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BY  Sibashree Sep 5, 2024

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives.  As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points!  However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option.  Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available.  The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you.  THIS IS Why You Will Choose FintechZoom Best Travel Credit Card Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options.  FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats.  In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options.  THIS Is The FintechZoom Best Travel Credit Card  Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements.  1. Chase Sapphire Preferred® Card As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent.  Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion.  What You Get From The Chase Sapphire Preferred® Card The table below explains the benefits of the Chase Sapphire Preferred® Card.  Welcome Bonus60000Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)Travel Purchase through the Card5x Reward PointsDining3x Reward PointsAll Other Travel Purchases2x Reward PointsAnnual Hotel CreditsUp to $50Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)Yearly Bonus10%Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)Purchase Protection Benefits $500 for Each Item and $50000 for Every AccountForeign Transaction FeesWaived OffReferral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral)  However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high.  * Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit.  2. The Platinum Card® from American Express Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits.  Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently. “No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet. However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” - Forbes This Is What You Get From Platinum Card® from American Express Learn the American Express Platinum Card® benefits from the table below.  Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)Foreign Purchase Transaction Fees NoneFlight And Prepaid Hotels Booked through the Card5x Reward PointsOther Purchases 1x Reward PointsAirline Free Credit Up to $200CLEAR® Plus Membership$199Global Entry or TSA PreCheck® Application Fee CreditUp to $85Hotel Benefits Up to $200Digital Entertainment CreditMaximum $240Equinox Credit $300Cellphone ProtectionUp to $800 for Each Eligible Card Account Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention.  I am so proud to have chosen this card!  3. Capital One Venture Rewards Credit Card The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card. Unlimited 2x reward points on every purchase 75000 sign-up bonus on a $4000 purchase in the first three months 1,300+ airport lounges access So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms.  4. Citi Premier® Card The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage.  You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits.  Things No One Told You About Choosing FintechZoom Best Travel Credit Card FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips.  Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes.  Consider Your Travel Habits You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right?  Know the Sign-Up Bonus When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance.  Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget.  Look at the Annual Fee Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits?  These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay.  Know About The Foreign Transaction Fees Benefits Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently.  Flexible Redemption Options Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners.  Of course, the option of redeeming your points as cashback or gift cards is always available.  FAQs About FintechZoom Best Travel Credit Card 1. What makes FintechZoom’s travel credit card recommendations reliable? FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us.  Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements.  2. Can I have more than one travel credit card? Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses.  If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now.  So, use your cards strategically to optimize your travel benefits and earn more points.  3. How can I maximize my travel rewards with the FintechZoom best travel credit card? You can follow simple tricks to optimize your travel credit card benefits.  Know and use the sign-up bonuses. Pay your credit card bill in full and final at the end of every month. Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits.  4. Are there any downsides to using the FintechZoom best travel credit card? Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full. Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

