Is Machu Picchu Closing In 2023? Know It All Here!

BY  Ankita Apr 18, 2024

Are you feeling wanderlust when looking at TikTok or Instagram videos? Feeling like going somewhere for a vacation? Or maybe an adventure trip in the mountains? Then, you just plan a vacation and execute the plan. But before you go on your journey, you might want to consider taking travel medical insurance.  Don't know what travel medical insurance is? It is a specific medical insurance for travelers designed for travel emergencies. This insurance covers your medical expenses while you are traveling. You know life happens to anywhere and to any one. So staying prepared is all you can do to avoid sudden expenses that you might incur while traveling. Traveling has become a part of life for many, and we travel for work as well. You can face lots of challenges as a traveler in foreign lands or domestically. But to overcome your medical emergencies, you can rely on travel medical insurance that meets the evolving needs of travelers. So, for you, we have noted the top eight travel medical insurance trends in 2024 for travelers. Comprehensive Coverage for Pandemics and Beyond Do you remember the pandemic? With fresh memories of the COVID-19 pandemic in your mind, you are bound to look for travel medical insurance. You saw and lived through the pandemic and saw how medical bills can empty your savings. This is why you need good travel medical insurance for emergencies you can foresee while traveling. When looking for medical insurance for travelers, you must seek a wide range of coverage for emergencies. Your insurance must cover all treatments, accidents, tests, quarantine costs, and emergencies like Covid-19. You might fall ill or need to be evacuated for medical emergencies while traveling. See to it that you get all the complete medical coverage while traveling. Telemedicine Services: Accessing Healthcare Anywhere You live in a technology advanced world where virtual or telemedicine services can easily be accessed when traveling. You can connect with a doctor or any healthcare profession to seek guidance during emergencies. And you can get this service from any place in the world with the internet. Need advice for a minor illness? Just pick up your phone and ask your doctor. Need a prescription to get medicine? you are just a call away for getting it virtually. In case of emergencies, you might get the greatest use of a telemedicine service as a healthcare professional can guide you in the right path towards seeking immediate treatment. Flexibility in Policies: Adapting to Changing Circumstances You need flexibility in your travel medical insurance when traveling. Your trip might get canceled due to an emergency. Or you might find better travel insurance? In this case, you will naturally want to cancel your travel medical insurance. So, your insurance should have a flexible cancellation policy along with a refund option. You do not want to incur a penalty just because you want to cancel your travel insurance. Our circumstances can change at any time, be it due to a medical emergency in your family or a work engagement. In this ever-shifting world, you need flexible medical insurance for your travel. Digital Claims Processing: Streamlining the Experience Are you worried about the paperwork needed to get your claims? Do you detest the extremely time-consuming process of getting your insurance money? Then go for a cashless travel medical insurance that is efficient in giving claims without over digital platforms. Ask the insurance agent if there is any medical insurance for travelers that offers online claims. In the age of advanced technology and digital age, insurance companies are bound to provide you with paperless claims for medical emergencies when travelling. With just a few clicks and information, you will get all the assistance you need during medical emergencies. This makes getting travel insurance easier when traveling, even if you forget it beforehand. You can still get travel medical insurance on your phone with a simple search. Customizable Plans: Tailoring Coverage to Individual Needs Just like no two people are alike, similarly, every insurance is different. You might have different needs for your insurance, while someone might have some other needs. So you should have a travel insurance that is customizable. You should have the option to customize your insurance based on your travel itinerary.  