Costly Travel Insurance Is A Bane For Cancer Patients. But There’s An Alternative

BY  Anindita Dey Oct 29, 2025

I was going through a recent report of Ernst & Young (EY). It was about how generative AI is changing the tourism industry.  The report features data from the recent WiT Singapore conference. It said that around 60% of the travelers from the Asia Pacific use AI tools to research and book travel destinations.  Furthermore, many airlines, hotel chains, and travel booking platforms are using AI for better data management, analysis, and revenue management. Moreover, the use of AI is offering a customized experience with UX (user experience) highlights, such as voice-based interfaces and personalized itineraries.  Thanks to these efficient virtual assistants, the ease of travel booking and personalization of itineraries, AI is also improving member engagement in corporate travel. There is a reason why names such as Kayak, United Airlines, and Concur Travel are using AI for travel booking, information updates, and more.  Hi, in today’s blog, we will talk about the role of AI in member engagement in corporate travel.   Why Is AI In Member Engagement Crucial For Corporate Travel?  From creating a personalized visual identity with an efficient profile picture-making tool, such as PFP maker, to offering real-time support and updates, AI is boosting member engagement in corporate travel.  1. Real-Time Travel Updates Chatbots and virtual assistants are changing the way we used to follow up on our travel bookings and itineraries. They offer real-time support and updates.  Furthermore, a travel booking platform with AI uses predictive analytics to enhance your booking choices. Also, the automated expense reporting eliminates all paperwork. In addition, an AI-powered fraud detection mechanism helps to identify unauthorized expenses. Thus, it ensures compliance with corporate travel policies.  2. Data Analysis To Avoid Delays And Disruptions   The machine learning algorithms of a travel booking or management system can identify cost-saving opportunities by analyzing large amounts of data.  Furthermore, machine learning boosts member engagement by identifying preferred travel modes and patterns. Also, machine learning keeps you informed about anticipated delays, suggesting alternative routes and the best flight and hotel options in this scenario.  Thus, AI accomplishes two tasks at once. It boosts the operational efficiency of the travel organizer and improves the experience of the traveler.  3. Personalized Travel Recommendations  We all have our travel preferences. AI analyzes the data and our travel search patterns to create personalized travel recommendations. AI also takes cues from the previous booking and specific corporate travel policies of a company.  Thus, AI helps save time on the process of finding and booking hotels, airlines, or trains. Moreover, AI improves employee satisfaction with cost-effectiveness. So, the employer and the employee are both in a win-win situation.  4. The Use Of AI Makes Travel More Sustainable  Did you know that AI can analyze carbon footprint? By analyzing carbon footprint, AI offers recommendations for environmentally friendly travel choices. Thus, it supports corporates to achieve their specific CSR goals.  Also, companies can use these AI insights to optimize their travel budget and reduce environmental impact to make their travel experience more efficient.  5. Policy Enforcement  Every business has a policy or a set of guidelines regarding corporate travel. AI can assess those policies, and it considers the same policies for completing travel booking and management.  In other words, an AI-integrated system ensures that the booking agrees with the specific corporate travel policies. This is effective for compliance and cost-effectiveness.  However, this compliance is not just limited to the policies of a specific company. An AI system knows the changing policies, travel advisories, latest occurrences, and announcements of a place.  Also, there can be wildlife conservation norms or sustainable tourism guidelines. Breaking any of these can lead to severe legal implications.  When you are choosing a particular place, AI will share all these updates so that your travel experience is hassle-free.  What Are The Drawbacks Of Using AI In Member Engagement For Corporate Travel?  I have already mentioned that data assessment and analytics are important aspects of the use of AI in corporate travel management. However, what if the data is incorrect? In reality, there have been instances where incorrect data has put the traveler and the travel company in a spot.  