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BY  Sibashree Sep 5, 2024

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives.  As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points!  However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option.  Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available.  The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you.  THIS IS Why You Will Choose FintechZoom Best Travel Credit Card Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options.  FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats.  In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options.  THIS Is The FintechZoom Best Travel Credit Card  Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements.  1. Chase Sapphire Preferred® Card As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent.  Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion.  What You Get From The Chase Sapphire Preferred® Card The table below explains the benefits of the Chase Sapphire Preferred® Card.  Welcome Bonus60000Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)Travel Purchase through the Card5x Reward PointsDining3x Reward PointsAll Other Travel Purchases2x Reward PointsAnnual Hotel CreditsUp to $50Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)Yearly Bonus10%Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)Purchase Protection Benefits $500 for Each Item and $50000 for Every AccountForeign Transaction FeesWaived OffReferral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral)  However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high.  * Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit.  2. The Platinum Card® from American Express Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits.  Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently. “No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet. However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” - Forbes This Is What You Get From Platinum Card® from American Express Learn the American Express Platinum Card® benefits from the table below.  Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)Foreign Purchase Transaction Fees NoneFlight And Prepaid Hotels Booked through the Card5x Reward PointsOther Purchases 1x Reward PointsAirline Free Credit Up to $200CLEAR® Plus Membership$199Global Entry or TSA PreCheck® Application Fee CreditUp to $85Hotel Benefits Up to $200Digital Entertainment CreditMaximum $240Equinox Credit $300Cellphone ProtectionUp to $800 for Each Eligible Card Account Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention.  I am so proud to have chosen this card!  3. Capital One Venture Rewards Credit Card The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card. Unlimited 2x reward points on every purchase 75000 sign-up bonus on a $4000 purchase in the first three months 1,300+ airport lounges access So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms.  4. Citi Premier® Card The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage.  You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits.  Things No One Told You About Choosing FintechZoom Best Travel Credit Card FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips.  Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes.  Consider Your Travel Habits You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right?  Know the Sign-Up Bonus When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance.  Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget.  Look at the Annual Fee Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits?  These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay.  Know About The Foreign Transaction Fees Benefits Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently.  Flexible Redemption Options Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners.  Of course, the option of redeeming your points as cashback or gift cards is always available.  FAQs About FintechZoom Best Travel Credit Card 1. What makes FintechZoom’s travel credit card recommendations reliable? FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us.  Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements.  2. Can I have more than one travel credit card? Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses.  If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now.  So, use your cards strategically to optimize your travel benefits and earn more points.  3. How can I maximize my travel rewards with the FintechZoom best travel credit card? You can follow simple tricks to optimize your travel credit card benefits.  Know and use the sign-up bonuses. Pay your credit card bill in full and final at the end of every month. Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits.  4. Are there any downsides to using the FintechZoom best travel credit card? Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full. Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

