What Does 5-Star Accommodation Have That You Are Missing Out On?

BY  Sibashree Sep 5, 2024

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives.  As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points!  However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option.  Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available.  The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you.  THIS IS Why You Will Choose FintechZoom Best Travel Credit Card Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options.  FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats.  In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options.  THIS Is The FintechZoom Best Travel Credit Card  Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements.  1. Chase Sapphire Preferred® Card As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent.  Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion.  What You Get From The Chase Sapphire Preferred® Card The table below explains the benefits of the Chase Sapphire Preferred® Card.  Welcome Bonus60000Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)Travel Purchase through the Card5x Reward PointsDining3x Reward PointsAll Other Travel Purchases2x Reward PointsAnnual Hotel CreditsUp to $50Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)Yearly Bonus10%Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)Purchase Protection Benefits $500 for Each Item and $50000 for Every AccountForeign Transaction FeesWaived OffReferral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral)  However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high.  * Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit.  2. The Platinum Card® from American Express Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits.  Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently. “No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet. However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” - Forbes This Is What You Get From Platinum Card® from American Express Learn the American Express Platinum Card® benefits from the table below.  Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)Foreign Purchase Transaction Fees NoneFlight And Prepaid Hotels Booked through the Card5x Reward PointsOther Purchases 1x Reward PointsAirline Free Credit Up to $200CLEAR® Plus Membership$199Global Entry or TSA PreCheck® Application Fee CreditUp to $85Hotel Benefits Up to $200Digital Entertainment CreditMaximum $240Equinox Credit $300Cellphone ProtectionUp to $800 for Each Eligible Card Account Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention.  I am so proud to have chosen this card!  3. Capital One Venture Rewards Credit Card The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card. Unlimited 2x reward points on every purchase 75000 sign-up bonus on a $4000 purchase in the first three months 1,300+ airport lounges access So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms.  4. Citi Premier® Card The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage.  You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits.  Things No One Told You About Choosing FintechZoom Best Travel Credit Card FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips.  Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes.  Consider Your Travel Habits You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right?  Know the Sign-Up Bonus When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance.  Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget.  Look at the Annual Fee Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits?  These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay.  Know About The Foreign Transaction Fees Benefits Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently.  Flexible Redemption Options Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners.  Of course, the option of redeeming your points as cashback or gift cards is always available.  FAQs About FintechZoom Best Travel Credit Card 1. What makes FintechZoom’s travel credit card recommendations reliable? FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us.  Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements.  2. Can I have more than one travel credit card? Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses.  If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now.  So, use your cards strategically to optimize your travel benefits and earn more points.  3. How can I maximize my travel rewards with the FintechZoom best travel credit card? You can follow simple tricks to optimize your travel credit card benefits.  Know and use the sign-up bonuses. Pay your credit card bill in full and final at the end of every month. Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits.  4. Are there any downsides to using the FintechZoom best travel credit card? Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full. Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