BY  Abdul Aziz Oct 26, 2023

The climate in Thailand varies throughout the country, but the good part about it is that you can visit this place all year. The ideal seasons that Thailand sets its best foot forward are between November and early April. These months witness little to no rain, and the sky is as clear as it can be. The days become warm and ideal for going out. The beaches look stunning, and the several heritage sites become more convenient to visit. As April rolls in, the heat becomes unbearable, and with June, the monsoon season begins. Thailand being the jewel of southeast Asia, is also called the land of smiles, with most of its natives welcoming you warmly with their world-class hospitality skills. The country has developed its economy mainly through its tourism industry. This has given the country its uber-modern cities and state-of-the-art luxurious holiday destinations. Despite the urbanization, the tropical feel of this island country is untouched and held in sacred esteem. There is a perfect intersection of modern and primitive in Thailand, and it makes the country that much more attractive. There are mountains, beaches, islands, and more to explore here. This exotic heaven beacon to all who love the sun, sand, and nightlife alike. In this article, we will explore the best time to visit Thailand around the year. Best Time To Visit Thailand Beaches Image source: a.cdn-hotels.com Thailand has way too much to offer, and you might want to plan it out to explore the nooks and crevices of this country that you can’t get enough of. Like any other country, Thailand also has seasons that you can enjoy at its best and worst. Here are the peak, shoulder, and low seasons. Peak Season (November-February) Image Source: pyt-blogs.imgix.net These months are usually known for bringing winter to the rest of the planet, but in Thailand, this is the best time for a holiday. The air gets less humid, and the sun does not get too rough, bad enough to drench you in your own sweat within a few minutes. The evenings are cool, too, with a light sea breeze swaying in giving comfort to visitors. Shoulder Season (September-October) Image Source: pyt-blogs.imgix.net In these seasons, the weather keeps getting better, and yet they are not the peak times yet. There is sporadic rainfall with drier days in between. The temperature as well as humidity also fade away. The beaches are less crowded, so if you can face the occasional heavy pouring, these months can be very suitable for your Thailand visit. Low Season (April-May, July-September) Image Source: a.cdn-hotels.com Although it is said that there is no bad time for you to enjoy Thailand, there is totally an inconvenient time. Two actually. The months between April and May get extremely hot, and if too much heat becomes an issue, a holiday during those months must be avoided. As July begins, monsoon comes, and the next three months become the most damn times in Thailand. The streets are flooded, and the air around is stuffy and humid. All you can do is sit in your hotel room and look at the water gliding down the building. Travel SeasonsMin/Max TemperatureSeasonMarch to July30-34 degreesSummer - Hot and humidJuly to October23-29 degreesMonsoon - Heavy rainfallNovember to February18-32 degreesWinter - Cool and pleasant Thailand In The Winter Season (November To February) Image Source: images.travelandleisureasia.com Now that you know what Thailand feels like at its peak season in the winter, here is a glimpse of everything you can expect if you plan to visit this year. Temperature Avg. of 32 degrees high to 18 degrees low. Weather Image Source: www.tripsavvy.com There is no doubt that winter is the best time to visit Thailand. With the monsoon gone, the temperatures are moderate and just perfect for a holiday outdoors. The air is much more dry and sunny. It makes the environment all around warm and pleasant. The only downside is that with improved weather, the crowd gets thicker too. But really, with those beautiful beaches and the amazing cityscape, the more, the merrier. If you stay on the coast, the weather is warm and pleasant. But if you head up to the mountains or further inland, the nights will tend to get colder, making you carry a light shawl or winterwear to keep the cold away. Events Image Source: phuketfmradio.com In the winter, Thailand is a pretty quiet time despite Christmas and New Year. But not when it comes to the nation’s own festivals, especially December 5th, which is the birth anniversary of the King of Thailand, which is a nationwide fanfare. The focal festivities are held in Bangkok, with the streets coming alive with celebrations, a candlelight vigil held for the king’s long life, along with an appearance of the king himself if his health supports it. You can plan to stay back just until January and February to witness Thailand usher in the Chinese New Year. The date changes every year as it is based on the lunisolar calendar. There are lion dances, parades, fireworks, and stage shows. The experience is truly one of a kind, and you should not miss it if you happen to visit at the time. The Chiang Mai Flower Festival is held in February, which is a 3-day festival held at the end of the “cool season.” It features grand parades and a vibrant display of chrysanthemums and the Damask Rose- varieties found only in Chiang Mai. Wrapping Up With the winter just around the corner for Thailand, all the festivities are creeping in this is your chance to book your tickets and plan an elaborate holiday in and around the winter season in Thailand. This could be the best way to celebrate Christmas and the year on the most colorful note. If you are still thinking about the best time to visit Thailand, you simply need to get a trip to Thailand during the winter months, preferably in January and February, when you can spend your winter days wearing flip-flops under the sun. If the sound of beaches does not excite you in those cold bone-chilling winter months, we don’t know what will. So, If you have thoughts to share or questions to ask, please leave a comment below. We would love to hear from you! Read Also: This Is The Best Time To Visit Iceland & These Are The Things You Should Do! Maldives And Bora Bora Among Top 10 Tourists Spots In The World This Is The Best Time To Visit The Seven Magic Mountains In Vegas!

