Swiss Delights: Mountains, Lakes, And Chocolate

BY  Sibashree Sep 5, 2024

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives.  As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points!  However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option.  Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available.  The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you.  THIS IS Why You Will Choose FintechZoom Best Travel Credit Card Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options.  FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats.  In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options.  THIS Is The FintechZoom Best Travel Credit Card  Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements.  1. Chase Sapphire Preferred® Card As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent.  Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion.  What You Get From The Chase Sapphire Preferred® Card The table below explains the benefits of the Chase Sapphire Preferred® Card.  Welcome Bonus60000Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)Travel Purchase through the Card5x Reward PointsDining3x Reward PointsAll Other Travel Purchases2x Reward PointsAnnual Hotel CreditsUp to $50Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)Yearly Bonus10%Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)Purchase Protection Benefits $500 for Each Item and $50000 for Every AccountForeign Transaction FeesWaived OffReferral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral)  However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high.  * Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit.  2. The Platinum Card® from American Express Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits.  Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently. “No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet. However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” - Forbes This Is What You Get From Platinum Card® from American Express Learn the American Express Platinum Card® benefits from the table below.  Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)Foreign Purchase Transaction Fees NoneFlight And Prepaid Hotels Booked through the Card5x Reward PointsOther Purchases 1x Reward PointsAirline Free Credit Up to $200CLEAR® Plus Membership$199Global Entry or TSA PreCheck® Application Fee CreditUp to $85Hotel Benefits Up to $200Digital Entertainment CreditMaximum $240Equinox Credit $300Cellphone ProtectionUp to $800 for Each Eligible Card Account Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention.  I am so proud to have chosen this card!  3. Capital One Venture Rewards Credit Card The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card. Unlimited 2x reward points on every purchase 75000 sign-up bonus on a $4000 purchase in the first three months 1,300+ airport lounges access So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms.  4. Citi Premier® Card The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage.  You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits.  Things No One Told You About Choosing FintechZoom Best Travel Credit Card FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips.  Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes.  Consider Your Travel Habits You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right?  Know the Sign-Up Bonus When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance.  Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget.  Look at the Annual Fee Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits?  These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay.  Know About The Foreign Transaction Fees Benefits Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently.  Flexible Redemption Options Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners.  Of course, the option of redeeming your points as cashback or gift cards is always available.  FAQs About FintechZoom Best Travel Credit Card 1. What makes FintechZoom’s travel credit card recommendations reliable? FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us.  Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements.  2. Can I have more than one travel credit card? Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses.  If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now.  So, use your cards strategically to optimize your travel benefits and earn more points.  3. How can I maximize my travel rewards with the FintechZoom best travel credit card? You can follow simple tricks to optimize your travel credit card benefits.  Know and use the sign-up bonuses. Pay your credit card bill in full and final at the end of every month. Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits.  4. Are there any downsides to using the FintechZoom best travel credit card? Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full. Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

BY  Sibashree Nov 11, 2024