BY  Arnab Nov 1, 2023

Switzerland is a must-visit destination for captivating your senses and creating lifetime memories. With breathtaking mountain ranges, glistening lakes, and mouth-watering chocolate, the country has something to offer everybody, and we’ll give you a taste of the Swiss trifecta to help you plan your trip. But if the thought of planning overwhelms you, fear not. Exoticca offers a seamless solution—a vacation where you don't worry about flights, accommodations, or even your breakfasts. With Exoticca's best of Switzerland tours, all you need to do is pack your bags and show up. Swiss Mountains When you think of Switzerland, it's almost impossible not to conjure images of soaring, snow-capped mountains. These majestic peaks are the true heart and soul of the country. The Swiss Alps are an iconic wonder, a natural masterpiece that inspires awe and reverence. Standing at the foothills of these towering giants, you'll feel a sense of insignificance, yet at the same time, an overwhelming connection to nature. The air is crisp, and the vistas are simply breathtaking. These mountains, including the famous Eiger and Matterhorn, are a playground for adventure seekers and nature enthusiasts alike. Hiking is one of the most popular activities in the Swiss mountains. With a network of well-marked trails, you can explore alpine meadows, cross pristine streams, and immerse yourself in the tranquil beauty of the Swiss countryside. The sound of cowbells in the distance is a reminder of the country's pastoral charm. In the winter, the Swiss Alps transform into a snow-covered wonderland. Ski resorts like Zermatt and Verbier offer some of the finest skiing and snowboarding experiences in the world. You'll glide down pristine slopes, surrounded by stunning alpine scenery, and savor the adrenaline rush that only the mountains can provide. For those who prefer a more relaxed experience, Switzerland's cable cars and cogwheel railways offer a convenient way to reach higher altitudes. As you ascend, you'll witness the landscape gradually changing from lush valleys to rocky terrain and, ultimately, the world of snow and ice. The views from the summit are a reward for the journey, providing a sense of tranquility and appreciation for the world's natural wonders. Swiss Lakes Switzerland isn't just about mountains; it's also home to some of the most serene and picturesque lakes in the world. These bodies of water, nestled amid the alpine landscape, offer a tranquil respite from the hustle and bustle of everyday life. Lake Geneva, surrounded by the cities of Geneva, Lausanne, and Montreux, is a gem of Western Switzerland. It's a place where you can relax by the shore, enjoying the play of sunlight on the water and the cool breeze in your hair. The promenades are perfect for leisurely strolls, and the lakeside cafes offer a delightful setting for a nice cup of joe or chocolate or a glass of local wine. Lake Lucerne, with its striking blue waters and the charming town of Lucerne at its heart, is another Swiss marvel. You can take a relaxing boat ride across the lake, passing picturesque villages, while the backdrop of the Swiss Alps creates a captivating scene. For those seeking adventure, Swiss lakes offer numerous water activities. You can paddleboard or a kayak, try your hand at windsurfing, or even go for a refreshing swim. Some lakes have diving spots where you can explore the underwater world. Fishing is also a popular pastime on Swiss lakes, with the opportunity to catch trout and other native species. If you're an angler at heart, you'll appreciate the tranquility and the simple joy of waiting for a nibble from the depths. Swiss Chocolate No journey through Switzerland would be complete without indulging in the country's most famous treat – chocolate. Swiss chocolate is renowned worldwide for its quality and flavor. It's a delightful experience that will make your taste buds dance with joy. Switzerland has a long history of chocolate making, dating back to the 17th century. The secret of Swiss chocolate lies in the meticulous craftsmanship and the use of high-quality ingredients. Swiss chocolatiers take pride in their art, and every piece of chocolate is a work of culinary excellence. The best way to savor Swiss chocolate is to visit one of the many chocolate factories and shops that dot the country. In cities like Zurich, Geneva, and Lausanne, you can take guided tours of these chocolate wonderlands, where you'll learn about the chocolate-making process from bean to bar. During these tours, you'll have the chance to sample a wide variety of chocolates. From creamy milk chocolate to rich dark chocolate and everything in between, the flavors are diverse and