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BY  Sibashree Aug 27, 2025

Have you decided to relocate to Cyprus for career purposes? That would be a wise decision as this island nation follows one of the EU’s most simplified tax regimes for expats. Beyond the economic aspects, you also get to enjoy year-round sunshine and its rich cultural tapestry.  Yet, the core question that you must be clear about before living this coastal life is, at the end of the day, what your real take-home pay will be? Relocation can be costly since it involves several factors, one of which is your net income. This is why it is necessary to validate your take-home pay; rent, healthcare, school fees, and day-to-day expenses can quickly accumulate if your financial estimates are off. Fortunately, Cyprus mandates a transparent and predictable taxation system, which is rather easy to navigate with the help of a Cyprus salary calculator. This guide explains how Cyprus’s 2025 tax rules work, demonstrating salary breakdown interpretation and offering a step-by-step case study example for clarity.  Decoding the Cypriot Tax System: The Core Components As per the Cypriot tax system, your net salary isn’t just your gross salary after deducting “a flat tax.” Instead, it’s the final value of a progressive income tax system, and a few compulsory, specific deductions. When you understand all these core pillars, you can proceed toward accurate financial planning. The Progressive Income Tax Brackets (2025) For the 2025 tax year, typically running on a calendar-year basis, Cyprus applies a progressive structure: Annual income tax (€)Tax rate 0-19,5000%19,501-28,00020%28,001-36,30025%36,301-60,00030%Over 60,00035% Optimizing Around the €19,500 Tax-free Threshold A unique feature of Cyprus’s progressive income tax system is the €19,500 tax-free threshold. This threshold is indeed advantageous for those moderate and higher earners, protecting a significant portion of their income from taxation by lowering their effective tax rate.  That is why it is often suggested to optimize financial planning, such as contributing to approved pensions, life insurance, or charitable donations (within the 1/5 cap), to further reduce taxable income. Structuring income and deductions strategically around this threshold is one of the simplest ways to optimize your relocation budget. Social Insurance Contributions (Sic) Everyone, including you and your employer, is liable to contribute towards the national Social Insurance Fund, which supports pensions, sickness benefits, and unemployment protection.  However, the limit of contribution varies by party: Employee contribution: 8.8% of gross salary Employer contribution: 8.8% of gross salary Annual cap: €66,612 (as per 2025 figure) Now, this annual cap highlights that even if your yearly income crosses €66,612, you aren't liable to pay Social Insurance on the portion above that limit. For high earners, this annual cap significantly lowers the effective contribution rate. The General Healthcare System (Ghs / Gesy) The healthcare sector in Cyprus is funded by the General Healthcare System (GHS), the amount of which is contributed by everyone living and working in the country through the comprehensive GeSY healthcare system. They provide all-inclusive medical coverage to residents, including GP visits, specialists, and hospital services. Employee contribution: 2.65% of gross salary Employer contribution: 2.90% Cap: €180,000 annual earnings Unlike Social Insurance, the GHS cap is high, where most employees have to pay the full 2.65% on their entire income. Employer vs. Employee Contributions If you are an employee negotiating your salary, be clear about your gross salary (the basis for your tax obligations and deductions) and the cost to the company (gross salary plus employer-side contributions). For employees, the compulsory deductions include: 8.8% Social Insurance (capped) 2.65% GHS Income tax per progressive brackets For employers, the mandatory obligations are higher and include: 8.8% Social Insurance 2.90% GHS 2.0% Social Cohesion Fund (no cap) 1.2% Redundancy Fund 0.5% Human Resource Development Fund Up to 8.0% Central Holiday Fund (unless exempt) Now, assuming that you are an employee structuring your budget, prioritize employee deductions. However, do not ignore the employer’s additional costs; understanding them would be beneficial during salary package negotiations, provided that benefits are negotiable. Case Study Example: Net Pay on a €50,000 Gross Salary This hypothetical example of €50,000 annual gross salary would help understand what the final take-home pay looks like in 2025 for an employee with no special expat exemptions or extra allowances. Step 1: Calculate