Swiss Delights: Mountains, Lakes, And Chocolate

BY  Sibashree Nov 11, 2024

With the nip in the air and Christmas bells ringing, the best places to travel in Europe gears up for the visitors.  Also, the “Europe Winter Tourism Market” is massive, and Austria, Italy, Germany, and Switzerland are some of the key destinations or revenue earners in this regard.  Further, winter tourism in Europe is beyond indulging in the drizzles of snow and relishing the best food. It has a deeper economic significance in the continent. Did you know that the revenue from winter tourism in Europe is 1-2% of the GDP of European countries?  So, when you visit the best places to travel in Europe in winter, you contribute to the overall economy of the place and the country.  Moreover, winter brings out the best in Europe, with glimpses of the Northern Lights, skiing in the Alps, Christmas festivities, and many more!  You Cannot Miss The Best Places To Travel In Europe In Winter  A wintry day in Europe is blissful, and it’s a great time to travel to this continent if you want to avoid the crowd.  Furthermore, the beautiful landscape of Europe looks dreamier with the blanket of snow in winter.  So, let’s take a flight to the best places to travel in Europe in winter.  1. Rovaniemi, Finland  Best Place to Stay: Santa Claus Holiday Village  Finland Tourism Package from the USA: 1100-1500€ Ho! Ho! Ho! Winter comes with the invitation to fly to the official hometown of Santa Claus. It is the best place to indulge in Christmas festivities, and you will also love the reindeer farms here. Furthermore, you can participate in the following activities when visiting Rovaniemi in winter.  Ice skating Snow sledding Northern Light Safaris However, Rovaniemi will not disappoint you even if you want to spend a quiet winter vacation here. You can cozy up by the fire and have the best glogg ever. Are you a foodie like me? You can indulge in some smoky salmon and ice cream. The chef’s kiss will be watching the snow-clad forests through the windows of your hotel room.  2. Prague, Czech Republic Best Place to Stay: Hermitage Hotel Prague Czech Republic Tourism Package from the USA: 2000-3000€ With St. Nicholas Church as the center of attraction during winter and Christmas, Prague decks up with fresh coats. The Church of Our Lady before Týn and St. Vitus Cathedral are some other popular churches to visit in Prague during Christmas. Furthermore, Christmas has a different fervor in Prague, thanks to the Christmas markets here. It supposedly has the best Christmas Market in the world outside Germany. In the upcoming winter, Prague Christmas Markets will remain open from 30th November 2024 to  6th January 2025. You will get the best wooden toys, ceramics, and candles here. Looking for some gastronomic delight? Prague has Palatschinke and mulled wine that you will cherish.  3. Vienna, Austria Best Place to Stay: Hotel Sacher Wien Austria Tourism Package from the USA: 1500-2500€ Vienna, the winner of the “Most Livable City in the World,” is one of the best places to travel in Europe this winter. BBC conferred this title to Vienna three years in a row.  Further, in winter, Vienna transforms into a site of outdoor operas and hot chocolates. Attending the operas in the freezing cold is an experience, and with thousands of people attending the event, you will feel the palpable festive energy here.  Moreover, you can appease the connoisseur in you by attending the classical musical concerts here. Also, behold the snow-clad beauty of the St. Charles Church and Schönbrunn Palace. It’s dreamy and will offer you the best frames for capturing.  4. Tallinn, Estonia Best Place to Stay: Metropol Spa Hotel  Estonia Tourism Package from the USA: Around 4500€ Tallinn has an amazing location on the Baltic Sea and the most amazing historical centers. You can explore the following historical centers when in Tallinn.   Town Hall Square Olevsite Church Great Guild Hall Further, the turreted castles of Tallin stand tall with their unmatched architecture. Toompea Castle is probably the most famous castle among them. You will also love exploring Kadriog Palace and Pikk Herman. These castles are beautiful year-round. However, they appear to be straight from the pages of fantasy tales under the wrap of snow.  5. Zermatt, Switzerland Best Place to Stay: Hotel Firefly Switzerland Tourism Package from the USA: Around 2000€ Zermatt, at the foothill of the Matterhorn, becomes the paradise of skiers in winter. The coverage of fresh snow and the best scenic views make Zermatt everyone’s favorite, even on the chilliest days.  