decadent. Swiss chocolate often features fillings like hazelnuts, caramel, and praline, adding layers of texture and taste that will leave you craving for more. Swiss chocolate isn't just a treat for your palate; it's also a feast for your eyes. The craftsmanship involved in creating chocolate sculptures and figurines is truly astonishing. At Swiss chocolate shops, you'll find a wide array of chocolate creations, from delicate truffles to intricately designed chocolate bars. In Switzerland, chocolate isn't just a sweet treat; it's a cultural icon. Swiss chocolate brands like Lindt, Toblerone, and Nestlé have gained international acclaim. As you explore the local shops, you'll have the chance to pick up these renowned brands as well as artisanal chocolates crafted by local chocolatiers. Swiss Trifecta: Mountains, Lakes, and Chocolate As you traverse the Swiss landscape, you’ll find yourself falling in love with the simplicity of life amid breathtaking natural beauty. Indeed, the Swiss have mastered the art of living in harmony with their environment, and this is a lesson they willingly share with visitors. In addition, it’s a destination that promises adventure, relaxation, and a taste of culinary heaven. Hiking in the Alps, cruising on a Swiss lake, and savoring a piece of Swiss chocolate are some of the must-dos in this charming country. Apart from your adventure, you can also apply for finma license to set up a business in the Swiss financial industry if you are interested. So, when planning your next adventure, put Switzerland at the top of your list. Create memories you won’t soon forget. Read Also: Which Is The Best Time To Visit Uttarakhand? – Travel Guide 10 Best Places To Travel In October – Travel Guide 2022 Sizzling Summer Road Trip Destinations

BY  Sibashree Feb 4, 2026

The charm of Edinburgh grows on you. I know that I am not the only one who felt like moving to the Scottish Capital after the first visit.   So, even though Edinburgh happened to me many moons ago, I can vividly remember its moody weather and the beautiful architecture. More than anything, the cityscape stays with me.   Also, if you are a “bucket-list” kind of traveler, the city harbors endless attractions. And this guide here is about the things to do in Edinburgh.   What Are The Things To Do In Edinburgh?   From visiting the beautiful Dean Village to exploring the majestic Edinburgh Castle, you cannot match the experience of the Scottish capital with anywhere else.   These are my favorite things to do in Edinburgh.  1. Visiting The Dean Village   Dean Village reminded me of the village of Belle from Beauty and the Beast. I took a short walk from Stockbridge to reach Dean Village.   Furthermore, I just grabbed my coffee and roamed aimlessly. This is how you discover the best wonders and keep your plan spontaneous.   2. Strolling Down The Circus Lane   I discovered the Circus Lane while strolling along the Dean Village and beyond. The Circus Lane is just five minutes away from Dean Village.   Every minute in the street is Instagrammable.  3. Living The Dark Academia Moment At New College  The dark academia fan in me was very happy visiting the New College. I stepped into the courtyard and saw a ballroom scene becoming alive before my eyes.   4. Exploring The Edinburgh Castle  On top of Castle Rock, the castle is the crown jewel in the history of Edinburgh. Also, from the castle, you can enjoy a panoramic view of the surroundings.  5. Wandering Along The Royal Mile   The Royal Mile is also one of the historical palaces to see in Edinburgh. It is a thoroughfare, and it is a link between the Palace of Holyroodhouse and Edinburgh Castle.   You will find many eateries, shops, and landmarks here.   6. Hiking To The Top Of Arthur’s Seat  This is a hike to reach the top of an ancient volcano. The hike is rewarding, and after reaching the top, I loved the vistas of the entire city.   It’s a must if you are in Edinburgh.  7. Enjoying The View Of The Edinburgh Castle From Vennel Viewpoint  You can enjoy a different perspective of the Edinburgh Castle from the Vennel Viewpoint. The surroundings are beautiful in all seasons.   However, it is something different in autumn.   8. Exploring The Harry Potter Shops On Victoria Street   Now, everyone knows that Victoria Street is the inspiration behind the famous Diagon Alley in Harry Potter.   No wonder that the street today has many Harry Potter-themed shops. So, it was a mix of walking down the historical moments and a Potterhead moment.   9. Living The Willy Wonka Moment At The Chocolatarium  The Chocolatarium, close to the Royal Mile, offers a 90-minute guided tour called The Tour of Chocolate.   You will get to taste more than 40 flavors of chocolates here, and you can make your own chocolate bar and take it home.   