5 Tips To Travel For Seniors With Limited Mobility

BY  Arnab Sep 22, 2022

A UK cancer charity has been raising awareness about what it calls the ‘scandal’ of cancer patients being quoted travel insurance premiums so high they cannot afford to go on holiday.  Hampshire-based PLANETS, which supports people with neuroendocrine, pancreatic, liver, colorectal, abdominal, and pancreatic cancer, has accused travel insurance providers of applying a ‘one-size-fits-all’ policy to cancer patients which often penalizes people even when they are in remission and have been in good health for a number of years.  As well as pointing out that many insurers simply refuse to cover anyone with a history of cancer, making their search for cover more difficult, PLANETS also highlights some of the exorbitant prices cancer patients are sometimes quoted - as if to purposefully put them off. There Are Alternatives For Cancer Patients It points to two cases it came across of patients it worked with, both of whom had neuroendocrine tumors. One was quoted for a two-week trip to Canada requiring £7,000. The other was told to enjoy a week in Spain, it would cost £1,000 for them. PLANETS co-founder Jo Green also has neuroendocrine cancer. The condition is incurable, but with treatment can be managed successfully for many years. She has been living with it for 11 years, has no symptoms, and is in good health. But she too faces obstructive practices whenever she tries to get insurance to go abroad.  The reason why PLANETS has taken up the cause of travel insurance for cancer patients is that, as Jo puts it, going on holiday is an “essential” coping mechanism for many people living with the realities of a long-term medical condition.  “You’ve already been dealt a pretty bad card if you’ve had cancer,” she says. “It is a shame insurance companies can’t be more helpful and realistic in order to allow patients to seek respite through holidays which are important to health and wellbeing.”  Her thoughts are echoed by her fellow co-founder Neil Pearce, a specialist in pancreas, liver, and neuroendocrine tumor surgery. “For many people, the respite and morale boost a holiday away with family or friends brings is invaluable to their life, yet we are in the perverse situation where very little effort [by travel insurers] is even put in to establish the condition a person is in.” Fair Prices And Bespoke Policies After cancer travel insurance reviews, most mainstream travel insurance providers simply aren’t set up to deal with the nuances of people’s health on a case-by-case basis. To them, someone with a pre-existing medical condition represents heightened risk - the risk of falling ill while they are abroad and claiming medical expenses, the risk of requiring more expensive specialist interventions.  Those risks are simply categorized by the condition. Whatever the condition, that’s the additional charge (if they even agree to offer cover for it at all). And everyone with that condition has to pay that same price.  It’s also the case that certain medical conditions attract much higher premiums than others. Cancer is right at the top of that list.  This is all commonplace in the travel insurance sector, but it’s by no means universal. There are providers who specialize in medical travel insurance, i.e. policies specifically geared for people with long-term medical conditions.  The Difference Between The Travel Insurance And Medical Insurance The big difference in how these niche providers operate is that they do take the health of the individual into consideration. This is usually done by means of a simple medical questionnaire. Prospective customers will be asked about their medical history, what condition (or conditions) they are currently living with, how it is managed, what medication they are on, their current state of health, etc.  From this information, medical travel insurance providers are the best insurance for cancer patients and are able to do two things. One, they can make a fairer evaluation of the risk an individual actually poses. So for cancer patients, if they are in remission or if their symptoms are well managed and they are in good health, they can be offered a policy at a fair price.  The insurer understands it isn’t simply cancer that poses the risk - it’s the individual circumstances of the patient. Second, knowing something about the medical background of the individual means specialist insurers can offer policies tailored to their needs.  Although all travel insurance includes cover for medical costs, this is generally only for generic emergency treatments, not interventions specific to a particular condition.  What If You’re Diagnosed With Cancer After You Purchase Travel Insurance? Imagine you and your spouse decide to take a Paris trip to commemorate your 25th wedding anniversary. To safeguard the vacation, you also buy travel insurance. Six months later, a regular mammogram finds a lump in your breast, and stage 2 breast cancer is the result of this discovery. You have to have radiation and surgery, so your eagerly anticipated cruise will have to wait. When you're dealing with a cancer diagnosis, travel insurance with trip cancellation benefits might be really helpful. Travel insurance after breast cancer cancellation benefits can pay you back for your paid, non-refundable trip expenses if your symptoms (or the side effects of treatment) are incapacitating enough to force you to cancel your trip and if your doctor recommends it. In this matter, you can reschedule your Paris trip after your wife has recovered.  Final Words As a cancer patient or anyone else with a long-term medical condition, you want the reassurance that if you do fall ill on your holidays, you will get the care and attention that you need - and that the cost of it will be covered by your insurance. Please remember that travel insurance can't pay for planned medical expenses. Plus, travel insurance will not pay for elective care, non-emergency care,  experimental treatment, and long-term care in your insurance policy.  Apart from this, if you have any more questions, you can ask by commenting below. Please share your opinions, if I missed any points to mention here.  Read Also: Does Traveling Affect Your Life Insurance? Dos And Don’ts Of Travelling With A Campervan Top 10 Scenic Snowflake Cities In The U.S. To Travel To This Winter

