From Munich With Beer: Oktoberfest Revelry

BY  Shahnawaz Mar 1, 2024

In today's world, where wanderlust meets savvy investment strategies, there's a growing trend among travelers and investors alike: vacation properties. This unique approach not only satisfies the urge to explore new destinations but also presents a prudent financial investment through the acquisition of real estate. Here's how blending the love for travel with the intricacies of mortgages can create a rewarding venture. Why Consider Vacation Properties? Vacation properties serve dual purposes; they are a getaway retreat for you and your family and a potential source of income through rental. In picturesque locales, from the sandy beaches of Bali to the quaint villages of Tuscany, these properties beckon with the promise of adventure and the allure of financial returns. Investing in a vacation property has a lot of benefits. The first thing is, as mentioned above, it is an amazing source of passive income. When you rent out the property, you get back substantial returns, especially during the peak seasons. Moreover, vacation rentals have higher rental rates as compared to long-term rentals, which gives you more revenue. Along with the financial benefits, when you own a vacation rental property, you get to spend a lot of time enjoying your personal vacations as well. You can spend a lot of time on your own property when the place is vacant. You get to enjoy all the amenities you have set for others.it is a perfect relationship between investment and vacation home. Understanding the Mortgage Process for Vacation Homes Investing in a vacation property often involves navigating the mortgage landscape, which can be daunting for both seasoned investors and first-time buyers. The process entails several unique considerations: Interest Rates and Terms: Mortgage loans for vacation homes may come with different interest rates and terms compared to primary residences. Lenders often view these properties as higher risk, which can influence the loan conditions. Down Payment Requirements: Typically, vacation homes require a larger down payment, sometimes as much as 20-30% of the purchase price, reflecting their status as luxury or non-essential purchases. Rental Income Consideration: If you plan to rent out your vacation home, lenders might take potential rental income into account, which can aid in qualifying for a mortgage. However, this requires thorough documentation and, sometimes, previous landlord experience. The Joy of Travel and the Wisdom of Investment Owning a vacation property allows you to immerse yourself in your favorite destinations. Whether it's a ski lodge in the Rockies or a beachfront villa in the Caribbean, these homes offer a personal escape with the warmth and comfort of your own space. Beyond personal enjoyment, these properties can be rented out to vacationers, providing a steady income stream that can offset mortgage payments and maintenance costs. Navigating Challenges and Rewards The journey of buying and owning a vacation property is not without its challenges. From managing the property remotely to understanding local real estate laws, it requires diligence and research. Yet, the rewards can be substantial. Not only do you enjoy personal retreats in beloved locales, but you also stand to gain from property appreciation and rental income. A Call to Adventure and Investment As we navigate our world, the concept of investing in vacation properties presents a compelling blend of adventure and financial prudence. It embodies a spirit of exploration, not just in the sense of travel but in the realm of financial growth and stability. For those bitten by the travel bug and those seeking to expand their investment portfolio, vacation homes offer a horizon worth exploring. Factors you should consider while choosing the location of the property Picking the correct location for your vacation rental property is essential. Here are some of the crucial factors that you should consider: Factors you should consider while choosing the location of the property Picking the correct location for your vacation rental property is important. Here are some of the important factors that you should consider: Local attractions and tourism demand How successful your vacation rental property is going to be depends on the demand of the place. Before you invest, check for the popularity of the place among travelers. Identify the local attractions that are drawing the visitors to itself. Consider the things that are making the place popular. Whether it is their cultural heritage, its natural beauty, or how close the place is to the popular destinations. Properties that are close to tourist spots or close to vacation destinations have a tendency to attract more renters. You can choose coastal destinations, urban hotspots, ski resorts, historical and cultural sites, and some emerging destinations. Along with the well-established vacation sports, the emerging destinations are a good investment.  