After you have a fulfilling winter day outdoors, you can indulge in the much-needed warmth and comfort in the spa of Hotel Firefly. Also, Zermatt is the ideal place to try Alpine cuisines and lemon martini.  Moreover, if you want to try outdoor pursuits other than skiing, you can try hiking. Even if you are not interested in hiking to the higher mountains, you can explore Zermatt and the surrounding villages.  You can even take a helicopter ride around Matterhorn to have the best views of the glaciers. If you are on the verge of ending your trip to Zermatt, don’t try to collect some handmade souvenirs.  6. Zagreb, Croatia Best Place to Stay: Garden Hotel Croatia Tourism Package from USA: Around 1500€ Zagreb exudes the quintessential Central European vibe and is a favorite of dark academia fans. Winter transforms it into a wonderland with the Advent in Zagreb festival. You will find the best brandy and homemade sausages here.  You also explore the Christmas markets and appreciate the lights galore throughout the entire locality to indulge in its festive fervor.  Are you looking for more adventure in Zagreb? You can plan a trip to the Plitvice Lakes National Park. It has waterfalls and 16 terrace lakes. In winter, all these waterbodies get frozen and offer you the most surreal view.  Moreover, with the Croatian National Theatre at the epicenter, Zagreb is important for the cultural landscape of Croatia and Europe. You must make a note that Croatian National Theatre is one of the most beautiful theatres in the world.  The Croatian Museum of Naive Art, Zagreb City Museum, and Maksimir Park are some other places of interest in Zagreb.  7. Bergen, Norway Best Place to Stay: Citybox Bergen Norway Tourism Package from the USA: 2600-6500€ Bergen has the ideal Norweigan vibe with colorful wooden buildings. You can enjoy the beautiful view of the fjords and harbor from these aesthetic buildings. And who does not know of the Northern Light in Norway in winter? Late November to January is the best time to experience the magic of Northern Light in Bergen, Norway. The longest nights become bright as you observe this astronomical wonder in the sky.  With your nights becoming lit with the Northern Lights, you can spend your daytime in Norway doing winter hiking, skiing, and sledding. You can even go on a Wildlife or Wild Safari and experience the wonder of nature.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

BY  Sibashree Oct 24, 2025

Croatia is home to some of the most breathtaking beaches in the world. Moreover, tourists can see crystal-clear waters, hidden coves, and pristine silver sand beaches. Statistics reports suggest that almost 20 million arrivals were recorded in Croatia,  Therefore, a large number of tourists from around the world visit Croatia. This often makes several spots and destinations very crowded.  However, many travellers do not like being in highly crowded places. Thus, people often prefer to visit beaches that remain untouched by people and are clean. Moreover, Croatia’s coastline is home to hundreds of breathtaking beaches. The list of attractions includes things like hidden coves and pebbly bays to soft sandy lagoons. However, we will inform Tour and Travel readers about the less crowded beaches accessible by waterways.   Therefore, the best way to explore all these beaches is by boat or yacht. Moreover, tourists can anchor in crystal waters and explore every hidden corner of the Adriatic. Which Are The Top 10 Best Beaches in Croatia To Visit By Boat? Croatia is home to some of the most beautiful beaches in the world. However, we have sifted out the names of some of the best beaches in Croatia for you to visit.  All these beaches are best visited by boat. Thus, let us know in detail about these beaches. 1. Zlatni Rat (Golden Horn): Brač Island Zlatni Rat is one of the most beautiful beaches in Croatia. Moreover, the beach stretches out into the sea like a golden horn. However, the golden-stretching beach constantly changes shape with the wind and ocean currents. Zlatni Rat is located on the island of Brač. The island is one of the most significant geomorphological wonders in the world. Moreover, the Island offers some of the most incredible scenery. The water surrounding the Island becomes turquoise blue to dark blue within just 20 metres. The Island also houses decades-old pine trees that were once planted by the locals to create natural shade around the place. Therefore, the white pebbles and turquoise water turn the Island into a dream stop for sailors.  Thus, tourists can simply drop anchor nearby with a Split yacht rental and relax in the blue waters.  Moreover, tourists can spend the afternoon swimming, participating in other watersports such as windsurfing, or enjoying the lively Bol promenade. Zlatni Rat is one of the best beaches in Croatia for spending some time alone. 