BY  Abdul Aziz Oct 4, 2021

Any visitor's worst nightmare is losing their phone, wallet, or, worse their passport in an unfamiliar location. You have no prior knowledge of the country, its inhabitants, or its language. And if you lose your essentials while traveling overseas, what was supposed to be a relaxing vacation becomes a full disaster. Losing your passport is the worst thing that can happen to you. Because it raises the most fundamental question: how will you get back home? But have no fear: every problem has a solution, and this one is no exception. So, if you ever find yourself in a situation like this, try not to freak out. Inhale deeply and exhale slowly. And once you've searched every nook and cranny and are certain it's gone, there are five basic things you should do if your Indian passport is misplaced while traveling abroad. File An Official Report For Lost Or Missing Passport To begin, locate the nearest police station and register a missing or lost passport complaint. Any travel insurance policy must include this step. It's also crucial information that you should bring to the attention of the embassy or consulate. However, keep in mind that this may not always expedite the procedure of apply for a new passport. Nonetheless, it is critical. A police report can also help you with embassy formalities like obtaining an emergency certificate or a new passport. Visit The Nearest Indian Embassy Or Consulate Next, go to the Indian embassy or consulate in your area. They will assist you in obtaining a new passport. Make an appointment ahead of time by calling ahead. It's also crucial to notify the embassy if your passport has been stolen. Find the one closest to you and acquire their phone number and email address so you may communicate with them. Keep All The Supporting Documents Ready As your appointment with the Indian embassy approaches, it would be preferable if you prepared the necessary documentation to replace your passport. When you visit the embassy, you will be required to submit some documents in addition to the application. It will take around a week to replace a new passport. For this, you must submit the following documents: Personal application stating the need for the new passport's prompt issuance Photocopy of lost passport (front and back pages), passport lost or stolen police report Passport size photos (4 to 6) Photocopy of air tickets and visa You also don't have to wait for a new replacement passport if you need to return to India right away. Simply fill out an application for an Emergency Certificate. This is a travel document that can only be used once. It allows an Indian citizen who has misplaced their passport to return to India without difficulty. You'll need to get your visas stamped anew for both of these alternatives. The following documents are required to apply for an Emergency Certificate: Application by giving an EAP-2 form Passport size photos (4 to 6) Photocopies of passport (Front and back pages) Police report for a lost or stolen passport. Appy For Re-Issue Of Your Visa If you lose your passport while traveling abroad, whatever visas you may have will be lost as well. As a result, you can reclaim your visa by going to the nation's embassy that issued it in the first place. For this process, you'll need a copy of your old visa as well as the police report that was submitted. It would also be beneficial if you had your new replacement passport. Reschedule Your Flight & Claim Travel Insurance On Return If your passport is lost or stolen, you will be unable to travel outside of the foreign nation until you acquire a new passport or an Emergency Certificate. As a result, you may need to reschedule your flight if necessary. Call your airline and let them know what's going on. The sooner you notify the airlines, the more likely you will avoid wasting your money on rescheduling your journey. Before going abroad, it's always a good idea to get travel insurance. If you've done all of this, make a claim for your travel insurance when you get back to India. Make a claim for a missing passport to redeem your insurance. Contact your insurance company as soon as possible, and preserve the police report and any other documents connected to the expenditures paid as a result of the loss of your passport on hand. So, if you lose your passport or it is stolen while on vacation overseas, these are the five things you must do. Above all, remember to be cheerful, take a deep breath, and avoid panicking. If you keep your cool, you'll be able to get through this scenario faster and with less stress. Read Also: Rejection Of China Tourist Visa In Atlanta – Some Possible Reasons How To Book A Driving License Slot Online?

