BY Ariana SmithJun 11, 2021

You probably heard a lot about life insurance, car insurance, and home insurance. In case you don’t know, there’s another type of insurance that can protect you and your personal items during travels—travel insurance. Keep on reading to learn more about this insurance policy and how can you benefit from it. What Is Travel Insurance? As the name suggests, travel insurance is a plan that covers the financial risks and losses associated with travelling, either domestically or abroad. Examples of such risks include delayed flights or luggage, lost or damaged luggage, flight cancellations, and medical emergencies. Here are a few things you should know about travel insurance: It’s not a one-size-fits-all product. Travel insurance policies have varied benefits, stated exclusions, and limitations. Typically, plans don’t cover everything you might do or experience when you travel, including: Seeking medical treatment outside the home country Travelling to countries included in the “Do Not Travel list” Extreme sports where the chance of death or injury is high Pre-existing medical condition and pregnancy-related conditions Any behaviour under the influence of alcohol or unprescribed drugs Circumstantial exclusions, such as war, military actions, riots, and more It can’t cover every possible situation. Trip insurance covers losses due to global health emergencies and natural disasters, given that you purchase before such events occur. Most policies also don’t cover lodging or accommodation snafus, ticket scams, overbooked flights, and many other things. 3 Reasons to Insure Your Next Trip Many people see travel insurance as an unnecessary expense. The truth is, it’s as essential as life insurance. The only difference is that it protects you from the possible uncertainties—be they accidental death or injury, lost or stolen luggage, trip cancellation, and more—while you’re on your travels. Let’s break down the reasons to ensure your next trip: 1. Travel Worry- and Hassle-free: Travelling is good for mental health. It helps you take a break from stressful situations, reflect on your personal goals or interests, and feel more relaxed and content, among other benefits. While travelling is a good stress-reliever, it can pose various risks to health and safety, depending on both the characteristics of the traveller and on the type of travel. For instance, you may get sick due to the sudden change in temperature or get injured during the vacation. Such medical emergencies can spoil your much-awaited holiday fun. What’s worse is that the money allocated for your vacation will be used to pay for medical expenses. But if you were sensible and weighed up the pros and cons of various providers in order to get travel insurance that works for you, then you won’t have to worry about dealing with emergencies while travelling. Most travel insurance policies cover doctor and hospital expenses and work in conjunction with your health insurance, it's just about what extras you may or may not need depending on where you're travelling. Not all health insurance plans provide full coverage in foreign countries. In fact, some health plans provide no coverage at all. A trip insurance plan, on the other hand, can cover you for accidents and emergency medical care when you travel in any part of the globe. 2. Protect Your Personal Belongings: Have you ever lost a phone or other personal stuff during a trip? Believe it or not, you’re not alone. According to the 2015 Statista survey, U.S. travellers have had their items (i.e., smartphones, credit card, debit card, license and passport) lost or stolen while travelling. The likelihood of losing personal items during a trip is high as sending a text message to the wrong person. Why is that so? It’s because we, people, get distracted when we’re at the height of our emotions. We lose sight of the bigger picture because we’re too focused on one thing—either composing a text or having fun under the sun. Thankfully, travel insurance assures you that your personal belongings remain protected, even when they went astray. The insurer can help pay for replacement items when your stuff is lost or stolen, provided that you didn’t leave your items unsupervised or unattended. Below are a few instances that most trip insurance plans cover: The rental car damage or loss. Comprehensive travel insurance plans have an add-on option for rental car collision coverage if the rental car is damaged in an accident. Baggage damage. Should your baggage become damaged in transit or airline, your insurance policy will help you get compensation for this. Luggage delay. If your luggage is delayed, you can be refunded up to the policy’s benefit limit to purchase essential items you need while waiting for your bags to arrive. 3. Manage Trip or Flight Interruptions: Are you the type of traveller who gets concerned about your trip being cancelled and other interruptions, like losing your entire vacation investment or remaining travel arrangements due to certain reasons? If yes, then you need a trip insurance plan. Unforeseen circumstances may happen. For example, your family member gets sick, and you have to make last-minute cancellations, or an emergency occurred that you have no choice but to cut your vacation short. Here’s the good news. Travel insurance can provide reimbursement for trip cancellation as long as the reason for cancellation is covered by your policy. The most common covered reasons include: Illness, injury, or death of you, a travelling companion or a family member Inclement weather preventing you from reaching your destination Sudden terrorist attack or strike at your destination Travel with Peace of Mind: Whether you’re planning a short get-away or a long trip abroad, never hesitate to insure your travel. Getting a travel insurance plan can give you peace of mind and let you enjoy your ultimate break from the hustle and bustle of the city. Read Also: Improve Your Travel Experience By Hiring A Limo 5 Secrets On How To Travel Light – Travel Hacks How To Fund The Cost Of Travelling

