Costly Travel Insurance Is A Bane For Cancer Patients. But There’s An Alternative

Sep 22, 2022

Last Updated on: Feb 6, 2025

Travel Guides

A UK cancer charity has been raising awareness about what it calls the ‘scandal’ of cancer patients being quoted travel insurance premiums so high they cannot afford to go on holiday. 

Hampshire-based PLANETS, which supports people with neuroendocrine, pancreatic, liver, colorectal, abdominal, and pancreatic cancer, has accused travel insurance providers of applying a ‘one-size-fits-all’ policy to cancer patients which often penalizes people even when they are in remission and have been in good health for a number of years. 

As well as pointing out that many insurers simply refuse to cover anyone with a history of cancer, making their search for cover more difficult, PLANETS also highlights some of the exorbitant prices cancer patients are sometimes quoted – as if to purposefully put them off.

There Are Alternatives For Cancer Patients

It points to two cases it came across of patients it worked with, both of whom had neuroendocrine tumors. One was quoted for a two-week trip to Canada requiring £7,000. The other was told to enjoy a week in Spain, it would cost £1,000 for them.

PLANETS co-founder Jo Green also has neuroendocrine cancer. The condition is incurable, but with treatment can be managed successfully for many years. She has been living with it for 11 years, has no symptoms, and is in good health. But she too faces obstructive practices whenever she tries to get insurance to go abroad. 

The reason why PLANETS has taken up the cause of travel insurance for cancer patients is that, as Jo puts it, going on holiday is an “essential” coping mechanism for many people living with the realities of a long-term medical condition. 

“You’ve already been dealt a pretty bad card if you’ve had cancer,” she says. “It is a shame insurance companies can’t be more helpful and realistic in order to allow patients to seek respite through holidays which are important to health and wellbeing.” 

Her thoughts are echoed by her fellow co-founder Neil Pearce, a specialist in pancreas, liver, and neuroendocrine tumor surgery.

“For many people, the respite and morale boost a holiday away with family or friends brings is invaluable to their life, yet we are in the perverse situation where very little effort [by travel insurers] is even put in to establish the condition a person is in.”

Fair Prices And Bespoke Policies

After cancer travel insurance reviews, most mainstream travel insurance providers simply aren’t set up to deal with the nuances of people’s health on a case-by-case basis. To them, someone with a pre-existing medical condition represents heightened risk – the risk of falling ill while they are abroad and claiming medical expenses, the risk of requiring more expensive specialist interventions. 

Those risks are simply categorized by the condition. Whatever the condition, that’s the additional charge (if they even agree to offer cover for it at all). And everyone with that condition has to pay that same price. 

It’s also the case that certain medical conditions attract much higher premiums than others. Cancer is right at the top of that list. 

This is all commonplace in the travel insurance sector, but it’s by no means universal. There are providers who specialize in medical travel insurance, i.e. policies specifically geared for people with long-term medical conditions. 

The Difference Between The Travel Insurance And Medical Insurance

The big difference in how these niche providers operate is that they do take the health of the individual into consideration. This is usually done by means of a simple medical questionnaire.

Prospective customers will be asked about their medical history, what condition (or conditions) they are currently living with, how it is managed, what medication they are on, their current state of health, etc. 

From this information, medical travel insurance providers are the best insurance for cancer patients and are able to do two things. One, they can make a fairer evaluation of the risk an individual actually poses.

So for cancer patients, if they are in remission or if their symptoms are well managed and they are in good health, they can be offered a policy at a fair price. 

The insurer understands it isn’t simply cancer that poses the risk – it’s the individual circumstances of the patient. Second, knowing something about the medical background of the individual means specialist insurers can offer policies tailored to their needs. 

Although all travel insurance includes cover for medical costs, this is generally only for generic emergency treatments, not interventions specific to a particular condition. 

What If You’re Diagnosed With Cancer After You Purchase Travel Insurance?

Imagine you and your spouse decide to take a Paris trip to commemorate your 25th wedding anniversary. To safeguard the vacation, you also buy travel insurance.

Six months later, a regular mammogram finds a lump in your breast, and stage 2 breast cancer is the result of this discovery. You have to have radiation and surgery, so your eagerly anticipated cruise will have to wait.

When you’re dealing with a cancer diagnosis, travel insurance with trip cancellation benefits might be really helpful. Travel insurance after breast cancer cancellation benefits can pay you back for your paid, non-refundable trip expenses if your symptoms (or the side effects of treatment) are incapacitating enough to force you to cancel your trip and if your doctor recommends it. In this matter, you can reschedule your Paris trip after your wife has recovered. 