Deductions Social Insurance: 8.8% of €50,000 = €4,400 GHS: 2.65% of €50,000 = €1,325 Step 2: Apply Progressive Income Tax €0-€19,500 @ 0% = €0 €19,501-€28,000 (€8,500 @ 20%) = €1,700 €28,001-€36,300 (€8,300 @ 25%) = €2,075 €36,301-€50,000 (€13,700 @ 30%) = €4,110 Total income tax = €7,885 Step 3: Net Pay €50,000 − €4,400 − €1,325 − €7,885 = €36,390 per year≈ €3,033 per month (assuming 12 equal payments). However, if your employer pays a 13th salary, a common practice in Cyprus companies, your monthly net pay will be even lower but spread across 13 payments. For that, you can use a Cyprus salary calculator to model these variations instantly. How Employer Costs Compare Using the same case study example of €50,000 gross salary, here’s what the employer’s total annual outlay would look like: Social Insurance: €4,400 GHS: €1,450 Social Cohesion Fund: €1,000 Redundancy Fund: €600 HR Development Fund: €250 Holiday Fund (if not exempt): €4,000 Total Cost: With holiday fund exemption → €57,700 Without exemption → €61,700 This difference is the reason to negotiate your salary package as much as possible. Moreover, some employers even offset holiday fund obligations by allowing extra paid leave instead. Final Words Relocating to an entirely new place with a new environment and legal systems is an adventure. But by taking control of your financial details upfront, and using the progressive tax brackets, understanding obligated deductions, and leveraging a precise Cyprus salary calculator, you can overturn uncertainty into confidence.

BY  sagnika Oct 5, 2023

Were you planning on a trip somewhere? Are you someone who likes spookier experiences? Want to experience something out of the blue? Check out the natural gravity vortex locations in this article. Reverse gravity, or having gravity at a certain angle, shows how water can flow upwards or humans can stand at a weird angle. In the article, I will highlight the concept of reverse gravity and how it questions Earth's natural events and elements. The natural gravity vortex locations are natural phenomena that can often be misinterpreted regarding aliens or ghosts. It questions the sanctity of scientific research and development of human beings! Read the article to learn about different Earth places with natural gravity vortexes. The Gravity Vortex Was Sometimes Considered Paranormal, But It Is A Natural Development! Often, scientists associate a black hole with the gravitational vortex! The existence of a gravitational vortex means going reverse with gravitational pull. It also questions the general relativity theory of Albert Einstein! Like a dark hole, plunging everything inside itself can be identified concerning the gravitational vortex! Is the gravitational anomaly occurring in Oregon Vortex or Santa Cruz Mystery Spot in the United States bound to suck everything in? No, the experience you will have in these places is more relatable with standing at an odd angle or objects staying at an abnormal angle! Humans and things are supposed to fall in weird angles, yet they don't! It proves that these anomalies are more of an angular development where reverse gravity ensures that your climb is more relaxed, or a car moving uphill is more of a relaxed movement than an experience that is forced and takes a lot of effort. Portals To The Unknown: Exploring Natural Gravity Vortex! In the 17th century, Isaac Newton, an English Physicist, discovered the concept of gravitation, which ensures that everything falls! We walk instead of fly, or everything goes down instead of up! However, some gravitational anomalies prove that there are more things in the world than we know. The locations where such geographical anomaly occurs are considered a place that does not follow the law of physics. The question arises concerning the natural elements around us while people create legends, folklore and spooky background stories to justify the place, event or experience. The technical interpretation of the event or the experience of gravitational void or reverse is where objects push against or away from each other. Under certain contrived circumstances, gravitation is reverse or void, leading to places that represent it. A Geographical Anomaly! Mystery spots are what natural gravity vortex places are called! A geographical anomaly is good; it shows phenomena different from what we already know. However, the point is to understand why it is happening. We are far behind on the whole aspect! The brain of a human being is a mysterious place to be, but the irony is that it cannot accept unnatural objects, events or happenings! A geographical anomaly raises questions such as aliens, ghosts, magnetic forces, extraterrestrial entities or otherworldly portals. The