You might be a nomad traveler or an adventure seeker who is always seeking thrills when traveling. So go for insurance that covers all kinds of emergency situations that you can foresee in your travel plan. From extended number of days when traveling to covering high-risk activities, seek for flexible insurance. Mental Health Coverage: Addressing the Importance of Well-being You know traveling can be exciting and freeing but constant traveling can play with your mental health. Different cultures and places where you have to adjust with the environment, weather and people can take a toll on your mind. Therefore, you need a travel medical insurance that can help you with your mental well-being. So, you should opt for a medical insurance that covers mental health treatments and consultancies. You might need a counseling session while traveling so a virtual counseling session should also be covered in your insurance. Remote Monitoring Technology: Empowering Travelers with Data Advancements in wearable technology and remote monitoring devices are empowering travelers to take control of their health while on the move. In 2024, some insurance providers are integrating remote monitoring technology into their offerings, allowing travelers to track their health vitals, receive alerts for potential health issues, and access assistance when needed. Whether it's monitoring heart rate, blood pressure, or sleep patterns, travelers appreciate the ability to stay informed about their health status in real time, enabling them to make informed decisions about their well-being during their travels. Local Healthcare Access: Ensuring Quality Care Worldwide A crucial point you should remember when choosing travel medical insurance is to see the quality of treatment the insurance would provide. Keep note of the healthcare services being offered in the insurance. Be it major medical emergencies or minor illnesses, see to it that your insurance covers all. Reliable medical assistance is crucial for you when in emergency situations, so do not take the quality of the insurance lightly. Do you know that several insurance companies are partnering with large medical facilities to provide services? You can opt for these travel insurance that have tie-ups with major healthcare services which are reputable. Reliable healthcare can help us avoid major disasters when we are in emergency situations. If you are moving abroad for longer time period, consider an international health insurance policy instead of a travel insurance plan because: Your travel insurance plan will only cover emergencies incurred while traveling Your travel insurance plans usually cover your travel for a year Don't think your already existing health conditions will be covered under these policies. You will need regular healthcare insurance to cover your emergency bills when you are not traveling. Conclusion Now you know why following the 2024 travel medical insurance trends can actually be benefitting for you. One of the major reasons why you should opt for travel medical insurance is for your peace of mind.  While traveling, you want to enjoy the experience and not worry about anything else. This is only possible when you have taken care of your future emergencies. So, next time you travel, take a travel medical insurance to make your travel peaceful. It's also convenient to travel with a travel medical insurance. If you ever find yourself in need of urgent medical evacuation, Air Ambulance 1 is ready to provide safe, reliable, and timely transport wherever you are in the world. their global fleet network can access even the remotest parts of the world.

BY  sagnika Mar 20, 2025

Tokyo is a beautiful place, and I feel everyone must visit the place once in their lifetime. With beautiful views of mountains, rivers, cherry blossoms, and more natural elements, you can enjoy the place to its hilt.   With me sharing some of the delicious food, the safest and nicest place to stay, and things to do, you can make your plan for one day in Tokyo. Furthermore, the itinerary for a day ensures that you will get a feeling for the place, especially if you have a limited budget.   If you are looking for February vacation ideas, this is it for you. Plan it accordingly to create an itinerary that will help you make memories.  Read What Is It Like to Have One Day in Tokyo!   If it is just for a day, you should choose a place which is at the central location of the city so that you do not waste much time while traveling. I would suggest any place that is on the Yamanote Loop line whether it be Tokyo station or Shinjuku.   It will also help you plan correctly whether it is the places, the food, or the location. Tokyo can easily become one of the best places to travel with kids. Let me share with you this information along with some tips that are perfect for your itinerary!   Where to Stay!   Are you a little worried about your stay, especially if you plan to stay one day in Tokyo? Let me share with you some of the places, you can rest assured it will be both fun and safe. Additionally, you also need to know where to stay if you are living for a longer period.   