Final Words

As a cancer patient or anyone else with a long-term medical condition, you want the reassurance that if you do fall ill on your holidays, you will get the care and attention that you need – and that the cost of it will be covered by your insurance.

Please remember that travel insurance can’t pay for planned medical expenses. Plus, travel insurance will not pay for elective care, non-emergency care,  experimental treatment, and long-term care in your insurance policy. 

Apart from this, if you have any more questions, you can ask by commenting below. Please share your opinions, if I missed any points to mention here. 

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Arnab is a professional blogger, having an enormous interest in writing blogs and other jones of calligraphies. In terms of his professional commitments, He carries out sharing sentient blogs.

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Camping under the Canopies: RV Adventures in Northern California 

BY  Abdul Aziz Dec 30, 2023

Visiting Northern California ensures an amazing trip that is jam-packed with attractions, activities, and breathtaking locations. If you're looking for an amazing way to make the most of your vacation, think about renting an RV and visiting some of the best campgrounds in this charming area. There are so many possibilities available for adventures based on RVs that choosing just a few is a fun challenge. From tanning in the warm sun on a pristine beach to fully embracing the beauty of nature, Northern California offers a plethora of life-changing experiences. You've come to the right place if you're looking for the best RV camping Northern California. Is RV Camping In Northern California Legal?  Discover the best RV campgrounds Northern California has to offer by reading on, and make sure your next trip is nothing short of spectacular! California generally allows RV living as long as you don't park your vehicle overnight on private property without the owner's permission. 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Unique Things To Do In Tulsa: Into The Land Of Art Deco Architecture

BY  Sibashree Nov 14, 2024

Once known as the Oil Capital of the World, Tulsa today is known for its concentration of art deco architecture, and a cosmopolitan vibe.  On the Arkansas River, the city of Oklahoma is also the quintessence of the famous “Southern Hospitality” of the nation. Further, Tulsa offers the best fine dining experience, making it an ideal destination for culinary tourism in Oklahoma or the entire USA.  In fact, forums like Secret Food Tours are now conducting food tours in the city. This is the ultimate food adventure where you peep into famous restaurants’ kitchens. Nevertheless, beyond food tourism, the entire travel landscape in Tulsa looks promising. In fact, the Tulsa Regional Chamber has decided that Tulsa Regional Tourism will market the city as a center for tourism, sports, and culture.  Do you also want to explore this beautiful city of Oklahoma? Here is a brief guide for you. 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READ MORE Best Places To Travel In June