Look for places that are rapidly developing; they have high potential for getting you a high rental return. Rental and seasonality demand Having a good understanding of the tourist season in the place is important. Research about the holidays, special events, and the peak tourist seasons that will take the rental demand to the next level. If the location is such, which has a year-round demand, it is going to get you a consistent source of income. But if the property is in a seasonal location, then you might get fluctuations in the rental bookings. Regulatory environment Before you get a vacation rental property, it is important to know the regulatory environment of the location. Some countries and cities have specific rules and regulations regarding short-term rentals. Get yourself familiar with the restrictions and local laws to make sure you abide by all the regulations. Try not to ignore the legal aspects, as that could land you with a penalty or even cause your rental business to close. Amenities and infrastructure Think about the accessibility and proximity of the essential infrastructure as well as the amenities. Choose an area that has good transportation links, restaurants, shopping centers, and entertainment options. Guests always prefer properties that are convenient and have easy access to the services and local attractions.  Final Thoughts Before embarking on this journey, it's crucial to conduct thorough research, consult with real estate and financial professionals, and consider all aspects of the investment, including the potential need for a mortgage. With the right preparation and mindset, owning a vacation property can be an enriching experience that combines the joys of travel with the benefits of real estate investment. ADDITIONAL READING: A Guide To Planning Your First Family Ski Trip The Ultimate Business Traveler’s Guide To Bangkok From Britain To Australia: A Guide For Brits Making The Move Down Under

BY  Ankita Mar 19, 2024

The current globalized business landscape is different from the previous one. Corporate travel is prioritized in organizations more than anything else. Whether it is for meetings, conferences, or business development opportunities, companies are constantly sending their employees across the world to build connections and expand their businesses. However, managing corporate travel can be a challenging and complex task. Thankfully, there are several tools available that can streamline the process and make business travel more efficient and hassle-free.In addition to streamlining the corporate travel process, these tools also play a crucial role in cost management and policy compliance. By providing real-time data and analytics, businesses can track their travel expenses, identify cost-saving opportunities, and ensure compliance with travel policies. These tools allow companies to set budgets, monitor spending, and enforce travel policy guidelines, ultimately resulting in better control over travel expenditures. In this blog, you will explore the essential corporate travel tool that every business needs. 1. Travel Management Platforms A travel management platform is an all-in-one corporate travel tool that allows businesses to manage their corporate travel program. Such a corporate travel agency provides a centralized platform to book flights, hotels, ground transportation, and other travel-related services. With real-time travel data and analytics, businesses can make informed decisions and optimize travel costs. Further, they can also ensure the safety and well-being of their employees on the road. 2. Booking Platforms Booking platforms are an essential corporate travel tool for securing flights, hotels, and other travel arrangements. Such a corporate travel agency allows businesses to compare prices, book tickets, and manage itineraries all in one place. They often offer exclusive rates and discounts for corporate travelers, saving companies both time and money. A corporate booking platform offers a wide array of travel booking options along with collaborative spaces and top-rated housing. 3. Mobile Apps Mobile apps are a game-changing corporate travel tool. With the rise of smartphones, it has become increasingly important to have access to travel information on the go. Mobile apps allow travelers to check flight status, manage bookings, receive real-time notifications, and access important travel documents easily. They provide a seamless travel experience and help employees stay connected and productive while on the road. User-friendly mobile apps make it easier for people coming from all walks of life to travel a seamless journey. 4. Travel Risk Management Tools Ensuring the safety and well-being of employees is a top priority for any business during corporate travel. Travel risk management tools provide crucial information and assistance in case of emergencies or unforeseen events. These tools help businesses track the location of their employees, provide real-time travel advisories, and offer assistance for medical emergencies or security threats. 