It’s already fall, and the Rocky Mountain National Park Trails are adorned with the Aspen leaves’ glistening gold. Also, the dark green of the pine trees in the backdrop complements the dark red and orange of Alpine shrubs. Hiking through the park trails is the best way to explore the beauty of the USA National Park to the fullest. Further, the hiking trails come with varying difficulty levels. Some are also great for enjoying a walk with your furry friends.  Moreover, the trails are varied in their destinations. Some trails in the park will take you to beautiful waterfalls, and some will end at breathtaking summits and immersive lakes. Do you also want to hike and experience the park at its best? Here is a brief overview.  Hiking Through The Rocky Mountain National Park Trails: A Rocky Mountain National Park Guide  Rocky Mountain National Park has over 350 miles of hiking trails. Further, you will find a delightful activity in the park irrespective of your abilities.  However, you will need proper traction devices and a Rocky Mountain National Park map to remain safe during hiking. Moreover, you will need proper footwear with a treaded sole as the routes can be snowy and slippery.  With proper safety measures, it’s time for you to hit the waterfalls, summit, and lake trails.  Best Rocky Mountain National Park Trails To Waterfalls Rocky Mountain National Park is home to 31 waterfalls. Do you want to witness water cascading through rocky terrains? Hit any of the following trails in the park.  1. Granite Falls Trail  Trail Head: Green Mountain Trailhead parking area Trail Distance: 5.2 miles one-way Difficulty Level: Moderate You will pass through lush green meadows while hiking to Granite Falls Trail. However, the terrain is marshy here, and you must be careful as you explore the path.  Further, lodgepole pine, aspen, Engelmann spruce, and subalpine fir greet you throughout the trail. The elevation gain is 1,046 feet in the trail, and you must proceed carefully.  2. Chasm Falls Trail Trail Head: Old Fall River Road or Winter Closure Gate Trail Distance: 2 Miles (Round Trip) Difficulty Level: Moderate The Chasm Falls Trail will take you to a cascading beauty. With an elevation of just 640 feet, this trail is moderate to hike. Further, if the hiking trail from Old Fall River Road is closed, you can take the trail from Winter Closure Gate. Then, you will have to walk or bike for 2.2 Miles.  3. Adam Falls Trail  Trail Head: East Inlet Trail Distance: 0.6 Miles round trip Difficulty Level: Easy With an elevation of just 79 feet, the Adam Falls Trail is one of the easiest ones in the park. Adam Falls is small but excels in its quaint beauty.  If you want to be more adventurous, you can walk past the waterfall. A beautiful glacier valley will emerge before your eyes, and you will love the exuberance of wildflowers.  4. Cascade Falls Trail Trail Head: North Inlet Trail Distance: 3.4 Miles one-way Difficulty Level: Moderate to Strenuous (Expect changes in the difficulty level throughout the route) You will love the gurgling sound of the North Inlet stream water, and as it thrashes the pure granite stone, it’s a beauty to behold. This waterfall is 100 feet tall and forms a cascade, as the name rightly suggests.  You will meet the most adorable marmots As you continue your hike and pass through the open meadow. They are frequent to the winding river through the lodgepole pine forest. Further, you can stop here to fish river trout and brown trout.  Best Rocky Mountain National Park Trails To Lakes Great National Park has 156 lakes. Some of these lakes have dense trout populations. Further, areas near these lakes are great for spotting wildlife. So, let’s know about the lake hiking trails that lead us to these beautiful lakes.  1. Bear Lake Trail Trail Head: Bear Lake Trail Distance: 0.7 Mile Difficulty Level: Easy With mountains of the Continental Divide in the backdrop, Bear Lake Trail is one of the best locations in the park for watching the sunset. You will love the beauty of Hallett Peak, Continental Divide, and an Alpine lake here. Bear Lake is the epicenter of many hiking trails. You can start your hike to Alberta Falls, Flattop Mountain, Emerald Lake, and more from here.  2. Sprague Lake Loop Trail Trail Head:  Estes Park Trail Distance: 0.7 Miles round trip Difficulty Level: Easy Sprague Lake Loop Trail is the most accessible trail in the park. Wheelchairs are allowed here. So, patients with disabilities can also explore this trail.  You can stop at the benches and many lookouts throughout the trail to reflect on the beauty of nature. Further, you can see the mountain peaks along the Continental Divide.  Moreover, Sprague Lake is an amazing destination for spotting wildlife.  3. Mills Lake Trail Trail Head: Glacier Gorge Trail Distance - 5 Miles round trip Difficulty Level: Moderate to Strenuous  With a 700-foot elevation, the Mills Lake trail will take you through a gorge carved by glaciers, streambeds, and waterfalls.  