10 Best Places To Travel In June – Travel Guide 2022

BY  Mashum Apr 13, 2022

Are you in a condition to switch companies very soon?? Have you got your dream job and there is still a few weeks left for your joining?? Are you the one who is just not willing to work anymore and planning for an escape?? Well, then this article is for you people! In the present competitive world, many people do not even get a chance to discover a traveler in themselves. Most of them die at the age of 25 and exist till the age of 65 to 70.  You know, we all have a traveler in ourselves!! Really! I am not kidding. You have a soul that always wishes to explore the world. It is just things like environment, responsibilities, and discipline that keep you back in the trap. You fail most of the time planning for your dream trip for life. Well, no more negative vibes guys!! It is time to break some conventional rules of life and invest in something for the betterment of your soul. You can take a step that most travelers would hesitate to. Okay! nothing so risky but you can plan for a mid-year trip. Say cheers to breaking rules, pure ecstasy, life, and plan for your dream trip in June. Here, I have come up with ten magnificent destinations that you can consider the best places to travel to in June. Top Ten Places To Travel In June 2022 You Can Plan For Here is the list of the ten most alluring destinations in the world that you can visit in June. So, choose one from the list and give your friends a chance to envy you. 1. Luangwa Valley, Zambia Overview: Zambia is a small country in central Africa but has many things to gift to tourists. Here you can check out the rugged landscape and some outstanding locations for a mid-year vacation in June. The weather in the Luangwa Valley remains dry and you can explore the grassland and easily spot the wild animals. Moreover, you can enjoy the heavenly sight of Victoria Falls. While not many travelers always head to the Luangwa Valley (National Park), you can visit this place solo or on a friends’ trip. So, you would always have the fondle memories of visiting an off-beat destination. Reaching Up: By Air: Nonstop flights from New York to Lusaka are available regularly. You can reach the Luawanga Valley by car from the airport. Important Activities: Go for the jungle safari in the National Park. Visit the Victoria Falls both day and night. Observe and enjoy the local lifestyle. Dishes to Try: Nshima., Ifinkubala, Dry Fish Read More: How To Choose A Travel Pillow For Kids 2. Paris, France Overview: France experiences an enjoyable summer in June. So, Paris, one of the best romantic destinations has backed a place in this list of best places to travel in June 2021. Even, you can consider the same situation in the current year.  You can best enjoy Paris with your partner. Generally, travelers do not pick up this place to go solo. Apart from the Iconic Eiffel Tower, you can explore a lot of museums and majestic buildings with European Architecture. Moreover, there is an exciting nightlife in Paris that gives you a chance to drink, sing, dance, and have fun with your partner. Reaching Up: By Air: There are direct flights from the US conducted by many Airlines to the Charles de Gaulle and the Orly Airport. Important Activities: Indulge in city sightseeing. Spend some time adjacent to the Eiffel Tower and click photographs with your partner. Try to explore the glittering nightlife of Paris. Dishes to Try: Macarons, Steak Tartare, Croissants. 3. Prague, Czech Republic Overview: Prague is the capital city of the Czech Republic. It is one of the picturesque cities in the country and the hub of classic European culture. You can come across many artists sitting and performing their artforms in the city joints. Apart from the Charles Bridge and Lennon Wall, you can explore more in Prague while a solo, couple, or group visit. Moreover, you can consider this as the best place to travel to in June as there are a lot of festivals taking place in the city. A four to five days trip to Prague in June can remain in your memory for a lifetime. Reaching Up: By Air: Both direct flights and connecting flights are available from the US. In the case of the one-stop flights, you can stopover in London. Important Activities: Explore the major tourist locations of Prague. Enjoy the local music and dance of Czech culture in any of the city joints. Be a part of the microbrewery bonanza and the biggest ice-cream festival. Dishes to Try: Koleno, Czech roast duck, Utopenci. 4. East Coast, Sri Lanka Overview: The South Asian countries receive decent rainfall due to the active monsoon winds from June to September. Now, the East Coast region is different. It receives a little rainfall and you can find a lot of sunshine here.  As you visit the East Coast region in Sri Lanka, do not skip the Kumana National Park. Here, you can expect to have fun spotting crocodiles, elephants, and leopards. So, you can always consider the Pearl of The Indian Ocean to welcome you graciously as you choose it to be the best place to travel in June 2022. Reaching Up: By Air: A lot of indirect flights are available to the Colombo International Airport from the US. Afterward, you can take a car and reach Arugam Bay and The Kumana. Important Activities: Indulge in surfing at the Arugam Bay. Spend a lot of leisure time at the beach. Explore the Kumana National Park to spot wild animals. Dishes to Try: Fish Ambul Thiyal, Kukul Mas Currey, Kottu, Parippu. 5. Copenhagen, Denmark Overview: If you are sitting back at your place in the US and thinking of a place to escape, choose Copenhagen. The weather in Copenhagen in June remains the best and you can enjoy a solo or a friend’s trip to the edge. This city in Denmark has got the fame to be the most stylish on the entire continent. As a result, you can consider it one of the best places to travel in June. If you are a music lover apart from a traveler, you would remember Copenhagen forever as a fondling city. As it is midsummer in Copenhagen during June, a lot of bands perform at the festivals. So, you can have to listen to them. Moreover, if you have proper knowledge about music, you can even interact with the musicians. Reaching Up: By Air: Direct flights to Copenhagen are available from Newark, Boston, Chicago O’Hare, Philadelphia, etc. Important Activities: Check out the Royal Castles of the city. Visit a few Danish Museums to feel the whispers of the past. Spend some time at the Den Bia Planet. Check out the Roskilde Cathedral. Dishes to Try: Pizza, Danish hotdogs, Sushi. 