anomalies mostly tend to evoke shock and curiosity among people! People sometimes want to experience them, especially if the whole place is made up of an amusement park, hike, or trail, but at times, it can be difficult for them to accept it. Places Where Gravity Does Not Work! Based on everything around us, gravitation is an integral part of our nature and lives! Without gravity, we will float in the air instead of walking on land! There will not be any semblance to our lives, especially with construction, housing, transportation and much more. Places where the law of gravity is not followed by nature are present worldwide! Water moving upward or a heavy boulder staying at an unnatural angle without rolling down the slope are signs that they are in a gravitational vortex! No one knows how the vortex came to be. Thus, it is spookier! When you enter these regions, you feel like you have come to an unknown world through a portal. Even animals are scared of crossing the region, confirming the suspicion of spookiness! I am listing down some of the places where gravity does not work! Oregon Vortex, United States A roadside attraction in the US, the Oregon Vortex is located in Gold Hill on Sardine Creek. Several interesting facts will question your understanding of gravity, thus leading to optical illusions. Sometimes, the proprietors claim these are the paranormal properties across the area. It is one of the oldest gravitational vortices discovered and gives a sense of a strange world, especially when there is no relatability with natural phenomena! The construction at that location proved something different concerning the place. The natural physical facts were reversed, along with Amerindians calling the site a forbidden territory. Even travelers observed that the horses did not want to cross the region. The plumb lines, bubble levels, yardsticks and balls rolling uphills prove the point. There is a Mystery Shack also known as house of mystery Oregon to prove the vortex and the abnormalities; in other words, it is a tourist trap! It is popular for Roadside Americana. Mount Aragats, Armenia The mountain is a beauty that will blow your mind! Located between Armenia and Turkey on the borders, Mount Aragats is a tourist attraction with thousands of travelers yearly! The anti-gravity phenomena across the gravity hill are incredible to witness! You will further experience the gravitational vortex when you put a car into neutral, and without a driver, it will move upwards on the hill! At the foot of the mountain, if you switch off your car's engine, it will automatically go up all on its own. The mountain is an isolated volcano massif with four peaks! You will also observe that there is a river near the mountain which flows upwards. People visiting this place have been informed that they find climbing up rather than down easier due to the vortex! If you travel there, you will be fine as the roads are quite well maintained. Reverse Waterfall, India There is a natural gravity vortex near the Deccan Plateau and the Konkan coast in India! The reverse waterfall is located across the popular mountain range known as Nana Ghat or Naneghat in Maharastra. It will take around 3 hours to drive from Mumbai! There is a trek across the mountain range which you can try, which will take you to the reverse waterfall! The waterfall is just magical, especially when the strong winds push the water backward. There is a 130-foot height difference between the rock below and the water's origin. The gravitational pull of the Earth is not active here. Hence, the water goes upward in this place. While traveling there, the last stretch of the road is bumpy and narrow! The best time to visit the waterfall is during the monsoon as it is during this season that the wind speed is at the highest! Try to return from the location by 4 p.m. Santa Cruz Mystery Spot, United States One of the secret spots in the US, Santa Cruz Mystery Spot, was first discovered by a group of surveyors in 1939. They later opened this place up to the public in 1940! It became a popular visiting spot, especially when it is a strange, weird, but interesting experience! The location is Santa Cruz, just 150 feet from the circular site deep inside the Redwood forests where people walk but look like they are leaning over! The lean is so abrupt and weird that it feels like they will fall anytime, but they don't! The location is a 45-minute guided tour where you can go on a hiking trail! Along with the mystery spot, there are gift stores where you can get something. The whole experience will be exciting and refreshing! There are many theories related to this spot. However, more is needed to come up with some evidence. Some say that metal cones