BY  Ankita Feb 26, 2024

Cebu, the Sovereign City of the South, is a famous objective in the Philippines known for its dazzling sea shores, verifiable tourist spots, and dynamic culture. In the event that you're arranging an outing to Cebu visit bundles, consider booking a visit bundle to capitalize on your visit. If this is your first time in Cebu, then it might be a little difficult ot figure what to add to your itinerary and which one you can opt out of. To make sure that you are not missing out on the best parts of your Cebu trip. Is it cheaper if you book a vacation package? Often, it is not just about convenience; if you book a bundle, it is also cheaper. Some of the packages often include flights to Cebu, your accommodations, airport transfers as well as Cebu tour activities. They arrange everything for you so you can relax and enjoy the trip and not worry about anything. Here you do not have to worry about booking every other element, as they will do everything for you. This way, you just have to pay your service provider, and in return, you can save your money. With everything already figured out, you can just savor the experience and enjoy the entire trip by booking a Cebu visit bundle. Here are the best 10 Cebu visit bundles to browse Booking a Cebu visit bundle is something that is going to make your trip compact and save a lot of money. So, let’s check out the best visit bundles you can get. Island Bouncing Experience:  Investigate the lovely islands encompassing Cebu, including Mactan, Olango, and Nalusuan. Swim in completely clear waters, loosen up on white sandy sea shores, and partake in a flavorful fish lunch on this entire day's visit. City Visit:  Find the rich history and culture of Cebu tour packages, cebu tours City with a directed visit through its top attractions, like Magellan's Cross, Stronghold San Pedro, and the Basilica Minore del Santo Niño. Find out about the city's Spanish provincial past and visit nearby business sectors to test conventional treats. Whale Shark Watching:  Get very close to delicate goliaths on a whale shark-watching visit in Oslob. Swim close by these great animals right at home and wonder about their noteworthy size. Kawasan Falls Experience:  Set out on an exhilarating canyoneering experience in Badian to arrive at the dazzling Kawasan Falls. Leap off bluffs, swim through turquoise pools, and rappel down cascades for an adrenaline-siphoning experience. Bohol Roadtrip:  Take a ship to the close by island of Bohol and investigate its top attractions, including the Chocolate Slopes, Tarsier Safe-haven, and Loboc Stream Journey. Experience the regular magnificence and extraordinary untamed life of this charming island. Moalboal Swimming Visit:  Plunge into the submerged universe of Moalboal and swim with brilliant marine life, including sardines, turtles, and dynamic coral reefs. Partake in the completely clear waters and stunning perspectives on this half-day visit. Osmeña Pinnacle Trip:  Climb to the most noteworthy point in Cebu at Osmeña Pinnacle and appreciate all-encompassing perspectives on the encompassing mountains and shore. Experience the magnificence of the Cebu wide open on this difficult yet remunerating journey. Cebu Safari and Experience Park:  Drench yourself in nature at the Cebu Safari and Experience Park, home to various extraordinary creatures and exciting exercises. Go on a safari visit, zip line through the wilderness, and connect with untamed life very close. Bantayan Island Escape:  Departure to the flawless shores of Bantayan Island for a loosening up ocean-side excursion. Appreciate sunbathing, swimming, and water sports on its charming white sand sea shores, and enjoy new fish at nearby eateries. Cebu Food Visit:  Enjoy the different kinds of Cebu visit bundles food that takes you to the city's best diners, and road food slows down. Test neighborhood treats like lechon, puso, and dried mangoes, and find out about the culinary customs of the district. But why just stop at 10, let’s check out some more. Moalboal Sardine Run The main highlight of the Moalboal island-hopping tour is the sardine run experience. These tours include stops at Turtle Bay and Pescador Island, but most visitors wait for the infamous Moalboal’s sardine run when they go for snorkeling.  The huge glimmering underwater wall formed by sardines when they swim together is an amazing sight, so you would want to bring a waterproof camera with you to capture this magnificent sight. This is a regular phenomenon in the Moalboal’s water. Most of the tours come with transfers from Cebu, which makes it easy for you to squeeze in your itinerary. Ocean Park Private Tour A private full-day trip is something that is going to be tailored exclusively for you. Take a trip through the picturesque landscapes and reach the heart of the city of the Philippines. From there, most of the tour guides take you on this personalized private tour of Ocean Park. Discover the enigmatic Cebu Ocean Park, look at its grandeur, capture a few iconic moments, and have an amazing experience at the Ocean Park. These tours are exclusively designed and are meticulously scheduled.  Most of the tour guides greet you at the hotels, pick you up from there, and drop you back at the hotel with a lot of time to relax and enjoy the rest of the day the way you wish.  Conclusion Whether you're looking for experience, unwinding, or social encounters, these Cebu visit bundles offer something for each kind of voyager. Book your visit bundle today and prepare to investigate the magnificence and appeal of this tropical heaven. Make sure that you have the places you want to visit in your Cebu visit bundles, and if not, try to negotiate with them and ensure that you get what you want. Try to shuffle one place for another to include your favorite place within the itinerary. Or you can just take some time off of the tour package and visit the places at your own expense. ADDITIONAL READING: Asheville For Families: Fun And Adventure A Step-By-Step Guide To Find The Best Places To Live In Utah For Every Lifestyle A Guide To Adventure And Nature: The Best Things To Do In Moab Utah For Outdoor Enthusiasts