One of the most exotic places to travel, Tokyo is beautiful to visit. Some of the coolest, most interesting, and safest neighborhoods to stay when visiting Tokyo are as follows:   Shinjuku   In terms of preference, I would say Shinjuku ranks the highest as a location because you will find great transport connections, delicious dining opportunities, and an amazing shopping experience. This place is known for the young crowd hence, the place also caters to them.   Starting from foodies to shopaholics, the place can satisfy starting from sudden cravings to planned dinner parties. The most important Yamanote Line is available here hence, it is perfect for you if you have plans to travel regularly. Also, the best bookshop in Tokyo, Kinokuniya is in Shinjuku.   Let's not forget that the place can be a little overwhelming with crowds, several bars, and restaurants. So, if you are traveling with kids, it can be a little too much for children, hence, please be a little aware of it.    Marunouchi Area/ Tokyo Station   Another perfect place to stay if you are not a homebody! The main transport hub of Tokyo is surrounded by great hotels, shops, department stores, and restaurants. If you are someone who loves parks, this is the place for you. There are several adjoining parks, plus you can visit the Imperial Palace.   The place can feel a little dead in the evening especially when people are inside restaurants or taking a stroll. However, the more you explore, you will see it is one of the coolest places to be if you are looking for exploration.   Roppongi   Another place to stay, if you are an explorer. Not just tourists, even the locals prefer Roppongi over other places to stay. The place is sexy with its come-hither feel, Roppongi is known for its glamorous nightlife and delicious dining experience.   Be it clubbers or fine diners, Roppongi is rated as one of the most attractive places to be. A cosmopolitan reflection of big money, be it foreign or Japanese, Roppongi shines bright. However, one of the negative points of this place is it is not on the Yamanote Loop line which can be difficult for an explorer.   You will have to travel long routes, and you will have to spend more money especially when you cannot access the loop line while staying in Roppongi.   Where to Eat!   If you are wondering what to eat when visiting Tokyo, let me share with you some of the iconic dishes. You will develop an immersive culinary experience when trying these dishes along with enjoying the beautiful places in Tokyo.  Just to be on the safe side, you must have the best travel credit card! It will help you if you are in any crisis.  Ramen – There are various ramen dishes, starting from spicy miso to rich tonkatsu. A combination of juicy meat, nori sheets, perfectly cooked egg, and bamboo shoots presents this feel-good hearty broth.   Yakitori – This is one of my favorites, the dish is skewered chicken which is of course savored grilled. Mostly, it is seasoned with salt or tare sauce.   Tempura – Deep-fried vegetables or seafood, you will fall in love with this crispy dish.   Sushi – It is one of the most popular cuisines of Japan, you will get a variety starting from creative rolls to classic nigiri.   Okonomiyaki – A specialty of Hiroshima, this dish is a savory pancake with various mix-ins such as cabbage, pork belly, and shallots! It is a combination of an omelet and a pancake.   Must See Tokyo in One Day!   Go to Asakusa first thing in the morning! You can visit Senso-ji temple which is located near Asakusa-jinja shrine.   Then you can take the Ginza subway line which will take you straight to Shibuya, across town from Asakusa. You will have to make the ride for about 30 minutes, so it is better if you grab a seat and relax with a book.   You can then take the Hachiko exit after you arrive in Shibuya and walk to the Shibuya crossing. It is one of the coolest shopping districts, now you know where I am taking you? There are a lot of huge department stores offering beautiful products.   You can eat something, a snack like Yakitori, Onigiri or Taiyaki the streets so that you are not hungry till afternoon! Most department stores have huge restaurant floors so you can easily have your lunch in Shibuya. It will be a bit rushed in the afternoon; peak time is 1:00 p.m. so try to avoid that time.   You can then visit the beautiful Meiji-jingu Shrine which is located west of Harajuku. You have to take the Yamanote line to get there. Furthermore, you can have your coffee at Omotesando to recharge for the rest of the day.    