have been buried in the earth to become earthquake-guidance systems for outside spacecraft! While others say the whole spacecraft is there! People keep connecting this anomaly to something extraterrestrial, especially when they have no justified reason except the gravitational vortex! Spook Hill, Florida When you stop a car and stop the engine, you will see that the vehicle is going down the slope! Spook Hill is a place in Florida where the reverse happens! If you stop the car on a certain white mark on the road and shut down the engine, you will notice that the vehicle is not gliding down the slope. The car moves in the opposite direction of the slope at the Lake Wales Ridge of Florida, and it is very well because there is no gravitational pull! The dip on the fifth street between Spook Hill Elementary School and Burn Avenue. According to the curator of the exhibits and collections of the Lake Wales History Museum, Anderson Hanna, the gliding of the car opposite the slope of the road is an optical illusion. It was during the 1950s that the location became popular. Spook Hill in Florida is also known as Magnetic Hill and is one of the oldest gravity hills in the country! Many popular legends and folklore are further related to the location. Reverse Waterfall, England Another place where gravity does not work is a waterfall located in England! The waterfall is in the Derbyshire Peak District near Hayfield, where a river flows. The river is known as Kinder, which flows downwards to a specific point and starts flowing upwards! There are strong wind storms due to which the water flows upwards, but that question goes again. It does not follow the natural rule of nature. Hence, the question arises of the gravitational vortex. The place is popular, especially with the beauty it surrounds itself with. The water at the Kinder Downfall blows backwards, which is shocking, especially when the water is 98ft high. The strong winds make it possible, but it is not natural. It is spectacular to watch! When the water blows back from the waterfall, it blows into nothingness. A tourist spot near Mallerstang Edge, the spectacle defies the laws of gravity! The Devils Tower, United States In the United States, a natural monolith is located in the Crook Country across northeastern Wyoming near Sundance and Hulett! The Devil's Tower is the first National Monument in the US, which is 867 feet high from the base to the summit. There is a river called Belle Fourche River, while the monument is 5112 feet above sea level. It is one of the most important sites in Wyoming as the mount's size and shape are perfect. It is also sometimes identified as a mystery hill museum! Two people first climbed on the mound in 1893! William Rogers and William Ripley were two local ranchers who used a wooden ladder of 350 feet. It is considered one of the premier climbing areas by people who regularly hike and climb. It is a unique place with a history related to Native American Tribes. The monument was highlighted first by President Theodore Roosevelt, who designated the structure as the first national monument in 1906. Annually, 500,000 visitors come to visit the monument! The Hoover Dam, Nevada, United States Another tourist attraction in the United States, the Hoover Dam in Nevada, is a natural gravity vortex with no gravitational pull. The dam is 221.4m high, and based on certain experiments, it has been observed that objects float or water goes upward if you pour it while standing on the dam. However, the question arises! Is the building constructed so that the strong winds are created from the natural air, making light objects float, and water fly upwards when you drop it from a height? The dam aimed to disseminate the Colorado River towards the Southwest landscape, which was dried. With this water balance, major cities such as Phoenix, Las Vegas and Los Angeles have developed. Seventeen turbines can power up to 1.3 million houses with the capability of irritating 2 million acres. With such power inside it, the gravitational pull or the creation of the vortex due to strong wind raises questions! Defy Gravity, But You Can't Defy People! Now that you know about the natural gravity vortex locations, should you go and experience one of these places at least once? If you are scared of the spookier events, I will not force you, but guys, you are missing out on something. It is a once-in-a-lifetime experience when you learn about natural objects that defy gravity and the secret of the places. Comment below to let us know which one of the places you want to visit and why! Read Also: Walking On Sunshine: Exploring The Magic Of Vietnam’s Golden Hand Bridge! These Are The 30+ Things To Do In Mexico City That You Must Try!