5. Expense Management Tools Expense management is a crucial aspect of corporate travel, and managing receipts and expense reports can be a tedious task. Corporate travel tools simplify this process by allowing employees to capture and submit expenses easily and automate the reimbursement process. These tools ensure compliance with travel policies and allow for better control over travel expenses. Other popular features included in expense management tools are invoice scanning, accounting software integration, and automated expense reports. 6. Collaboration And Communication Tools Effective communication and collaboration are essential for successful corporate travel. Collaboration tools help teams stay connected, share files, and collaborate on projects even when they are on the road. Communication tools enable employees to stay connected with their teams and keep in touch with clients and partners, irrespective of location or time zone. Corporate communication tools offer industries a comprehensive platform that helps in planning travel efficiently. 7. Travel Insurance Travel insurance is often an overlooked aspect of corporate travel, but it is crucial for providing financial protection and peace of mind. Travel insurance policies cover medical emergencies, trip cancellations, flight delays, lost baggage, and other unforeseen events. Having comprehensive travel insurance ensures that employees are well taken care of in case of any unexpected incidents during their travels. 8. Travel Itinerary Management Tools Managing travel itineraries can be challenging, especially when employees have multiple trips and complex schedules. Travel itinerary management tools help businesses organize and manage travel itineraries for their employees. These tools allow companies to create, share, and update itineraries, including flights, hotels, meetings, and other activities, in one centralized platform. This ensures that employees have all the necessary information at their fingertips, making their travel experience smoother and more organized. 9. Travel Expense Tracking Tools Tracking and managing travel expenses is a crucial corporate travel tool for businesses to control costs and ensure compliance with travel policies. Travel expense tracking tools help companies monitor and analyze travel expenses in real-time. These tools automate the expense tracking process, enabling employees to capture expenses on the go and categorize them according to travel policies. This not only saves time but also helps businesses identify cost-saving opportunities and improve expense control. 10. Travel Loyalty Programs Travel loyalty programs can benefit both businesses and employees. By enrolling in airline and hotel loyalty programs, businesses can earn points, receive exclusive discounts, and access premium services. Employees can also enjoy personal benefits like room upgrades and priority boarding. Travel loyalty programs help businesses save money on travel expenses and enhance employee satisfaction. Popular travel loyalty programs include airline programs like United MileagePlus and hotel programs like Marriott Bonvoy. Businesses need to encourage employees to enroll in these programs and utilize the benefits offered. Final Thoughts Corporate travel can be made more efficient and organized with the help of these essential travel tools and services. From travel management platforms to collaboration tools, expense management solutions, and travel insurance, these tools cater to various aspects of corporate travel. By leveraging such a corporate travel agency, businesses can optimize their corporate travel program, provide a seamless travel experience to employees, and ensure the success of their business ventures around the world. So, that’s all about it! Keep following us for more such content and do share your comments below. Read Also: How To Apply For A Passport Online In This Pandemic, And Which Countries Allow You To Travel Now?

BY  Sibashree Nov 20, 2025

We were lying in the Medlands Beach with the Milky Way arching overhead. No city lights! Only the sound of the waves kept us connected to this physical world. For me, it was not just the sky full of stars and constellations. These stars were the roadmap for our ancestors, irrespective of the culture and country we belong to. They watched the stars to keep time and decide the time of the year ideal for agriculture, harvesting, fishing, and hunting. In the Maori culture, Tohunga kōkōrangi, or specialist priests, had this deep astronomical knowledge, and they shared the knowledge with others. Also, there are myths and ancient stories about the stars, like the one with the Matariki cluster. This cluster is associated with the anger of Tāwhirimātea, the God of wine and storms. Being furious, he tore his eyes and threw them into heaven. There, his eyes became the Matariki stars. Overall, for the Maori tribes, the stars and constellations have been beyond celestial bodies for observation. They were a mix of spirituality, science, stories, and a way of living life. So, when the Great Barrier Island, New Zealand, became a Dark Sky Sanctuary in 2017, it celebrated ancestral connections and the role of the sky as a roadmap. And I visited Great Barrier Island in 2022. So, nature had its own reboot during and post the COVID-19 