfall, landslides, and roadblocks, the monsoon months may not be the best time to visit Shimla. The average amount of rainfall that Shimla receives is more than 1400mm, and the temperature is around 14c to 20c. But the best deal for adventurers during the monsoon months is that since it is the offseason for tourism, huge discounts are given by hotels and lodgings. But if you are willing to take the risk of visiting there during the monsoon months, then you should consider all the dangers ahead of time. 3. October To February One of the best time to visit Shimla for snowfall is during the winter months. The winter months are what attract most of the tourism here in Shimla. The temperature during the winter months ranges from -6c to the highest at 8c. The snow-covered mountain tops are a sight to see for the sore eyes, and if you are lucky enough,, you can also witness snowfall here. Winter months are just magical for the countryside as it is in the citylights here in Shimla. You are definitely going to enjoy every cozy night with your friends, family, or partner, or adventure sports out in the snow. Different Climates In Shimla When you want to visit any hill station, it is very important that you have thorough knowledge about all the potential risks and dangers of the place. 1. Summer In Shimla Summer months is the most enjoyable for tourists who are not too comfortable with the snow and cold climate. Other than going for adventure sports in the snow, there are many adventure sports available during the summer months as well. Adventure sports such as paragliding, trekking, rafting, and camping. Even if you are not into all these activities, then during summer, the summer festival is the best entertainment experience that you want to experience. Activities like folk dancing, musical performances, and flower shops go on for about five days. This festival first started in the early 60s, with thousands of visitors visiting each year. 2. Monsoon In Shimla Since the monsoon is usually considered an offseason, there are not a lot of activities to do around this time of the year. But the Rhyali festival, or the monsoon festival, is one of the most attractive attractions during this time of the year. The festival is celebrated in honor of the rain god to appease him in order to have a prosperous agricultural year.  But during the monsoon, the water-washed hill station gives a fresh perspective to the landscape. 3. Winter In Shimla The white fluffy snow-covered mountaintop of Shimla looks like a magical place indeed. With lots of adventure sports such as ice skating and skiing. One of the best places to travel to in Shimla is Mashobra, Kufri, and Narkanda. If you are traveling to Shimla during the month of December, then you should definitely stay till Christmas and New Year in here. The hill station is beautifully decked up during this time, and it is possible that you will celebrate a white Christmas here in Shimla. Frequently Asked Questions (FAQs) If you have any more queries about the best time to visit Shimla, then here are a few questions you might find helpful. 1. In Which Month Snow Falls In Shimla? The months from October to February, this is the time of the year in Shimla when you are able to witness actual snowfall and a snow-covered hill station. 2. Is 2 Days Enough For Shimla? Traveling to Shimla during an optimal season would take about 3 days and 2 nights to witness the majesty of the whole hill station. Hiring a car or a bike to travel would help you a lot to travel the whole hilly region. 3. Is It A Good Time To Visit Shimla Now? If you want to experience summertime in Shimla, then the best time to visit Shimla is for the months of March to June. But if you want to witness the winter months, then you would want to visit here during the months of November to February. Visit Now! Shimla is one of the most naturally aesthetically pleasing hill stations in India. It is a must-visit place in India, but you need to know the best time to visit Shimla. So when you are backpacking to Shimla on your next vacation, then don’t forget to pack all the warm clothes. Read Also: Which Is The Best Time To Visit Mussoorie? Which Is The Best Time To Visit Sikkim? Top 7 Best Places To Visit In Darjeeling

BY  Mashum Feb 12, 2019

Brace yourselves – the storm of starry-eyed romantics, displaying affection in public, is coming. For people who are in a relationship, this Valentine’s Day might be the perfect time to express their love for their partners. But for other folks who are single, this occasion may seem a bit, well, cringe-worthy. It doesn’t have to be. Valentine’s Day is a celebration of love in different forms. It can be love for a spouse. It can be love for parents, siblings, kids, and friends. It can be a love for the community. Lastly, it can be love for yourself. Traveling is one of the best things you can do to show how much you love yourself. Just because you’re single doesn’t mean you’ll be stuck at home, binge-watching series and avoiding social media. Go out. Explore. Visit places and do activities that spark joy. Where to go and what to do this Valentine’s Day? Here are travel tips ideally suited for singles this season of love. 1. Travel to a nearby off-season getaway for the weekend Take a weekend trip to somewhere near yet away from the city – somewhere close to your heart. Just make sure to go “off-peak” to enjoy cheaper rates and less crowd (unless you’re ready to mingle.) If you don’t want smooching couples to rain on your parade, there are utterly cheesy, thus crowded destinations and activities to avoid. Skip fancy flower and chocolate shops, candlelit restaurants, secluded resorts, tall towers, malls, bay view parks, and romantic hotels. Avoid travel packages that say something like “romantic champagne dinner for two.” Instead, go hiking.Search for underrated beach resorts with exciting daytime activities and great nightlife. Visit museums and historical destinations with interesting architectures. Don’t forget to bring a tripod or mono pod to take beautiful photos. 