Thanksgiving Road Trips With Kids: Tips For A Fun And Safe Journey

BY  Shahnawaz Mar 1, 2024

In today's world, where wanderlust meets savvy investment strategies, there's a growing trend among travelers and investors alike: vacation properties. This unique approach not only satisfies the urge to explore new destinations but also presents a prudent financial investment through the acquisition of real estate. Here's how blending the love for travel with the intricacies of mortgages can create a rewarding venture. Why Consider Vacation Properties? Vacation properties serve dual purposes; they are a getaway retreat for you and your family and a potential source of income through rental. In picturesque locales, from the sandy beaches of Bali to the quaint villages of Tuscany, these properties beckon with the promise of adventure and the allure of financial returns. Investing in a vacation property has a lot of benefits. The first thing is, as mentioned above, it is an amazing source of passive income. When you rent out the property, you get back substantial returns, especially during the peak seasons. Moreover, vacation rentals have higher rental rates as compared to long-term rentals, which gives you more revenue. Along with the financial benefits, when you own a vacation rental property, you get to spend a lot of time enjoying your personal vacations as well. You can spend a lot of time on your own property when the place is vacant. You get to enjoy all the amenities you have set for others.it is a perfect relationship between investment and vacation home. Understanding the Mortgage Process for Vacation Homes Investing in a vacation property often involves navigating the mortgage landscape, which can be daunting for both seasoned investors and first-time buyers. The process entails several unique considerations: Interest Rates and Terms: Mortgage loans for vacation homes may come with different interest rates and terms compared to primary residences. Lenders often view these properties as higher risk, which can influence the loan conditions. Down Payment Requirements: Typically, vacation homes require a larger down payment, sometimes as much as 20-30% of the purchase price, reflecting their status as luxury or non-essential purchases. Rental Income Consideration: If you plan to rent out your vacation home, lenders might take potential rental income into account, which can aid in qualifying for a mortgage. However, this requires thorough documentation and, sometimes, previous landlord experience. The Joy of Travel and the Wisdom of Investment Owning a vacation property allows you to immerse yourself in your favorite destinations. Whether it's a ski lodge in the Rockies or a beachfront villa in the Caribbean, these homes offer a personal escape with the warmth and comfort of your own space. Beyond personal enjoyment, these properties can be rented out to vacationers, providing a steady income stream that can offset mortgage payments and maintenance costs. Navigating Challenges and Rewards The journey of buying and owning a vacation property is not without its challenges. From managing the property remotely to understanding local real estate laws, it requires diligence and research. Yet, the rewards can be substantial. Not only do you enjoy personal retreats in beloved locales, but you also stand to gain from property appreciation and rental income. A Call to Adventure and Investment As we navigate our world, the concept of investing in vacation properties presents a compelling blend of adventure and financial prudence. It embodies a spirit of exploration, not just in the sense of travel but in the realm of financial growth and stability. For those bitten by the travel bug and those seeking to expand their investment portfolio, vacation homes offer a horizon worth exploring. Factors you should consider while choosing the location of the property Picking the correct location for your vacation rental property is essential. Here are some of the crucial factors that you should consider: Factors you should consider while choosing the location of the property Picking the correct location for your vacation rental property is important. Here are some of the important factors that you should consider: Local attractions and tourism demand How successful your vacation rental property is going to be depends on the demand of the place. Before you invest, check for the popularity of the place among travelers. Identify the local attractions that are drawing the visitors to itself. Consider the things that are making the place popular. Whether it is their cultural heritage, its natural beauty, or how close the place is to the popular destinations. Properties that are close to tourist spots or close to vacation destinations have a tendency to attract more renters. You can choose coastal destinations, urban hotspots, ski resorts, historical and cultural sites, and some emerging destinations. Along with the well-established vacation sports, the emerging destinations are a good investment.  