Unlocking The Mysteries Of Fishing: Optimal Times Revealed

BY  Sibashree Sep 5, 2024

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives.  As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points!  However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option.  Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available.  The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you.  THIS IS Why You Will Choose FintechZoom Best Travel Credit Card Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options.  FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats.  In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options.  THIS Is The FintechZoom Best Travel Credit Card  Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements.  1. Chase Sapphire Preferred® Card As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent.  Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion.  What You Get From The Chase Sapphire Preferred® Card The table below explains the benefits of the Chase Sapphire Preferred® Card.  Welcome Bonus60000Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)Travel Purchase through the Card5x Reward PointsDining3x Reward PointsAll Other Travel Purchases2x Reward PointsAnnual Hotel CreditsUp to $50Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)Yearly Bonus10%Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)Purchase Protection Benefits $500 for Each Item and $50000 for Every AccountForeign Transaction FeesWaived OffReferral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral)  However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high.  * Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit.  2. The Platinum Card® from American Express Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits.  Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently. “No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet. However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” - Forbes This Is What You Get From Platinum Card® from American Express Learn the American Express Platinum Card® benefits from the table below.  Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)Foreign Purchase Transaction Fees NoneFlight And Prepaid Hotels Booked through the Card5x Reward PointsOther Purchases 1x Reward PointsAirline Free Credit Up to $200CLEAR® Plus Membership$199Global Entry or TSA PreCheck® Application Fee CreditUp to $85Hotel Benefits Up to $200Digital Entertainment CreditMaximum $240Equinox Credit $300Cellphone ProtectionUp to $800 for Each Eligible Card Account Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention.  I am so proud to have chosen this card!  3. Capital One Venture Rewards Credit Card The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card. Unlimited 2x reward points on every purchase 75000 sign-up bonus on a $4000 purchase in the first three months 1,300+ airport lounges access So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms.  4. Citi Premier® Card The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage.  You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits.  Things No One Told You About Choosing FintechZoom Best Travel Credit Card FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips.  Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes.  Consider Your Travel Habits You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right?  Know the Sign-Up Bonus When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance.  Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget.  Look at the Annual Fee Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits?  These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay.  Know About The Foreign Transaction Fees Benefits Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently.  Flexible Redemption Options Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners.  Of course, the option of redeeming your points as cashback or gift cards is always available.  FAQs About FintechZoom Best Travel Credit Card 1. What makes FintechZoom’s travel credit card recommendations reliable? FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us.  Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements.  2. Can I have more than one travel credit card? Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses.  If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now.  So, use your cards strategically to optimize your travel benefits and earn more points.  3. How can I maximize my travel rewards with the FintechZoom best travel credit card? You can follow simple tricks to optimize your travel credit card benefits.  Know and use the sign-up bonuses. Pay your credit card bill in full and final at the end of every month. Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits.  4. Are there any downsides to using the FintechZoom best travel credit card? Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full. Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