In this context, I must share the example of the Air Canada case in 2022. Jake Moffatt, a passenger, was assured by the chatbot that if he booked a full-fare flight for his grandmother’s funeral, he would be eligible to get a bereavement fare once the trip was over.  However, the claim was wrong and Air Canada refused to pay the bereavement fee. So, Jake Moffatt took the legal way.  Despite Air Canada trying to defend its position and establish the chatbot as a separate legal entity, the British Columbia Civil Resolution Tribunal held Air Canada accountable for the false dissemination of information.  So, Moffatt got a compensation of $812.02 from Air Canada. The BBC has also quoted the written response of the tribunal member, Christopher Rivers.  “It should be obvious to Air Canada that it is responsible for all the information on its website. It makes no difference whether the information comes from a static page or a chatbot.”  This incident highlights how any information mistake or “customer hallucination” caused by AI tools will make the concerned company accountable.  Good Data Hygiene And Avoiding Silos: The Future Of Using AI In Corporate Travel Management  A corporate travel booking or management company needs to be particular about good data hygiene. That is why you have to ensure that duplicates are eliminated, formats are standardized, and formatting is accurate.  When the data is well-structured and clean, a travel management company can offer the best and most accurate travel policies, cost forecasts, and a better travel experience.  Data silos are another challenge in using AI in corporate .. The problem occurs when data is kept in disconnected and separate stores. When data is fragmented, AI cannot offer a comprehensive view of anything.  So, the spending estimates and travel patterns will eventually go wrong. So, the use or incorporation of data needs to be integrated for a comprehensive result of the search or query of a traveler.

BY  Barsha Nov 8, 2023

Picture this: You've been planning your dream vacation for months, and the excitement is palpable. You've booked your flights, reserved a luxurious beachfront villa, and even made restaurant reservations at that five-star restaurant you've been drooling over. But there's one crucial detail that many travelers often overlook – travel insurance. While it might seem like an unnecessary expense, the absence of vacation travel insurance can have dire consequences. In this blog post, we'll explore the potential risks of traveling without proper coverage. Check out how it could even impact your life insurance. Medical Emergencies Abroad One of the most critical aspects of vacation travel insurance is medical coverage. Imagine falling ill or getting injured while abroad, requiring medical attention. Without travel insurance, you could be left with exorbitant medical bills, putting your financial stability at risk. Medical expenses abroad can be astronomical, especially if you need hospitalization or emergency medical evacuation. Having travel insurance ensures that you're protected against these unforeseen medical expenses. Moreover, it gives you peace of mind while you're enjoying your vacation. Trip Cancellations And Interruptions Life is unpredictable, and even the best-laid vacation plans can go awry. Illness, family emergencies, or unexpected work commitments can force you to cancel or cut short your trip. Without vacation travel insurance, you might lose a significant portion of your non-refundable trip expenses. Thereby leaving you with an empty wallet and no vacation memories to cherish. Travel insurance typically covers trip cancellations and interruptions due to valid reasons, allowing you to recoup your financial losses and plan for a future trip. Lost Or Delayed Baggage Baggage mishaps are more common than you might think. Airlines misplace luggage, and delays can leave you without your belongings for days. Imagine arriving at your tropical destination with no swimsuit, sunscreen, or even your essential medications. Travel insurance often includes coverage for lost, stolen, or delayed baggage, providing compensation for the inconvenience and ensuring you can enjoy your vacation without unnecessary stress. Travel Insurance And Life Insurance Interplay While you might not immediately associate vacation travel insurance with life insurance, the two have interconnections in some ways. Your life insurance policy might have some influence if you engage in high-risk activities during your vacation without proper coverage.  