Look for places that are rapidly developing; they have high potential for getting you a high rental return. Rental and seasonality demand Having a good understanding of the tourist season in the place is important. Research about the holidays, special events, and the peak tourist seasons that will take the rental demand to the next level. If the location is such, which has a year-round demand, it is going to get you a consistent source of income. But if the property is in a seasonal location, then you might get fluctuations in the rental bookings. Regulatory environment Before you get a vacation rental property, it is important to know the regulatory environment of the location. Some countries and cities have specific rules and regulations regarding short-term rentals. Get yourself familiar with the restrictions and local laws to make sure you abide by all the regulations. Try not to ignore the legal aspects, as that could land you with a penalty or even cause your rental business to close. Amenities and infrastructure Think about the accessibility and proximity of the essential infrastructure as well as the amenities. Choose an area that has good transportation links, restaurants, shopping centers, and entertainment options. Guests always prefer properties that are convenient and have easy access to the services and local attractions.  Final Thoughts Before embarking on this journey, it's crucial to conduct thorough research, consult with real estate and financial professionals, and consider all aspects of the investment, including the potential need for a mortgage. With the right preparation and mindset, owning a vacation property can be an enriching experience that combines the joys of travel with the benefits of real estate investment. ADDITIONAL READING: A Guide To Planning Your First Family Ski Trip The Ultimate Business Traveler’s Guide To Bangkok From Britain To Australia: A Guide For Brits Making The Move Down Under

BY  Nabamita Feb 13, 2024

Before packing your first box, make sure to notify your utility and service providers of your move date and new address. This includes essential services like gas, electricity, water, internet, phone, and cable or satellite TV. Notifying them in advance ensures you receive a final bill for service at your old address so you can pay any remaining balance. Provide the exact date the service should stop and your new address where the service should start. Also give them a forwarding address for the final bill, which may come later. Taking these proactive notification steps alleviates headaches from missed bills or payments during a busy move. Avoid Bill Surprises While On The Go Constantly traveling or relocating for extended periods can make paying and keeping track of utility bills a real headache. Set your accounts for automatic and paperless billing to avoid missing payments or getting hit with late fees. Have electric, gas, cable, internet, phone, and other bills set to autopay directly from your bank account every month while you are away, and make sure you have enough funds available to cover those payments? Also, set up your accounts so that bills can be viewed and managed electronically online through each provider's website. Retail expert movers recommend routing all bills and statements to a trusted relative or P.O. box that will forward your mail to wherever you end up. With a few preparatory steps before locking up and heading out, you can travel worry-free knowing vital services won't be disconnected. Forward Important Mail During Transitions Whether you're moving across town or traveling overseas for months at a time, don't let lapses in mail service leave you in the dark on important communications. Before an upcoming move, submit a change of address to the post office so mail gets routed to your new residence or a trusted contact. This ensures you receive mail from utility companies, banks, insurance providers, and other services during the transition process. If taking an extended trip, have the post office hold your mail until you return or forward it to a friend or family member who can scan and email you anything urgent. This way bills, legal documents, and other correspondence don't pile up unchecked at your empty house while you're gone for weeks or months. Staying up-to-date on mail prevents unexpected issues. Read Also: Corporate Travel Redefined: The Power Of Taxi Amsterdam For Business Rides Streamline Services While Away When you're preparing for an extended time away from home, look at temporarily suspending non-vital home services to save money. Cable TV and internet packages often tack on fees, so you end up paying for services never used. Before an extended trip or during slow relocation periods: Put cable TV services on seasonal hold - once reactivated, retain your previous channel package without added fees Suspend internet if wireless access is not essential during your time away Stop newspaper delivery which will pile up unread Place gym memberships on hold status so monthly fees aren't wasted Disable alarm monitoring systems with the assurance of quick reactivation Pausing unnecessary utilities and home services over weeks or months gives savings that add up. Most providers let you conveniently pick up where you left off for seamless transitions. As the Federal Communications Commission notes, be aware of any terms or conditions associated with temporarily discontinuing services. With some advanced planning, you can streamline the services you actually need and forego the rest while you’re away. Get Seasonal Utility Rates For Long Trips When planning for an extended trip spanning multiple seasons, take advantage of many utility providers' seasonal service plans to maximize savings. Call your gas, electric, and water companies to inquire if they offer special rates for customers who will be away for months at a stretch–common for snowbird travelers and those holding up somewhere warm for the frigid winter months. Oftentimes providers give breaks on