BY  Sibashree Feb 18, 2025

As a couple, imagine sitting on the wide deck of the cruise ship, sipping sparking water, staring at the horizon! With your partner right beside you, holding on to your fingers while you both see the sun slowly setting, coloring the sky red!   “What a romantic thing to do! To make me think of you!”   The line resembles what you feel as a couple when you go on one of the best cruises for couples in the Caribbean! The spectacular turquoise waters create the perfect background for some of the best Caribbean cruises you are on.   So, what are your plans to visit the Caribbean? Let's get inspired by the celebrity cruise experiences and share them with your partner. Not just exploring new places but also tasting new cuisines and watching over the horizon, getting to see new migratory birds!   Let me share with you some of the most romantic destinations and which cruise packages are perfect to take you there!    THESE Romantic Destinations Make Best Cruises for Couples!   As a couple, you need to spend quality time with each other. Going on a cruise with beautiful scenery is a perfect date setting! Let me tell you, going on one of the best cruises for couples means you get to spend quality time together.   Additionally, you get to do fun activities such as jazz dance, go for spa treatments, fine dining, or watch a movie together. There are a variety of experiences that you will get from one of these romantic destinations that you can visit while on a cruise together.   Let us explore more about these cruises, be it the princess cruise package or the sunset cruise package. It will not just relax you and your partner individually but also improve your relationship as a couple. Furthermore, you can also get some February vacation ideas!   The Mediterranean   The priceless moments that you will experience while romancing your partner on a Mediterranean cruise are unmatched. If you are both huge adventure seekers, this is the perfect cruise to go for you!    You can book some of the best Mediterranean cruises 2025 after learning more in this blog! Go through diverse experiences and make memories for a lifetime with your partner. You can go biking across the Tuscan hills or you can walk on the streets of Rome, hand in hand with your lover.    You can also see the beautiful leaning Tower of Pisa! Additionally, you can cozy up in a Venetian Gondola, spending beautiful moments of togetherness. If you know how to swim, you can go for a dip in the clean and sparkling waters of Corfu.   Hawaii   Are you wondering about going on a cruise with your partner? Do you have any idea about some of the best cruises for couples? Of course, how can we forget Hawaii as the paradise of all cruise experiences?   You will need at least 19 days to go on this cruise trip! However, if you cannot manage that long, why don’t you choose the 16-Day Hawaiian Islands roundtrip? You can get on the cruise from San Francisco, California. It will cover five ports in Hawaii, Kona, Hilo, Honolulu, Kauai, and Ensenada!   Hawaii is known for its nightlife along with entertainment in the Island-inspired activities. Do not miss the world-class cuisine! Enjoy beautiful ocean views.    Alaska   If you are planning to see beautiful glaciers and check out some of the coolest wildlife, Alaska as a destination offers one of the best cruises for couples. Arctic excursions are not everyone’s cup of tea hence, committing to this cruise is the best way to enjoy Alaska.   The beautiful blue of the sky and the lake of the place make a perfect view for you and your partner to enjoy a glass of wine together! Simultaneously, some of the best Alaska cruises will ensure your perfect holiday.   You can take princess cruises or celebrity cruises, depending on your requirements, be it a spa, or delicious Italian restaurant!   Key West   There is no direct cruise line going to the Key West especially because of the increasing risks to the fragile tropical environment. The economy of the place is dependent on tourism therefore, cruise ships dock at the closest piers, be it the Navy-owned Outer Mole pier or the Truman Annex!   You have to watch the beautiful sunsets at the Key West cruise lines! Along with that, you get live music and a full bar. You must enjoy the delicious cuisine that is available on these cruises.   New Orleans   There are some specific activities and elements of cruise travel that you can enjoy when in New Orleans! When you want to go on a romantic date or trip, you have to take one of the best cruises for couples.   Starting from stunning views of the city, delicious Creole cuisine, and live jazz music combine to offer you a unique New Orleans experience. The cruises go through the Mississippi River giving you the genuine traditional feel of New Orleans.   New England   Are you planning to go on a romantic trip to New England on a cruise ride? Let me share with you some of the best cruises for couples such as Boston Harbor Sunset Cruise or Lighthouse Lovers Cruise in Portland.   Furthermore, you can go for a whale-watching trip on the cruise in Gloucester. You will get to see pristine beaches while on the cruise along with scenic harbors all around. The CruiseLine can be completed in seven days, going from Quebec to Bar Harbor to Boston.    San Francisco   For me, one of the best cruises for couples if you want to go to San Francisco. You can go on a romantic sunset Catamaran Cruise where you can go around the Golden Gate Bridge and Alcatraz Island. You will get a complete view of the city at night, having the perfect date night!   Henceforth, you will get guides on these cruises along with those who will give you informative commentary. Simultaneously, you will also experience the beauty of the city with its sky-high buildings and bridges.   The Caribbean   What is more beautiful than the white sand and turquoise water, bringing you the most peaceful sound ever? Let's not forget the beautiful palm trees lining the beaches! If you are a couple in love, celebrating your wedding anniversary, or want to host your wedding, this is it for you.   The cruises are available year-round with five departure ports! The itinerary includes 23 islands covering all the regions. They have 11 ships active on that route and what is a better experience than going on a cruise, having a laidback vibe, enjoying local food, and island hopping?   Are you Ready for Some Romance?   Now that we have shared with you some of the most romantic destinations that you can cover, I am sure your plans are ready. Get your reservations on one of these best cruises for couples and use the trip packages to the best of your advantage.   Most of these cruises are of 5 nights and above! They cover at least 3 to 5 ports when going on the cruise including local cuisine and local Island inspired activities.   Comment below on what you think is the best cruise trip that you think of out of the ones I have mentioned. Do let us know some of the best cruises you have gone on with your partner!  Also read Top 10 Most Popular Paraguay Food That You Must Try. Top 13+ Famous Wonders Of India That You Must Visit. Top Tips For Motorbike Rental In Phuket – A Guide To Exploring The Island On Two Wheels.

