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BY  Abdul Aziz Jun 11, 2021

You probably heard a lot about life insurance, car insurance, and home insurance. In case you don’t know, there’s another type of insurance that can protect you and your personal items during travels—travel insurance. Keep on reading to learn more about this insurance policy and how can you benefit from it. What Is Travel Insurance? As the name suggests, travel insurance is a plan that covers the financial risks and losses associated with travelling, either domestically or abroad. Examples of such risks include delayed flights or luggage, lost or damaged luggage, flight cancellations, and medical emergencies. Here are a few things you should know about travel insurance: It’s not a one-size-fits-all product. Travel insurance policies have varied benefits, stated exclusions, and limitations. Typically, plans don’t cover everything you might do or experience when you travel, including: Seeking medical treatment outside the home country Travelling to countries included in the “Do Not Travel list” Extreme sports where the chance of death or injury is high Pre-existing medical condition and pregnancy-related conditions Any behaviour under the influence of alcohol or unprescribed drugs Circumstantial exclusions, such as war, military actions, riots, and more It can’t cover every possible situation. Trip insurance covers losses due to global health emergencies and natural disasters, given that you purchase before such events occur. Most policies also don’t cover lodging or accommodation snafus, ticket scams, overbooked flights, and many other things. 3 Reasons to Insure Your Next Trip Many people see travel insurance as an unnecessary expense. The truth is, it’s as essential as life insurance. The only difference is that it protects you from the possible uncertainties—be they accidental death or injury, lost or stolen luggage, trip cancellation, and more—while you’re on your travels. Let’s break down the reasons to ensure your next trip: 1. Travel Worry- and Hassle-free: Travelling is good for mental health. It helps you take a break from stressful situations, reflect on your personal goals or interests, and feel more relaxed and content, among other benefits. While travelling is a good stress-reliever, it can pose various risks to health and safety, depending on both the characteristics of the traveller and on the type of travel. For instance, you may get sick due to the sudden change in temperature or get injured during the vacation. Such medical emergencies can spoil your much-awaited holiday fun. What’s worse is that the money allocated for your vacation will be used to pay for medical expenses. But if you were sensible and weighed up the pros and cons of various providers in order to get travel insurance that works for you, then you won’t have to worry about dealing with emergencies while travelling. Most travel insurance policies cover doctor and hospital expenses and work in conjunction with your health insurance, it's just about what extras you may or may not need depending on where you're travelling. Not all health insurance plans provide full coverage in foreign countries. In fact, some health plans provide no coverage at all. A trip insurance plan, on the other hand, can cover you for accidents and emergency medical care when you travel in any part of the globe. 2. Protect Your Personal Belongings: Have you ever lost a phone or other personal stuff during a trip? Believe it or not, you’re not alone. According to the 2015 Statista survey, U.S. travellers have had their items (i.e., smartphones, credit card, debit card, license and passport) lost or stolen while travelling. The likelihood of losing personal items during a trip is high as sending a text message to the wrong person. Why is that so? It’s because we, people, get distracted when we’re at the height of our emotions. We lose sight of the bigger picture because we’re too focused on one thing—either composing a text or having fun under the sun. Thankfully, travel insurance assures you that your personal belongings remain protected, even when they went astray. The insurer can help pay for replacement items when your stuff is lost or stolen, provided that you didn’t leave your items unsupervised or unattended. Below are a few instances that most trip insurance plans cover: The rental car damage or loss. Comprehensive travel insurance plans have an add-on option for rental car collision coverage if the rental car is damaged in an accident. Baggage damage. Should your baggage become damaged in transit or airline, your insurance policy will help you get compensation for this. Luggage delay. If your luggage is delayed, you can be refunded up to the policy’s benefit limit to purchase essential items you need while waiting for your bags to arrive. 3. Manage Trip or Flight Interruptions: Are you the type of traveller who gets concerned about your trip being cancelled and other interruptions, like losing your entire vacation investment or remaining travel arrangements due to certain reasons? If yes, then you need a trip insurance plan. Unforeseen circumstances may happen. For example, your family member gets sick, and you have to make last-minute cancellations, or an emergency occurred that you have no choice but to cut your vacation short. Here’s the good news. Travel insurance can provide reimbursement for trip cancellation as long as the reason for cancellation is covered by your policy. The most common covered reasons include: Illness, injury, or death of you, a travelling companion or a family member Inclement weather preventing you from reaching your destination Sudden terrorist attack or strike at your destination Travel with Peace of Mind: Whether you’re planning a short get-away or a long trip abroad, never hesitate to insure your travel. Getting a travel insurance plan can give you peace of mind and let you enjoy your ultimate break from the hustle and bustle of the city. Read Also: Improve Your Travel Experience By Hiring A Limo 5 Secrets On How To Travel Light – Travel Hacks How To Fund The Cost Of Travelling