The beautiful Mills Lake gets its name from Enos Mills, the founder of the Rocky Mountain National Park. Further, if you want to continue your hiking pursuit, you can walk to Black Lake, and that will be an additional 1.7-mile hike.  4. Gem Lake Trail Trail Head: Lumpy Ridge Trailhead Trail Distance: 3.4 Miles round trip Difficulty Level: Moderate to Strenuous  The expansive field of granite domes houses the Gem Lake. It is indeed a hidden gem and one of the biggest attractions in the area, along with Lumpy Ridge.  Gem Lake is shallow, and it has water of melted snow and rainfall.  5. Dream Lake Trail Trail Head: Bear Lake Trail Distance: 2.2 miles round trip Difficulty Level: Moderate to Strenuous  You must go for a steady ascent from Bear Lake to reach Dream Lake. The trail comes with an elevation change of 830 feet. Don’t miss the following highlights of this hiking route.  Nymph Lake Aspen Groves Ponderosa Pine The Nymph Lake looks most beautiful in summer, with pond lilies in full bloom. Further, you can use Dream Lake as the base and trek to the amazing Emerald Lake or Lake Haiyaha.  Best Rocky Mountain National Park Trails To Summits Despite the elevation gain of around 1000-3000 feet, the hiking trails to summits are very popular among visitors. The wonderful vistas from the mountain tops make the effort worth it.  1. Deer Mountain Trail Trail Head: Deer Ridge Jct Trail Distance: 3.1 miles one-way Difficulty Level: Moderate to Strenuous  The Deer Mountain comes with an elevation of 10,006 feet. Further, as you hike and reach the summit, you will enjoy the most beautiful view of Upper Beaver Meadows, Longs Peak, Estes Park, and Moraine Park. Be careful about the weather forecast before you start your journey on the trail.  2. Flattop Mountain Trail Trail Head: Bear Lake Trailhead Trail Distance: 8.8 miles round trip  Difficulty Level: Moderate to Strenuous  The trail from Bear Lake is the best way to reach Flattop Mountain, and this route is one of the trickiest ones in the park. However, if you cannot access the trail from Bear Lake, you can try the route to Flattop via Tonahutu Trail. Further, as you reach the Flattop Mountain summit, you will enjoy the beauty of Hallet Peak, Dream Lake, and Tyndall Glacier.  3. Chasm Lake And Longs Peak Trail Trail Head: Old Fall River Road or Winter Closure Gate Trail Distance: 4.2 miles one-way Difficulty Level: Strenuous  Chasm Lake, just beneath the Longs Peak, offers a spectacular view. You will come across Tundra meadows and Alpine tundra through the trail. Further, animals like pikas and marmots are common here.  As you reach the Chasm Junction and find an outhouse, you can hike along a wall to see Columbine Falls and Peacock Pool Gorge. After this point, the terrain becomes rocky, and you will need cairns to reach Cirque, the lake's location.  Mistakes You Must Avoid When Hiking Through Trails Of Rocky Mountain National Park Making a rushed trip to the Rocky Mountain National Park is the biggest mistake you can make. You can face severe issues like dehydration and acute mountain sickness here if you don’t allow your body to acclimatize or work on your physical and mental endurance. So, carry enough water or hydrating solutions and start your training under proper guidance at least one month before your Rocky Mountain hike.  Further, don’t think that you will always make it to the trails in your usual track pants or leggings. You have to wear hiking clothes as on many days, you will have no escape from the afternoon rain.  Rocky Mountains National Park At A Glance  Location: Colorado, USA Established: 26 January 1915 Highest Point: Longs Peak Area: 415 Square Miles How to Reach: Take a drive or shuttle from the Denver International Airport.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

BY  Sibashree May 16, 2025

As fantasy is a driving force in Haruki Murakami’s work, the astonishing Hokkaido Beach in Western Japan is nothing short of a dream! It is the land where snow, sand, and sea meet. It’s surreal when you see snow-covered sand dunes appearing before your eyes against the backdrop of the sea. Also, the blocks of ice or jewelry ice in the Tokachi River mouth attract a lot of visitors in the winter.  And that’s not all! The beach has sandbars, volcanoes, coasts, and valleys.  Further, located inside the San’in Kaigan Geopark (a UNESCO Global Geopark since 2010), Hokkaido beach Japan, sits pretty between the eastern Kyogamisaki Cape in Kyoto, and western Hakuto Kaigan Coast in Tottori.  Do you also want to see Hokkaido beach snow and other unique attractions? You will find all the details in this Tour and Travel Blog.  What Is The Best Time To Visit Hokkaido Beach?  Hokkaido beach weather remains pleasant throughout the year. So, it’s a year-round destination.  However, if you want to witness the golden moments where the sea, sand, and snow meet, you have to plan a trip from December to February.  And let me spill the beans for you, Hokkaido Beach is not located in Hokkaido. Moreover, if you especially want to see the phenomenon of ice, snow, and sand meeting, you have to travel to the main island of Honshu. Why Does Hokkaido Beach Have So Much Snow? Hokkaido Beach has so much snow because strong wind blows and shift ice to the beach from late January to February.  