5 Leading Golden Visa Programs For Wealthy Investors

Feb 26, 2024

Last Updated on: Nov 4, 2025

Travel Guides

For movement to selected countries without any problems and to stay there for a certain period, it is necessary to have a particular authorization document. These are so-called visas, which are ordinary and VIP. The latter are good because they have great power and give the holders a huge range of privileges. The Golden Visa for wealthy investors is one of them. It can be issued in the EU by anyone who wants to, but the main requirement is that you do not have European citizenship. It is necessary to familiarize yourself with all the conditions and peculiarities in detail to avoid problems later in the procedure.

Golden Visa Programs Overview

First, it should be noted that they represent the issuance of a residence permit with subsequent granting of permanent residence status to the country’s migration program participant on improved conditions. The holder is entitled to many advantages and privileges that his family members can use later. The status can be obtained with the help of the following:

  • acquisition of immovable property;
  • buying back government bonds;
  • opening a deposit account;
  • registering your own business;
  • other contributions to development funds.

You should understand that the Golden Visa programs is a kind of pass that gives the right to obtain a residence permit in a particular country. Such a card can be obtained if you buy a house in the chosen location, make a large investment, or donate a significant amount of money. It also allows access to education in top European universities. Moreover, it is allowed to move freely around Europe. Furthermore, it is an opportunity to live legally in a civilized society with a high standard of living.

The document is issued in several countries, which we will discuss in detail below. Each state has developed its requirements for programs to get the status. It is necessary to familiarize yourself with them more closely, especially if you are planning to move soon, being an investor, and fulfill the critical condition for issuing the card.

Malta

Leading Golden Visa Programs for Malta

Malta is one of the countries with Golden visas. It is famous for its unrivaled beaches, warm climate, and hospitable locals. It is a top-rated tourist destination and a good choice for those who wish to change their residency. The program looks very attractive for those obtaining a residence permit to contribute to the state’s economy. There are several ways – to invest in some property or contribute to the country’s budget.

This country is a member of the European Union and Schengen zone and unites in itself:

Under the respective program, the decision on the application for a residence permit is often made in a short period – within 4 to 6 months. Once approved, the person is granted the requested one for 5 years with the possibility of an extension. It is worth emphasizing that this can be a pathway to citizenship for the principal applicant and his immediate family as long as all requirements are met.

Cyprus

It is the so-called “Pearl of the Mediterranean”. It pleases with its hospitable residents, Adelaide weather, clean, attractive beaches, and stunning scenery. According to the Immigrant Invest Vladlena Baranova expert, candidates with dependent family members can travel to different European corners, live, work, and study wherever they want. Moreover, permanent residence in a given country is not a prerequisite.

Greece

Greece

Greece stands out among other EU Golden visa programs. After receiving the card, living anywhere in the country to come on holiday whenever you want becomes realistic. First, it is worth understanding that this is a tourist country, so you can get income from investments by renting out the bought flat or house. Moreover, you can choose, buy an object, draw up documents, and submit them remotely.

Spain

By participating in this program and getting what you want, you can move to the country with your relatives. There is a high quality of life in Spain, a low crime rate, and a good attitude toward foreigners. It is also possible to realize visa-free trips to Schengen countries. In this case, there is no need to obtain a work permit. You can open branches and set up a new company without fears and risks.

Italy

Italy

To participate in this program, you must invest the required amount, i.e., 250 thousand euros. It must be invested in strategic economic sectors, e.g., government bonds and charity funds.

Read Also: Which Is The Best Time To Visit Auli? – Travel Guide

Temporarily Unavailable Programs

It became known that the Prime Minister of Portugal announced the end of his country’s program. Portugal has indeed decided to eliminate the possibility of obtaining a residence permit through a financial contribution to real estate. However, he still allows foreigners to get it on condition of investing 500,000 euros in local companies or funds not related to real estate. We recommend that you seek help from specialists to avoid problems and misunderstandings while resolving issues.

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Abdul Aziz Mondol is a professional blogger who is having a colossal interest in writing blogs and other jones of calligraphies. In terms of his professional commitments, he loves to share content related to business, finance, technology, and the gaming niche.

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READ MORE is New Orleans safe

Is New Orleans Safe as a Solo Traveller: Shared Experience!