BY Mashum MollahAug 28, 2019

Have you ever wondered by bikers look smart, full of attitude and always attractive when riding their mean machines? This is because motorcycle riding gear is able to blend fashion and functionality in equal quotients. We have all looked at riders zooming up and down highways in their high-performance bikes, dressed in boots, leather riding jackets, and other safety gears. Even though most of these apparels serve to protect the riders from untoward incidents, they all aim to look good! In this article, we will look at how motorcycle riding gear has evolved with the times. We will especially focus on the right gear for a motorcyclist during the Fall Season. So what are we waiting for? Start revving… While you scour the internet for Honda Grom parts online or motorcycle aftermarket parts on sale, have you noticed that the weather is changing? The sun is rising later and setting sooner, and while the temperature may still be toasty on most days, colder weather is just around the corner. Therefore, while it is fun and, at times, necessary to modify your bike, it is crucial that you prepare yourself for the seasons to come, especially if you want to continue riding through it all. For that reason, you may want to switch gears from looking for aftermarket parts to looking for fall riding gear and clothing. Full Visor Protection: While a full helmet is not an essential piece of motorcycle riding gear for every type of rider, during the colder months these styles of helmets can come in handy. Riding with the wind in your face is one thing when the sun is shining and daily temperatures reach 75 degrees or better, but when the temperature drops to 60 degrees or colder, your face really feels the chill. A full helmet with a face shield protects against that frigidity. Also, as many riders avoid such a helmet and visor combination because of the fog that occurs during the colder months, you can purchase a Pinlock visor system to prevent your shield from fogging over. Technology and Software Apps: The past few years have seen technological aids and smartphone apps emerge as playing a major role in the auto industry. For bikers who undertake long motorcycle tours, using them can lead to several great benefits. For starters, if you are using the best weather apps, you can be aware of the changes in weather conditions, which will enable you to avoid rains, storms, and blizzards and stay out of harm’s way on your travel plans and tours. You can also make use of various other apps to know about fuel stops, restrooms, and service stations along your travel route. No Need for Frozen Fingers: Riding a motorcycle is one of the most exposed forms of transportation that exists, and as such your extremities, like your fingers, receive the full impact of the elements if not protected. Therefore, as the seasons change, you will want to invest in a decent pair of riding gloves. However, not just any pair will do. While warmer riding conditions likely allowed you to wear thinner gloves, the colder months will demand a thicker lining. Also, as fall and winter gloves are thicker, you should spend a little bit of time getting used to your controls because they might feel different with bulkier gloves. All-Weather Boots: While you may have a favorite pair of riding boots for summer expeditions, they might not offer superior protection in all types of weather. Some summer riding boots are designed more for comfort than inclement conditions. Since the fall is known as a transitional season, full of rain and cold, purchasing a pair of riding boots designed for adverse weather might be your best option for keeping your toes dry, warm, and protected. Clothing and Riding Suits: When it comes to fall clothing, riders have several options. They can choose from long-sleeve shirts, pants, and jackets, or they can choose a riding suit. Shirts, pants, and jackets that are made specifically for riders often integrate Kevlar and padding into the design. However, if you want to be able to wear your own clothes, then you might consider a riding suit. These are often one-piece designs that offer superior protection and allow a rider to wear their chosen clothing underneath. Conclusion: Different weather patterns require a different form of clothing, especially is you are a seasoned rider. Like your machine, which requires special care and attention in different weather conditions- summer, winter, rains; your riding gear too, requires to be different. With the right weather-appropriate gear, you cannot only enjoy the pleasure of motorcycling; you can also enjoy the different changes in climates and geographical terrains. Fall riding is not the same as summer riding. You need to protect yourself against colder and more volatile elements. Therefore, include motorcycle clothing and gear in on your search for motorcycle aftermarket parts on sale. Read Also: 10 Best Places To Visit In Argentina 10 Best Things To Do In Prague 6 Best Family Holiday Destinations In India 15 Unexplored Destinations In India Worth Visiting