Some travel insurance policies offer optional coverage for extreme sports or adventurous activities, which can protect you and prevent any negative impact on your life insurance coverage. Engaging in risky activities without insurance not only jeopardizes your physical well-being but can also lead to complications when it comes to your life insurance claims. Emergency Medical Evacuation In the unfortunate event of a severe medical emergency, while you're traveling, you may require emergency medical evacuation to receive proper care. This can involve airlifting you to a specialized medical facility, often in another country. The cost of such evacuations can be astronomical, ranging from tens of thousands to over a hundred thousand dollars. Without travel insurance, you'd be responsible for covering these expenses, potentially draining your savings or even putting you in debt. This financial burden can have a cascading effect on your life insurance. Since your ability to maintain your premiums may be compromised. Legal Assistance Travel insurance can also provide legal assistance in case you encounter legal troubles while abroad. Whether it's a simple traffic violation, a passport issue, or a more serious legal matter, having access to legal support can be invaluable. Without travel insurance, you'd have to navigate these legal challenges on your own, potentially leading to costly fines, delays, or even imprisonment. These legal issues can disrupt your life and have financial implications that could affect your ability to maintain your life insurance coverage. Peace Of Mind And Financial Protection In addition to the specific scenarios mentioned above, vacation travel insurance offers peace of mind throughout your trip. Knowing that you’re safe against unforeseen circumstances allows you to relax and fully enjoy your vacation. It’s a small price to pay for the assurance that you won’t experience financial turmoil if something goes wrong. Summing It Up In conclusion, vacationing without travel insurance is a risky proposition that can have far-reaching consequences. From medical emergencies to trip cancellations, lost baggage, and legal troubles, the absence of coverage can turn your dream vacation into a financial nightmare. Moreover, it's essential to recognize the potential impact on your life insurance. Ensure not to engage in risky activities without adequate protection. To safeguard your financial well-being and enjoy your travels worry-free, it's wise to invest in comprehensive vacation travel insurance. Before your next trip, take the time to research and choose a policy that suits your needs and the nature of your vacation. Remember, travel insurance is not just an expense! It's a safety net that ensures you return home with cherished memories and your financial stability intact. Don't leave home without it! Read Also: How To Fund The Cost Of Travelling How To Apply For A Passport Online In This Pandemic, And Which Countries Allow You To Travel Now?

BY  Nabamita Nov 30, 2023

When the chill of winter sets in, the allure of warm weather destinations becomes irresistible. From sun-drenched beaches to lush tropical forests, the world is brimming with spots perfect for shedding layers and basking in warmth.  In our roundup of the 10 best warm weather vacations, we explore diverse corners of the globe where the sun shines bright, the waters beckon, and the warm breeze carries the promise of unforgettable experiences. These destinations promise a respite from the cold and an adventure into the heart of warm weather bliss. 1. Seychelles Seychelles is a dreamy destination, known for its warm climate and stunning natural beauty. This archipelago in the Indian Ocean boasts 115 islands. Each is a slice of paradise with turquoise waters and white sandy beaches. The lush tropical forests are home to rare wildlife, enhancing its allure. Among the must-visit spots is Mahe Island, the vibrant heart of Seychelles. This island also attracts foreign entrepreneurs who come here to open offshore companies and trusts. Praslin Island offers the unique Vallee de Mai Nature Reserve. For a picturesque retreat, La Digue Island is unmatched with its iconic Anse Source D'Argent beach. 2. Anguilla Anguilla is a captivating warm weather destination, renowned for its serene beaches and crystal-clear waters. This Caribbean gem is a haven of tranquility, offering a perfect escape from the hustle of everyday life. Its coastline is dotted with over 30 stunning beaches, each with its unique charm. Shoal Bay East is a world-class beach known for its soft, white sands. Rendezvous Bay offers breathtaking sunsets and gentle waves, ideal for relaxation. For a touch of history, visit the Heritage Collection Museum. 3. Ibiza A jewel in the Mediterranean, Ibiza is famed for its vibrant nightlife and stunning beaches. This Spanish island attracts sun-seekers and party-goers alike with its warm climate and lively atmosphere. Its coastline is a mosaic of hidden coves and expansive sandy stretches, perfect for relaxation and water sports. Notable attractions in Ibiza include the bustling Ibiza Town, rich in history and culture. Playa d'en Bossa is renowned for its beach clubs and music scenes. For a quieter experience, visit the tranquil Cala Comte. Ibiza's blend of historical charm, natural beauty, and dynamic nightlife makes it a top warm weather destination. 