era. So, we could see the clearest sky. In this Great Barrier Island stargazing guide, I will talk about the best stargazing spots, stargazing tips, conservation etiquette, and more. Let’s explore the magic of the Aotea Dark Sky Sanctuary. A Deep Dive Into Māori Astronomy (Tātai Aroraki) And Legends: A Combination Of Science, Spirituality, And Culture When on the Great Barrier Island, it is important to see the stars and celestial bodies through a Maori lens. Also, during our Maori-guided stargazing tour, our guide chanted waiata, and he even used carvings (whakairo) and told stories to make the experience more interactive. He made us familiar with the key celestial figures and their Maori names. Furthermore, he explained how Maori people perceive different celestial phenomena. Major Celestial Figures And Their Significance In Maori Tradition  It is fascinating to see how Maori people connect the stars and celestial bodies with their traditional beliefs and stories.  1. Te Kahui O Kahu  The Te Kahui O Kahu constellation is the guardian of the sea and land. The stories of this constellation are important for teaching us the importance of being respectful to nature and protecting natural resources. 2. Matariki Or Pleiades Star Cluster  Matarikin is the most celebrated Māori constellation. When Matariki gets visible in the sky at dawn, it announces the arrival of the Māori New Year. It is time to gather, share stories, and plan for the year ahead for this local tribe. Also, according to traditional beliefs, the brighter the Matariki constellation shines, the better the year for harvesting and fishing.  3. Tautoru Or Orion Constellation  Tautoru symbolizes protection and power. It was significant for hunters and warriors. 4. Ngā Rā  The Milky Way or Ngā Rā is believed to be the pathway of ancestors in the Maori tradition. The ancestors use this pathway to travel between the worlds. Furthermore, in many interpretations, this is the pathway through which the spirits guide the departed souls to the afterlife. 5. Tāwhirimātea Or The Southern Cross  Tāwhirimātea is worshipped as the protector of the sea. In ancient times, the Maori sailors depended on this constellation to guide them across the Pacific Ocean. 6. Auroras Maori people worship auroras as the spirit of their loved ones or ancestors. They even think that auroras bear significant messages from the spiritual realm.  7. Bright Planets (Venus And Jupiter)  The appearance of these bright planets was associated with the everyday life of Maori people. The appearance of these planets is predictable, and that is why they are associated with timing ceremonies and navigation. Why Great Barrier Island Is A Stargazer’s Paradise?  With exciting hiking trails, pristine beaches, and an eco-conscious and off-grid lifestyle, the Great Barrier Island, New Zealand, is an ideal stargazing destination. With no ATMs, footpaths, or banks, the island has maintained a quiet existence. Furthermore, with low air and light pollution, the stars, the Milky Way, and other celestial bodies shine bright in the sky once the Sun goes down. In addition, around 60% of the island is protected by the Department of Conservation (DoC). So, it is home to many endemic plants, animals, and birds. So, it is also a bucket-list destination for nature and wildlife lovers. Moreover, each islander thinks of themselves as a kaitiaki or caretaker. Thus, it has successfully emerged as a zero-waste island, and biosecurity measures with designated spots for camping, hiking, and cleaning have made this island a sanctorium of sustainable practices and natural preservation. What Makes Aotea A Dark Sky Sanctuary?  The International Dark-Sky Association (IDA) has scientifically measured the darkness of the sky of the Great Barrier Island. The IDA further offers principles to protect the night sky through awareness and restricted lighting. "To be a Dark Sky Sanctuary, you need an mpsas [magnitude per square arc second] of 21.5, and we had an average of 21.79. Every step on that scale is twice as dark; Auckland is 18, so you can see 10 times more stars here than you can in Auckland.”  Hilde Hoven, from Good Heavens Dark Sky Experiences.  Furthermore, the darkness of the night sky of the Great Barrier Island is measured every year, and the report is sent to the International Dark Sky Association. In addition, the local people choose low-intensity lighting indoors and outdoors to adhere to the light pollution standards of the dark sky sanctuary. In addition, there are no street lights, and the entire island practices off-the-grid living to preserve it as a Dark Sky Sanctuary.  What Are The Best Stargazing Spots On Great Barrier Island, New Zealand?  The Great Barrier Island is one of the best stargazing spots in NZ. I had the most beautiful stargazing experience at Medlands Beach. However, Awana Beach and the Mount Hobson Summit are two other prominent locations for stargazing. 