BY  sagnika Mar 11, 2025

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Let's explore the top things you have to do to be safe and still enjoy your vacation alone!   Top Places to Visit   These are some of the places you must visit if you are traveling to New Orleans. Especially as a solo traveler, if you are wondering if is New Orleans safe, you should visit these places to experience the beauty of it all.   Take a walk across the French Quarter: One of the most popular places in New Orleans, the vibrant history of the place along with the buildings and their architecture will take your breath away. If you are traveling alone, it is better if you take a guided walking tour or else you might miss things!   Visit the Whitney Plantation Tour: If you want to learn more about the history of Louisiana’s slavery, you should visit the Whitney Plantation. You will gain a profound understanding when you see all the preserved buildings along with powerful exhibits. 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READ MORE Winter Vacation

Traveling During Winter? Here Is A Winter Vacation Planning Checklist

BY  Ankita Oct 13, 2023

Winter vacations come packed with numerous fun activities. If you like skiing, this is the best time for you. The season is cold, allowing you to wear the warm clothes you have stuck away for a long time. You get to enjoy the warm coffee and cozy evenings. You can also enjoy watching the starry sky at night as you keep warm around a fire. Those who love being outdoors during the winter have the opportunity to plan a fantastic winter vacation. A successful vacation begins with proper planning. So, develop a checklist and prioritize the important things. Part of planning is packing all the items you will need during your winter trip, and there are several things to remember.  Here Are Ten Important Things For Winter Vacation  This article will present ten must-have things for winter vacation. This checklist will allow you to plan your winter holiday and enjoy the experience. 1. Medicines Carrying your medicines is a vital thing when going on a winter vacation. 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READ MORE Raja Ampat diving season tips

Raja Ampat Diving Season Tips: When To Go For Mantas, Whales, And Sunshine? 