Let’s not forget the amazing views you will get from the observation deck of the Mori Tower. You must go to the 52nd floor of the tower to enjoy the beautiful Tokyo city view as the evening falls. There are many bars in the Roppongi district, where you can end your day with delicious meals and drinks.   Things to Do in Tokyo!   If you have more time, these are the following things that you must do if you are visiting Tokyo. The first thing that I will suggest to you is to visit a few spots popular for their cherry blossoms, mind-bogglingly beautiful.  The places are perfect for some alone time especially if you are avoiding the blossom season. Another thing that I feel that you should not miss is the Samurai Restaurant Time show. It shows the cultural side of Tokyo especially with the fun and glitz that the cabaret show brings with it.  You can get yourself tickets online from Samurai Restaurant Time to enjoy the extravagant show, memorable for a lifetime.   Mount Fuji is another wonder you must not miss if you visit Tokyo! If you are planning to visit Mount Fuji, try to do so in the daytime! There are several places from where you can enjoy the beautiful views of Mt. Fuji.  You can also add visiting Lake Kawaguchiko because the view you see of Mt. Fuji from here will not be available anywhere. You can go fishing, hiking or cycling or read a book sitting under one of the trees enjoying the view. There are also several museums around the lake, you can go check them out.   Tips to Make Your Trip Memorable   Buy a Universal adapter because the plug sockets in Japan are different. Bring Charger and Charger cables because you need to charge your cell phone regularly. The same applies to your laptop and Kindle.   Try to carry your phone Bank especially if you have plans to take pictures on your phone. With our social media platforms becoming the journal of your life, posting pictures, videos, and reels is a must. Get a data-only Japanese SIM card because it is better than having the roaming services on the existing SIM.   Carry your medicines when visiting Japan but be a little careful when carrying them. Japan has some strict regulations on common drugs, psychotropics, opioids, and others. Having a travel first aid kit is a must when traveling to Japan.   Carry basic medications such as flu, cold, diarrhea, rashes, painkillers, and others, sanitary pads, tampons, gel and Razors. How can you forget deodorant or perfume when traveling? It is one of the most important toiletries apart from your moisturizer, sunscreen, shampoo, shower gel, toothpaste, and others!   You also cannot forget sunglasses, a warm jacket, scarves, and a hat! Carry cotton and linen clothing, athleisure, and sportswear. Try to avoid denim because it holds onto moisture! Carry lightweight, comfortable walking shoes. Drying towels are necessary, so carry them in packs!   Wrapping Up!   In conclusion, there are several places in Tokyo that you cannot miss when visiting! If you are visiting for one day in Tokyo, read the article to learn more about the places you can stay, the food you can eat and the things you can do.   Comment below to let us know which are the places you want to visit and why! Apart from deciding the places you want to go, what is more important is how you can enjoy your trip to Tokyo, be it for a day or a week.  Also read Top 10 Most Popular Paraguay Food That You Must Try. Top 13+ Famous Wonders Of India That You Must Visit.

BY  Sibashree Aug 27, 2025

Have you decided to relocate to Cyprus for career purposes? That would be a wise decision as this island nation follows one of the EU’s most simplified tax regimes for expats. Beyond the economic aspects, you also get to enjoy year-round sunshine and its rich cultural tapestry.  Yet, the core question that you must be clear about before living this coastal life is, at the end of the day, what your real take-home pay will be? Relocation can be costly since it involves several factors, one of which is your net income. This is why it is necessary to validate your take-home pay; rent, healthcare, school fees, and day-to-day expenses can quickly accumulate if your financial estimates are off. Fortunately, Cyprus mandates a transparent and predictable taxation system, which is rather easy to navigate with the help of a Cyprus salary calculator. This guide explains how Cyprus’s 2025 tax rules work, demonstrating salary breakdown interpretation and offering a step-by-step case study example for clarity.  