Furthermore, during the weekends, The Chocolatarium also offers Chocolate and Wine and Chocolate and Whiskey pairings.   10. Enjoying Views From The Top Of Camera Obscura  Camera Obscura has various exhibits and displays. However, to find Camera Obscura, you will have to reach the top of the building.   This old telescope from 1835 is the oldest CCTV in the city. Through this, you can enjoy a view of the city down to the waterfront as it was back then.  11. Visiting The Grave Of Tom Riddle At Greyfriars Kirkyard  Near the Royal Mile, Greyfriars Kirkyard is an iconic place to visit in Edinburgh. Here, you will find the graveyard of McGonagall and Tom Riddle.   12. Taking A Stroll Up To Calton Hill  Calton Hill is home to various iconic moments of Edinburgh. Furthermore, I loved it more for its sunrise and sunset views.   13. Visiting The Museums Of Edinburgh   Edinburgh has some of the most prominent and comprehensive museums in the United Kingdom.   These are the museums you can explore in Edinburgh.   National Museum Of Scotland   You will get to know about Scottish history, technology, science, world cultures, and the natural world at the National Museum of Scotland.   The important exhibits here are Dolly the Sheep, which was the first cloned mammal, the Lewis Chessmen, and the dramatic architecture of the Grand Gallery.   You need at least 3 hours to explore this museum.   The Museum Of Edinburgh  It is home to the National Covenant, one of the most important documents in the history of Scotland.   Furthermore, you will find many historic artifacts related to the city in the museum.   Writers’ Museum  This is again a dream spot for dark academia fans. The unique setup and museum celebrate the likes of Robert Louis Stevenson, Sir Walter Scott, and Robert Burns.   Along with rare books, you will also find personal objects used by the prominent literary figures and paintings.   Moreover, the museum offers free entry.   Scottish National Portrait Gallery  Visiting the iconic Scottish National Portrait Gallery is one of the best free things to do in Edinburgh.   Here, you will enjoy a journey through the history of Edinburgh with the photographs, sculptures, paintings, and movies.  Surgeons’ Hall Museums  It is one of the most prominent and fast surgical museums in the world. Here, you will get to know about the evolution of surgery and medicine.   You will also come across the surgical instruments from the 19th century and many preserved specimens. 14. Buying Secondhand Books At Armchair Books  It is a paradise for book lovers. You will get books from the 1800s and different centuries at this shop.   So, you don’t just buy books from here; you carry a little moment of history home.   15. A Fun Johnnie Walker Whiskey Tour  1820 Rooftop Bar at Johnnie Walker is a great place to enjoy your drink and have the views of Edinburgh Castle.   Furthermore, I loved the Johnnie Walker tour, learning about the history of this iconic drink.   Along with the 1820 Rooftop Bar, these are the bars you can explore in Edinburgh.  Other Bars In Edinburgh Why Famous Bramble Bar & Lounge One of the best bars in the UK Serves amazing, crafted drinks Hey Palu Serves the best classic Negronis Chaophraya Edinburgh Great Food Amazing views of Edinburgh Castle from the rooftop The Alchemist Theatrical Cocktails Wee Vault Amazing craft beers and meads The Royal Oak A Folk Music Pub Nauticus Bar Serves local spirits   Where To Eat In Edinburgh?   The Witchery,  The Pantry, and Taco Libre are my favorite spots to eat in Edinburgh.   The Witchery has two dining halls, the Witchery itself and the Secret Garden, which is the main one. Despite being a celebrated place, the food here is quite reasonable. It’s around £30 for two people.   We chose The Pantry as your brunch stop. It is close to the Circus Lane and Dean Village. I loved the coffee there.   Moreover, at the end of Princes Street, Taco Libre is a casual place to appease your sudden hunger pangs. The tacos are great, but try the Margaritas once!   Where To Stay In Edinburgh?   The House of Gods and the Royal Mile at The Witchery are some of the most interesting places to stay in Edinburgh.   The House of Gods offers a wild experience. On the other hand, the Royal Mile at The Witchery has the quintessential Gothic romance vibe. In the heart of the historic town of Edinburgh, the experience here feels out of this world.   What Is The Best Time To Visit Edinburgh?   Autumn is the best time to visit Edinburgh. You can feel the dark academia vibe of the city the best during the fall months.   Furthermore, the summertime also offers a fairy tale experience with the Sun going down after 10 PM.  Read Also: What Are The Things To Do In Santa Barbara? Know the Things You Cannot Miss What Are The Unique Things To Do In Thailand, Phuket? The Ultimate Guide What Are The Things To Do In Oahu For Free? A Guide For Budget Travelers