2. Stiniva Beach: Vis Island The island of Viz serves as the home to Stinava Beach. Stinava Beach is one of the best beaches in Croatia.  Moreover, Stinava Cove is popular among tourists for its high cliffs that form the entrance to the sea.  Furthermore, the Tourism Organization European “Best Destinations” considers the beach the most beautiful beach in Europe. Vis attracts people from all over the world because of its mild Mediterranean climate. The beach remains hidden between the cliffs. Hence, tourists can only reach the place by a short hike. However, the boat serves as a more scenic way to reach the place. The tiny pebble beach and emerald-green water make it one of the most photographed places in Croatia. Arrive early in the morning for calm seas and perfect light. 3. Dubovica: Hvar Island Tourists should take a short sail from Hvar Town. Moreover, they will reach Dubovica Beach. The beach is one of the most peaceful coves, framed by stone houses and olive trees.  The tourists visiting the place will witness calm, transparent waters. Moreover, tourists should go prepared for water sports activities.  The place provides ideal spots for swimming and snorkeling right from their yacht.  Moreover, the rustic beach bars onshore also add to the island's authentic charm. 4. Pasjača Beach, Konavle, Near Dubrovnik The place is carved beneath towering cliffs. Hence, Pasjača is one of Croatia’s most dramatic beaches.  Moreover, the beach is a mix of fine sand and pebbles. However, the beach remains accessible only via a steep path from the cliffs above. Thus, tourists find it difficult to reach the place. However, the travellers can always reach the beach by sea. Moreover, people should anchor their boats offshore and enjoy the untouched beauty and serenity. Moreover, the place remains a hidden paradise. Far away from the chaos and crowded places. Thus, it is one of the best beaches in Croatia. 5. Sveti Jakov: Dubrovnik Travellers who sail near Dubrovnik should definitely visit Sveti Jakov Beach. Moreover, the place is located just outside the Old Town. Therefore, people can enjoy stunning views of the city walls and Lokrum Island from the spot.  Moreover, the pebble-and-sand beach offers a very relaxed vibe. Hence, the beach provides ideal conditions for swimming. Travellers can also take in the historic skyline from the comfort of their yacht. 6. Sakarun Beach: Dugi Otok People know Sakarun Beach for the rare sandy beaches on the Adriatic. Moreover, Sakarun feels almost Caribbean with its shallow turquoise bay and soft white sand.  The place is surrounded by a pine forest. Moreover, the yachts cruising the Zadar archipelago find the place to be a popular destination. The anchorage is calm, making it ideal for a lazy day in paradise. 7. Lubenice Beach: Cres Island Perched below the medieval village of Lubenice, this hidden cove offers a wild, natural setting and crystal-clear water.  Lubenice Beach is difficult to reach by land, which makes arriving by boat the perfect option. It is quiet, pristine, and ideal for a refreshing swim far from the crowds. 8. Nugal Beach: Makarska Riviera Nugal Lies between cliffs and pine trees. Hence, Nugal serves as one of Dalmatia’s most peaceful beaches.  The beach has gained popularity for its privacy and naturist-friendly atmosphere.  However, travellers can access the beach only on foot or by boat. Hence, the place remains a true hidden gem for those seeking peace while sailing. 9. Pupnatska Luka: Korčula Island Korčula, Pupnatska Luka is one of the most beautiful bays in Croatia. Moreover, the beach features smooth pebbles, crystal-clear water, and lush green hills in the background.  Therefore, the Sailors often stop here for swimming and lunch, thanks to the small local konoba (tavern) nearby. The sheltered bay offers safe anchoring and a perfect island escape. 10. Rajska Plaža (Paradise Beach) – Lopar, Rab Island Rajska Plaža boasts long stretches of fine sand and shallow, warm water. Moreover, most of the Croatian beaches do not offer this. Hence, these conditions remain ideal for families and others.  Moreover, the beach is one of the few where you can anchor nearby and swim ashore easily.  The 2-kilometer sandy bay is surrounded by cafés and restaurants, making it a lively stop on your northern Adriatic route. Things To Remember While Visiting The Best Beaches In Croatia  Croatia has several beaches. Moreover, people can access several beaches by hiking trails as well. However, the route to several hiking trails involves steep hills and cliffs.  Thus, the waterways serve as the best way of transportation to visit the best beaches in Croatia.