4. Bali With its lush tropical climate, Bali is a premier destination for warm weather enthusiasts. This Indonesian island is famous for its lush landscapes, vibrant culture, and beautiful beaches. Its diverse environment ranges from volcanic mountains to tranquil rice paddies, offering a unique experience. Popular attractions in Bali include Ubud, the cultural heart, known for its art and traditional crafts. Seminyak boasts trendy beaches and upscale boutiques. For breathtaking natural beauty, visit the Tegallalang Rice Terraces. 5. Menorca Menorca is a serene Balearic Island known for its idyllic beaches and crystal-clear waters, This Spanish island offers a tranquil alternative to its busier neighbors. Its landscape is adorned with charming coves and lush greenery, creating a peaceful retreat. Ciutadella is a picturesque and historic city on the western coast of Menorca with charming old town, Gothic architecture, and beautiful harbor. Cala Macarella is famous for its turquoise waters and scenic beauty. The island's capital, Mahon, offers a rich cultural experience with its Georgian architecture. 6. Morocco Diverse landscapes and rich culture make Morocco a fantastic warm weather destination. It offers sun-drenched beaches, vast deserts, and vibrant cities. From the bustling souks of Marrakech to the serene Sahara Desert, each location presents a unique experience. The coastal city of Essaouira contains windy beaches and historic medina. The blue city of Chefchaouen enchants visitors with its picturesque streets. For a desert adventure, Merzouga is the gateway to the Erg Chebbi dunes. Morocco's mix of cultural heritage, natural beauty, and warm climate make it an intriguing and exciting vacation spot. 7. Panama Panama is the bridge between Central and South America. It’s a top choice for vacationers because of its warm climate and diverse landscapes. It offers lush rainforests, beautiful beaches, and vibrant city life. The Panama Canal, an engineering marvel, attracts visitors globally, while the capital, Panama City, blends modern skyscrapers with historic colonial architecture. For beach enthusiasts, Bocas del Toro is a must-visit with its crystal-clear waters and coral reefs. The San Blas Islands offer an authentic experience with indigenous communities. Boquete is perfect for nature lovers, with its coffee plantations and cloud forests. 8. Croatia Croatia is a stunning warm weather destination, celebrated for its crystal-clear Adriatic Sea and historic coastal towns. Its landscape is a picturesque blend of beautiful beaches, ancient ruins, and lush national parks. The country's unique culture and Mediterranean cuisine add to its charm. Known as the "Pearl of the Adriatic," Dubrovnik, enchants with its well-preserved medieval walls. The Plitvice Lakes National Park offers breathtaking natural beauty with its cascading lakes and waterfalls. Hvar Island is famous for its sunny beaches and vibrant nightlife.  9. Moskito Island Moskito Island, nestled in the British Virgin Islands, is an exclusive and luxurious warm weather haven. Known for its pristine beaches and crystal-clear waters, it offers an unparalleled private retreat. The island boasts lush landscapes, providing a backdrop for relaxation and adventure. Top attractions include private villas with breathtaking ocean views, offering ultimate privacy and comfort. Activities range from snorkeling in the vibrant coral reefs to exploring secluded coves by kayak. Moskito Island's fusion of exclusivity, natural beauty, and serene environment makes it an ideal spot for those seeking a high-end, tranquil warm weather vacation. 10. Necker Island Necker Island is a private oasis in the British Virgin Islands. This 74-acre island is enveloped by turquoise waters and coral reefs, offering a paradisiacal escape. It's famed for its commitment to conservation and sustainability, hosting diverse wildlife including flamingos and giant tortoises. The island features sumptuous accommodations, each with unique, opulent designs that blend seamlessly with the natural environment. Guests can indulge in activities like windsurfing, kitesurfing, and sailing in the clear waters. The Great House, perched on a hilltop, offers panoramic views of the Caribbean. It's the social hub for exquisite dining and entertainment. Read Also: Island Paradise Unveiled: Best Time To Visit The Philippines I Had No Idea When To Visit Mauritius Till I Went There THIS Time! Best Time To Experience Dubai: The City Of Gold