BY Ariana SmithMar 25, 2021

Belize. Just thinking about its exotic shores, golden beaches, tropical heat, and friendly people is enough to make you want to immediately drop everything and jump on a plane. But what will you do when you get there? Excellent question. It’s best if you’re an active, outdoor person because there’s much to do that involves jumping around, swinging on ropes, rafting down rivers, and more. However, there are also beaches to sunbathe on if that’s preferred instead. Here is our pick of the 5 things to do on a vacation in Belize. 1. Stay In An Eco Resort: You don’t want to stay just anywhere. Setting up camp at an eco-resort will get you into the heart of the island to spots that you probably wouldn’t have found on your own. Belize Eco Resorts are perfectly positioned to provide access to many attractions. Situated along the Moho River, the cooling breeze is most welcome. With lodges rising from the ground, you’re afforded an excellent vantage point of the surrounding tropical landscape too. 2. Tubing On The River: Tubing is a popular pastime for people who aren’t wanting to go canoeing or just wish to try something a little different. Mostly preferred by the younger set, a day-out tubing usually includes a walk through the Belizean rainforest, a safety briefing, and maybe exploring a cave system nearby too. 3. Waterfall Adventure: There are several good places to trek out to and see impressive waterfalls, but perhaps the best one is to Davis Falls. To get there, it’s necessary to traverse across multiple river crossings on the way to your destination. However, at roughly 120 meters (500 feet) tall, it stands apart from other waterfalls. It’s possible to get up on a rocky outcropping, take in the splendor, and snap a few pics for Instagram while you’re at it. And this will make the trek to get out there totally worth it. 4. Snorkeling And Diving: If you like getting underwater, it’s best to head over to Ambergris Caye on the northern side of Belize where the diving and snorkeling set hang out. They’re attracted by the beaches, clear waters, and perfect conditions to explore the barrier reefs. There are plenty of dive shops nearby and scuba diving schools to take a course while you’re on the island. Mostly they’re located in San Pedro, so it’s best to head there if that’s what you need. 5. The Beach: The beach at the Placencia Peninsula offers a comfortable lounging spot and a jumping-off point to walk amongst the palm trees to get that tropical feeling. The Caribbean water is quiet here with few waves to disturb the tranquility. This area is the best for sandy beaches on the island. The peninsula goes on for over 15 miles, so you needn’t worry about overcrowding either. Further back inland is sanctuaries and a few nature reserves to visit. There’s a bountiful number of things to do once in Belize. It’s a lively spot for outdoor travel, plus the nightlife is rich and varied too. You’ll surely get the tropical vibe there, so dress the part. Read Also: Make Your Summer Vacation Fun-Filled And Enjoyable This Year Looking For Your Next Fun-Filled Family Vacation: Head To Aquaventuras Park Romantic Getaway Tips: 9 Romantic Tips To Celebrate Couples Vacation