BY  Sibashree Jul 12, 2024

“A river of grass flowing imperceptibly from the hinterland into the sea.” That’s Everglades National Park, a paradise exuding the most pristine and tranquil vibe.  You know, you always don’t need something out-of-the-box to have an ever-lasting impression. The spiritual ones know that being present in the moment and soaking the energy can be the most fulfilling experience.  Similarly, Everglades National Park does not need snowclad mountains or glaciers to draw millions of visitors annually. A diverse ecosystem and the conservation of natural lives here thrive amidst the National Park’s quiet hub.  President Harry S Truman rightly pointed out, "Here is land, tranquil in its quiet beauty, serving not as the source of water, but as the last receiver of it. To its natural abundance we owe the spectacular plant and animal life that distinguishes this place from all others in our country." (Source) So, if you are heading to Florida and want the most immersive experience, plan a trip to Everglades National Park, a swampland just outside Miami. You will have sea turtles, alligators, manatees, Roseate spoonbills, and fish to welcome you.  Everglades National Park: Know The UNESCO World Heritage Site In the Brief Synthesis of Everglades National Park and its outstanding universal value, the UNESCO World Heritage Convention says,  “Everglades National Park is the largest designated sub-tropical wilderness reserve on the North American continent. Its juncture at the interface of temperate and sub-tropical America, fresh and brackish water, shallow bays and deeper coastal waters creates a complex of habitats supporting a high diversity of flora and fauna. It contains the largest mangrove ecosystem in the Western Hemisphere, the largest continuous stand of sawgrass prairie and the most significant breeding ground for wading birds in North America.” There are many other interesting factors adding to the outstanding value of this place. Let’s have a look at them. The Everglades has limestone substrate, which is one of the most active modern carbonate sedimentation areas. It is home to more than 400 species of birds. It is a major migration corridor for birds. Around 20 threatened, endangered, or rare species live in the Everglades. The Everglades was inscribed as a UNESCO World Heritage Site in 1979. Today, various federal, global, local, and tribal governments manage the Everglades, and they work in agreement to restore the sanctity of the place.  An Encounter With The Most Fascinating Wildlife At Everglades National Park  Spanning across 1.5 million acres over Florida’s southern part, Everglades National Park attracted 1,155,193 visitors in 2022 and 810,189 in 2023. Diverse wildlife is the major crowd-puller for this park.  About the Everglades, the UNESCO World Heritage Convention says, “The mixture of subtropical and temperate wildlife species is found nowhere else in the United States.” Animals You Will Encounter At Everglades National Park AmphibiansSouthern leopard frogFlorida cricket frogEastern narrow-mouth toadPig frogBirdsRoseate spoonbillBlack-bellied whistling-duckEurasian WigeonAmerican WigeonInsectsArachnidsMosquitoesBiting fliesCentipedesReptilesLizardsSnakesAmerican alligatorsAmerican crocodilesMammalsShort-finned pilot whale Atlantic bottlenosed dolphin White-tailed deerWest Indian manatees The biodiversity of the Everglades is very crucial for Flordia’s ecological benefits. The Comprehensive Everglades Restoration Plan has been there since 2000 to restore the ecosystem of the National Park.  ** The table does not furnish exhaustive details of the animals found in the Everglades. Only a few species are mentioned.  What’s More At Everglades National Park?  Along with having an encounter with the most diverse wildlife, you can take part in boating, camping, and guided tours at the Everglades. Let’s make the most of it.  Enjoy Guided Tours & Other Services You cannot help falling in love with the following guided tours at the Everglades. Shark Valley Tram Tour Everglades Institue Tours Permitted Tour Guides You can also take airboat tours to Coopertown, Everglades Safari Park, and Gator Park.  Are you in for boating tours? Go for Backcountry boat tours, Florida Bay boat tours, and Ten Thousand Islands boat tours.  Glamping Everglades Style You cannot just miss “glamping Everglades style” if you visit the National Park between November and April. Enjoy the best of wildlife with modern comfort during your stay in these tents equipped with fans, electricity, and other amenities.  Did you know that the Flamingo Eco-tents of Everglades National Park, Florida, was featured on the list of Best Glamping Spot of 2022, published by USA Today? Glamping service here begins at $109 per night. Enjoy A Serene Boating Experience  Being in the water at the Everglades will offer you the most versatile experience. As you paddle through the water, you will also meet amazing birds and fish.  