2. Try blood-rushing travel activities for the first time When was the last time you did something daring for the first time? Take advantage of the freedom you have and do something you've been dreading to try. There are travel activities that don’t need a partner to enjoy. Find a hiking trail and explore with strangers and take great pictures along the way. Don’t just chill by the shore – learn surfing, paddle boarding, and other waterspouts. Go skydiving. If that’s too nerve-racking (and expensive) for you, you may try zip line. 3. Fall in love…with animals It’s amazing how an animal can change your life – and make you feel like you’re not alone in this world. Aside from bonding with your pet, you may enjoy visiting an animal sanctuary, a safari, or an octogenarian. You can also drink coffee at a pet cafe nearby. 4. Go have a relaxing staycation in the city Can’t travel far? Book a hotel room in the city all for yourself. Enjoy the view of the skyscrapers from your balcony. Use hotel amenities including in-room television with free movies, roof deck swimming pool, spas, and buffet. You can also go out to nearby establishments, like restaurants, cafes, and pubs, malls, cinemas, and museums have the time of your life. 5. Give yourself a wellness retreat Devote the entire day, or even a weekend to relaxing to treat your body, mind, and senses, at someone special like The Aerial BVI – you deserve it after a long week of working non-stop. The wellness retreats at The Aerial BVI can be booked exclusively for your entire family or group so you can enjoy the private beach, activities, and amenities whether you stay for the day or a week! If hotel accommodation is too expensive, go to a spa for a rejuvenating massage. Get facial treatment. Go to a hair and nail salon for a quick makeover. Go shopping. At the end of the day, pamper yourself with a glass of wine or champagne. Or hot chocolate or tea, if you don’t drink. 6. Master the art of solo dining Avoid candlelit restaurants, they say, for they’ll be packed with lovers this Valentine’s Day. But what if you want to treat yourself to a juicy steak at the best steakhouse in Omaha (or wherever you're traveling), and a glass of wine? Here are the tips for enjoying yourself at a restaurant. Rule number one: Don’t mind them and go treat yourself with your favorite dish and liquor. Avoid encountering couples by going for lunch instead of dinner. If you’re in a fancy restaurant with no entertainment or whatsoever, make sure to bring any reading material or any source of entertainment. You can also take out your phone, take great photos, and edit them like a pro. You may also go to casual coffee joints where you can enjoy your alone time at peace. Check out night markets for interesting food offerings, which may suit your palate. If you’re at a bar, choose a counter seat. Chat with service people. You can even chat with another solo diner. 7. Go to bars/clubs with entertainment Dining places with live performances are perfect for solo travelers, who are sick of looking bored and lonely when dining alone. They also provide great value for time and money, since you can enjoy great food and entertainment at the same time. Find a bar with stand-up comedy acts, jazz, rock, or acoustic band performances, spoken poetry, and other forms of performing arts which suit your taste. 8. See your favorite musicians live Music buff? Celebrate V-Day with your favorite artists. It doesn’t necessarily have to be a pricey concert – it can be a music festival, free outdoor shows, or gigs at a local bar. 9. Attend day workshops Do you want to learn how to make chocolates? Or be your own bartender by learning how to mix cocktails? Do you want to take your skills in photography or painting to the next level? A day of learning more about something you're passionate about and/or something new and exciting pays off in the long run. 10. Travel with friends and/or family Just because you’re single doesn’t mean you have to travel alone. Gather your single friends, guys, and girls, and plan a getaway. Rent out a vacation home, a huge hotel room, or go camping with a bonfire on. Make music, drink, play games, and be merry. Okay, so your friends have other plans. Don’t fret – spend time with your family. You can go third-wheeling with your parents or plan a family getaway out of town. Having fun doesn't have to be expensive and far. A plus point: It’ll be cheaper since you get to share the expenses. Read Also:  Romantic Getaway Tips: 9 Ways to Celebrate Love without Special Occasions Tips For Improving Your Holiday Experience