BY  Ankita May 14, 2024

When you open your social media, you will often find people traveling on boats with the best views in the world. Do you want to experience these views and moments at sea? The private boat charters will help you enjoy this unique experience. You can get to travel on a private boat while enjoying exclusive services onboard. Private boat charters combine the freedom to visit exclusive destinations and access to difficult coastal areas that are not traveled by public boats.  You get the complete freedom of having your own floating refuge. Wine and dine on the open ocean as you cruise across the open sea. It's a feeling of acceleration like no other, so you need to experience it once in your lifetime.  You can create your own itinerary when you opt for private boat charters. Enjoy the intimacy of spending time with your loved ones while at sea, making it a lifetime memorable experience. So, if you wish to know why you need to hire a private boat for your next trip at sea, then this article is for you. We'll discover everything you need to know to plan and make the most of your journey by private boat. Trip Planning Before embarking on your great sea adventure, it's very important to carry out detailed planning and organization, like any other trip, in order to avoid last-minute setbacks. Preferred Destination Firstly, you must choose the desired destination. For this, you can contact an expert operator in high-seas itineraries, one that offers all kinds of services and allows you to choose your own itinerary.  From the crystal-clear waters of the Caribbean to the exotic islands of the Mediterranean, choose a destination that suits your travel preferences and desired activities. On the other hand, consider the duration of the trip, which is always based on your availability. Type Of Boat It's also convenient to choose the type of boat in advance since there is a wide variety available, from luxury yachts to catamarans. For this, take into account the number of travelers, comfort, and available budget. Finally, it's advisable to book this type of trip in advance, especially if you want to travel during peak season. Trip Preparations Once you have organized all the details of your trip, it's time to start preparing to ensure a trouble-free and worry-free experience. Documentation Start with your documentation, where you check the documents required for travel, like passports, visas, and navigation permits. Navigation permits are necessary when you do not have the service of a captain to cruise your private boat. When your documentation is updated and secured, you will avoid any hardships when traveling onboard a boat or plane.  Travel Insurance One of the major things that people often forget about is travel insurance. Life can happen to anyone anywhere, even while you are traveling. In these situations, it's advisable for you to take out travel insurance that covers any unforeseen events.  Trip cancellation, medical emergencies, and problems related to the boat are some of the unforeseen events you might face.  Clear Communication About Plans With Captain When going on a private boat trip, you need to have a captain who takes care of the journey. This way, you can enjoy the adventure to the fullest extent without worrying about reaching your destination.  When you opt for a private boat charter with the captain, then make sure to communicate your preferences to your captain. This ensures your captain, and you agree on the itinerary you want to plan for your on-sea adventure. Specify the activities you want to do and your catering requirements so that the experience meets your expectations. Weather Check Oceans and seas are unpredictable, so keep a check on the climate before you start your journey on the sea. This is especially noteworthy if you are cruising the private boat yourself across the waterbody. When you opt for a captain, your boat captain will do these important weather checks before starting the journey.  Essentials To Pack Pack comfortable and lightweight clothing suitable for the specific destination you are traveling. Seas can get colder after sunset, so keep a warm jacket in case it gets cold on a private boat.  On board the private boat or cruise, you will need to ensure you have all your medication that you need as you can't find shops on the sea to provide you first aid or medication. Don't forget your personal hygiene items, like good sunscreen, insect repellent, etc.  Emergency Protocols Lastly, know where all the rescue equipment is kept along with emergency protocols to avoid chaos during an emergency. At Sea Once on board, it's time to relax and make the most of your experience on a private boat with the best company. You can take advantage of the freedom and flexibility that this means of transportation to visit remote places. These remote locations have very few tourists, so you have the opportunity to explore more without facing too many crowds. If you opt for private boat charters, you get to enjoy personalized time with your loved ones or partner.  As you avoid disturbance and noise, which you often might find in shared boat rides. You can use private boat charters to do fun water activities like snorkeling, diving, etc. With private boats, you get to go to sea routes that are much traveled by public boats. This helps you see different marine species and coral reefs of that particular region. One of the biggest advantages of opting for private boat charters is that you get several other services included in your packages. One of these services is enjoying meals on board your boat while on sea. You get to enjoy local cuisine prepared by an onboard chef.  From savoring different flavors of each region to having meals while seeing sunsets on the sea. Now, these experiences are only possible when you're at sea, making these moments more special for you. As you hear the rhythm of the waves while enjoying your meals, these experiences cannot be found anywhere else. It's a very enriching experience that is hard to forget! Conclusion These are the main aspects to consider when you decide to live a maritime experience on a private boat. Experience the ultimate luxury with Giosymar Ischia Charter's personalized and exclusive tours along the coast of Italy, for example, and take advantage of the wonderful amenities to relax and recharge your batteries. Undoubtedly, you will live an unparalleled experience full of wonderful memories. Don't wait any longer and reserve a few days in your schedule for your dream vacation at the rhythm of the sea. Learn More Also: Road Trip USA: Adventures Across The States Bali Beyond The Beaches: Exploring The Hidden Gems Of The Island 8 Things You Need To Know About Using E-Bikes For Your Hunting Adventures

BY  Nabamita Oct 8, 2022

India’s latest new airline, on flights Akasa Air, began its operation in August of this year. And will be onboarding our furry little friends in November. The CEO and co-founder of the airline, Belson Coutinho, spoke to reporters about this. He said, “Domesticated dogs and cats can travel from November, and the bookings in this regard will start from October 15.” But the catch is animals weighing less than seven kg are allowed in the cabin. So heavier dogs will be traveling in the cargo area.  Specific conditions need to be updated while traveling with pets on a plane, as said by Dr. Sanjiv Rajadhyaksha. Certain points need checking, and as he mentioned, they are.  You must check your pet with the vet to ensure they are fit for air travel.  The airline must maintain proper air pressure in the cabin and the cargo compartment with adequate oxygen and temperature for the pets.  If the pets are to be kept in the cargo area, ensure the crates are big and have enough space to move around.  Ensure your pet is properly vaccinated and sedated if traveling with you in the cabin.  Avoid bringing pets prone to lung or heart disease. They might not feel well during the flight. Read More: 10 Reasons Why You Should Get A Yacht Explore These 5 Excellent Yacht Charter Destinations! How To Choose The Perfect Hotel For A Relaxing Weekend In Bournemouth