standard bills when they know in advance you won't actually be occupying the home to use services for a fixed duration. Find out what options are readily available for putting gas, electric, water, and even cable on hold status just until your return, even if you come back at a different time annually. Checking on special cost-saving programs specific to extended seasonal gaps in service can pay off. This allows flexible travelers focused on warm weather destinations to save a little more towards their next adventure on the road. Reconnect Services Upon Returning Home Don't come home to a property full of shut-off notices! Be proactive by scheduling and confirming the reactivation of utility and home services shortly before your return. A few days ahead: Call the cable company to reopen service on your scheduled move-in date - this prevents lagging connections. Have the power company resume electrical service by your designated date to avoid dark, warm apartments. Reactivate your home internet modem and wireless router to get back online for work and entertainment needs as soon as you arrive. Resume your garbage pickup on the day you move back to prevent waste pile-ups. As cautioned by USA.gov's household services guidance, don't assume providers will automatically switch your accounts back on. After lengthy absences, directly request all services be transferred or started at your location effective on the precise date of your arrival to avoid any lapses. Scheduling ahead alleviates having to reboot utilities one by one after coming home tired from travel. Instead, enjoy seamless access to functioning appliances, climate control, and amenities. Planning Ahead Minimizes Headaches Whether you're frequently on the go or planning an extended getaway, don't let utility billing and services fall by the wayside. With some advance preparation before transitions, you can redirect mail, suspend non-essential accounts, take advantage of seasonal rates, and seamlessly reconnect everything upon returning home. Staying actively informed and visible to providers while away reduces the chances of penalties, confusion, or disruptions down the road. A few simple proactive tasks like automating payments or consolidating bills to one trusted advisor can alleviate countless headaches. Embrace solutions that simplify managing obligations from afar. The little time invested upfront in organizing your affairs makes for smooth travels every step of the journey. Read Also: Sands Of Splendor: Luxurious Desert Safari Experiences In Dubai 20 Of The Best Places To Travel In Africa In 2024 6 Best Destinations For A Safari In Kenya

BY  sagnika Mar 18, 2025

Are you making plans to visit Chicago? Are you wondering if is Chicago safe? Wondering how being a solo traveler, it is important to be aware and integrate your safety precautions before you visit the bustling streets and neighborhood solo!   Let me share with you some of my experiences which I really enjoyed. You have to prioritize your safety before you do anything! Acquiring experience is important however, it is significant that you should learn about some of the safest places to stay and visit safe places to eat and visit.  If you are looking for one of the warm places to travel in February, skip Chicago. Instead, focus on how you can travel safely.   Is Chicago Safe? Question as a Solo Female Traveler!   A fantastic destination, Chicago has repeatedly been identified as a safe location for travelers. When you question about exploring places in Chicago solo, you need some safety tips that will help you make a successful vacation plan. Afterall, you are going to one of the exotic places to travel!   The vibrant city of Chicago is quite accessible with excellent public transportation. If I share my personal experience, I love traveling alone and when I went on a vacation to Chicago, I realized that the public transportation system is so easy to navigate, that it was a breeze for me to get around.   There are many tourist attractions, quite close to each other. Planning and creating cluster location trips is both affordable and safe for a solo female traveler. Let me share with you some of the things to do, top restaurants, top places for accommodations and others while being safe.   Safety Tips for Solo Female Traveler!   When you are traveling, the first thing you need to keep in mind as a solo female traveler is your safety. It is crucial when you are traveling solo especially when you need to enjoy as well as stay safe. Please keep the following tips in mind:   Learn more about the city – You should go through maps of Chicago and familiarize yourself with the city, its streets and places. Go through the layout of Chicago, and either use mobile apps or physical maps to navigate across the city. Trust me, you will feel more confident when you know all about the city’s places, streets, routes, and places to visit.   Follow the safety guidelines – There are general safety guidelines, especially if you are traveling alone. You must stick to safety practices. A vibrant city, Chicago is safe, but you still need to be aware of the place properly to travel alone. Chicago can easily be one of the best places to travel solo female in the US.   Awareness of surroundings – You need to be aware of your surroundings, especially when it comes to keeping your things to yourself. Try to avoid deserted streets or buildings along with strangers trying to be over-friendly.   