6. Tel Aviv, Israel Overview: If you are a daredevil traveler desiring to go to an off-beat place in June, Tel Aviv can be the best destination for you. You can be in the city in June to witness the massive pride march. At times, the pride march reaches a strength of 250,000. This year, you can expect that the march would again take place as it occurred in the pre-Covid era. So, if you have a positive outlook on the pride of the LGBTQ+ community, it is the right place where you should be. You would be amazed to check out that the pride takes the formation of a festival. You can enjoy the music of the DJ and even taste snacks and food while the pride march takes place.  Reaching Up: By Air: You can get a direct flight to Tel Aviv from the NYC International Airport. Otherwise, you can break the journey from London with a Virgin Atlantic flight. Important Activities: Explore the city of Tel Aviv on foot. Be a part of the Pride March. Enjoy the music and have a good time. Taste the local cuisine. Dishes to Try: Falafel, Shakshouka, Schnitzel. You May Also Like To Read This: Top 10 Best Travel Sites For Tour In 2022 7. Manchester, England Overview: England is a country that attracts tourists and travelers from all over the world in the peak seasons. You can choose June to visit Manchester as the weather does not remain quite cloudy this time. When in Manchester, you can explore the city and spend a few minutes in each location to admire them. Lately, Manchester has turned into the Hipster heaven and you can observe how the lifestyle and culture have changed among the young Brits. Another thing you need to remember is June 19th is Manchester Day and you can witness a grand parade and celebration. Reaching Up: By Air: Virgin Atlantics is the best airline that operates flights to London from different airports in the USA.  Important Activities: In Manchester, you can visit a lot of locations that attract tourists. Never forget to watch a football match at any of the stadiums in Manchester. Witness the People’s History Museum. Dishes to Try: Black pudding, Pastry Bram, Vimto. 8. Berlin, Germany Overview: Berlin is a city with living history. So, if you are a travel freak who knows it, why not reach out to the place and witness it? Well, you can get a lot of things to do in Berlin. It homes some of the most outstanding museums in the world. You can be a part of a good, peaceful city. In Berlin, you can check out the theaters and even witness a show occurring in any one of them.  Another thing that you should not miss doing is listening to the whispers of World War II. There is a bunker where you can witness and spend some time looking back at the tough days of the country. Reaching Up: By Air: Berlin is now easy to reach as the new airport has opened up in the city for two years now. You can find direct flights of Lufthansa here. You can also land in Newark and reach Berlin. Important Activities: Explore the entire city on foot or some public vehicle. Check out the grandeu of Bode and Neuse Museum. Do not miss watching the Sammlung Boros Bunker. Dishes to Try: CurryWurst, Schnitzel, Eisbein. 9. Seattle, USA Overview: The state of Seattle, USA can anytime be one of the best places to travel in June 2021 USA. So, you can always pick this place for the trip. Alluring weather is the primary thing that you can expect in the state during June. Do not think Seattle to be one of the best places to travel in April as you can miss the Fremont Solstice Parade. As a result, you would not find anything to enjoy in this state if you visit it other than June. This is obviously a place for travelers who are reluctant to make a huge plan for the mid-year trip. Moreover, you can choose it if you have time and money constraints. Reaching Up: By Air: You can leach Seattle by Air as there are regular domestic flights. By Road: Seattle is connected to all other states in the country with a rich network of highways. Important Activities: Spend some quality time in Pioneer Square. Get to the top of the Space Needle. Indulge in shopping at the Pike Place Market. Dishes to Try: Seafood, Burger, Fried Chicken. 10. Zadar- Dalmatia, Croatia Overview: As a traveler who loves visiting known places in off-beat times, you can visit Zadar, Croatia. You would get the best view of the Croatian coast while a trip in June. The best you can do is spend most of your time in the city of Dalmatia. You can expect the city to welcome you with all her heart. Expect the love to show up in nature. Reaching Up: By Air: There are regular flights to Croatia from different airports in the US. Important Activities: Spend time sightseeing in Dalmatia. Explore the coast of Croatia. Have a good time chugging some beer. Dishes to Try: Peka, Pasta. Frequently Asked Questions (FAQs): Q1. Where Should I Vacation In Summer 2022? Any hill station would be the best place to go on a vacation in the summer of 2022. Q2. What Is The Best Country To Visit In 2022? Australia is the best country to visit in 2022. Q3. Which Country Is Best To Visit In June? Croatia can be the best country to visit in June. Q4. Where Is The Best Weather In June? Seattle has the best weather in June. Final Words So, these are some places that you can travel to in June this year. Well, if you have started planning for the trip from now on, it is the best step you have taken. Select a destination and purchase tickets to reach the place. Moreover, you can book the hotels according to your affordability too. Always remember that with all planning done, you can expect an outstanding tour. It would also remain in your heart as a long-cherished memory. Read Also: How To Fund The Cost Of Travelling Top 5 Travel Tips For Your Next Trip To China 9 Things Every Traveler Should Know When Visiting Shanghai