BY  Sibashree Nov 24, 2025

A multi-trip travel insurance policy covers unexpected financial losses for multiple trips throughout the policy period. It can be related to a medical emergency, baggage loss, or trip cancellation.  As you research online, you might come across a wide range of travel insurance for multiple trips. How do you choose the most affordable multi-trip travel insurance policy?  Here are a few factors and tips that you can consider while looking for a budget-friendly multi-trip travel insurance plan.  Key Features: What To Look For In An Affordable Policy?  A‍‌‍‍‌ multi trip travel insurance is a policy that covers you financially against different types of risks. These include trip cancellation, medical emergencies, etc during the policy period.   The insurance is generally bought for a year and is therefore mostly referred to as an annual multi-trip holiday insurance policy.  Compare key coverage features, such as the ones below, across different multi-trip holiday insurance plans available online. Medical Expenses - These may include the Transportation,  vaccination, and  Repatriation of the mortal remains,  Dental treatment,  Daily allowance in the case of hospitalisation, and many other things. Trip Expenses - Delay of the trip, cancellation, interruption, missed connections, and so on. Loss of Baggage - Delay or complete loss of checked-in ‍‌‍‍‌baggage. Choosing An Affordable Policy: Does It Meet Your Needs? While you consider a multi-trip travel insurance policy instead of a separate travel insurance plan for each trip, ensure it covers all your specific needs.  Look out for the following aspects: Flexible features to customise the multi-trip travel insurance to your advantage. Online convenience and customer support to seek assistance with queries. Seamless claim settlement process and high claim settlement ratio for a reliable experience. 1. Review Your Needs For Cost-Effective Coverage While selecting basic and customisable coverage, review your needs carefully and choose the most important features. Determine the extent of coverage required based on possible risks that can affect your financial situation.  Taking this step can help you compare more effectively and lead to a better multi-trip travel insurance policy at an affordable premium. 2. Calculate Premium And Save For Multi-Trip Insurance Calculate the premium for the various annual multi-trip holiday insurance plans. It will be available on the specific insurer’s official website. Compare the price against the coverage features and benefits offered.  Some reputable insurance providers, such as Reliance General Insurance, offer premium rates for their various multi-trip travel insurance policy options. It makes the comparison easier.  3. Save More With Exclusive Discounts As you compare features and premium rates, keep an eye out for discounts. These may apply to specific policy types, travel seasons, coverage levels, and more.  Ensure it helps you reduce the premium for an affordable policy without compromising coverage features or requirements.  4. Plan, Buy Early, And Save More Compare and buy a multi-trip travel insurance or single-trip multi-destination travel insurance plan well in advance.  Buying it much earlier can help you secure a more affordable policy by taking advantage of lower demand. You will get better premium rates and added coverage benefits.  What Multi-Trip Travel Insurance Does Not Cover? The first thing you should pay attention to is the limitation on the possible length of the trip.  Next, it does not cover any pre-existing medical condition. And finally, the instances that are not covered if you participate in high-risk sports. Key Exclusions You Need To Know About 1. Pre-Existing Medical Conditions:  Most of the standard policies will not take on the costs related to medical conditions that have existed prior to buying the insurance.  Only a couple of insurance companies may offer an extra provision at a higher price to cover the acute flare-ups! However, the planned treatments are always in the list of exclusions. 2. High-Risk Activities Suppose your program includes adventure or extreme sports such as skydiving, bungee jumping, or mountaineering.  In that case, you will understand that these activities are generally not included in a multi-trip standard policy. So, you will have to sign up for a specialised insurance policy. 3. Alcohol Or Drug-Related Incidents Suppose the event, disease, or injury happens when you are using alcohol or illegal drugs, or you are misusing prescription medication. In that case, you will most likely find that your claims will be rejected. 4. Travel Against Official Advice Insurance for incidents occurring in a specified area will most likely be voided! In case you travel to places with government advisories or warnings (e.g., war, civil unrest, or natural disasters)!  5. Self-Inflicted Harm  Generally, the inclusion of such injuries caused deliberately by  Oneself,  Suicide attempt, and  Disorders related to mental/emotional conditions (like anxiety or depression), 6. Loss Due to Negligence In a nutshell, the insurer will not compensate you for lost or stolen personal items if it finds that you were negligent. Negligence includes leaving items unattended in a public place or not using a hotel safe. ​‍​ ‌‍​‍Common Limitations You Will Encounter  Maximum Trip Duration: This is perhaps the most significant restriction that comes along with multi-trip policies.  If you are after unlimited trips in a year, remember that the limit is set per trip, most of the time 30, 45, or 60 days, depending on the plan you select.  Age Limits: Generally, multi-trip insurance policies have an upper age limit for applicants to be covered. This limit is usually set at about 70 years.  It may be necessary for your elderly family members to look for specialised single-trip insurance policies.  Coverage Limits on Valuables: It is important to note that there are typically sub-limits on compensation for lost or stolen valuables. These include cash, jewellery, or electronic items.  Specific Documentation Required for Claims: You must furnish all required documentation to make a successful claim!  For instance, original receipts, medical records, and a police report (which should be filed within 24 hours in case of theft)! Otherwise, your claim is likely to be turned down.  As a precautionary measure, always make sure you have read the fine print of the policy you are considering. Discuss any clarifications, doubts, or planned activities with the insurance company before the purchase.‌ Read Also: Coverage For Special Occasions: Travel Insurance For Canadian Festivals And Events The Convenience Of Online Long Stay Travel Insurance Top 8 Travel Medical Insurance Trends to Consider