1. Medlands Beach  I was fortunate enough to be a part of the Good Heavens group stargazing experience on the sand dunes above Medlands Beach. We all had access to an 8-inch telescope to get up close and personal with the stars and planets. Furthermore, each of us had binoculars, and our guide used a laser light to point at the stars and planets and share their stories with us. Far from urban areas, Medlands Beach offers the best views of the night sky, and the gentle waves reflect the stars and planets. Here is a dark Sky photography guide for you if you are at Medlands Beach. You can use the contrast between the dunes and the vast sky to create a perfect composition for your picture. 2. Awana Beach  Awana Beach, one of the best beaches in Great Barrier Island, New Zealand, is a natural planetarium. The shoreline here is secluded, making it even more suitable for stargazing. Offering a clear view of the southern sky, Awana Beach is the best place to see the Milky Way on the Great Barrier Island. Furthermore, Awana Beach is the meeting ground of amateurs and professional astronomers. The beach gets more visitors during the following celestial and planetary activities. Planetary Alignments  Occasional Auroras  Lunar Eclipses  In addition, the tranquility of the place is ideal for experiencing stargazing as something beyond a visual spectacle. 3. Mount Hobson Summit  A hike to the Mount Hobson Summit ensures a brilliant stargazing experience. The summit is at a height of 627 meters, and thanks to the height, it is free of the atmospheric interference at the sea level or lower altitudes. Also, once you reach the summit after a walk of 2-3 hours, you will get a 360-degree view of the night sky and the Great Barrier Island. Furthermore, the height allows you to observe the Orion Nebula and other deep-sky objects with binoculars. 4. Kaitoke Hot Springs Kaitoke Hot Springs fuses relaxation with a fascinating stargazing experience. Imagine you are soaking in warm sulfur water pools, and the stars are shining the brightest over your head. It is a multisensory experience, with the crisp air caressing you, the warm water offering comfort, and the night sky presenting the ultimate cosmic display. Just a small tip. You must bring a waterproof laser light to see the stars without ruining the clarity or the darkness measure. 5. Windy Canyon  Windy Canyon already has that drama on the verge of being surreal, thanks to its unique geological formation. So, stargazing here feels magical, with the canyon itself functioning as a natural observatory. The clarity of the sky is so high here that even the faintest celestial bodies become visible. In addition, the Windy Canyon is accessible for all types of visitors as the walk is short and easy. What Are The Top Stargazing Tours & Experiences?  The Good Heavens stargazing tours and experiences are the best on the Great Barrier Island. It offers the following stargazing tours on the Great Barrier Island. 1. Heavens Above - Private Dark Sky Experience  This private dark sky experience is organized at your accommodation with a telescope, hot chocolate, and bean bags arranged by Good Heavens. They can also take you to the nearby beach. The charge is $1560 for a group of 2 to 12 people, and beyond that, the price will be on request. 2. Moon Walk - Group Star Gazing Experience  Moon Walks happen for a week every month. During this time, the Moon looks the biggest in the sky, and the Milky Way is less visible. The tour charge is $130 for adults and $65 for children below 13 years. 3. Look Up And Get Lost - Group Dark Sky Experience  This is a deep sky experience, and the tour continues for 1.5 hours. The charge for this tour is $130 for adults and $65 for children under 13. How To Enjoy Dark Sky Sanctuary On Great Barrier Island Without A Tour?  Are you on an independent stargazing tour on the Great Barrier Island? Consider the following Aotea stargazing tips. 1. Checking Weather Conditions  Clear Moonless nights are the best for a stargazing experience on the Great Barrier Island. However, if you want to go for a Moonwalk, expect lesser visibility of the Milky Way and the stars. 2. Finding A Dark Sky Spot  The beaches of the Great Barrier Island, New Zealand, are ideal for the ultimate stargazing experience. Know the dark sky spots and drive away from urban life to see the best cosmic display. 3. Bringing The Right Gear  On guided stargazing tours, the tour operators provide binoculars, telescopes, and red laser lights. If you are on a DIY tour, you will have to carry these essentials. 4. Using Stargazing Apps And Tools  You must use stargazing tools and apps for the best stargazing experience. The best is the free NASA app, and Astrospheric is another app known for brilliant forecasting. Furthermore, you can bring a star chart to locate and identify the stars and constellations. Astrophotography Tips For Beginners  The Medlands Beach and Awana Beach are two of the best beaches for reflection shots on the Great Barrier Island. Furthermore, here are some ideas about the essential equipment and camera modes for astrophotography on the Great Barrier Island, New Zealand.  