This ice comes from the frozen chunks of freshwater from the Amur River. Further, during January and February, you will find icebergs in the water and on the beach. How To Reach Hokkaido Beach From Tokyo? The distance between Tokyo and San’in Kaigan Geopark, the home of Hokkaido Beach, is around 657 km.  The best way to reach San’in Kaigan Geopark from Tokyo is by taking a bullet train.  Take a bullet train from the Tokaido Shinkansen to Shin-Osaka Station. It will take around 2 hours and 30 minutes.  Then, travel on the Super Hakuto limited express train for 2 hours and 30 minutes to reach Tottori Station. Finally, you can take a bus from the Tottori Station to Hokkaido Beach. However, if you want to really enjoy the scene of ice, sand, and sea meeting, you have to take a cruise ride from Monbetsu, Rausu, and Abashiri.  Everything will appear before your eyes as an impossible dream as you see the Hokkaido Beach from the shore or an icebreaker.  Do you want some more adventure while exploring the beautiful Hokkaido Beach? You can go for a guided ice walk from Shiretoko.  And as you walk toward the beach, you will meet the most fascinating wildlife of the area. The sea eagles and white-tailed eagles, especially, will cross your path many a time.  You will see a real-life example of how the food chain in nature works as these birds prey on fish before your eyes.  Having said that, you will have to wear a dry suit and snowshoes for the walk. You will rent snowshoes from the Shiretoko National Park Nature Center.  Shiretoko National Park Nature Center: A UNESCO World Heritage Site On Your Way To Hokkaido Beach Shiretoko Peninsula, a UNESCO World Heritage Site and a national park, is a favorite of hikers. You can go for a hike through the Furepe Waterfall Trail.  The trail passes through a forest, and it opens in a meadow looked over by Mount Io, Mount Rausu, and Mount Tenchosan.  Finally, the trail ends with a fascinating cliff-side view of Furepe Waterfall. It looks the most fascinating during the winter season.  Due to extreme cold temperatures, the water of the waterfall gets transformed into blueish ice.  Exploring San’in Kaigan Geopark: Home To The Hokkaido Beach San’in Kaigan Geopark is a celebration of the Earth's heritage. Stretching over 245,844 hectares, this Geopark is also home to the Genbudo Cave, “known as the place where the term of Quaternary geomagnetic reversal polarity was first proposed with basalt.” **“The San’in Kaigan UNESCO Global Geopark is home to a diversity of geological sites related to the formation of the Sea of Japan, including granite outcrops formed when Japan was part of the Asian continent (70 million years ago), as well as sedimentary and volcanic rocks accumulated when Japan rifted away from Asia (25 to 15 million years ago) to form the Sea of Japan, a geological process still on-going today.”**- UNESCO Further, due to the unique geological features, the park is also home to diverse flora and fauna. You will find rare plant species such as Ciconia boyciana, Pseudolysimachion ornatum, and Ranunculus nipponicus here.  Moreover, you will be able to see many marine animals and avian creatures in the park. During the winter season, especially, you will spot marine animals such as: Steller sea lions Sea eagles Seals The Steller sea lions come here from the Kuril Islands in the south as the ice starts drifting toward the Hokkaido Beach.  Again, irrespective of the season of your visit, you will meet Blakiston’s fish owl in San’in Kaigan Geopark. It is an endangered species.  In addition, the nearby mountains here have some of the biggest mammals in Japan. You will find here “Ezo red foxes,” “Ussuri brown bears,” and “Ezo silka deer.” Hokkaido Beach Frequently Asked Questions (FAQs) Here are the frequently asked questions and their answers about Hokkaido Beach.  Does Hokkaido Have A Beach? Yes, Hokkaido, the northernmost island of Japan, has many beaches. The beaches and coastlines along the Sea of Japan, the Pacific Ocean, and the Sea of Okhotsk show diversity in their characters.Nevertheless, some popular beaches in Hokkaido are Shimamui Beach, Shiretoko Beach, Otsu Beach, and Otaru Dream Beach.  Why Is Hokkaido So Famous? Hokkaido is famous in the world for its milk and dairy products. It is also the land of inspiration behind many of Haruki Murakami’s work. Further, Hokkaido has a vibrant food scene with specialties such as Sapporo ramen and crab and scallop delicacies. Also, it has geological wonders such as Mount Asah volcano in the Daisetsuzan National Park and geothermal spots such as Noboribetsu Onsen.  Where Is The Beach Where Snow, Sand, And Sea Meet? Hokkaido Beach is the place where snow, sand, and sea meet. It is located in western Japan and it stretches between the eastern Kyogamisaki Cape in Kyoto, and the western Hakuto Kaigan Coast in Tottori.