BY  Nabamita Feb 3, 2024

Embarking on a backpacking trip can be an exhilarating experience, immersing yourself in nature's beauty and embracing the wilderness. However, safety should always remain a top priority amidst the excitement of exploration. Whether you're a seasoned backpacker or a novice venturing into the great outdoors, the injury lawyers in Chicago note that packing the right safety supplies for any situation can make all the difference in ensuring a smooth and secure journey. Here's a comprehensive guide to essential safety supplies that should be in your backpack before hitting the trails. Backpacking TripPack Rightly: Things You Must Include In Your Backpacking Trip Ready to explore the sky-pointing peaks? Make sure to pack all the essential items, or you can ruin your entire journey. Given below are a few essential things you must never forget on your travel backpack. Check them out: First Aid Kit A well-stocked first aid kit is non-negotiable for any backpacking excursion. It should include bandages, adhesive tape, gauze pads, antiseptic wipes, tweezers, scissors, pain relievers, blister treatment, and any personal medications you may need. It is recommended that your kit be based on the length and location of your trip, ensuring you're prepared to handle common injuries and ailments that may arise on the trail. Navigation Tools Getting lost in the wilderness can quickly turn a thrilling adventure into a nightmare. Always carry reliable navigation tools such as a map, compass, or GPS device, and make sure you know how to use them effectively. Familiarize yourself with the terrain and plan your route to minimize the risk of getting off track. Emergency Shelter Unforeseen circumstances like sudden changes in weather or unexpected delays can leave you stranded outdoors. Pack lightweight emergency shelter options such as a tent footprint, emergency bivvy, or space blanket to provide protection from the elements and retain body heat in case you need to spend an unexpected night in the wilderness. Fire Starter Kit Fire can be a lifesaving resource in survival situations, providing warmth, light, and a means to cook food. Pack waterproof matches, a lighter, or a fire starter tool to ensure you can easily ignite a flame even in damp conditions. Additionally, carry some fire accelerants like cotton balls soaked in petroleum jelly for reliable fire starting. Water Purification System Access to clean water is vital for staying hydrated and healthy during your backpacking trip. Invest in a reliable water purification system such as a portable water filter, water purification tablets, or a UV water purifier to treat water from natural sources like streams and lakes safely. Avoid drinking untreated water to prevent waterborne illnesses. Multi-Tool A multi-tool is a versatile gadget that combines several essential tools into one compact package. Opt for a quality multi-tool that includes features like a knife, scissors, screwdriver, pliers, and bottle opener. It can come in handy for various tasks, from repairing gear to preparing food, making it an indispensable item for any backpacker. Emergency Communication Device In remote wilderness areas, cell phone reception may need to be more reliable and present, making it challenging to call for help in case of an emergency. Carry an emergency communication device such as a satellite phone, personal locator beacon (PLB), or two-way radio to summon assistance if you encounter a serious injury or other life-threatening situations. Sun Protection For Your Backpacking Trip Exposure to the sun's harmful rays can lead to sunburn, heat exhaustion, and dehydration, particularly at higher altitudes. Do not forget to carry some essential sun protection products like sunscreen that carries a high SPF rating, sunglasses with UV protection, a broadly-brimmed hat, and lightweight clothing that covers your skin to shield yourself from the sun's intense glare. Insect Repellent Insect bites and stings can not only be irritating but also carry the risk of transmitting diseases such as Lyme disease or West Nile virus. Apply insect repellent containing DEET or picaridin to exposed skin and clothing to ward off mosquitoes, ticks, flies, and other pesky bugs that inhabit outdoor environments. Emergency Whistle In situations where verbal communication may be difficult or impossible, an emergency whistle can serve as a simple yet effective signaling device to attract attention and alert others to your presence. Keep it easily accessible on your backpack or person, and use short bursts to signal for help if needed. Read Also: The Ultimate Guide To Hassle-Free Sightseeing In Rome How To Choose The Right Backpack For Your Trip? When it comes to choosing the right backpacking trip, two things have to be considered. First is its fit, and second is its volume. I know you got the least idea when I said this. That’s why here is a brief idea about how to pick the right backpack: Fit As functional as a backpack should be, it must be comfortable, too. And it all begins with a proper fit. Various packs come in either two or three sizes, thus indicating the pack’s length. Do not forget to visit your local store and enquire about the different fit they are providing. Volume  Secondly, your backpack’s volume should be large enough so that it can hold everything you carry. However, don’t buy something extravagant and carry unnecessary weight. Backpacking carryons are usually measured in terms of liters, so be sure to pack something only in the range of 40-70 liters. Parting Thoughts While the allure of the wilderness beckons with its promise of adventure and exploration, it's essential to prioritize safety when venturing into the great outdoors. By packing these essential safety supplies on your backpacking trip, you'll be better prepared to handle emergencies, navigate challenging terrain, and enjoy a memorable outdoor experience with peace of mind. Remember, preparation is key, so take the time to plan and pack accordingly before setting out on your next backpacking adventure. That was all about packing the important supplies for your backpacking trip and ensuring a seamless journey. Comment your thoughts below and tell us what you think about it. Thank you for reading! Read More: How to Choose A Backpack 10 Best Places To Visit In Europe Top 3-Week Itineraries For A Perfect Tour Of Europe