Camera Mode Manual Aperture \(f/2.8\) or \(f/4\) ISO 3200 or 6400 Shutter Speed 15-25 Seconds Or, Divide 500 by the Focal Length of Your Lens File Format RAW or RAW + JPEG to Retain Better Color Data for Editing White Balance Manually Setting The White Balance to 4000 Kelvin Tripod Carry a Sturdy Tripod for Image Stabilization.Focus Keep Your Lens Focus to Infinity.Trigger You Can Use a Remote Trigger or Set the 2-10 Seconds Self-Timer of the Camera to Avoid Jerking while Pressing the Shutter Button.Lens Wide Lens (At least 24mm) for Full-Frame Cameras 18mm or Wider for APS-C Cameras  Seasonal Stargazing Calendar: What To See & When  Know when to watch meteor showers, the Milky Way, and Aurora Australis in the Great Barrier Island, New Zealand.  Season / Months Meteor Showers (Peak Dates) Milky Way Core Visibility Aurora Australis Chances Summer (December–February)• Geminids – Dec 13–14 (best annual shower) • Ursids – December 22• Quadrantids – January 3–4 (short, intense) • Early Morning Visibility• Low on Horizon before Dawn The chances of Aurora Australis visibility are low as geomagnetic activity is subdued; occasional events only during strong solar storms.Autumn (March to May) • Lyrids – April 22–23 • Eta Aquariids – May 5–6• Core Visibility from 2 AM to 5 AM There are moderate chances of seeing the Aurora Australis. As the nights grow longer, the chances become higher, and equinox-related geomagnetic boosts the visibility chances.Winter (June to August) • Bootids – June 27 (variable)• Southern Delta Aquariids – July 28–30• It is the Best Season for Milky Way Photography.• You Can See the Core for Most of the Night. These months offer high chances of seeing the Aurora Australis due to high solar wind and longer nights. The chances of seeing the Aurora increase after the Equinox.Spring (September to November) • Draconids – October 8th • Orionids – October 21–22 • Leonids – November 17th–18th• The Core Visibility Becomes Less in this Season.The September equinox gives strong geomagnetic activity. So, this season offers moderate to high chances for Aurora visibility. Stargazing-Friendly Accommodation & Camping  Camping on the Great Barrier Island, New Zealand, is the best option for stargazing. There are Department of Conservation (DoC) campsites such as Medlands Beach, Akapoua Bay, Harataonga, Awana Beach, The Green, and Whangapoua. In addition, Stay High Island Camping Co. and the Great Barrier Island Campground are two privately-owned campgrounds on the Great Barrier Island. Furthermore, stargazing tour providers, such as Good Heavens, can offer all-inclusive packages, including eco-friendly accommodations such as XSPOT Cliff House.  Beach Etiquette & Conservation For Night Sky Lovers  When you listen to the Maori stories about stars and celestial bodies, you have to respect their tradition. Be sensible, as the stories are a part of their value system and spiritual beliefs carried through generations. Our guide asked us to remain quiet during storytelling and participate in some cultural traditions. The more respectful you are toward their culture, the more enriching your experience will be. In addition, you have to abide by the light pollution rules and wildlife protection norms. 1. Light Pollution Rules  Great Barrier Island, New Zealand, is a designated Dark Sky Sanctuary. So, the protection of the dark sky is very important. So, you have to avoid using bright lights, and even if you need to use light for safety, keep the intensity low. Furthermore, you need to allow your eyes to adapt to the darkness of the sky. Slowly, you will also discover the faint stars. You can use a red laser light and binoculars to enhance the stargazing experience on the Great Barrier Island, New Zealand. 2. Wildlife Protection  Stargazing goes hand in hand with the wildlife tours on the Great Barrier Island. The sound of black petrels kept us alert during our entire stargazing experience on Medlands Beach. To protect the wildlife on and around your stargazing location, you must avoid feeding the animals and birds. Maintain a safe distance and remain on the marked routes to avoid disturbing their habitats and soil transfer. Furthermore, do not trespass on any private property, and you must not leave any litter behind. Adventure Add-Ons: Glowworms, Hot Springs & Night Kayaking  You can combine the stargazing experience on the Great Barrier Island with night kayaking at the Hauraki Gulf Marine Park. As you kayak, you will notice the water of the Great Barrier Island transforming into a surreal landscape. Furthermore, if you are on the Great Barrier Island around February-March, you will see bioluminescence in the water on warm and calmer days. In addition, taking a bath in the Kaitoke Hot Springs after sunset is an experience that you will remeber for the rest of your life. Final Tips For Your Aotea Stargazing Adventure  You need to have some knowledge about the moon phase if you want to enjoy stargazing on Great Barrier Island, New Zealand. The New Moon or the Crescent Moon is the ideal day for observing the night sky. Also, even in the summer months, the temperature drops drastically after sundown. So, you will have to wear layered clothes.  Moreover, keep flashlights dimmed or the brightness of your phone screen low to avoid light pollution.