BY  Sibashree Dec 29, 2025

Timing is not just a tip to remember for divers in Raja Ampat. A change of season and the difference? It’s as big as having a glass boat ride to a Manta cleaning station and a bumpy trek through monsoon winds.   Known as the "Last Paradise," Raja Ampat sits at the heart of the Coral Triangle. Here, the seasons do not just mean the weather. The seasons also dictate the challenges the waters will throw at you and the giants you will meet.   In this guide on Raja Ampat diving season tips, I will start with a short answer about the diving seasons and then give you the details.   The Short Answer: Peak Vs. Off-Peak Season For Diving In Raja Ampat   Feature Peak Season (October – April) Off-Peak Season (May – September) Sea Conditions Calm, glassy water Choppy in the South, calm in the North Visibility Excellent (15m–30m) Variable (can be lower near islands) Marine Life Manta Rays, Whale Sharks, and Dolphins Resident Reef Life, Macro, "Walking" Sharks Crowds High (Book 12-18 months early) Low (Peaceful dive sites) Price Premium Potential discounts (10-20% off)  Have you already booked your dates? Check our guide on Raja Ampat diving trips for a detailed itinerary planning.   The Two Main Seasons Of Diving In Raja Ampat: A Detailed Breakdown  The character and conditions of the dive sites in Raja Ampat change in dry and wet seasons.   The Dry Season (October to April) The Wet Season (May – September)  • Low Winds  • Calm Water  • Ultimate Raja Ampat Liveaboard Season  • Ideal for Spotting Reef and Oceanic Mantas • High Southern Winds  • Misool Becomes Inaccessible  • Dampier Strait is Accessible  • Ideal for Spotting Snapper and Barracuda  Raja Ampat Marine Life Calendar  For you, the best diving season in Raja Ampat Indonesia depends on the kind of marine animal you want to encounter. Here, I will give you details about the Oceanic and Reef Manta Ray season, the whale and dolphin migration season, and the season for walking sharks and macro life.   1. Manta Ray Season (Oceanic Vs. Reef)  December to March is the best season for spotting these marine animals.   Manta Sandy cleaning station is great for Reef Manta sightings. Magic Mountain in Misool is one of the sites where you will find Oceanic and Reef Mantas together.   Furthermore, Dr. Setyawan, in a report published by Conservation International on 9th October 2024, has shared some interesting facts about the Reef Mantas. He mentioned that   “...reef manta rays can travel hundreds of kilometres, and there aren’t any obvious barriers to movement between these three regions in Raja Ampat.”  2. The Whale And Dolphin Migration (November – December)  You will find Pilot Whales and different dolphin species in the deep channels of the Dampier Strait in November and December.   3. Walking Sharks & Macro Life (Year-Round)  The endemic Walking Sharks, or Raja Ampat Epaulette Sharks, are visible in the water year-round. Night dives are the best to watch these marine creatures in action.   You will also spot the Pygmy Seahorses and Nudibranchs across all seasons.   Regional Differences: The Misool Vs Dampier Strait Season  Let’s check out the regional differences in Raja Ampat across seasons. 1. Dampier Strait (North/Central)  Sheltered by large islands, the Dampier Strait offers safe diving conditions even when the wind is high.  So, you can dive here safely in all seasons.   2. Misool (South)  Thanks to the southern monsoon, crossing Misool is dangerous in the wet season. The frotier is wilder than the north and central zones.   Raja Ampat Diving Season Tips For Liveaboard Vs. Resort  There is no "bad" time to visit Raja Ampat, only the "wrong" region for the season. If you want Mantas and luxury liveaboards, aim for January. If you want solitude and budget-friendly resort stays, June in the Dampier Strait is a hidden gem.  1. The Komodo Switch And The liveaboard Season   In May, about 80% of the liveaboard fleet sails west to Komodo National Park to follow the dry weather. If you want a luxury boat experience, you must visit Raja Ampat between October and April.  2. Choose Diving Resorts For Off-Peak Season Diving   If you are traveling in the summer, between June and August, you must choose the land-based resorts in the Dampier Strait. These resorts offer stability, and you can take shorter boat rides to reach the dive sites. Enjoy the low-season pricing.   What Are The Expert Tips For the Raja Ampat Diving Season?  You cannot fear the rain when you are diving in Raja Ampat. Also, the consistent temperature of the water in Raja Ampat makes diving possible, especially in the Dampier Strait sites.  Here are some other things to remember if you are diving in Raja Ampat.   Expert Tips What It Means Don't Fear the Rain It is a rainforest; it rains even in the dry season. The fish don't mind, and you're already wet.  The "Green Water" is Good Lower visibility often means plankton, and dense plankton is the "dinner bell" for Manta Rays. Book Christmas Early This is the busiest window, and some boats sell out 2 years in advance.  Currents and Moons For the most intense fish action, book your trip during the New or Full Moon.  Surface Intervals Use sun protection in the dry season and bring a windbreaker for the wet season boat rides.  Water Temp is Constant It stays 28 to 30 degrees Celsius all year. A 3mm wetsuit is plenty.  Check Boat Locations Ensure your preferred boat hasn't already moved to Komodo for the summer. Flight Reliability Pad your travel schedule in July/August, as wind can delay small island hops or ferries.  Raja Ampat Diving Season Tips For Photographers: The Lens Guide  Seasons  Ideal Lens What to Capture  October to April Wide Angle • Perfect for Capturing Mantas  • Sweeping Schools of Fish  Split Shots with Blue Skies  May to September Macro Lens • Fluctuating Visibility  • Perfect to Focus on Pygmy Seahorses, Blue-ringed Octopus, and Ornate Ghost Pipefish.  