Decoding the Cypriot Tax System: The Core Components As per the Cypriot tax system, your net salary isn’t just your gross salary after deducting “a flat tax.” Instead, it’s the final value of a progressive income tax system, and a few compulsory, specific deductions. When you understand all these core pillars, you can proceed toward accurate financial planning. The Progressive Income Tax Brackets (2025) For the 2025 tax year, typically running on a calendar-year basis, Cyprus applies a progressive structure: Annual income tax (€)Tax rate 0-19,5000%19,501-28,00020%28,001-36,30025%36,301-60,00030%Over 60,00035% Optimizing Around the €19,500 Tax-free Threshold A unique feature of Cyprus’s progressive income tax system is the €19,500 tax-free threshold. This threshold is indeed advantageous for those moderate and higher earners, protecting a significant portion of their income from taxation by lowering their effective tax rate.  That is why it is often suggested to optimize financial planning, such as contributing to approved pensions, life insurance, or charitable donations (within the 1/5 cap), to further reduce taxable income. Structuring income and deductions strategically around this threshold is one of the simplest ways to optimize your relocation budget. Social Insurance Contributions (Sic) Everyone, including you and your employer, is liable to contribute towards the national Social Insurance Fund, which supports pensions, sickness benefits, and unemployment protection.  However, the limit of contribution varies by party: Employee contribution: 8.8% of gross salary Employer contribution: 8.8% of gross salary Annual cap: €66,612 (as per 2025 figure) Now, this annual cap highlights that even if your yearly income crosses €66,612, you aren't liable to pay Social Insurance on the portion above that limit. For high earners, this annual cap significantly lowers the effective contribution rate. The General Healthcare System (Ghs / Gesy) The healthcare sector in Cyprus is funded by the General Healthcare System (GHS), the amount of which is contributed by everyone living and working in the country through the comprehensive GeSY healthcare system. They provide all-inclusive medical coverage to residents, including GP visits, specialists, and hospital services. Employee contribution: 2.65% of gross salary Employer contribution: 2.90% Cap: €180,000 annual earnings Unlike Social Insurance, the GHS cap is high, where most employees have to pay the full 2.65% on their entire income. Employer vs. Employee Contributions If you are an employee negotiating your salary, be clear about your gross salary (the basis for your tax obligations and deductions) and the cost to the company (gross salary plus employer-side contributions). For employees, the compulsory deductions include: 8.8% Social Insurance (capped) 2.65% GHS Income tax per progressive brackets For employers, the mandatory obligations are higher and include: 8.8% Social Insurance 2.90% GHS 2.0% Social Cohesion Fund (no cap) 1.2% Redundancy Fund 0.5% Human Resource Development Fund Up to 8.0% Central Holiday Fund (unless exempt) Now, assuming that you are an employee structuring your budget, prioritize employee deductions. However, do not ignore the employer’s additional costs; understanding them would be beneficial during salary package negotiations, provided that benefits are negotiable. Case Study Example: Net Pay on a €50,000 Gross Salary This hypothetical example of €50,000 annual gross salary would help understand what the final take-home pay looks like in 2025 for an employee with no special expat exemptions or extra allowances. Step 1: Calculate Deductions Social Insurance: 8.8% of €50,000 = €4,400 GHS: 2.65% of €50,000 = €1,325 Step 2: Apply Progressive Income Tax €0-€19,500 @ 0% = €0 €19,501-€28,000 (€8,500 @ 20%) = €1,700 €28,001-€36,300 (€8,300 @ 25%) = €2,075 €36,301-€50,000 (€13,700 @ 30%) = €4,110 Total income tax = €7,885 Step 3: Net Pay €50,000 − €4,400 − €1,325 − €7,885 = €36,390 per year≈ €3,033 per month (assuming 12 equal payments). However, if your employer pays a 13th salary, a common practice in Cyprus companies, your monthly net pay will be even lower but spread across 13 payments. For that, you can use a Cyprus salary calculator to model these variations instantly. How Employer Costs Compare Using the same case study example of €50,000 gross salary, here’s what the employer’s total annual outlay would look like: Social Insurance: €4,400 GHS: €1,450 Social Cohesion Fund: €1,000 Redundancy Fund: €600 HR Development Fund: €250 Holiday Fund (if not exempt): €4,000 Total Cost: With holiday fund exemption → €57,700 Without exemption → €61,700 This difference is the reason to negotiate your salary package as much as possible. Moreover, some employers even offset holiday fund obligations by allowing extra paid leave instead. Final Words Relocating to an entirely new place with a new environment and legal systems is an adventure. But by taking control of your financial details upfront, and using the progressive tax brackets, understanding obligated deductions, and leveraging a precise Cyprus salary calculator, you can overturn uncertainty into confidence.