BY  Arnab Feb 22, 2023

You might be familiar with the term universal pass. It was quite popular during the covid-19 pandemic. People, especially the front workers of society, were allowed to have these passes, which helped them travel without restrictions during the covid lockdown. It is necessary to follow the covid 19 lockdown rules and regulations. However, living takes work, and work takes us outside our safe zone. That is why introducing the Universal Travel pass was a great decision. So, what is this travel pass, and how does it work? This article should give you a clean and complete overview of the same. What Is A Universal Travel Pass? The name of the passUniversal Travel passTypeQR code based.Levels of travel category5 different levels.Launched byMaharashtra governmentAdopted byCentral governmentApplicable inAcross IndiaPurposePublic transport free of covid restriction.EligibilityCitizens aged above 18 who have taken both doses of the vaccine and completed 14 days after their second dose.When to applyAfter 14 days of taking the second dose.Online applicationAvailable. Universal travel passes are electronic passes with a QR code. Fully vaccinated citizens of India are issued with QR Code-based universal passes that allow them restrictionless travel through different mediums of transport. The universal pass started with the Maharashtra State Disaster Management Authority. They started it in association with the Indian Railways. Two of these authorities ensured that people who are fully vaccinated and have the universal pass with them are eligible to travel through metros, local trains, and monorails in Mumbai. The Maharashtra government issued the pass in five degrees; people working at the forefront of society, like healthcare workers, utility, education workers, and other essential services, were prioritized to have the pass. Gradually, this travel pass became available to people from other cities in India. One only needs to get their vaccination done to be eligible for the universal travel pass. Why Was The Universal Pass Introduced? Following are the objectives for introducing the universal travel pass – People with this QR-based pass can travel safely across India during the covid pandemic. The travel pass was introduced to ensure that the education and healthcare system runs smoothly despite the obstacles caused by the covid pandemic. People had safer modes of transportation thanks to the e-pass or Qr code-based travel pass. There is no need for people with a travel pass to go through a physical examination to check whether they are fully vaccinated or not. The pass is proof of their vaccination. During the covid-19 restrictions, there were many incidents of people traveling with a fake ID. The universal travel pass put a stop to this practice. People with a travel pass can travel using any mode of transportation, be it a rickshaw or a train. The universal travel pass reduces the need for RT-PCR tests during any interstate travel. Who Are Eligible For A Universal Travel Pass? The adult people of India are eligible to have a travel pass. However, they need to fulfill two simple criteria to be eligible for the universal travel pass. Citizens need to have both doses of their covid vaccination done. Also, they need to spend a period of 14 days after the vaccination before they can apply for the universal pass. There is no need for children to apply for a travel pass. How To Apply For Universal Travel Pass? Here are the necessary steps for applying for a universal travel pass – First, navigate to epassmsdma.mahait.com. There, you will see the Citizen category. Under this category, you should click on Universal Pass for Double Vaccinated Citizens. Vaccinated individuals have to enter the mobile number they have used during their CoWin registration. An OTP will be provided to you. Now, you have to enter the OTP. The previous procedure will show the applicant’s Covid-19 vaccination details. The details of their beneficiaries will also be there. Now, the applicant's details will be visible along with a slot to upload their photos. Now, they must upload their photos (below 3 MB) and checkmark the declaration. Once they click on Apply, the photo will be uploaded. Then, the applicant will get a link to download their Universal Pass through SMS. Applicants now download and print their universal travel pass. One can use both computer and mobile devices to generate, download and print their universal passes. Once you go through these steps, universal travel pass downloading will be easier. Data Displayed On The Universal Travel Pass Here are the data displayed on the Universal travel pass - Name of the Travel Pass-holder. UTP holder’s gender. Age of the UTP holder. Picture of the applicant. Level of their travel category. The IDs of the applicant’s beneficiaries. QR code Date of both dozes of the covid vaccination. Frequently Asked Questions (FAQs): I hope you have found the information you were looking for regarding the universal travel pass Maharashtra. Here are some extra queries and answers in case you need them – 1. Can I Travel Using Universal Pass? Ans: The universal travel pass allows users to travel without any restrictions. The Indian railway and central government have issued this pass allowing citizens to travel across the country without any restriction. However, pass holders need to complete both the dozes of covid vaccines. 2. What Is The Process Of Universal Travel Pass? Ans: People with a universal travel pass can travel across the country without restriction. They need to have a printout of the travel pass while booking train tickets or using any other public transportation. Only fully vaccinated individuals are eligible for the pass. 3. Is Maharashtra Universal Pass Valid? Ans: You can use the universal travel pass all over the country, and the Maharashtra UTP is a valid government-issued document. This certificate is valid across all the states in India. The Central government has adopted the pass that the Maharashtra government initiated. 4. How Many Degrees Of UTP Are There? Ans: There are five degrees of UTP issued by the government of India. These degrees are issued according to the level of covid restriction applied to certain states. Bottom Line People having the universal travel pass can travel across different states based on the degree of their pass and the levels of restrictions applied to different states. If citizens need to go out during the covid lockdown, they should have the UTP with them along with other necessary documents. I hope that this article was helpful. If you have any questions about the same, you can approach us for clarification. Please comment below to engage with us. We cherish and encourage your support. Read Also: Top 3 Party Destinations For Safety-Conscious Tourists How To Apply For A Passport Online In This Pandemic? Canadians Can Forget Their Winter Vacations Despite COVID-19 Travel Insurance