Late April and Early October (The Shoulder Season Secret) Macro Lens  • These are Sweet Spots, and You Get to Frame the Calm Transition of the Marine Animals.   • Still, the Crowd of the Big 5 is Not Intense as the December and January Holidays.   Raja Ampat Diving Season Tips: Frequently Asked Questions (FAQs)  Here are the frequently asked questions and answers about the Raja Ampat diving season tips.   1. What Is The Absolute Best Month To Dive Raja Ampat?  January is the absolute best or the prime month to dive in Raja Ampat. You get peak visibility, around 25 to 30 meters in the water, and it is the ideal month to spot Reef and Oceanic Mantas due to plankton increases.  Furthermore, all the regions, the south, the central, and the north, remain accessible this month.   2. Can I Dive Raja Ampat In August? Yes, you can dive in Raja Ampat in August. In fact, August is a great month if you want to explore Cape Kri and Blue Magic without the crowd. However, if you are diving in Raja Ampat in August, stick to the sites in Waigeo, Gam, and Mansuar and along the Dampier Strait in the North and Central zones. 3. When Is The Best Time For Whale Sharks In Raja Ampat? October to April is the best time to see Whale Sharks in Raja Ampat. You can find them in Misool and the Dampier Strait sites. However, for a better and more certain visibility of Whale Sharks, you must visit Triton Bay, south of Raja Ampat. The Full Moon Nights are ideal for spotting Whale Sharks.  4. Is The Wet Season Cheaper In Raja Ampat? Yes, the wet season is cheaper in Raja Ampat as it is the off-peak season for diving. In the diving resorts, mostly concentrated around the Dampier Strait Region, you will get a discount of around 10-15%. There is also a hefty discount on the diving packages. On the other hand, the liveaboards will offer around 20-30% discount in the wet season.  5. What Is The Water Temperature Like Year-round In Raja Ampat? The year-round water temperature in Raja Ampat is around 28 to 30 degrees Celsius. One of the best things about diving in Raja Ampat is the incredibly stable, bathtub-warm water. Because the archipelago is located just one degree from the equator, you won't experience the dramatic temperature drops or "thermoclines" found in other parts of Indonesia, like Komodo or Bali.  6. Do I Need A Dry Suit Or A Thick Wetsuit In The Off-season? No, you don’t need a dry suit or thick wetsuit to dive in Raja Ampat, even in the off-season. It is because the temperature of the waters here hovers around 28 to 30 degrees Celsius throughout the year. A 3mm thick wetsuit is enough if you are doing deep diving. It ensures that your body does not lose temperature rapidly. It also protects you from the irritants in the water and helps in buoyancy. 7. Does Visibility Change With The Seasons In Raja Ampat? Yes, visibility changes with the seasons in Raja Ampat. However, remember that having clear water does not mean the ideal condition for spotting the marine life in Raja Ampat. In the dry season, from October to April, the visibility is around 15 to 30 meters. Still, from December to March, nutrient-rich currents flood the archipelago. This creates "green" or "particulate" water. While this might frustrate wide-angle photographers looking for a pure blue background, it is the "dinner bell" for Manta Rays and Whale Sharks.Furthermore, during the wet season, from May to September, the visibility is 10 to 20 meters. However, this is an ideal time for many photographers as the water is clearer due to the lack of plankton blooms. 8. When Do The Liveaboards Move To Komodo? The famous Indonesian Switch, or the transition of liveaboards to and from Komodo, happens twice a year. In April and May, the peak diving season in Raja Ampat approaches its end. So, 80% of the liveaboards in Raja Ampat move toward the Komodo National Park. These liveaboards often pass through the Banda Sea and the Forgotten Island, where you can spot hammerhead sharks in late April and May. Again, these liveaboards return in September and October as Komodo starts getting heavy rainfall, but the water of Raja Ampat becomes still. On the way, you can spot deep-sea pinnacles and incredible whale shark encounters in Triton Bay or the Banda Sea.  9. Is It Safe To Visit Raja Ampat During The Monsoon? Yes, the rainy season does not mean a complete shutdown for tourists to Raja Ampat. In fact, the central zone (Dampier Strait) and areas such as Waigeo/Gam remain quite accessible even in high winds due to the protection of huge land masses. However, the diving sites in the southern zone of Misool are risky in these months.  10. When Is The Best Time For Underwater Photography In Raja Ampat? The best time for underwater photography in Raja Ampat will depend on the kind of backdrop you want. The waters of Raja Ampat always amaze you with an impressive marine life. October to November is the time for the best all-round photography experience. You will get calm seas, returning Mantas, and massive schools of baitfish. Great for wide-angle and split shots. Also, for a truly unique photographic subject, aim for the Full Moons in October and November. This is when the reefs often experience mass coral spawning. It is a spectacular nighttime event that turns the water into a "snow globe" of biological activity.Again, January and February are ideal for framing the Manta action. Plankton blooms can create "green" water, but offer world-class Manta displays. These are the months for macro specialists. The months of March and April offer peak visibility. You will now find the clearest water of the year (30m+). Ideal for large reefscapes and blue backgrounds.Finally, June to September is ideal for shooting the empty reef and macros in action.