Further, when you pass through narrow channels of mud and seagrass cut through the long banks, you will surely catch a whiff of adventure.   In addition, once you reach Ten Thousand Islands, you will be at a loss for words meeting the oyster reefs and sandbars. If you are a fan of boating and aquatic pursuits, you can also visit other National Parks in Florida, including  Dry Tortugas National Park and Biscayne National Park. Stay Safe At Everglades National Park Everglades National Park has well-chalked safety guidelines, including encounters with wildlife, managing your pets and children, and risks related to mosquitoes and poisonous plants. Don’t forget to check the National Park Service website to know and address safety concerns.  Further, the park provides detailed safety guidelines regarding your visit to the park in dry and wet seasons.   Staying Safe In Wet Season Afternoon downpours and heavy thunderstorms are common Mosquito bites and the attacks of flying bees will be more Weather will be hot (>100-degree F) and humid (over 90%) Wear loose-fitting, full-sleeved/full-length clothes and remain hydrated to beat uncomfortable heat and humidity. Also, use mosquito nets or repellents to avoid mosquito and insect bites.  Staying Safe In Dry Season  The temperature in the dry season is around 53-77 degrees F. Freezing conditions may occur occasionally. Biting flies and mosquitoes will still be present in some parts of the park. Bring a warm jacket, head nets, bug jackets, or mosquito repellents to avoid mosquito and insect bites. Also, wear lightweight and comfortable clothes to explore the place freely during the daytime.  Are You In?  Everglades National Park, the largest subtropical wilderness, is also a UNESCO World Heritage Site. It stretches over a massive two million acres across central and south Florida.  It’s a paradise for wildlife enthusiasts, with various species coexisting there and contributing to biodiversity. It is also a “noteworthy example of viable biological processes.” In addition, as one of the oldest national parks in America, it was designated in 1934 by the  U.S. Congress.  So, are you ready to surf through miles of water and witness how a tranquil wetland can emerge as the goldmine of natural vegetation and wildlife ecstasy? Pack your bag and count me in!    Everglades National Park FAQs  Why Is Everglades National Park So Famous? Everglades National Park is known for its extraordinary wildlife. It is the hub of rare birds, reptiles, amphibians, mammals, sea turtles, and other aquatic animals.  It also has Florida Panthers, one of the most endangered mammals. Further, you will meet the endangered West Indian manatee and the most adorable bottlenose dolphin. The place even has a diversity of vegetation. You will get to see sawgrass, cypress, mangrove trees, and orchids.  Why Is It Called Everglades National Park?  The Everglades had vast, grassy fields or glades. If you decipher the name, you will find it to be a combination of two words, “Ever” and “Glades.” Together, these two words mean open grass fields.  What Is The Best Month To Visit Everglades National Park? November to April, or the dry season, is the best or the safest time to visit the Everglades. The temperature at this place remains moderate in this season, and there are fewer attacks by insects and mosquitoes.  Thanks to the lack of rainfall in Florida during this season, you can also explore the wildlife better during this period.  Who Found The Everglades? John Gerard de Brahm, a British surveyor, found the Everglades while mapping the Florida coasts in 1773. He called them River Glades, and it was 1823 when the name “Everglades” first appeared on the map.  From 1851, everyone started calling it “Ever Glades.” Is The Everglades Salt Water? You will have fresh water and saltwater at Everglades National Park. Once you surf through the fresh water for hundreds of miles, you will reach salt water.  Earlier, this meeting of saltwater and freshwater used to form coastal bodies with partial enclosures. These places were dynamic and had the most productive environments.  What To Wear In The Everglades?  You have to pick your outfits and shoes based on the season in which you are visiting the Everglades. If you are at the National Park during summer or the rainy season, you must wear full-length pants and full-sleeve shirts to avoid mosquito bites and contact with poisonous plants. Don’t forget your rain jacket and shoes or boots you wear during rainy seasons.  In winter, you will need warm jackets, closed-toe shoes and full-length trousers.  Also read Pet-Friendly Destinations Worldwide. Beginner Tips For Your First Camino De Santiago. Guide To Visiting Hegra (Madain Saleh) And The Al Ula Valley.