BY  sagnika Aug 28, 2023

Want to know more about Manuel Antonio Costa Rica? Why not, given that it is one of Central America's most popular tourist destinations? Apart from the wildlife and the beaches, you have to know you will have many activities tailor-made for any vacation. Sport-fishing, snorkeling, hiking, parasailing, surfing, and exciting nightlife are just some things you can attempt in Manuel Antonio. Read the article to learn about exploring Paradise, the tropical gem of Costa Rica. Paradise Found: Exploring Manuel Antonio, Costa Rica's Tropical Gem! A popular beach town, Manuel Antonio is in Central America with a beautiful collection of wildlife and scenery. The view of Manuel Antonio Costa Rica is to die for, especially if you are a nature and sky lover, as the magnificent views of the clouds, sky, and mountains across the Pacific Ocean recreate Paradise. It is Quepos that you will be visiting if you are traveling by plane or car. There might be limited inclusive resorts in Manuel Antonio. However, boutique resorts, hotels, and villas are perfect for the rainforest hillside. Want to learn things to do in Manuel Antonio? I will list activities you can attempt across the lush and the Pacific tropical surroundings giving you an incredible view of the beaches, mountains, and the town. Exploring And Hiking Manuel Antonio National Park! The main attraction, Manuel Antonio National Park, is for nature lovers. It is one of the smallest national parks in Costa Rica and yet is one of the most popular due to the enormous collection of wildlife! Across the park, the Manuel Antonio beach Costa Rica is situated. As a tourist, you can peek into the forests with its iguanas, squirrel monkeys, capuchin, howler, agoutis, and sloths. There are also varieties of birds across the national park, after which you can visit the beach. There are guides and naturalists available while the limited number of daily visitors is 1200 per day! The park is closed on Thursdays! There are several trails; one of the main ones is a 1.3-mile flat sandy trail connecting with the beaches. Visit The Damas Island Mangrove Estuary! Are you looking for a unique experience? I suggest going on a kayaking or a boat tour across the waterways of Damas Island Estuary. With an amazing collection of wildlife, the estuary boasts a diverse coastal ecosystem inclusive of sloths, snakes, crocodiles, and monkeys. Don't Miss The Ultimate Beach Experience! The beaches are popular in Manuel Antonio, offering some of the most stunning views across the Pacific coast. The town of Manuel Antonio Costa Rica is filled with beaches, and they are known for their soft white sands, palm trees, and clean, pristine water. Some of the best beaches in Central America are in Manuel Antonio, and I will be making you a list of the beaches you cannot miss when you go on that next vacation! The Manuel Antonio National Park beaches are also picturesque, especially with their lush green and wildlife. Playa Espadilla Beach Image Source: irp.cdn-website.com The beach in Manuel Antonio, Playa Espadilla Beach is called the Playa Numero Uno. It is one of the most visited Manuel Antonio towns beside the Manuel Antonio National Park! This beach is the favorite of the natives, and so are the tourists! It is a bevy of activities where you can eat delicious food and cold drinks as the locals sell their products. The water activities on this beach are the best across the town, and you can't stop being entertained! Playa Manuel Antonio Beach Image Source: puravidamoms.com The highlight of the Manuel Antonio National Park, Playa Manuel Antonio Beach, is especially because of its beauty, almost like Paradise with turquoise water and white sand. A land bridge separates the beach and the park. One of the gorgeous beaches across Manuel Antonio, the Manuel Antonio beach in Costa Rica is a must-visit for travelers worldwide with its exotic wildlife and lush tropical forests. There is also a hiking trail to Playa Gemelas! Playa La Macha Are you looking for an isolated and private experience for your honeymoon? A hidden gem across all the Manuel Antonio beaches, Playa La Macha, is your ideal destination! Especially if you are in the mood for a serene beach, secludedness, and some hiking! You probably get to see more wildlife because of its secludes. The hiking trail is difficult, yet you enjoy it if you want to explore and adventure. What can be better for sunbathing, especially with warm and clear water? Villa Rental In Costa Rica If you plan on renting a villa and enjoying the ocean views in Manuel Antonio Costa Rica, book Vista Hermosa Estate! The villa's rooms are spacious, but what is noteworthy is the Playitas Beach which is just within walking distance from the beach villa. There is a private beach trail that the guests at the estate can use and walk down to the sandy white beach within 10 to 15 minutes. Are you planning a multi-generational family get-together for the 50th marriage anniversary of your parents or the 60th birthday of your grandmother? This is it! It is a perfect vacation villa with access to the beach, white sand, pristine water, and privacy. Go Out On a Food Tour! You visit a place, and you do not try their food? You are no sport! Apart from the beaches and wildlife, you must have an amazing culinary experience across Costa Rica. You will experience the local produce and the ranch products when you taste their food. The main course dishes I recommend when you visit Manuel Antonio are beef short rib, roasted chicken, rack of lamb, and grilled beef tenderloin! You should also try Chifrijo, fried pork and red beans, Chorreadas, corn pancakes, and Ceviche! You cannot miss the seafood dishes on a beach town with its grilled octopus, seafood pasta, seared tuna, the Makanda signature Tuna Tartar and seafood paella! Feeling Adventurous? Take A Guided Night Tour! If you want to experience Manuel Antonio to its hilt, a night tour with a guide is the way to go! The perfect time to start is between 5:30 to 6 p.m. The sun sets across the town, revealing the secrets of the rainforests and the exotic locale. A night tour is organized at Sukia Park, where you can explore the forests at night. Get a peek into the exotic reptiles and tropical frogs that the greens have to offer! The tour is handmade for you if you are a nocturnal individual or a wildlife enthusiast. What Do We Know? A blend of rainforest and beaches creates the perfect background for Paradise, Manuel Antonio Costa Rica. It acts as a gateway to Paradise with white sand across the beaches, clear pristine water showcasing the Pacific Ocean's beauty, and hiking trails across the rainforests. Explore the wildlife with your partner, family, solo, or friend group, and rejuvenate your life with unforgettable experiences and beautiful scenic views. The area is rich in biodiversity! Many resorts are established across the beaches and the town, creating the perfect backdrop for your next vacation! In the comments below, let us know what activities interest you when you visit Manuel Antonio! Read Also: You Won’t Believe The Best Things To Do When In Fiji! Here Are The 25+ Best Hotels In Mexico City That You Must Visit! This Is The Best Time To Visit Iceland & These Are The Things You Should Do!