Visit the tourist-friendly areas – The city is overall a cool place to be, but there are some places where you need to be a little aware. It is better to avoid them if you are a solo female traveler. Yes, you will find security measures being taken to keep people visiting these places safe.   Things to Do in Chicago   Let me share with you some of the things to do when you visit Chicago while staying safe. If you love visiting museums, this is your chance to utilize most of your vacation time. You can visit the following places if visiting museums, and cafes and going on walks is your vibe.   Field Museum – Open from 9 am to 5 pm, this state-of-the-art museum displaces beautiful scientific artifacts, displays, and exhibits. You will also find several inventions that are displayed in this museum. Furthermore, you get to see the Tyrannosaurus Rex, the largest display in the world!   Millennium Park – Open from 6 am to 11 pm, sprawled across 24.5 acres of green, there is an outdoor theater. Furthermore, you can take memorable pictures in front of the reflective “Bean” structure. This is one of the best places to travel with kids if you are traveling with your family!   The Art Institute of Chicago – Open from 11 am to 8 pm, this museum is known worldwide. It has exhibits that are collected from all over the world across many centuries.   Lincoln Park Zoo – Open from 10 am to 5 pm, this zoo is small. However, their exhibit is quite good as you get to see primates, reptiles, lions, and other animals free of cost. There is also a children’s area along with a very interactive farm exhibit.   Griffin Museum of Science and Industry   – Open from 9:30 am to 4 pm, this sprawling space is filled with industrial exhibits and child-friendly scientific exhibits that are quite informative.   Riverwalk – You can visit this place between 6 am to 11 pm. A pedestrian path along the riverside offers you beautiful city views. If you are solo traveling, it is a perfect place for dining with a lucrative view. You can also check out the bridges, boat docks, and fishing piers!   Top Restaurants and Bars to Visit   I am a foodie, so I love checking out places that offer delicious food along with a variety of options. Chicago offers you delicious food especially for people who are solo traveling. The experience is both enigmatic and beautiful.   The Longroom – If you are a beer enthusiast, this is the perfect place to try delicious craft beers. The vibe is great while the pub fare is not that expensive so, as a solo experience, it is perfect.   Girl & The Goat   https://www.instagram.com/p/DF3jhNDzQdn/?img_index=1 – The innovative cuisine is the selling point of the restaurant so, every time you visit the place, you get to eat something exciting and new. Visiting this place is the perfect way to experience the developing culinary scene of Chicago.   Olio e Piu   https://www.instagram.com/p/DGGQN_xTnXn/ – The Italian restaurant is quite charming serving a cozy environment with delicious dishes. If you are looking for an authentic trattoria, this is it for you. Try their fritto misto, Nutella calzone, carbonara and Margherita Pizza and others.   The Signature Room at the 95th   https://www.instagram.com/p/CtMYSa8qwU0/?hl=en – Giving you the perfect rooftop vibe, the pub is located high above the city offering stunning skylines. You will get the perfect feel for solo dining with delicious and mesmerizing food dishes.    Lou Malnati’s Pizzeria   https://www.instagram.com/p/DE24sxrTRb8/?img_index=2 – The deep-dish pizza, Lou Malnati is a popular Chicago classic! You must try this if you want to experience Chicago-style pizza thus, feel the authenticity.   The Purple Pig   https://www.instagram.com/p/DHHa8AGgm8P/?img_index=3 – If you are craving some Mediterranean–inspired dishes, this is the place to be! The Charcuterie is to die for. Starting for delicious cocktails, you must try their roasted bone marrow with herbs, crispy pig’s ear, grilled broccoli, Spanish octopus, and others.   Best Neighborhood for Booking Your Accommodations   If you are planning to visit Chicago, let me suggest some of the coolest and safest neighborhoods creating the perfect environment for your solo travel. When booking your accommodations, let me share with you some of the places known for various things!   If you want to shop in Chicago, the best neighborhood to stay is around the North Side. You must visit the Magnificent Mile which is vibrant and filled with charming elements all around. There are several stores, both high-end brands, unique flagship outlets, and street styles!   You also need to consider visiting near historic water tower and the John Hancock Center. Overall, it brings to the forefront the rich history of Chicago. A perfect mix of cultural exploration and retail therapy thus, providing a perfect place for your solo self to shop.   If you are planning to party, another place in Chicago to offer you vibrant nightlight is River North. Popular for eclectic bars, vibrant live music venues, and a high-energy club scene, the neighborhood exudes nocturnal life. You can visit the roof-top lounges like LondonHouse and The Godfrey Hotel!   Wrapping Up!   In conclusion, if you are wondering if is Chicago safe especially if you are a solo female traveler, plan your vacation based on the tips. Remember the safety tips I have shared along with keeping your eyes and ears open.   Comment below if you need any more information regarding creating a travel plan when visiting Chicago! Furthermore, you can also let us know if any safety tips that we have missed in this article.