BY  Arnab Feb 20, 2023

Traveling is one of the most exciting and pleasurable activities, especially when you go on long-awaited holidays. But the holiday will not eventuate without a long distance locomoting. If you choose to drive by car, you will probably come across some paid highways or interstates, which means, you will have to pay tolls. What exactly are toll roads? How can you pay a toll? Check it out! What Are Toll Roads?  Toll roads are highways or express lanes that need to be paid a fee in order to drive on them. This fee is named a toll. The users pay tolls for road repairs, improvements, and building new road facilities. That is why toll roads are, in most cases, fast, well-maintained, and high-quality roads. The toll roads are easy to spot. When you enter this road, you must slow down and stop by the toll plaza (toll booth) to pay a fee. Only then, you can be allowed to travel further. The toll system is popular in some European countries, and in most of the US states.  The Long History Of Toll Roads  Toll roads are visible not only in recent history but also in ancient mythologies and treatises. The most well-known reference could be found in Greek mythology. Charon, a boatman who transported the souls of the dead to Hades, was to be paid by putting a coin into the deceased man's mouth. Well then, paying for passage is nothing new. In the Middle Ages, tolls were paid to cross bridges. In the 17th century, turnpikes were introduced, ad since then, they were constantly used. Up to the 1980s, the tool booths were operated by people. But in 1987, the first electronic tool booth was introduced. Since then, electronic toll collection only increases. In the 1990s, the toll highways started to be privately owned, and the state departments lost their monopoly. From 2010, you can pay tolls completely cashless. Distance-based systems boosted significantly in 2020 due to the Covid-19 outbreak.  The Toll Road - What Kind Of Tolls You Can Come Across? Toll booths can be found on almost any road but there are many types of tolls, which were classified by the payment method. These are: Open system (barrier system): road users need to pay a toll when they pass through the ramp toll plaza or mainline toll booth.  Closed system (ticket system): the vehicle’s license plate is scanned, and the vehicle owner is charged upon the entry toll gantry and exit toll gantry combination. Annual toll: frequent drivers can pay for an annual toll pass, which allows them to travel through all toll routes with a valid toll pass.  How Can You Pay Tolls? When you enter the toll road, you need to be prepared, that you have to pay the fee. Depending on the country and road, you can have different toll facilities to pay a fee. What payment methods you can choose? Cash, credit, or debit card: you can pay using the toll booths. Toll booths accept all the most popular payment types. Pay online: the electronic toll pass plaza allows you to drive through without paying. In order to avoid a toll violation fee, you need to settle the payment online within 14 days. If you don't check the pay-by-plate site, you can also pay a traditional invoice that comes by mail.  How Much Will You Pay? The toll roads are not very expensive and they provide motorists with an optimal traffic flow and great road conditions. The fee depends on the category of vehicle you drive. The average toll for two axes vehicle is approximately $5. Motorcycles will pay an even lower fee. The toll for transfer trucks will be the most expensive. If you want to know more about traveling in the US, check out the Uproad blog at www.uproad.com/blog/what-are-toll-roads Read Also: Sizzling Summer Road Trip Destinations 10 Best Places To Travel In January – Travel Guide 2022 5 Tips To Protect Your Passport While Travelling Abroad